Audience
Companies interested in enriched transaction data they can build on
About Spade
Spade’s API provides granular merchant, category, and geolocation details, using ground truth—not guesswork—to deliver exceptionally accurate results in real time. Leverage a ground-truth data network that matches transactions to actual merchant identities, instead of relying on scraping and speculation. Get complete, standardized data for >99.9% of merchants in the U.S., from nationwide chains to small local shops. Go beyond MCC and NAICs codes to precise spend categories and geographic coordinates, plus additional fields like logo, website, business hours, and customer spending histories. Have your transaction data processed, enhanced, and returned in under 50ms—well within card authorization windows and much faster than other enrichment engines. Get up and running quickly with a simple, turnkey integration that can be completed in under an hour.
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1. Clear Transaction History
Fuel digital transactions with accurate merchant insights (logo, GPS, category, CO2, URL, Google Place ID and more).
2. AN4569 Compliance
Be compliant with Mastercard’s Revised Standards for Enhanced Merchant Data Display and stay ahead of your competition.
3. Personal Finance Management
Empower users with valuable spending insights, including subscription overviews and more.
4. Hyper-personalization
Tailor services and offerings to individual customer needs and preferences using accurate transaction data.
5. Customer Behavior Insights
Gain actionable data insights to prevent fraud, improve credit scoring models, and targeting.
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fino.digital
fino.digital is a market-leading driver of innovation in account and data analysis technologies. We develop customized software solutions for our customers and partners that create prospects for new business models in the B2B and B2B2C sectors. Our declared mission is to give value to data and turn it into valuable insights for our customers through pioneering data analytics solutions. Our AI-based data analytics technologies analyse the account transactions pre-authorized by private or business customers in real time and use them to automatically generate valuable information on financial and life situations, credit and loans, contracts and pension gaps, real estate, liquidity and even recognise life-changing moments, such as retirement or the birth of a child. Whether sales impulses, credit checks, invoice & transaction matching, risk analysis, or improved customer experience for your processes, our products create real added value from data for you and your customers.
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Pricing
Starting Price:
Free
Free Version:
Free Version available.
Company Information
Spade
Founded: 2021
United States
spade.com
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Product Details
Platforms Supported
Cloud
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