Alternatives to iwocaPay
Compare iwocaPay alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to iwocaPay in 2026. Compare features, ratings, user reviews, pricing, and more from iwocaPay competitors and alternatives in order to make an informed decision for your business.
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QuickFee
QuickFee
QuickFee (ASX: QFE) is a leading provider of payments, financing, and accounts receivable automation solutions for professional services firms, including 40% of the IPA Top 300 firms. Our platform is designed to streamline the Accounts Receivable process and accelerate revenue growth by integrating multiple online payment options and powerful invoicing tools within your practice management system. With QuickFee, firms can significantly reduce aging receivables, improve cash flow, and increase client spending. Clients can easily make payments using credit or debit cards, ACH/EFT transfers, or QuickFee's exclusive financing solution that allows them to spread payments over 3 to 12 months—while firms receive full payment upfront without incurring additional costs. Operating in the United States and Australia, QuickFee focuses on delivering scalable and affordable solutions backed by exceptional customer service. -
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Melio
Melio
Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go. -
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Balance
Balance
Balance is the first self-serve checkout that accepts 100% of the B2B payment complexities - from milestone payments to net terms, wires to checks, SaaS subscriptions to automatic vendor payouts - and more: 🗒 API-first! Get at them docs 💳 Go beyond cards: Accept ACH, wire, card, and even checks 💨 Instant, Risk-free Net Terms: Your customers pay Net 30/60. You get paid instantly. 🔁 Recurring payments, made easy: Make recurring invoice payments as easy as recurring CC payments 🏢 Built for all B2B payment needs. Perfected for Marketplaces, Wholesalers, Merchants, SaaS and Service Providers. 🧍🏽♀️ Self-serve invoicing: Your customers can pull & pay their own invoices with a click 🏋️ Automatic reconciliation & collection: Isn’t it funny you’re still doing this manually?Starting Price: $0 -
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Apruve
Apruve
Apruve enables global enterprises to transform their B2B trade credit, accounts receivable, and collections process by offering net terms as easy as accepting a credit card. Apruve automates your enterprise's high volume, routine B2B invoicing by combining embedded trade credit & A/R automation with guaranteed next-day financing. Whether your enterprise is looking to drive efficiencies in their long-tail cohort of smaller buyers, extend lines of credit to online customers, or needs help to expand internationally, Apruve can build the right financed credit and A/R program customized to your markets, customers, and goals. -
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Slope
Slope
Accept online payments, offer flexible payment terms, and automate order-to-cash processes with Slope’s software and APIs. Accept credit card and ACH from businesses through a single API or our no-code invoice links. We support guest checkout, invoicing based on milestones or custom timelines, and same-day ACH to facilitate all your payment needs. Offer net, installments, or custom terms to your buyers at no additional risk. Get customers approved for financing within seconds for future purchases. You get paid out immediately, and we handle the risk, collections, and everything beyond. Eliminate manual processes involved from processing customer orders to applying remittances to open orders in your ERP. Utilize Slope’s flexible workflows to eliminate friction and ensure every dollar is reconciled. -
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Koverly
Koverly
Koverly ensures your bill gets paid on time. You choose the best payment option for your business at checkout. Make online global payments quickly, easily, and securely in 100+ currencies with industry-leading exchange rates. Full transparency on money moving across borders. Send money in over 100 currencies to nearly any country in the world. Check live spot rates online for popular currency pairs. Your vendor gets paid now, you pay 30 days later. When you activate a KoverlyPay account, a portion of your line can be used to get 30 extra days to make FX payments with no interest or fees. Koverly pays your vendor right away and secures your rate. Split payments into smaller 4, 8, or 12-week increments when you choose KoverlyPay at checkout. Koverly adheres to strict security and compliance standards to ensure all your business payments and data are encrypted and secure at all times. Regular staff security, compliance, and privacy training and certifications. -
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Billie
Billie
Leverage the power of flexible payment terms to achieve your core business goals. Get paid upfront while your buyers choose their preferred payment terms. Let your buyers split the payment of larger purchases into 3 installments. Offer consolidated payments and accessible trade credit lines to buyers. Unify the payment experience across all of your sales channels. Offer flexible payment terms in your webshop. Unlock the potential of cross-border trade and serve buyers across Europe. Based on proprietary, machine-learning-enabled risk models, fully digitized processes, and a highly scalable tech platform, Billie offers freedom to big and small businesses alike through fast liquidity, automated workflows, and access to modern payment solutions. Delight your business buyers with their no. 1 payment choice for checkouts and increase B2B sales in your webshop. Your customer selects their goods, proceeds to the checkout, and then goes to the payment selection page. -
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i2c
i2c
Build, test and deploy your payment solutions quickly and easily with our modular, “building-block” technology. Choose from over 100K pre-coded functions using our point-and-click, self-serve interface. Accelerate time to market and support virtually any use case with our 300+ APIs. Instantly load card credentials into cardholders’ mobile wallets and leverage tools to deliver world-class digital experiences. Flexibility and control. Quickly create and test new programs with differentiated features based on market feedback, and scale new offerings to market on a platform that’’ inherently reliable and secure— and context aware. Our highly-configurable Agile Processing platform lets you create and deploy programs with an unparalleled range of features. Launch programs in as little as 30 days without expensive investment in IT infrastructure. -
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Hokodo
Hokodo
A Buy Now, Pay Later Solution for B2B. Sell more and grow your business by providing your B2B customers with the ability to Buy Now, Pay Later at checkout. Hokodo is the modern way to offer trade credit to your customers. Keep customers in the funnel and boost sales by offering instant credit terms. Our real-time underwriting means no lengthy credit checks, and customers can access payment terms instantly, even on their first purchase. No more worrying about your cash flow. We pay you following delivery of the goods. We also take care of collections and chasing late payments on your behalf. Your business is protected against credit and fraud risks including non-payment, ID theft, chargebacks and outright insolvency of your customers. 73% of B2B buyers say they prefer buying online. We think they deserve the same frictionless checkout experience that consumers already get. -
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Zinia
Santander Group
Zinia is the new ‘Buy Now, Pay Later’ platform of the Santander Group with over two million customers across Europe. Zinia makes shopping simple, offering the possibility of splitting payments into interest-free installments in a fast and transparent way. The platform is available both for in-store and online purchases at participating businesses with offline functionality coming soon. Make your products more affordable with our interest free payment solutions. Increase sales by offering customers more flexibility when paying. Our flexible payment options increase average spending at your checkout. Keep customers coming back. Our simple, fast and transparent payment solutions make shopping easier. Single platform solution to expand internationally our services to all Santander Consumer Finance units. -
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Sezzle
Sezzle
Based in Minneapolis, Minnesota, Sezzle is a public-benefit corporation on a mission to financially empower the next generation. Sezzle’s #1-shopper-rated Buy Now, Pay Later product enables millions of shoppers across the United States and Canada to take control of their spending, be more responsible, and gain access to financial freedom. Serving more than 17,500 online merchants, Sezzle allows shoppers to make their purchase today with 4 payments over the following 6 weeks, interest-free! Sezzle also offers customers the option to reschedule their payment once for free, and the max fee for late payment is $10. Sezzle is the financially responsible solution to buy now, pay later. What's in it for merchants? Increased conversions, AOV, and shopper frequency. The best part? Sezzle takes on all the risk of fraud, chargebacks, and repayment. It's a win, win, WIN. -
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Credit Key
Credit Key
Credit Key approves business customers for better monthly terms, in seconds, at e-commerce checkout. Credit Key's payment flexibility results in more orders, larger transactions, and happier customers. Credit Key's proprietary B2B underwriting process allows us to uniquely identify and immediately score businesses, extending deeper credit to your customers at the moment of purchase. Offering and receiving financing has never been easier. Credit Key offers pre-built integrations, lightning fast customer support, and a quick automated application process to simplify and streamline the B2B sales process. A B2B payment platform built around growing your business. From instant credit decisions, customer pre-approvals, to longer and larger credit terms. Credit Key gives merchants and business buyers the ability to accelerate their growth.Starting Price: $49 per month -
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Nickel
Nickel
Nickel is an innovative payments and credit platform tailored for small and midsized B2B businesses. With its all-in-one solution, Nickel empowers business owners and finance teams to optimize cash flow and streamline operations across AR, AP, and trade credit. Key products and features include: Payment Processing: Unlimited free ACH transfers and 2.9% card processing. Deposit checks directly in Nickel and handle high-value transactions up to $1M. Accounts Receivables: Fully branded Payment Links and Payments Portals for seamless payment collection. Accept payments via cards, ACH, or checks from over 14,000 banks. Enable one-click payments with securely saved buyer payment methods. Accounts Payables: Streamline vendor onboarding with a branded Vendor Portal. Automate bill approvals and pay vendors via card, ACH, or mailed checks. Trade Credit: Digital Credit Application for faster customer onboarding and vetting. Trade credit program offering buyers 60-day term -
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ZoodPay
ZoodPay
With ZoodPay, you can shop online and in stores and pay in 4 installments over a period of 90 days, with zero interest & no fees! Choose ZoodPay as your payment method at checkout. Enter your personal information and register your credit or debit card details. Get instant approval and pay for your order into 4 equal installments. With ZoodPay you don’t have to worry about that! You can purchase products on the ZoodMall app or at hundreds of online stores offering the ZoodPay ‘Buy Now, Pay Later’ payment option. Approval is instant and it is all online! You pay for your purchases in your local currency with the flexibility of receiving the goods first and paying for them later in either 14 days, or in four to six installments, without incurring any interest or fees. -
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Zip
Zip Co
Instantly boost sales with Zip (formerly Quadpay). Integrate Zip's “pay later” platform in 10 minutes, no APIs required. Reap the rewards. Customers love the flexibility of splitting their payments into 4 installments over 6 weeks. In turn, Zip's partner merchants enjoy higher AOV and conversion, more repeat purchases, and immediate payment. Zip exclusive merchants. Here are just a few of our over 3,000 incredible merchant partners. Join the Zip brand community. Our buy now, pay later platform is designed to give savvy shoppers more freedom and flexibility. Easy front-end integration. Use a few lines of javascript code or one of our eCommerce platform plugins. Zip In-Store. A seamless in-store POS solution with zero IT support required. Customers pay with the Zip app in-store. If you accept Visa, you’re already capable of accepting Zip today. Just scan the QR code to process payment. No code changes or integrations with POS systems required -
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tabby
tabby
With tabby, shopping is more rewarding. Split your purchases into 4 interest-free payments or earn cashback at your favourite stores (or both). Shop now and pay later by choosing tabby at checkout to split your purchases into 4 interest-free payments, billed monthly. With the tabby app, you can shop now, pay later and earn cash, with no interest, fees or hidden costs of any kind. tabby's shopping experience removes price as a barrier. Turning browsers into buyers, increasing average order value, and expanding your customer base. Shop at partner brands you love on tabby's website or app and earn cash you can withdraw. Whether you pay with tabby or not. tabby makes shopping more rewarding by empowering people with the flexibility and freedom to get what they want. tabby lets you shop now, pay later and earn cash, without the interest, fees or debt traps. Over 2,000 global brands and small businesses, including Adidas, IKEA, SHEIN, and Marks & Spencer use tabby to accelerate growth. -
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Splitit
Splitit
Splitit powers the next generation of Buy Now, Pay Later (BNPL) through our merchant-branded Installments-as-a-Service platform. We solve the challenges businesses face with legacy BNPL while unlocking BNPL at the point of sale for card networks, issuers and acquirers, all through a single network API. Shoppers can split their purchases into up to 36 interest-free monthly payments using their existing Visa or MasterCard. Shoppers get the chance to try out items for up to 90 days and then decide if they are going to keep it. After they decide, shoppers can then go ahead and pay in in full, or start an installment-payment plan. Shoppers who do not have a sufficient available balance on one card have the option to split their installment payments on two different credit cards. This feature allows for the shopper to get what they want and not have to apply for another credit card or go into debt.Starting Price: 1.5% + $1.50 per installment -
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PayU
PayU
PayU is a payment processing platform, that enables merchants to accept cross-border and local payments with full payment methods coverage for any type of market and customer. PayU helps merchants improve their approval rates with the lowest fees while ensuring the highest level of security for their transactions – all through a single connection. As a provider of payment processing solutions, PayU helps merchants grow their sales. Once onboarded, merchants gain access to hundreds of local and global payment methods, seamless checkout experiences, and anti-fraud and security capabilities that will make customers return to their stores. No matter how complex your eCommerce business is, PayU covers multiple integration scenarios. -
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Klarna
Klarna
The shortcut to shopping. Get personalized inspiration, exclusive deals and the freedom to pay how you prefer. Only in the Klarna app. Payment experiences shoppers love. America’s biggest brands use Klarna to elevate their shopping experiences. Our services are built to create a smoooth (yes, with 3 o's) shopping experience from beginning to end. Plus, we offer more ways to pay than any other provider. This means more conversions and bigger basket values for you. You get paid right away, in full, while your customers get the option to pay later. When you team up with Klarna you get more than just a set of modern payment methods. We work to enhance the full customer shopping journey. We follow your global enterprise anywhere across the world, making sure you offer a payment solution that supports you, is locally adapted, and delights your users as much as your wares do. -
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Creditea
International Personal Finance
Creditea is a new unique BNPL, boosting e-commerce sales by increasing approval rates and margins for merchants, while providing customers with a seamless checkout experience and flexible repayment options. With quick onboarding and a user-friendly Credit Line feature, customers can enjoy convenient shopping with benefits like 0% interest within 30 days and long-term repayment plans. Creditea integrates seamlessly with major e-commerce platforms and is powered by International Personal Finance plc. Partner opportunities are available for interested parties. Discover how Creditea Pay Later can enhance your e-commerce business today!Starting Price: $0 -
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Promise2Pay
FUGU
Converting payment failure into revenue! Ship first – get paid later. FUGU guarantees payment collection within 14-days. Immediately after a cart is abandoned, eligible customers are notified of a deferred payment option. Once approved for deferred payment, FUGU will manage and assume liability for payment collection within 14 days. No additional payment methods, no additional registration. All collection operations are taken care by FUGU under your brand. We only charge when we guarantee the recovery – no subscription fees, no extra commitments. Click through installation, out-of-the-box configuration – less than 45 minutes of your time and you’re set. -
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tranch
tranch
tranch is how fast-growing businesses pay for software and services. Pay for your SaaS and services upfront then spread out the payments. Take control of cash flow with flexible payments on your terms. Prioritise spending on growth, without compromising on the tools you need. Our checkout tools enable suppliers to offer customers payment flexibility for annual contracts and invoices. Deploy quickly with no code checkouts. Accelerate sales and collections velocity. Give customers payment flexibility. -
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Laybuy
Laybuy
Use a single login to pay at thousands of retailers across the globe. Whether in-store or online. Your in-app personalized barcode makes paying by Laybuy in-store quick and easy. SMS are replaced with notifications so you can complete your order in seconds. Managing your payments and budget just got easier. Keep up-to-date with any upcoming payments, pay off your orders early, or just check in to see how much credit you have, all while standing in the fitting room. Laybuy’s shop directory has literally thousands of retailers - with some of the biggest name retailers in the world. Find the latest trends, see the latest deals, and never miss out on that must-have ever again.Starting Price: Free -
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Ratio
Ratio
Reimagining technology procurement and funding by combining payments, predictive pricing, financing, and a seamless quote-to-cash process into one platform. Flexible payment options to close faster, embedded into sales. Get funded now leveraging your existing recurring revenues. Get paid now even though customers pay later. Align payments to Ratio with customer payments. Unlock capital for growth from your own assets without dilution or debt. No monthly payments are required for Ratio unlike venture debt and revenue-based financing. Pick and choose which contracts to sell based on your cash flow needs. The Ratio team is made up of experienced SaaS and finance executives, serial entrepreneurs, builders, and dreamers. Equity is a critical piece to building your company and compensating your team. Taking strategic capital from Ratio involves no dilution from selling equity or issuing warrants. -
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KORT
KORT Payments
We designed PayHQ to make running and growing your business easy. As one of the most innovative payment platforms on the market, PayHQ by KORT Payments simplifies accepting all types of payments under a single view of your payment data for smarter decision-making. Today, thousands of businesses across North America trust us to process their payments. PayHQ is a complete end-to-end solution, handling authorization, settlement, and funding. Accept payments in-person or online with features like invoicing, recurring billing, and seamless integrations with a single merchant number. Our online gateway offers your customers a secure, simple way to buy from you. Accept payments with an online solution built for businesses of all sizes. Seamlessly integrate your card terminals with PayHQ’s omni-channel solution to accept credit, debit, and other payment methods, using both contactless and mobile for in-person transactions. -
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Vartana
Vartana
Book 30% more customers without compromising cash flow with Vartana’s payments platform. Win opportunities 3x faster by eliminating budget conversations with simple payment plans. Increase total contract value and cash collection with multi-year paid upfront contracts. Empower your sales team with pre-approved payment plans and manage the end-to-end deal process through a central dashboard. Subsidize the full or partial cost of payment plan to convert more customers. Use Vartana’s capital pool or your balance sheet for financing. Our platform enables companies to offer flexible billing options such as monthly and quarterly terms without compromising cash flow, leading to a higher average order value, close rate, and sales efficiency. -
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Sunbit
Sunbit
Sunbit is a pay-over-time financing platform designed to help customers spread the cost of in-person services such as auto repair, dental care, eye care, veterinary care, and other essential services. It lets users apply quickly, often at the point of sale, using a soft credit check that does not impact their credit score, and many applicants (about 90%) receive approval. Once approved, customers can choose flexible payment plans (commonly 3, 6, or 12-month terms; dental care plans may extend up to 72 months), allowing them to receive needed services immediately while paying over time. Sunbit promises transparent financing: no hidden fees, no late fees, no origination or penalty fees, and no penalty APRs. For merchants and service providers, Sunbit integrates at checkout, in-store, on-the-go, or online, streamlining payment processes, increasing conversions, and making service more accessible to customers who might otherwise delay care or repairs. -
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Paythen
Paythen
Paythen makes it easy and painless to offer flexible payment plans or installment payment plans for your product or service to customers in 120+ counties and currencies, while built-in automations reduce busy-work, admin and support time. No code or technical know-how needed. Just connect your Stripe account and get started in under a minute. With Paythen, you're in control of how you offer payment plans - you choose the billing intervals, amounts, fees, and lots more. Once you create a plan, you get an easy payment link that works anywhere – on social, email, your website or anywhere your customers are. In addition to payment plans, you can also collect one-off payments, offer subscriptions or use our unique "Pay your way" plan to let your customers choose between paying upfront or via a payment plan. Paythen is a better alternative than buy now pay later companies with lower fees, more control, your brand, and more flexibility. Paythen works with Stripe.Starting Price: 1.25% per transaction -
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in3
in3
in3 Business is the new payment method in collaboration with Rabobank that allows you to pay for business purchases in 3 parts, without interest or extra costs. You immediately pay a third part. The second instalment you pay within 30 days and the third instalment within 60 days. This way you maintain control over your cash flow, have less risk and you have maximum payment convenience and flexibility. Keep track of your payments and get insights into your spending limit. Never miss another payment thanks to push notifications and have our full catalog of stores available at your fingertips. Choose in3 Business at the checkout of the online store or on a digital invoice and go through the verification process. This only takes 2 minutes. Pay a third of your order immediately. This will then be sent by the seller. You make the second payment within 30 days and the third payment within 60 days.Starting Price: Free -
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Gerald
Gerald
Gerald is a financial technology app designed to provide users with flexible financial solutions, including interest-free cash advances up to $80, enabling individuals to manage unexpected expenses without incurring additional costs. The app also features a Buy Now, Pay Later option, allowing users to purchase essential household items and mobile plans with the convenience of deferred payments, all without hidden fees or interest. Additionally, Gerald offers a Play to Earn feature, where users can engage in games to earn coins, which can be redeemed for store rewards, further enhancing their purchasing power. Committed to inclusivity, Gerald ensures that both members and non-members have access to affordable household shopping, aiming to empower individuals and families to shop smart, save more, and embrace a brighter financial future.Starting Price: Free -
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Clearpay
Clearpay
Clearpay is an international payments platform, built to enable financial wellness for the next generation of shoppers. Consumers receive products immediately, pay in four interest-free instalments and are rewarded for paying on time. With no credit checks, no interest, and no catch, we empower customers to pay in a financially sustainable way. Clearpay is a movement in which everyone wins - shoppers, retailers and society. Known as Afterpay in Australia, the United States and New Zealand we are offered by over 55,000 of the world’s best retailers and have more than 10 million active customers globally. Clearpay/Afterpay is on a mission to power an economy in which everyone wins. Today’s shopper wants a better way to pay. That’s why we’re making it easy for people to get what they want from the brands they love. Clearpay is deeply committed to responsible spending and is always free for customers who pay on time. -
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PrimeRevenue
PrimeRevenue
PrimeRevenue, the leading provider of working capital financial technology solutions, helps more than 30,000 clients in 80+ countries optimize their working capital to efficiently fund strategic initiatives, gain a competitive advantage and strengthen relationships throughout the entire supply chain. Supply chain finance, often referred to as approved payables finance or reverse factoring, is the most effective way for mid-market and large corporations to unlock cash to respond to economic volatility and fuel growth. We’ve helped companies ranging from the middle market to the world’s leading corporations free up billions in working capital. Just imagine what we could do for you. The PrimeRevenue SurePay Platform is an industry first platform that optimizes B2B payment services for the entire supply chain. -
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Flex Pay
Upgrade
Flex Pay (formerly Uplift) is that little friendly boost you need to make the incredible happen, without incredible stress to your finances. We make our payment plans straightforward, so they stay simple and surprise-free with no debt traps or compound interest. And most importantly, Flex Pay gives you the option to adjust payments when life happens and you need some added flexibility with your finances. Choose Flex Pay as your payment method at checkout and enter a few pieces of information. Select the payment plan that works best with your budget then finish making your purchase. Feel good about your decision and pay over time with easy, fair, straightforward payments, and with AutoPay, it gets even easier with no payment dates to remember. -
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SplitPay
SplitPay
Providing your customers a little credit at the checkout has been shown to generate a significant uplift in sales, bigger basket sizes, and a reduction in cart abandonment. SplitPay allows your customers to pay later in 4 equal monthly installments. We pay you in full before the goods ship and take on all customer credit risk. Merchants who start using SplitPay have seen a 20-30% uplift in sales volumes. Nothing to pay upfront and no minimum transaction volume. You get paid in full for the purchase before the goods ship, we take all customer non-payment risks. To get started we do not charge you any setup, establishment, or ongoing monthly fees and we settle all transactions with you daily. SplitPay makes signing up quick and easy with no complicated application forms. Get shopping quicker with our instant approval process. Shoppers paying with SplitPay do not pay any interest and no fees if they pay on time.Starting Price: Free -
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equipifi
equipifi
Powering banks and credit unions for the next generation of consumers. equipifi’s white label solution integrates with banks and credit unions to curate offers that consumers can view, accept, and manage through their existing banking apps. By offering BNPL, financial institutions enable their debit cardholders to pay for purchases in a way that aligns with their financial goals. Greater clarity for consumers managing their BNPL loans. Pre-approved BNPL offers are tailored to consumers and their financial goals. Expanded use cases and more qualifying purchases for BNPL. Fast and refreshingly simple, with everything on one platform. A single source for consumers to access flexible financing on everyday purchases from their primary financial institution. Flexible payment options that younger generations love. Stay engaged with cardholders making everyday purchases. Refreshingly simple user experience on your banking app. New market opportunities to grow interchange and interest. -
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Walnut
Walnut
Walnut helps your practice approve more patients, even those with credit challenges. Get paid upfront with plans starting at 0% interest. Traditional patient financing companies reject 50% of patients. Our proprietary underwriting algorithm helps you approve more patients. Get paid upfront with zero risk and no fees. We currently serve elective care markets. We believe in simple, fair, and transparent payment options for patients. Our dedicated support team is available around the clock to answer patient and provider questions. Financing plans are available starting at 0% interesting. Walnut is completely free for providers to implement. Walnut is a better way to manage your healthcare costs. We turn your medical bill into smaller, monthly installments that are customized to you. Paying on time can help you build positive credit history and we will assign you a Walnut Agent to help you make sure you are on track. -
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Clearly Payments
Clearly Payments
Clearly Payments provides low-cost credit card processing services and software for online payments, payment terminals, credit card machines, mobile payments, and recurring billing and invoicing. The Clearly Payments mission is to drive down the cost for merchants to accept payments. Period. Our first step in the plan is to build a payment processor with an incredibly low-cost structure. That takes innovation, so we need a strong corporate culture. We keep costs low with: - Virtual teams, cloud software, and a metrics-driven culture to operate our business - Working with the best and lowest cost payment technology providers in the world - Customer acquisition through communities, word-of-mouth, and partnerships. Our low-cost structure allows us to pass on the savings to merchants to cut their costs. We are growing on this front, making merchants happy and saving them money every day. https://www.clearlypayments.comStarting Price: $10.00/month -
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CardUp
CardUp
CardUp is a no-code payment platform that enables businesses and individuals to pay or collect large expenses, such as rent, supplier invoices, payroll, taxes, or school fees, using credit cards in cases where cards are traditionally not accepted. The platform helps improve working capital by letting businesses extend payment terms (up to 2 months interest-free), shift payables onto cards, and receive faster receivables by offering clients the option to pay by card or online link, with automated tracking and a unified dashboard. Simultaneously, CardUp supports collecting payments via card or QR-based bank transfers, with no technical integrations required and rapid setup in as little as one business day. Key capabilities include shifting payments from cash/cheque to card, digitizing payables and receivables, earning card rewards/cashback, managing multiple cards, automating recurring payments, and reconciling payments through the dashboard.Starting Price: Free -
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QuickBooks Commerce
Intuit
QuickBooks Commerce (formerly TradeGecko) is powerful inventory and order management software, built for multichannel brands and wholesalers. It enables automation for omnichannel operations, improving efficiency and increasing profitability. The QuickBooks Commerce B2B eCommerce platform enables customers to set customized catalogs and price lists, take wholesale orders, and receive payment faster using QuickBooks Commerce Payments. Seamless integrations with Shopify, Xero, QuickBooks Online, Amazon, WooCommerce and more. Customers can automate repetitive and time-consuming workflows allowing them to take control of complex processes and optimize the order management workflow, shipping and logistics with supply chain automation. Other features include intelligence, demand forecasting, and a mobile app for iPhone and iPad. Sell. Ship. Grow. Manage your multi-channel and wholesale business in one place with QuickBooks Commerce.Starting Price: $39.00 per month -
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ipaymy
ipaymy
ipaymy is a digital payments platform that enables individuals, small businesses, and enterprises to pay or collect invoices, rent, salaries, taxes, and other expenses using credit cards, even when their recipients do not accept cards. Users simply enter the recipient and payment amount, schedule one-time or recurring payments, and the platform charges the card while ensuring the recipient receives a bank transfer. By enabling card usage in traditionally non-card-accepting workflows, ipaymy helps extend cash-flow flexibility, unlock working capital, and maximize rewards or miles from card spending. The system supports over 70 currencies and 130+ countries and integrates features like automated scheduling, supplier onboarding, and cross-border payments at competitive rates. Businesses can leverage the platform to streamline accounts payable workflows, use commercial cards for non-card-accepting suppliers, and reduce manual processing and reconciliation time. -
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40Seas
40Seas
Sign up and connect your business software to automatically sync buyers and invoices with 40Seas. Your branded client portal and 40Seas dashboard enable you to invoice, collect, and finance B2B payments. Leverage our open API to fully integrate the 40Seas experience into your product, enabling embedded checkout with B2B financing that your customers will love. 40Seas is a data-driven accounts receivable management platform built for businesses engaged in global commerce. Our fully embedded, end-to-end solution not only disrupts legacy trade-financing models; it digitizes and streamlines invoice-to-cash workflows, payment terms, and FX management, and enables online payments. A dedicated platform to finance, manage, and automate B2B payments. Automatically issue, collect, and reconcile payments on invoices. Reduce your DSO and collection overhead. Extend payment terms up to 90 days to your customers, without taking any credit risk. -
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E6 TRITIUM
Episode Six
From top 50 global banks to fintechs, E6 gives you the infrastructure to quickly deliver industry-leading payments solutions and the flexibility to adapt in real-time. No matter the changing trends, you’ll be in the lead with our payment technology. Stop letting decades-old technology hold back 21st-century opportunity. TRITIUM, E6's powerful payments platform, offers a solution flexible enough to redefine paytech, and secure and reliable enough to make your CIO smile. Whether you’re looking to modernize your payment technology stack, grow your business, or jump ahead of the competition, TRITIUM is the only choice. You didn’t get here by chance, tell us what you want to do. From launching new, innovative products to powering BaaS, TRITIUM offers a single, flexible payment platform that can power almost any payments use case. Our modern payment platform and technology will simplify your paytech stack and help you lower costs. -
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Thunes
Thunes
Thunes is building a global payment infrastructure for a better payment experience. With a single, simple connection to Thunes APIs, your business and customers can send payments to – and accept payments in – every corner of the world. No intermediaries. No endless delays. Just fast, transparent and reliable payments. We’ve built a well-established, reliable and far-reaching network, founded on strong and direct relationships. Our payment flow is optimized for each market, with deep local insight across the challenging last mile. Access the world’s fastest growing and biggest economies, across 130 countries. One integration with Thunes makes cross-border payments and collections as simple as local money transfers. -
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CASHe
CASHe
CASHe is India's premier personal loan and credit line app, offering instant loans up to ₹3,00,000 with flexible repayment options ranging from 9 to 18 months. The application process is entirely digital, requiring minimal documentation, and funds are disbursed directly into the user's bank account within minutes of approval. CASHe utilizes a proprietary AI-powered credit scoring system called the Social Loan Quotient (SLQ) to assess creditworthiness beyond traditional credit scores, enabling young professionals without a formal credit history to access financial services. In addition to personal loans, CASHe provides a pre-approved CASHe Limit, allowing users to withdraw funds as needed and repay in easy EMIs, with interest charged only on the utilized amount. The platform also offers Buy Now Pay Later (BNPL) options for shopping on popular online retail stores like Amazon and Flipkart, as well as investment opportunities in digital gold and curated investment products.Starting Price: Free -
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Alma
Alma
Payment in installments guaranteed. Simple. Sell more by boosting your customer satisfaction. Install alma and watch sales increase. Your customer pays later, you get paid straight away. You don't worry about anything, the sums are guaranteed. Plug & play: you decide, you start. Sell better. And therefore more. Offer your customers to pay in 3 or 4 times very easily. In addition to making them happy, you will increase your sales, and keep them coming back. Let your client tell you yes (he's dying to). Treat yourself to your crush with Alma is fluid and instantaneous. So fluid that there is no longer any reason to hesitate, to go back or go and do something else. Ease embodied. All you have to do is choose Alma when you pay. Nothing more. Beautiful shops deserve a nice payment. A new way to buy that suits you. We are the solution for changing brands. Of those who choose to defy the ordinary. To get down to choosing amazing suppliers, promoting know-how. -
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Razorpay
Razorpay
Power your finance, grow your business. Accept payments from customers. Automate payouts to vendors & employees. Never run out of working capital. Mix and match products from Razorpay's payment suite to solve for your exact business use case. With the easiest integration, completely online onboarding, feature filled checkout and best in class performance, quickly go live with Razorpay and experience the future of payments. Razorpay Payment Pages is the easiest way to accept payments with a custom-branded online store. Accept international and domestic payments with automated payment receipts. Take your store online instantly with zero coding. Preparation is everything! Use hosted Event Registration to quickly register event attendees online and send automated receipts. Raising money for a good cause? Our hosted Donations page saves you valuable time by automatically sending personalized 80G receipts. -
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SaaSPay
SaaSPay
Convert more annual deals by giving customers the option to pay back up to 8 months later. Convert monthly deals to annual packages to increase AOV. Generate leads with SaaSPay’s flexible financing solution. Get paid on day 1, no month-on-month payment chasing. Get paid upfront. Convert monthly subscribers to annual customers with one-click financing. Upload your customer details and list down your products and their subscription tiers. Get paid in full, on day 1. Receive a year's worth of payment in your bank account as soon as you sell! Complete a simple KYB process to get your SaaSPay account up and running. Maximize your team's potential by adding unlimited team members. Analyze different package performances with our powerful analytics feature. Identify opportunities for upselling with our customer usage analysis. One-click BNPL to boost annual subscription sales. Empower your customers with flexible repayment options. -
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Humm
humm
Our product ecosystem of buy now pay later, credit cards, and business financing products has been designed around the core needs of today’s shoppers, retailers, and small and medium enterprises. We have developed platforms for buying – or leasing – everything. Get more customers. Become a hummbusiness partner. Increased income Up to 30% more sales volume and up to 80% repurchase rate. Payment upfront Guaranteed settlement next business day. No refund fees We return our fee on items returned to your store. Fully Integrated. Whether your business is large or small, online, walk-in or any combination, humm can twist to fit. We support instant online integration with key e-commerce providers. Direct REST API for marketing and pricing widgets is also available for bespoke builds. POS integration is available for the following POS platforms and terminals. Integration delivers a fast and simple process for customers and staff. -
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Deferit
Deferit
Deferit is a bill budgeting and payment platform that has helped over 550,000 people improve their cashflow and pay bills in installments. To date Deferit has paid over $400m in bills and saved its users over $39m in late fees and other biller penalties by ensuring bills get paid on time. Pay upfront or over time in 4 easy installments. Build your credit history with every bill payment. The flexibility to change payment dates to suit your lifestyle. No interest, no late fees, just a simple subscription. Whether the bill needs to be paid by ACH, Check, Credit Card or any other method, simply take a photo of the bill and we take care of the rest!Starting Price: $14.99 -
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Afterpay
Afterpay
We’re Afterpay, and we pioneered a fairer way to pay. We give the world’s most desirable customers and relevant retailers the happily ever after they deserve--and a world where everyone wins. Unlike other buy-now-pay-later solutions, Afterpay offers one transparent solution to shoppers with no credit checks, no interest, no hidden fees, and no catch. We give shoppers the confidence of knowing where their money is going versus worrying about where it went. Let’s partner in bringing them more happily ever afters. New Afterpay users can get an instant approval decision in minutes. Your customer completes their order and you get paid the full amount up front. That's a win-win. Customers pay four installments every two weeks, directly to Afterpay. Always zero interest, never additional fees when shoppers pay on time. We believe people are fundamentally good and trust our customers to pay us back.
