Audience
Freelancers, Small Businesses, Startups, Modern Businesses
About Zil Money
Zil Money offers the Payroll by Credit Card feature to pay your employees on time and earn cash back rewards. Also write-off payroll funding by credit card fees as a business expense. This is a great solution to improve cash flow and keep your employees happy.
The platform provides payment methods like ACH, wire, eChecks, printable checks, international payments, virtual cards, and more for flexible fund transfer. You can also customize and print checks instantly on blank stock papers using a regular printer at your office or home.
Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.
Pricing
General subscription packages for check printing, ACH, Wire transfer, etc start at a $30 Pay As You Go plan.
Interactive Demo
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Zil Money Frequently Asked Questions
Zil Money Product Features
Accounts Payable
Accounts Receivable
Business Bank Accounts
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Great Product " Edited 2025-10-23
Pros: Easy to use Easy to understand No complex setup. User friendly. Zil is simply the simple. Amazing product!!
Cons: I do not think there is any Drawback of this product. simply Great!
Overall: I used it once or twice but had Great experience overall!!!! If someone looking for the on stop solution then this is the product you should be using.
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Zil Money Makes Business Payments So Much Easier" Posted 2025-10-06
Pros: Zil Money has transformed how we handle payments in our business. I can send ACH, wire, or even print checks from one dashboard, which saves a lot of time. The QuickBooks integration works flawlessly, and having features like virtual cards and payroll by credit card all in one place is a huge advantage. The interface is clean, and everything feels well-organized and fast.
Cons: It takes a little time to explore all the features because there are so many tools, but once you understand the flow, it’s very convenient.
Overall: An all-in-one platform that really delivers on its promise. It has reduced our dependency on multiple banking tools and improved our cash-flow management. Highly recommended for small and mid-sized businesses that want reliable, modern payment solutions.
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Awesome " Posted 2025-07-16
Pros: Zil Money has proven to be an invaluable financial tool for many, and its impact can be quite personalized. Users often appreciate its user-friendly interface and efficient features that streamline financial transactions, whether personal or business-related. It can positively impact one's life by offering greater control over payments, securely managing cash flow, and reducing financial management stress, thereby creating more room for productivity and peace of mind.
Cons: Zil Money offers a range of features for handling financial tasks, but it may not entirely cater to those seeking a seamless experience. Some potential cons include a learning curve for new users, occasional technical glitches, and perhaps limited integrations with other financial tools. Users might find these aspects can impede the overall effectiveness or convenience of the service.
Overall: Zil Money offers a dynamic and innovative financial management platform that impresses with its user-friendliness and adaptability. The seamless integration of banking features provides a comprehensive, efficient solution for managing finances, making it an invaluable tool for individuals and businesses alike. Whether it's handling transactions, creating invoices, or monitoring expenses, the platform stands out with its reliability and creativity in simplifying complex financial tasks.
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Good company" Edited 2025-06-28
Pros: The application process was smooth easy to complete from start to finish The terms and conditions are very easy to understand. The company is very highly rated and preferred by a lot of people that I know use them. I have nothing negative to say
Cons: I didn't have any negative experience with this company
Overall: My overall experience was very positive and very easy to understand. The entire process is smooth and very easy to understand and use
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Zil Money review" Posted 2025-06-22
Pros: Zil Money is the best way to keep track of my income and my spending everyday. It has made my life extremely more convenient and I even referred friends and family and they are so exited
Cons: There is nothing I dislike about Zil Money honestly. Well maybe the fact it's wants to confirm my identity quite a bit which has me worried about hackers. But I trust them 100%.
Overall: Using Zil Money has made me worry free and makes it simple to keep track of all my purchases and sales. I would recommend it to anyone for sure. Try it yourself and see how less complicated life can be with Zil Money!
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"A Game-Changer in Business Payments and Financial Management" Edited 2025-06-15
Pros: Pros
• Easy-to-use interface
• Fast ACH and wire payments
• No need for pre-printed checks
• Strong security measures
• Great value for the features offered
• Multi-user and multi-business support
If you’re a business owner, freelancer, accountant, or financial manager looking for a robust, user-friendly platform to streamline payments, Zil Money deserves serious consideration. After testing and using the platform across various functions—from payroll to vendor payments to check printing—it’s clear that Zil Money offers a comprehensive, modern solution for managing financial workflows.Cons: • Minor learning curve for first-time users
• Some advanced features require a higher-tier planOverall: Final Verdict: 9.5/10
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Zil Money is more than a check-printing tool—it’s a full-fledged business payments platform that blends security, convenience, and innovation. Whether you’re paying vendors, employees, or yourself, it brings all aspects of business payments into one smart, efficient ecosystem. It’s especially valuable for small to mid-sized businesses aiming to professionalize and simplify their financial operations without the overhead of traditional banking or enterprise ERP systems.Reply from Zil Money -
Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"This platform is THE BEST" Posted 2025-04-06
Pros: I liked that this platform was so easy to use. There was no difficult information to try and get!!!!
Cons: I didn’t like that it took me so long to find this
Overall: I would recommend this platform above all the rest. The platform is the easiest I have ever used!!!!
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Unique way to bay thru your business credit" Posted 2023-11-01
Pros: Personal representative to assist in account setup and affiliation with Payroll company.
Easy user interface to navigate.
Does what its supposed to.Cons: Confusing ADP setup.
Still in Start-up mode for overall website layout and construction.Overall: My overall experience was pretty good, I think however i was confused on which 'checking' account to setup as recipient, either personal or business.
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"AUTOMATE YOUR TRANSACTION PROCESSING " Posted 2023-09-15
Pros: Transaction processing was in the loop. Able to print and mail checks. Email receipts! Pay payroll by credit card.
Cons: There was nothing really. No problems that I see. Everything was good to go.
Overall: What im looking for in check fulfillment. Best check processing system. Can beat others by 8 overall.
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Great service" Posted 2023-08-29
Pros: Great team to help with questions. I had a hard time, when it was time to setup everything, but the team was amazing in helping me get setup.
Cons: The service is a little bit pricey when it comes to running payroll, but it will work for me.
Overall: My overall experience is great the team is always there to answer questions that I may have and get the answer quickly.
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Great product" Posted 2023-08-23
Pros: I recently onboarded on Zil and I was extremely impressed with how easy the process was. The platform is incredibly intuitive and I was able to quickly understand how to use it. The onboarding process was straightforward and I didn't have to spend a lot of time figuring out how to use the product. I also appreciate the customer service I have received from Zil. They are incredibly helpful and responsive when I have any questions. Overall, Zil is a great platform with an easy onboarding process and great customer service.
Cons: When you're trying to figure out the cons to any situation, it's important to take an objective, thoughtful approach. It can be helpful to look at all the potential angles, so far it has been a great experience.
Overall: I'm a big fan of Zil products. Not only do they have awesome products that are easy to use, they are also incredibly affordable. I recently purchased one of their products and was pleasantly surprised by how well it worked. The quality was great and the setup was simple and straightforward. The customer service was excellent too, which made my experience even better. Overall, Zil is an awesome product that I would highly recommend to anyone looking for quality services.
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Reg Zil User now!" Posted 2023-08-22
Pros: I absolutely love Zil Money! It has changed the way we do things around here in our every day life and more!!
Cons: None that I can think of or have seen yet so far!!!
Overall: Wonderful! Highly recommend to any and every one that I know and teach online through my course! Great!
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Zil Money review" Posted 2023-07-27
Pros: It is convenient. easy to use and well designed. it really meets all my needs especially when i am moving money around.
Cons: Sometimes the page load time is more than expected but occurs rarely.
Overall: My overall experience is surreal, i would recommend it to others, it has a lot of useful features that everyone should leverage on.
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Probability You Would Recommend?1 2 3 4 5 6 7 8 9 10
"Excellent Software" Posted 2021-11-19
Pros: Zil Money is best software for online payments. It provides cloud-based online banking and financial management services.
Cons: Nothing, Nothing, this is ever best software for online transactions. I have been using this for 10 months.
Overall: Can create and print customized checks from our home or office desk.
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