Best Free Payment Processing Software - Page 3
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Compare the Top Free Payment Processing Software as of February 2026 - Page 3
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1
Partoo
Partoo
Let’s develop together your online visibility and your e-reputation to attract new customers to your points of sale! Automatically distribute information about your establishments on major directories, GPS, search engines, social networks, and review sites. Centralize the reviews left on your establishments whether they come from Google, Facebook, or TripAdvisor. Get regular reports, analyze them and respond to them from a single interface. Encourage your satisfied customers to leave you positive reviews on Google Business Profile. Optimize your website with a store locator and customizable pages per location. Make your point of sales stand out on the queries associated with your activity. Centralize messages received on Google Business Profile and easily reply to them centrally or locally. Let’s develop together your online visibility and your e-reputation to attract new customers to your points of sale!Starting Price: Free -
2
MySchoolBucks
MySchoolBucks
From the cafeteria to the classroom, pay anytime, anywhere from your mobile phone or computer. Download the MySchoolBucks app and get convenient access to meal balances, and purchases, and make payments right from your phone. View your student's meal purchases and current account balance at a glance. We'll even send you a reminder when their balance gets low. Quickly pay for fees assigned to your student or browse the school store to find items available for purchase. Schedule recurring payments and never worry about lunch money again. Receive automatic notifications when meal balances get low. Protecting your account information and privacy is our top priority. Call or live chat with us whenever you need help. Create your free account to pay for meals and more. Please contact your school directly for information regarding the balance of your account, refunds, balance transfers, etc.Starting Price: Free -
3
Solid
Solid
Instantly create bank accounts, offer crypto wallets, send payments, and issue cards to your customers. Solid offers a fully integrated & compliant suite of FinTech services. Integrate in minutes to build never-before-seen experiences. Solid's Banking as a Service (BaaS) enables companies to build and launch deposit products, such as business and consumer checking accounts. It includes the ledger, statements, and everything needed to create delightful banking experiences. Solid's Card Issuance and Management platform is the first of its kind. Issue cards are the modern way, to serve the needs of your customers, with one single API. Credit, debit, and prepaid cards, both in physical and virtual form factor, are all fully managed by Solid. Engage your customers with a light & powerful experience, in your product, with Solid's instant bank /account creation API. Issue branded physical and virtual cards instantly, with the spending controls they need with Solid's /card API.Starting Price: Free -
4
NETePay Hosted
Datacap Systems
NETePay Hosted is a comprehensive payments platform that consolidates payments and tokens across brick-and-mortar, eCommerce, mobile and unattended environments, all managed via Datacap’s portal. Datacap supports virtually every payment processor in North America. Dozens of plug-and-play EMV-ready devices from leading OEM providers. Datacap’s omnichannel payments solutions combine in-store, unattended, mobile, and eCommerce to create a unified, consistent payment experience across all channels. Purchase, configure and maintain Datacap products 24/7 via Datacap's product portal. Real-time reporting is available 24/7 for Datacap partners and their merchants. Remotely configure settings, pad flows, key injection, and more. Processor-proprietary Encryption methods ensure that card data is encrypted at the sale and decrypted at the NETePay Hosted without additional hops. Reduce card-present fraud with contact and contactless EMV (chip card) certifications for fixed, and mobile devices.Starting Price: Free -
5
BridgerPay
BridgerPay
Easily build, manage, and optimize your connections to any payment gateway or method worldwide. Organizations worldwide operate their payments with BridgerPay. Centralized dashboard and reports to make better and faster payment processing decisions. Connect your business to a PCI DSS Level 1 payment operations platform instantly with hundreds of ready-made connections, or build your own in seconds. Bridger Retry™ is a provider-agnostic technology that retries declined card payments seamlessly, increases your revenue, and retains more customers! Reach new markets with hundreds of codeless connections. We know how important your business is, so you can reach out to us anytime. Just click on the Intercom button and our payment experts will be there for you. Our mission is to solve all payment processing challenges forever. Built for any business, works on any platform, connected to over 500 PSPs. Eliminate the need for PCI with fully PCI DSS level 1 interfaces served in one API.Starting Price: $199 per month -
6
Payaut
Payaut
One API that enables split payments, PSD2 compliancy, multi PSP set-up, automated reconciliation, out-of-the-box KYC, and other cool stuff that will help you run your marketplace. Payaut helps online platforms and marketplaces to accept and collect payments via any PSP of choice. We take care of the seller onboarding process, split payments, and payouts through one API. Accept payments from the PSPs of choice and have the ability to choose from 100+ payment methods and expand globally. Split every transaction into the platform’s commission and the seller fee according to your needs. As the payment providers will settle to Payaut the platform is out of the money flow and therefore PSD2 compliant. Multiple incoming payment flows will be reconciled into a single payout to the seller or the platform. Transfer funds in the Payaut environment between the marketplace and seller accounts balance to charge for corrections or monthly fees.Starting Price: Free -
7
Hips
HIPS Payment Group
Hips is a complete omnichannel payment gateway and platform for businesses, ISV's and ISO's that want to offer their customers payment terminals or online payment services. Programmatically create merchant accounts or manage terminals via our REST API. Focus on customers and sales — not payment infrastructure, acquiring, issuing, licensing, PCI certification, hardware or software. Scale your POS or payment business with a single global payment platform in 70+ countries and 60+ payment methods online, mobile or in-store. We design custom pricing and tailored payment services (gateway, acquiring or issuing) that work for you and your business model. You set the price to your merchants and keep full ownership of your customers and offers. Programmatically create merchant accounts or manage terminals. Our SDKs make it easy to integrate Hips into your own mobile and web applications for mobile, unattended, online or in-store payments.Starting Price: €3.90 per device per month -
8
Speed
Speed
With Speed experience, lightning-fast bitcoin payment processing, low transaction fees, increased security, improved scalability and go global. Our bitcoin payment APIs are easy to set up, start using the Lightning Network for fast and inexpensive global payments and payouts. The Speed platform API is designed to empower developers to power businesses. Integrate bitcoin payment processor within minutes using developer-friendly APIs. Accept bitcoin payments for your business on your website, through links, or your app. These are one-time checkout links for accepting payments on online platforms like e-commerce. No coding is required to generate these links. Collect payments instantly by generating a payment link for accepting multiple payments of the same amount on online platforms for donations & crowdfunding. We offer open-source plugins for all major eCommerce platforms. This allows merchants to seamlessly integrate with their current system in just a few clicks.Starting Price: Free -
9
OrderForms.com
OrderForms.com
The simplest, speediest, and most secure way to take payments online. Get your first order form up in minutes! OrderForms.com allows you to take payments online from your website or ads with professionally designed order forms that are connected to your Stripe merchant account. Faster and easier than any other system on the market. Collect payments using your Stripe Merchant Account + more. Prebuilt order forms save you time and hassle. No credit card info is stored on our servers for added security. Lots of integrations with 3rd party services including Zapier. That’s why we’ve made OrderForms.com totally intuitive. With us, you’ll be up and running in less time than it takes to make coffee. Use Google Sheets to create and edit online spreadsheets. Get insights together with secure sharing in real-time and from any device. Connect OrderForms with more than 1,000+ apps. Just select the app and you’re good to go.Starting Price: $7.50 per month -
10
giropay
paydirekt
With giropay you have the choice, you can either pay directly online from your checking account, without registering via your online banking. Or you can register in advance and pay with a username and password, including giropay buyer protection and direct payment confirmation. Even if you will very likely never need it with us, it is a good feeling to have it. And should it actually take hold, it is direct, quick and uncomplicated. Wherever the new giropay logo or the combined giropay/paydirekt logo is displayed, you can use the giropay app to confirm your purchase. The giropay app communicates exclusively via tested interfaces and ensures secure data transfer in accordance with German online banking standards. Access to your online banking account is not possible via giropay because all data is stored encrypted on your device. Your data is also stored in data centers in Germany certified by banks and is subject to the strict German data protection laws.Starting Price: Free -
11
ChloePay
ChloePay / Chloe.ai
Chloepay by Chloe.ai, enables small to mid-market business owners to engage with customers across a multitude of platforms and media. Integrations with Intuit QuickBooks, Xero, Microsoft Dynamics, Slack, WhatsApp, and more ensure seamless invoicing and payments where your customers live and work. ChloePay also uses the same payment processing platform as Stripe, delivering best-in-class security and regulatory compliance. Just a few of the advantages of choosing ChloePay include: • Transaction-based plans with no monthly subscription fee • Simple SMS and mobile payments that your customers will love • Social media invoicing and payment options • Access to API's and custom development (fees may apply) • Integration with major CRM, accounting, and social platformsStarting Price: $25 -
12
eMerchantGateway
eMerchantGateway
Built on one of the largest payment gateway platforms in the world, eMerchantGateway is a trusted solution for accepting payments online, over the phone, or by mail. Secure, fast, and reliable, eMerchantGateway offers a variety of payment gateway features for processing and managing card-not-present payments. Full PCI-DSS compliance payment security. A convenient management console accessed through a web browser or an app. A virtual terminal function for orders by phone or mail. The ability to create invoices or web forms for online payment. Recurring billing options are customizable by the customer. 18 fraud modules with a variety of settings to suit your exact business needs. Detailed reporting to manage transactions by the minute. Batch and real-time payment processing options with mobile connections. Industry-specific software in a range of categories; examples include furniture, restaurants, and non-profits.Starting Price: Free -
13
Tranzila
Tranzila
Your payments are in good hands. Comprehensive data security for receiving payments. PCI DSS LEVEL-1 standard and SSL encryption to the most stringent standards of international credit card companies. Production of digitally signed invoices for email, with the execution of a credit card transaction, PayPal, or bank direct debit. Possibility to generate invoices manually for cash or cheque. The invoice system is approved by the income tax authority. Free application for every customer, both for Android and iPhone. Operations of debit, credit, viewing transactions, and more. Option to connect an EMV credit card reader using Bluetooth technology. A payment solution that grows with your business needs. It allows the clearing of credit from a mobile phone, from an independent clearing terminal, from any computer and tablet, from management software, a virtual store in ecommerce, and more. Full integration for receiving payments from PayPal, including automatic invoice generation.Starting Price: Free -
14
Payzli
Payzli
A single source for business essentials such as payment services, business management software, web enablement, and mobile solutions available at one, affordable cost. We help you run your business and provide the financial support it needs to grow. Process payments in-person, on the go, or online with our suite of POS systems, mobile card readers, and powerful payment gateway,- all for the lowest rates in the industry. We provide you with next-level software that is customized to run your business more effectively, all bundled into your Payzli account with one low fee. Every Payzli account comes with its own customer relationship management system that you can use to keep track of your customers, and sales, create invoices, and manage billing. From simple countertop terminals and smart card reader devices to payment gateways and POS systems, we offer a wide range of industry-leading equipment tailored to your specific industry and business.Starting Price: $10 per month -
15
Pesapal
Pesapal
Our point-of-sale machine streamlines in-store payment processes, enabling efficient transactions and enhancing the customer shopping experience. Oracle Hospitality & Reserveport Integration allows you to streamline your hospitality business by offering simple payment processing, online booking capabilities, and real-time analytics. This enhances guest experiences and drives revenue growth. Optimize your fuel station operations, improve profitability, and deliver exceptional customer service with the Pesapal forecourt management solution. Whether you’re an ecommerce, a subscription business, an online platform, or a marketplace, we offer complete payment solutions for your online business. With Openfloat, you can digitize petty cash, payroll, and corporate bills. You can also disburse funds, pay bills, and buy airtime in bulk, all in one place. Pesapal Credit allows you to access unsecured loans with flexible repayment terms to support both your immediate business needs.Starting Price: Free -
16
AsiaPay
AsiaPay
AsiaPay supports merchants to accept digital payments by credit/debit cards, bank accounts/net banking, digital wallets, buy now pay later, over-the-counter, and more in one single platform. AsiaPay is a leading digital payment service, solution, and technology provider in APAC. We provide a comprehensive array of secured, advanced, and integrated payment processing solutions to banks, payment service providers, and merchants. We have partnerships with international card associations, banks, and payment companies all over the world. Country operations and payment processing. Anti-fraud tools, mobile-ready, real-time consolidated reports, big data. Multi-lingual, multi-currencies, multi-channels, multi-cards, and multi-acquirers. High service uptime of 99.9%+ and high performance. Local account and risk operation support as well as 24/7 technical support in 17 operational offices in the Asia Pacific.Starting Price: Free -
17
PAY ADDONS
PAY ADDONS
PAY ADDONS offers a suite of WordPress plugins designed to simplify and enhance payment processing across various popular WordPress plugins, including Elementor forms, WooCommerce, and Contact Form 7. These plugins empower website owners to create seamless and secure payment experiences for their customers. Elementor Stripe Payment: Drag & Drop to build your one-time and recurring payment form together with Elementor without creating an entire online store. Stripe Payment For WooCommerce: WooCommerce Stripe addon is a payment gateway for WooCommerce. With just a single configuration, unlock access to over 30 secure and globally recognized payment methods. Contact Form 7 Stripe Integration Addon: Build your one-time and recurring payment form together with Contact form 7, Easily embed payment fields anywhere.Starting Price: $89/year/site -
18
DepositFix
DepositFix
DepositFix is a unified B2B payments and billing platform that automates the entire lead‑to‑cash process by connecting payments, CRM, and QuickBooks into a single interface. It supports all B2B payment scenarios, ACH and eCheck, card‑not‑present transactions, virtual terminals, surcharging, and dual pricing, through multi‑gateway routing and embedded checkout forms, while also handling hosted payment pages, product catalogs, discount codes, and one‑click upsells. Its billing suite includes recurring and progressive billing, automated sales tax calculations, client self‑service portals and quote‑to‑cash workflows, and its invoicing tools offer custom invoices, bulk batch creation, pay‑by‑link, Excel‑based invoicing, automated invoice presentment and reconciliation. With native integrations for HubSpot, ServiceTitan, Jobber, Zapier, and PayPal, DepositFix consolidates payment data into a single source of truth, eliminates manual data entry and reconciliation.Starting Price: $190 per month -
19
TillyPay
TillyPay
TillyPay is a no‑code payment platform that lets businesses collect one‑off and recurring payments through fully branded, mobile‑optimized checkout pages under their own domain. Using an intuitive form builder, users can configure subscriptions with customizable billing cycles (daily to yearly), trials, setup fees, taxes, and customer self‑service via a secure billing portal for invoice downloads, payment method updates, and subscription management. Invoices can be sent with embedded payment links that accept 120+ currencies and all major credit and debit cards, while a unified dashboard provides real‑time visibility into payments, customer accounts, and cash‑flow forecasts. TillyPay integrates natively with over 2,000 tools to automate accounting and notifications, and its PCI‑ and SCP‑compliant infrastructure ensures data security without additional infrastructure or coding.Starting Price: $30 per month -
20
Paylinks
Paylinks
Paylinks lets you create and share simple payment requests in seconds, turning any product or service, yoga lessons, event tickets, or consulting fees, into a secure, online checkout with no POS terminal or invoicing required. From a mobile or web app, you specify an amount and description, choose PayPal, Stripe, or Square as the gateway, then generate a unique URL or QR code that can be sent via email, text, social media, or embedded on a website. Customers click the link, pick their preferred payment method (cards, net banking, and local options supported by the chosen gateway), and complete the transaction instantly. You receive real‑time notifications and a consolidated history of paid links, with customizable descriptions and optional expiration settings to manage campaigns or limited‑time offers. With a lightweight interface designed for rapid setup, multi‑gateway support, and seamless sharing across any channel, Paylinks streamlines small‑value payments for businesses.Starting Price: Free -
21
NETS
NETS
NETS for Business offers a comprehensive suite of payment and merchant services to help Singapore businesses accept both in-store and online payments efficiently. Its in-store solutions include wired and wireless POS terminals supporting NETS debit/ATM card, QR payments, contactless cards, and overseas wallet/foreign card acceptance. Payments are settled by the next working day, and merchants have access to transaction reporting and settlement via an online Merchant Portal. For online businesses, products include eNETS Gateway (handling direct debit and all major credit cards), NETS Click, NETS QR Online, and SoftPOS. There are also self-service and motoring solutions, unified POS systems, vending solutions, solutions for F&B self-service, car park payment integrations, SGQR label support, and digital receipt management. The NETSBiz mobile app lets merchants get payment notifications and manage terminals; merchant guides and developer APIs are provided.Starting Price: Free -
22
Teya
Teya
Teya is an all-in-one payment and business-management platform tailored to small and medium businesses, especially brick-and-mortar shops, service providers, or local merchants. It provides modern card-payment solutions, from Android-based card terminals to tap-to-pay (phone-based or card-based), plus tools to handle settlements, accounting, business banking, and sales tracking. With the companion mobile/web app, merchants can turn a phone into a card machine, accept contactless payments, manage transactions, view real-time analytics, and access settlement reports and cash flow at a glance. Merchants can also open a “Teya Business Account,” which offers up to three physical debit cards (and several virtual cards), free bank transfers and direct debits, 0.5% cashback on card spend, and integrated banking services, streamlining both payment acceptance and financial management in one place.Starting Price: $51.97 per month -
23
Jelou
Jelou
Jelou is a conversational AI platform that lets companies build, launch, and manage intelligent AI agents that go beyond simple chat responses to execute real business workflows and transactions inside the conversation. Its agents can verify customer identities using in-chat KYC with biometric and document validation, process secure payments without redirecting users, collect legally binding signatures, and enable conversational search and e-commerce experiences, all from popular messaging channels. It includes Brain Studio, a no-code/low-code environment for creating, testing, and deploying agents with integration to databases, existing business systems, and APIs, supports real-time logs for debugging, and allows human-in-the-loop handoff when needed. Jelou emphasizes privacy and compliance with certified data protection standards, prohibits third-party AI training on customer data, and encrypts transactional information.Starting Price: Free -
24
Paybrain
Paybrain
PayBrain is an all-in-one payment processing and business operations platform that helps small businesses, freelancers, and creators accept payments, manage customers, and deliver digital products and services with minimal setup. It offers payment acceptance, including QR code generation and scanning, mobile point-of-sale checkout, invoicing, recurring billing, and subscription management through integrations with major processors like Stripe, so businesses can charge customers in person, online, or via shared links. PayBrain also includes built-in CRM features to track customer history and interactions, professional invoice creation with branded templates and automated reminders, and secure delivery of paid digital content or files that unlock immediately after payment, streamlining both sales and fulfillment workflows. Users can generate contactless payment QR codes, process refunds, and handle autopay subscriptions while managing customer and transaction data.Starting Price: Free -
25
Medius
Medius
Simplicity shouldn’t be complicated. Medius makes AP autonomous—using intelligent technology to reimagine how invoices move into and through your business via a process that you don’t have to touch and that gets smarter with every step. Automate the entire source-to-pay process with the Medius Accounts Payable suite. Simplify and automate your entire AP process by removing paper and manual invoice keying, matching, and processing. You’ll always have full visibility of invoices, spend and cash flow to ensure you can close the books on time, every time. Remove complexity, reduce fraud and save money by improving the payments process in your organization. Medius Pay overhauls the way you pay your suppliers, removing manual processes such as processing checks, and promotes automated working instead. Empower your procurement team with the tools they need to eliminate maverick spend. -
26
Coriunder BAAS
Coriunder
Your Backend-As-A-Service(BAAS) provider for everything Payments - We help companies launch faster. From a payment gateway to a Backend-As-A-Service provider (BAAS), we believe that with the right set of tools you can launch your PSP or Fintech startup faster. Coriunder is a payment oriented user management system - why build a backend system from scratch when you can have merchant management, user management, ecommerce, processing and affiliate management out of the box. Coriunder will give you the foundation you need to build your startup - quicker, cheaper and secured. Our Admin interface is the center of all interfaces, control your configurations, limits, permissions and more. All other interfaces on all level will take their configurations from Admin and will allow you to view everything that happens on your platform. We provide an easy to use API, that will allow you to offer your clients, the way to integrate both to our processing engine and to our user management BAAS.Starting Price: $2,000 per month -
27
ClearGate
ClearGate
We offer our popular payment processing software or get access to our secure Web services. You can process cards, check the status, and create custom reporting. Payments are complicated. Let us provide the tools to make them easy. See how we can assist you. We’ve designed our payment processing iFrame to ensure a simple, yet very flexible integration. You’re in safe hands with $100k in breach insurance, plus a platform with strict security principles at its core. We’ve been around the block a time or two, so we know what it takes to get the job done. Whether you need a traditional terminal, our popular virtual terminal, or an integrated solution with your business management software, we have a solution for you. Our team will personally work one-on-one with you, from the initial pricing proposal to help and support down the line, you’ll have someone with you every step of the way. Promise.Starting Price: $15.99 per month -
28
WePay
WePay
We provide payments infrastructure for independent software vendors (ISVs) and software platforms to ensure small businesses get paid quickly and easily. We deliver payments you can bank on. Our APIs make flexible, integrated payments possible via referral, white label or payment facilitator models, so our customers can focus on their core strategy. WePay’s corporate values are core to who we are and how we operate. We endeavor to live up to them every day in our interactions with each other and with our customers and partners. Seamlessly integrate payments into your application; we’ll support you from behind-the-scenes. Leverage the Chase brand & network to maximize adoption of digital payments. -
29
uniCenta
uniCenta
Day-In, Day-Out uniCenta software helps thousands of people all around the world save their business time and money. uniCenta is not the usual run-of-the-mill legacy Point Of Sale software developer. We are a small team dedicated to bringing you innovative Point Of Sale apps. Run the full version of uniCenta oPOS on any smartphone, tablet or countertop machine with a browser. Send orders to a local kitchen, packing or warehouse display wherever it’s located. Strengthen your customer connection and reinforce your brand. Blend In-store prepayments with online store purchases. This app' will earn you money and pay you for every transaction you make.Starting Price: $5 per month -
30
Bindo POS
Bindo Labs
Bindo provides solutions for the F&B, Retail, Hospitality, and other industries in today’s fast-paced and challenging business environment. With over 10,000 points of sales in 12 countries, Bindo’s solutions are helping businesses increase their revenues, profits, operational efficiency, and grow their customer base in today’s challenging world. Everything you need in order to run your business smoothly and effectively. Automatic and clever - Bindo Smart Register helps increase your sales by recommending relevant products to your customers. During checkout, special discounts and promotions will appear to generate opportunities to upsell. Bindo helps manage the supply chain from the purchase order to stock transfer processes across multiple stores. Advanced features such as ingredient tracking module improves cost control while automatic notifications on low stock ensure that you will never run out of stock.
