Alternatives to SMART Hub
Compare SMART Hub alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to SMART Hub in 2026. Compare features, ratings, user reviews, pricing, and more from SMART Hub competitors and alternatives in order to make an informed decision for your business.
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Bottomline PTX
Bottomline
Whether you’re trying to achieve efficiency in your payment processes, protect your business from fraud, or future-proof your payments, Bottomline’s PTX has you covered. PTX makes your life easier, freeing you to focus on what matters most, the growth of your business. Securely manage funds disbursements to your suppliers, customers, and partners, whether you know their bank details or not. Ideal for refund payments, claims processing, promotional campaigns, or compensation payouts. Take the complexity out of collecting payments and streamline the process of receiving funds into your business. Designed to complement your sales channels and support a range of payment methods, increasing customer conversion. Securely submit, manage, and process your bank payments, whether faster payments, debit, or credit, with a scalable, resilient, and efficient platform directly connected to the UK clearing networks. -
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Cashfree Payments
Cashfree Payments
Cashfree is a B2B payments platform that helps businesses collect and disburse payments with its suite of solutions including Payment Gateway with advanced features like Instant Refunds, Instant Settlements and Card Pre-authorization. API Banking platform - Payouts are used to do bulk disbursals like vendor payments, delivery partner payments, salary disbursals etc. Other solutions include Refunds Suite, UPI Stack, and Marketplace Settlements among others. Achieved with direct integrations with banks, card networks and third-party payment players along with in-house dynamic routing algorithms. Highly customizable APIs to give you desired payment flow. Building your next tech product? We would be happy to provide you the blocks. -
3
Zum Rails
Zum Rails
Merging open banking and instant payments, Zūm Rails all-in-one payments gateway allows our clients to seamlessly utilize the payment rails that best fits their needs in the fastest, safest and most efficient way possible. Zūm Rails supports the entire payments journey, from the customer onboarding process to providing advanced data aggregation and KYC tools, moving funds in real-time with fraud prevention and account validation, as well as managing payment operations and simplifying the reconciliation process – all from a single API. -
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Payall
Payall
Payall Payment Systems delivers purpose-built banking infrastructure to address every aspect of the cross-border payments ecosystem for regulated financial institutions. Their single-shared, global platform automates compliance, risk management, and operating workflows like KYC, KYT (“Know Your Transaction”), sanctions screening, and document collection ahead of transaction execution. The system is backward-compatible with existing core banking systems and offers payment-orchestration across multiple currencies, rails, and payout options, including bank transfers, mobile money, prepaid cards, cash pickup, and name-/email-based payouts. Organizations can process both one-to-one and mass global disbursements via API or spreadsheet uploads, supporting business-to-business, person-to-person, and government payments. Payall promises real-time or near-instant settlement, improved audit transparency, lower costs, and access for populations lacking bank accounts. -
5
ReadyRemit
Brightwell
ReadyRemit is a complete cross-border payment solution with integrated compliance and fraud prevention for financial institutions. It offers easy integration, global reach, and multiple payout options, enabling businesses to securely disburse funds to over 90% of the world's population. ReadyRemit connects to over 180 user countries, 8.5 billion cards and accounts, and 290,000 cash-out locations across 160 currencies. Credit unions, banks, program managers, and fintechs need a comprehensive payment solution tailored for today’s consumers with global needs. The platform addresses challenges such as global connectivity, macroeconomic trends, compliance and regulation requirements, experienced integrations, ongoing resource commitments, and partner integrations. By leveraging ReadyRemit, businesses can streamline their cross-border payment processes, ensuring efficient and compliant transactions worldwide. -
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Ivy
Ivy
Ivy is a unified financial infrastructure platform designed to move money at internet speed by combining payments and banking in one solution that lets businesses receive, hold, send, and convert funds across fiat and stablecoins with a single API. It supports real-time account-to-account payments so merchants can collect funds directly from customers’ bank accounts instantly and reduce reliance on cards, wallets, or intermediaries while improving margins and eliminating chargebacks. Ivy includes products for instant payments, multi-currency accounts with local IBANs, stablecoin settlements, and real-time payouts that send funds directly to customer bank accounts. Ivy’s infrastructure connects local and cross-border fiat rails with major blockchains to enable seamless on- and off-ramps between fiat and stablecoins, empowering global and crypto businesses to manage deposits, withdrawals, settlement, and conversion in a compliant way. -
7
Finzly
Finzly
Enjoy future-proof payment infrastructure with Finzly's award-winning payment core. Unify all payment rails using a single API on a payment hub and provide a rail-independent single payment experience to your customers. Break free from the constraints of legacy core and launch new financial products with unprecedented agility and speed. Launch FedNow & RTP, modernize ACH & wires, or centralize processing using our payment hub. Deliver a modern, customizable treasury experience designed for the digital economy demands. Support embedded banking by offering BaaS through Finzly APIs. Finzly’s award-winning operating system empowers your bank to innovate and compete at scale. FinzlyOS works on a simple, app-based system. Adding new financial products is nearly as easy as adding an app to your smartphone. Retain your current customers by adding on-demand features and attract new customers to your brand. -
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Crezco
Crezco
Receive payments instantly, straight to your bank account, with automatic invoice reconciliation integrated directly with your favorite accounting software. Pay or receive international payments via Crezco directly from and to your existing local bank account. No need to create virtual IBANs or local wallets. Crezco integrates seamlessly with the main accounting software to provide an easy-to-use account-to-account payment solution. Our API is designed to make life easy for your team so your customers can send and receive account-to-account payments immediately. Users create a batch payment and initiate payments with a single authentication. All payments show as individual lines within bank statements. Crezco integrates and recognises CSV files from the most popular accounting and payroll software but also lets you manually import files if needed.Starting Price: $12.68 per month -
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Payment Rails
Payment Rails
Payment Rails is a Global Mass Payments automation system. Payment Rails provides end-to-end support for your AP process that includes white-labeled collection of supplier and partner banking/W9/W8 details, a simple API and dashboard to send payments to anyone in over 200 countries in their local currency with an approval process, and 1099/1042 tax-file preparation.Starting Price: $49.00/month -
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Unified Payments Interface (UPI)
National Payments Corporation of India (NPCI)
Unified Payments Interface (UPI) is a real-time payment system developed by the National Payments Corporation of India (NPCI) that facilitates seamless and instant transfer of funds between bank accounts through a mobile platform. Launched in 2016, UPI revolutionized digital transactions in India by enabling users to send and receive money, pay bills, and make purchases directly from their smartphones without the need for traditional banking methods or card details. It uses a Virtual Payment Address (VPA) to simplify transactions, eliminating the need to share sensitive bank details. Highly secure and interoperable, UPI integrates multiple banks under one interface and supports features like QR code payments, scheduled transfers, and peer-to-peer payment requests. Its wide adoption has significantly contributed to India’s shift towards a cashless economy. -
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DocumentIQ
Transactis
Solutions that automate receivables, improve cash flow, and increase customer satisfaction, are delivered through the largest banks and business service providers. Transactis is the industry leader in electronic bill presentation and payment technologies. Our solutions simplify your receivables process, increasing your speed of pay and driving customer engagement. Transactis transforms traditional billing and payment processing with innovative, reliable, and secure digital solutions. Our advanced technology simplifies receivables management and is delivered to market through banks and service providers that support millions of businesses. Comprehensive functionality, tailored to your unique business needs. Reporting capabilities and data matching for quick reconciliation. Accounting system compatibility to seamlessly integrate your data. Easy-to-use portal for covenient bill presentment and payments. -
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PayToMe
PayToMe
PayToMe.co is an AI-powered fintech platform that simplifies and automates global payments and cross-border transactions. PayToMe offers innovative financial solutions that leverage AI to streamline payment processes. Its platform provides a wide array of services, including Payment-as-a-Service (PaaS), Banking-as-a-Service (BaaS), and Software-as-a-Service (SaaS). The company focuses on simplifying global financial transactions for businesses across various sectors, such as e-commerce, retail, and healthcare. It partners with well-known fintech companies like Plaid and Stripe to enhance its offerings, which include secure payment gateways, accounts receivable/payable management, and expense tracking. The company also emphasizes automation, security, and fraud prevention, making it an ideal solution for businesses looking to optimize their payment and compliance processes. Award-winning fintech marketplace simplifying global payments with secure, customizable solutions for businesses. -
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Remmint
Remmint
Remmint is a crypto-native payment service provider built for businesses that want to accept cryptocurrency payments and settle instantly without relying on traditional banking infrastructure. It enables merchants, SaaS platforms, marketplaces, and global businesses to accept crypto at checkout, convert it in real time, and receive payouts in stablecoins or fiat equivalents without exposure to volatility or settlement delays. Do you want to accept payments in cryptocurrency? With Remmint, you can integrate via API or simple payment flows to start receiving crypto payments from customers globally. Features: • Crypto payments: Accept payments in cryptocurrency from customers worldwide through a simple and seamless checkout experience • Instant settlement: Payments are processed and settled instantly, removing traditional payout delays and improving cash flow. Remmint is designed for businesses that need a more flexible, global, and reliable way to accept payments.Starting Price: $1 per tx -
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LINK
LINK
LINK is a Web3 cross-border payment infrastructure that provides real-time settlements, traditional cross-border rails, and local payouts. We've built a custodial treasury B2B dashboard that enables internet businesses to keep track, manage, and distribute funds. Currently shipping out our white-label API solution for on- and off-ramps in the Nigerian market and Africa at large (coming soon) We work with major local banks in Nigeria to provide instant payouts and fully mitigate settlement risks rampant in the payment industry in Africa. Partnering with us connects any internet business to a whopping amount of crypto users and a population size of 1.2B+ in Africa, coupled with other ongoing partnerships with various fintech platforms (both current and emerging) that enable us to access local markets in Africa and their different currencies. -
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Paymentus
Paymentus
We’re changing the way that bills are presented and paid. From local municipalities to Fortune 500s, we work with businesses of every size across all industries to make it easier to communicate with customers, deliver electronic bills, and receive payments. Our unified platform is comprehensive and highly configurable. Every day, we innovate smarter with solutions like patented call center and chat payment technology, proprietary text-to-pay and mobile payment capabilities, and cutting-edge digital disbursements. We deliver next-generation capabilities that are proven to accelerate revenue realization, simplify payment operations and improve the customer experience. IPN makes it possible for consumers to manage and pay bills through Amazon Alexa, inside the PayPal app, at businesses like Walmart and via online banking for hundreds of banks. Streamline your billing and payments solution. Create new efficiencies. -
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Token
Token.io
Token.io has reimagined account-to-account (A2A) payment infrastructure, enabling banks, fintech firms, platforms, and payment providers to increase revenue, reduce processing expenses, and simplify operations by offering ready-to-use Pay by Bank solutions. Widely acknowledged by independent analysts as one of the leading two A2A payment infrastructure providers worldwide, Token.io’s unparalleled connectivity and excellent partner support position it as a front-runner in open banking and A2A payment infrastructure. Its connections cover over 90% of bank accounts across 21 markets, granting unmatched capability to initiate instant bank payments, refunds and real-time payouts to more than 567 million bank accounts across Europe. Token.io's partenrs include 3 of Europe's top 5 financial institutions; it is also trusted by prominent names in the payments sector, including Mastercard, ACI Worldwide, Global Payments, Nuvei, and Paysafe. -
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Remitr
Remitware Payments
We build payment solutions for SMBs so they can concentrate on growing their companies. When you create a payment before 2pm ET (this is critical), we’ll initiate the direct debit transaction immediately. Next step is to wait for your bank to release the funds to us. This typically takes one business day. Once we’ve received the funds, your recipient gets their payment by 9pm ET the same day. The entire process, including waiting on your bank, only takes 1-2 business days. This one is pretty simple and super fast. If you’ve already added funds to your Remitr Ledger, any payment initiated before 2pm ET gets to your recipient by 9pm ET on the same day! The vast majority of international payments on the Remitr platform can be made for just $5. Simply initiate the payment and leave the rest to us. No more cheques, no more delayed payments, no more bank visits. Keep reading to see how our most popular international payment funding types work.Starting Price: $5 per transaction -
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Bottomline Treasury & Payments Lifecycle Management
Bottomline Technologies
Digitize your payments, treasury, payables and receivables, and transaction banking. Bottomline Payments and Cash Management offers modules that enable organizations to initiate thousands of payments daily and tailor capabilities to match their business and technology needs. The Bottomline Payments and Cash Management (PCM) solution enables organizations to centrally manage and automate the execution and reporting of enterprise-wide payments across multiple banks, accounts, payment systems, networks, office locations, and back-office systems using a single, bank agnostic SaaS solution. With PCM, organizations initiate and control a wide range of global B2B and B2C payment types including treasury, accounts payable, rebates, payroll, claims, dividends, collections, tax, child support, and more using checks, ACH, and wire. -
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UbexPay
UbexPay
With the UbexPay solution, you can pay online, send and receive money. UbexPay is the most advanced cash management system in Algeria for e-Payment and e-commerce for merchants and freelancers or use as a payment method in any website or app by using API or direct installation. With UbexPay you can manage your money with secured worldwide security protocols, receive your payment from anyone around the world in few seconds, pay on an online store, or even pay in shops and supermarkets by QrCode & NFC. UbexPay is available in the web app, Android & iOS. With many features as KYC and verification ID Online, SMS verification, etc, we support crypto and blockchain technologies. UbexPay is the 1st Winner Award in Algerian FinTech event Oran Disrupt and has "LABEL Startup" from the Ministry of Microenterprise, Start-up, and Economy of Knowledge. -
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Aritma
Aritma
Aritma is a fintech platform that automates complex financial processes by bridging banks, ERP systems, and payment service providers with scalable APIs and ready-made solutions to streamline corporate finance workflows, reduce manual work, and improve accuracy. Its Open Finance Platform acts as a central API hub that connects banking data, accounting systems, and commerce/payment providers, enabling secure real-time access to transaction details, balances, receivables, and payment initiation with one unified interface and extensive integrations across more than 250 banks and major ERP systems in the Nordics. Aritma’s suite includes tools like Aritma Control for real-time automated reconciliation that matches bank activity with ledger records, highlights discrepancies, accelerates month-end closings, and supports multi-company workflows; Aritma Pay for automating payment processing between accounts and banks with support for evolving financial formats like ISO 20022. -
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Modern Treasury
Modern Treasury
Modern Treasury’s payment operations platform and flexible APIs enable you to add money movement and tracking to your products without the heavy lifting. There's a lot more to money movement than just moving money. Our APIs automate money movement at scale, including bank integration, payments, and reconciliation, while the web app provides complete control over fund flows with approval workflows, notifications, reporting, and more. We integrate directly with your bank instead of sitting in the flow of funds, so payments move 2x faster. Set up approval rules and track payments from initiation to reconciliation, with support for ACH, RTP, Wire and global payment methods through a single API and web app. We automatically reconcile completed payments to transactions on your bank statement as they are posted and match returns and reversals to the original payment, streamlining cash reconciliation.Starting Price: $499 per month -
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NomuPay
NomuPay
NomuPay's unified payments platform enables local omnichannel payment acceptance and payout disbursements across Southeast Asia, Europe, and Turkey through a single integration. This unified approach allows organizations to scale efficiently by offering high-penetration alternative payment methods, real-time enabled payouts, and compliant, end-to-end marketplace funds management. The platform's adaptable technology stack accommodates various payment use cases, providing a unified gateway for robust acceptance and disbursement capabilities, and a unified balance for sophisticated funds management. NomuPay's modern REST APIs facilitate seamless integration, enabling businesses to offer popular local payment methods and expand their reach across multiple countries and demographics. By consolidating payment processes, NomuPay helps organizations future-proof their operations against continued fragmentation in high-growth markets. -
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REPAY
REPAY
When it comes to payment processing, it can be difficult to find a processor that meets all your business needs. Partner with REPAY, your one-stop-shop for all things payments! From omni-channel inbound and outbound payment processing to messaging management solutions to industry-leading security, we offer complete payment lifecycle management for anywhere, anytime payments, all from one place and customized for you. Anywhere, anytime omni-channel acceptance for simplified payments and satisfied customers. Simplify and digitize outbound vendor payments to eliminate paper checks and reduce per-transaction costs. Offer faster access to financing through immediate funds disbursement to customer debit and prepaid cards. Stay connected to customers through our multi-channel messaging tools. -
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Split Payments
Split Payments
Split’s technology is true innovation for electronic bank transfers, whether you need a direct debit solution or a payout capability. Split Payments is a Payments Technology business that have modernized Direct Entry banking to deliver truly digital payment solutions for direct debit / credit and subscription payments. In today’s digital economy, bank transfer technology simply hasn’t kept up the pace with cards and digital wallets, until now. Split offers a low cost, high speed payments solution that combines the safety and trust of bank transfers with the efficiency and convenience normally associated with card payments. And our unique connectivity with both the traditional banking systems and emerging Real-Time Payment Schemes, means we can move money faster, but with top financial-grade security. This ground breaking innovation delivers the most cost-effective and secure bank transfer capability. -
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TrustLinq
TrustLinq
TrustLinq is a Swiss-regulated crypto-to-fiat payment platform that lets users use their cryptocurrency to fund local fiat payments in more than 70 currencies and send those payments by bank transfer to any recipient, even if the recipient does not accept crypto or the sender does not have a bank account. TrustLinq supports stablecoins such as USDT, USDC, and EURC, converts them into fiat, and delivers funds through established rails like SWIFT, SEPA, Faster Payments, and ACH, with most business payments completed quickly and tracked in a dashboard. It maintains a self-custodial model so users keep control of their wallet, and it operates under strict Swiss anti-money-laundering and data privacy laws. TrustLinq enables individuals to pay everyday expenses such as rent, tuition, travel, and services directly from their crypto holdings, and it allows businesses to settle supplier invoices, salaries, and operational costs without traditional banking conversion steps.Starting Price: $2,500 per month -
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Marco
Marco
Marco empowers trade buyers and sellers with a better and faster alternative to legacy trade financing options. Flexible trade financing is made simple. Pay or get paid on your own terms. Get paid instantly, while offering payment flexibility to your buyers. Supercharge your sales by providing deferred payment options to your buyers. Optimize your growth strategy with deferred payment terms from your US and global suppliers. Improve cash flow for both you and your suppliers. Get net terms to free up working capital, without using up your available line of credit. Provide buyers with deferred payment options to supercharge their sales. Don't let your company suffer from the limitations of traditional and slow bank offerings. Marco understands the dynamic pace of your business and empowers you with control over your financing. Advance funds as needed and expand your line of credit whenever necessary. -
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Recko
Recko
Comprehensive and robust technology stack to manage financial data and enable financial workflows such as reconciliation, commission calculation, payout creation, and reporting, for businesses to track, manage and account for their money end to end. Bring in the new-age accuracy, efficiency, and speed to your financial operations. Automate your entire fee calculation process and monitor payment SLAs with external parties. Integrate seamlessly with payment partners to disburse payments to suppliers and vendors. Launch faster with a battle-tested financial operations tech stack. Refrain from building tech stacks that diverge from your core offering. Don't reinvent the wheel, scale your fin-ops tech stack with agility. Easily expand product capabilities into new business verticals, new markets, and products you launch. PCI DSS v3.2.1 compliant and ISO/IEC 27001:2013 certified. Regular VAPT to wipe out any vulnerability. -
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Continia Banking
Continia
Continia Banking streamlines and secures payment and reconciliation processes directly within Microsoft Dynamics 365 Business Central by automating your entire payment workflow. It provides direct, secure communication with banks, sending payment and direct-debit files, importing statements, and receiving real-time status updates and exchange-rate adjustments, while built-in validation checks and enhanced CSV import templates prevent errors at every step. Reliable reconciliations leverage advanced search rules in the payment reconciliation journal or bank account reconciliation to achieve up to 95 % match rates. Flexible payment exports offer both quick flows for summarizing multiple lines and advanced flows for per-line control, with transaction ID-based reconciliation, payment suggestion templates, and IBAN-driven bank details autofill. Secure approval flows support single-line or batch approvals, amount-threshold rules, field restrictions, and mandatory bank account verification. -
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Treezor
Treezor
Embed financial services into your client experience and enhance your business offer thanks to Treezor’s white-label solution. Treezor, the European banking-as-a-service leader, will support you throughout your payment project, every step of the way. A wide range of financial services to support all of your projects. Our modular one-stop-shop solution makes it possible for any company (fintechs and large businesses) to accelerate their banking projects by outsourcing any of their payment needs to us. Rely on Treezor’s regulatory, security, and tech expertise to smoothly embed payments into your customer journey. Treezor represents a creative and innovative hub for the best European fintechs to accelerate the digital transformation of payments. Treezor is the preferred platform for innovative companies, startups, fintechs, neobanks and more. One contract, one API, and one integration, with multiple services and endless possibilities. -
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Stitch
Stitch
We help businesses easily develop more user-friendly, innovative and inclusive digital finance products, at lower costs and without fraud. Stitch helps fintech and embedded businesses across Africa quickly onboard users and enable seamless bank-to-bank payments. Make it as easy as possible for your customers to pay with one-click checkout – and save on expensive card fees. Improve your customer and supplier onboarding experience and enable seamless payments across your marketplace or platform. With Stitch, PSPs and payments aggregators can enable their merchants to offer instant and zero-fraud pay-by-bank checkouts, at a fraction of the cost to card payments. Make paying out to customers and suppliers as easy as paying in, by leveraging the same account linking to generate a direct payout to their financial account of choice.Starting Price: 1% Fee -
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Modulr
Modulr
Business payments are clunky, costing you time, resources and customers. We provide an API payments infrastructure so you can efficiently automate and embed payments. Unlocking operational efficiency and revenue drivers. Automate your B2B payment flows, including receivables, payables, collections and disbursement. Maximize the efficiency of your teams and reduce operational costs. Put payments at the heart of your platform, workflows and customer experiences. Embed access to UK, EU, international and card payment schemes within your software. We're the 'out of the box' payments plumbing you need to build the next best bank or payment service. Grow faster and go further supported by our platform. Securely disburse loans and collect repayments into segregated accounts on an automated, real-time and 24/7 basis. Pay workers on time, every time with a real-time view of cash flow, instant emergency payments and robust approval controls. -
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TrueLayer
TrueLayer
TrueLayer is the leading technology company providing secure, global access to financial infrastructure. Developers use our APIs to build best-in-class products that securely access data and initiate payments in real-time. Founded in 2016, TrueLayer is connected to major banks across the world, backed by leading venture capital, and trusted by some of the biggest names in fintech including Monzo, Revolut, and Zopa. By making the power of open banking accessible through our platform, TrueLayer enables developers across any industry — from startups to enterprises — to reinvent financial services. TrueLayer is available in the UK, Europe and Australia. Easily integrate next-generation payments and financial data into any app. Build powerful products your customers love. Send and receive money on the fastest rails at the lowest rates with a first-class user experience. No cards. No fraud. No chargebacks. -
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RiskPay
RiskPay
RiskPay is a payment gateway built specifically for high-risk businesses, offering instant approvals, anonymous onboarding, and fast USDC payouts. Merchants can easily apply without KYC, integrate the platform with WooCommerce or custom APIs, and start accepting credit cards, digital wallets, and bank transfers immediately. The solution provides one-click high-converting payment gateways, real-time payout tracking, and seamless global payment acceptance. RiskPay also offers instant USDC (Polygon) transfers with no delays or hidden fees, giving merchants immediate access to their funds. High-risk companies benefit from fraud protection, PCI DSS compliance, reliable payouts, and dedicated support. Overall, RiskPay simplifies payment processing for industries underserved by traditional payment processors.Starting Price: $0 -
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AllPays.co
AllPays.co
AllPays.co delivers instant approval and instant payouts for merchants who need to get paid now. No lengthy reviews, no waiting periods—just apply and start accepting payments within minutes. Access your funds immediately so cash flow never holds you back. Platforms We Support: - WooCommerce – Seamless WordPress payment integration - OpenCart – Ready-to-use payment modules - Custom API – Build your own integration - Payment Links – Generate instant payment links directly from our website - Instant Approval – Get started in minutes, not days - Instant Payouts – Receive your funds immediately via USDC or bank transfers - Multi-Currency & Global Payments – Accept payments from customers worldwide - Cryptocurrency Support – Accept Bitcoin, USDC, and other digital currencies - High-Risk Friendly – Specialized payment processing for forex, crypto, and high-risk industries - KYB/KYC Verification – Built-in compliance tools - Secure & PCI Compliant – Advanced fraud protectionStarting Price: $0 -
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Continia Payment Management
Continia
Continia Payment Management is an online payment solution embedded in Microsoft Dynamics 365 Business Central that consolidates all vendor, employee, and customer payments into a single payment journal, supporting multiple bank accounts and foreign currencies and enabling bulk payment initiation and swift, one-click approval and export to the bank while tracking status in real time. It offers direct bank communication for sending payments and receiving statements and exchange rates, automatic reconciliation powered by statement intelligence with configurable rules and unique transaction IDs, IBAN lookup to validate and generate international account details, and secure approval workflows with batch or individual line approvals, auto-detection of low-risk amounts, and bank account verification to prevent fraud. Users can summarize payments per vendor to reduce fees and match customer transactions via payment service provider integration. -
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Orum.io
Orum.io
Orum transforms payment technology for businesses, revolutionizing payment speed, certainty, and orchestration through unified API-based solutions. We transform payment technology for businesses, revolutionizing payment speed, certainty, and orchestration through unified API-based solutions. Launch fast payments with bank-rate ACH pricing and expanded processing windows and verify bank accounts instantly. Plus, orchestrate and optimize payment operations with our custom-built portal and ledger. No costly bank integrations or prolonged compliance. We’ll get you set up in two weeks or less. The simplest API for fast, reliable payments gives you access to bank-rate pricing, expanded processing windows, and all major rails, including FedNow, RTP, Same Day ACH, ACH, and Wires. Our Deliver API is built on a direct connection to The Federal Reserve’s payment rails as a service provider. -
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fire.com
fire.com
With our technology, API and regulatory licences, Fire delivers solutions that make payments faster, more cost effective and secure. From Mastercard® debit cards and bank transfers to a host of API services, a Fire Business Account gives you all the features of a premium business account – but with so much more. Open any number of Sterling and Euro accounts and order as many debit cards as you need. Get notified in real-time and integrate your systems to automate payment processes. Open Sterling and Euro accounts to manage payments and simplify reconciliation. Create additional accounts in real-time. Use them to segregate funds, simplify reconciliation processes or manage projects and expenses. Pay and get paid by bank transfer to and from any bank account in the UK or Eurozone.Starting Price: €0.49 per transfer -
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Payment Labs
Payment Labs
Effortlessly managing cross-border payments with the ability to transact in 150+ currencies across 180 countries, with minimal returns of less than 1%. Automating tax and financial regulations, Payment Labs empowers businesses to pay anyone, anywhere. Payment Labs is a financial technology platform offering fast, secure, and compliant payment solutions tailored to industries such as esports, sports, content creators, and business services. It provides low, flat-rate fees for global payins and payouts, supporting multi-currency transactions across over 180 countries. The platform simplifies payments to athletes, student athletes, gamers, artists, and contractors with automated tax form collection and KYC/AML compliance. Payment Labs integrates with various payment methods including bank transfers, digital wallets, and prepaid debit cards to offer flexible payout options.Starting Price: $500/month -
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Ecommpay
Ecommpay
Ecommpay is an inclusive online payments platform offering midsize and enterprise businesses the solutions they need to thrive: - Accept payments globally with direct card acquiring - Streamline payments with Direct Debit - Convenient and secure payments with our open banking ecosystem - Selection of trusted BNPL providers - Take remote payments with our virtual terminal or via QR code - One-time invoicing with payment links - Wide range of integrations: CMS plugins, APIs, and more - Secure tokenization Innovative, bespoke solutions designed by industry: - Retail - Travel & hospitality - FinTech & financial services - Mobility & transport - Digital goods & services Take payments any way, anywhere, anytime. Let’s grow your business! -
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Payouts Network
Payouts Network
We designed the PayNow Platform to meet your business’ unique disbursement needs. Simplifying Disbursements For The Enterprise. Payouts Network's industry leading intelligent platform enables businesses to dynamically manage their capital through real-time issuance and acceptance of disbursements using existing financial accounts and payment credentials. Instant Payouts for Employees & Customers. Get your employees and customers paid fast, directly to their existing bank or credit account. Why Instant Payouts? Reduce Transactional Costs and Potential for Fraud. Pay More Cost Effectively. Pay your employees and customers instantly, directly to their bank account. No more printing and shipping of checks and gift cards, or lengthy ACH processing times. Employee Retention. Increase Employee Retention. Recruit, retain and motivate your workforce with instant access to their earned wages. -
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M2P Fintech
M2P Fintech
We handle opening of user/bank accounts, customer onboarding, compliance checks, and regulatory requirements, end-to-end. We guarantee industry standard compliance and a frictionless user experience. Roll out future-ready, customer-relevant banking services with our holistic core banking system. We help businesses provide smooth payment experiences to their end customers. Whatever the payment requirement, our solutions can handle it. We help organizations and banks issue branded physical and virtual cards. We configure requirements and co-create card programs specifically for your needs. We connect finance, technology, and commerce, with our capabilities like collection tech, payouts, plug-ins for merchants, payment gateway, and more. Our solutions are end-to-end, meaning we do all the heavy lifting, enabling you launch cards, programs, any fintech product in no time at all. -
42
zeckoPay
Terracor Business Solutions
zeckoPay is a great way to simplify your AP (Accounts Payable) payments process. It offers an efficient and cost-effective way to pay your suppliers and employees electronically. It is an EFT payment solution that allows for the quick generation of compliant bank formats and support for ACH (automated clearing house) payments. An integrated electronic payment solution can make all the difference for your business. The technological advancements of our time have transformed the traditional payment system into an electronic method of payment that allows businesses to grow efficiently. The electronic payment system has revolutionized the way we make payments. They also eliminate the need to go to banks for transactions. These are just a few of the benefits that electronic payment methods can bring to businesses. You must consider all aspects of the types of electronic payment systems to choose the proper one for your business.Starting Price: $20 per month -
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Paycile
Paycile
Paycile is an intelligent payment processing and reconciliation platform that simplifies how businesses handle incoming payments, automatically matches those payments to invoices or receivables, and delivers real-time clarity into transaction flows and financial records. It provides secure, bank-level encrypted payment processing combined with fraud protection and continuous analytics dashboards so teams can monitor reconciled and outstanding items without manual spreadsheets. Through its platform and APIs, Paycile integrates payment activity directly back to a company’s general ledger or ERP system to reduce manual accounting work, eliminate errors, improve cash flow visibility, and accelerate the reconciliation cycle with automated matching and reporting. Paycile's automated reconciliation transforms what is usually a reactive, error-prone task into a proactive control that saves time, improves accuracy, and supports faster decision-making by finance teams. -
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Intergiro
Intergiro Intl AB
Whether you are automating your business finances or providing banking services to your customers, Intergiro's APIs give you the financial toolkit to build, adapt and thrive. Intergiro is business-shaped banking: multi-currency accounts, cards, business banking APIs, payment processing and embedded financial services via API. Get access to SWIFT/ SEPA and make and receive payments locally and internationally. Save up to 7x compared to the banks when you send money abroad. Hold and switch between multiple currencies in seconds with low, transparent fees. FX with spot pricing and instant settlement, without paying hidden fees. Sign up and get verified online — without visiting a local branch. Receive payment like a local in 8+ currencies. Go global fast with multi-currency payments using local rails. Get a EUR IBAN and a multi-currency IBAN with us to unlock all benefits of international trade for your business.Starting Price: €9 per month -
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Zai
Zai
Zai is a financial technology company that simplifies complex payments through its API-powered platform, enabling businesses to create and manage end-to-end payment flows effortlessly. Customers can quickly pay online via all popular payment methods, while automated payouts ensure timely payments. The platform allows for the creation and customization of any payment flow to address specific business challenges. Zai offers bank-grade security with built-in fraud checks, scalability to grow with your business, and full PCI DSS compliance to avoid lengthy data security assessments. Processes are streamlined to free up valuable time for teams, with features like automatic matching, tracking, and reconciliation of payments using virtual accounts. The platform is flexible, offering both hosted and API integration options. Protect your business with bank-grade security and built-in fraud checks. -
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ConnexPay
ConnexPay
ConnexPay is a payments technology company that aligns card acceptance from customers with virtual card issuance to suppliers. By connecting two traditionally separate payment functions, ConnexPay fundamentally de-risks the payment process and unlocks new benefits. We guarantee to reduce your merchant processing fees. ConnexPay decreases risk and we pass along significant savings to you. No need to prepay or obtain a line of credit to pay suppliers with virtual cards. Fund supplier payments with incoming customer payments in real-time. Simplified accounting with unique IDs connecting all incoming customer payments with outgoing supplier payments. Accept incoming consumer payments, detect fraud before processing, receive funds immediately, and pay suppliers all in real-time. -
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Iugu
Iugu
The most complete payment infrastructure for your Company, Marketplace or Online Business. We help to structure and automate your end-to-end payments and financial operations. Management, receipt and financial control in one place. Receive by major card and bank slip banners. The best service and cost-benefit in the market. We are specialists in simplifying your company's financial operation. We understand your business in depth and offer a customized solution for your financial and payment operations. For your developer to fall in love. Count on our RESTFul API platform to easily implement in your Fintech, Marketplace, ERP or Online Business. Triggers. Easily configure automatic triggering of alerts (via POST) for your application whenever an event is held in your iugu account. iugu.js. Use our ready checkout on the web to receive credit card payments with just a few lines of JavaScript code. There are more than 140 RESTful API calls and several libraries -
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Central Payments Open*CP
Central Payments
This portal provides a sandbox to test APIs and manage partners, clients, and your processing preferences. Our Open*CP Fintech API Marketplace is one of the only ‘REAL Banking-as-a-Service’ platforms powered by a full-scale, digital payments bank. Open*CP Fintech API Marketplace is simplifying the way that established brands and fintech acquire single-source access to the full payments ecosystem in lieu of expending the resources or acquiring the expertise to piece together all of the individual parts. Open*CP’s features of technology, charter and choice make it the solution for entrepreneurs who long for a complete integration from a trusted payments bank that leads in innovation. Central Payments is focused on making financial experiences better for all, particularly serving people of modest means who historically have not enjoyed the benefits of affordable and accessible financial products. -
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Cross River
Cross River
Enabling our clients to deliver financial solutions that empower consumers anytime, everywhere. Technology is at the core of what we do. It’s changing the way our fintech partners do business. Streamlined payments solutions including ACH, wire, card disbursement and money transfer-all through APIs, while maintaining a strong focus on compliance. Provide loan origination services for leading marketplace lending platforms, providing greater access to credit in the market. Our API-driven banking platform, Cross River operating system, will allow fintechs to plug in and access multiple banking services that will be customizable and secure. Sophisticated financing options including off-balance-sheet, and asset-backed credit facilities to help our partners grow. Committed to meeting the needs of our communities through a personalized, full-service banking experience. Risk assessments, diligence, testing, monitoring, and oversight form a trusted internal compliance management system. -
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MarTrust
MarTrust
The MarTrust platform is a maritime-specialist payment solution built to streamline crew payroll, vendor payments, and digitize cash-to-master workflows for shipping companies. It enables shipping organizations to transact in over 130 currencies, access highly competitive foreign-exchange rates, and reduce banking and FX costs while achieving a payment success rate exceeding 99%. For crew members, MarTrust offers an e-wallet and debit card that allows direct salary receipt, global ATM withdrawals, transfers home, spending in multiple currencies, and managing funds securely via mobile. For companies, it simplifies global payroll and supplier operations by consolidating multiple transactions into a single file, enabling instant or scheduled multi-currency settlement, improving compliance with maritime and financial crime regulations, and reducing cash-on-board by up to 80%.
