Alternatives to VIVA Finance
Compare VIVA Finance alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to VIVA Finance in 2026. Compare features, ratings, user reviews, pricing, and more from VIVA Finance competitors and alternatives in order to make an informed decision for your business.
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Peach Finance
Peach Finance
Peach Finance is an API-first lending technology platform that enables fintechs and traditional financial institutions to quickly launch and confidently scale lending programs. Peach is the only lending platform built on an Adaptive Core™, a new paradigm in loan management providing complete configurability, even at scale. Peach provides end-to-end, fully integrated loan servicing capabilities, including payment processing, a white-label borrower portal, a lending-specific CRM, omnichannel communications, data and insights, first-party collections tools, and Compliance Guard™. Peach's fully integrated product suite supports virtually any asset class, including BNPL, credit cards, cash advances, personal loans (installments and lines of credit), retail installment contracts, business loans and novel constructs. Peach was built by leaders from top fintechs like Affirm, Avant and Prosper with the goal of improving lives by giving every lender the power to innovate. -
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Microsoft Viva Engage
Microsoft
Viva Engage is a social app for digital communities, conversations, and self-expression tools that builds on the existing capabilities of the Communities app for Teams and Microsoft 365 to connect employees and empower everybody to contribute and express themselves by meeting people where they are in Microsoft Teams and Microsoft 365. And as an integral part of the Microsoft Viva suite, Viva Engage contributes to Viva Connections and Viva Topics and over time will extend community, conversation, and knowledge experiences into other areas of Viva. For leaders, Viva Engage is a place to share news and strategy, model culture, speak with employees, and weigh in on conversations. Features like virtual events, pinned conversations, and announcements with notifications across Teams, Outlook, and Viva Connections. For employees, Viva Engage enables people to build communities and professional networks, share their work and perspective, and find answers to their questions. -
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Microsoft Viva
Microsoft
Microsoft Viva is an employee experience platform that brings together communications, knowledge, learning, resources, and insights. With Viva, foster a culture where people and teams are empowered to be their best from anywhere. Microsoft Viva Topics helps people put knowledge to work, using AI to surface expertise in the apps they use every day. Viva Topics automatically organizes content across apps and teams with built-in security and compliance features. Coming to desktop in April, Microsoft Viva Connections gives everyone a personalized destination to discover relevant news, conversations, and the tools they need to succeed. Shape an inclusive corporate culture where everyone has a voice. Coming to public preview in April, Microsoft Viva Learning empowers people to better themselves with employee training—naturally and without disruption. Encourage a culture of growth that helps people reach their potential. -
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Microsoft Viva Learning
Microsoft
Provide a collaborative space for employees to share and access team learning content with Viva Learning tabs in the Teams desktop app. Give employees the ability to easily share and discuss learning content with Viva Learning in Teams chat. Allow employees to recommend relevant learning content to their peers and monitor their reported completion progress. Employees can easily keep track of learning assignments and recommendations, flagged content, learning collections, and recently viewed and completed courses in the My Learning view. Remind employees of their learning assignments and upcoming due dates with Viva Learning notifications in Teams. Allow employees to reserve time for learning with the add-to-calendar feature in Viva Learning. Employees receive suggestions during learning time based on their calendars.Starting Price: $4 per user per month -
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Viva Wallet
Viva Wallet
The new Viva Wallet POS app is a free Android app that enables you to take payments using just your phone. No cables, no dongles or special hardware needed. By displaying your card number, expiration date, and CVV securely in your Viva Wallet Account Dashboard and not on the card itself, your sensitive data is no longer exposed to others if your card is lost or stolen. You can also lock your lost card via your online Viva Wallet Account in seconds. Check your transactions in real-time through your Viva Account Dashboard via your desktop or App. -
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Viva Civic
Viva Civic Software
Viva Civic offers complete online permitting and licensing capabilities to your customers – from initial application submittal, through review process and final permit issuance. Viva Civic also includes online payments and mobile inspections. Go entirely paperless, eliminate the need for face-to-face interactions, and enable employees to work effectively from home. Viva Civic is the most powerful permitting, licensing, inspection and land management software in the market. Empower your customers with complete online permitting. Give your customers 24x7 online access to permitting, plan review and approval, inspection and service requests, and the ability to make payments. Keep your teams up to date with activities and assignments using informative dashboards, auto-generated emails and historical timelines. Viva makes sharing information easy. -
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VIVA
VIVA
VIVA is an AI-powered creative visual design platform. Type any prompt and watch it come to life with VIVA. Take any image and transform it into a captivating video. Enter any prompt of your choice to create images of your dreams. Unlock your creativity and bring every moment to vibrant life. Transform your creative ideas into stunning visuals and videos with our powerful AI tools. Whether it's text-to-image/video, image-to-image/video, or enhancing your content to 4K, VIVA brings your imagination to life. -
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Paracelsus
Advanced Computer Technologies
Paracelsus has tools to help you effectively manage your drug testing program with timely test results. It provides an easy to use, intuitive means to enter data, generate orders and retrieve results quickly and easily. All the criteria needed to run a full lab are available; chain of custody/requisition documentation, bar coding (used to integrate with drug testing analyzers), multi-tiered hierarchy, random color code scheduling, online reports, and the ability to invoice agencies and sub-agencies. Paracelsus is an inexpensive way to control your drug testing needs and perform accurate drug testing for your customers. Screening analyzers currently supported include: Indiko, Indiko Plus, MGC240, Biolis 24i, Biolis 50i, VIVA-E, VIVA JR., VIVA TWIN, Beckman (Olympus); AU2700, AU400, AU480, and AU640. Confirmation analyzers (manufacturers) currently supported include: AB Sciex, Agilent, and Thermo Fisher. -
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CommonBond
CommonBond
Student loan benefits made simple: Invaluable for your team, innovative for you. Plus, student loan contributions are now tax-free. It’s our goal to provide your company with customizable student loan benefits to support your employees’ ability to pay for school for themselves or their family. They get the support they need, and you attract and retain better talent. There’s more than one way to turn student debt relief into a company benefit. Our customizable options make it easy to find the solution that suits your team. Help employees reach financial freedom faster by contributing either directly towards their student loan payments every month or by offering them tax-advantaged 401(k) contributions. Our support tool for education finance decisions helps employees determine the best course of action for handling their student loans and how to save for future education expenses. Affordable loans to help cover the cost of education for employees or their families. -
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SoFi at Work
SoFi
SoFi pioneered student loan refinancing back in 2011. Since then, we’ve broadened our SoFi at Work employer platform to include a suite of services, tools, and education that can help your employees see a full snapshot of their finances, make smart decisions, and achieve their financial goals. SoFi’s employee benefits program offers employers an easy and comprehensive way to help your employees build financial wellbeing through student loan and 529 plan contributions, educational tools, and other financial resources. The SoFi at Work Dashboard is a new financial hub for your employees, providing them with a comprehensive snapshot of their finances, a suite of tools to help them make smart decisions, and a portal to their benefits, all built to help them achieve their financial goals. From college planning, to managing student debt, to building an Emergency vault, SoFi at Work benefits add value to diverse employee populations. -
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VivaCut
VivaCut
VivaCut is a professional creative video editing software. Designed to meet the needs of global young users of social media for personalized creation. Helps users shape unique video styles and leads the trend of social media. Super useful in producing creative dynamic effects, instead of just applying templates. The characteristics of VivaCut include intuitive and easy-to-use drag-and-drop editing, and unlimited audio and video tracks, so that you can operate video segmentation, trimming, speed shifting, reverse playback, and scale adjustment in multiple tracks in real-time. Intuitive keyframe tools are used to adjust the motion, selection, scaling, transparency, and other parameters of each element in animation. The smoothness of the whole animation can also be enhanced through a flexible curve adjustment. Comparable with the post-synthesis effect of blockbusters. You can shoot green screen videos by yourself, and use the simple drag-and-drop keying technology.Starting Price: $3.49 per month -
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IonTuition
IonTuition
Our parent company, Ceannate, has 15 years of experience working with nearly one million student loan borrowers to achieve financial stability. IonTuition was founded in 2011 to help college students and alumni best manage their student loan repayment. We have since grown to provide employee perks programs and services to all types of organizations, including employers. Today, IonTuition is the most experienced, employee-centric partner in student loan repayment benefit solutions with a comprehensive approach to financial wellness. Our personalized platform and deep relationships with servicers expedite resolutions for borrowers at all stages of the repayment cycle and sets them on a fast track to financial wellness. Contact us to schedule a demo of the platform and learn how a student loan repayment program can work in your organization. Online student loan repayment management tools to help employees pay down student loan debt. -
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HoneyBee
HoneyBee
Prioritize financial inclusion and well-being in your workplace. Employees come from varying levels of financial education and socioeconomic backgrounds. HoneyBee provides your employees and their loved ones with the support they need along their financial journeys. The country’s first no-cost rainy day fund gives all employees, regardless of their credit, the ability to manage unplanned expenses, pay down debt, and even supercharge savings goals. Our financial professionals provide your employees and their families with non-judgmental opportunities to address money matters, and set customized plans to achieve their financial goals. Personal finance is not taught in school. Our educational webinar series help your employees and their children learn in an inspiring way so they can get a head start.4 out of 5 employees have used the financial wellness programs their employers provide. -
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Govern 365
Netwoven
Govern 365 is a Microsoft-native governance and compliance VDR solution that enables secure, self-service collaboration across Teams, SharePoint, and Viva Engage. It offers AI-powered productivity through Govern 365 Copilot, secure virtual data rooms (VDRs), and automated lifecycle management, all while ensuring full data sovereignty by storing content exclusively within the organization’s own Microsoft 365 tenant. With no user limits, seamless Microsoft Purview integration, and tailored solutions for industries like Life Sciences, Healthcare, Legal, and Finance, Govern 365 stands apart from competitors by combining deep native integration, robust security, and unmatched scalability. Schedule a demo today!Starting Price: $2,549 -
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Gift of College
Gift of College
Gift of College helps your employees address one of their most critical concerns: paying for higher education. A simple tool like Gift of College can go a long way in relieving employee stress and improving financial wellness. Best of all, you don’t need to decide which 529 plan to offer. Gift of College enables employees to contribute to any state's 529 college savings plan and any student loan account. The decision is theirs, not yours. Provides a streamlined approach for employees to pay down their own or a loved one’s student loan debt through automated payroll deductions into most any 529 college savings, 529 ABLE, or toward any student loan account. This includes optional employer match or contribution functionality. Our gift card is employee-friendly, and an economically sound and seamless way to give or match into any 529 plan or student loan for rewards, recognition and special occasions. -
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FutureFuel
FutureFuel
Attract and retain top talent by addressing the #1 financial concern of our next-gen workforce, student debt. Contribute to crush the student debt of employees. Shave years of the debt of your employees with spare change. Employees can explore federal programs that save time and money. Let employees see all their loans in one spot. Build employee wealth through a 401k match. Allow employees to receive cash from everyday purchases. Lower employees’ interest by an average of 1.7%. Leverage rewards to pay off the student debt of employees. Let employees make extra payments easily. Empower employees to crush the student debt of a loved one. FutureFuel.io empowers employers to launch a holistic, modular and personalized Student Debt Financial Health and Wellness platform for eligible employees through a secure and reliable platform in minutes. Implementation is easy, and dashboards keep you informed, real-time, of engagement. -
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Apps4.Pro Migration Manager
JiJi Technologies Private Limited
Apps4.Pro Migration Manager is a Microsoft 365 tenant-to-tenant migration tool. It migrates Teams private chats, group chats, and meeting chats as native Teams messages — not HTML exports. It also migrates SharePoint sites, Exchange mailboxes, OneDrive, Planner, Planner Premium, Microsoft Forms, Power BI, Power Automate, and Viva Engage between tenants. Key features include incremental/delta migration, parallel migration across multiple machines, automated user mapping, and detailed reporting. The tool supports M&A, divestiture, and tenant consolidation scenarios for organizations of any size. -
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Candidly
Candidly
Most people can't afford higher education out-of-pocket. Candidly flips the script on how individuals and families borrow, repay, and save so that college can help them move forward - not hold them back. Take smart, practical, and informed actions from the beginning and all along the borrower journey. Tap into a network of trusted lending partners to choose the best-priced option and make informed choices when taking on student debt. Optimize your debt repayment strategies to reduce payments, refinance at a lower rate, or accelerate repayment to reduce the overall cost of borrowing. Save on student loans and take the next best action on those dollars to maximize financial resilience, whether via retirement savings, investments, or a rainy day fund. -
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Alwy
Alwy
Alwy is a mobile‑first, GDPR‑compliant personal finance platform designed to help individuals effortlessly track income, expenses, debts, and investments by connecting all bank accounts and credit cards. It automatically categorizes transactions up to ten times daily, builds and updates real‑time budgets, offers personalized saving tips (like canceling subscriptions or lowering fixed costs), and displays debt overviews with comparisons for better loan terms. Users receive financial‑health insights and recommendations to build emergency funds, diversify portfolios, or improve interest rates. Alwy also offers a B2B version that enables financial advisors, insurers, and mutual fund companies to provide clients with a unified CRM, trading and custody services, digital onboarding, automated compliance alerts, and integrated portfolio management.Starting Price: Free -
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SWOOP Analytics
SWOOP Analytics
Specializing in businesses with 5,000 to 500,000 employees, we provide insights to measure and improve internal communication and collaboration. SWOOP Analytics empowers employees and leaders around the world with personal and enterprise data to be successful in the digital workplace. We analyze the content and relationships in Microsoft 365, Microsoft Teams, Viva Engage, SharePoint intranet, and Workplace from Meta to provide organizations with deep collaboration and behavioral insights. We help you adapt behaviors to reach better business outcomes and make informed decisions about collaboration effectiveness. Our solutions are specialized for businesses with 5,000 to 500,000 employees. We improve internal communication by measuring impact, reach, and engagement. We improve internal collaboration by measuring online collaboration habits and team collaboration. Drive faster adoption by identifying the type of team you’re working with. -
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Microsoft Viva Connections
Microsoft
Discover the company-branded destination where employees can explore news, join conversations, and connect with others across the organization in the apps and devices they use daily. Viva Connections is included in Microsoft 365 plans with SharePoint Online. Create a resilient and agile organization, and give frontline workers the resources and tools they need, with a one-stop solution for connection. Gain insights about what's top of mind in your organization. Build trust and transparency through dialogue and share polls and surveys. Improve employee engagement with data-driven recommendations to turn feedback into everyday actions. Provide updates to the right people at the right time. Target news and engagements, boost critical content, and easily gather community feedback. -
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Hywork
Hywork
Hywork, a SIMBIOX Group company with more than 15 years of experience in technology, has reimagined the work environment, uniting “Hybrid” and “Work” with a single purpose. Its solution offers an integrated intranet hub, corporate social network and artificial intelligence, which simplifies and enhances the employee experience. The SIMBIOX Group's specialized Intranet team, with experience in more than 320 projects, gathered feedback from the best HR and internal communication specialists, creating a unique expertise that allows identifying problems that hinder the employee, replacing them with a more healthy, efficient, productive, connected, engaged and data forming. The solution also integrates with the Microsoft 365 ecosystem, including Office, SharePoint, Power BI, Power Automate, Teams, Família Viva and Artificial Intelligence. -
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Salary Finance
Salary Finance
When it comes to managing money, there’s no one-size-fits-all approach. Salary Finance is here to make managing your money simple and help you improve your financial situation with responsible financial products and education resources. Whether you want to save more for the future, pay off a lingering debt, or get tips on how to manage the day-to-day, we put you in control and take the stress out of money. We partner with your employer to provide financial products and services that help you lead a happier, healthier financial life. Salary Finance is a suite of voluntary benefits linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances. We help improve your financial wellbeing through a suite of products and services. Access a robust library of educational guides and resources to help you navigate the most important pieces of the financial puzzle. -
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Workspace 365
Workspace 365
At Workspace 365, we believe in simplifying the digital environment to help employees achieve their ultimate work focus. Our personalised digital workplace provides centralised access to all your necessary applications, company information, and personal documents. We integrate everything into one interface, seamlessly connecting legacy and cloud applications to enhance collaboration and create a unified digital experience. With Workspace 365, you can access your workspace from anywhere, at any time, and on any device. Simplified access: Centralised access to all apps, documents, and information you need. Easily connect legacy systems with the cloud. Simplified communication: Benefit from various functionalities, such as The Hub, SharePoint and Viva Engage integrations, an Address Book Centre, and other intranet functionalities. Simplified workflows: Streamline processes by providing approvals and updates in a single overview.Starting Price: €3.08 user/month -
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Groopit
Groopit
Groopit delivers actionable insights by aggregating data shared across platforms and disciplines – sales, success, support, marketing, product management, and all customer-facing employees. Groopit provides a big-picture view, making the patterns and anomalies visible to everyone involved. View, search, send, and empower everyone to inform their own decisions with real-time data from employees. The Groopit API makes integrating data into Excel, Power BI, Viva, and countless enterprise systems easy. Groopit offers Single Sign-On, advanced privacy, security, and HIPAA-enabled data protection. Enlist 10 employees or 10,000 to share real-time data: competitive intelligence, product feedback, sales insights, the voice of the customer, and any data needed to inform a decision. Data sharing Workflows combine fields to make real-time data sharing easy – images, location, tags, text, numbers, date & time, drop-down lists, tables, and flags. Make sensitive data hidden. -
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KYC Scoring
KYC Scoring
KYC Scoring is an online platform that helps lending companies, from small-time lenders to banks, evaluate the financial risk associated with specific clients. You could think of us as an intermediary between lenders, allowing them to share financial data which enables more accurate KYC verification. Why is this collaboration important? For example, a client makes a loan application who seems low risk based on standard credit checks and previous financial interactions. But when carrying out a KYC check on our system, you see that this applicant has multiple outstanding debts and rejected applications at other lending companies. This information will put you in a better position to make approval decisions, as well as set loan terms, which are in the best interests of your business. Standard credit databases also take up to a week to update with new financial data, including outstanding debts. This could result in a loan being approved that may have been rejected with access to live dataStarting Price: £145 -
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PTO Exchange
PTO Exchange
PTO Exchange is a benefits platform that turns accrued vacation hours into liquid assets that employees can spend on individual needs and the causes they care about. This gives companies an enticing benefit that uniquely serves every employee in the organization. And it all works within the system you have in place today. Enable employees to contribute to and manage their financial wellness. Unused PTO can be used for: Retirement Accounts, Student Loans, Health Care Expenses / HSAs. What if you could exchange some unused PTO to pay for your vacation? Now it's possible. Employees can give to over 1 million certified non-profit organizations, causes, and even colleagues in need. It’s savvy to reduce PTO balance sheet liabilities while enhancing talent recruiting and retention. In simple terms, it pays off for both HR and Finance. Both will appreciate the returns for enhancing PTO benefits and reducing corporate liability.Starting Price: $1 per employee per month -
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Zenyo Payroll
Centizen
Zenyo Payroll enhances salary processing by automating tasks, ensuring compliance, and providing transparent reporting. This innovative solution simplifies HR responsibilities, guarantees timely payments, and fosters a better understanding of finances for employees. With Zenyo, organizations can streamline operations, improve efficiency, and support their workforce’s financial well-being effectively. Automated Payroll Payday made effortless Compliance Regulation Compliance Handle Compensation Compensation Handle compensation with ease IT Declaration Simplified tax declaration process Advances and Loans Easy management of employee advances and loans Employee Expense Optimize employee expense spending Easy Exports Smoothly export valuable data Generate Reports Reports Generate insightful reports Exit ManagementStarting Price: Rs.25/month/employee -
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Payitoff
Payitoff
Payitoff is a financial technology company that provides embeddable, intelligent debt guidance solutions for banks, lenders, and financial wellness providers. Their platform offers low-code and no-code tools that enable institutions to deliver personalized debt repayment strategies to their customers, enhancing financial outcomes and increasing engagement. By integrating with Payitoff's solutions, organizations can access real-time debt account information and provide actionable guidance, helping customers save an average of $323 per month on federal student loan repayments. The platform supports various debt types, including student loans, credit cards, mortgages, auto loans, and personal loans, aiming to transform debt management into a driver of business success. Empower your customers with intelligent debt guidance to help them achieve the best outcomes, every time. With just a few clicks, customers perform actions in-app, designed to save thousands on their repayment term. -
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Sideways 6
Sideways 6
Drive business success through employee ideas with Sideways 6, the revolutionary idea management software native to Microsoft Teams, Viva Engage, Interact and Workplace by Meta. Running ideas programs at scale can be difficult to execute with impact. Our solution makes it easy for companies to gather and organize employee ideas ensuring that no great idea goes unnoticed. Our platform allows companies to quickly and easily assess the potential of each idea and make informed decisions for maximum impact whilst engaging employees. By using Sideways 6, businesses experience a significant increase in resource efficiency (£12m saved and 101k hours saved by Balfour Beatty in 2022 alone), productivity (Nestle ideated 155 new products to take to market), and engagement (16% increase in employee engagement at DXC). Find out why the likes of Rio Tinto, British Airways, Vodafone and Marks and Spencer trust the Sideways 6 approach. -
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KreditBee
KreditBee
KreditBee is a FinTech Platform that facilitates instant personal loans to professionals, where they can avail loans up to ₹4 as per their requirement. With a strong focus on online tech-based and data-centric KYC, KreditBee envisions solving the financial inclusion gap in the varied demographic segments of the country. The company serves the credit and other personal finance requirements through its in-house RBI-registered NBFC - Krazybee Services Private Limited along with partnerships with over 10 renowned financial institutions. The company currently serves 10 million customers across the country. KreditBee provides various loan products, such as personal loans, loans for salaried and self-employed individuals, and business loans, catering to diverse financial needs. The platform ensures a secure and hassle-free borrowing experience, with services available 24/7.Starting Price: Free -
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SavvyMoney
SavvyMoney
SavvyMoney delivers a digital financial-wellness and credit-score platform tailored for financial institutions to offer their customers free access to real-time credit scores, full credit reports, and daily monitoring, with no impact on the user’s credit score. The platform enables users to view key factors influencing their credit, simulate potential actions (such as paying off a balance), and explore personalized money-saving loan and credit-card offers based on their profile. It integrates seamlessly into online and mobile banking, supports both banks and credit unions, and is backed by analytics to help financial institutions identify behavioral trends, wallet-share gaps, and opportunities for targeted campaigns. SavvyMoney emphasizes consumer education and financial empowerment, alerting users to significant credit-file changes (new account opened, address change, delinquency) and providing actionable insights for improving credit health. -
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Scorto Loan Manager SME
Scorto
Because bad debts are costlier for SME debts than for other retail loans. Skilled resources should be used efficiently, and no one can provide aid for this like Scorto. Operational costs for SME loans should be decreased, and operational efficiency increased. Tough competition on SME market requires constant credit strategies improvement and correct performance measurement. Financial analysis of a would-be borrower’s business Automation of SME loan application processing. Risk-based pricing. Credit risk assessment throughout the entire loan lifecycle. Companies scoring, rating and segmentation. Evaluation of payment dynamics, credit risk assessment and estimation of PD, EAD and LGD and other parameters required for calculating the RWA (Basel 2). Cross-Sell/Up-Sell decision support. Business Rules/Process Management for SME lending. Automated re-evaluation of default risk and financial ratios for SME analysis. -
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Onbo
Onbo
Credit products without a bank sponsor. Offer a compliant credit product in weeks, not months. Bank sponsorships and obtaining state licenses can take years. Onbo’s fully licensed and compliant credit products can be embedded into your comprehensive financial service, allowing you to GTM fast. Bring your own KYC, fraud, and underwriting policies. It's easy to get started and customize them with scale. We help you get started with debt capital of up to $1M at a cost to us. As you scale, we introduce you to our debt capital partners and help you get your first facility. A credit builder feature allows users to build their credit using microloans for everyday purchases. Our personal loans can be modified using 15 different loan parameters and come with our flexible loan management system “LMS.” Lines of credit are revolving and are useful for borrowers to extend spending capacity. -
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Kwik-Loan
Emphasys
Kwik Loan Loan Servicing and Origination solution is easy-to-use providing a comprehensive secure platform for all your loan servicing needs, with the ability provide complete loan portfolio management, reporting, document management, and much more! Enables lenders to streamline the loan servicing and debt collection processes. This powerful servicing software allows lenders to create and manage loans for their customers with integrated billing and payment features. Easily automate and manage the servicing of your loans with features such as TILA generation, ACH processing (debits, credits, and exceptions), payment reminders, ROI tracking & real-time financial reporting. Equip with Kwik Decision integration providing a loan underwriting module that can make credit decisions electronically. Loan originators can use a standard scoring module or design a customized solution with the assistance of one of our credit specialists.Click edit button to change this text.Starting Price: $95 per month -
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OrbisPay
OrbisPay
OrbisPay provides a wages on-demand platform that allows employees to withdraw their earned wages daily instead of waiting for their paycheck. This service aims to reduce the reliance on predatory loans by offering unique benefits to millions of Americans living paycheck-to-paycheck. Our products and services help improve retention rates, increase productivity at work, save costs associated with turnover and achieve an overall financial well-being culture for your workforce.Starting Price: $0 -
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FlexWage
FlexWage
Small amounts of earning or expense volatility can disrupt a thinly balanced budget, often leading to bank overdrafts or short-term loans with high fees. Financial stress has a negative impact on employee productivity, job satisfaction and retention. FlexWage provides instant access to earned wages building employee loyalty and increasing retention. You eliminate financial stress for your employees and develop a more productive, satisfied workforce. FlexWage saves your company money by driving the adoption of electronic pay to eliminate the expense of paper checks. Revolutionize your company’s financial wellness benefit program with our fully-compliant and accurate on-demand pay solutions and financial wellness tools. With FlexWage you get the first and only patented solution from the most experienced, automated and trusted company in the industry. Get early, on-demand access to your already earned wages. -
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Skit
Skit.ai
Integrate voice & conversational intelligence into your products through an independent platform that is always learning. A next-gen multilingual Voice AI-powered contact centre automation platform that has been designed to have human-like conversations. VIVA uses a unique conversation design framework to understand intent. Dynamically generates custom conversations with customers. Supports 10 Languages and 160+ Dialects; available 24x7. Delivering high value through contact center optimization Voice AI banking solutions for a digital economy. Optimize your CX processes, costs, and resources with digital voice agents that can handle personalized, empathetic, and proactive conversations in real-time. Augmented Voice Intelligence is the new paradigm of expanding your workforce to combine the power of humans and machines. Augmented Voice Intelligence is collaborative in nature—a collaborative effort in service of customers. -
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Veend
VeendHQ
VeendHQ is a fast and reliable digital lending platform that gives salary earners quick access to cash without collateral, paperwork, or long waits. Users can get instant loans for personal needs such as school fees, rent, emergencies, business expenses, or family support, with disbursement happening in less than five minutes. The platform offers flexible repayment terms, loan top-up options, and personalized loan offers that match each borrower’s financial situation and salary cycle. With instant eligibility checks, real-time loan balance updates, and a simple application process via USSD or the mobile app, VeendHQ makes borrowing stress-free. Customers benefit from round-the-clock support and a transparent process that ensures clarity at every stage. Whether through government worker loans, Buy Now Pay Later options, or solar finance, VeendHQ empowers Nigerians to access funds quickly and responsibly.Starting Price: ₦60,000,000 -
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SAFE Workplace Financial Wellness
SAFE Credit Union
The health and vitality of your organization depend on your valued employees. With that in mind, we offer a customizable employer program with a suite of solutions designed to minimize financial distraction while improving your employees’ financial health at no cost to you. Americans increasingly are anxious about their financial lives. They are concerned about saving for retirement, financing college education, debt, and tackling medical expenses. All that worry or financial distraction contributes to productivity losses, increased absences, healthcare claims, higher turnover, and more. Investing in employees' financial health is as critical as investing in their physical health especially when you consider the two correlate. Case in point, employees with high financial stress are twice as likely to report poor health overall and more than four times as likely to suffer from headaches, depression, or other ailments. -
41
Method
Method
Embed loan repayment, data, balance transfers and automation - all through a single API. Method allows developers to engage with their users’ debts with our debt-agnostic solution. Lower lending risk and increase revenue by engaging directly with your users' debts. Method connects to all student loan, credit card, auto loan, mortgage, and utility bill merchants out there. Method's APIs don't break and the users never have to re-authenticate. Method handles compliance requirements, identity verification, and bank partnerships so you can focus on building. Initiate payments to any of a user's liabilities. Settlement in as little as a couple of minutes. Instantly retrieve all their liabilities - no credentials required. Method will return real-time data for all liabilities for a user. Attract top talent and retain employees by addressing one of their top concerns: financial wellness.Starting Price: $2,000 per month -
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Neofin
Neofin
Neofin is a Shopify for lending business. It is a low-code SaaS for lending automation that allows launching any lending business in as fast as 15 minutes, establishing the credit products in 1 hour, and issuing credits and earning the same day. It covers all the stages of the borrower's journey, including loan origination, servicing, loan management system, decisioning, underwriting, collection, and even out-of-box front-end components. Our modules include: POS front-end/ BNPL widget Loan Management system Borrower area site builder Debt collection Digital onboarding and KYC CRM/marketing Decision engine/credit scoringStarting Price: $1,599/month -
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Sora
Sora
Sora’s AI debt management software helps financial advisors wow clients and win proposals. Quickly scan clients’ liabilities, refinance and new loan opportunities, and credit health. Download reports to engage clients on their debt. Hyper-personalized debt optimization strategies. Request a new loan and we will scan our ecosystem of 50+ wholesale, retail, and credit union lenders. We do the work so you and your client don’t have to. Sora finds clients better deals for their new or existing home, auto, and student loans and seamlessly moves into them. Sora is an easy-to-use software that helps you visualize, analyze, and act to optimize your client's debt. Use our advanced analytics and recommendations to develop tailored strategies for each client. Navigate through their debt landscape, identify areas for potential savings, and devise an optimized debt management plan. Bring your financial advisory to the next level.Starting Price: $100 per advisor per month -
44
Access PayWise+
The Access Group
PayWise+ is an AI-powered employee financial wellbeing platform that lets workers instantly access a portion of the wages they’ve already earned before payday with no loans or interest, while also providing smart financial tools to help them manage, save, and grow their money with confidence. It combines instant earned wage access, real-time earnings tracking, savings pots that help build financial resilience, AI-driven personal financial insights and budgeting guidance, and optional retailer discounts to stretch everyday spending. Employees can see accrued pay in real time, withdraw funds directly to their bank account, and use goal-focused savings features, all in one intuitive mobile experience that embeds tools like an AI financial coach to guide healthier financial habits. For employers, PayWise+ integrates with existing payroll and workforce systems with minimal complexity, automatically handles reconciliation, and supports reporting that improves operational visibility. -
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Woveo
Woveo
Woveo is a community-powered financial platform designed to empower small businesses by providing access to affordable credit, quick cash advances, and tools to build a strong credit history within a supportive network. Through finance groups, businesses can access up to $10,000 in low-cost credit, while cash advances up to $1,500 help manage unexpected expenses effortlessly. The platform also offers a secure digital wallet to manage funds, monitor credit scores, and access loans seamlessly. Woveo partners with cities to empower local small businesses and foster economic growth, believing in the strength of the community to drive business success. Store and manage your funds with ease in Woveo’s secure community wallets. Keep track of group contributions, withdrawals, and balances all in one place. Support for multiple payment methods, including new cashout options via Interac, makes transactions seamless and efficient.Starting Price: Free -
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Vibe.fyi
Vibe.fyi Limited
Vibe.fyi – Workplace Communication Across Digital Signage, Meeting Room and Corporate Screensaver Vibe helps bridge that gap by turning idle screens into your most effective communication tool, using everyday digital channels to reach employees where they naturally spend time. Spanning digital signage, meeting room displays, corporate screensaver, lock screen background wallpaper, and mobile devices. What You Can Do with Vibe.fyi: 1. Create with Impact – Quickly build inspiring, on-brand content using our Dynamic Template Library. 2. Drive Retention – Reinforce key messages using our proven Snackable Learning Framework© to make messages stick. 3. Automate with Ease – Seamlessly connect with SharePoint, Power BI, Viva Engage, MS Teams, Outlook and more to automate content delivery. With Vibe, comms teams can foster a compliance lead culture, boost engagement, and ensure messages land—in a low-effort, high-impact way.Starting Price: $49.00/month -
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Newgen Retail Loan Origination
Newgen Software
Upgrade your retail loan origination process by implementing a flexible and responsive consumer lending application, built on AI-first low-code platform. Enable digital experience, automated underwriting, instant decisioning, and efficient exception management. Ensure a straight-through, simplified loan disbursement for all products, including credit cards and personal loans, without any manual intervention. Leverage digital collaboration for high-touch loans—HELOC, home equity loans, etc.—for a faster turnaround time. Utilize real-time dashboard for tracking processes, pipelines, and productivity. Transformed consumer loan origination with end-to-end automation of loan requests, underwriting, loan decisions, closing, and booking processes in a paperless environment. A lending platform with straight-through processing for quicker loan approval and disbursements from financial institutions. -
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WalletHub
WalletHub
WalletHub is the first app to offer 100% free credit scores, WalletScores, and full credit reports updated daily. Plus, get personalized tips for how to save money and improve both your credit score and your WalletScore. Download this award-winning app and reach top WalletFitness®. Use the loan for consolidating debt, paying for a large expense or a special occasion. Savings alerts so you can repay your debt faster and avoid overpaying on your credit cards and loans. WalletHub's credit score app offer daily updates and a clear action plan. We’ll also give you personalized credit-improvement tips and help you maximize your savings as well as minimize your debt.Starting Price: Free -
49
MyEva
MyEva
We were approached by ITN Productions and the Personal Finance Society to talk about the importance of financial wellbeing in the workplace, together with an employer (and employee) experience of MyEva: a digital financial expert for every employee. In these difficult times, financial wellbeing has never been more important. MyEva will help your employees think about how to take control in the now and develop a mindset to feel empowered to realise their future dreams, whatever they may be. Improving financial wellbeing is about setting personal goals, for your life today, and the life you want to have in the future - a clear, easy path to follow. Not everyone is familiar with 'finance speak'. We care more about the feeling that financial security brings; living stress free, spending more time with loved ones, creating memories and having peace of mind. -
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Microsoft Viva Sales
Microsoft
Viva Sales harnesses the power of generative AI to deliver automatic content creation in Microsoft 365 apps resulting in deeper customer engagement and increased seller productivity. Be more productive by harnessing the power of generative AI on combined CRM and Microsoft 365 data to deliver real-time insights and automatic content creation so you can get back to what you love–connecting with customers. Focus on building relationships by automating and simplifying tasks with AI-generated emails, data collection, and entry. Get more done with actionable insights in the flow of work by bringing together data from Microsoft 365 apps and virtually any CRM system. Keep momentum rolling with AI-driven analytics that provide recommendations and reminders. Always stay up to date, whether your organization operates in Salesforce or Dynamics 365 Sales.