Best Accounts Payable Software for Cloud
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Compare the Top Accounts Payable Software for Cloud as of March 2026
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What is Accounts Payable Software for Cloud?
Accounts payable software helps businesses automate and streamline the process of managing and paying invoices, ensuring that bills are paid on time and accurately. These platforms typically include features like invoice processing, approval workflows, payment scheduling, and integration with accounting systems to ensure financial accuracy and compliance. Accounts payable software can also track payment histories, generate reports, and provide insights into cash flow management, helping businesses maintain a healthy financial position. By using this software, organizations can reduce manual errors, improve operational efficiency, and enhance supplier relationships through timely payments. Compare and read user reviews of the best Accounts Payable software for Cloud currently available using the table below. This list is updated regularly.
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1
PairSoft
PairSoft
PairSoft delivers best-in-class Accounts Payable Automation that transforms AP departments into efficient, paperless operations. Seamlessly integrated with ERPs like NetSuite, Dynamics, and Sage Intacct, it automates the entire AP lifecycle—from invoice capture and 3-way matching to approvals and audit trails—reducing errors, accelerating processing, and strengthening financial control. With AI-driven OCR, real-time PO validation, and eInvoicing compliance, PairSoft improves supplier relationships, cuts processing costs, and enhances spend visibility. Finance teams across industries trust PairSoft to modernize AP workflows, enforce policy, and support scalable, remote-friendly finance operations. -
2
Xero
Xero
Xero's expense management system simplifies the accounts payable process, replacing time consuming paperwork with a few easy clicks. Reimburse expenses, track spending, and manage expenses from anywhere with Xero's powerful Cloud-based platform.Starting Price: $20/month -
3
onPhase
onPhase
Alleviate the burden of repetitive tasks and length invoice approvals with accounting automation that allows you to capture, approve, and pay all while seamlessly integrating with your ERP. -
4
FISPAN
FISPAN
FISPAN partners with your bank to deliver embedded, automated ERP banking solutions for accounts payable, accounts receivable, bank feeds, and cash management. Eliminate error-prone manual processes and embrace secure, seamless ERP-to-bank connectivity. Integrate your banking directly into leading ERP and accounting platforms, including NetSuite, Sage Intacct, Microsoft Dynamics 365 Business Central, Workday, QuickBooks, and Xero. Streamline AP workflows, initiate vendor payments, manage expense reimbursements, automate cash application, and send detailed remittance advice emails, all without leaving your system of record. Access near real-time account balances and transactions across entities, initiate book transfers, and automate reconciliation with secure API connections. No file uploads. No bank statement formatting. Just reliable, scalable embedded ERP banking powered by FISPAN. -
5
SoftCo AP Automation
SoftCo
AI-Native AP Automation Tailored to Perfection. SoftCo Accounts Payable Automation processes all PO and non-PO supplier invoices electronically from AI Capture and AI Match to invoice approval and query management. SoftCoAP embeds continuously learning AI through SoftCoAI+ and a built-in AI Assistant to minimize manual intervention and deliver up to 89% processing savings. AI Coding analyzes learned invoice patterns to automatically assign accurate general ledger codes in seconds, reducing reliance on AP teams. AI Routing progresses invoices to the correct approver based on confidence thresholds and controls, cutting routing time by up to 90% and accelerating approvals across the organization. SoftCo is a global SaaS provider with offices in the USA, Ireland, the UK and the Nordics. The company is SOC 1 and SOC 2 compliant, ISO 27001 and SÄHKE2 certified, integrates with over 200 ERP systems and supports complex finance environments with secure, scalable AI-native automation. -
6
Zil Money
Zil Money
Zil Money offers the Payroll by Credit Card feature to pay your employees on time and earn cash back rewards. Also write-off payroll funding by credit card fees as a business expense. This is a great solution to improve cash flow and keep your employees happy. The platform provides payment methods like ACH, wire, eChecks, printable checks, international payments, virtual cards, and more for flexible fund transfer. You can also customize and print checks instantly on blank stock papers using a regular printer at your office or home. Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.Starting Price: $0 -
7
Gravity Software
Gravity Software, LLC
Multi-Entity Cloud Accounting Software for Growing Businesses Gravity Software® is a cloud-based accounting solution designed for companies that have outgrown QuickBooks but don’t need the cost or complexity of Sage Intacct or larger ERP systems. Built natively on the Microsoft Power Platform (Dynamics 365), Gravity delivers robust multi-entity financial management with seamless integration to Microsoft 365, Power BI, Teams + Copilot — no third-party add-ons required. 🎈 Multi-entity & multi-location accounting 🎈 Automated intercompany transactions 🎈 AP automation & multi-level approvals 🎈 Real-time consolidated reporting & dashboards 🎈 Advanced analytics with Microsoft Power BI 🎈 Easy navigation from accounting to sales & service Trusted by growing companies in real estate, family offices, professional services, healthcare, hospitality, and nonprofits, Gravity helps businesses simplify complex accounting, improve cash flow, and scale with confidence.Starting Price: $375/month/first user -
8
Sage Intacct
Sage Intacct
Sage Intacct simplifies the accounts payable process by automating invoice entry, approval workflows, and payment disbursements. It enables finance teams to work more efficiently by eliminating manual data entry and reducing the risk of human error. With built-in controls and custom validation rules, organizations can ensure compliance with internal policies and external regulations. The platform offers real-time visibility into outstanding liabilities, due dates, and vendor histories. Integration with procurement and cash management provides a comprehensive view of spend and cash flow. Customizable dashboards and reports allow users to track KPIs and uncover cost-saving opportunities. Full audit trails ensure transparency and facilitate easier audits. Sage Intacct makes AP processing faster, more accurate, and strategically valuable. -
9
BILL
BILL
BILL's Accounts Payable solution transforms the tedious invoice-to-payment journey into a streamlined digital experience. Say goodbye to paper chaos and manual errors. With BILL AP, you can: - Capture invoices instantly through email, scanning, or direct upload - Automate approval workflows that adapt to your business rules - Pay vendors their way with multiple payment methods - Sync seamlessly with your accounting software - Access anywhere with mobile-friendly cloud technology Stop drowning in paperwork and reclaim hours each week. BILL AP doesn't just process payments—it elevates your entire financial operation with visibility, control, and efficiency that paper-based systems simply can't match. For businesses ready to modernize their AP process, BILL delivers the perfect balance of powerful automation and intuitive design that makes paying bills the easiest part of your day.Starting Price: $45 per user per month -
10
Odoo
Odoo
Odoo is a fully integrated, customizable, open-source software packed with hundreds of expertly designed business applications. Odoo’s intuitive database is able to meet a majority of business needs, such as: CRM, Sales, Project, Manufacturing, Inventory, and Accounting, just to name a few. Odoo is an all-in-one software solution designed to meet the needs of companies, regardless of their size (or budget). The unbeatable, seamless nature of Odoo helps businesses become more efficient by reducing redundant manual processes, which helps companies save countless hours of labor. Every module is interconnected to provide a fully-integrated experience from app to app, and users can automate many processes that would’ve otherwise required manual inputs into multiple applications. Odoo keeps all business functions in one place, allowing teams to collaborate with other departments from one unified platform in the most efficient way possible.Starting Price: $25.00/month/user -
11
Order.co
Order.co
Order.co is an AI-powered procurement and payments platform that connects purchasing, approvals, payments, and reporting in one intelligent system so teams can place orders faster, cut manual work, and keep operations running smoothly. Order.co's suite of AI tools automates purchasing decisions, sources products at the best price, and flags risks before they impact your business. Trusted by brands like Dolce & Gabbana, WeWork, [solidcore], and Hugo Boss, Order.co helps hundreds of businesses reduce costs, gain tighter spend control, and free up teams to focus on higher-value work. Founded in 2016 and headquartered in New York City, Order.co has raised $70M in funding from industry-leading investors like MIT, Stage 2 Capital, Rally Ventures, 645 Ventures, and more. -
12
Square 9
Square 9
Square 9 removes the frustration of extracting data from documents, forms, and all external sources, so you can harness the full power of your information. Release your team from repetitive tasks while your work flows freely in areas like Accounts Payable, Order Processing, Customer and Vendor Onboarding and Contracts Management.Starting Price: $50/month/user -
13
Online Check Writer
OnlineCheckWriter.com – Powered by Zil Money
Take advantage of Overnight Check Mailing with Tracking for secure payments: simply create your checks, click send, and OnlineCheckWriter.com – Powered by Zil Money will print and mail your checks via FedEx overnight. Users can design, customize, and print checks using a regular printer on blank stock paper, saving up to 80% on costs. Checks can be printed at home and mailed to payees with mailing services starting at $1.25. The platform also enables payments via ACH, checks, and wire transfers. In addition, OnlineCheckWriter.com supports secure international payments and offers easy expense control with virtual cards. OnlineCheckWriter.com – Powered by Zil Money integrates with leading accounting platforms to automate bookkeeping and streamline financial operations. Supported integrations include QuickBooks (QuickBooks Silver Tier Partner), Xero, Zoho Books, Sage Intacct, NetSuite, and FreshBooks, allowing businesses to manage payments and reconcile accounts efficiently.Starting Price: $0/month -
14
OmegaCube ERP
OmegaCube Technologies
OmegaCube ERP is a powerful ERP software built for small & medium manufacturers & distributors. OmegaCube ERP has enabled enterprises from diverse industries (automotive, medical devices, aerospace, metal fabrication & electronics etc.) to realize workflow automation, centralized plant operations, cost reduction etc. It can be integrated with third party Nesting, CAD, e-Commerce, RFID, Bar Code, Shipping & Logistics, Credit Card Payments & manufacturing intelligence software. The ERP is equipped with a product configurator that helps create rule-based solutions to meet various requirements. OmegaCube ERP is backed by a proprietary web-based platform, that allows enterprises to deploy it on premise or on a public/private cloud. It allows them to extend or customize, build own applications & incorporate unique rules with minimal coding. Our well-defined implementation methodology ensures that customers utilize the ERP to its complete potential & achieve business processes automation. -
15
NolaPro
Noguska
NolaPro is a robust, Linux-based ERP for Accounting, Order Tracking, Inventory Management & Payroll, designed to rival much more expensive choices. It is fully customizable and scalable for any size business, unlike any accounting program available today. The Cloud version allows a "hands-off" approach, but can be downloaded on Linux or Windows platforms for those who prefer to have local control and security. Features include: Credit Card Processing, Fulfillment & Service Order, AP, AR, Inventory, CRM, General Ledger, Payroll, Timeclock, Client Payment Portal and integration with many 3rd party apps -- or request your own! NolaPro is multi-lingual, supports multi-currency, offers tons of options & add-ons, and comes fully loaded with over 150 standard reports. A+ reviews from TechRepublic, The Linux Journal, Entrepreneur Magazine and CNet agree that NolaPro provides flexibility, features and pricing which provide you unparalleled value in managing your business.Starting Price: $0 -
16
FundView Accounts Payable
Fund Accounting Solution Technologies
FundView Accounts Payable helps streamline your organization’s payable processing with simplified vendor management, invoice entry, payment processing and reporting. Includes integration for payroll-related payables, utility/court refunds, budget validation and reporting. FundView Accounts Payable is a web-based solution that will enable your organization to better manage your invoices, vendors and payments. User-defined invoice templates, document/image attachment, streamlined payable management with approval levels and comprehensive reporting. Interface to consolidated cash for simplified payment processing and cash management. Comprehensive reporting with options to analyze by vendor, period, department. -
17
Tradogram
Tradogram
Tradogram is an all-in-one procurement management software. Used worldwide by businesses to track their spending and manage their entire purchasing process. Trusted by procurement and finance teams for real-time visibility into data and streamlining workflows to provide insight into spending, users have reported 3X better efficiency and an average of 20% cost savings! What are you waiting for? Get your free account today and access tools like Supplier Management, Items Catalog, Approvals Workflow, Requisitions, RFQs, Purchase Orders, Delivery Tracking, Invoices Matching, Expense Reimbursement, Contract Repository, and many more... Seamlessly integrate Tradogram with your favorite accounting and ERP systems like Quickbooks, Xero, Netsuite, SAP, Microsoft Dynamics, Oracle, etc.Starting Price: $168/month -
18
Divvy
Divvy
Divvy has combined seamless expense management software with business cards so you never have to process another expense report. With Divvy, you can leverage faster expense reporting, enforceable budgets, and a single platform to offer real-time visibility into all spend. Ready to gain more control and streamline your spend management—in a one-stop, easy-to-use platform? Get Divvy today to empower your team and save everyone time (including yourself). Divvy provides their customers with a strong credit line and makes going over budget literally impossible. Put a stop to painful expense resorts and simplify the AP process with Divvy—all for free.Starting Price: Free -
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Expensya
Expensya
Expensya is a solution that transforms spend management. Expensya users can manage and process any type of expense: online purchases, general costs, expense reports, remote work, Per Diems, mileage expenses, and more. Thanks to its across-the-board features and expertise, Expensya currently supports more than 5000 companies and provides a comprehensive solution to its users, for flawless end-to-end management of all business spends. Expensya also integrates with your bank cards, your HR system, your ERP, your accounting system, and your Travel manager. Expensya automates every step of the process, saving time and increasing your team's productivity Our vision is to give the most complete, intuitive, and scalable solution.Starting Price: $5.91/month/user (annually) -
20
NetSuite
Oracle
Oracle NetSuite is the world’s leading AI-powered cloud ERP, trusted by more than 42,000 customers worldwide. The platform unifies ERP, financials, CRM, ecommerce, and analytics into one suite, creating a single source of truth for organizations. Its built-in AI doesn’t just predict—it learns from your business data to deliver accurate insights, recommendations, and automation. With NetSuite, companies can streamline accounting, manage global operations, improve customer relationships, and optimize HR processes all from a centralized cloud platform. Its omnichannel commerce tools also help businesses scale by connecting online, offline, and B2B sales seamlessly. By combining scalability, real-time visibility, and AI-driven intelligence, NetSuite empowers organizations to operate smarter and grow faster. -
21
QuickBooks Online
Intuit
QuickBooks Online is the most popular accounting software in the world. QuickBooks Online makes accounting easy. Make tracking receipts, income, bank transactions, and more feel simple with the #1 small business accounting software. Snap photos of your receipts and link them to expenses right from your phone. Our agents are ready and available to answer all your QuickBooks questions. Use the apps you know and love to keep your business running smoothly. QuickBooks Online works on your PC, Mac, tablets, and phones. Click the link above to get a 30 day free trial and 50% off your first 3 months. More than accounting software. QuickBooks helps you track income, expenses, and stay ready for taxes. Customers find on average $3,534 in tax savings per year. Need more help? QuickBooks Live helps you stay organized and be ready for tax time. QuickBooks comes with a mobile app that help you run your business on the go—anytime, anywhere.Starting Price: $9/month (normally $15/month) -
22
Yooz
Yooz
Yooz provides the smartest, most powerful, and easiest-to-use cloud-based E-invoicing and Purchase-to-Pay automation solution. It delivers unmatched savings, speed, and security with affordable zero-risk subscriptions to more than 5,000 customers and 300,000 users worldwide. Yooz’s unique solution leverages Artificial Intelligence and RPA technologies to deliver an amazing level of automation with extreme simplicity, traceability, and end-to-end customizable features. It integrates E-invoicing and AP Automation into information systems or ERPs with more than 250 native connectors, exceeding any other solution on the market. Yooz is an award-winning, SaaS innovator that is the perfect fit for organizations across all sectors. It has been recognized as a Great Place to Work®, AP Automation Software Top Performer by Featured Customers, Top 100 Fastest Growing Products by G2, Top AP Solution Provider by CFO Tech Outlook, AP/Invoicing Product of the Year Winner by Document Manager. -
23
AvidXchange
AvidXchange
AvidXchange modernizes how middle market businesses manage expenses and payments with AI-enhanced software and support from real people. With 25 years of experience, our solutions automate manual tasks, reduce costs, and streamline your AP process, so you can focus on what matters most. Featuring one of the largest supplier networks in the middle market, AvidXchange offers in-depth industry expertise across real estate, community association management, healthcare, hospitality, education, hospitality, and nonprofits, as well as construction, financial services, and media through the acquisition of Core Associates, BankTEL, and FastPay. Why AvidXchange? - Trusted by 8,000+ businesses to digitize and automate AP workflows - 1.2 million suppliers paid through the AvidPay Network in the last five years - 240+ accounting system and ERP integrations Increase efficiency, visibility, and control in your AP process. Learn more at avidxchange.com -
24
Quadient AP Automation by Beanworks
Quadient
Quadient AP Automation by Beanworks empowers accounting teams by automating the entire accounts payable workflow, from purchase to payments. We receive and code your invoices, route them for approval, and sync them into your accounting software. Once invoices have been approved, they automatically match to payments, helping eliminate the risk of duplicates and ensuring your vendors get paid on time. By combining AP data, invoice images and reporting, you gain better visibility into outstanding liabilities across all of your legal entities or locations. Quadient AP Automation by Beanworks helps accounting teams: -Increase control over AP -Improve visibility across payables -Eliminate paper & filing cabinets -Improve accountability & easily find invoices -Access and approve invoices from any device Quadient AP Automation by Beanworks integrates with industry-leading accounting software including QuickBooks, Intacct, Sage 100, Sage 300, Sage 50 Canada & US, NetSuite & more -
25
Expensify
Expensify
Track expenses, pay bills, generate invoices, collect payments, plan trips, and manage company credit cards. All of your preaccounting, in one app. Expense Management - Snap a photo of a receipt with SmartScan for easy expense reporting, approval, next-day reimbursement, and syncing with accounting software. Expensify Card - Get the best business credit card for even faster expense reporting making corporate card reconciliation and expenses a breeze, and it’s free. Bill Pay - Send your vendor bills to Expensify for automatic tracking, approval, and payment. Invoices - Create and send invoices, while collecting payments and syncing automatically to your accounting package. Travel - Book flights, hotels, and cars simply by chatting with Concierge, your personal trip planner. Personal Payments - Split bills, request payments, and chat with friends. Give it a go at Expensify.cash!Starting Price: $5.00/month/user -
26
SAP Concur
SAP
SAP Concur offers powerful solutions that automate and simplify business expense, travel, and accounts payable processes. Concur Expense allows employees to submit expenses easily from anywhere, ensuring timely and accurate reporting. Concur Invoice automates accounts payable workflows, improving efficiency and integration with financial systems. The platform helps businesses gain greater control over spending by connecting financial data seamlessly. Trusted by over 46,000 customers worldwide, SAP Concur delivers reliable, scalable solutions that adapt to any business size or industry. With SAP Concur, organizations can run their spending processes smoothly anywhere and anytime. -
27
BlueSnap
BlueSnap
BlueSnap's All-in-One Accounts Receivable Automation solution, formerly Armatic, is the highest rated software solution for Payment Processing, Billing/Invoicing, Recurring Billing and Subscription Management. Billing and Invoicing: Create beautiful invoices with our powerful invoice editor synced into your accounting system. Provide a customer portal, automatic charging, payment collection, and apply late fees. Recurring Billing & Subscription Management: BlueSnap provides enterprise-class subscription billing management for fast-growing businesses worldwide. Enable trial periods, manage plans, or prorate subscriptions. Payment Processing: BlueSnap is processor agnostic and provides integrations to all types of payment solutions from credit card payments, ACH, SEPA to wires. We handle partial payments, automatic failed payment retry, and automatic payment recovery.Starting Price: $35/user/month -
28
LeapAP
LeapAP
LeapAP is an advanced accounts payable automation platform designed specifically for property and community management companies, including condo, HOA, commercial, and residential sectors. It enables users to receive, code, approve, post, and pay invoices quickly and paperlessly from anywhere, significantly improving efficiency. LeapAP integrates seamlessly with accounting systems to eliminate manual data entry and streamline workflows. The platform offers features such as automated invoice capture, customizable user roles, and a complete audit trail to enhance security and visibility. It protects against duplicate and lost invoices and supports low-cost electronic payments. Trusted by property management firms across North America, LeapAP helps reduce AP costs by up to 80% while allowing businesses to scale without additional hires.Starting Price: Get a quote -
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Procurify
Procurify
Procurify’s easy-to-use Intelligent Spend Management platform provides hundreds of organizations worldwide with real-time visibility and control over all business spend. By bringing more spend under management, our customers capture reliable spend data that can be used to proactively minimize rogue spend and rework — and ultimately save them precious time and money. Our procure-to-pay solution helps organizations gain a competitive edge by transforming spend management from a reactive cost center to a proactive, profit-driving function. Beyond process optimization, spend data can drive strategic discussions that directly influence organizational growth and financial health. -
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RIB BuildSmart
RIB Software
RIB BuildSmart is a fully integrated, web-based, enterprise management system providing industry aligned information to construction companies. It integrates Costing, Project and Enterprise accounting for real-time analysis and effective project management. RIB BuildSmart includes various modules comprising of Procurement, Accounting, Payroll, Plant, Yard & Store Management, Subcontract Management, Business Intelligence, HR and Time & Attendance.
