Alternatives to Wise
Compare Wise alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Wise in 2026. Compare features, ratings, user reviews, pricing, and more from Wise competitors and alternatives in order to make an informed decision for your business.
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1
Melio
Melio
Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go. -
2
Sila
Sila
Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon. -
3
Stripe
Stripe
The new standard in online payments. Stripe is the best software platform for running an internet business. We handle billions of dollars every year for forward-thinking businesses around the world. Stripe builds the most powerful and flexible tools for internet commerce. Whether you’re creating a subscription service, an on-demand marketplace, an e-commerce store, or a crowdfunding platform, Stripe’s meticulously designed APIs and unmatched functionality help you create the best possible product for your users. Millions of the world’s most innovative technology companies are scaling faster and more efficiently by building their businesses on Stripe. We believe that payments is a problem rooted in code, not finance. We obsessively seek out elegant, composable abstractions that enable robust, scalable, flexible integrations. Because we eliminate needless complexity and extraneous details, you can get up and running with Stripe in just a couple of minutes.Starting Price: 2.9% + 30¢ per charge -
4
Exact Payments
Exact Payments
Exact Payments develops and delivers easy-to-integrate and highly scalable payments technology for SaaS companies to seamlessly embed payment flows into their software and activate a new, high-margin revenue stream. With Exact’s PayFac-as-a-Service solution, SaaS providers build frictionless buying journeys that enhance customer experience, improve retention, and increase the lifetime value of a customer by as much as 5x. Today, Exact processes nearly 1 billion transactions annually for prominent customers, including Chase, Ordway, Cineplex, Allianz, Levi’s, and Carfax. Exact is integrated with leading processors in the US and Canada, including Elavon, Fiserv, Global Payments/TSYS, Chase Canada, and Moneris. Our payment solutions are designed for performance and reliability, supporting over 10,000 merchant clients and delivering 99.99% uptime availability with transaction response times of less than 1 second.Starting Price: Free -
5
CARDZ3N
CARDZ3N
CARDZ3N supports global payments for credit cards, ACH, SEPA, and Crypto (140+ coins). CARDZ3N processes payments for emerging markets & high-risk businesses, including CBD, crypto exchanges, gambling, travel, and more. We also offer a Stripe Alternative with rates starting at 2.25% for non-profits & 2.75% & $0.25 for e-commerce. CARDZ3N also offers other payment options, such as ACH, payroll and HR, benefits, or business capital. CARDZ3N Our mission is to solve the most pressing problems facing our clients, large and small. Our unique approach is what distinguishes us and what makes us different. We offer a wide range of services and solutions that help organizations achieve their vision, facilitate change, and maximize performance and productivity. -
6
Juni
Juni Technology AB
As a financial management platform made for ecommerce, we’ve built a fintech platform that empowers you to run a hassle-free business and unlock new growth. Our centralised dashboard will simplify your spend and expense management, allowing you to track your funds by seamlessly integrating all your bank accounts, networks and payment services in one place. Our business cards are made for media buying, with reward features such as 2% cashback for your first 30 days and up to 1% thereafter, plus FX fees capped at 0.25%. Our cards and accounts are available in multiple currencies: EUR, USD, GBP and SEK*. You can even integrate Juni with your Google Ads account and Juni will auto-fetch your Google invoices and match them with your transactions. * SEK cards and accounts currently available for EU-based companies only. Enable subtitles on video for information related to MastercardStarting Price: $0 -
7
Tipalti
Tipalti
The only solution to automate your end-to-end payables process. Automate your full accounts payable, global payouts, procurement and employee expense processes with Tipalti and eliminate 80% of your manual workload. Tiplati enables you to onboard suppliers, partners and freelancers with ease, streamline PO generation, accelerate approvals, eliminate invoice entry and make fast global payments to 190 countries in local currency. Also includes global tax compliance, 2 & 3 way PO matching, multi-entity support, and instant reconciliation with ERP integrations that include NetSuite, Xero, Quickbooks and Sage Intacct.Starting Price: $129 USD, £119 GBP, €129 EUR -
8
Gusto
Gusto
Gusto offers a solid and fully integrated platform that takes away the complexities of payroll, benefits, and HR task management. Trusted by more than 40,000 businesses, Gusto delivers a comprehensive range of features that automates payroll, benefits, and HR tasks, helping small business owners and operators focus on doing what they do best: grow their business. Gusto also offers integrations with leading business software, including expense management, time tracking, banking, and accounting software. Grow your business with a platform that supports your team. Take care of your team on payday and every day. Introducing the people platform for small businesses. One place to run payroll, manage benefits, and support your team. A successful business starts with a successful team. Build an incredible workplace and grow your business with Gusto’s all-in-one platform. Grow your team and make it look easy.Starting Price: $45.00 per month -
9
Paysend
Paysend
International money transfer. Transfer money online to over 70 countries around the world for only $2. But don’t just take our word for it. Download the Paysend app on the App Store or Google Play to send money and track your transfers anytime, anywhere. We transfer money to over 70 countries, and regularly add new ones to our platform. We display the rate, transfer fee and receivable amount before you make the transfer. Send your money the way that suits you – using bank cards & accounts, or simply using a mobile number via Paysend Link. Transfers are sent in real time, but it could take up to 3 business days depending on your recipient’s bank’s processing times. All money transfers are certified by Visa, Mastercard, China UnionPay, the FCA, and are PCI DSS certified. Money never sleeps, and neither do we. We’re here to help at any time of the day. We deliver money to 70+ countries worldwide. -
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Paysera
Paysera
Open a free account in just a few minutes. Exchange currency at the best rates, manage your account conveniently with your mobile phone, transfer money to over 180 countries across the globe, and carry out instant (SEPA Instant) transfers within seconds, 24/7/365. 13 000+ merchants use Paysera to process payments in their e-shops or online businesses. Easy to integrate plugins for 20+ CMS platforms are provided and maintained by us, so you have nothing to worry about! Check out the Paysera payment initiation service for even more convenient and affordable payment processing that is used by the majority of our business customers. All payment methods supported by Paysera, free application for ticket checking, probably the lowest prices on the ticketing market. Payments for tickets in real time and exclusive and unique ticket design. More than 55 countries for payments via mobile operators. -
11
Revolut
Revolut
One place to manage all things business. Get more from your business account with powerful tools that give you total control over your finances. Spend less time on admin and more time focused on what’s important – your business. Join the 500,000+ customers on Revolut Business. Send and receive international payments, with no hidden fees. Multi-currency accounts allow you to hold, exchange, send and receive funds in 28+ currencies - always at the real (interbank) exchange rate. Free international and local payments within your plan allowance, and free transfers between Revolut Business accounts. Stay organized with multiple accounts for your business needs. Spend in over 150 currencies at the real (Interbank) exchange rate. Stay in control – issue physical and virtual cards, track spending in real-time for your entire team. Automate your expenses and capture receipts in the app instantly.Starting Price: $32.00/month -
12
Starling Bank
Starling Bank
Business banking – but not as you know it. Apply for a free digital business account in minutes and join over 350,000 UK businesses who have changed the way they bank. There’s a faster, easier way to stay on top of your business’s finances. Apply for an account in minutes to get your Mastercard debit card. An easy-to-use business account stacked with powerful money management tools. All with no monthly fees or UK payment charges. Free 24/7 UK support via app, phone or email, with fast response times and help from real humans. A fully regulated UK bank account, where your money’s covered up to £85,000 by the Financial Services Compensation Scheme. An easy life. If you want us to, we’ll move all your banking over for you through the Current Account Switch Service (all it takes is a few taps in-app). Most banks charge fees for what limited companies get for free with Starling business. Give our comparison table a quick scan to see for yourself. -
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Skrill
Skrill
With Skrill you have an online wallet. You can pay online, send money, have a Skrill card, and a loyalty programme. Skrill has been helping to make it, send it and spend it for millions of customers since 2001. So wherever you are and whatever you want to do with your money, just skrill it. -
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Airtm
Airtm
Protect your money in digital dollars without losing value from unstable currencies or possible devaluations. Send and receive money anywhere, faster than a bank transfer and with free market rates. Get paid from freelancer platforms or directly from clients. Convert your money stuck in e-wallets to cash in your bank. Keep your digital dollars with you at all times. Make in person purchases for local goods and services. Exchange your dollars for cryptocurrencies. Add and withdraw using your bank account, debit card, BTC, ETH and more. Send money across borders at real exchange rates without restrictions. Escrowed transactions and verified experienced peers. Our support team and peer network at your service. Escrowed transactions and verified experienced peers. Send money across borders at real exchange rates without restrictions. We are regulated in the United States by FinCEN. We have all the security protocols. The best part: your account has no maintenance fees. -
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Airwallex
Airwallex
Airwallex is the business account built for global businesses. Your account comes standard with features like multi-currency business accounts, so you can collect and hold money in over 11 currencies while avoiding double conversions. Issue virtual debit cards for you and your team in seconds. Transfer money internationally in up to 23 different currencies, without the excessive fees and transfer wait times. Integrate with our API to improve your platform product offering and scale your business. Invoice and accept payments from international customers in their preferred currency. Seamlessly connect your business accounts with popular platforms like Amazon, eBay, Shopify and PayPal. Pay out in the same currency, or convert and withdraw in USD using outstanding FX rates. Issue new virtual payment cards in seconds. Change spend limits and revoke access, all from our online platform. -
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Advcash
Advcash Group
Advcash is available on hundreds of websites all over the world. Adding and withdrawing funds have never been easier. Look for the ADV logo on your preferred digital currency, affiliate or exchange platform. Get paid by employers or affiliate programs instantly and spend anywhere in the world with an ADV-branded debit card (availability depending on region). Instantly distribute funds in your freelancer team. Send payments worldwide. Wallets in USD, EUR, GBP, RUB, BRL, TRY, UAH, KZT, VND. Load and withdraw via a credit or debit card, SEPA, local transfers, digital currencies and more. Instant internal transfers.Starting Price: €1 Fee -
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YouTrip
YouTrip
Singapore’s first multi-currency wallet with linked Mastercard®. No transaction fees or markups, no platform fees, no annual or subscription fees. When you see the best rates, lock them in instantly. Make in-app exchanges for 10 currencies wherever, whenever. With 0% transaction fees and real-time wholesale exchange rates, foreign currencies just don’t seem so foreign anymore. Top up instantly with any Singapore credit or debit card and hold up to S$5,000 in a secure mobile wallet. Spot the best rates, and make instant exchanges for 10 currencies. Or let our SmartExchange™ technology do it for you at prevailing rates as you spend. Use your personal YouTrip Mastercard in-store or online to enjoy no fees on cashless payments in over 150 currencies. Not everyone goes completely cashless. Use your YouTrip card to make withdrawals at any overseas Mastercard, Maestro or Cirrus ATMs. -
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bunq
bunq
Free to do business wherever and whenever you want. Setup a sub-account for all your needs in seconds. No paperwork. No branch visits. Total control over all your subscriptions. Tired of those monthly surprises? With one clear overview of all your subscriptions, you save money instantly and effortlessly. Have your business bank account up and running in no time, using just your phone, business details and ID. No branch visits, no waiting, no paperwork. Transparency, freedom and continuous improvement. The belief of continuously improving things defines who you are. With Ownership, Effective Communication and User-Centred Thinking as your core values, your driven to push boundaries and innovative. Join The Free in building a bank that is changing the world. bunq was created with you in mind. Rather than building another transparent, socially conscious bank, we took it one step further. We built your money's Swiss army knife.Starting Price: €2.99 per month -
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Wirex
Wirex
We give you the power to use your money, your way, on one borderless payment platform. Buy, store, exchange and spend your traditional or cryptocurrencies, anytime, anywhere. Your next-generation multicurrency travelcard. The Wirex Visa card automatically converts more than 12 digital currencies and traditional currencies at the point of sale, letting you seamlessly spend your crypto and multiple currencies in real life, anywhere Visa is accepted. Can your bank card do that? Finally, crypto and traditional currency accounts that put the power in your hands. Wirex lets you transfer digital and traditional currencies around the globe. Effortlessly send and receive payments for free, anywhere in the world. Your truly global account. Exchange digital and traditional currencies in-app or online, instantly - and because we`re the only company that offers OTC rates, you always get the best deal.Starting Price: 3% per transaction -
20
Wisemonk
Wisemonk
Wisemonk empowers companies to hire, pay, and equip talent in India without the need for local entities or bank accounts. Our comprehensive platform facilitates employer of record (EOR), payroll, equipment procurement, and more, all backed by our expert support and seamless technology. Local employment, local benefits, immigration support. Tax optimization and planning, local compliances, tax filing, salary slips. Document collection, background verification, policy orientation, etc. Wisemonk not only takes care of compliance and payments but also provides an end-to-end great employee experience. Start using the employment platform of the future, today. At Wisemonk, we go beyond just the basics of EOR. Our comprehensive platform not only ensures seamless onboarding but also addresses ancillary needs like equipment procurement, backed by our robust technology. Our commitment to transparency and value is unparalleled, ensuring that our clients always know where they stand.Starting Price: $99/month/employee -
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Tazapay
Tazapay
Expand globally with Tazapay, your cross-border payment gateway. Simplify international transactions without local entities. Simplify with Tazapay, a unified platform for efficient worldwide payment collection. Your money is securely held until the shipment is completed and you get your money back if the shipment is delayed. Your money is released in full as soon as you ship the goods. Buyer cannot withhold or deny your payment if you meet your obligations. As a trusted third party, Tazapay holds the buyer’s funds until the vendor delivers the service. Tazapay releases the funds to the vendor upon verification of the proof of service delivery. All escrow funds are segregated and safeguarded with leading banks, under the jurisdiction of the mas. We take on the compliance and regulatory overhead so you don’t have to. Milestones for payment release can be customized to suit your business needs. Operational capability to do KYC, KYB, and verification of shipment documents.Starting Price: $2 per month -
22
Ebury
Ebury
Unleash your global growth. From payments and collections to tailored risk management and unsecured financing, Ebury is your one-stop shop for all your international trade needs. Protect your business from exchange rate fluctuations and optimise profit margins with competitive rates. Ebury is a global financial services firm dedicated to empowering businesses of all sizes to operate internationally. The company offers a comprehensive suite of solutions, including international payments and collections, foreign exchange services in over 130 currencies, cash management, business lending, risk management, and API integrations. Ebury's mission is to make international trade more accessible, simple, and personal, enabling businesses to maximize their global growth potential. Access our fast and hassle-free trade finance facility when needed to fund your purchases. Everything you need to streamline operations and scale your online business.Starting Price: Free -
23
Flywire
Flywire
Flywire Corporation (Nasdaq: FLYW) is a global payments enablement and software company. We combine our proprietary global payments network, next-gen payments platform and vertical-specific software to deliver the most important and complex payments for our clients and their customers. Flywire leverages its vertical-specific software and payments technology to deeply embed within the existing A/R workflows for its clients across the education, healthcare and travel vertical markets, as well as in key B2B industries. Flywire also integrates with leading ERP systems, such as NetSuite, so organizations can optimize the payment experience for their customers while eliminating operational challenges. Flywire supports more than 4,000+ clients with diverse payment methods in more than 140 currencies across 240 countries and territories around the world. Flywire is headquartered in Boston, MA, USA with global offices. -
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Dukascopy
Dukascopy
Dukascopy Bank is based in Geneva, Switzerland and is the Head Office of Dukascopy Group. As such, Dukascopy Bank exercises consolidated supervision from Switzerland over its Group entities, ensures adequate liquidity, risk diversification and capital adequacy at Group level. Dukascopy Bank's detailed description is available at web page. All Group entities are fully and directly owned by Dukascopy Bank. Dukascopy Bank is regulated by the Swiss Financial Market Supervisory Authority FINMA both as a bank and a securities firm. The Dukascopy trading platform (JForex) provides an array of tools for risk management and control over the order execution. Clients may trade billions of dollars in a secure "one-click" trading environment. Support is provided on a 24/5 basis. In case of need, clients may pass orders over the phone. In addition to trading on Forex, precious metals and CFD (on various underlyings), Dukascopy Bank provides a trading platform for binary options on stocks and Forex. -
25
Chattigo
chattigo
Chattigo is an omnichannel platform that centralizes communication between companies and customers, integrating channels such as WhatsApp, Facebook Messenger, Instagram, Telegram, email and more in a single interface. It combines human interaction with artificial intelligence, through chatbots that use natural language and semantic analytics to automate responses and optimize processes. The platform allows multiple management, assigning and transferring chats to different agents or departments. In addition, it has real-time reports to evaluate efficiency and satisfaction in customer service. It also has a mobile application to facilitate conversation management, allowing agents to access their inbox, review and assign conversations, and use frequently asked questions to quickly resolve common questions. The platform is customizable and integrates with CRM and ticket systems, adapting to the specific needs of each company.Starting Price: $95/month -
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Monese
Monese
If you have a UK-registered business, it’s easy to open a business account with Monese to keep your personal and company finances separate. Effortlessly manage and track your spending for both accounts in a single app. Manage both your personal and business accounts from one app. Easily switch between both accounts for a smoother experience. Track your spending and be notified of any activity for both accounts, all from your Monese app. With just your ID, we’ll get you set up with a UK business mobile money account in no time. No extra documents, no phone calls and no long wait times. Your contactless Mastercard debit card for business is the card you need on the go when shopping in-store or online and anywhere in the world. With generous allowances, use it to withdraw globally from any ATM for free or to pay with a tap at any contactless terminal worldwide. It’s easy, quick and secure.Starting Price: $13.83 per month -
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N26
N26
Mobile banking the world loves. Think banking can't be fast, flexible, and transparent? Think again. Open an account today to experience mobile banking the world loves. Enjoy cashback on subscriptions from brands you know and love, and unlock exclusive discounts on travel, wellness, entertainment, and more. Open an N26 account directly from your phone in 5 minutes and experience banking with no hidden fees. Yes, really — no minimum account balance, no maintenance charges, no insufficient funds fees, no problem. Get unlimited free ATM withdrawals at over 55,000 Allpoint locations across the US, Canada, Puerto Rico, Australia, Mexico, and the UK. Out-of-network? No problem. Enjoy 2 additional free ATM withdrawals per month from any network, anytime, anywhere in the US. Hate waiting for payday? Get paid up to 2 days earlier¹ with direct deposit. With N26, Wednesday is the new Friday. -
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Mercury
Mercury
Mercury makes bank accounts that help tech companies scale. Open FDIC-insured bank accounts that come with API access, virtual cards, team management, and a lot more. Make efficient decisions in real time with cashflow analytics, programmatic payments, instant runway estimates, and more. Tap into Silicon Valley’s core. Our network and expertise are always at your disposal. Send money with three clicks by wire, check, or ACH. See where you’re making and spending money in real time. Control what features employees can access. Find any transaction you’ve ever made in seconds. Keep secure with fluent 2-factor authentication and full activity logs. Connect to Gusto, Stripe, Quickbooks, and other tools in your financial stack. -
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Higlobe
Higlobe
Receive payments from the United States into a regulated US account and withdraw your funds when you need them and need them. Just pay a fixed monthly subscription of $4.99 for your receiving account. Enjoy unlimited transfers, with no transaction fee, from the US with a guaranteed exchange rate. One monthly subscription, unlimited transfers. The best exchange rate in the market, with a guarantee. Money withdrawals at the local bank of your choice, as often as you choose. No minimum amount per transaction. The more money you transfer, the more you save. Open your Higlobe account and you will get a US-receiving bank account. Finally, a platform built by international workers specifically for the global workforce. Receive payments from your customers, employers, and business partners in the US. Higlobe converts the payment into asset-backed stablecoin and stores it in your Higlobe account. Provide your account information to your US employer or customer and get paid.Starting Price: $4.99 per month -
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MultiPass
MultiPass
MultiPass is a bank challenger that offers corporate clients multi-currency virtual IBANs, local EU, UK and US accounts as well as a corporate card to cover day-to-day business expenses. Top MultiPass features include: • Individual IBAN numbers and account details for local transfers to the USA and UK • Payments in EUR, USD and GBP and 70+ other currencies • Live FX service at market-beating exchange rates • International and local transfers via multiple payment instruments – SEPA and Target2, SWIFT, ACH, Faster Payments and others • Corporate cards • Batch payments • Simple interface to a banking platform • Quick and fully remote onboarding - within 24 hours of submitting all required documentsStarting Price: 100 per month -
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Monzo
Monzo
Get notified the moment you pay. If you want, we’ll warn you if funds are running low or if you’re spending too fast. A real time balance and daily spend summary keep you on top of your money. Set budgets for things like groceries and going out. Monzo automatically categorizes your spending so it’s easy to track. Round up payments to the nearest dollar to save a little – often. With roundups turned on, spare pennies, nickels, dimes, and quarters are put in a Pot instantly, making saving easy. Instantly freeze your card anytime you’re worried. Defrost it just as quickly if everything’s okay. Control committed spending. Track scheduled payments like utility bills, gym membership, and subscriptions. Send and request money. Split the bill too.Starting Price: Free -
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Monzo Business
Monzo
Monzo Business helps small businesses stay on top of their finances. Starting at no monthly fees. Get better visibility and more control over all your money with Monzo Business bank account. Less time on finances means more time for the important stuff. We're regulated by all the same rules as high street banks. Open a business account online, straight from your phone. Award-winning customer support, 24/7. Move money easily with free, instant bank transfers (UK only). Get notified the second you pay, or get paid. Set money aside, separate from your balance, with Pots. Manage your business account online wherever you are, with mobile and web access. Integrate accounting tools so everything's in one place. Keep on track with in-app invoicing and digital receipts. Chat to us in app any time, or call or email if you'd prefer. We'll answer your questions and help solve any problems you have. No need for branches, and no need to make an appointment.Starting Price: $7 per month -
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NETELLER
NETELLER
Pay online, send money or buy and sell cryptocurrencies, all while earning loyalty points you can exchange for rewards. Level up, drop fees, unlock rewards, and pay online with confidence. You can trust NETELLER for fast and secure online payments. Paying with NETELLER is always instant, secure and free. Enjoy a new look, fresh features and an upgraded mobile app, so you can send and spend with ease. The NETELLER multicurrency account lets you keep track of your balance wherever you are, in whatever currency you're using. Whether you’re splitting a bill or sending a gift, just upload your contacts and you can send and receive money with ease. Enter the exciting world of crypto trading with NETELLER’s built-in platform. Trade on the go with the app, or set up automatic or recurring orders, so you never miss an opportunity. Whether you’re making financial connections with friends, family, businesses or sites you love, just using NETELLER lets you earn points you can exchange for rewards. -
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Joompay
Joompay
With Joompay you can: • Get a virtual debit card for free and use it for safe and secure online shopping. We also support both Google Pay in case you want to add Joompay card to your wallet. • Order our card in plastic. We had so many enquiries about our card in plastic, we could not leave them unanswered! You can pre-order your plastic card now in one of our 3 beautiful colors: alpaca-white, narwhal-blue, flamingo-pink • Enjoy our special offers on shopping. That's why we have an outstanding 5% cashback from your Joom purchases! You will also receive a €10 bonus if your first purchase on Joom costs more than €10. Check our app for more offers available. Limited time only! • Get notified about any activity on your account. Every time you send or receive a transfer, you'll get an instant push notification. You will never miss out on your money moves! • Feel safe and secure. Lost your plastic card? Freeze it right in the app. Found it in your bag? Unfreeze it right away.Starting Price: $0 -
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OrbitRemit
OrbitRemit
OrbitRemit is an international money transfer service that enables individuals to send funds online from Australia and New Zealand to over 45 countries, including the Philippines, India, China, Thailand, and the USA. The platform offers a user-friendly mobile app and website, providing features such as rate alerts, transfer tracking, live chat support, and rewards for frequent users. Transfers are typically completed within 1 to 3 working days, depending on the destination and payment method. OrbitRemit boasts a 4.8/5 rating on Trustpilot, reflecting its reputation for reliability and customer satisfaction. The service is regulated by AUSTRAC in Australia and the Department of Internal Affairs in New Zealand, ensuring compliance with financial regulations. Starting Price: Free -
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OFX
OFX
We're regulated by United States Department of the Treasury Financial Crimes Enforcement Network. We've got better rates and fees than the banks, and have securely transferred over $100 billion worldwide since 1998. OFX was built to save you money on overseas transfers, with Zero OFX fees, low exchange rates and transfer options for every type of business. OFX helps businesses of all shapes and sizes. To direct you to the most relevant information for your business, we just need the shape and size of your company. Choose the option that best describes your business. We’ve combined technology with a vast network of global financial institutions to bring businesses a flexible, fast and secure way to move money overseas. We can transfer your money to over 190 countries in 50+ different currencies. If the globe had corners, we’d have them all covered. -
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Atlantic Money
Atlantic Money
Atlantic Money is the only international money transfer provider that offers international transfers for businesses at a flat fixed fee and the current exchange rate – for transactions up to millions. Even compared to the formerly cheapest providers such as Wise or Revolut, businesses can save up to 99 per cent on each transfer, means thousands on every transaction. The fintech was founded in 2020 by Robinhood alumni and is based in London.Starting Price: €3 or £3 per transfer -
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Azimo
Azimo
Faster, cheaper global money transfers, the money transfer service for hard-working people. Instant or one-hour transfers possible to 80+ countries 24/7 delivery to selected countries (no weekend delays). Set up your first transfer in minutes. Your first two transfers are fee-free! Great rates & low fees, save up to 90% compared to banks and traditional money transfer providers. Regulated by financial institutions in the UK and the EU, anti-fraud and encryption technology. Trusted by more than 1 million customers. You can transfer money at home or on the move with our award-winning app. Customer support in 8 languages – English, German, French, Spanish, Portuguese, Polish, Russian and Italian. Email and chat support, with in-app phone support available to customers in some markets. Support centre – answers to frequently asked questions and much more. We are the money transfer service for hard-working people. -
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TransferMate
TransferMate
TransferMate is a leading, global B2B-payments technology solution, processing billions in international payments for the world’s most trusted brands. We have attracted major strategic investments from leading banks including ING Group N.V and Allied Irish Bank. Whether you are a bank, business or university, TransferMate can save you time and money with our innovative payments solutions. Easy to use, no set up costs, and back-end integration with our global banking network. Same-day payments and receipt confirmation. Receive the correct amount every time, eliminating expensive wire fees. End-to-end transparency on a fully regulated network. We transfer your local currency directly to your recipient’s local account in their currency. Lock in FX rates, eliminate wire fees, and reduce admin workload. Embed TransferMate global payments directly into your current workflow. Give your existing users smarter payment options on one platform. -
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PayPal
PayPal
9 million merchants rely on PayPal to build, run, and grow their business. Get the tools, products, financing, and support you need to help establish or grow your business – from processing payments and building a website to shipping and marketing. We even give you access to business loans* that can provide merchant funding to help you start and drive future growth. Get paid online or in-person. Whether you need online invoicing, a customized checkout for your website, or a card reader for processing on-the-go transactions, we have a solution for your business. Choose from a selection of products and services designed to simplify your day-to-day operations, like tools for tracking payments, printing shipping labels, and so much more. Explore merchant lending options that can provide you with fast access to the money your business needs now, plus a way to offer your customers financing that lets them pay over time, while you get paid upfront.Starting Price: Free -
41
Félix
Félix
Félix is a remittance service designed to simplify money transfers from the United States to Mexico, Guatemala, and Honduras. By leveraging WhatsApp, users can send funds without the need to download additional applications or create new accounts. The platform offers competitive exchange rates and a fixed commission fee of $2.99 per transaction. Transfers to bank accounts are processed instantly, while cash pickups at partner locations are available, with funds typically ready within 30 minutes. Félix collaborates with major remittance payers in these countries, ensuring broad accessibility for recipients. The service is tailored for Latinos residing in the U.S. who wish to support their families back home, providing a user-friendly and cost-effective solution for international money transfers. We combine Blockchain and Artificial Intelligence to disrupt how remittances are done today and build the future of cross-border payments.Starting Price: $2.99 per transaction -
42
Songhai Exchange
Fincode Limited
Songhai Exchange (SHE) is a cross-border payment network that facilitates payments - such as bank transfer, cash pick-up, mobile money, and bill payments - into and within Africa through a single touchpoint. SHE facilitates the movement of money from all parts of the globe into Africa and from one African country to another. The SHE network comprises banks, payment service providers, money service businesses and other partners scattered across Africa, Europe, Middle East and the United States. As the most reliable and cost-efficient Africa-centric payment switch, SHE reduces the cost of remittance and payments by cutting away payment aggregators, connecting your organization directly to banks and SHE equally grants payment service providers on our network exposure to international money transfer operators and financial institutions for easy access. The Songhai Exchange platform is a partnership between FinCode and CSL Capital Limited (CSL). -
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Omega
Omega
Multi-currency account with international payments, accounting, legal, and virtual office services. We call it Business-in-a-Box. The only financial platform you need to start, run and grow your business. Send and receive payments from more than 150 countries at competitive FX rates. Multi-currency accounts with local bank details in 14+ major currencies. SWIFT, SEPA, Faster Payments and 7+ local payment schemes. Manage accounting and legal tasks of any complexity in one place.Starting Price: £49/month -
44
Sendwave
Sendwave
Sendwave is a digital money transfer service that enables users to send funds quickly and securely to loved ones in select countries across Africa, Asia, Latin America, and the Caribbean. The platform offers competitive exchange rates and low fees, ensuring that more of your money reaches its intended recipient. Transfers can be made directly from your smartphone, eliminating the need for physical locations or lengthy processes. Sendwave supports various payout options, including bank deposits, mobile wallets, and cash pickups, depending on the recipient's location. The service is available 24/7, providing assistance whenever needed. Skip the line and send money from your phone to your loved ones in seconds. We are available to chat 24/7 if you need any help. Link your debit card, verify your identity, and send in minutes. At Sendwave, we're on a mission, to make sure your money gets to your friends and family, as safely and effortlessly as possible.Starting Price: Free -
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XE
XE
Open an international money transfer account for business. Are you looking for an alternative to the bank? Pay your international invoices quickly, easily and securely at competitive rates with XE. Need an expert to handle your FX? Our tools and technology will help you pay your overseas suppliers at the right time and rate, so you can focus on your business. Worried about currency fluctuations impacting your bottom line? We'll get to know your business requirements and develop tailored strategies or solutions to support you. XE provides comprehensive international money transfer and currency risk management (hedging) solutions. Our team of foreign exchange specialists work with United States businesses of all sizes to improve their FX outcomes. Access competitive exchange rates for your international business payments. Make international transactions online in just a few minutes. -
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WorldRemit
WorldRemit
No need to visit an agent. Send 70 currencies to 130 countries, from your smartphone or computer. 90% of our transactions are completed in minutes. We use industry-leading technology that protects your money and guarantees it arrives safely every time. See our low fees and our best exchange rates up front, with no hidden costs. Send on the go from the US and track your transfer with our app. WorldRemit is a fast and secure service that lets you transfer money online using a computer, smartphone, or our app. You’re here. But your friends and family are thousands of miles away. Wherever home is for you, bring it closer with WorldRemit. Send a bank transfer direct to your loved ones’ banks instantly. It’s easy and you can do it on your laptop or mobile. We send over 130,000 bank transfers worldwide. But remember, a bank transfer is just one of four ways of sending with WorldRemit. -
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Tranglo
Tranglo
We simplify cross-border payments so you can focus on keeping your customers happy. Transform your foreign remittance, business and mobile payments today. Money service businesses can connect customers with more countries and let them send money home quickly. Single platform for corporates to send and receive cross-border payments easily. International airtime top-up, mobile recharge and bill payment solutions. The largest telco in the Middle East gets a massive boost to its mobile and airtime network to benefit over 7 million active users instantly. Our foreign remittance solution for you to start letting your customers send money home quickly, safely and reliably. If you have a mobile app or an internal payment system, choose our intelligent API with real-time monitoring. Access everything: technical specification, source codes and more. Use our intuitive live test to get a feel of our API. -
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Almond
Almond FinTech
Almond is part of a new breed of cross-border financial innovations that move money in nimble new ways. By seamlessly bridging the worlds of fiat and digital currency, the Almond API suite is able to reduce settlement time, slash costs, and optimize settlements, while offering new levels of transparency. When you’re leaping from one ecosystem to another as you are with any cross-border payment, there’s a tremendous amount of friction to overcome. The Almond Transfer Protocol expands coverage by standardizing cross-border communications between financial institutions, then optimizing the conversion between fiat and digital currency. A transaction starts with a deposit in fiat currency at the sending financial institution. It’s then transferred cross-border in the form of a digital currency through a network of digital currency exchanges. Finally, it’s transferred back from digital currency to fiat currency at the beneficiary financial institution. -
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Payoneer
Payoneer
Payoneer empowers you to scale your business globally and domestically with a payments and working capital platform designed for today’s entrepreneur. Receive bank account numbers in USD, EUR, CAD, AUD, JPY, MXN & more and get paid as easily as having a local bank account. Connect with thousands of marketplaces and start getting paid within a couple of clicks. Offer your international clients a simple way to pay you with our Billing Service. Transfer your earnings to your local bank account at low rates or via ATM. Pay the VAT authorities in the EU and UK with the GBP and EUR funds in your Payoneer account, for zero fees. Reduce costs and simplify processes by paying your contractors from your Payoneer balance for free. Leverage our network of integrated service providers to simplify your business, help you grow globally and enjoy benefits. -
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Thunes
Thunes
Thunes is building a global payment infrastructure for a better payment experience. With a single, simple connection to Thunes APIs, your business and customers can send payments to – and accept payments in – every corner of the world. No intermediaries. No endless delays. Just fast, transparent and reliable payments. We’ve built a well-established, reliable and far-reaching network, founded on strong and direct relationships. Our payment flow is optimized for each market, with deep local insight across the challenging last mile. Access the world’s fastest growing and biggest economies, across 130 countries. One integration with Thunes makes cross-border payments and collections as simple as local money transfers.
