Alternatives to Zift

Compare Zift alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Zift in 2026. Compare features, ratings, user reviews, pricing, and more from Zift competitors and alternatives in order to make an informed decision for your business.

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    EBizCharge

    EBizCharge

    EBizCharge

    EBizCharge is the leader in integrated B2B payments, powering payments for over 400,000 users across the United States and Canada. Payment platform that allows your business to securely accept transactions, anywhere, anytime, inside 50+ ERP, CRM, accounting, and eCommerce solutions. EBizCharge is designed to increase payment processing efficiency, eliminate double entry, reduce human error, improve security, and simplify the customer experience. EBizCharge provides online and mobile credit card processing, unlimited transaction history, customizable reports, electronic invoicing, secure encryption and tokenization, email payment links, a customer payment portal, and more. EBizCharge is PCI-compliant and uses the two methods of data encryption and data tokenization, providing you peace of mind that all data is secured. EBizCharge integrates to QuickBooks, NetSuite, SAP, Oracle, Sage, Microsoft Dynamics, Salesforce, Acumatica, Macola, Magento, WooCommerce, and many more.
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    CARDZ3N

    CARDZ3N

    CARDZ3N

    CARDZ3N supports global payments for credit cards, ACH, SEPA, and Crypto (140+ coins). CARDZ3N processes payments for emerging markets & high-risk businesses, including CBD, crypto exchanges, gambling, travel, and more. We also offer a Stripe Alternative with rates starting at 2.25% for non-profits & 2.75% & $0.25 for e-commerce. CARDZ3N also offers other payment options, such as ACH, payroll and HR, benefits, or business capital. CARDZ3N Our mission is to solve the most pressing problems facing our clients, large and small. Our unique approach is what distinguishes us and what makes us different. We offer a wide range of services and solutions that help organizations achieve their vision, facilitate change, and maximize performance and productivity.
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    BlueSnap

    BlueSnap

    BlueSnap

    BlueSnap's All-in-One Accounts Receivable Automation solution, formerly Armatic, is the highest rated software solution for Payment Processing, Billing/Invoicing, Recurring Billing and Subscription Management. Billing and Invoicing: Create beautiful invoices with our powerful invoice editor synced into your accounting system. Provide a customer portal, automatic charging, payment collection, and apply late fees. Recurring Billing & Subscription Management: BlueSnap provides enterprise-class subscription billing management for fast-growing businesses worldwide. Enable trial periods, manage plans, or prorate subscriptions. Payment Processing: BlueSnap is processor agnostic and provides integrations to all types of payment solutions from credit card payments, ACH, SEPA to wires. We handle partial payments, automatic failed payment retry, and automatic payment recovery.
    Starting Price: $35/user/month
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    Structured

    Structured

    StructuredWeb

    Structured is an AI-first channel marketing platform that helps enterprises scale partner revenue with personalized, on-brand go-to-market execution. Using generative and agentic AI, the platform gives partners instant access to tailored roadmaps, campaigns, co-branded assets, and localized messaging in 130+ languages. Structured streamlines onboarding and empowers partners with the guidance and tools they need to activate quickly. Its modular, enterprise-grade architecture allows organizations to scale capabilities without disruption or downtime. Real-time analytics provide full visibility into partner performance and campaign ROI. This AI-powered approach is why Structured has earned Forrester “Leader” status and is trusted by global brands like IBM, Google, and ServiceNow.
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    NETS

    NETS

    NETS

    NETS for Business offers a comprehensive suite of payment and merchant services to help Singapore businesses accept both in-store and online payments efficiently. Its in-store solutions include wired and wireless POS terminals supporting NETS debit/ATM card, QR payments, contactless cards, and overseas wallet/foreign card acceptance. Payments are settled by the next working day, and merchants have access to transaction reporting and settlement via an online Merchant Portal. For online businesses, products include eNETS Gateway (handling direct debit and all major credit cards), NETS Click, NETS QR Online, and SoftPOS. There are also self-service and motoring solutions, unified POS systems, vending solutions, solutions for F&B self-service, car park payment integrations, SGQR label support, and digital receipt management. The NETSBiz mobile app lets merchants get payment notifications and manage terminals; merchant guides and developer APIs are provided.
    Starting Price: Free
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    AsiaPay

    AsiaPay

    AsiaPay

    AsiaPay supports merchants to accept digital payments by credit/debit cards, bank accounts/net banking, digital wallets, buy now pay later, over-the-counter, and more in one single platform. AsiaPay is a leading digital payment service, solution, and technology provider in APAC. We provide a comprehensive array of secured, advanced, and integrated payment processing solutions to banks, payment service providers, and merchants. We have partnerships with international card associations, banks, and payment companies all over the world. Country operations and payment processing. Anti-fraud tools, mobile-ready, real-time consolidated reports, big data. Multi-lingual, multi-currencies, multi-channels, multi-cards, and multi-acquirers. High service uptime of 99.9%+ and high performance. Local account and risk operation support as well as 24/7 technical support in 17 operational offices in the Asia Pacific.
    Starting Price: Free
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    MagicPay

    MagicPay

    MagicPay Merchant Services

    Credit Card Processing & Merchant Services Simplified. Complete Payment Processing Solutions For Your Business Established in 2012, MagicPay Merchant Services has been providing merchant account services to thousands of merchants worldwide. Our credit card processing, ACH and eCheck solutions, along with our point-of-sale systems will support your business every step of the way, building successful business environment. Free EMV Terminal. Get a FREE credit card terminal, works with Dial-Up or Ethernet connection. Point-of-Sale Systems. Manage your business like a pro. Retail & restaurant POS solutions. Wireless Terminals. Take payments anywhere, with on-screen signature capture. Mobile Payments. Accept payments using your smartphone or tablet with our Bluetooth card reader. Online Payments Virtual terminal, recurring billing, electronic invoicing & E-Commerce. Multi-Currency Processing. Accept payments in 120+ currencies and settle in USD.
    Starting Price: $15 per month
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    8am AffiniPay
    8am AffiniPay is a payment-management platform tailored for associations, nonprofits, and member-based organizations that enables them to accept and manage dues, event registrations, donations, and sponsorship payments through a unified system. It provides secure, PCI-compliant processing for credit/debit cards and e-checks, offers customizable branded payment pages and brochures, and automates recurring billing and reminders to reduce manual follow-up. The platform integrates with association-management systems, membership databases, and finance tools, so transaction data flows seamlessly into reporting and reconciliation workflows. Dashboards deliver real-time visibility into payments, deposits, and member-activity metrics, reducing administrative overhead and improving cash-flow predictability. Additional features include support for in-person card readers, flexible payment methods, and enterprise-grade security and compliance standards to ensure member data and funds are protected.
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    Ikajo

    Ikajo

    Ikajo

    A payment gateway is a software that enables merchants to accept credit and debit card payments online. It acts as a mediator between a customer’s and a merchant’s bank. To integrate a payment gateway on your website, you need to open a merchant account. As a global payment provider, we offer an extensive list of payment methods. Besides Visa and MasterCard, we support 100+ other options. All the major e-wallets, cryptocurrency, remittance systems, and local credit cards of 177 countries are on the list. We guarantee a 20% increase in transaction approval ratio thanks to the high-end technology distributing declined transactions between different connectors. Enjoy up to 30% increase in conversion rate with our solution allowing to hand-pick the best provider with the most beneficial terms and rates for each transaction.
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    Maverick Payments

    Maverick Payments

    Maverick Payments

    We’re a full-service payment processor with innovative technology designed with your growth in mind. With Maverick, monetize payments by reselling our white-labeled payments stack. Quickly go to market with minimal to no cost or risk, all while building your brand while leveraging our infrastructure. Easily process card-not-present transactions with our straightforward API, hosted forms, and additional tools. Simply key in transactions to the virtual terminal and utilize the additional features that make the user experience more seamless, such as tokenization, electronic invoicing, automated email receipts, integration to third-party shopping carts, and CRM systems. Card-not-present payments have never been easier with Maverick’s intuitive gateway. Easy-to-use terminals and point-of-sale tools customized for the size of your business. Gather key insights and better understand your customers, and competitors, and run a more informed business.
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    Google Pay
    Google Pay is the fast, simple way to pay online or make contactless payments with your phone. Your payment info is protected with multiple layers of security so you can pay with peace of mind – all the time. See where you’ve made the most recent transactions, right on your home screen. Find past purchases, loyalty cards, offers - even online ordering - all in one place. Keep credit cards, debit cards, transit passes, and more on your phone for quick, easy access. Bring your accounts together for a clearer view of what you have, what you’ve spent, and recent activity. Easily find past purchases from weekend getaways, past payments, and tickets you saved in your wallet. And if you choose, you can link your bank account, Gmail, and Google Photos to search even more transactions.
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    Clearly Payments

    Clearly Payments

    Clearly Payments

    Clearly Payments provides low-cost credit card processing services and software for online payments, payment terminals, credit card machines, mobile payments, and recurring billing and invoicing. The Clearly Payments mission is to drive down the cost for merchants to accept payments. Period. Our first step in the plan is to build a payment processor with an incredibly low-cost structure. That takes innovation, so we need a strong corporate culture. We keep costs low with: - Virtual teams, cloud software, and a metrics-driven culture to operate our business - Working with the best and lowest cost payment technology providers in the world - Customer acquisition through communities, word-of-mouth, and partnerships. Our low-cost structure allows us to pass on the savings to merchants to cut their costs. We are growing on this front, making merchants happy and saving them money every day. https://www.clearlypayments.com
    Starting Price: $10.00/month
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    FroogalPay

    FroogalPay

    FroogalPay

    FroogalPay is a user-friendly Virtual Terminal/Invoicing System/Pay Now Button (Hosted Payment Page) platform for merchants that turbocharges how 135+ payment gateways process credit cards and ACH. Your sales expertise and connections are important because FroogalPay sells through you. It's our job to make great payment processing software. FroogalPay relies on your talent to place our software into the hands of merchants. Your sales expertise and connections are important because FroogalPay sells through you. It's our job to make great payment processing software. FroogalPay relies on your talent to place our software into the hands of merchants. This is a payment platform for developers who are looking to create secure payment experiences for retail, eCommerce, and business applications.
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    Braintree
    Boost your company's revenue with a global payments partner. Reach more buyers and drive higher conversion with the only payments platform that delivers PayPal, Venmo (in the US), credit and debit cards, and popular digital wallets like Apple Pay and Google Pay in a single, seamless integration. Drive revenue growth and maximize business opportunities. Accept and process cards, PayPal, and wallets such as Venmo (US only), Apple Pay, and Google Pay in a single, modern integration. Plus, get industry-leading tools to help prevent fraudulent transactions, manage data security, and streamline operations. Help increase sales and loyalty with a modernized, optimized payments experience. Leverage the PayPal network and next-generation technology to expand markets. Manage internal costs and automate back-end processes without sacrificing revenue. Help detect and prevent fraudulent transactions while approving more orders. The payments platform for some of the world’s leading brands.
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    Ecommpay

    Ecommpay

    Ecommpay

    Ecommpay is an inclusive online payments platform offering midsize and enterprise businesses the solutions they need to thrive: - Accept payments globally with direct card acquiring - Streamline payments with Direct Debit - Convenient and secure payments with our open banking ecosystem - Selection of trusted BNPL providers - Take remote payments with our virtual terminal or via QR code - One-time invoicing with payment links - Wide range of integrations: CMS plugins, APIs, and more - Secure tokenization Innovative, bespoke solutions designed by industry: - Retail - Travel & hospitality - FinTech & financial services - Mobility & transport - Digital goods & services Take payments any way, anywhere, anytime. Let’s grow your business!
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    Planet Payments
    Accept payments in every way, shape and form. If you struggle with too many different reports, back office recons that are a nightmare and disconnected systems, then you have come to the right place. Planet’s Single Payment Platform has you covered; online, in-store, via a payment link or even for your subscription services and gift cards. Let customers and guests pay the way they want to. Planet makes it possible for you to accept most payment methods. This includes; credit cards/debit cards, contactless, chip and pin, and mobile wallets. As well as Alternative Payment Methods (APMs) such as PayPal and AliPay, cryptocurrency and Klarna at POS. Reach Asian shoppers by offering Alipay+ and WeChat Pay on the same device.
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    Paytrail

    Paytrail

    Paytrail

    Paytrail has the largest payment volume of all online payment services in Finland. We provide payment services to more than 10 000 online stores. Every feature of Paytrail has been designed with you in mind. Features like automated, daily settlements to bank account, state-of-the-art fraud prevention systems and seamless shopping experience all work for you like no other payment system. Our service allows you to offer each customer their preferred payment method. Our service contains epayments to all Finnish banks, major credit and debit card payments, invoice and installment. Monitoring payments and managing accounting processes is easier with the Merchant Panel. Get a clear, versatile and comprehensive view of your payment traffic quickly. Over 15 billion euros worth of products and services have been paid for using our payment service. Paytrail is part of Nets.
    Starting Price: €59 per month
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    PaySpace

    PaySpace

    PaySpace Processing

    Creating a smooth and seamless customer journey with state-of-the-art payment optimisation fine-tuned to your business needs. Enjoy cutting-edge payments technology that allows for alternative payment methods processing to meet the needs of even the most demanding clients. A high-risk merchant account is an agreement between a merchant and a bank. It acts as legal permission to accept credit card payments online. It also allows accepting wires, E-wallet payments, crypto, debit cards, and international (local) payment methods of merchant's choice. To get a high-risk merchant account, one needs to fill out the application. Once a payment system provider approves the application, a merchant receives a payment gateway, the software that allows accepting payments online. A high-risk merchant account is a must for all the high-risk merchants who are willing to accept payments online. To find out whether your business is high-risk, see the list of high-risk industries below.
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    eMerchantGateway

    eMerchantGateway

    eMerchantGateway

    Built on one of the largest payment gateway platforms in the world, eMerchantGateway is a trusted solution for accepting payments online, over the phone, or by mail. Secure, fast, and reliable, eMerchantGateway offers a variety of payment gateway features for processing and managing card-not-present payments. Full PCI-DSS compliance payment security. A convenient management console accessed through a web browser or an app. A virtual terminal function for orders by phone or mail. The ability to create invoices or web forms for online payment. Recurring billing options are customizable by the customer. 18 fraud modules with a variety of settings to suit your exact business needs. Detailed reporting to manage transactions by the minute. Batch and real-time payment processing options with mobile connections. Industry-specific software in a range of categories; examples include furniture, restaurants, and non-profits.
    Starting Price: Free
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    Shopify Payments
    Accept credit cards and other popular payment methods with a payment provider that’s ready to go when you are. Skip lengthy third-party activations and go from setup to selling in one click. Shopify Payments comes with your account, all you need to do is turn it on. Boost conversions when you make shopping simple. Enable popular payment methods and local currencies for smooth checkout experiences. Have a complete view of your finances. Only with Shopify Payments can you track your orders and payments all in one place. Browse articles and learn how to accept credit card payments with Shopify.
    Starting Price: $19/month
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    Uswipe

    Uswipe

    Uswipe

    Uswipe is partnered with global credit card acquirers and licensed payment institutions offering secure payment solutions to small/medium/large businesses worldwide. Our direct relationships with Visa, MasterCard, and SWIFT, through our vast partner channels, enable Uswipe to process all major credit cards, issue Prepaid Cards, digitalized e-wallets, IBAN, and process cryptocurrencies to qualified businesses throughout the world. By way of our international banking partners, we offer price competitive rates and secure, multi-currency payment options to merchants throughout the globe. All of this is supported by a secure PCI DSS Level 1 compliant payment gateway. Our 24/7 customer service team makes certain all payments are received in a thorough and smooth fashion. Our certified quality gateway system ensures the highest quality of our products and services to be supplied to our merchants!
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    Stacks

    Stacks

    Stacks Technology

    Welcome to intuitive, integrated hardware, software, and payments purpose-built for your business’ needs. Stacks powers frictionless in-store and online commerce with Stacks POS System and Stacks Payment Gateway. Ready to learn more? Contact a Stacks Specialist to explore how our proprietary POS and Payment solutions powered by WAVit Technology can streamline your business growth. Stacks offers unrivaled reliability and expertise. Whether you operate a retail staple in your local community or a multi-state restaurant chain, you need a payments partner that you can trust, someone that knows your business and your needs. Stacks is proud to offer businesses the widest range of leading edge payment processing solutions to help you add more value with every transaction. If your business is already accepting credit cards, our solutions can beat your current processing rates… and it’s not even close!
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    North American Bancard

    North American Bancard

    North American Bancard

    Looking to accept credit card payments online or currently accepting payments but looking for a new payments partner? Either way, North American Bancard is here to help. We realize that accepting payments online is no longer a nice-to-have, but rather a need-to-have, and we want to make it as simple and affordable as possible for you. You can use your existing website to offer a completely customizable checkout experience with your branding while simultaneously freeing yourself from liability for sensitive cardholder data with our PCI Plus Program. Our ecommerce solutions allow you to have integrated point of sale software for online credit card processing. We partner with the most popular point of sale and shopping cart plug-ins. So no matter what you need, we can help with quick and easy online payment processing.
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    Tranzila

    Tranzila

    Tranzila

    Your payments are in good hands. Comprehensive data security for receiving payments. PCI DSS LEVEL-1 standard and SSL encryption to the most stringent standards of international credit card companies. Production of digitally signed invoices for email, with the execution of a credit card transaction, PayPal, or bank direct debit. Possibility to generate invoices manually for cash or cheque. The invoice system is approved by the income tax authority. Free application for every customer, both for Android and iPhone. Operations of debit, credit, viewing transactions, and more. Option to connect an EMV credit card reader using Bluetooth technology. A payment solution that grows with your business needs. It allows the clearing of credit from a mobile phone, from an independent clearing terminal, from any computer and tablet, from management software, a virtual store in ecommerce, and more. Full integration for receiving payments from PayPal, including automatic invoice generation.
    Starting Price: Free
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    Unicorn Payment

    Unicorn Payment

    Unicorn Payment

    Our full-featured online payment platform allows you to accept payments for your online business. Unicorn Payment is one of the leading turnkey payment gateway solutions in the industry. With our trusted solution, we make sure your payment processing is seamless and secure. Unicorn Payment has powerful tools and resources available that can help companies hit the ground running from day one. Flexible, full-featured credit card processing services are hard to find, but we can customize a solution for every type of customer. We go the extra mile to ensure that all transactions are encrypted and secure using state-of-the-art payment processing technology. We provide payment services in 196 countries and accept nearly every payment method globally. Securely accept payments online and keep your business and your customers protected at all times. With seamless, hassle-free integration to our payment gateway, you can avoid long integration processes.
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    SwipeSimple

    SwipeSimple

    CardFlight

    SwipeSimple is the best way for small businesses to accept payments anywhere, on the go, in their store, and at their computer. Turns any iOS or Android device into a versatile credit card terminal. Several options available to merchants who want to accept payments in person. Gives merchants access to virtual terminal, invoices, payment links, and more. The SwipeSimple mobile app gives you everything you need to swipe, dip, or key-in credit cards no matter where you are. Item catalog helps you ring up your most popular items. Receipt printers are available, or send email or SMS text receipts instantly. With an optional SwipeSimple card reader, you can accept physical credit cards with support for swipe, dip, and contactless tap. The SwipeSimple Mobile App is packed with advanced features designed to make running your business easier than ever. Get cloud-based inventory, item tracking, and real-time transaction history right at your fingertips.
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    Hips

    Hips

    HIPS Payment Group

    Hips is a complete omnichannel payment gateway and platform for businesses, ISV's and ISO's that want to offer their customers payment terminals or online payment services. Programmatically create merchant accounts or manage terminals via our REST API. Focus on customers and sales — not payment infrastructure, acquiring, issuing, licensing, PCI certification, hardware or software. Scale your POS or payment business with a single global payment platform in 70+ countries and 60+ payment methods online, mobile or in-store. We design custom pricing and tailored payment services (gateway, acquiring or issuing) that work for you and your business model. You set the price to your merchants and keep full ownership of your customers and offers. Programmatically create merchant accounts or manage terminals. Our SDKs make it easy to integrate Hips into your own mobile and web applications for mobile, unattended, online or in-store payments.
    Starting Price: €3.90 per device per month
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    PayNuts

    PayNuts

    PayNuts

    PayNuts is a payment service provider offering cost-effective EFTPOS and ecommerce solutions tailored for small businesses across Australia and New Zealand. Our services include Pay Nothing EFTPOS, which eliminates transaction fees by allowing businesses to surcharge customers, and low fee EFTPOS, providing competitive rates with a monthly terminal rental fee. PayNuts supports over 700 point-of-sale platforms, ensuring seamless integration for various business needs. We offer a range of EFTPOS terminals, including the VeriFone T650p, PAX A920, and PAX A77, catering to different business requirements. Our ecommerce solutions encompass online payment gateways and payment links, enabling businesses to accept payments anytime, anywhere. With our customer support, PayNuts is committed to assisting businesses in managing transactions, settlements, and funding deposits through our user-friendly merchant portal.
    Starting Price: $29 per month
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    Jupiter

    Jupiter

    Jupiter

    Created for the modern developer looking for a flexible technology stack with an easy-use single API. Accept cards, onboard by us or through us with your own team, process with your gateway or ours. Use our experience to maximize your value. Jupiter facilitates the process of implementing eCheck, credit, and debit card payments within your platform or marketplace. Jupiter provides two different approaches to onboard a sub-merchant. Our online onboarding flow, and a customized onboarding experience through our provisioning API. Execute any possible credit card operations and check operations (sale, authorization, capture, refund, rollback, and void operations). The Jupiter API is organized around REST. Our API has predictable resource-oriented URLs, accepts and returns JSON-encoded, and uses standard HTTP response codes, authentication, and verbs. Jupiter lets you widely customize your sale information and take control of your business fees.
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    Verifone

    Verifone

    Verifone

    The world’s best-known retail brands, major financial institutions, and millions of merchants worldwide trust Verifone for tech-forward, simple, and secure ways to accept payments from anyone at any time. Our passion is to empower you with the systems and data you need to refine your customer journey and accelerate growth. Start accepting online payments today with a flexible and scalable commerce solution. Verifone’s eCommerce API is a merchant-hosted solution built on Verifone REST architecture that enables merchants to securely accept online and mobile payments A quick, easy, and secure way to start accepting online payments without extensive web development, our Hosted Checkout solutions are easy to integrate and offer merchants multiple options. Virtual Terminal is also an out-of-the-box payment interface and can be used to process mail order and telephone order (MOTO) card transactions on behalf of customers through Verifone’s Central Portal.
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    Opayo

    Opayo

    Elavon

    Opayo is the new name for Sage Pay. We are one of the UK’s most trusted payments providers, helping businesses grow and accept payments from customers. Payment security and fraud reduction are our priorities. We keep your customers' data secure so you can rest easy. Expect the best with high quality service and 24/7 availability. That's why we're rated 5 stars on Trust Pilot. Payment solutions that scale as your business grows. Accept Chip & PIN card payments in-store or on-site with our wide range of standalone and integrated terminals. Process mail orders and payments over the phone securely using our intuitive web-based virtual terminal interface. Omnichannel solutions to enable your customers to pay in-store, online, over the phone and mobile. Starting a business or switching payment providers can be daunting. Our team of payment experts are here to help every step of the way.
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    CardPointe

    CardPointe

    CardConnect

    Our merchant processing solution gives you a single, user-friendly portal. This payment processing platform also features numerous integrations and add-ons that boost its functionality and allow you to offer even greater convenience to your customers. This is the most comprehensive credit card processing option available when you want to create a seamless experience for transactions. From this comprehensive portal, get a high-level overview of your business’s payments in real-time, or drill into each transaction to conduct refunds, voids, or resend and reprint receipts. You can even go more granular than this to isolate new vs. returning customers and how both segments choose to pay, whether they use magstripe plastic, EMV chip cards, or NFC-enabled cards and mobile devices. All these transaction management analytics are viewable in real-time — directly through your POS reporting software.
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    BankCard USA

    BankCard USA

    BankCard USA

    BankCard USA has been a leading provider of merchant services since 1993. We offer credit card processing products and services for new and existing businesses. Accept payments online through a payment gateway, in-store with a credit card terminal, over the phone via a virtual terminal, or on the go using a mobile credit card processing app. Whether you need a low or high-risk merchant account, omnichannel payment services for a large company, or simply a credit card machine for a small business, we work with you to find the best payment processing solution to suit your unique business needs and goals. Of the thousands of credit card processing companies, we guarantee the lowest credit card processing fees through our bank-direct program. Accept credit cards, debit cards, gift cards, electronic checks, and electronic funds transfers with a solution designed with your business in mind today. We have established payment services for over 100,000 merchants.
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    RewardPay
    Rates: 0% credit card processing | 1.25% + $0.25 debit card processing | No contracts or termination fees| A+ BBB Rating. Enjoy zero-cost credit card processing with no contracts or termination fees. With RewardPay powered by Payroc, your business can add a credit card fee to the total price that customers pay for a product or service. From total compliance with all major card brands to promoting full-price transparency with customers, RewardPay is your solution. CashRewards, our premier cash discounting program enables a business to offset 100% of its processing costs and offer a discount to any customer paying with cash or check. Payroc offers processing that’s right for you. IC+ processing is a simple and standard way to accept payments, compatible with almost any product. The interchange rate is tailored to your business needs and payment environment. Count on a dependable payment acceptance program.
    Starting Price: 0% credit card processing
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    Mondo

    Mondo

    Mondo

    Mondo is a PSD2-compliant Open Banking payment platform that enables businesses to accept secure, instant payments directly from customer bank accounts—no cards required. It eliminates chargebacks and reduces transaction fees while offering real-time settlement via SEPA Instant and UK Faster Payments. With bank-grade security and GDPR compliance, Mondo ensures full protection of customer data and regulatory alignment across Europe. Its API allows for seamless integration with just a few lines of code, making it simple for developers to get started quickly. By connecting with over 3,000 banks across the EU and UK, Mondo provides broad coverage and exceptional reliability. Designed for the digital economy, it’s a faster, safer, and more cost-effective alternative to traditional card payments.
    Starting Price: 2%
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    Dharma Merchant Services

    Dharma Merchant Services

    Dharma Merchant Services

    Let us explain the mysterious world of payment processing, and shine a light on a notoriously dark industry. No secrets here, the code word is transparency on all fronts. We strive to pull away the veil most merchant providers and merchant processors put up. Instead, we provide a credit card processing service that business owners can be proud to use for their credit card merchant accounts. What does top merchant services processing get you? Enquire about our merchant credit card services to find out. Upon request, we can provide a full-disclosure rate comparison that highlights the savings Dharma can offer. We’ll share our assumptions, and we’ll even tell you if our rates are not the most competitive. We’ll point you in the right direction regardless of how it impacts us.
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    Payee

    Payee

    Payee Eftpos and Ecommerce

    Payee boosts your business cash flow with our all-in-one Australian payment solution. We seamlessly handle EFTPOS terminals with flexible pricing options, including our unique Pay Nothing model where customers cover transaction fees. Our system integrates flawlessly with your eCommerce store and works perfectly with WooCommerce. We provide payment gateway solutions compatible with your custom apps and software. As an Australian-based provider, we understand local business needs and offer dedicated support when you need it. Our intuitive merchant portal gives you complete visibility and control over transactions, settlements, and funding deposits. Payee streamlines your payment processing so you can focus on running and growing your business.
    Starting Price: $29
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    Paygistix

    Paygistix

    Payment Logistics

    Paygistix Payment Gateway, the central nervous system connecting payments from all channels in one convenient location. Paygistix products and integration solutions for merchants, developers and value-added resellers. Powerful payment integration plugin to support EMV, eliminate PA-DSS and minimize scope of PCI DSS compliance. The reliability of a dial, IP or wireless payment device combined with the features and functionality of Paygistix Gateway. Tablet ECR with order entry, signature capture, P2PE and web-based reporting. Semi-integration for eCommerce payments that reduces or eliminates PCI scope and makes adding web payments simple. Process and manage credit, debit, ACH, gift, loyalty and recurring billing payments through any device with an internet connection. Direct point-to-point encryption interface supporting a variety of encrypted devices using DUKPT key management.
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    PaymentVision

    PaymentVision

    PaymentVision

    Recieve payments via ACH payment solutions. Your customers can pay anywhere, anytime and from any device with our secure online payment solution. PaymentVision’s online bill payment services enable your customers to pay anywhere, anytime, and from any device. Provide your customers with a secure, self-managed, multi-lingual phone system, allowing you to collect phone payments automatically, 24/7, without an agent. Our virtual terminal can simplify payment processing for your team and optimize the call handling time. Create a compliant and customer-friendly experience with our integrated payment solutions for interactive kiosks and other types of self-service terminals. Real-time ABA and account number verification, custom reporting options, and additional features help your business streamline the processing of checks.
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    Tranzzo

    Tranzzo

    Tranzzo

    Tranzzo offers online payment solutions for websites, mobile apps, and messengers. We choose the most suitable payment methods for your business based on regional payment specifics, including credit cards, electronic wallets, alternative payment methods, and cryptocurrency. Our White-Label Solution for PSP lets you launch a full-fledged payment solution under your own brand in just a few days. It includes all the services necessary to onboard new merchants and manage their projects. You can easily customize each service to meet your brand and business needs. Tranzzo has over 200 payment integrations, allowing you to expand business in Europe, Latin America, Africa, and Southeast Asia (particularly in Malaysia, Thailand, Vietnam, and Indonesia).
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    Solid Payments

    Solid Payments

    Solid Payments

    Solid Payments provides a complete suite of payment solutions for internet ventures, eCommerce websites and businesses in a varied range of industries. Solid Payments will provide you with a smart merchant account that will enable your business to receive payments from consumers all over the world. We work with diverse acquiring banks worldwide and allow our client’s to optimize their card payments/ card acquiring process management. The Solid Payments proprietary technology will integrate your online merchant account with several acquiring banks, enabling your business to manage transactions in a smart way, increasing your bottom line. Online ventures with high volume of activity are offered the smart acquiring solution that allows for more than one merchant account, managing transactions in parallel with several banks and routing them according to approval history, transaction costs and other parameters, which are pre-defined by the Solid Payments professional team.
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    Payment Nerds

    Payment Nerds

    Payment Nerds

    Payment Nerds is a payment processing tool that helps businesses accept credit and debit card payments across a range of environments including online, in-person, mobile, and mail/telephone orders, offering tailored solutions for low-risk, medium-risk, and high-risk accounts with advanced security, fast onboarding, and seamless integration with existing systems. It provides merchant services such as credit card processing, payment gateways, virtual terminals, integrated POS systems with inventory management and customer analytics, support for multiple payment methods including contactless and digital wallets, and APIs designed for smooth integration with ecommerce and accounting tools. It emphasizes a streamlined setup that can start processing payments in under 24 hours with instant approvals and comprehensive customer support, plus features like real-time transaction monitoring, fraud protection, customizable reporting, and multi-currency acceptance.
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    ACH Payments

    ACH Payments

    ACH Payments

    ACH Payments provides multiple methods for ACH processing, from the easy-to-use ACH Virtual Terminal to API integration methods. No matter your company’s requirements, we have the solutions you need to automate payment collection. Integrating ACH and credit card processing into your software or Internet ASP solution can make your payment processing cycle seamless. We have the documentation, code samples and technical assistance that will make this process easy. Offering an ACH processing option is becoming mandatory for recurring payments. The combination of much lower processing fees and much lower payment decline rates compared to credit cards make ACH payments a compelling addition to your payment options. The ACH Virtual Terminal (VT) provides a secure, PCI compliant, web-based application for the processing and management of both ACH and credit card transactions. Compliant solutions that make it simple to add 24/7/365 ACH payment options.
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    PayKings

    PayKings

    Merchant Payments Acceptance

    What is a high risk merchant account? A high risk merchant account is a payment processing account for merchants that are classified in a high risk category. They require high risk credit card processing solutions. The PayKings Team can get you approved today for a low to high risk merchant account for B2B, eCommerce, or Retail at reduced rates and fees. Credit repair merchant accounts are essential for companies in the credit repair space. You provide credit solutions to your customers and we’ll take care of the payment processing. Selling any type of merchandise through an ecommerce store has its risks. If you have high chargebacks or a subscription billing model, we have the merchant account you need.
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    Host Merchant Services

    Host Merchant Services

    Host Merchant Services

    We provide merchant services payment systems for all businesses. Get a credit card processing system customized for mobile payments, point of sale, e-commerce credit card processing, EMV terminals, and more. We will greatly reduce your merchant services fees while substantially improving the customer service you receive. Our excellent customer service and low rates retain customers, not termination fees. Experience the freedom of locked-in credit card processing rates that won't increase over time. Qualify for a free EMV-compliant mobile swiper or terminal with a merchant account. You’ve created an app but need to integrate payment processing. You’ve come to the right place! We offer custom direct integrations with an easy-to-use API and a broad range of terminal solutions.
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    JIM

    JIM

    JIM

    JIM is an AI-powered payment and business management platform that allows sellers to accept contactless payments directly on their smartphones and access funds instantly. It transforms an iPhone into a payment terminal through Tap to Pay technology, enabling businesses to accept debit cards, credit cards, and digital wallets without additional hardware. It is designed to simplify transactions for both sellers and buyers while providing immediate access to earnings, eliminating the traditional wait of one to two business days for settlements. Users can also send Payment Links to customers, making it possible to complete transactions remotely through text, email, or other channels. Users can also send Payment Links to customers, making it possible to complete transactions remotely through text, email, or other channels.
    Starting Price: Free
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    NDMS Merchant Account

    NDMS Merchant Account

    National Discount Merchant Services (NDMS)

    ​National Discount Merchant Services (NDMS) offers a comprehensive suite of payment processing solutions tailored for businesses across various industries. Their services encompass both in-person and online transactions, supporting credit card, debit card, and ACH payments. NDMS provides advanced features such as EMV/chip terminals, virtual terminals, mobile point-of-sale systems, and secure payment gateways. To enhance security and compliance, they offer tokenization, PCI compliance assistance, fraud prevention tools, and a secure vault for storing sensitive data. Additional services include recurring billing, chargeback management, multi-currency processing, and customizable reporting tools. NDMS caters to a wide range of industries, including retail, ecommerce, healthcare, hospitality, and high-risk sectors, ensuring flexible and scalable solutions for businesses of all sizes. ​
    Starting Price: $5.00/month
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    etransfer

    etransfer

    EFT Corporation

    We offer you a "One Stop Shop" money processing solution, providing many convenient electronic donation and payment solutions that you can use today, or incorporate into your money processing systems in the future as well, including; electronic funds transfer (ACH / EFT), credit card processing, debit card processing, website payment solutions, swipe terminal, virtual terminal and email marketing services. We deliver world-class service through knowledgeable and experienced professionals, innovative solutions, and unsurpassed attention to client needs. We operate this company with a commitment to rigorous ethical standards, and with a firm commitment to confidentiality.
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    Capital One Merchant Services
    Speed up your business's cash flow with secure and reliable merchant services. Capital One has partnered with Worldpay® from FIS, a leading debit and credit card processor, to offer you flexible payment acceptance solutions. We've made getting paid easier, so you can focus on running your business. Accept payments with virtual and smart terminals, hosted web pages, and mobile readers. Enjoy peace of mind with a suite of data security tools. Stay organized with transparent reporting. Take multiple payment methods. Including swipe, EMV, contactless, keyed-in, phone order, email invoicing, PayPal® and more. Accept major credit cards, Visa®, MasterCard®, Discover®, American Express®, as well as gift and loyalty cards. Take advantage of our evolving payment-processing solutions and let us help you strategically manage your cash flow. Capital One Merchant services powered by Worldpay gives you access to new technologies for emerging payments.
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    PayMongo

    PayMongo

    PayMongo

    Give your customers a payment experience they’ll love. Give yourself tools for success. All with one PayMongo account. Collect one-time payments through Viber, Messenger, Instagram, SMS or anywhere you talk to your customer. An always-on payment page, custom-made for your business' product or service. Add PayMongo to your eCommerce platform of choice to collect credit card and e-wallet payments. Integrate payments into your projects, from small side gigs to complex products and services for millions of customers. Track your customer payments in real-time. No more waiting for screenshots of receipts. Our risk engine uses 1,600+ data points to predict and fight fraudsters in real-time. Generate payment and payout reports with VAT and withholding tax computation built-in. Our onboarding process is purely online. No lining up, no mountains of paperwork! When you need a helping hand, our customer success team is ready to help you grow your business.