Best Finance Software for Freelancers

Odoo

Odoo is a fully integrated, customizable, open-source software packed with hundreds of expertly designed business applications. Odoo’s intuitive database is able to meet a majority of business needs, such as: CRM, Sales, Project, Manufacturing, Inventory, and Accounting, just to name a few. Odoo is an all-in-one software solution designed to meet the needs of companies, regardless of their size (or budget). The unbeatable, seamless nature of Odoo helps businesses become more efficient by reducing redundant manual processes, which helps companies save countless hours of labor. Every module is interconnected to provide a fully-integrated experience from app to app, and users can automate many processes that would’ve otherwise required manual inputs into multiple applications. Odoo keeps all business functions in one place, allowing teams to collaborate with other departments from one unified platform in the most efficient way possible.

1,638 Ratings

Starting Price: $25.00/month/user

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Square POS

Block

Square POS is a simple and intuitive point-of-sale (POS) solution that delivers a robust set of tools for sales tracking, inventory, online payment processing, digital receipts, and analytics. Available for Android and iOS devices, Square POS provides a recording of transactions offline by storing data locally and then automatically syncing all information when their is an Internet connection. Additionally, Square POS enables users to seamlessly manage details, such as names, prices, and quantities and provides features such as a barcode scanner, discounts, credit card processing, gift cards, refunds, and more. Whether or not your business has a brick-and-mortar location, building a robust online presence can help you engage customers from a distance. Square’s online solutions work with any of the above point-of-sale systems, or you can use them on your own. We give you the tools to create thumb-stopping, compelling, and on-brand ads that perform.

765,202 Ratings

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Zoho CRM

Zoho

Zoho CRM delivers a basic and clean interface layout that has a variety of unique features that drive to help lead conversion rates. With an intuitive dashboard, the CRM can run 'macros' to streamline how a lead is contacted and tracked through the process of a sales. Administrators can monitor missed opportunities and best performing agent users, and also make business-impacting decisions using the sales report function.

125 Ratings

Starting Price: $14.00/month/user

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QuickBooks Online

Intuit

QuickBooks Online is the most popular accounting software in the world. QuickBooks Online makes accounting easy. Make tracking receipts, income, bank transactions, and more feel simple with the #1 small business accounting software. Snap photos of your receipts and link them to expenses right from your phone. Our agents are ready and available to answer all your QuickBooks questions. Use the apps you know and love to keep your business running smoothly. QuickBooks Online works on your PC, Mac, tablets, and phones. Click the link above to get a 30 day free trial and 50% off your first 3 months. More than accounting software. QuickBooks helps you track income, expenses, and stay ready for taxes. Customers find on average $3,534 in tax savings per year. Need more help? QuickBooks Live helps you stay organized and be ready for tax time. QuickBooks comes with a mobile app that help you run your business on the go—anytime, anywhere.

45 Ratings

Starting Price: $9/month (normally $15/month)

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Shopify

Shopify is a leading all-in-one commerce platform that enables businesses to start, build, and grow their online and physical stores. It offers tools to create customized websites, manage inventory, process payments, and sell across multiple channels including online, in-person, wholesale, and global markets. The platform includes integrated marketing tools, analytics, and customer engagement features to help merchants reach and retain customers. Shopify supports thousands of third-party apps and offers developer-friendly APIs for custom solutions. With world-class checkout technology, Shopify powers over 150 million high-intent shoppers worldwide. Its reliable, scalable infrastructure ensures fast performance and seamless operations at any business size.

24 Ratings

Starting Price: $29 per month

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Microsoft Dynamics 365 Business Central

Microsoft

Streamline your processes, make smarter decisions, and accelerate growth with Dynamics 365 Business Central (formerly Microsoft Dynamics NAV)—a comprehensive business management solution designed for small to medium-sized businesses. Accelerate financial close, chart financial performance in real time, and improve forecast accuracy while maintaining compliance and security. Maximize profitability with an end-to-end view across operations, purchasing, manufacturing, inventory, and warehouse management. Manage the sales process from start to finish within Outlook and deliver exceptional service with a connected view of customers and service operations. Plan and monitor your projects with real-time metrics on resources, profitability, tasks, and progress.

14 Ratings

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PayPal

9 million merchants rely on PayPal to build, run, and grow their business. Get the tools, products, financing, and support you need to help establish or grow your business – from processing payments and building a website to shipping and marketing. We even give you access to business loans* that can provide merchant funding to help you start and drive future growth. Get paid online or in-person. Whether you need online invoicing, a customized checkout for your website, or a card reader for processing on-the-go transactions, we have a solution for your business. Choose from a selection of products and services designed to simplify your day-to-day operations, like tools for tracking payments, printing shipping labels, and so much more. Explore merchant lending options that can provide you with fast access to the money your business needs now, plus a way to offer your customers financing that lets them pay over time, while you get paid upfront.

21 Ratings

Starting Price: Free

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Harvest

Harvest makes it easy to track time, gain insights from past projects, and get paid for your work. Native apps and integrations with popular tools like Asana and Slack allow Harvest to fit into your team's workflow. A wide selection of visual reports keep projects running smoothly and your team supported. By tracking time and expenses in Harvest, you capture critical project data that allows you to learn from the past, keep current projects on track, and better estimate future projects. - Review past data to improve how you scope and price work - Understand which projects are profitable — and why - Know when to take on new business (or grow your team) Turn your team's tracked time and expenses into invoices and collect payments quickly with integrated online payments. Get started today to help your team spend time wisely with Harvest.

6 Ratings

Starting Price: $11 USD/person/month annually

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Chargebee

Chargebee is a recurring billing and subscription management tool that helps SaaS and SaaS-like businesses streamline Revenue Operations. Chargebee integrates with the leading payment gateways like Stripe, Braintree, PayPal etc. around the world to let you automate recurring payment collection along with invoicing, taxes, accounting, email notifications, SaaS Metrics and customer management. Chargebee handles all your crucial workflows from lead to ledger with power-packed integrations that include Salesforce, Xero, Quickbooks, Avalara, Slack, among others. Deflect cancellations at scale straight from Chargebee with a best-of-breed solution, Chargebee Retention, that provides personalized experiences that get results. Run experiments based on customer and subscription attributes taken straight from Chargebee to ensure you provide a personalized and relevant cancel experience.

4 Ratings

Starting Price: $299/month

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Teamleader

As an entrepreneur, you have your hands full with running your business and everything that comes with it. That's why Teamleader makes your work easier and your mind free. With our business software, you can create quotes, manage customer relationships, invoice, and plan work, all in one place. This ensures that all relevant information is kept from being scattered across different inboxes, Excel sheets, and software. The result is a perfect overview of your sales opportunities, projects, and payments and, perhaps even more crucially, a sharp picture of your business's performance. Over 15,000 entrepreneurs and their teams hand over paperwork to Teamleader's business software. Get more done with less hassle. Sounds good?

Starting Price: $25.00/month/user

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Tiime

Managed from your Tiime Accounts application, Tiime Business makes your life as an entrepreneur even better! Data encrypted, protected and never exchanged for commercial purposes. Features dedicated to security: choice of PIN code, card blocking, 3D Secure. Tiime is a 100% French company, all our teams are located in France. 90% of our pro account users recommend it and rate it 9 out of 10. Account management and all other features are done directly on the Tiime Accounts app. No more numerous appointments and tedious account opening procedures: Tiime takes care of opening the account for you in less than 4 days! Stop security issues! You choose your trusted device to validate sensitive actions (change PIN, transfer of more than 30 euros, etc.). You manage everything from your Tiime Accounts application and all the data from your Tiime Business pro account is uploaded in real time to your application.

Starting Price: $19.90 per month

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WinBooks

Concentrate completely on your business and do not lose time with your bookkeeping. A tailor-made solution: from invoicing to commercial management, fully integrated into user-friendly accounting. An accounting solution that offers the possibility to communicate digitally with your customers for the exchange of invoices, documents, and reports. Get acquainted with an efficient accounting solution tailored to non-profit organizations. Join the WinBooks community. With our free solution for education and for interns from the IAB, the BIBF and the IBR. Distributors close to you, familiar with using our software and ready to answer any question. WinBooks is distributed in Belgium and the Grand Duchy of Luxembourg through a network of distributors, who are specially trained in the entire WinBooks range. Your dealer will guide you through every step and will become a real partner thanks to his or her advice and through their competencies, even in the most complex environments.

Starting Price: $19 per month

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Sellsy

Manage your sales cycle from start to finish with Sellsy, a complete online customer relationship management (CRM) and online sales management software. With Sellsy, sales teams regardless of size and industry can manage and track leads, create quotes and invoices, and engage customers with ease. A modular offer based on a team's specific needs, Sellsy comes with business management, CRM/opportunity management, subscription management, POS, website blog and ecommerce, purchases, margins, expense tracking tools, and so much more.

Starting Price: $50.00/month

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Evoliz

The application is certified and 100% compliant with the anti-fraud law which brings together in the same place your sales and purchases with the bank. At Evoliz we know that management is at the heart of the business and that it must allow the entrepreneur to avoid pitfalls and achieve his objectives. And since management is a daily subject for the company, Evoliz transforms this constraint into pleasure! Business is an adventure and management is part of it. With Evoliz, you'll love management! A simple use as pie. Evoliz was created for you, developed based on your ideas and feedback, and adapts to your needs. And for your needs, it's also simple of use! We have understood this and are striving to develop solutions with this in mind. Do not deprive yourself of it! An all-in-one tool. Swiss army knife fashion, you can say. Evoliz adapts to you and your needs, and for that, it is better to be versatile. Compatible with your accounting production tool.

Starting Price: $27 per month

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Factomos

With Factomos, make your quotes and invoices in a flash. Our solution allows you to work directly on the final document and communicate a professional image of your company through personalized documents. Consult your bank account in real time, and link your invoices to your movements. Connections - to more than 90 banking services - are secured via the AES encryption system (no operation is possible from Factomos). Factomos provides you with binders. Archive your documents to have them available at all times, regardless of the nature of the file. You can retrieve your data at any time. Excel or PDF exports are always available in all tabs and modules. Factomos offers you summaries of your activity over a chosen period, and notifies you of the operations of your choice in real time. If you have any services that require automated billing we have APIs.

Starting Price: €9.90 per month

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Pennylane

An all-in-one solution to better manage your clients' accounts. Sales and purchase entries are automatically created in the journals with the associated documents. Benefit from a powerful and intelligent accounting review solution to better monitor the progress of your balance sheets. Establish all the tax obligations, VAT declaration, tax packages and management of the brochure. Pennylane is a complete accounting production software and an all-in-one financial management tool for your clients. From Pennylane, your customers supervise and pay for their purchases, manage their invoicing, or connect their sales tools, and monitor their cash flow. All the actions they perform in the platform feed your input. Streamline your exchanges with your customers and collaborators by communicating directly in Pennylane, chat, comment on invoices and transactions, follow the activities and deadlines related to each.

Starting Price: €19 per month

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Octopus Accountancy

Octopus.be

Complete online accounting package. Work securely in the cloud, no investment in expensive servers. Octopus Accountancy Software is an established name in the world of online accounting software with 20 years of experience. We have designed an extremely user-friendly and affordable accounting package with a view to optimal cooperation between entrepreneur and accountant. We listen to our customers and perform regular updates to keep our software evolving with changing needs. Go for a full accounting package to manage all your customer files. Does your customer already have a subscription with Octopus? Then you work for free! Stay informed of your figures and calculate your VAT return on time! Take care of a large part of your accounting yourself and be assisted by one of the many accountants who work with Octopus. Opt for an ideal collaboration with your accountant. Request your free coda mandates and auto-complete your financial journal.

Starting Price: €10 per month

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Zettle

PayPal

Zettle (formerly iZettle) is a one-stop shop for cutting-edge commerce tools — offering everything you need to take quick payments, ease day-to-day management, and get the funding to grow. If you’ve got an idea, and the courage to believe in it, then Zettle has the tools you need to sell smarter, so you can focus on doing what you love. We offer a range of payment and commerce solutions that used to be reserved for the big players – like lightning-fast mobile card readers, intuitive point-of-sale systems, invoicing software, business funding and a site full of smart analytics so you can evaluate your output and keep getting better. Zettle products are available in many markets around the world. If we aren’t currently available in yours – we will be soon. In the meantime, you can learn more about us by selecting a country from the pop-up menu below or by contacting one of our offices around the world.

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Vosfactures.fr

Easily create irreproachable and personalized invoicing documents: quotes, installments, invoices, credit notes, purchase orders, proforma , without tax or with tax, and even with 2 different taxes, respecting the obligations and legal notices, in several languages and currencies . All without calculation errors and in less than a minute! Efficiency and time savings guaranteed with our online invoicing software that allows you to quickly create quotes, deposits, invoices, credit notes, etc. in just a few clicks. With sending by email and online payment, you no longer need to send your items to the post office and cash your checks at the bank: everything can be done online! By favoring an online invoicing and accounting tracking method, you will save on the use of paper, stamps, and ink, and reduce the impact your business has on the environment. Saving time and money, while preserving our forests: it pays to be a modern entrepreneur!

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Clover

Clover Network

Clover POS is an all-in-one cloud-based solution for processing and accepting payments. With Clover POS, business owners and retailers get secure access to a complete suite of products and features that replaces standard cash register, stand-alone terminal, receipt/label printer, and barcode scanner. The platform includes features such as fast checkouts, inventory management, time clock, purchase orders and vendor maintenance, cloud reporting and management, QuickBooks integration, lifetime hardware warranty option, and so much more. Clover builds smart, customized point of sale systems to make running your business easier. Join the mass migration to online orders. We’ve got you covered from click to pickup. Shopping and dining should be enjoyable—and worry-free. Keep it that way with contact-free orders and payments. Counterside, curbside or home office-side, Clover is as mobile and flexible as you need it to be.

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Sage 100

Sage

Are you ready to move beyond simple accounting software? Sage 100 can help manage your discrete manufacturing, wholesale distribution, and professional service processes. Sage 100 is built for security and compliance. Deep customizability means that it can meet your needs today and as you grow. And because it’s cloud-connected, you maintain control of your system while still leveraging the fundamental benefits of the cloud. Sage 100 is more powerful than accounting software, and more nimble than traditional ERP. Tear down data silos, decrease errors, and throw away those spreadsheets. Manage all your business processes in one place so you can spend less time on process, and more time on growth. Granular security and comprehensive audit tracking mean you are at decreased risk of fraud. With Sage 100 you have the tools you need to comply with changing legislation and the requirements of your industry.

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Sage 50

Sage

Sage 50 makes your business life easier. Spend less time on admin tasks, worrying about compliance or your finances. With our solution, you need fewer products to make it all happen. Work how you want, when you want with secure remote access to your company data, analytics, business contacts, customer records, critical documents, and key tasks. With Microsoft 365 integration, you have access to essential apps, like MileIQ, One Drive, SharePoint, Teams and CRM, and Sage 50 financials on any device from any location, including Microsoft Office fundamentals like Outlook, Word, Excel and PowerPoint. Outlook Connector helps you save time and organize your business by automatically syncing Microsoft Outlook contacts with Sage 50 contacts. Easily and quickly access customer balance information, credit limits, contact details and order history. Get meaningful insights into your business data with Sage Intelligence powered by Microsoft Excel and Power BI.

1 Rating

Starting Price: $607/year/user

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Qonto

The all-in-one business account. Automate your corporate finance management. Save time on expense reports. Truly optimize your accounting process. Manage your corporate finances by yourself or in collaboration. The best business account to send and receive payments on a daily basis. Stay focused on your core business by managing your finances and accounting from one place. Optimize your team's expenses by always staying in control. Open a business account for the online deposit of your share capital. No hidden fees, charges for special operations or transfer commission. Commitment-free and scalable, according to your business needs. A dedicated team is available 7/7 to answer your questions. Online business account: All you need to send and receive international payments. Making accounting seamless, day after day. Stay focus on your core business by connecting your finances and accounting tools.

1 Rating

Starting Price: €9 per month

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Best Finance Software for Freelancers

Compare the Top Finance Software for Freelancers as of April 2026

What is Finance Software for Freelancers?