Audience
Businesses and individuals wanting a tool to manage their money transactions and payment processes
About YooMoney
YooMoney is a Russian electronic payment service that provides users with a personal finance space for online and offline transactions. Users can sign up using just a phone number, granting immediate access to a free virtual card valid for five years, suitable for secure online purchases such as taxi services, deliveries, subscriptions, and other transactions on Russian websites. This virtual card offers instant cashback in bonus points, with up to 5% in selected categories and 1% for other purchases, where 1 point equals 1 ₽. For added security, users can cancel a virtual card immediately after a payment and issue a new one for free. YooMoney also offers physical Mir cards, which are valid for five years and provide cashback in rubles and bonus points. These cards can be delivered by post or courier within Russia. Additionally, YooMoney supports various services, including adding funds to accounts, purchasing digital products, and facilitating payments and transfers.