Alternatives to Soft Pull Solutions
Compare Soft Pull Solutions alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Soft Pull Solutions in 2026. Compare features, ratings, user reviews, pricing, and more from Soft Pull Solutions competitors and alternatives in order to make an informed decision for your business.
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1
Banker's Dashboard
Deluxe
Get anytime, anywhere access to your bank or credit union’s financial performance. Get insights into your bank or credit union’s financial performance from anywhere with secure, cloud-based access. Get margin components, branch performance, forecasts and more with point-and-click simplicity. Banker’s Dashboard and Credit Union dashboard integrate seamlessly with your core processor. Quick and easy setup, so you can start improving your bottom line right away. Automate reporting and eliminate errors, freeing you to focus on more value-added tasks. Quickly run and revise multiple forecast scenarios, so you can analyze variances and alternative strategies. Measure and compare branch performance. Institute best practices and hold each branch accountable for better results. -
2
Cloudsquare Credit
Cloudsquare
Get access to the three major credit bureaus and pull credit reports directly from Salesforce, reducing costly human errors, improving efficiency, and enabling faster and better credit decisions. Cloudsquare Credit is a credit reporting tool that connects to Experian Equifax and Transunion via FactualData enabling underwriters to make credit inquiries directly from within Salesforce. Users get fast and easy access to essential credit check data, the option to run soft or hard pulls, and the ability to fully automate the decision-making process according to their unique business model. Integrate Cloudsquare Credit within your application and underwriting workflows to trigger both soft and hard pulls automatically, reducing human errors and decreasing time-to-decision. All data points from the reports are parsed out individually into Salesforce, meaning you can create sophisticated business logic to automate the qualification process and predetermine what happens next. -
3
SelectFI Lender Selector
SelectFI
Soft credit pulls do not impact customer credit scores, which helps to reduce the resistance that customers raise when it's time to estimate their financing. Many of our clients encourage customers to complete our simple process before coming to their lot. SelectFI simplifies and improves the way your team accesses and internally works out a deal for customers. The process reduces errors and speeds up the F&I process for each transaction. Your team will be amazed by the results once they experience our Lender Selector software. SelectFI Lender Selector is a predictive lending software that allows dealerships to instantly generate multiple financing estimates for each of the dealer's lenders from a soft credit pull. The result is higher closing rates, better efficiency for your team, and greater regulatory compliance. Daily variances in the lending landscape make it harder to anticipate which lenders are likely to approve customers based on their credit profiles. -
4
Acqualify
Acqualify
Acqualify is a soft-pull credit reporting software that delivers instant, no-impact credit insights to help businesses qualify, convert and nurture consumer finance leads while protecting consumer credit scores. It lets users prequalify prospects before a full credit application, saving on unnecessary hard credit checks and reducing lead costs by eliminating expensive and score-denting inquiries. Acqualify’s process accepts leads manually or automatically through web forms or an API, returns real-time credit scores, and helps filter out ineligible leads so teams can focus efforts on qualified prospects and re-engage borderline cases as scores improve. It integrates with CRM systems and webforms for a frictionless lead experience and supports unlimited soft credit pulls, score improvement alerts, and partner programs. It enhances sales funnel efficiency by reducing outreach to unqualified leads and cutting spend on credit reports. -
5
eCredit Complete
Credit Bureau Connection
Credit Bureau Connection has roots in the credit report, regulatory compliance, sales, desking, and F&I system development fields dating back to the early 1980's. In recent years, Credit Bureau Connection, also known as CBC, has become a recognized industry leader in credit reports, online credit applications, fraud detection and prevention, and regulatory compliance solutions. CBC is proud to be one of only a few authorized resellers to the automotive and related industries for all three credit reporting agencies: Experian, TransUnion, and Equifax. We have established, long-term, exceptional-standing relationships with each of the credit reporting agencies. CBC integrates with seamlessly many CRMs/DMSs or thru an XML push to every CRM/DMS available. DealerTrack and RouteOne data push and the ability to pull CBC bureaus is also available. CBC powers the largest lending platforms in the industry as well as many of the top dealer groups in the automotive space.Starting Price: varies -
6
Funding Suite
Covius
Covius’ Funding Suite® solution offers a comprehensive range of credit, verification and fraud solutions. Services offered include individual and merged reports from all three credit repositories, multiple credit scoring models, and custom credit scoring plans and tools as well as updates, verifications, supplemental lien and judgment reports ordered through our proprietary, secure Funding Suite platform. Our customizable credit solutions let you choose the number of repositories and configure our “Smart Credit” upgrade to a three-vendor report without having to re-pull a consumer’s file. Within our interactive Smart Credit report you can select sorting options and custom views to help analyze data faster and more efficiently. Originators and Servicers can order soft pulls to monitor for ongoing creditworthiness and for borrower retention efforts. -
7
Jocata GRID
Jocata Financial Advisory & Technology
At Jocata Financial Advisory and Technology, we are a product company building digital lending, digital onboarding, AML, and fraud management solution for the BFSI industry. We are headquartered in Hyderabad and currently serve many leading top banks and NBFCs in India and abroad. Our technology platform, Jocata GRID, is a fast, adaptive digital ecosystem that handles millions of transactions per day, delivering solutions that drive business growth, streamline operations, provide risk-adjusted insights, and ensure regulatory compliance. Our configurable workflow engine brings all key operational stakeholders onto one unique virtual platform for efficient management and monitoring of business processes. From pulling in customer-related information from multiple sources like financial institutions, watchlists, statutory authorities, credit bureaus and social networks, to processing and analyzing it using the latest technologies, and finally, presenting it in the most convenient manner.Starting Price: $100,000 per feature per year -
8
ComplianceOne
Wolters Kluwer Financial Services
Bringing all your lines of business (including lending, deposit, mortgage, and IRA), integration to your Core plus your necessary business-to-business (b2b) interfaces like a flood, credit bureau, HMDA, e-signature, and MORE into one solution! ComplianceOne® is a highly configurable loan origination solution and loan processing system that provides you with access to a wide range of features that you can choose and activate when your business needs them. No more wondering if your document’s contents pass the compliance test. Let ComplianceOne works its’ magic using our industry-leading content engine, Expere®, while you focus on your client. 5 of the top 10 and 60% of the top 30 U.S. banks are using our Expere compliance content! Have complementing services at your fingertips! Key services and B2B interfaces, like credit bureau, identity verifications, flood pulls, HOEPA, CRA/HMDA reporting, E-Signatures and more! -
9
TenantMagic
TenantMagic
Online rental applications and background screening for residential and commercial properties. Request and access applicant verification documents such as pay stubs, bank statements and photo IDs within the TenantMagic program. TenantMagic includes an online rental application. You get our comprehensive screening reports within minutes after your applicants complete the last step in our process, identity verification. Credit score with tradelines, late payment, collections and civil judgements. Recommendation based on credit history and household income. Soft pull, does not affect the credit score of the applicant's. Reported by the eviction courts. Includes all filings, and nationwide coverage. Application included with the screening reports. Completed and signed online by each of the applicants. Each co-applicant receives a link to complete their own application. We are driven to deliver results for all your businesses.Starting Price: $37.50 one-time payment -
10
Pre-Approval Of One
Equifax for FinTech
Pre-Approval of One allows consumers to initiate an application for credit with no impact to their credit score. Lender evaluates applicant’s creditworthiness and offers a commitment to lend, subject only to collateral requirements or conditions. A hard inquiry will be posted if the consumer moves forward with taking the pre-approved offer and meets the conditional credit requirements. Create a single, low-friction experience for credit seekers as well as credit applicants. Help boost take rates by collecting all the information that you need to underwrite the consumer at the time of ingest. Establish consumer expectations and acknowledging they are valued by reducing their time commitment in the application process. -
11
700Credit
700Credit
700Credit is the largest provider of credit reports, compliance solutions and soft pull products to automotive, RV, marine and powersports dealers. Our product and service offerings include credit reports, prescreen and pre-qualification platforms, adverse action and risk-based pricing notices, red flag, OFAC search, MLA, synthetic fraud detection, identity verification, score disclosure notices, and more. Our Compliance Dashboard is a complete monitoring solution, which is unique in the industry and helps you stay on top of and manage credit reporting and compliance from one single view. This dashboard closely monitors your efforts to ensure compliance processes are being followed. We support both single and multi-rooftop views, ensuring you have your finger on the pulse of every compliance aspect in your business. -
12
SettlementOne
SettlementOne
For over 20 years, SettlementOne has been a nationally recognized leader providing credit and data verification solutions to U.S. banks, mortgage lenders, mortgage brokers and credit unions nationwide. SettlementOne provides innovative, fully compliant web-based platforms that help mitigate risk, while improving operational efficiency and streamlining the lending process. Established in 1999, SettlementOne is one of the nation’s largest suppliers of mortgage data, providing financial institutions and consumers with secure, efficient and cost-effective solutions that streamline the mortgage origination and lending process. Contact us for more information on how we can help your business. Assessing a borrower’s creditworthiness is built on quick and accurate data analysis from all three bureaus. Experian, TransUnion and Equifax. SettlementOne’s credit report solutions provide easy-to-read report formats that go well beyond the FICO scores alone. -
13
iSoftpull
iSoftpull
Focus on prospects with the credit condition to close, and less time on prospects that have no chance. By spending time on deals that have the credit condition to qualify, our customers find that they increase sales and revenue. iSoftpull takes the guesswork out of knowing if a prospective client has the credit condition to qualify for financing. Sign up for a free demo account to see the software in action. iSoftpull enables businesses to optimize their sales and marketing efforts by giving them on-demand access to TransUnion and Equifax credit reports. By knowing your customer's credit score right out of the gate, you can send marketing material relevant to them. No more wasting ad spend and other marketing costs on leads that have no chance in qualifying. -
14
Nav
Nav
Nav is a business credit and financial health platform that helps small businesses track, monitor, and build their business and personal credit profiles across the major bureaus (Experian, Equifax, and Dun & Bradstreet) in one centralized dashboard so owners can see where they stand and understand what lenders and partners see when evaluating creditworthiness. It provides real-time credit monitoring, alerts, detailed credit reports, score tracking, and cash flow health tools to help users spot changes, correct errors, and make informed decisions about credit and financing. Nav also matches businesses to financing opportunities by analyzing their credit and financial data to recommend loans, credit cards, lines of credit, and other funding options that fit the business profile, helping streamline what can otherwise be a confusing research process. With optional memberships like Nav Prime, users can build business credit faster through tradelines.Starting Price: $39.99 per month -
15
Credit Versio
Credit Versio
Credit Versio automatically imports your 3 bureau credit report without creating a hard inquiry. Credit Versio’s Artificial Intelligence knows which accounts are hurting your credit and helps you create powerful disputes to remove them. Dispute as many accounts as you want on all 3 bureaus at the same time. It doesn’t matter if you have one account or fifty accounts to dispute, Credit Versio can easily manage and track all of them. Letters are far more effective at getting accounts permanently deleted than online disputes. Credit Versio’s letter generator helps you create effective disputes based on consumer protection laws. Every month Credit Versio imports your new 3-bureau credit report and shows which accounts were deleted and your new credit scores. If an account wasn’t deleted, Credit Versio will suggest a new strategy for additional disputes.Starting Price: $19.95 per month -
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Credit Repair Magic
Credit Repair Magic
Credit Repair Magic is different. It's not the same-old typical software, but a step-by-step system that anyone can easily follow. You get true point-and-click simplicity with the world's most effective system for permanently removing negative items from your credit reports. It's the only system that can bypass the credit bureau's scanning computer, and that alone increases your chances of a successful dispute by 30% to 40%! Credit Repair Magic's one-of-a-kind system is protected by the United States Patent and Trademark Office and international copyright. No other credit repair system uses this unique approach. The unique Credit Repair Magic System is designed by a 28-year veteran of the credit industry, with insider input from former employees of the big three credit bureaus. The Credit Repair Magic System is updated continuously for accuracy--not every four or five years like most programs. -
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Uptiq
Uptiq
Uptiq is an AI-driven platform built specifically for financial services that enables banks, credit unions, fintechs, wealth firms, and non-bank lenders to automate complex workflows, accelerate decision making, and modernize operations by deploying intelligent, outcome-focused AI agents tailored to regulated finance use cases. Its core product, the Uptiq AI Workbench (also branded Qore), lets institutions build, customize, and deploy purpose-built AI agents without coding using low-code/no-code tools, ready-to-use templates, and finance-native skills for lending, compliance, onboarding, underwriting, risk monitoring, and wealth management, all connected through secure integrations with core banking systems, CRMs, and data platforms. These agents automate tasks such as loan origination, document extraction and validation, credit memo generation, digital account opening, business analytics, and customer engagement. -
18
Laser Credit Access
Laser Accuracy
LASER Credit Access creates a seamless integration from your salesforce org to the Industry leading providers of credit data. Experian, Equifax or TransUnion or one of almost 40 CRA’s. Including MeridianLink, CBCInnovis and Factual Data. Once you’ve installed the LASER Credit Access app from the AppExchange and had an opportunity to test it and realize how much it can improve your workflow, you’ll need to set up a full account so that you can start running live credit reports directly from Salesforce to your credit bureau account. Please note that setting up an account typically takes about 24 hours after you’ve submitted your account set up form. To set up an account we will need to collect some specific information about your account with the credit bureau that you will be using. Each of the credit bureaus information is a little different so be careful in completing the account set up form. It will not work unless the data is 100% accurate. -
19
TenantReports.com
TenantReports.com
Tenant Credit Report data is an effective starting point when Screening a tenant application. Credit Reports are available instantly online through TenantReports.com with access to all three major credit bureaus, (TransUnion, Experian and Equifax). Use our online portal to process tenant screenings and receive immediate results. Email application for completion and collect electronic signature. Add to your website to keep your applicants on your page. Send us your applicants and get your reports within a 1 hour turnaround time. Our mission is to provide tenant screening solution with the most accurate tenant reports, fastest results, supported by the best customer service in the industry at the lowest cost to our clients. We provide a a full scope of reporting to meet your needs including credit reports, criminal background checks, eviction checks, as well as other reports and services such as SSN Verification, and Tax Return Verification. -
20
CRS Credit API
CRS
Power fast, compliant financial decisions with all-in-one credit data API solutions. Experience the advantage of credit data-as-a-service with CRS. Equifax, Experian, and TransUnion credit reports, plus public records and alternative data – all in one place. Hassle-free lending, screening, and credit monitoring start here. CRS helps navigate the sea of data products to deliver cost-efficient, scalable, compliant data solutions that fit like a glove. Start pulling credit data in less than 2 weeks with an all-in-one credit data API integration set up in days. One contract, one vetting process, and fully managed compliance make working with credit data a breeze. The fastest way to integrate credit and regulated data into platforms and processes is with an API that’s tailored to your language and framework. Our independent API is secure, redundant, and scalable. Responses are clean and clear. Save time with the new credit industry API standard, only with CRS. -
21
TransUnion SmartMove
TransUnion
Credit checks you can trust, designed specifically for tenant screening. SmartMove tenant credit checks use ResidentScore to predict rental eviction risk 15% better* than traditional credit scores, helping landlords make a more confident rental decision. Over 370 million criminal records from state and national databases provide comprehensive information for landlords. One of the largest evictions databases subject to the FCRA with 27 million eviction records, covering all 50 states plus Washington D.C. Know which applicants need additional verification, skip the rest. Screening tenants used to be just for large professional property management companies. It's easy to understand why: pulling certain types of tenant background checks like tenant credit reports isn't possible for most individuals. This includes resident screening for many rental property owners, real estate agents and even small property management companies.Starting Price: $25 per screening -
22
RISQ
RISQ
Our financial software solutions offer a fully integrated, wholesale banking approach, while focusing on the institutional side of banks. More than a half of a bank’s income is generated from wholesale banking, yet most of the processes are still manual, customer service is poor, and decisions take a long time. We turn your bank into a Fintech, by offering an AI-enabled solution which covers the entire spectrum of commercial lending. Digitise your entire SME lending process for faster and smarter credit decisions. Our AI-powered credit management platform digitalises your entire SME lending process from initial onboarding, scoring and credit bureau integration to disbursements and ongoing servicing. All this enables you to save significant time on the application process, enrich your customers’ banking experience and make smarter decisions with AI-driven prioritisation processes. -
23
Monsoon CreditTech
Monsoon CreditTech Technologies
Monsoon’s machine learning powered underwriting models identify persistent patterns that enable us to predict future repayment behavior from borrower data (e.g. credit bureau data, bank statements, demographics, location related data and if available, alternate data). These patterns are unique to every lender based on the way they source borrowers, underwrite to borrowers and collect from borrowers. Our machine learning engine “learns” these patterns from every lender’s historic portfolio and application level data, combined with the repayment data associated with every borrower in the portfolio. Monsoon CreditTech’s technology is used by 24 lenders across a wide range of portfolios in the Retail lending and MSME lending spaces. Some of the loan products supported in the Retail lending space are Consumer Durable loans, Personal loans, Four/Two -Wheeler loans, Home loans and Credit Cards. -
24
lend.ezee
Ezee.ai
lend.ezee is an AI-powered, no-code lending ecosystem that empowers banks, NBFCs, credit unions, and fintechs to launch and scale digital loan products in days — not months. It unifies origination, KYC, underwriting, decisioning, disbursal, and servicing into a seamless, interoperable platform. With built-in rule-based and AI-driven decision engines, dynamic workflows, and multi-bureau integrations, lend.ezee slashes tech dependencies by 80% and accelerates lead-to-loan conversion by up to 20x. Lenders can instantly configure credit products, automate document processing, enable real-time risk scoring, and eliminate manual compliance gaps. Designed for teams, not developers — lend.ezee ensures agility, security, and scalability across consumer, business, and secured lending, while reducing CAC by 30–50% and delivering a faster, frictionless borrower experience. -
25
Nova Credit
Nova Credit
Leverage a single platform to access unified consumer credit data from multiple sources, including international credit bureaus, bank data aggregators, payroll systems, and automated document data. Access trusted, consumer permissioned financial data to unlock new consumer segments — all while maintaining your risk profile. Leverage data from multiple sources, including credit bureaus, banks, payroll systems, and documents to increase coverage and uptime while optimizing for latency. Prevent fraud with source-based data and improve risk assessments with true income and more accurate debt-to-income ratios. Automate income verification processes with more data sources to increase coverage, improve completion rates, and reduce fraud. -
26
Dealer eProcess
Dealer eProcess
As the increase in online shopping continues to grow, digital retailing is essential for both you and your customers. Our solution walks customers through each step of the process. It starts with a credit pre-approval that includes a soft pull, moves to a trade-in option with loan matching, and finishes with a finalized deal that includes choice of lender, warranty, accessories, and local taxes. This seamless experience has been carefully designed to maximize leads by allowing customers to shop at a pace they feel comfortable with from the comfort of their homes. Our Digital Retailing tool syncs up with all OEM feeds to make sure that your customers are always given the current rebates and incentives. Our user-friendly incentives page makes it easy for shoppers to choose the rebates they qualify for. -
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Rightfoot
Rightfoot
Rightfoot provides secure connectivity to millions of business and personal accounts, without requiring a log-in. Our proprietary technology eliminates the customer burden of remembering various passwords across their financial footprint. Rightfoot shines a light onto accounts previously opaque, giving you a comprehensive financial picture of your customers. A customer's financial picture can dramatically change since the last refresh of credit bureau data. Rightfoot taps into the source of truth so you can make confident underwriting decisions. Determine creditworthiness with visibility into chargebacks, payment disputes, & more. Unlock seamless product experiences by avoiding industry-standard 40% dropoff. Leverage customer-level financial data to hyper-target your product offerings. -
28
DisputeBee
DisputeBee
Our software walks you through the process of generating dispute letters that you can send to credit bureaus, debt collection agencies, banks, lenders, and other furnishers on behalf of your clients. DisputeBee is incredibly easy to use. The goal of disputing inaccurate items with DisputeBee is to get those items completely removed from your client's credit report. This includes collections, credit inquiries, late payments, bankruptcies, medical debt and more. Before you can begin the credit repair process, you'll need to import a credit report. Our software will walk you through exactly how to get access to your client's credit report, how to import it into DisputeBee, and how to monitor it for changes such as when negative items like collections and inquiries get removed from the report.Starting Price: $39 per month -
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RentTrack
RentTrack
RentTrack is a streamlined payment portal for renters that’s unlike any other. By solving a problem everyone else ignored we’ve leveled the playing field. For most renters, rent is their biggest monthly expense, but until now, renters have never had the credit-building advantages homeowners take for granted. By reporting rent payments to all three major credit bureaus – the ones lenders use to assess credit worthiness – renters can now build credit and take control of their future as they pay their rent. Give residents a reason to pay online, and on-time. Get the best of both worlds: fast and convenient online rent payments, plus a credit-building incentive for renters. Your residents can pay rent online by ACH or Credit Card. Funds transfer directly to your account within one business day for all payment types - with no rush fees. Incentivize on-time rent payments with positive reporting to reward your responsible residents. -
30
Metro2
Switch Labs
Metro2 is cloud-based credit reporting software that helps lenders, credit unions, and fintechs generate compliant Metro 2 files for credit bureau submission. Upload billing data, map fields to Metro 2 format, validate for errors, and export files ready for Equifax, Experian, and TransUnion. Features include automated field mapping, real-time compliance validation, audit trails, customizable templates, and a modern dashboard for managing accounts. Metro2 eliminates the complexity of credit reporting compliance so financial institutions can focus on their core business. Plans start at $19/month.Starting Price: $19/month -
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Nuvo
Nuvo
Nuvo is a B2B commerce platform that streamlines customer onboarding, credit risk evaluation, and trade credit decisioning for businesses. It offers a modern, branded, and configurable credit application flow that verifies a customer’s identity, business principals, and creditworthiness, automatically pulling in relevant financial history, trade references, and risk signals. Once a customer applies, Nuvo delivers instant risk assessments and credit-limit recommendations so sales and finance teams can approve trade credit or cash terms quickly, replacing manual data collection and lengthy credit checks. It integrates with a company’s ERP for seamless syncing, credit decisions, customer data, and order information updates directly in existing systems. Nuvo also offers a centralized credit-management dashboard that tracks customer credit status, invoice aging, days-sales-outstanding, credit utilization, and risk metrics across all clients. -
32
BANC Mall
SS&C Technologies
SS&C Technologies Holdings (NASDAQ: SSNC) is the world’s largest hedge fund and private equity administrator, as well as the largest mutual fund transfer agency. SS&C’s unique business model combines end-to-end expertise across financial services operations with software and solutions to service even the most demanding customers in the financial services and healthcare industries. Banks and credit unions need high-quality information to support credit decision-making and reporting processes. BANC Mall is a web-based tool that provides access to accurate and up-to-date credit reports, vehicle and home valuations, flood reports, business reports and other relevant data. With information from BANC Mall, you can conduct accurate risk assessments and make smarter, more profitable credit decisions. And you can do it all through a single web portal, without paying the high monthly minimums or subscription fees for reports directly from credit bureaus or data providers. -
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Sandbox Wealth
Sandbox Wealth
Sandbox Wealth is a unified, enterprise‑grade fiduciary banking platform that centralizes cash management, credit, and analytics for families, business owners, investment advisors, and family offices. It provides custom liquidity rails by integrating complex financial data with banking partners and lenders, offering above‑market interest on cash, streamlined access to credit, and transparency into both liquid and illiquid assets. Users gain robust enterprise‑grade reporting, next‑generation banking insights powered by “Sandbox Navigator” AI, simplified underwriting workflows with a system‑of‑record for lender reporting, and a holistic platform to manage spending, saving, and analytics across personal and business accounts. Future roadmap includes late‑2025 launch of deposits (individual, joint, business checking and savings, multi‑currency global deposits, remote check deposit), virtual and physical cards, and mobile wallet integration. -
34
Experian Connect
Experian
View the credit report and score of prospective clients or personal connections who have given you approved access. Perhaps you are a landlord evaluating a tenant, an attorney assisting a client or a parent giving advice to your child. When you view someone's credit report and score through Experian, you can be sure you are seeing their information directly from the credit bureau and not from a fax, scanned copy or printout. Consumers will be able to securely authorize connections to view their credit report and score. This may eliminate manual paperwork and save you time – now decisions may be made quickly. -
35
Cloudsquare BankLink
Cloudsquare
Get access to real-time data for bank verifications and make more accurate credit decisions with Cloudsquare BankLink’s easy-to-use user interface. Cloudsquare BankLink is a risk analysis software that integrates Salesforce with the safest and most customer-friendly financial account verification platform, Plaid. Run effortless cash flow analysis. Make faster and more accurate credit decisions. Fully automate your underwriting process. Stop using slow, inefficient, and outdated processes for bank account verification and instead provide merchants with an easy and more secure way to provide sensitive bank information. By connecting to Plaid transactions and balances products, Cloudsquare BankLink gives you instant access to borrower data and helps determine if they will be able to pay back a loan. In addition to transactions, balances, and financial bank details, Cloudsquare BankLink pulls identity and asset info into your Salesforce CRM as well. -
36
One Mortgage System (OMS)
One Mortgage System
One Mortgage System (OMS) is a cloud-based CRM and mortgage processing platform designed by intermediaries for the UK mortgage and protection market to simplify, automate, and centralize the entire client journey from initial enquiry through application submission and tracking, eliminating the need to re-key data across multiple systems and saving intermediaries several hours per case. OMS provides a single, customizable hub that manages client and application data securely in the cloud with encrypted document uploads, automated workflows, and integrated sourcing so brokers can instantly generate ESIS documentation, conduct credit searches, access up-to-date lender criteria, and compare protection products without switching tools. Its powerful integrations with a wide network of third-party providers, including sourcing, valuation, criteria, and credit bureaus, brokers, and lenders, receive real-time updates, decision-in-principle responses, and communication flows. -
37
Darwin Automotive
Darwin Automotive
Today’s customer craves convenience and will spend more money with the businesses that allow them to transact in the way they want to transact. Digital Retailing is still just retailing, and your online customer is still just a customer. With Darwin’s Digital Retailing you are allowing your customer the option to handle more of the process on-line, putting them in the driver’s seat. The majority of vehicle buyers are still payment shoppers yet most digital retailing tools don't allow a customer to shop by payment - Ours does! Our soft-pull solution through 700 credit places soft inquiry on the consumers file, that does not require a consumer's SSN or DOB. Dealers receive live FICO, available revolving credit, recent inquiries + more! We accurately match payments to any DMS in all 50 states. No more having to explain to your customers why their payment isn't the same as what they saw online. -
38
CrediLinq.Ai
CrediLinq.Ai
Credit analysis and data science are where we excel. From an online application to a finalized credit approval or one-click checkout in seconds, we've established the future of credit assessment through integrated alternative data points. Scale your sales growth without risk by offering your clients one-click B2B PayLater payment options. They can borrow money to purchase more supplies & inventory, and you still get paid upfront. Leverage your recurring revenue to access non-dilutive capital to accelerate your growth capacity. Offer your merchants up to 80% of their gross merchandise value (GMV) upfront to keep growing their business. Merchants get one click at checkout, advancing their receivables we wait for buyers and platforms to pay us. Our high-performance technology combines AI and data analytics for a seamless embedded lending solution with no additional income documents or paperwork. Together with you, we're accelerating the growth of the digital economy. -
39
Credit Pulse
Credit Pulse
Credit Pulse digitizes and automates your credit process, reducing manual effort in credit approvals, and continuously monitors your portfolio for credit risk. Go from weeks to minutes with automated bank and trade references. Optimize the allocation of credit across all customers. Extend and restrict credit as risks change to reduce bad debt by 20%. Get notified of changes like NSFs, bankruptcies, liens, bank balances, and credit score changes. Manage your entire credit operation, from applications to approvals, and continuously monitor your portfolio for credit risk. Credit Pulse provides a streamlined credit application with business pre-fill, eliminating the typical ‘back and forth’. Save over 1000 hours of manual effort per year. Gone are the days of manually sourcing third-party data. Credit Pulse centralizes credit bureau reports and 15+ other sources of reliable data. Credit Managers can feel confident making decisions with less effort, especially with SMBs. -
40
Anovaa
Anovaa
Built by lending experts to streamline lending into a more seamless end-to-end experience, the Anovaa loan origination platform delivers a holistic solution that enriches the customer journey and optimizes lending efficiency. Anovaa gives marketers the freedom to target and personalize loan products and services to improve customer acquisition and pull-through. Anovaa organizes and streamlines the loan origination lifecycle into a seamless flow, making it more efficient and reducing overhead costs. Make improvements in processing time, loan team productivity and business manangement. Anovaa is engineered from the ground up to provide lenders with reduced risk and real-time business insights to improve the bottom line. Real time data for fraud reduction, reduced credit risk and analysis in real-time. Grow volume with predictive targeting and personalized loans across all customer communication channels. -
41
Possible Finance
Possible Finance
Possible Finance is a financial technology company offering products designed to provide quick access to funds and help build credit history. The Possible Loan allows users to borrow up to $500 instantly, even with bad credit, and repay over four installments without late or penalty fees. The application process is completed through their secure mobile app or website, and no FICO check is required. Additionally, it offers a $400 or $800 credit limit with no interest or late fees, helping users build a credit history. Possible Finance reports to major credit bureaus, enabling users to improve their credit scores with on-time payments. The company is committed to financial fairness, aiming to guide users toward a better financial future regardless of their past. Build payment history, an important part of credit history, with every on-time payment. Some credit builder loans charge fees, but Possible has no late fees or penalty fees.Starting Price: Free -
42
Lenme
Lenme
Lenme is a peer-to-peer lending platform that connects borrowers seeking quick personal loans or cash advances with financial institutions, lending businesses, and individual investors interested in the smaller loan market. By leveraging technology, Lenme eliminates unnecessary costs, providing borrowers with transparent and immediate access to capital, while offering lenders the same data and tools typically available to large financial institutions. Borrowers can request loans ranging from $50 to $5,000 through a simple three-click process, specifying the desired amount and repayment period. Lenders then compete to offer the most favorable interest rates, regardless of the borrower's credit score. For investors, Lenme provides access to over 2,000 data points on each borrower, including credit reports, banking data, income, and payment history, enabling informed investment decisions.Starting Price: Free -
43
AutomatIQ
Cotality
It’s time to remove the bottlenecks and human error associated with essential mortgage origination processes like employment and income verification. Eliminate disruptions and contract lengthy processes with our AutomatIQ borrower Verification of Employment and Income (VOE/I) solution that reimagines the rigid administration requirements of loan verification and conveniently allows for frictionless integration with existing mortgage origination software. Gone are the days of relying on borrowers to submit pay stubs or individually contacting employers for verification. Instead, seamless integrations with credit bureaus and other trusted data sources provide lenders with quick access to reliable data. And to fill in the final pieces, borrowers can connect you directly to their assets. -
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CRIF
CRIF
Digital Platform, Information, Transformation Services, Outsourcing & Processing, Credit Reporting Agency Services, and Personal Solutions. CRIF.Digital offers solutions that allow your company to enhance and speed up digital transformation, improve the online customer experience and give a new boost to business growth. Credit Bureau and Data Pool, Business Information, Big Data, Identification and Anti-fraud Services, Property Information, Insurance Services, Information Bureau Platforms. Know-how, training, regulatory compliance and analytical capabilities of international-level professionals and experts, and state-of-the-art IT knowledge and technologies. Comprehensive solutions with big data analytics, risk & management consulting, and end-to-end credit management platform. -
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FormFree
FormFree
For the first time, your borrower’s rent payment history can unlock homeownership eligibility. Create more opportunities using our verification of asset (VOA) report that includes 12 months of rent payment history — at no additional cost. The pioneer of digital asset verification. For over 10 years, AccountChek has helped borrowers skip the paper chase when qualifying for a loan. Borrowers send their direct-source financial data straight to lenders in an underwriter-friendly format that reduces delays, manual errors and fraud risk. Real-time insight into borrowers’ assets, income and employment enables better credit decisioning and promotes inclusion by giving lenders an alternative to traditional credit scoring. Real-time data enables better credit decisioning, reduces processing and underwriting times and promotes financial inclusion. -
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TurboDispute
TurboDispute
Manage your business, your team, clients, affiliates, and leads from any computer, tablet or smartphone. It automatically pulls data from the credit reports to create perfect credit dispute letters in seconds. Clients login, sign agreements and monitor their progress, saving you hours on unnecessary calls. Signing contracts and delivering disclosures online has never been easier and more effortless-copy and paste your credit repair contacts and other necessary disclosures. With the TurboDispute affiliate portal, affiliates can send you leads and check statuses with ease. From there, all you need to do is click on the customer’s name to approve. Powerful CRM tools to manage customers and leads giving your company central view, enabling collaboration across your company. The credit repair industry is becoming more important to consumers. -
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Satago
Satago
Satago is forward-thinking cash management software for businesses and their accountants. Risk insights and credit control makes getting paid on time easy and helps you avoid bad debt, while flexible finance gives you access to cash when you need it. Satago connects with 300+ accounting software packages and integrates with all the major email providers, offering an all-in-one cash management solution which complements and enhances your accounts package. Empower your business decisions with real-time credit insight into new and existing customers. Get notified when your customers’ risk level changes and protect your business from bad debt. The Satago team is always on hand to help, whether you’re a business owner looking to save time, or an accountant who wants to offer a wider range of services to clients. Get in touch today. Satago is perfect for remote working. Our cloud-based software allows you to manage your finances wherever you choose.Starting Price: £10/month -
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Finmo
Lendesk
Finmo is a digital mortgage platform for the modern mortgage broker. Enjoy an optimized mortgage experience, from application intake to product qualification to direct to lender submission. An optimized mortgage experience that enables a mortgage in minutes for Canadian mortgage professionals; from application intake to product qualification to direct to lender submission. Upon signing up to Finmo, there is a mobile-friendly, intuitive application link ready to start sending to borrowers. Finmo was built borrower first, meaning everything from document collection to communications is easy and intuitive. When a broker sends the link to the borrower, Finmo analyzes the borrower’s application and automatically requests the right documents from the borrower, and follows up when needed. No action or chasing is needed from the broker. With Finmo’s Equifax integration, quickly pull credit and get liabilities automatically added to the application. -
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Ormsby Street
Ormsby Street
With CreditHQ we provide financial insights to ensure your business is trading with the best customers & suppliers and most importantly we help you get paid on time! Know which company's financials are heading in the wrong direction, find out when someone starts paying all their suppliers late, and spot the trends ahead of time so that you can take the action needed to protect your business. CreditFocus has been providing credit scores and financial data since 2008 to UK small businesses who are keen to understand the risks associated with trading with other businesses. Tools for managing the debt collection process supplement the data, including the ability to send solicitors letters requesting prompt payment. Surviving in business is hard, and in some industries, it’s much harder to survive than in others. You can use this calculator to assess the chances of survival for businesses in different industries, so you know what you’re up against. -
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StellarFi
StellarFi
StellarFi is a fintech platform focused on helping users build or improve their credit by turning everyday bill payments into credit-building opportunities. The core of StellarFi is a white-labeled payment card and accompanying bill-payment and credit-reporting infrastructure; users link their regular bank account, designate recurring bills (rent, utilities, subscriptions, etc.), and StellarFi pays those bills on their behalf when due, then debits the user’s account the same amount. Each payment is reported monthly to major credit bureaus (e.g., Experian, Equifax, and TransUnion) as a credit-account payment, effectively converting ordinary bills into positive payment history that boosts credit scores over time. StellarFi’s card behaves like a line-of-credit account: by regularly paying bills through the card and having them reported, users can build a consistent payment history, potentially improve their credit-use ratio, diversify their credit mix, and establish a credit account.
