Alternatives to Way4

Compare Way4 alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Way4 in 2025. Compare features, ratings, user reviews, pricing, and more from Way4 competitors and alternatives in order to make an informed decision for your business.

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    Plaid

    Plaid

    Plaid

    Plaid is a global fintech infrastructure platform that enables businesses and consumers to securely connect to financial data and services. Through APIs that connect to more than 12,000 financial institutions across 20+ countries, Plaid operates the world’s largest open banking data network. By removing the complexity of direct bank integrations, Plaid enables developers, financial institutions, and enterprises to build secure, user-friendly, and conversion-optimized financial products. Plaid powers payments, lending, identity verification, fraud prevention, and personal finance applications. Today, more than 100 million people worldwide, including half of U.S. adults, have relied on Plaid through their connections to over 7,000 apps and services.
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    Finicity

    Finicity

    Mastercard

    Finicity’s open banking platform makes connecting your customers’ financial data to your app or service simple. Finicity’s open banking platform is being used by some of the largest and most innovative organizations in the world to empower their customers with better financial experiences. Data quality is essential to your experience. Our data is battle tested in the most rigorous markets. Easily code to endpoints, test data and connect to Finicity’s open banking platform for leading API coverage of banks, credit unions, payroll providers and other financial services. Our suite of APIs makes it easy to access the data you need to power your products.
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    finAPI

    finAPI

    finAPI

    finAPI is a secure and easy-to-use platform to connect companies, banks, and individual users. Our open banking API gives companies the possibility to access and analyze account data or even initiate payments on behalf of customers. We also offer support to banks and financial service providers with an XS2A server, which delivers a PSD2-compliant banking interface for TPPs. finAPI is flexible, adaptable, and always ready for the next challenge. We can help you to create innovative financial services that deliver real added value for you and your customers. Having easier access to data smooths innovation and process optimization. finAPI’s data intelligence modules enable comprehensive analysis of financial data including categorization, various cash flow, and risk reports as well as contract recognition. Data enrichment, artificial intelligence, and machine learning algorithms ensure the highest data quality and the best possible results.
    Starting Price: €250 per month
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    Velmie

    Velmie

    Velmie

    We’re Velmie, a tech company that builds the kind of banking infrastructure legacy systems have nightmares about. Our platform helps financial institutions launch and scale digital products without the headaches. We focus on real-world needs: smooth integrations, rock-solid security, and tech that grows with you—not against you. If every change to your system feels like a high-risk operation, we’re here to make it routine.
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    EnWallet

    EnWallet

    Enqura

    Multi skilled digital financal services platform to design open and closed loop payment systems. A versatile digital wallet that supports multiple currencies, prepaid cards, and open banking, ideal for businesses seeking e-money licenses or developing loyalty programs. As the central component of an end-to-end payment system, it facilitates partner and third-party services in addition to offering a range of wallet functionalities. EnWallet supports and is compliant with Open Banking, BaaS (Banking as a Service) and Payments System Directives.
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    SAP Card Management
    Manage credit, debit, loyalty, and all other kinds of cards and related processes, including authorization, clearing and settling, and integration, with the card management application from SAP. Accomplish these tasks with the flexibility you need to design the right products for your customers and provide outcome-focused services. Define your own card products and bundles, and bring them to market faster, by owning the issuing process. Stay ahead of the competition by offering innovations such as token services, virtual cards, or wallet solutions with flexible configuration capabilities. Improve the customer experience by motivating your cardholders to increase active card use while attracting partners and co-branding opportunities. Use real-time card information to plan campaigns, marketing, and next-best offers. Grow your market share by building a strong customer base with cross-selling opportunities.
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    Pismo

    Pismo

    Pismo

    A truly cloud-native API platform to help you respond to market changes at lightning speed, all with the scalability and security you demand. Our all-in-one platform offers a variety of products in a cloud-native environment to help you future-proof your business. Take advantage of our fully featured platform for Visa, Mastercard, and private labels to issue credit, debit, and pre-paid cards. Issue plastic cards, virtual cards, and one-time cards for specific merchants and transactions. Create the best digital experiences and products regardless of whether you are building a new bank or dealing with legacy technology. Our platform offers you the freedom to innovate seamlessly. Build a proprietary digital wallet to compete with the most iconic wallets in the market. Manage both sellers and buyers on any device or platform. Offer innovative loan products with scalability and a quick time to market. Leverage the Pismo platform for booking, disbursement, auto-repayment, etc.
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    Fisa Credit Card
    Modular and integrated software that makes credit and debit card business management easier from the perspective of the issuer, cardholders, and businesses. Quickly and easily, customize and automate the management of credit, debt, and Prepaid Cards according to the requirements of your institution. It implements a transactional engine that manages credit card authorizations around the world. Secure your institution with a technological solution, which includes loss prevention software for transactions made with open and closed credit cards. Manage payments for your business with international security and transactional certifications. Agile creation of new products and payment services to analyze your business and income generation.
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    Conductor

    Conductor

    Conductor Tecnologia

    Leading payments & banking as a service platform in Latin America. Conductor is the leading card issuing and banking-as-a-service software platform in Latin America. With its cloud native and open API platform, Conductor powers the leading fintechs, banks, retailers, and enterprises across the region, enabling them to launch and scale innovative digital accounts and card programs. Conductor currently powers over 85 million accounts and processes over $20 billion in payment volume across Latin America. Conductor is taking the lead in the digital revolution for the payments industry. Our technology enables companies from a number of industries in Brazil and Latin America to provide their target audience with the best solutions in payments. Dock is a payment institution offering an Open Banking platform so that other companies are able to provide financial services and quickly build their own bank or fintech, free of complications and in a while-label form.
    Starting Price: $1
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    TrueLayer

    TrueLayer

    TrueLayer

    TrueLayer is the leading technology company providing secure, global access to financial infrastructure. Developers use our APIs to build best-in-class products that securely access data and initiate payments in real-time. Founded in 2016, TrueLayer is connected to major banks across the world, backed by leading venture capital, and trusted by some of the biggest names in fintech including Monzo, Revolut, and Zopa. By making the power of open banking accessible through our platform, TrueLayer enables developers across any industry — from startups to enterprises — to reinvent financial services. TrueLayer is available in the UK, Europe and Australia. Easily integrate next-generation payments and financial data into any app. Build powerful products your customers love. Send and receive money on the fastest rails at the lowest rates with a first-class user experience. No cards. No fraud. No chargebacks.
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    OpenPayd

    OpenPayd

    OpenPayd

    Build, upgrade, and grow with easy access to an entire financial ecosystem. Accounts, FX, domestic and international payments, acquiring, open banking, and more - all delivered through a single, developer-first API. Create new and exciting customer experiences by embedding financial services within your products. Your customers never need to leave your ecosystem again. Improve customer-facing and back-office operations with seamless integrations with your existing systems. Move all your services to OpenPayd and enjoy market-leading rates, coverage, technology, and support. Scale at speed by accessing local payment rails, unrivalled FX management, an extensive network of global licences, and much more. Make and receive payments locally or internationally with access to OpenPayd's global banking network.
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    LoyalTfacts

    LoyalTfacts

    Loyal Solutions

    We offer the services and technologies needed and have extensive experience in designing, implementing and operating large-scale loyalty programs, including merchant-funded programs across the globe. We offer a modular approach on services and technology based on your business objectives and budgets. We have a partnership mindset and offer fully outsourced solutions where you may leave everything in our hands. We also have clients who benefit from our market-leading technology, our concepts or our know-how while operating their program with existing internal resources - The choice is yours, we adapt to you. Modular and scalable SaaS platform. Complete end-to-end solution for merchant-funded programs. No IT projects are needed – it can work as a standalone solution. Easy integration to your existing systems if needed. PCI DSS level 1 certified and GDPR “store on soil” compliant. Real-time integrated to Visa, American Express and Mastercard. Open banking certified.
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    Worldline

    Worldline

    Worldline

    With connection to more than 3500 European banks in 21 countries, we help you to unlock the potential of Open Banking and advance your business through a single open banking API. From open banking Account to Account (A2A) payments, to IBAN checking, credit scoring, and business financial management, Worldline's industry leading open banking capabilities have made them the supplier of choice for multinational banks and payment providers.
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    Kobble

    Kobble

    Kobble

    Kobble is an innovative financial technology platform designed to accelerate the deployment of new financial products through AI-powered, modular Banking-as-a-Service (BaaS) solutions. Our platform empowers banks, non-bank financial institutions, fintechs, and retailers to build and scale financial products with agility and ease. By leveraging Kobble’s modular architecture, you can seamlessly integrate: ● Digital Wallets - Apple & Google Pay ● Retail & Corporate Ledger ● Virtual account (BSB/Acc & PayID) ● Payment rails (DE, NPP, PayTo & Acquiring) ● Card issuing (prepaid, debit & bin sponsorship) ● FX / Remittance Services* ● Multi-Currency accounts* ● Rewards & loyalty solutions* ● KYC, liveness, PEP & Sanctions ● Personal financial management & enrichment ● Transaction monitoring (AML, fraud and scam monitoring) ● Open banking* ● White label options* ● AFSL licensing
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    Solid

    Solid

    Solid

    Instantly create bank accounts, offer crypto wallets, send payments, and issue cards to your customers. Solid offers a fully integrated & compliant suite of FinTech services. Integrate in minutes to build never-before-seen experiences. Solid's Banking as a Service (BaaS) enables companies to build and launch deposit products, such as business and consumer checking accounts. It includes the ledger, statements, and everything needed to create delightful banking experiences. Solid's Card Issuance and Management platform is the first of its kind. Issue cards are the modern way, to serve the needs of your customers, with one single API. Credit, debit, and prepaid cards, both in physical and virtual form factor, are all fully managed by Solid. Engage your customers with a light & powerful experience, in your product, with Solid's instant bank /account creation API. Issue branded physical and virtual cards instantly, with the spending controls they need with Solid's /card API.
    Starting Price: Free
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    Nexi

    Nexi

    Nexi

    We provide banks with end to end services, working alongside them to spread digitalization in Europe and to favour progress and growth for all. We help more than 1000 partner Banks and Financial Institutions across Europe to manage their customers’ payment cards through modular and made-to-measure services such as Processing, Card Management, dispute resolution, security services, fraud prevention and Customer Value Management. We also provide Financial Institutions with highly efficient technology solutions and services for access to domestic and pan-European clearing infrastructures, interbank payment and collection management and advanced capital markets systems.
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    BlueBanc

    BlueBanc

    BlueBanc

    BlueBanc offers scalable business banking and card issuance capabilities, empowering fintechs, media agencies, and other businesses to create their own branded financial services via robust APIs. It provides flexible card issuing options, including physical, virtual, prepaid, debit, and credit cards compatible with Apple Pay, Google Pay, and Samsung Pay, backed by features like tokenization, 3-D Secure, dedicated or shared BINs, and real-time funding that automates balance replenishment at the moment of transaction. Clients gain access to over 30 prebuilt BIN configurations to launch programs quickly while benefiting from efficient multi-company management: FDIC-insured checking accounts, team controls, split payments, 24/7/365 book transfers, and the ability to manage multiple users, roles, and accounts, all delivered via a comprehensive Open Banking API that accelerates development and deployment from concept to live.
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    Codat

    Codat

    Codat

    Codat helps banks build deeper connections with business customers. We offer products that make it easy to access, synchronize and interpret data from customers’ financial software for specific use cases, such as onboarding suppliers to commercial card programs and underwriting business loans. Codat is used by the largest banks in the world to grow share of wallet, reduce churn & scale their operations. We are backed by leading investors including JP Morgan, Canapi Ventures, Shopify, Plaid, Tiger Global, PayPal Ventures, Index Ventures and American Express Ventures.
    Starting Price: Free Trial
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    TradeCore

    TradeCore

    TradeCore

    Built by developers, for developers. API-based technology allows you to create your applications on top of our powerful financial tools. Security is at the core of our technology philosophy. Enhanced security with two-factor authentication, secure storage and backup for robust disaster recovery, and strict internal access controls comes as standard. The ability to support massive amounts of data at scale sets TradeCore apart in the financial sector. We build systems for industry titans, and empower them to take their business even further. Access industry-leading data vendors with our asset-class agnostic trading interface. Issue your own Mastercard® virtual and physical cards with compliance made easy. Make the most of open banking without making more work for your team. Automate and secure cryptocurrency dealings with full.
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    Appifee

    Appifee

    Neontri

    We are experts in building and maintaining custom systems. We shine in complex projects requiring integration of multiple legacy systems. Payments, including cards, mobile payments and open banking. Using big data technologies to build high-availability reliable data hub platforms integrating legacy data in real time. In a fast and effective way we will choose ideal specialists who suit your needs. People will view your products and content 4.2x more on an app than on a website, even if your site provides the best possible user experience. Global shopping cart abandonment rates are up to 97% on mobile websites. Mobile apps solve this problem by simply saving user data and providing in-app payments.
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    Priority Commerce

    Priority Commerce

    Priority Commerce

    ​Priority Commerce offers a unified commerce platform designed to streamline revenue and accelerate growth through its Priority Commerce Engine (PCE). It integrates multiple financial services, enabling businesses to collect, store, lend, and send money efficiently. With tools like MX Merchant, users can centralize billing, sales tracking, and customer engagement, facilitating same-day funding across all payment routes, including cards, ACH, and cash. Priority Commerce supports various fee-based solutions, allowing for customizable payment processing tailored to specific business needs. For developers and ISVs, Priority provides secure, feature-rich APIs that integrate seamlessly into applications, offering low-code or no-code solutions to expedite development.​ It automates banking operations, enhance financial transparency, and provides robust security measures to reduce fraud risks.
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    Crezco

    Crezco

    Crezco

    Receive payments instantly, straight to your bank account, with automatic invoice reconciliation integrated directly with your favorite accounting software. Pay or receive international payments via Crezco directly from and to your existing local bank account. No need to create virtual IBANs or local wallets. Crezco integrates seamlessly with the main accounting software to provide an easy-to-use account-to-account payment solution. Our API is designed to make life easy for your team so your customers can send and receive account-to-account payments immediately. Users create a batch payment and initiate payments with a single authentication. All payments show as individual lines within bank statements. Crezco integrates and recognises CSV files from the most popular accounting and payroll software but also lets you manually import files if needed.
    Starting Price: $12.68 per month
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    Ethereum

    Ethereum

    Ethereum Foundation

    Ethereum is the community-run technology powering the cryptocurrency, ether (ETH) and thousands of decentralized applications. Ethereum is a technology that's home to digital money, global payments, and applications. The community has built a booming digital economy, bold new ways for creators to earn online, and so much more. It's open to everyone, wherever you are in the world – all you need is the internet. Today, billions of people can’t open bank accounts, others have their payments blocked. Ethereum's decentralized finance (DeFi) system never sleeps or discriminates. With just an internet connection, you can send, receive, borrow, earn interest, and even stream funds anywhere in the world. Today, we gain access to 'free' internet services by giving up control of our personal data. Ethereum services are open by default – you just need a wallet. Stake your ETH to become an Ethereum validator.
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    Ninth Wave

    Ninth Wave

    Ninth Wave

    The Ninth Wave Platform is a single, comprehensive open banking solution that enables financial institutions to securely and efficiently share permissioned data with a wide array of third-party applications including aggregators, fintechs, accounting and ERP solutions, personal financial management and wellness tools, tax prep software, and other consumer and business solutions. With Ninth Wave, retail and commercial banks, credit unions, wealth and investment managers, and other financial services firms can give their customers fast, convenient access to their data on their terms – at any time, through whatever app or solution they choose. The result is an enhanced digital experience that boosts satisfaction and loyalty, attracts new customers, opens up new revenue streams, reduces risk, and ensures regulatory readiness for our clients.
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    Card@Once

    Card@Once

    CPI Card Group

    CPI’s Card@Once is a secure, affordable solution that makes it easy to instantly issue magnetic stripe, EMV, and contactless debit and credit cards in branches and on demand. It’s a simple way to improve activation, decrease expenses and elevate your cardholder experience. Provide flexibility by replacing lost or stolen cards. Implementation is easy and requires relatively minimal up-front investment. CPI manages the whole process, including set-up, training, and support. Card@Once is easy to operate, there is no IT to manage. All you need is power and an internet connection. Card@Once meets all security requirements for EMV and dual interface cards. Accessing the unit requires a physical key and code, and no financial institution keys are stored in the unit. Ensure security and compliance. Get up and running, keep it simple. Learn what makes Card@Once different from software for purchase models. Serve customers faster with instant issuance.
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    CoreCard

    CoreCard

    CoreCard Software

    CoreCard's platform offers transaction processing and account management software. We bring unparalleled payments industry experience and first class end-to-end software to our clients. CoreCard enables processors, merchants and banks across the global payment industry to create and manage all aspects of their card programs including prepaid, fleet, credit card (private label and branded networks) and accounts receivable. New account creation, card issuance, transaction processing, loyalty programs, AR billing, loans. Merchant account management, transaction processing and settlement. Case management, recovery strategies, collections automation. We recognize the importance of a successful project. Whether you are looking to license your own system and integrate with 3rd parties or you want to issue cards from our processing environment, we can help with all the checkboxes. Our implementation teams are comprised of industry veterans.
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    PowerCARD-Issuer
    PowerCARD-Issuer provides complete services for the issuance and management of all payment types in all formats (credit, debit, prepaid, etc.). PowerCARD-Issuer has been developed to support all kinds of issuers, from small to large and global financial institutions, banks, credit companies, retailers, and private card processing companies. The system has full multi-currency, multi-product, multi-institution, and multi-language capabilities and manages card portfolios across different countries and for different issuers on a single global platform. PowerCARD-Issuer’s rule-based engines allow the modernization of financial institutions’ payment systems to achieve origination from any channel and any format, adding advanced workflow design to improve the collection and use of payment information. The powerCARD-Issuer architecture supports configurability, access, and use of information, which is not readily possible in a more rigid, black-box environment.
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    Hydrogen

    Hydrogen

    Hydrogen Platform

    Embedded Finance Made Simple. Quickly embed financial services in your business using ONE connected no-code platform. Fintech is Hard. We Make it Easy and Embeddable. There are dozens of contracts, approvals, integrations, and workflows needed to build fintech. Luckily, Hydrogen has done all of the hard work for you, saving you 80% of the cost and time! Explore our embedable products: Cards Physical & Virtual Card Issuance. Cards. Issue physical and virtual debit cards with our fully built and configurable embeddable apps. No lockups, minimums, or program setup. Plus, earn revenue on every swipe! Payments ACH, Bank Auth, P2P, Roundups Payments Add ACH, bank auth, P2P, wallets, roundups, and other payments to your business, with our fully built and configurable embeddable apps. Money, Personal & Business, Finance. Add aggregation, accounting, cash flow, and budgeting analytics to your business, with our fully built and configurable embeddable apps.
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    Column

    Column

    Column

    ​Column is a nationally chartered bank engineered specifically for developers and builders to create innovative financial products. By constructing its own core banking system, ledger, and data model, Column eliminates the need for traditional middleware, granting developers direct access to the U.S. banking infrastructure. This approach enables seamless integration with the Federal Reserve, facilitating efficient money movement, account creation, and card program management. Key offerings include ACH origination, wire transfers via FedWire, real-time book transfers, and the ability to establish FDIC-insured bank accounts through a user-friendly API. Additionally, Column supports the development of customized card programs, providing dedicated Bank Identification Numbers (BINs) and compatibility with major networks and issuer processors. It also offers lending products such as loan origination, debt financing, and loan purchase programs to help companies scale their lending operations.
    Starting Price: $0.50 per transaction
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    GoCardless

    GoCardless

    GoCardless

    Simplify recurring or one-off payment processing with GoCardless, UK's leading online direct debit provider. Cost effective and secure, GoCardless offers a truly paperless Direct Debit set up option, with a simple migration process and transparent fees. The platform also comes with pre-built integrations with leading accountancy, membership and subscription software, including Xero, Quickbooks, Sage, Zuora, Teamup and Online Scout Manager.
    Starting Price: $0.01/month/user
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    Kolleno

    Kolleno

    Kolleno

    Spend less time managing your receivables. Enrol your clients and replace outdated manual processes with automated digital collection strategies and communications. Provide your clients with multiple digital payment options (ACH, Credit Card, Open Banking) making it easier to complete payments and reconcile your books. Receive regular automated reports and analytics to fit your business needs and stay on top of your cash position. Obtain proprietary customer ratings based on credit checks and engagement data to facilitate informed decision-making and optimize payment plans. Predict your future cash position based on current and historic payment data. Streamline your workflows and prioritize easily. Leverage customizable communication templates, strategies, and a white-labeled approach.
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    Fidor

    Fidor

    Fidor Solutions

    We collaborate with forward-thinking organizations to design customer-led digital banking propositions from the ground up. It's not about the technology you use to serve your customers, but about how you use technology to make your customers feel like Number 1. It's all about making banking convenient, easier, accessible and rewarding for your customers. Our proprietary digital banking backbone fOS enables you to do that. Our live clients and the multiple awards we received prove it. Fidor provides all the expertise you need to bring your digital banking project to life. We think, design, test, build and go to market. Our innovative digital banking platform, fidorOS (fOS), packs all the necessary banking functions you need, from onboarding, card and account management and credit products to analytics. One platform manages them all! As a first adopter of Open Banking principles and API, we designed our fidorOS platform to be light-years ahead of traditional solutions.
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    Token

    Token

    Token.io

    Token.io has reimagined account-to-account (A2A) payment infrastructure, enabling banks, fintech firms, platforms, and payment providers to increase revenue, reduce processing expenses, and simplify operations by offering ready-to-use Pay by Bank solutions. Widely acknowledged by independent analysts as one of the leading two A2A payment infrastructure providers worldwide, Token.io’s unparalleled connectivity and excellent partner support position it as a front-runner in open banking and A2A payment infrastructure. Its connections cover over 90% of bank accounts across 21 markets, granting unmatched capability to initiate instant bank payments, refunds and real-time payouts to more than 567 million bank accounts across Europe. Token.io's partenrs include 3 of Europe's top 5 financial institutions; it is also trusted by prominent names in the payments sector, including Mastercard, ACI Worldwide, Global Payments, Nuvei, and Paysafe.
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    Salt Edge

    Salt Edge

    Salt Edge

    Salt Edge is a leading financial API platform with PSD2 and open banking solutions for every business. The company has two main vectors of activity: 1. Enabling third parties to get access to 5,000+ bank channels via a unified gateway. 2. Developing the technology necessary for banks to become compliant with the directive’s requirements. ISO 27001 certified and open banking licenced in the UK, the company employs the highest international security measures to ensure stable and reliable connections between financial institutions and their customers. The company is integrated with thousands of financial institutions in 50+ countries and takes great pride in providing open banking solutions to various financial institutions, including ING Bank, Western Union, Finom, Pleo, Freshbooks, Hyperjar, Azimut, Odoo, MoneyWiz, and many others. Salt Edge has been named a Strong Performer in The Forrester Wave™: Open Banking Intermediaries, 2023 Report.
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    Amiqus

    Amiqus

    Amiqus Resolution

    The first step to engaging a client or hiring someone new is to check they are who they say they are. Turn hours of paperwork into minutes of frictionless and secure online activity. Compare client information against multiple government databases and sources for compliance with the latest UK and EU anti-money laundering requirements. Request document verification with face-match scanning to check the authenticity of documents from over 195 countries. Screen domestic and international, politically exposed persons (PEPs) and sanctions lists, as well as adverse media data from 500 million web pages, with option for ongoing monitoring. Securely verify balances, transactions, payees, income and affordability through FCA-regulated open banking technology. Instantly verify current address and date of birth against bank and credit providers' records in real time.
    Starting Price: $38.00/month
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    MoonPay

    MoonPay

    MoonPay

    The global payment solution for cryptocurrency that is simple, powerful, and painless to integrate. Boost revenue and defeat fraud with an on-and-off-ramp that’s simple, highly customizable, and builds seamless journeys for customers all over the globe. MoonPay powers the world's leading cryptocurrency wallets, applications, and websites with a total on-and-off-ramp solution. Your customers can also pay with instant bank transfers using Open Banking in the UK and EU (ACH coming soon!). Our KYC flow makes your customer's onboarding journey a breeze, making it easy to grow your user base and eliminate those crucial pain points leading to customer drop-off. We can easily sync your existing data with our pass-through KYC feature, meaning your customers will never be asked to verify their identity twice. We’ve battle-tested the widget in hundreds of integrations and pulled together everything you need to integrate with ease and start accepting payments sooner.
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    Portfolio+

    Portfolio+

    Portfolio+

    Join Portfolio+, an ecosystem that connects customers with financial service providers for a personalized banking experience. Our consumer-directed banking platform and robust APIs provide bespoke financial services while safeguarding customer privacy. Secure and industry-proven financial software solutions. Let us help you drive business for tech-savvy, hyper-connected financial institutions. Our open banking ecosystem empowers customers as well as monetizes products of financial service providers. Our core banking platform ensures clockwork efficiency in transactions across the banking in Canada. We support our clients with training and consulting services for finance professionals to capitalize on fintech. Portfolio+ is at the forefront of the open banking movement in Canada and has been providing core banking services for 30+ years. Our team of finance and technology professionals develops innovative financial products and services.
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    Advantica
    Advantica Cloud Core Banking is our proprietary electronic banking system that provides a fully comprehensive core banking service. It offers multi-channel banking products and services as well as support in the implementation of business plans. The system supports the latest requirements defined in the Payment services Directive (PSD2) and Open Banking. Advantica is a secure, stable, scalable and reliable solution that Softax has implemented in the largest financial institutions in Europe.
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    SingleView

    SingleView

    Omq Al-Halul Trading Company

    SingleView is a Saudi-based FinTech innovator delivering advanced Open Banking API services and tailored SaaS platforms for financial management. Serving corporates, SMEs, banks, and financial institutions, SingleView provides White Label solutions, ERP integration, and scalable API services to simplify financial workflows, drive operational efficiency, and enhance user experiences.
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    Zum Rails

    Zum Rails

    Zum Rails

    Merging open banking and instant payments, Zūm Rails all-in-one payments gateway allows our clients to seamlessly utilize the payment rails that best fits their needs in the fastest, safest and most efficient way possible. Zūm Rails supports the entire payments journey, from the customer onboarding process to providing advanced data aggregation and KYC tools, moving funds in real-time with fraud prevention and account validation, as well as managing payment operations and simplifying the reconciliation process – all from a single API.
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    Whizzapi

    Whizzapi

    Savangard

    Access to the full potential of open banking in one place. The Banking API aggregator allows quick integration with all banking APIs in Europe using a single interface. Fast and optimal connection to banking APIs without the need to take care of implementation differences between banks. With 6+ sandboxes built for our clients, we have gained experience that allowed us to create a solution that is quick and easy to implementation. We provide a connection to the API, and you can focus on your business. We can provide services as time-and-material staff outsourcing (engineers, architects, PMs) but we mostly deliver fixed-price projects with defined scope, timeframe and budget – also in the near shore model. This makes our services exceptionally effective and competitively priced. We’ve delivered over 5000 integration services and 1500 successfully integrated systems.
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    Tink

    Tink

    Tink

    One PSD2 compliant platform, endless opportunities. Build the future of financial services. Access a broad range of high-quality financial data from banks across Europe through a single API. So you can provide smart financial services – or engaging new customer experiences. If you’re a big bank looking for a custom-built solution, a growing fintech looking for a technology partner or a small business looking for the tools to enable your ideas – we’ve got you. Our platform is built to enable ideas of all shapes and sizes.
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    BANKSapi

    BANKSapi

    BANKSapi Technology GmbH

    BANKSapi is an API-based Open Banking and Open Finance platform that holds a PSD2 license from BaFin (Germany). In addition to account aggregation (Account Information Service - AIS) for current accounts/payment accounts, data on savings accounts, building society accounts, custody accounts, credit and loans can be retrieved via a standardized API. A2A payments (Payment Initiation Services - PIS) and smart data analytics based on account data complete the portfolio. On request, ready-made widgets that combine an intuitive user interface and secure API communication can be used for a fast go-to-market. BANKSapi currently covers the German and Austrian markets.
    Starting Price: €59/month
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    Emma

    Emma

    Emma

    Leverage the power of Open Banking to track all your accounts in one place and budget in the 21st century. Emma analyses your transactions to give you the full list of recurring payments across your accounts. Emma automatically tracks and categorises your expenses across accounts. Get advanced insights into your spending behaviour. Investing is one of the best ways to grow your savings over the long term. Explore accessible investing with beautifully built investment tools. Move money across multiple banks, split a purchase or topup your investment account in seconds. Your friends forgot to pay their share of rent? Remind them in one tap.
    Starting Price: Free
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    Particeep

    Particeep

    Particeep

    Particeep is a fintech that provides banks, asset management firms, insurances and their distributors tunkey solutions enabling them to distribute their financial products and services online. The company offers, in addition to its open API, white-label platforms to distribute financial services online in less than one month. Our Particeep Plug solution allows you to create a digital version of your existing banking products and make them accessible to third parties through a Rest open banking API. With our solution, you quickly deploy your online distribution channels and allow your partners to distribute your offers online by personalizing it according to their graphic charter and their authorizations. Our Particeep Plug white label solution allows you to create a digital version of your existing insurance products or to quickly create new products.
    Starting Price: 11880€/year
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    WWS Open API
    With the entry into force of the PSD2 Directive on January 13, 2018, the digital transformation of the banking world has officially begun. This revolution impacts the whole ecosystem of payments, including banks and companies defined as banking service suppliers. This brings a new scenario into play, where Third Party Providers (TPPs) can access account information and payments, as instructed by users (called Payment Service Users (PSU)), after having granted an explicit PSU consent. If you are a TPP, or if you are planning to be, and want to join our API platform, refer to our “Get started” section and follow the instructions. The platform for the future of digital payments. WWS Open API is the platform for seizing opportunities created by Open Banking and PSD2. The WWS Open API sandbox is available for testing purposes by TPPs and is where they can trial all the functions available on the platform via sandbox APIs.
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    Expense Once

    Expense Once

    Solutions Once

    Expense Once is an online service with everything your business needs to streamline, automate and manage staff expenses. A dedicated consultant will manage the solution setup and configuration with you. We also offer further support with additional project management and implementation services as required. Unlimited support is included at no further cost and throughout the lifetime use of the product. We assign each premium and enterprise customer with a dedicated account manager. Our competitive pricing means you can use our software with less of a investment. There's no limit to the number of user records you can setup within the expense software. Only pay for active users who have uploaded receipts or submitted expenses. With our use of open banking, we can intergrate into your already used software such as Clearspend and Barcleycard, saving you time and effort when using our system to create your expense reports.
    Starting Price: $5 per user per month
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    Envestnet | Yodlee
    Envestnet | Yodlee, the leading data aggregation and data analytics platform, helps consumers live better financial lives through innovative products and services created for more than 1,400 financial institutions and FinTech companies, including 16 of the top 20 U.S. banks. We're powering the future of financial apps and services with solutions for wealth managers, banks, merchants, and more. Find out how we can help you grow. Our data aggregation platform enables financial institutions and FinTechs to help consumers achieve better financial outcomes. We adhere to leading industry practices for data security, regulatory compliance, and privacy. View the latest update from Bill Crager on Envestnet's intention to remain committed to action. Browse our library of white papers, on-demand webinars, eBooks, case studies, and more–all packed with product information, actionable advice and invaluable insights.
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    IBM App Connect
    Improve speed and quality of application integration with AI and automation. IBM® App Connect instantly connects applications and data from existing systems and modern technologies across all environments. App Connect offers enterprise service bus (ESB) and agile integration architecture (AIA) microservices deployment of integration artifacts, allowing businesses to deploy to a multitude of flexible integration patterns. Integration and AI create an engaging experience to allow customers to make online insurance claims easier and more accurate. Open banking APIs are being adopted across the globe and leading the way towards an open data economy that empowers users and unlocks innovation. Continuum of care is a concept involving an integrated system that guides and tracks patients over time through a comprehensive array of health services spanning all levels of intensity.
    Starting Price: $500 per month
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    Flinks

    Flinks

    Flinks

    Flinks is the creator of a powerful no-code platform and financial data APIs that make it easy and efficient for your team to build with financial data. Trusted by millions of individuals accessing financial services at world-class companies, our purpose is to make the struggles of open banking a thing of the past. Flinks’ products at-a-glance: Enrichment — Get actionable insights on financial data for credit, fraud, and behavior; Connectivity — Let users connect their bank accounts to your products; Outbound — Deliver a winning Open Banking program. Flinks also supports financial service providers across industries and sizes — from consumer and commercial lending, payments, digital banking, fintech, to wealth management, we power different use cases and enable financial innovation for you and your customers.