Best Free Payment Processing Software - Page 5

Compare the Top Free Payment Processing Software as of February 2026 - Page 5

  • 1
    Varidi

    Varidi

    Varidi

    Pay-over-time financing lets you capture revenue that would otherwise be lost completely. Say “yes” to everyone who wants your services! Our Full Pay Platform provides a single payment process that ensures everyone qualifies for services they want, and you’re either paid in full in two business days or they’re qualified for Varidi Guaranteed Payments over time. When someone can’t afford the full price of your services today, you lose revenue. Offering financing + payment-over-time, in one solution, helps you serve more people. Varidi Financing* lets you offer real-time approval with flexible rates, and same as cash offers with payment within two business days, less a small discount. If someone doesn’t qualify for Varidi Financing, Varidi Payment Guarantee ensures you are paid even if a customer stops paying Varidi. The customer doesn’t qualify for financing but is offered our payment guarantee. You get paid regular monthly installments even if your customer stops paying Varidi.
  • 2
    Ixaris

    Ixaris

    Ixaris Systems

    Ixaris Payments’ virtual card platform converts payment costs into earnings, maximises working capital, enables automation and helps you cut overheads and fraud. Convert your payment expenses into earnings with virtual card rewards. Use scheduled card loads with automated cash flow alerts to maximise working capital. Enable automated reconciliation. Attach and match booking references to payments. Create virtual cards in 24 currencies. Pay in over 200 Visa and Mastercard currencies. We tirelessly mine millions of transactions to give customers the latest card acceptance and merchant fee data. Combining these insights with rigorous card testing data, we work with clients to drive value from every payment.
  • 3
    EFT/400

    EFT/400

    3X Software

    3X Software was founded in 1984, and has offered a range of support and packaged solutions for all industry sectors. 3X has worked with nearly every type of industry over the years. We are IBM midrange systems specialists with particular expertise in Retail systems and Ecommerce. The 3X Software name came about when the system 34/36/38 systems were fondly known as the 3X systems. We are an ISV and have been an IBM partner in development for more years than we can remember. Over the years we have developed our own packages and undertaken bespoke development around most of the major ERP systems. We have worked closely with all the major banks throughout the development of our native Credit/Debit card processing application EFT/400 for over 20 years. We were the only provider to have written Chip and Pin software native to the platform and worked with a number of retailers implementing Chip and Pin in retailers with stores ranging from 50 to over 650 shops.
  • 4
    Swipe Gateway

    Swipe Gateway

    Swipe Gateway

    Real-time fraud scrubbing utility that helps to differentiate legitimate from fraudulent transactions. Helps ensure uninterrupted payments for customers, particularly those with recurring payments, by seamlessly updating card-on-file account information- requires customer vault and is supported on First Data North, First Data South and Payment Tech Salem. Allows merchants to use Verified by Visa and Mastercard SecureCode to verify payer’s authenticity through the gateway. PCI-compliant encrypted and tokenized customer credit card and ACH account data storage. Tokenization allows merchants to process transactions without transmitting credit card or ACH account data. Enables merchants to invoice customers via email. Customers can submit payments by following an embedded link. Invoices are generated with line detailed information and automatically convert to PDF’s that are attached and emailed to customers.
  • 5
    SecureQB Cloud

    SecureQB Cloud

    Accounting Plugins

    Secure QB Plug-In integration for QuickBooks® Desktop Solutions has many features which streamline accounting procedures, reduce processing costs and enables merchant processing to remain profitable. Whether you are using QuickBooks Pro, QuickBooks Premier, QuickBooks Enterprise or QuickBooks Accountant, the integrated plug-in is straight forward and easy to use.
  • 6
    CDGcommerce

    CDGcommerce

    CDGcommerce

    CDGcommerce provides professional merchant services with a focus on always putting our merchant’s best interests first. We provide solutions that reduce the risk, lower the cost and simplify the process of accepting payments on your website, in-store or on the go. With CDG, you are a name – not just a number. We value each and every merchant relationship regardless of whether you are a brand new startup or process millions of dollars. You’ll get to know our dedicated staff on a first name basis and they will get to know you and your business. If you are accepting credit cards via website or virtual terminal, CDG offers a free gateway that will fit your needs and remove a layer of unnecessary fees. If you operate from a brick and mortar location, we can offer a free terminal placement program that will future proof your equipment. We believe transparency, control, security and helpful team members are crucial to keeping you focused on what you do best - growing your business!
  • 7
    SkySystemz

    SkySystemz

    SkySystemz

    Payment Processing, Cloud POS, & Business Management Software. No contract. No monthly fees. The lowest flat rates in the industry.. All the features your business needs to grow and save money. We only make money when you process payments, which makes us highly incentivized for your success. We are partners with TSYS and Wells Fargo and all merchants utilize our own proprietary software. We are available to contact 24/7 and will go above and beyond to ensure you are satisfied. HadePay has the tools needed for your company to reach its full potential. Process payments from your tablet, smartphone, or computer and access powerful features and services to take your business further. Set up your new merchant account in 10 minutes and begin accepting card payments. Accept Visa, Mastercard, American Express, and Discover with HadePay Systems. Applicants are typically approved the same day. Your business can access and leverage all our innovative payment technology.
  • 8
    FinPadi

    FinPadi

    FinPadi Technologies

    FinPadi is a Nigerian fintech company that increases access to financial tools while eliminating predatory fees, empowering customers across Africa.
  • 9
    Antistock

    Antistock

    Antistock

    Antistock is a software technology company building modern infrastructure for internet commerce. Antistock sells digital e-commerce software, alternative payment processing, advanced fraud prevention, and marketing automation tools to over 1,000 customers. Antistock delivers to its customers the ability to launch, scale, and operate securely from day one. Engineered with stock categories in mind, Antistock reduces operational complexity while driving revenue visibility, delivery performance, and customer control. Headquartered in Austin, Texas, Antistock works with rapidly scaling entrepreneurs to established internet native businesses.
  • 10
    Top Choice Payments

    Top Choice Payments

    Top Choice Payments

    Top Choice Payments is a Top Rated Merchant Account Solution Provider for any business type (In-store, Mobile, Online, eCommerce, or MOTO), Trusted by small businesses everywhere. Reliable and easy-to-use products at some of the lowest rates with Next Day Funding options. Accept all major payment types including Apple Pay™, Google Pay™, and Samsung Pay with rates as low as .35%.
  • 11
    Transaction Services (TRX)

    Transaction Services (TRX)

    Transaction Services

    For a business to compete in today’s market, accepting credit card payments is a must. What may seem like small transaction fees from VISA, MasterCard and other card networks can start to add up. Processing fees can now be passed on directly to the consumer, using our merchant surcharge solutions. Merchants can build the fee into the cost of the item or let customers know that there will be an extra 3-4% charge to use cards. This is great news for non-profits, municipalities, school lunch and government programs that can not afford to pay these fees. By passing the fee onto the consumer, merchants can offset the cost of credit card processing, saving valuable time, money and resources.
  • 12
    Visa Click to Pay
    Visa’s click to pay experience offers a host of benefits over traditional ways to pay. You no longer have to enter 16-digit account numbers, look up passwords or fill out long billing/shipping forms to make a purchase. You can feel confident knowing that Visa uses advanced technologies and multiple layers of security to help protect your card against payment fraud. You activate once at any participating merchant site and choose to be remembered. You will then be set up for streamlined checkout with your Visa card on your device whenever you see the click to pay button where Visa is accepted. Visa has transformed the online checkout experience again. Checking out online shouldn’t be hard. That’s why our new online checkout is easy, smart and secure. Check out securely with fewer clicks. Now when you see the Click to Pay icon you can enjoy a secure checkout experience—all without having to remember a password.
  • 13
    Unicorn Payment

    Unicorn Payment

    Unicorn Payment

    Our full-featured online payment platform allows you to accept payments for your online business. Unicorn Payment is one of the leading turnkey payment gateway solutions in the industry. With our trusted solution, we make sure your payment processing is seamless and secure. Unicorn Payment has powerful tools and resources available that can help companies hit the ground running from day one. Flexible, full-featured credit card processing services are hard to find, but we can customize a solution for every type of customer. We go the extra mile to ensure that all transactions are encrypted and secure using state-of-the-art payment processing technology. We provide payment services in 196 countries and accept nearly every payment method globally. Securely accept payments online and keep your business and your customers protected at all times. With seamless, hassle-free integration to our payment gateway, you can avoid long integration processes.
    Starting Price: Free
  • 14
    Fatora

    Fatora

    maktApp

    Online payment and invoicing platform for small business, Payment links, POS and Cashier, Invoicing, Payment gateway an Qatar and Middle East. An integrated online store that helps you sell your products and services online, you can link it with social media platforms and accelerate the growth of your project. Receive your money in more than one safe and easy way and expand your business locally to global. With the best payment gateway in Qatar you can connect it in your store or website easily, in partnership with many payment gateways TESS, TAP, Stripe, H and more. You can collect payments in your store through the cashier and point of sale (POS) system and give your customers the perfect buying experience. An integrated online store that helps you sell your products and services online, you can link it with social media platforms and accelerate the growth of your project.
  • 15
    wallee

    wallee

    wallee

    The way successful businesses accept payments today. wallee will help you to run your digital business online and offline. We already process billions of transactions every year for digital-minded businesses around the world. wallee allows all sizes of businesses to sell and scale globally. Start growing your business today with effortless payments using our API or Plugins. Effortless payments means easy acceptance. Use our plugins built for merchants and agencies to accept payments using our payment plugins per drag and drop. We offer solutions for developers, agencies and digital entrepreneurs. We develop products with digital mindsets that equip you for the challenges of the digital age. Beside E-Commerce Payments wallee also offers payment at the Point of sale on ec terminals. The wallee Terminals extends your online presence into the physical world, enabling you to build your own face to face checkout. wallee allows you to unify your payment infrastructure.
    Starting Price: $19.95 per month
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