Alternatives to eCard Transactions
Compare eCard Transactions alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to eCard Transactions in 2026. Compare features, ratings, user reviews, pricing, and more from eCard Transactions competitors and alternatives in order to make an informed decision for your business.
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Revaly
Revaly
Revaly is a Payment Performance Management platform designed to ensure that every legitimate transaction succeeds, protecting the recurring revenue businesses depend on. It uses exclusive issuer signals, network intelligence, and AI-powered optimization to maximize payment approvals across the entire lifecycle. By preventing avoidable failures at the first attempt and intelligently recovering declined payments, Revaly reduces involuntary churn and strengthens customer relationships. The platform continuously analyzes routing errors, behavioral patterns, and ecosystem signals to turn unpredictable payments into predictable revenue. Subscription-based companies rely on Revaly to lift approval rates and compound revenue growth without disrupting their existing billing stack. With over 100 integrations, the system fits seamlessly into current workflows while delivering measurable, long-term financial impact. -
2
BlueSnap
BlueSnap
BlueSnap's All-in-One Accounts Receivable Automation solution, formerly Armatic, is the highest rated software solution for Payment Processing, Billing/Invoicing, Recurring Billing and Subscription Management. Billing and Invoicing: Create beautiful invoices with our powerful invoice editor synced into your accounting system. Provide a customer portal, automatic charging, payment collection, and apply late fees. Recurring Billing & Subscription Management: BlueSnap provides enterprise-class subscription billing management for fast-growing businesses worldwide. Enable trial periods, manage plans, or prorate subscriptions. Payment Processing: BlueSnap is processor agnostic and provides integrations to all types of payment solutions from credit card payments, ACH, SEPA to wires. We handle partial payments, automatic failed payment retry, and automatic payment recovery.Starting Price: $35/user/month -
3
Butter
Butter Payments
Butter is ending involuntary churn for direct-to-consumer and SaaS subscription brands by recovering failed payments and subscribers faster, and more efficiently, delivering 5%+ ARR growth. How do we do it? We build and deploy custom machine learning algorithms that analyze each individual failed payment, enabling us to determine the optimal approach and timing for retrying the transaction. Unlike traditional retry solutions that employ a generic "one-size-fits-all" approach, our tailored approach ensures that no potential recovered revenue is left on the table. Intelligently tackling failed payments and payment health leads to: Reduced Churn Rates - Reducing customers lost to failed payments decreases churn and the impacts compound over time Increased LTV:CAC Ratio - With fewer customers churning due to failed payments, your overall LTV improves Increased Top-line ARR - 5%-10% more revenue recovered from failed payments -
4
RecoverPing
RecoverPing
RecoverPing is an automated dunning and failed payment recovery tool for Stripe-based subscription businesses. It helps reduce involuntary churn due to payment failures by sending personalized SMS and email sequences to customers when their subscription payment fails. Deep Stripe integration via webhooks - set up in under 5 minutes without code Configurable multi-step recovery flows with SMS and email channels Personalized message templates with dynamic customer and invoice data One-tap customer experience via direct Stripe Customer Portal link Analytics dashboard to track failed payments and recoveries over time RecoverPing runs automated recovery flows whenever a Stripe subscription payment fails. It sends timely SMS reminders (via Twilio) and email follow-ups with a friction-free one-tap link for the customer to update their payment method. Recovered payments are automatically retried by Stripe.Starting Price: $19/month -
5
ProfitWell Retain
Paddle
Stop losing money to credit card failures. Retain® combines world-class subscription expertise with algorithms that leverage millions of data points to win-back your customers. You probably didn't know you have this churn problem. The truth is that credit card failures are your largest single bucket of churn, but you're barely recovering any of these customers, because you're ignoring the size of the payment failure problem. ProfitWell Retain® combines world-class subscription expertise with algorithms that leverage millions of data points to win-back your customers automatically using the industry's highest recovery rate. ProfitWell Retain's the only product on the market that's managed for you, allowing us to leverage data and expertise to constantly improve recovery rates. You only pay for performance.” Over 20% of subscription companies utilize ProfitWell, which means we've studied billions of data points on why payments fail and how to recover them. -
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Redux Payments
Redux Payments
Redux Payments is a payment recovery platform built for subscription businesses that want to reduce involuntary churn and capture more recurring revenue. The software integrates natively with Stripe Billing and operates as an invisible recovery layer, enhancing Stripe’s default retry logic without replacing the existing billing system. By focusing exclusively on involuntary churn, Redux Payments helps SaaS and consumer subscription companies preserve revenue that would otherwise be lost. The platform runs entirely in the background with no engineering lift, giving operators, finance leaders, and growth teams a reliable way to maximize recovery and improve revenue predictability. -
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Striperks
Striperks
Striperks is a robust payment recovery tool designed to automate and optimize the process of recovering failed payments on the Stripe platform. Whether due to insufficient funds, temporary declines, or daily spending limits, payment failures are a common challenge for subscription-based businesses. Striperks seamlessly integrates with the Stripe API, allowing businesses to automatically retry failed payments without any manual intervention. Key features include: Automatic Payment Recovery: Effortlessly retries failed payments. Backup Card Attempts: Charges backup cards if the primary fails. Customizable Retry Settings: Tailor retry timing and frequency. Multi-Account Management: Connects and manages multiple Stripe accounts. Quick Setup: Easy, one-click integration with Stripe. Flexible Scheduling: Daily or custom retry schedules. Retry Prevention: Avoids redundant retries within set intervals.Starting Price: 29€/month -
8
Gravy
Gravy
Recover failed payments. Gravy is the secret sauce to recurring revenue retention for businesses with subscriptions and memberships. We cracked the code on customer retention and payment recovery. For the past few years, we've been developing and refining the best scripts, engagement strategies and conversion technologies to create our industry-leading failed payment recovery solution. Gravy works with all payment processors, CRMs and product delivery systems. Our implementation team integrates your tech stack with our platform and ensures failed payments and customers are synced in real-time. You will be partnered with a full-time, US-based, retention specialist who is only concerned about one thing — recovering your failed payments and customers. This allows you to keep your payroll costs down and your profits high. Gravy offers a new type of customer retention, namely recovery of failed payments, credit card declines and lost revenue.Starting Price: $550 per month -
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BetterRetain AI
BetterRetain
BetterRetain AI is an automated payment recovery platform built to reduce subscription churn and recover failed Stripe payments. It uses a smart retry system to automatically reattempt failed renewals caused by common issues like expired cards or insufficient funds. The platform integrates seamlessly with Stripe, requiring minimal setup. BetterRetain AI combines automated retries with personalized customer reminders to improve recovery rates. Real-time analytics and weekly email reports provide full visibility into recovered revenue and performance. Businesses can customize retry schedules to match their billing strategy. BetterRetain AI helps subscription-based companies protect recurring revenue with minimal manual effort.Starting Price: $19/month -
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FlyCode
FlyCode
Eliminate involuntary churn by managing payment failures intelligently to increase revenue confidence. Stop losing revenue due to failed payments. Recover & reduce churn automatically with FlyCode’s dunning & payment management AI. Increase subscription revenue using intelligent payment optimization. Supercharge your ARR by 3%-7% with a smart dunning platform that’s tailored to your business. Combine powerful AI models with payment logic, authorization data, and payment retries. Reduce churn and increase your ARR with intelligent payment retries. Access enterprise-level payment models and payment optimizations. Recover & reduce churn automatically with FlyCode’s payment engine AI. Dynamic payment optimization tools and data models. Tailored dunning per customer with intelligent segmentation and statuses. Use FlyCode’s powerful engine to recover more revenue with the first AI-powered dunning & payment management layer. -
11
Viva Wallet
Viva Wallet
The new Viva Wallet POS app is a free Android app that enables you to take payments using just your phone. No cables, no dongles or special hardware needed. By displaying your card number, expiration date, and CVV securely in your Viva Wallet Account Dashboard and not on the card itself, your sensitive data is no longer exposed to others if your card is lost or stolen. You can also lock your lost card via your online Viva Wallet Account in seconds. Check your transactions in real-time through your Viva Account Dashboard via your desktop or App. -
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borderless
borderless
We are an online bank payment processor bringing you local and international direct debit, a pull-payment method. Accept bank payments online and save up to 67% in processing fees. Collect and make payments as a local without the need to open foreign bank accounts. Request/Checkout Create payment links or integrate our e-commerce plugin. Get Paid! Customers pay directly from their bank with a single click. Funds are delivered directly to your bank account. Track Payments Always know where your payments are in real time. By 2021, bank transfers will be the 2nd most popular alternative payment method for e-commerce. Increase your conversion rate by 30% using borderless. Businesses increase their conversion by 30% by offering 3 top methods of payment. Credit cards on the decline by 16% - borderless. Online credit card usage has declined by 16%, and consumers’ preference for credit cards has reduced by 7%. -
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Aleran Merchant Services
Aleran Software
Process credit card payments securely with full PCI compliance. With Aleran Merchant Services you can securely process credit card payments anywhere, anytime, with full PCI-compliance guaranteed and no IT or specialized tech skills required. Our partnership with award-winning payments company, Payroc, allows you to securely capture and store credit card information to process payments now or later, combining the best parts of PayFac and traditional credit card processing models. Merchant services are free. No PCI, scan or monthly fees. Gets you up and running and processing payments within a few minutes. Guarantees PCI-compliant transactions. Securely captures and stores credit card info from customers to charge at a later date. Credit card readers available for in-store or in-person credit card processing. Eliminate time spent chasing down reissued, expired or compromised credit cards with the Card Auto Updater feature. -
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LTVPlus
LTVPlus
Our world-class dedicated customer support agents integrate flawlessly with your business and make you more money. Our skilled payment recovery specialists can help recover lost payments and reduce involuntary churn via emails, live chat, outbound calls, and other communication channels. Our dedicated customer support agents will manage your live chat, help desk, social media, and inbound calls, increasing your sales and customer satisfaction scores. Get a team of dedicated agents who will take charge of engaging with your shoppers to recover bounced customers and turn them into sales. Experience having your own team of 100% dedicated customer support agents who generate profit for your business. Increase your sales and conversion rates. Increase customer satisfaction. Provide 24/7 coverage in any language. Get 100% dedicated agents for your brand. Work with highly-trained agents that fit your brand. -
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eCom Merchant Solutions (eCMS)
eCom Merchant Solutions
Today’s eCommerce marketplace is extremely competitive. Providing your customers with convenient online credit card processing is as important as selling a quality product or service. Research shows that consumers increasingly choose credit cards and ATM/debit cards as their preferred method of payment, boosting Internet sales by 100%. For all credit card processing, there are two parts, the authorization and the settlement. Authorization means that the fund’s availability is verified and, if available, they are put on hold automatically. This important step defines the “approved” or “declined” status of a payment process. Settlement is the process by which the money that was put on hold is electronically captured and transferred into the merchant business bank account. In most cases, this process takes 48 business hours. eCMS is proud to offer Authorize.Net as our payment processing gateway. -
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ACH Payments
ACH Payments
ACH Payments provides multiple methods for ACH processing, from the easy-to-use ACH Virtual Terminal to API integration methods. No matter your company’s requirements, we have the solutions you need to automate payment collection. Integrating ACH and credit card processing into your software or Internet ASP solution can make your payment processing cycle seamless. We have the documentation, code samples and technical assistance that will make this process easy. Offering an ACH processing option is becoming mandatory for recurring payments. The combination of much lower processing fees and much lower payment decline rates compared to credit cards make ACH payments a compelling addition to your payment options. The ACH Virtual Terminal (VT) provides a secure, PCI compliant, web-based application for the processing and management of both ACH and credit card transactions. Compliant solutions that make it simple to add 24/7/365 ACH payment options. -
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b4 TransForm
B4
Set card entry failure limits, link expiration, and minimum lead time. Learn & apply best practices that help you win chargebacks. Eliminate paper auth forms, and manual entry & stop taking credit card details over email, fax, or phone. Create installment plans, send late payment reminders, control user access, and run detailed reports for reconciliation. Fraud prevention tools help reduce chargebacks. Send your customers a link to our secure online payment portal. Customers fill out an online authorization form indicating their charges. Verified in real-time & processed by your payment gateway, CC info is encrypted and securely stored. Integrates with all major payment gateways for fast and direct transactions. The card is tokenized & securely stored. Never see or manually key sensitive data. We pride ourselves on security. Our products are fully PCI-Compliant. All data is encrypted and securely stored. -
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Ikajo
Ikajo
A payment gateway is a software that enables merchants to accept credit and debit card payments online. It acts as a mediator between a customer’s and a merchant’s bank. To integrate a payment gateway on your website, you need to open a merchant account. As a global payment provider, we offer an extensive list of payment methods. Besides Visa and MasterCard, we support 100+ other options. All the major e-wallets, cryptocurrency, remittance systems, and local credit cards of 177 countries are on the list. We guarantee a 20% increase in transaction approval ratio thanks to the high-end technology distributing declined transactions between different connectors. Enjoy up to 30% increase in conversion rate with our solution allowing to hand-pick the best provider with the most beneficial terms and rates for each transaction. -
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Stripe Billing
Stripe
Stripe Billing is the fastest way for your business to bill customers with subscriptions or invoices. Capture more revenue, support new products or business models, and accept recurring payments globally. Start collecting one-time or recurring payments via card, ACH, and other popular payment methods instantly. Test and roll out changes via our API or right in the Dashboard. Flexible billing logic for everything from per-seat pricing to metered billing out of the box. Support for coupons, free trials, prorations, add-ons, and overages is built-in. Reduce churn with smart retries, automated failed payment emails, and an automatic card updater. In 2021, Stripe Billing helped businesses recover 38% of failed payments on average. Understand your growth, churn, and financial health with automated reporting and revenue recognition. Easily sync billing and payments data with the rest of your workflows. -
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Jihosoft File Recovery
Jihosoft
Recover deleted or lost documents, photos, videos, audio, archive, and more files without backup. Recover deleted files from SD card, USB flash stick, and hard drive on Windows and Mac. Full and free preview for all recoverable files. No payment is required in case of failed file recovery. A complete data recovery solution to safely recover lost files easily without risk, and prevent possible data loss in the future. Worried if your deleted files can be restored? Seeing is believing. Just start a quick scanning with the best data recovery software, then play the video & audio and view all files by yourself. Dual preview modes and filter options are available. What you see is what you will get. Jihosoft File Recovery will do a read-only scanning on your local storage media. Neither your data nor the device will be damaged or overwritten. Only you have access to your own files. The best data recovery software has been verified by Norton and McAfee to be safe and clean.Starting Price: $49.95 one-time payment -
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Easy Pay Direct
Easy Pay Direct
Easy Pay Direct is the fastest safe way to process payments. We offer full service merchant accounts so you can worry less about account shutdowns, holds and reserves and focus more on your business. From its conception, Easy Pay Direct was designed to make your life easier. From our staff to the technology within the solution itself, we are here to help. Business owners need products that are efficient, effective, and, most importantly, easy to use. You have enough on your plate; processing credit cards should not be a headache. Easy and seamless integration to over 250 shopping carts, recurring billing, decline recovery, chargeback management, custom payment links, white glove customer service, plus so much more. Our customer service is here to help, and we are always a call, text, or email away whenever you need us. Find out why the nation's top entrepreneurs trust Easy Pay Direct. Notable clients: Grant Cardone, Frank Kern, Wes Watson, Fortune Builders & MoreStarting Price: 2.44% and 0.29 -
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GolfClubSubs
GolfClubSubs
Smart Direct Debit and payment services for your Golf Club. Retain more members, streamline memberships, monthly installments, paperless Direct Debit, payment reports and more with our simple, intuitive system. We've automated the admin, saving your team time. No more chasing late payers! Collect monthly payments easily using Smart Direct Debit. Flexible, fast reporting: See at a glance charts of how much is owing and who has paid. Paperless: Members sign up from their own mobile or home PC. No fee for failures: We don't chase members or the club for failed payments. SMS & Email: Sends automatic reminders to late payers by SMS & Email (no app download required). No more bank reconciliations: The system will automatically check if the payment has been received by the club. Powerful, quick and connected: Integrates with HandicapMaster and BRS Tee Sheet booking. Cash, Card & Direct Debit: Handles all payment types. Easy category reporting: At a glance charts and graphs -
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Paysight
Paysight
Paysight is an all-in-one payment orchestration and customer relationship management software built to simplify and scale commerce operations for businesses, especially those in high-risk categories. It unifies payment processing, merchant account management, CRM, reporting, analytics, smart routing, revenue recovery tools, and chargeback mitigation into a single tool, enabling companies to automate operations and grow revenue. It offers seamless integration with existing systems including native Shopify support, embeddable checkout widgets, and API connections to get businesses live quickly without complex setups. Paysight’s smart payment orchestration engine chooses optimal transaction paths to reduce failures and improve approval rates, and its automated retry logic and recovery workflows can recover a significant portion of failed payments. Built-in dashboards and advanced analytics provide clear insights into performance and key metrics. -
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CulqiOnline
CULQI
What is winning! What is growing up! Do not miss more sales, start card with Visa and Mastercard in your CulqiPos. The payment gateway that your online store needs card Integrate easily and quickly with our plugins and API. Accept payments with all credit, debit and Cash Payment cards. No monthly payments or hidden costs! Pay only for successful sale. Our benefits. Sell more and control your sales better! Get paid with all cards and manage your sales like never before from our CulqiPanel. The solution to accept card payments in your physical business. Start accepting face-to-face payments and cash on delivery with all Visa and Mastercard cards Culqi. The maintenance-free wireless pos that you can take wherever you go Culqi. We accept all Visa and Mastercard cards. Culqi like. We deposit you the same day of your sale. The payment gateway that your online store needs card Integrate easily and quickly with our plugins and API. Accept payments with all credit, debit and Cash Payment -
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PruPay
PruPay
Whether you’re creating a subscription service, an on-demand marketplace, an eCommerce store, or a crowdfunding platform, PruPay lets you take any payment, at any time, through every channel and get paid in minutes. Get paid via credit card, ACH processing, mobile, email, text, recurring billing, POS solutions and more. PruPay helps your business optimize cash flow and revenues through Instant Payments. No more waiting days for payment, now funds can be available within minutes. Get your money in your bank account as soon as a couple of minutes. Keep an eye on your cash flow with real-time updates. Faster ACH, Real-time Payment (RTP), credit card and check. Accept payments through your website, mobile, SMS email and more. Our comprehensive API libraries and SDKs give you the tools to deliver customized ACH, card, RTP and RDC payment solutions. Keep up to date with visually appealing data visualizations and insightful up-to-date reporting tools. -
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Revatto
Revatto
Revatto is a done-for-you retention platform that seamlessly integrates into existing payment systems, such as Stripe, Chargebee, and others, without coding or setup hassles, to recover failed payments, reactivate canceled customers, and prevent churn before it occurs. Its Recover module uses smart retry logic, AI-driven insights to detect churn patterns, and flexible payment solutions, while human-led outreach ensures personalized, brand-aligned messaging that resonates authentically. Revatto’s Reactivate tool re-engages former customers at the right moment with compelling incentives, and its Retain component proactively flags at-risk subscribers to intervene before they cancel. This AI-powered analytics system discovers underlying trends and optimizes retention strategies across the customer lifecycle. Operating silently behind the scenes, Revatto effectively recovers lost revenue, minimizes churn, and protects against chargebacks. -
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Rerun
Rerun
Rerun is for any business, organization or association that wants to automate their recurring, subscription or membership billing and accept recurring payments via credit card. Localised for Australian businesses requiring tax and GST, secured by MYOB PayBy payments, and seamlessly reconciling in MYOB AccountRight Live. Automatically send customized emails when specific events take place, such as when a payment is processed or a credit card is declined. Process customer payments, via credit card or ACH, based on your unique business needs. Flexible subscription plans based on your business needs. Create however many payment streams you need. Rerun minimizes expired and declined transactions by making it easy for customers to access their payment information. -
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UpGate
UpGate
A payment orchestration platform designed to optimise, simplify, and scale globally your online payments. UpGate is a world-class payment orchestration platform. Our mission is to simplify payments and make it easier for merchants to reach global customers. We use the latest technologies to help you achieve better conversions and global user monetisation. Enable global transactions from any payment method, country, and currency through a single integration. Designed to reduce friction, optimised for any device, built for global customers, and customisable to your brand. No more managing multiple systems. Improve financial efficiency and gain a complete view of your payments to make smarter decisions. Improve conversions and monetise customers globally with a range of innovative features: smart routing, decline recovery, tokenisation, one-click payments, and recurring billing. -
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RewardPay
Payroc
Rates: 0% credit card processing | 1.25% + $0.25 debit card processing | No contracts or termination fees| A+ BBB Rating. Enjoy zero-cost credit card processing with no contracts or termination fees. With RewardPay powered by Payroc, your business can add a credit card fee to the total price that customers pay for a product or service. From total compliance with all major card brands to promoting full-price transparency with customers, RewardPay is your solution. CashRewards, our premier cash discounting program enables a business to offset 100% of its processing costs and offer a discount to any customer paying with cash or check. Payroc offers processing that’s right for you. IC+ processing is a simple and standard way to accept payments, compatible with almost any product. The interchange rate is tailored to your business needs and payment environment. Count on a dependable payment acceptance program.Starting Price: 0% credit card processing -
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Electronic Payments
Digital Designs
The Digital Designs’ Electronic Payment platform allows you to deliver payments electronically using a secure, single-use MasterCard account number. Like a check, these payments can only be processed by a single vendor for a specific amount, but without the cost and hassle of printing and mailing. When paying vendors electronically you will earn cash back rebates. That means you get paid to make the same payments you already make today! Digital Designs’ Electronic Payments is the perfect payment processing platform for your business. We take pride in adapting our payment platform to process payments for a wide range of industries. Electronic Payments (also known as ePayables or virtual card payments) has the robust capability and technology to integrate seamlessly with your business. The system is a comprehensive yet flexible virtual card payment solution that provides a path to significantly decrease paper workflows, check printing, ACH’s and other expensive accounts processes. -
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Ixaris
Ixaris Systems
Ixaris Payments’ virtual card platform converts payment costs into earnings, maximises working capital, enables automation and helps you cut overheads and fraud. Convert your payment expenses into earnings with virtual card rewards. Use scheduled card loads with automated cash flow alerts to maximise working capital. Enable automated reconciliation. Attach and match booking references to payments. Create virtual cards in 24 currencies. Pay in over 200 Visa and Mastercard currencies. We tirelessly mine millions of transactions to give customers the latest card acceptance and merchant fee data. Combining these insights with rigorous card testing data, we work with clients to drive value from every payment. -
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BridgerPay
BridgerPay
Easily build, manage, and optimize your connections to any payment gateway or method worldwide. Organizations worldwide operate their payments with BridgerPay. Centralized dashboard and reports to make better and faster payment processing decisions. Connect your business to a PCI DSS Level 1 payment operations platform instantly with hundreds of ready-made connections, or build your own in seconds. Bridger Retry™ is a provider-agnostic technology that retries declined card payments seamlessly, increases your revenue, and retains more customers! Reach new markets with hundreds of codeless connections. We know how important your business is, so you can reach out to us anytime. Just click on the Intercom button and our payment experts will be there for you. Our mission is to solve all payment processing challenges forever. Built for any business, works on any platform, connected to over 500 PSPs. Eliminate the need for PCI with fully PCI DSS level 1 interfaces served in one API.Starting Price: $199 per month -
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QuickBooks Payments
Intuit
Work takes time. Getting paid shouldn't. QuickBooks Payments lets you accept credit cards, debit cards, and ACH bank transfers. Soon, you can spend money immediately after it hits your QuickBooks Cash account. Send invoices with a Pay Now button. Accept credit card payments and ACH bank transfers. Key in your customer credit or debit card numbers to take payments from anywhere. Our free mobile card reader lets you swipe and accept credit and debit cards. Sales automatically appear in QuickBooks in real time. Charge customers monthly or on a schedule that works for you. Start accepting credit card, debit card, and ACH payments with no upfront costs, subscriptions, or hidden rates. -
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RS Data Recovery
RecoverySoftware
Looking for a perfect data recovery tool? Formatted a hard drive or flash memory card? RS Data Recovery combines sophisticated data recovery algorithms with convenient user interface, allowing everyone to quickly recover lost information. Recovering all types of files from all kinds of storage media, it’s the ultimate solution for your data recovery needs. RS Data Recovery makes data recovery easy for everyone. Combining two useful tools in one convenient package, RS Data Recovery can undelete all types of data while offering dedicated support for picture recovery. RS Data Recovery is extremely easy to use by using a convenient step-by-step wizard. The available pre-recovery preview instantly displays deleted files and documents, allowing you to estimate whether or not a particular document or picture is worth recovering. RS Data Recovery combines the functionality of two separate tools, RS File Recovery and RS Photo Recovery.Starting Price: $59.95/one-time -
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Capital One Merchant Services
Capital One
Speed up your business's cash flow with secure and reliable merchant services. Capital One has partnered with Worldpay® from FIS, a leading debit and credit card processor, to offer you flexible payment acceptance solutions. We've made getting paid easier, so you can focus on running your business. Accept payments with virtual and smart terminals, hosted web pages, and mobile readers. Enjoy peace of mind with a suite of data security tools. Stay organized with transparent reporting. Take multiple payment methods. Including swipe, EMV, contactless, keyed-in, phone order, email invoicing, PayPal® and more. Accept major credit cards, Visa®, MasterCard®, Discover®, American Express®, as well as gift and loyalty cards. Take advantage of our evolving payment-processing solutions and let us help you strategically manage your cash flow. Capital One Merchant services powered by Worldpay gives you access to new technologies for emerging payments. -
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FrontStream Payments
FrontStream Payments
Robust set of APIs to enable any developer to embed verified payment processing and distributions into their entity’s workflow, products, or website. Its easy-to-use dashboards and sophisticated reporting enable a 360-degree view of program engagement and results. Rich suite of payment processing and distribution suite of features that can exist as a standalone platform or be easily embedded into an existing website, workflow, or application via sophisticated backend REST APIs or cut-and-paste Javascript. Process all types of electronic payments or charitable donations, including credit cards, debit cards, ACH payments, electronic checks, recurring billing, payroll deductions, stock transfers and personal checks. Secure, PCI Level-1 compliant and tokenized processing and distribution built to ensure security of data-at-rest and over-the-air, reduce data breach risk and prevent fraud. -
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Gattera
Gattera
Gattera is a multi-PSP payment orchestration platform built specifically for non-traditional industries that require flexible, resilient, and intelligent payment routing. It sits between merchants and multiple payment service providers, directing each transaction to the best-performing gateway based on cost, success rates, geography, card type, and real-time conditions. With features like decline recovery, soft-decline rescue, and intelligent failover, Gattera maximizes approval rates while minimizing customer friction. Merchants can integrate once with Gattera’s unified API and instantly access 15+ PSP connectors and 20+ payment methods—including cards, wallets, banks, and crypto. The platform also centralizes risk management, analytics, reconciliation, and compliance tools, allowing businesses to maintain full visibility into fees, routing logic, and processor performance.Starting Price: $0 -
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Stax Bill
Stax Bill
Stax Bill is automated subscription and payments with a personal touch. We help you automate the repetitive so you can stay focused on the big picture. Work more efficiently, recover more revenue, and collect on more invoices. Increase efficiency with up to 80% less time spent billing every month. Reduce late or failed payments by up to 700% with credit card retry schedules. Recover between 2%-4% of revenue monthly with automated collections features. How much time could you get back if your billing platform sent customer invoices on its own? We often see businesses redirecting a whopping 40 hours a month by putting their accounts receivable processes safely in the hands of automation. 🤯 Need to quickly add a new product to your catalog? Easy peasy. Want to run a small-scale pricing experiment? You totally can. Sales asking to change the subscription price for just one account? Go for it—the customer’s always right.Starting Price: $199 per month -
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Paycosmos
paycosmos
Fastest payments in the universe. Latest payment technology. Instant settlement. Increased revenue & cash flow. As a paycosmos merchant, you have the advantage of Instant Merchant Settlement. Paycosmos links your credit card processing to your bank account for Card Present and Card Not Present Solutions. Instant Merchant Settlement is the same as the credit card processing you do today, the only difference is you get paid instantly - 24/7/365. Whether you accept payments in a retail store, out in the field or from your website, we have solutions to fit your business. We offer you emerging & traditional payment options and get you paid faster. Our platform includes PCI Level 1 certification and successful Service Organization Control audits to demonstrate our commitment to data security. We offer transparent pricing or flexibility on alternate pricing models. Instant merchant settlement. -
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Nickel
Nickel
Nickel is an innovative payments and credit platform tailored for small and midsized B2B businesses. With its all-in-one solution, Nickel empowers business owners and finance teams to optimize cash flow and streamline operations across AR, AP, and trade credit. Key products and features include: Payment Processing: Unlimited free ACH transfers and 2.9% card processing. Deposit checks directly in Nickel and handle high-value transactions up to $1M. Accounts Receivables: Fully branded Payment Links and Payments Portals for seamless payment collection. Accept payments via cards, ACH, or checks from over 14,000 banks. Enable one-click payments with securely saved buyer payment methods. Accounts Payables: Streamline vendor onboarding with a branded Vendor Portal. Automate bill approvals and pay vendors via card, ACH, or mailed checks. Trade Credit: Digital Credit Application for faster customer onboarding and vetting. Trade credit program offering buyers 60-day term -
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Teya
Teya
Teya is an all-in-one payment and business-management platform tailored to small and medium businesses, especially brick-and-mortar shops, service providers, or local merchants. It provides modern card-payment solutions, from Android-based card terminals to tap-to-pay (phone-based or card-based), plus tools to handle settlements, accounting, business banking, and sales tracking. With the companion mobile/web app, merchants can turn a phone into a card machine, accept contactless payments, manage transactions, view real-time analytics, and access settlement reports and cash flow at a glance. Merchants can also open a “Teya Business Account,” which offers up to three physical debit cards (and several virtual cards), free bank transfers and direct debits, 0.5% cashback on card spend, and integrated banking services, streamlining both payment acceptance and financial management in one place.Starting Price: $51.97 per month -
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Silverflow
Silverflow
Silverflow's cloud-based card payment processing platform offers a direct connection to the card networks with real-time insights based on enriched data sources via easy-to-use APIs. Clients receive automatic updates and core features include 3D-secure, network tokenization, direct-to-card payouts, a dispute management portal, and more. We provide the technology to support the latest payment innovations. As your business evolves it’s important to have a payment technology provider who understands your needs and equips you with the latest technology and tools to scale and enhance your business. Silverflow provides you with cutting-edge technology, allowing you to become the payment foundation for your customers. To keep up with the ever-evolving payment landscape, Acquirers need to be equipped with the right tools to support their merchants. Silverflow provides cutting-edge payment technology with a membership to innovation. -
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Sionic
Sionic
Sionic is the first to bring real-time payments to commerce in the U.S market. Our service delivers bank-to-bank, digital cash payments from consumers to merchants through mobile, online, in-store, and in-vehicle experiences. Merchants receive cash deposits in their bank accounts within seconds and bypass expensive credit card fees. From local businesses to global enterprises, merchants remain trapped in paying rising credit card fees, amounting to $110 billion per year in the U.S. in 2020. Consumers, mired in late fees and $15.2 trillion debt, are awakening to dubious reward schemes that have compounded financial inequities. Now, the arrival of instant digital bank payments creates a new means to equitably reallocate value back to merchants and consumers, the backbone of the U.S. economy. We offer three mobile tools to make it fast, easy, and secure for consumers to pay by bank. Easily stub out to our off-the-shelf microsite through customized QR Codes or URLs.Starting Price: Free -
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Conekta
Conekta
We make everyone pay online The solution that allows you to receive payments with cash, card and bank transfer in an easy and secure way. We have what you need. With or without a bank account. We designed a platform especially for Mexico that allows you to sell to anyone. It reaches 100% of the population. It offers our 3 payment methods. Start receiving card and transfer payments. In addition, it has +19,000 OXXO stores for payment with cash. Cash payment in real time. The only option that notifies you immediately when your customer pays for their purchase online at OXXO. Security. We are certified to protect all your transactions. Personalized attention. We are a Mexican company. We understand your needs better than anyone. Are you planning to open your ecommerce? Receive payments in your online store without complications. -
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Coolmuster Lab.Fone for Android
Coolmuster
Coolmuster Lab.Fone for Android is good at recovering lost data from Android internal memory, Android SIM card as well as SD card. You can preview the lost data on the computer before recovery, so it is convenient for you to make a selection on your lost data easily on the computer. High success rate of data recovery in the industry. Recover deleted contacts, text messages, call logs, photos, videos, music and documents. Recover data from Android phone's internal memory card and external SD card. Back up both deleted and existing data from Android device to computer. Compatible with 6000+ Android phones and tablets.Starting Price: $49.95 per year -
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Valmar Merchant Services
Valmar Merchant Services
Valmar Merchant Services offers full-service payment processing solutions covering ACH, debit/credit card processing, push-to-card/instant funding, and eCheck/Check 21 functionality. Its infrastructure is built on direct banking relationships, enabling low overhead, API access to major gateways, and support for “high-risk” industries like CBD, hemp, debt collection, and online lending. They emphasize transparent pricing with no hidden fees, no setup charges, no long-term contracts, and no cancellation penalties. It also provides real-time reporting, fraud detection and mitigation tools, chargeback management, and redundancy across banking partners to minimize downtime. Each merchant is assigned a dedicated client success manager to guide onboarding and ongoing operations, and the system is designed for smooth integration and minimal disruption during setup. -
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MaxQ Advanced Revenue Management (ARM)
MaxQ Technologies
MaxQ Technologies’ Advanced Revenue Management Suite is a collection of modules that provides billing and payment management to help improve your cash flow, billing accuracy, and customer satisfaction. Integrated with Acumatica, this suite offers automation capabilities, flexibility, and more. ARM’s Advanced Billing is the most flexible and powerful billing system available, including automated invoice creation, proration, metered billing, and more. Analyze every aspect of your billing and payment operations such as renewal rates, churn, ARR, MRR, average contract value, product analysis, lost customers, and much more. ARM’s Advanced Payments provides comprehensive payment automation, including support for multiple payment options, currencies, processors, and more. -
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BankCard USA
BankCard USA
BankCard USA has been a leading provider of merchant services since 1993. We offer credit card processing products and services for new and existing businesses. Accept payments online through a payment gateway, in-store with a credit card terminal, over the phone via a virtual terminal, or on the go using a mobile credit card processing app. Whether you need a low or high-risk merchant account, omnichannel payment services for a large company, or simply a credit card machine for a small business, we work with you to find the best payment processing solution to suit your unique business needs and goals. Of the thousands of credit card processing companies, we guarantee the lowest credit card processing fees through our bank-direct program. Accept credit cards, debit cards, gift cards, electronic checks, and electronic funds transfers with a solution designed with your business in mind today. We have established payment services for over 100,000 merchants. -
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First Touch Payment Solutions
First Touch Payment Solutions
From processing cash, checks, and credit cards to helping you with settlement issues and imbalances, First Touch Payment Solutions helps keep your retail operation moving forward. We draw on 300 years of financial technical expertise and are really good at responding to merchant needs through our support team. From recording sales trends to simplifying settlements, our merchant software and dashboards make it easier for you and your employees to understand and control what is happening with your business. First Touch Payment Solutions has partnered with Glory Global Solutions and our customers to provide a total retail payment solution. The solution encompasses all payment types, such as card, check, cash, etc. The Red Carpet Software (RCS) suite provides enterprise-wide visibility, control, accountability, reconciliation, settlement, and security. Money center transactions, check cashing, money orders, etc. -
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Swipe Gateway
Swipe Gateway
Real-time fraud scrubbing utility that helps to differentiate legitimate from fraudulent transactions. Helps ensure uninterrupted payments for customers, particularly those with recurring payments, by seamlessly updating card-on-file account information- requires customer vault and is supported on First Data North, First Data South and Payment Tech Salem. Allows merchants to use Verified by Visa and Mastercard SecureCode to verify payer’s authenticity through the gateway. PCI-compliant encrypted and tokenized customer credit card and ACH account data storage. Tokenization allows merchants to process transactions without transmitting credit card or ACH account data. Enables merchants to invoice customers via email. Customers can submit payments by following an embedded link. Invoices are generated with line detailed information and automatically convert to PDF’s that are attached and emailed to customers.
