Alternatives to The Bancorp
Compare The Bancorp alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to The Bancorp in 2026. Compare features, ratings, user reviews, pricing, and more from The Bancorp competitors and alternatives in order to make an informed decision for your business.
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North One
North One
Business banking made for America. Business builders asked for better banking. So we built North One. Open an account in minutes. Building your business, creating jobs and serving your community is what you do. It’s hard work. North One makes the hardest parts of running your business easy. Focus on the road ahead, we’ve got your back. North One is proudly built for small businesses, startups and freelancers across America. Make payments easily, keep tabs on your money and put your finances on autopilot through smart integrations with the tools you’re already using. North One was built to make managing money easy so you can focus on running your business. No more branches. No more lines. No more paperwork. Get complete access to your North One Account from your phone or computer, wherever your business takes you. Create Envelopes for taxes, payroll, rent, and anything else automatically. -
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Plaid
Plaid
Plaid is a global fintech infrastructure platform that enables businesses and consumers to securely connect to financial data and services. Through APIs that connect to more than 12,000 financial institutions across 20+ countries, Plaid operates the world’s largest open banking data network. By removing the complexity of direct bank integrations, Plaid enables developers, financial institutions, and enterprises to build secure, user-friendly, and conversion-optimized financial products. Plaid powers payments, lending, identity verification, fraud prevention, and personal finance applications. Today, more than 100 million people worldwide, including half of U.S. adults, have relied on Plaid through their connections to over 7,000 apps and services. -
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SBS Banking Platform is a flexible, cloud-native solution that empowers financial institutions to scale on their terms while delivering seamless, digital-first experiences - anytime, anywhere. A fully integrated, front-to-back platform, it drives innovation across retail, corporate, and neobanking sectors. From digital and open banking to deposits, payments, lending, and compliance, our platform enables financial institutions across EMEA to stay ahead of the curve. Trusted by top-tier banks, SBS Banking Platform is recognized by industry leaders, including Gartner, Forrester, NelsonHall, and IBS, for its transformative impact. Recent recognition by Omdia for digital banking, Chartis for regulatory reporting, and NelsonHall for Cloud, SaaS & BPaaS underscores our commitment to excellence.
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Alviere Hive
Alviere
Alviere’s embedded finance platform allows any organization to seamlessly integrate financial products and services into their existing offerings, and provide customers and partners with the most comprehensive embedded financial solution on the market. Alviere’s platform offers an extensive range of customizable branded products and services that include FDIC-insured virtual accounts and physical card issuing, payments, digital global money transfers, and crypto/web3 products, all through one API integration. Alviere is a fully licensed and regulated financial institution, and provides comprehensive compliance, risk management, fraud/AML montioring and security to ensure long-term program success.Starting Price: $0 -
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Sila
Sila
Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon. -
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Finicity
Mastercard
Finicity’s open banking platform makes connecting your customers’ financial data to your app or service simple. Finicity’s open banking platform is being used by some of the largest and most innovative organizations in the world to empower their customers with better financial experiences. Data quality is essential to your experience. Our data is battle tested in the most rigorous markets. Easily code to endpoints, test data and connect to Finicity’s open banking platform for leading API coverage of banks, credit unions, payroll providers and other financial services. Our suite of APIs makes it easy to access the data you need to power your products. -
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Help With My Loan
Help With My Loan
AI software yields automated underwriting and loan matching at a 95% proven funding rate. The problem in the industry is a low 55% average at funding loans due to the fragmented lending process. HWML solved this problem by giving brokers, banks and consumers access to the platform syndicated with 300+ lenders in Commercial Real Estate, Residential Real Estate, Business, and Personal loans. HWML’s platform has funded over $600M+, loans sized from $100k-$50M! Consistently in America, banks are readjusting their inward loan portfolios. When they have excessively numerous private loans, they change to business loans, when they have an excessive number of business loans, they change to commercial loans, a never ending cycle. Customers never know which bank is the right one for the loan on any given day and that’s when HWML steps in.Starting Price: $99.99 -
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ABLE Platform
ABLE Platform
ABLE Platform is a multimodule web software that covers the entire loan origination and loan management processes. The following modules are included: - Landing page - to attract new borrowers. - Borrower portal - to serve actual borrowers. - Self-service portal - to manage the whole enterprise activity. - Back-office - the core of the platform to manage incoming loan applications, service disbursed loans, configure the loan product catalog, built-in dashboards and more. The platform automates the lending process throughout all the stages: - Initiation of omnichannel application - Consolidation and restructuring of debts - Negotiation with customers - Application decision-making - Personalized offers - Automation of the loan disbursement ABLE Platform serves any type of loan: - Payday Loan - Personal Loan - Point of Sale Loan (POS) - Buy Now, Pay Later (BNPL) - Mortgage Loan - Home Equity Loan - Auto Loan (Car finance) - Student Loan, etc -
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Boss Insights
Boss Insights
Boss Insights’ platform digitizes lending to grow relationships between banks and their business clients. Thanks to Amazon style advancement, there is a growing divide between lenders’ service and businesses’ expectations. Banks excel in regulation, however, operate with limited information on their business clients (out of date and gathered manually). Boss Insights’ API hub empowers lenders to bridge the divide. APIs are the most efficient way to digitize existing processes enabling accelerated service and a complete view in real time. The platform is used to accelerate SBA, SMB and Commercial Lending from months to minutes. It also supports cross-selling products empowering banks and credit unions to proactively serve customers. -
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Kinective Bridge
Kinective
With Kinective Bridge™ (formerly OmniConnect), easily connect your core with best-of-breed fintechs to scale digital transformation, modernize operations, and increase client delight. Transformation sounds great on paper, but hard to make a reality with legacy tech stacks and outdated infrastructures. The hassle of switching cores or burning through in-house dev hours to integrate systems can be a slow, time-consuming process. To thrive in today’s modern, digitally-focused world, you need one connection to scale your transformation efforts quickly and securely. Kinective has the connections you need. Our Kinective Bridge™ (formerly OmniConnect) solutions give you control by bridging the gap between legacy systems and modern digital services through 80+ turnkey fintech integrations across 99% of US-based cores. -
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TurnKey Lender
TurnKey Lender
TurnKey Lender is a one-stop lending infrastructure used by creditors in 50+ countries to automate all elements of their operations. The platform enables lenders to profitably grow their business while cutting operational costs and risks. It's a powerful AI-driven SaaS that automates over 90% of all lending processes and gives both B2C and B2B lenders a competitive edge. TurnKey Lender Platform has several pre-configured solutions packages including Commercial, Consumer, Pay Later, Auto, Mortgage, Leasing, Factoring. Built in constant collaboration with lenders worldwide, TurnKey Lender is the ultimate solution that answers real-life digital lending challenges in a sophisticated manner. -
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Instant Bank Verification
MicroBilt
Instant Bank Verification provides real-time, user-permissioned financial data aggregation and verification designed for lenders. What you can do with IBV? Verify users’ identities and reduce fraud. Verify real-time account balances. Understand income and verify employment. Access detailed transaction history. Verify borrowers’ assets straight from the source. Add flexible pricing - where you only pay for services when you use them - and IBV stands apart as a right-sized solution for your loan originations. Ideal for retail loan origination, short term lending, auto financing, property rental, and more. IBV is powered by an easy to integrate web portal that can be added directly to your existing website or a fully documented API. To better understand how IBV works, check out the demo on our website. -
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Uptiq
Uptiq
Uptiq is an AI-driven platform built specifically for financial services that enables banks, credit unions, fintechs, wealth firms, and non-bank lenders to automate complex workflows, accelerate decision making, and modernize operations by deploying intelligent, outcome-focused AI agents tailored to regulated finance use cases. Its core product, the Uptiq AI Workbench (also branded Qore), lets institutions build, customize, and deploy purpose-built AI agents without coding using low-code/no-code tools, ready-to-use templates, and finance-native skills for lending, compliance, onboarding, underwriting, risk monitoring, and wealth management, all connected through secure integrations with core banking systems, CRMs, and data platforms. These agents automate tasks such as loan origination, document extraction and validation, credit memo generation, digital account opening, business analytics, and customer engagement. -
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timveroOS
timveroOS
An end-to-end loan management software for digital lenders with a stunning level of SDK-powered flexibility and robust analytics on top of that. It offers a cutting-edge lending solution for banks that integrates all processes into a single workflow to easily build, limitlessly customize, and continuously scale lending business. Our software for loan management is equipped with an advanced AI-powered analytics framework to enable banks to create better risk models, underwriting strategies, products, and marketing campaigns, in a fast and fully controlled way. The data layer includes 90+ ready-to-use data providers and allows new connections in a matter of minutes. These analytics tools and in-built financial engineering/cashflow engine allow lenders to make 12x faster executive business decisions and increase profits per loan by 13% on an annual basis. Enhance banking efficiency by running profound analytics on top of automated operations.Starting Price: 2500 -
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paysafecard
paysafecard
Buy a paysafecard closed loop gift card (issued by The Bancorp Bank) at a sales outlet near you and use the 16-digit PIN to pay at participating games partners and licensed online gambling partners. Safe and secure without a credit card or bank account. It’s never been easier to pay cash online. Simply find the nearest sales outlet in your area. Buy one of our branded gift cards and enter the card number and PIN to complete the purchase. Spend your money online without a credit card or bank account. There’s no need to share any of your financial details with us. As easy and as fast as cash. Pay at our participating partners. Download our app for an even better experience. Upload your cash on the go and make payments anytime and anywhere. Pay online using our branded gift cards. Generate incremental revenue with new customer segments currently inaccessible to you with other payment methods. -
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Chime
Chime
Welcome to better online banking through Chime. No hidden fees. Get paid up to 2 days early with direct deposit. Grow your savings, automatically. Experience the ease and simplicity of online banking. Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC. Track your account balances, daily transactions, and savings from anywhere with the Chime mobile app. Turn on balance notifications and instant transaction alerts any time you use your Chime Visa® Debit Card. Send money instantly to friends using Pay Friends on our mobile banking app. Chime’s mobile banking app enables you to manage all of your online banking on the go. With over 135,000+ five star reviews in app stores, our mobile app has everything you need with a simple, intuitive design. Tired of waiting for your direct deposit? Open a Chime Spending Account, set up Direct Deposit and you’re automatically eligible to receive your paycheck earlier. -
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Solid
Solid
Instantly create bank accounts, offer crypto wallets, send payments, and issue cards to your customers. Solid offers a fully integrated & compliant suite of FinTech services. Integrate in minutes to build never-before-seen experiences. Solid's Banking as a Service (BaaS) enables companies to build and launch deposit products, such as business and consumer checking accounts. It includes the ledger, statements, and everything needed to create delightful banking experiences. Solid's Card Issuance and Management platform is the first of its kind. Issue cards are the modern way, to serve the needs of your customers, with one single API. Credit, debit, and prepaid cards, both in physical and virtual form factor, are all fully managed by Solid. Engage your customers with a light & powerful experience, in your product, with Solid's instant bank /account creation API. Issue branded physical and virtual cards instantly, with the spending controls they need with Solid's /card API.Starting Price: Free -
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Yodlee
Yodlee
Yodlee is a leading financial data intelligence platform that connects, enriches, and activates data to help financial institutions and innovators deliver smarter, more personalized customer experiences. With over 601 million connected accounts and 19,000+ data sources, Yodlee provides unmatched access and accuracy for digital banking, lending, wealth management, and payments. Its intelligent APIs and analytics tools enable real-time insights that drive customer engagement, growth, and loyalty. Backed by over 25 years of innovation, Yodlee powers some of the world’s top banks, fintechs, and financial platforms. From open finance to account verification and AI-driven insights, the platform transforms raw financial data into actionable intelligence. Simply put, Yodlee empowers organizations to connect data, activate insights, and drive sustainable growth. -
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Cross River
Cross River
Enabling our clients to deliver financial solutions that empower consumers anytime, everywhere. Technology is at the core of what we do. It’s changing the way our fintech partners do business. Streamlined payments solutions including ACH, wire, card disbursement and money transfer-all through APIs, while maintaining a strong focus on compliance. Provide loan origination services for leading marketplace lending platforms, providing greater access to credit in the market. Our API-driven banking platform, Cross River operating system, will allow fintechs to plug in and access multiple banking services that will be customizable and secure. Sophisticated financing options including off-balance-sheet, and asset-backed credit facilities to help our partners grow. Committed to meeting the needs of our communities through a personalized, full-service banking experience. Risk assessments, diligence, testing, monitoring, and oversight form a trusted internal compliance management system. -
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Weavr
Weavr.io
Unlock business growth without worrying about complex regulations, shouldering the compliance burden or managing data security as we handle that for you. Safely handle supplier payments or build a benefits programme your employees will love. Delight customers with digital gifting and make crypto PoS enablement safe and streamlined. Enabling everything from salary advances to compensation payments, built into your business. Supercharging B2B marketplaces and crowdfunding capabilities, all ready to plug-and-play. Up until now, adding financial services exactly where and when your customers need them has been tricky. Not anymore. Our ready-made, plug-and-play financial services offer unlimited use-cases with unrivalled simplicity meaning you can select the services you need and start adding value to your customers almost instantly.Starting Price: $1,268.47 per month -
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Method
Method
Embed loan repayment, data, balance transfers and automation - all through a single API. Method allows developers to engage with their users’ debts with our debt-agnostic solution. Lower lending risk and increase revenue by engaging directly with your users' debts. Method connects to all student loan, credit card, auto loan, mortgage, and utility bill merchants out there. Method's APIs don't break and the users never have to re-authenticate. Method handles compliance requirements, identity verification, and bank partnerships so you can focus on building. Initiate payments to any of a user's liabilities. Settlement in as little as a couple of minutes. Instantly retrieve all their liabilities - no credentials required. Method will return real-time data for all liabilities for a user. Attract top talent and retain employees by addressing one of their top concerns: financial wellness.Starting Price: $2,000 per month -
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Portfolio+
Portfolio+
Join Portfolio+, an ecosystem that connects customers with financial service providers for a personalized banking experience. Our consumer-directed banking platform and robust APIs provide bespoke financial services while safeguarding customer privacy. Secure and industry-proven financial software solutions. Let us help you drive business for tech-savvy, hyper-connected financial institutions. Our open banking ecosystem empowers customers as well as monetizes products of financial service providers. Our core banking platform ensures clockwork efficiency in transactions across the banking in Canada. We support our clients with training and consulting services for finance professionals to capitalize on fintech. Portfolio+ is at the forefront of the open banking movement in Canada and has been providing core banking services for 30+ years. Our team of finance and technology professionals develops innovative financial products and services. -
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Green Dot
Green Dot
Green Dot is a financial technology and registered bank holding company focused on making modern banking and money movement accessible for all. Our proprietary technology enables faster, more efficient electronic payments and money management, powering intuitive and seamless ways for people to spend, send, control and save their money. Our proprietary technology enables faster, more efficient electronic payments and money management, powering intuitive and seamless ways for people to spend, send, control and save their money. Our Banking as a Service (“BaaS”) platform enables a growing list of America’s most prominent consumer and technology companies to design and deploy their own customized banking and money movement solutions in the US and internationally. Founded in 1999 and headquartered in Pasadena, CA, Green Dot has served more than 33 million customers directly and many more through its banking partners, and now operates primarily as a “branchless bank”. -
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Rêv
Rêv
Discover why banks, fintech, and others looking to launch digital payment products choose Rêv. Keep up with the pace of consumer demand and competitor activity with our digital payment products. Deliver branded banking experiences in record time. The Rêv team brings to each partnership decades of understanding and in-market experience developing and managing next-generation payment products around the globe. Our team of industry experts, in combination with our state-of-the-art payment-focused technologies, allows us to not only meet our client's needs but also contribute to the definition of what is possible in our space. We are passionate about building products that have a significant impact on the markets they serve. This is why we developed a unique platform that we and our strategic partners can use to build incredible fintech products and services. With our easy-to-configure cloud-based product platform and processing engine, we can help you get a program launched. -
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AOPAY
AOPAY Technology
AOPAY is a digital banking infrastructure platform that provides financial institutions with integrated payment, banking, and verification solutions through a unified API ecosystem. The platform enables fintech companies, NBFCs, microfinance institutions, cooperative societies, and banks to manage financial operations more efficiently while maintaining regulatory compliance. AOPAY offers modular services such as payment processing, identity verification, lending management, core banking infrastructure, and account management. With real-time settlement capabilities, scalable APIs, and enterprise-grade security, the platform helps organizations modernize financial services, streamline workflows, and deliver secure digital banking experiences. -
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Jack Henry Business Banking
Jack Henry & Associates
Scale and customize comprehensive business banking tools to fit the unique needs of your business accountholders. Solutions and services specifically designed to help you attract, service, and retain diverse commercial accounts as they grow their business. As businesses grow, their financial needs change. Give accountholders what they need to effectively manage their finances by offering the right solutions at the right time. With modern commercial services, your bank or credit union can compete against financial institutions of all sizes – and win! Deliver a consistent experience and personal service through a unified digital platform. With functionality that scales as the business grows, businesses can enjoy embedded digital invoicing, payment acceptance, payroll integration, and more. -
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PULPS
Hurdle Group
PULPS is an advanced tool for pricing commercial loans and understanding the profitability of loans. This is “Big Bank” technology that all banks and credit unions can use. The Hurdle Group provides PULPS as a software as a service (SaaS) or as on-site software tool to take the mystery out of commercial loan pricing. We provide banks with a competitive advantage through better pricing of their commercial loans. Increase your profitability on your commercial loan portfolio by optimizing your loan rates and terms. For example, if you add 1 basis point to a 100 million dollar loan portfolio you gain $10,000 PER YEAR in profit! Additionally, regulators are looking for Banks to show a profit in loan pricing and a reproducible consistent methodology. Ask for a FREE trial account to test the PULPS online loan pricing model or start with an online live demo. -
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Parafin
Parafin
Parafin supplies the crucial connective fabric that makes financial services robust and enduring. We take on sourcing, underwriting, origination, servicing, compliance and risk, and more. It starts with our superior underwriting. Our sophisticated machine learning models uses data from millions of businesses across all industries and verticals to determine offer eligibility and terms and optimize merchant experience. We created a sleek, white-labeled UI that embeds seamlessly into your existing platform experience. We take on risk and ensure that our products are compliant with various government regulations. We navigate the complexity of capital markets on your behalf. By partnering with best-in-class financial institutions, like Jefferies and Silicon Valley Bank, we always have a reliable flow of funds to support your merchants. We supply more than a framework. Our out-of-the-box solution provides an end-to-end financial services program. -
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Quiltt
Quiltt
Quiltt offers turnkey consumer fintech infrastructure so anyone can launch innovative financial experiences. It doesn’t have to be. We’ve threaded together the infrastructure innovators need to quickly launch customer-facing features into their products - account connections, round-ups, bill management, and more - in a fraction of the time, at a fraction of the cost. Quiltt Connect is an embeddable UI module that lets you access a complete, context-rich financial picture of your customers. Built on the Quiltt GraphQL API, Connect comes pre-integrated with Plaid's industry-leading bank data network, and Spade's powerful transaction enrichment service. Connect can be added into your product experience with just a few lines of code, freeing your team to focus on your core innovations. -
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Q2
Q2 Software
Flexible, tailored, valuable commercial banking. Power the success of your commercial clients with tailored financial experiences for businesses of every size. Your commercial account holders have unique and often complex needs. Provide digital banking experiences that fit their size, vertical, and expectations. Understand their challenges, meet their requirements, and become an indispensable resource to your most important clients. With the right partner, you can do this. Legacy tech treats all businesses the same and provides clunky, counter-productive interfaces. It’s time for something better. Cash management for your largest commercial clients can be very complex. Legacy tech creates additional complications, with rigid workflows and cumbersome features that don’t consider user experience. Our commercial banking platform changes all that, providing a robust and sophisticated, yet simple, solution for every user and task, no matter how unique or complex.Starting Price: $1 per month -
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Innoveo Skye
Innoveo
We believe you can build modern applications that deliver digital experiences and drive business growth without having to write any custom code. That's why it's our mission to empower enterprises in complex and regulated industries to re-imagine application development by enabling them to be connected, innovative, quick, and nimble. Backed by leading investors including Everstone Capital and Paulson & Co, Innoveo’s cloud based, AI enabled no-code platform is currently in production globally at over 30 industry leaders across insurance, financial services, healthcare and real estate. With Innoveo, you’ll get the solutions and industry expertise you want, plus a little extra: a thoughtful, no-nonsense experience delivered with a refreshing dose of honesty. -
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TrueLayer
TrueLayer
TrueLayer is the leading technology company providing secure, global access to financial infrastructure. Developers use our APIs to build best-in-class products that securely access data and initiate payments in real-time. Founded in 2016, TrueLayer is connected to major banks across the world, backed by leading venture capital, and trusted by some of the biggest names in fintech including Monzo, Revolut, and Zopa. By making the power of open banking accessible through our platform, TrueLayer enables developers across any industry — from startups to enterprises — to reinvent financial services. TrueLayer is available in the UK, Europe and Australia. Easily integrate next-generation payments and financial data into any app. Build powerful products your customers love. Send and receive money on the fastest rails at the lowest rates with a first-class user experience. No cards. No fraud. No chargebacks. -
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BankPoint
BankPoint
Made for commercial banks and commercial lenders, BankPoint seamlessly overlays your core banking system with a simple, user-friendly solution that will dramatically improve and simplify the way your institution operates. Learn why forward-thinking financial institutions are adopting BankPoint to improve areas including Loan Pipeline Management, Loan Portfolio Management, Covenant Tracking, Loan Review, Document Management, and more. -
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Toqio
Toqio
The smartest fintech platform for the smartest ideas. If you have an idea, we have the platform. Our white label digital finance SaaS lets you quickly launch and monetize new solutions for your customers. From Cards and Financing products to Bank accounts, choose the Toqio products you need to launch your unique proposition. Choose from our pre-integrated fintech and financial service partners or connect your own solutions to the Toqio platform. Our white label SaaS platform allows you bring your brand to life with your own look and feel and user experience for your solution. Applications are hosted & managed by Toqio, while clients take advantage of our innovative pipeline of new products. Build your new financial application easily, quickly, and and cost effectively. Our ready-to-go fintech SaaS platform and marketplace makes innovating simple. Access the end-to-end products you need to take on the fintech market leaders. -
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NexJ CRM
NexJ Systems Inc.
Each of our 6 industry-specific products are tailored to your specific vertical to help you meet your business objectives. CRM for Wealth Management - helps advisors grow assets under management by forging deep client relationships. CRM for Private Banking - helps Relationship Managers grow assets under management by solidifying client relationships. CRM for Commercial Banking - helps bankers drive upsell and cross-sell opportunities by delivering personalized service. CRM for Corporate Banking - helps business bankers drive upsell and cross-sell opportunities by connecting insights and sales teams across regions. CRM for Sales, Trading & Research - helps users maximize profit and optimize capital usage CRM for Insurance helps agents drive renewals and cross-sell opportunities. Our products can meet all of your CRM needs in a single package – this includes Sales, Service and Marketing capabilities which are tuned to your specific industry. -
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Teller
Teller
One easy-to-use API to verify account details, move money, make payments, view transactions, and more. The easiest way for users to connect their bank accounts to your app. Teller provides your app with beautiful account enrollment screens that send all sensitive data directly to our secure servers, bypassing yours and leaving you one less thing to worry about. Teller connects to every bank using real APIs. Other providers mostly screenscrape, an extremely brittle and slow technique that means they have poor uptime, are slow, and return stale data. Teller provides live, up-to-the-minute bank data in a reliable and predictable manner. One easy-to-use API to verify account details, move money, make payments, view transactions, and more. See for yourself, run the request on the right by copying the command and pasting it into your terminal. Bank account connections you can rely on, are designed for your peace of mind. -
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Elysys Loans
Elysys
Why develop proprietary systems when Microsoft’s next generation of ERP comes with core best of breed financial accounting, banking, security and technology frameworks? Elysys leverages the power and scalability of the mighty Microsoft Dynamics 365 Business Central platform. We bring sustainable advantage, particularly for the delivery of highly specialized treasury management applications.Capital and interest movements, accrued interest entries, forex revaluation gains and losses, long/short term loans are all accounted automatically as per IFRS or GAAP requirements and according to pre-defined flexible accounting rules. Loan transactions are processed straight through to the back office across all accounting ledgers and sub-ledgers. Easily produce ad-hoc and automated reports such as loan simulation reports, loan schedule reports, loan statement reports, loan redemption reports, etc. -
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Sandbox Wealth
Sandbox Wealth
Sandbox Wealth is a unified, enterprise‑grade fiduciary banking platform that centralizes cash management, credit, and analytics for families, business owners, investment advisors, and family offices. It provides custom liquidity rails by integrating complex financial data with banking partners and lenders, offering above‑market interest on cash, streamlined access to credit, and transparency into both liquid and illiquid assets. Users gain robust enterprise‑grade reporting, next‑generation banking insights powered by “Sandbox Navigator” AI, simplified underwriting workflows with a system‑of‑record for lender reporting, and a holistic platform to manage spending, saving, and analytics across personal and business accounts. Future roadmap includes late‑2025 launch of deposits (individual, joint, business checking and savings, multi‑currency global deposits, remote check deposit), virtual and physical cards, and mobile wallet integration. -
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Total Bank Solutions
Total Bank Solutions
At Total Bank Solutions, we combine deep industry experience, superior business processes and proprietary technology to create flexible wealth management solutions. Our Insured Deposit Program provides cash investors with the benefit of extended FDIC insurance and, for participating banks, a stable, diversified and cost effective source of deposit funding. It also supports the placement of reciprocal deposits as part of one integrated deposit sweep solution. With over $80 Billion in assets under administration (AUA), TBS is a leading provider of insured deposit programs. The TBS Loan Management System is an end-to-end securities-based lending platform that connects banks with excess lending capacity to intermediaries and their clients. Now advisors and banks can offer clients competitively priced securities-based lines of credit, which offer better rates and tax incentives for customers compared to home equity loans. -
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Basiq
Basiq
Basiq is the leading open banking platform enabling developers to build innovative financial solutions. We provide secure access to customer-consented financial data and powerful APIs that uncover valuable insights. We're powering the future of financial apps and services with solutions for wealth managers, banks, fintechs, and more. Get access to complete and reliable banking data to deliver more engaging, personalised digital banking experiences. Use our advanced income algorithms to reliably identify all sources of income such as regular, variable and casual income streams. Enabling you to streamline individual assessments and make faster lending decisions. Provide your customers with a rich digital experience by helping them better understand where they’re spending. Use Basiq Enrich to identify the merchant, location and category of each bank transaction.Starting Price: $0.39 per user per month -
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Lendscape
Lendscape
The platform behind modern business financing In today's fast-paced lending environment, you need to react at the speed of the market. Over 120 banks and finance providers worldwide trust our progressive lending technology to help them optimise performance, reduce risk and deliver an excellent customer experience. Across invoice finance, factoring, asset based lending (ABL), supply chain finance, asset finance and more, our comprehensive, flexible platform gives you the power and agility to stay ahead of the curve. -
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Parlay
Parlay
Applicant portal helps small businesses build complete packets in record time. Empower your financial institution to offer a cutting-edge loan origination enhancement tool under your brand, providing a seamless experience for your users. Customize our platform to align perfectly with your brand, ensuring a familiar and engaging user journey. Seamlessly connect our solution with your systems for a unified and efficient loan processing experience. Drive user engagement and loyalty with an intuitive platform that keeps your customers consistently connected. Maximize loan approval rates using readiness scoring and personalized recommendations. Monitor applicant readiness and maximize underwriting efficiency using data-driven analytics. -
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Belvo
Belvo
Connect your app to your users’ financial data in the easiest and most secure way through a single Open Banking API. Build engaging and next-generation products your users will love. Your users' financial data comes in multiple formats, from different sources. We connect to over 90% of personal and business bank accounts in Latin America, as well as tax institutions and gig economy platforms. Our Connect Widget can be integrated into your product in just minutes. Save months of development and focus on what really matters to you. Our platform is built on top of best-in-class security infrastructure and we are currently going through ISO 27001 certification. Connect your users’ financial accounts and enrich their data in simple steps. From lending to smart saving, we’ll help you create what your users need. Access, aggregate, and interpret customers’ financial information, such as their income, to build better borrowing experiences. -
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Decta
DECTA
End-to-end solutions of payment processing, acquiring, and white label cards for banks, PSP-s, Fintech-s, and online merchants. Robust payment system to accelerate business growth. Processing, full in-house PCI Level 1 certified processing for VISA, Mastercard schemes Issuers and Acquirers in EUROPE and Asia-Pacific region. Top-edge E-commerce payment gateway solution included in the technical processing service. DECTA Gateway API. Integration for authorization switching is possible both through ISO 8583-based protocol and REST API. For live program management, DECTA Issuing API is used. Switching & Clearing. DECTA uses Active-Active deployment for all critical processing systems, which allows supporting up to 99,99.. uptime even including planned downtimes for system upgrades and ICO releases. -
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Solaris
Solaris SE
Our Banking-as-a-Service platform has everything you need to build your own banking products. Solarisbank is a technology company with a German banking license. With our straightforward APIs, you can integrate our fully digital banking services directly into your product. We have mastered the technical and regulatory complexities of banking, so that you can focus on what's really important: your customers. Create your own banking product with our powerful APIs. Build your own neobank with our Digital Banking and Cards APIs. We take a B2B2X approach, meaning you remain the owner of the full customer relationship. Our simple and self-explanatory API documentation will have you up and running in next to no time. Our Banking-as-a-Service platform is based on modern RESTful APIs that can be mixed and matched to suit your needs. We shoulder the regulatory burdens of running a licensed bank, so you can focus on your customers’ needs. -
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Encapture
Encapture
Reduce loan turn times, increase team bandwidth, automate manual checklists, and eliminate compliance risks. Innovative financial institutions trust Encapture to drive efficiency so they can focus on growing their businesses. Augment your existing digital experiences with machine learning. Provide immediate feedback and reduce processing time by auto-validating supporting documents. Improve loan margins and reduce overhead costs by eliminating tasks that require manual verification and data entry. We listen to our customers, take time to understand your business processes, and provide data on the financial impact. Our solution can be adapted to your use case and business process, not the other way around. -
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Apex Banking Software
Apex Softwares
Our core business focuses on delivering a wide range of solutions for automation of financial operations covering banking areas such as retail banking services, portfolio management, and savings, current and fixed deposit accounts. The solutions also offer multiple delivery channels and back-office processes coupled with an integrated general ledger. Other operations covered by our solutions are critical non-banking functions such as; micro-finance management and statutory reporting amongst others. We also offer client-facing solutions in electronic delivery channels such as ATM & POS management, reconciliation and settlement, mobile, agency banking and Internet banking Systems. People & technology are our greatest assets & business base. We enjoy closely working with clients in developing solutions.Starting Price: $1,500 per month -
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MX
MX Technologies
MX helps financial institutions and fintechs utilize their data more effectively to outperform the competition in a rapidly evolving industry. Our solutions enable clients to quickly and easily collect, enhance, analyze, present, and act on their financial data. MX puts a user’s data on center stage, molding it into a cohesive, intelligible, and interactive visualization. As a result, users engage more often and more deeply with your digital banking products. The Helios cross-platform framework gives MX clients the ability to offer mobile banking across a range of platforms and device types — all built from a single C++ codebase. This dramatically lowers maintenance costs and powers agile development. -
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Unit
Unit
Unit is the leading embedded finance platform that helps tech companies launch embedded capital, banking, and bill pay. Its ready-to-launch solutions require zero build and can go live in as little as three weeks - helping companies grow revenue, delight customers, and win their markets. Unit’s products serve millions of users across customers like Wix, Bill.com, Honeybook, Relay, and Homebase. Headquartered in New York City and Tel Aviv, Unit is backed by top investors like Accel and Insight Partners. -
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AllCloud Enterprise (ACE)
AllCloud Enterprise Solutions
AllCloud is a Unified Lending Technology platform which offers a comprehensive solution that brings together various aspects of lending, such as loan origination, management, and collections, into a single platform. It enables lenders to process loans faster, more securely, and with greater accuracy, providing an exceptional user experience for both borrowers and lenders. One of the main benefits of Unified Lending Technology is its ability to quicken go-to-market. It allows businesses to configure credit products with a few clicks and meet every customer need, making it possible with numerous integrations and a super solid low-code platform. By reducing the time required to launch new products, unified lending technology provides businesses with a competitive edge. Another advantage of Unified Lending Technology is its strong security and compliance features. The technology employs the best cloud infrastructure to make sure data is bank-grade secure and inherently compliant. Wit
