Alternatives to Railsr
Compare Railsr alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Railsr in 2026. Compare features, ratings, user reviews, pricing, and more from Railsr competitors and alternatives in order to make an informed decision for your business.
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Plaid
Plaid
Plaid is a global fintech infrastructure platform that enables businesses and consumers to securely connect to financial data and services. Through APIs that connect to more than 12,000 financial institutions across 20+ countries, Plaid operates the world’s largest open banking data network. By removing the complexity of direct bank integrations, Plaid enables developers, financial institutions, and enterprises to build secure, user-friendly, and conversion-optimized financial products. Plaid powers payments, lending, identity verification, fraud prevention, and personal finance applications. Today, more than 100 million people worldwide, including half of U.S. adults, have relied on Plaid through their connections to over 7,000 apps and services. -
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Wallester
Wallester
Wallester is an Estonian-licensed financial institution and official Visa partner since 2018, specialising in digital financial solutions and card issuance. We help companies across the EEA and the UK streamline payments, launch branded cards, and scale efficiently. What we do: 1️⃣ White-Label Solution with Embedded Finance Our White-Label solution lets businesses integrate financial services directly into their platforms—known as embedded finance. This enables branded payment cards tailored to specific needs, improving customer experience and opening new revenue streams. We ensure swift time-to-market with simplified integration and dedicated support. 2️⃣ Wallester Business: Corporate Expense Management Wallester Business modernises corporate expense management with instant access to virtual and physical Visa cards. Through our app and portal, companies can track expenses, analyse budgets, and integrate seamlessly with accounting systems for better financial control. -
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SBS Banking Platform is a flexible, cloud-native solution that empowers financial institutions to scale on their terms while delivering seamless, digital-first experiences - anytime, anywhere. A fully integrated, front-to-back platform, it drives innovation across retail, corporate, and neobanking sectors. From digital and open banking to deposits, payments, lending, and compliance, our platform enables financial institutions across EMEA to stay ahead of the curve. Trusted by top-tier banks, SBS Banking Platform is recognized by industry leaders, including Gartner, Forrester, NelsonHall, and IBS, for its transformative impact. Recent recognition by Omdia for digital banking, Chartis for regulatory reporting, and NelsonHall for Cloud, SaaS & BPaaS underscores our commitment to excellence.
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Alviere Hive
Alviere
Alviere’s embedded finance platform allows any organization to seamlessly integrate financial products and services into their existing offerings, and provide customers and partners with the most comprehensive embedded financial solution on the market. Alviere’s platform offers an extensive range of customizable branded products and services that include FDIC-insured virtual accounts and physical card issuing, payments, digital global money transfers, and crypto/web3 products, all through one API integration. Alviere is a fully licensed and regulated financial institution, and provides comprehensive compliance, risk management, fraud/AML montioring and security to ensure long-term program success.Starting Price: $0 -
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Payrix
Payrix
Payrix is on a mission to be the global leader in embedded payments for vertical software businesses. We are committed to giving our clients more freedom and peace of mind with a proven solution that helps eliminate friction, unleash their possibilities with new revenue, and make their customers’ lives easier. Payrix clients including Real Green Systems, Storable, iClassPro and SupporterHub have harnessed our unique, all-in-one platform — combined with a white-glove approach — that enables them to capitalize on the opportunities within embedded payments for growth, innovation, and transformation. -
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Sila
Sila
Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon. -
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Finicity
Mastercard
Finicity’s open banking platform makes connecting your customers’ financial data to your app or service simple. Finicity’s open banking platform is being used by some of the largest and most innovative organizations in the world to empower their customers with better financial experiences. Data quality is essential to your experience. Our data is battle tested in the most rigorous markets. Easily code to endpoints, test data and connect to Finicity’s open banking platform for leading API coverage of banks, credit unions, payroll providers and other financial services. Our suite of APIs makes it easy to access the data you need to power your products. -
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Exact Payments
Exact Payments
Exact Payments develops and delivers easy-to-integrate and highly scalable payments technology for SaaS companies to seamlessly embed payment flows into their software and activate a new, high-margin revenue stream. With Exact’s PayFac-as-a-Service solution, SaaS providers build frictionless buying journeys that enhance customer experience, improve retention, and increase the lifetime value of a customer by as much as 5x. Today, Exact processes nearly 1 billion transactions annually for prominent customers, including Chase, Ordway, Cineplex, Allianz, Levi’s, and Carfax. Exact is integrated with leading processors in the US and Canada, including Elavon, Fiserv, Global Payments/TSYS, Chase Canada, and Moneris. Our payment solutions are designed for performance and reliability, supporting over 10,000 merchant clients and delivering 99.99% uptime availability with transaction response times of less than 1 second.Starting Price: Free -
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fino.digital
fino.digital
fino.digital is a market-leading driver of innovation in account and data analysis technologies. We develop customized software solutions for our customers and partners that create prospects for new business models in the B2B and B2B2C sectors. Our declared mission is to give value to data and turn it into valuable insights for our customers through pioneering data analytics solutions. Our AI-based data analytics technologies analyse the account transactions pre-authorized by private or business customers in real time and use them to automatically generate valuable information on financial and life situations, credit and loans, contracts and pension gaps, real estate, liquidity and even recognise life-changing moments, such as retirement or the birth of a child. Whether sales impulses, credit checks, invoice & transaction matching, risk analysis, or improved customer experience for your processes, our products create real added value from data for you and your customers. -
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Qwist
Qwist
Qwist is Europe's leading independent B2B2X open finance platform, offering a comprehensive suite of products designed to streamline financial services and enhance customer experiences. Its mbed digital lending suite integrates seamlessly into e-commerce platforms, enabling digital retailers and marketplaces to connect with leading banks for instant access to diverse financing products, thereby creating a unique, end-to-end customer journey. It provides innovative payment solutions for high-value goods, facilitating a fully digital lending process that includes various financing options like consumer credit and installment payments. Qwist offers real-time access to financial transaction data, categorization, financial identity verification, disposable income verification, payment initiation, and risk insights, empowering businesses with comprehensive financial data for verification, de-risking, and upselling. -
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HUBUC
HUBUC
From a single API and with just one contract, HUBUC covers compliance and provides access to fintech and banking services for brands to create new revenue streams, increase customer loyalty and enhance user experience. We offer: - Embedded Banking: open local IBAN accounts within your product. Receive funds instantly and reconcile transactions with intelligent automation across 58 countries. - Embedded Cards: grow your business and launch new services at pace with prepaid, debit and credit cards which are connected to the world's largest payment networks. We are making this possible in three simple ways: - We provide access to developer-friendly, powerful tech stack to our clients through one single API. - We connect fintech capabilities of industry giants such as VISA & Mastercard, issuing banks, innovative FX, security and compliance players to our clients through one contract. - We guide implementation and secure transactions across all 58 markets where we operate.Starting Price: $0 -
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TrueLayer
TrueLayer
TrueLayer is the leading technology company providing secure, global access to financial infrastructure. Developers use our APIs to build best-in-class products that securely access data and initiate payments in real-time. Founded in 2016, TrueLayer is connected to major banks across the world, backed by leading venture capital, and trusted by some of the biggest names in fintech including Monzo, Revolut, and Zopa. By making the power of open banking accessible through our platform, TrueLayer enables developers across any industry — from startups to enterprises — to reinvent financial services. TrueLayer is available in the UK, Europe and Australia. Easily integrate next-generation payments and financial data into any app. Build powerful products your customers love. Send and receive money on the fastest rails at the lowest rates with a first-class user experience. No cards. No fraud. No chargebacks. -
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Basiq
Basiq
Basiq is the leading open banking platform enabling developers to build innovative financial solutions. We provide secure access to customer-consented financial data and powerful APIs that uncover valuable insights. We're powering the future of financial apps and services with solutions for wealth managers, banks, fintechs, and more. Get access to complete and reliable banking data to deliver more engaging, personalised digital banking experiences. Use our advanced income algorithms to reliably identify all sources of income such as regular, variable and casual income streams. Enabling you to streamline individual assessments and make faster lending decisions. Provide your customers with a rich digital experience by helping them better understand where they’re spending. Use Basiq Enrich to identify the merchant, location and category of each bank transaction.Starting Price: $0.39 per user per month -
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BANKSapi
BANKSapi Technology GmbH
BANKSapi is an API-based Open Banking and Open Finance platform that holds a PSD2 license from BaFin (Germany). In addition to account aggregation (Account Information Service - AIS) for current accounts/payment accounts, data on savings accounts, building society accounts, custody accounts, credit and loans can be retrieved via a standardized API. A2A payments (Payment Initiation Services - PIS) and smart data analytics based on account data complete the portfolio. On request, ready-made widgets that combine an intuitive user interface and secure API communication can be used for a fast go-to-market. BANKSapi currently covers the German and Austrian markets.Starting Price: €59/month -
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Fusion Data Cloud
Finastra
Fusion Data Cloud by Finastra is a comprehensive data platform that helps financial institutions and fintechs harness their data for faster, smarter decision-making. It simplifies access to real-time, actionable insights through AI, machine learning, and business intelligence tools. Pre-integrated with Finastra’s core banking products, it enables secure data sharing, advanced analytics, and predictive modeling across retail banking, lending, payments, and capital markets. The platform supports personalized customer experiences, streamlined operations, and proactive risk management. Developers can use curated datasets to build and fine-tune innovative solutions in less than 90 days, promoting them via the FusionStore marketplace. With scalability, flexibility, and enterprise-grade security, Fusion Data Cloud empowers organizations to innovate and grow without costly integration barriers. -
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OpenPayd
OpenPayd
Build, upgrade, and grow with easy access to an entire financial ecosystem. Accounts, FX, domestic and international payments, acquiring, open banking, and more - all delivered through a single, developer-first API. Create new and exciting customer experiences by embedding financial services within your products. Your customers never need to leave your ecosystem again. Improve customer-facing and back-office operations with seamless integrations with your existing systems. Move all your services to OpenPayd and enjoy market-leading rates, coverage, technology, and support. Scale at speed by accessing local payment rails, unrivalled FX management, an extensive network of global licences, and much more. Make and receive payments locally or internationally with access to OpenPayd's global banking network. -
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Nordigen
Nordigen
Free banking data & premium insights. All-in-one banking data API for building powerful banking, lending and finance apps. All-in-one API for account information, transaction categorization and insights.Starting Price: Free -
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Belvo
Belvo
Connect your app to your users’ financial data in the easiest and most secure way through a single Open Banking API. Build engaging and next-generation products your users will love. Your users' financial data comes in multiple formats, from different sources. We connect to over 90% of personal and business bank accounts in Latin America, as well as tax institutions and gig economy platforms. Our Connect Widget can be integrated into your product in just minutes. Save months of development and focus on what really matters to you. Our platform is built on top of best-in-class security infrastructure and we are currently going through ISO 27001 certification. Connect your users’ financial accounts and enrich their data in simple steps. From lending to smart saving, we’ll help you create what your users need. Access, aggregate, and interpret customers’ financial information, such as their income, to build better borrowing experiences. -
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Solaris
Solaris SE
Our Banking-as-a-Service platform has everything you need to build your own banking products. Solarisbank is a technology company with a German banking license. With our straightforward APIs, you can integrate our fully digital banking services directly into your product. We have mastered the technical and regulatory complexities of banking, so that you can focus on what's really important: your customers. Create your own banking product with our powerful APIs. Build your own neobank with our Digital Banking and Cards APIs. We take a B2B2X approach, meaning you remain the owner of the full customer relationship. Our simple and self-explanatory API documentation will have you up and running in next to no time. Our Banking-as-a-Service platform is based on modern RESTful APIs that can be mixed and matched to suit your needs. We shoulder the regulatory burdens of running a licensed bank, so you can focus on your customers’ needs. -
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Priority Commerce
Priority Commerce
Priority Commerce offers a unified commerce platform designed to streamline revenue and accelerate growth through its Priority Commerce Engine (PCE). It integrates multiple financial services, enabling businesses to collect, store, lend, and send money efficiently. With tools like MX Merchant, users can centralize billing, sales tracking, and customer engagement, facilitating same-day funding across all payment routes, including cards, ACH, and cash. Priority Commerce supports various fee-based solutions, allowing for customizable payment processing tailored to specific business needs. For developers and ISVs, Priority provides secure, feature-rich APIs that integrate seamlessly into applications, offering low-code or no-code solutions to expedite development. It automates banking operations, enhance financial transparency, and provides robust security measures to reduce fraud risks. -
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Flinks
Flinks
Flinks is the creator of a powerful no-code platform and financial data APIs that make it easy and efficient for your team to build with financial data. Trusted by millions of individuals accessing financial services at world-class companies, our purpose is to make the struggles of open banking a thing of the past. Flinks’ products at-a-glance: Enrichment — Get actionable insights on financial data for credit, fraud, and behavior; Connectivity — Let users connect their bank accounts to your products; Outbound — Deliver a winning Open Banking program. Flinks also supports financial service providers across industries and sizes — from consumer and commercial lending, payments, digital banking, fintech, to wealth management, we power different use cases and enable financial innovation for you and your customers. -
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Yodlee
Yodlee
Yodlee is a leading financial data intelligence platform that connects, enriches, and activates data to help financial institutions and innovators deliver smarter, more personalized customer experiences. With over 601 million connected accounts and 19,000+ data sources, Yodlee provides unmatched access and accuracy for digital banking, lending, wealth management, and payments. Its intelligent APIs and analytics tools enable real-time insights that drive customer engagement, growth, and loyalty. Backed by over 25 years of innovation, Yodlee powers some of the world’s top banks, fintechs, and financial platforms. From open finance to account verification and AI-driven insights, the platform transforms raw financial data into actionable intelligence. Simply put, Yodlee empowers organizations to connect data, activate insights, and drive sustainable growth. -
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Ninth Wave
Ninth Wave
The Ninth Wave Platform is a single, comprehensive open banking solution that enables financial institutions to securely and efficiently share permissioned data with a wide array of third-party applications including aggregators, fintechs, accounting and ERP solutions, personal financial management and wellness tools, tax prep software, and other consumer and business solutions. With Ninth Wave, retail and commercial banks, credit unions, wealth and investment managers, and other financial services firms can give their customers fast, convenient access to their data on their terms – at any time, through whatever app or solution they choose. The result is an enhanced digital experience that boosts satisfaction and loyalty, attracts new customers, opens up new revenue streams, reduces risk, and ensures regulatory readiness for our clients. -
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Green Dot
Green Dot
Green Dot is a financial technology and registered bank holding company focused on making modern banking and money movement accessible for all. Our proprietary technology enables faster, more efficient electronic payments and money management, powering intuitive and seamless ways for people to spend, send, control and save their money. Our proprietary technology enables faster, more efficient electronic payments and money management, powering intuitive and seamless ways for people to spend, send, control and save their money. Our Banking as a Service (“BaaS”) platform enables a growing list of America’s most prominent consumer and technology companies to design and deploy their own customized banking and money movement solutions in the US and internationally. Founded in 1999 and headquartered in Pasadena, CA, Green Dot has served more than 33 million customers directly and many more through its banking partners, and now operates primarily as a “branchless bank”. -
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Synctera
Synctera
The easiest way to build banking for your customers. Enhance your value proposition and boost revenue by offering banking products and services to your customers. Synctera's banking as a service platform has everything you need to build, launch, and scale embedded banking and financial products. With Synctera's BaaS platform, companies of all sizes across industries can build, launch, and scale embedded banking products. Use a single set of flexible, secure APIs to access all the best-in-class technologies you need to build a great banking product. Whether you’re new to the financial industry or not, Synctera's extensive documentation helps you build. Synctera has a wide range of sponsor banks on our BaaS platform that can power your financial product’s capabilities. We facilitate resilient relationships between you and the sponsor bank partner that is most compatible with your unique product vision, target market, and timeline so you can launch and scale with confidence. -
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Razorpay
Razorpay
Power your finance, grow your business. Accept payments from customers. Automate payouts to vendors & employees. Never run out of working capital. Mix and match products from Razorpay's payment suite to solve for your exact business use case. With the easiest integration, completely online onboarding, feature filled checkout and best in class performance, quickly go live with Razorpay and experience the future of payments. Razorpay Payment Pages is the easiest way to accept payments with a custom-branded online store. Accept international and domestic payments with automated payment receipts. Take your store online instantly with zero coding. Preparation is everything! Use hosted Event Registration to quickly register event attendees online and send automated receipts. Raising money for a good cause? Our hosted Donations page saves you valuable time by automatically sending personalized 80G receipts. -
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Routefusion
Routefusion
Through our global banking APIs, fintech expertise, and customer support, decrease your time to market, reduce the cost of global payments and expand your products and services internationally. Opening up international bank accounts is challenging. We'll do it for you - making direct debiting, global reconciliation, and a unified global banking experience simple. Do international business like a local. Pay international vendors and customers with ACH, SPEI, SEPA, SWIFT wires, and more. Our global payment and FX institutions network gives your customers access to rates that have traditionally only been reserved for the largest corporations. With our new approach to cross-border payments, no one gets left behind. We believe in tearing down financial barriers to growth so that every business has the opportunity to thrive. -
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Zum Rails
Zum Rails
Merging open banking and instant payments, Zūm Rails all-in-one payments gateway allows our clients to seamlessly utilize the payment rails that best fits their needs in the fastest, safest and most efficient way possible. Zūm Rails supports the entire payments journey, from the customer onboarding process to providing advanced data aggregation and KYC tools, moving funds in real-time with fraud prevention and account validation, as well as managing payment operations and simplifying the reconciliation process – all from a single API. -
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Extend
Extend
A simple, powerful tool for your existing business credit card. Instantly create secure virtual cards for employees, projects and vendors. The Extend App is the most convenient and secure way to send virtual credit cards to your network. Build the products of tomorrow. API enables developers with powerful virtual credit card capabilities. Leveraging Extend APIs, a leading online lender has partnered with a destination resort to offer additional payment options to guests. From upgrades to enhanced experiences, guests have an efficient and convenient payment option with access to an immediate, flexible term loan offering. Use our APIs to create new products for payment, lending, and more. An innovative insurtech utilizes Extend APIs to optimize payment operations. They’ve eliminated cash flow issues for doctors and benefit from automated reconciliation and credit card incentives. -
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jaris
jaris
jaris makes it simple to offer private-label embedded financial services your small business customers need, within one platform. Increase customer satisfaction with private-label, high-value financial solutions businesses rely on. Implement in-demand solutions like Credit as a Service in months (not years) with jaris’ purpose-built API. From underwriting to financing and servicing, jaris offers a complete, all-in-one, full-stack financial solution. Be indispensable to your customers by providing easy-to-use financial services they simply can’t live without. Deliver modern, fast financial services to customers exactly when and where they need them. Offer embedded financial solutions to gain greater market share while leapfrogging the competition. Deliver quick, highly competitive financing solutions within your own customer application, providing a seamless and innovative user experience. -
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Dock
Dock
Dock is a financial technology platform that provides infrastructure for companies to offer digital banking, payment services, and card issuing solutions. The platform enables businesses to launch financial products such as digital accounts, branded debit and credit cards, and payment processing systems through a modular and API-driven architecture. Dock also supports payment technologies like Pix and acquiring services, allowing companies to accept and process payments efficiently. The platform includes built-in fraud prevention and risk management tools that help protect transactions and customer data. By providing a complete financial infrastructure, Dock enables businesses to embed financial services directly into their digital products. -
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Weavr
Weavr.io
Unlock business growth without worrying about complex regulations, shouldering the compliance burden or managing data security as we handle that for you. Safely handle supplier payments or build a benefits programme your employees will love. Delight customers with digital gifting and make crypto PoS enablement safe and streamlined. Enabling everything from salary advances to compensation payments, built into your business. Supercharging B2B marketplaces and crowdfunding capabilities, all ready to plug-and-play. Up until now, adding financial services exactly where and when your customers need them has been tricky. Not anymore. Our ready-made, plug-and-play financial services offer unlimited use-cases with unrivalled simplicity meaning you can select the services you need and start adding value to your customers almost instantly.Starting Price: $1,268.47 per month -
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Cybrid
Cybrid Technology Inc.
Cybrid offers innovative embedded payment solutions, streamlining financial integrations via robust APIs and SDKs. Our payment orchestration platform simplifies complex processes like seamless KYC, fund transfers and settlement. We facilitate bank connections through Plaid, offer versatile money transmission methods, and provide Virtual FBO Accounts in USD and CAD, connected to an ACH, Wire, and RTP money transfers. Unique to Cybrid is our integration with crypto onramps and offramps through our Smart Order Router, which includes direct integration to Bitcoin (including Lightning Network) and Circle's USDC. Multi-chain USDC support including Ethereum, Polygon, Solana and Stellar positions us at the forefront of digital currency innovation. Ideal for businesses seeking to embed payment services into their applications, Cybrid is the go-to for efficient, secure, and versatile financial integrations.Starting Price: 1000 -
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NIUM
NIUM
Nium is a catalyst to quickly deploy new financial services for businesses of every size. Gain instant access to a global network of payout, pay in and card-issuing capabilities. Bring new services to your customers, monetize your cash flow, build your own global payment network. Move money around the world to your vendors, customers and employees on the world’s leading global network. Explore our turn-key purpose-built API suite. Built for simplicity and scalability, you can integrate Nium in as little as 4 weeks. Build your global solution using our modular, cloud-based API suite. Integrate new features and geographies with ease as you scale. RESTful methodology, HTTPS authentication & verbs, and JSON across our API suite ensures a simple integration and reliable platform. Read through documentation, explore our APIs in our sandbox environment and begin to prototype & build your solution. -
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SlipStream Financial
SlipStream Financial
Unlock the potential of your business with SlipStream Financial, the leading provider of Banking as a Service (BaaS) and Embedded Banking solutions for small to midsize companies. Our modernized Financial Hub is designed to revolutionize your current market offering and banking / payment experience. Step into the future with our foundational elements designed to modernize your financial services. Our comprehensive BaaS technology suite is fully equipped with every connection necessary for establishing bank accounts, transferring funds, facilitating online transactions, issuing cards, and enabling you to partake in generated revenue. -
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Inswitch
Inswitch
Inswitch Platform is a cloud-native, modular embedded-finance platform that enables any company to integrate banking, payments, wallet, card-issuing, and cross-border money-services capabilities via a single API. It supports core banking and digital wallets (top-ups, bill payments), pay-in/pay-out and alternative payments, virtual and physical card programs (with real-time authorization controls and white-label branding), and multi-currency transactions with global reach across Latin America, the U.S., and beyond. Included in-platform features are built-in compliance and security (KYC/KYB, AML, fraud management), real-time settlement and reconciliation, business-intelligence dashboards, smart orchestration of financial flows, and a business portal for managing branded channels, bank rules, and analytics. -
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ClearBank
ClearBank
Financial institutions, from fintechs and crypto platforms to banks and credit unions, use our API to offer their customers a fully regulated banking infrastructure and real-time clearing access. That way the business can grow on your own terms, and stay ahead at speed. Offer your customers FSCS-protected accounts by leveraging our banking license. We take care of the banking products so you can focus on creating the business that your customers dream of. Start processing payments faster and more securely by connecting to the payment schemes via our API. Choose the fully regulated accounts that work best for your business and your customers. With our cloud-based API, we offer banking infrastructure so financial institutions can focus on providing the best service for their customers and stay relevant in a fast-paced market. We understand the pain of dealing with legacy systems, the cost, and the risk involved in innovating in the financial services sector. -
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VoPay
VoPay International Inc
At VoPay, we help software companies scale faster and unlock new revenue by embedding secure, compliant financial services into their core platforms. Our Fintech-as-a-Service platform enables businesses to manage payments, automate money movement, and integrate powerful fintech products, without the need to build complex infrastructure from scratch. VoPay’s platform provides the flexibility, control, and tools businesses need to grow and thrive. Whether you're managing high transaction volumes or looking to enter new markets, VoPay provides scalable infrastructure to support your growth and deliver value to your users. Additionally, our platform integrates seamlessly with your SaaS solution through a single API, making it easy to offer embedded payments, compliance, and financial orchestration. This is particularly beneficial for SaaS platforms, as it allows you to expand without worrying about the complexities of financial infrastructure.Starting Price: $10.000 Annual -
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Forward
Forward
Embedded payments built by software people for software people. Every SaaS company is looking for the next feature or capability to propel their business forward. A feature to close a sale, improve user experience, and re-fact technical debt, all competing for valuable roadmap priority. Monetizing payments first will double revenue per customer, enabling you to fund additional roadmap capacity. Payments is a spectrum of services, and at Forward, we’re adding more solutions to support you wherever you are in your journey. Our process starts with a free payment consultation, and we mean free, we’ve made it super easy to understand how to move forward with your payment journey. You could build your own data center but probably use a large cloud provider, think of payments similarly. Our team can help you to focus on what you do best, which is selling software. -
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Adyen
Adyen
End-to-end payments, data, and financial management in a single solution. Meet the financial technology platform to help realize your ambitions fast. Easily add more payment methods and grow into new markets with local acquiring. Create superior customer experiences using cross-channel insights. Gain a deeper understanding of your business with all your global payment data in one place. Protect your business by detecting and responding to fraud without impacting real transactions. Optimize your finances and increase automation with our banking infrastructure. Especially valuable for platforms and marketplaces looking to payout users faster in a preferred currency. -
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Hydrogen
Hydrogen Platform
Embedded Finance Made Simple. Quickly embed financial services in your business using ONE connected no-code platform. Fintech is Hard. We Make it Easy and Embeddable. There are dozens of contracts, approvals, integrations, and workflows needed to build fintech. Luckily, Hydrogen has done all of the hard work for you, saving you 80% of the cost and time! Explore our embedable products: Cards Physical & Virtual Card Issuance. Cards. Issue physical and virtual debit cards with our fully built and configurable embeddable apps. No lockups, minimums, or program setup. Plus, earn revenue on every swipe! Payments ACH, Bank Auth, P2P, Roundups Payments Add ACH, bank auth, P2P, wallets, roundups, and other payments to your business, with our fully built and configurable embeddable apps. Money, Personal & Business, Finance. Add aggregation, accounting, cash flow, and budgeting analytics to your business, with our fully built and configurable embeddable apps. -
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Treezor
Treezor
Embed financial services into your client experience and enhance your business offer thanks to Treezor’s white-label solution. Treezor, the European banking-as-a-service leader, will support you throughout your payment project, every step of the way. A wide range of financial services to support all of your projects. Our modular one-stop-shop solution makes it possible for any company (fintechs and large businesses) to accelerate their banking projects by outsourcing any of their payment needs to us. Rely on Treezor’s regulatory, security, and tech expertise to smoothly embed payments into your customer journey. Treezor represents a creative and innovative hub for the best European fintechs to accelerate the digital transformation of payments. Treezor is the preferred platform for innovative companies, startups, fintechs, neobanks and more. One contract, one API, and one integration, with multiple services and endless possibilities. -
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Bankable
Bankable
We enable and serve dominant financial institutions, corporates and FinTech entrepreneurs to bring to market highly differentiated payment solutions supported by a very strong, immediate business case. We deliver significant new net revenues and cost-savings by leveraging our fast, scalable and secure API and white-labelled platform to deploy targeted solutions. Our interoperable proprietary platform is PCI-DSS certified (Payment Card Industry – Data Security Standards) and hosted in Tier-4 data centers with the highest level of security certification. Bankable's Virtual Ledger Manager is a cloud based virtual account solution applicable on top of any bank account enabling enhanced cash management for global corporates. It is a multi-bank solution capable of processing standardised and proprietary data formats from multiple banks. -
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Liberis
Liberis
At Liberis we’re experts at embedding revenue-based finance solutions into your existing customer experiences. You can provide your business customers with the intuitive, responsible finance they’re after. Our embedded finance platform empowers you to offer finance directly to your customers within your own customer experiences. We’ll handle the documentation, legal processes, and funding. Your customers need finance for many reasons, from cash flow management to business growth. Liberis’ embedded finance platform provides a fast and simple solution, with a revenue-based payment method that we know businesses owners love. -
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Stripe Treasury
Stripe
Stripe Treasury is a banking-as-a-service API that lets you embed financial services in your marketplace or platform. With a single integration, enable your customers to hold funds, pay bills, earn yield, and manage cash flow. Stripe Treasury provides the modular components you need to build a full-featured, scalable financial product for your customers. We’ve partnered with banks to enable ACH and wire transfers, FDIC insurance-eligible accounts, and faster access to payment funds, all within your platform. Create an account object with a single API request. Onboard users verify their identity and provide an account with one of our bank partners in minutes. Establish a store of funds and configure the properties of your financial product. Enable different ways to transfer funds in and out of an account. Issue custom payment cards to give users more ways to spend their funds. Stripe Treasury is built in partnership with a network of banks. -
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Powens
Powens
Powens is a leading open finance and embedded banking platform that empowers financial institutions, fintechs, and software vendors across Europe and LATAM to create innovative products and streamline their financial operations through frictionless and fully automated banking and payment experiences. It connects to over 1,800 financial institutions across 12+ European countries, offering real-time access to standardized bank account data, including detailed balances, transactions, and historical data from current accounts. Powens' comprehensive suite includes data & document aggregation solutions, data processing solutions, and accounts & payment solutions. Powens' high-quality standards are evidenced by a 99.5% data refresh success rate and a 99.95% API availability rate over 11 years. -
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DirectID
DirectID
DirectID is a global credit risk platform that is redefining the industry for both lenders and their consumers. By leveraging Open Finance and bank statement data, DirectID help lenders understand their customers throughout the credit risk lifecycle, from onboarding through to collections & recoveries. Today DirectID powers some of the world's biggest brands from banking, consumer and SME lending through to the gig economy, gambling and others. DirectID’s Platform provides global access to bank data through over 13,000+ connections across 65 countries supporting access to over 1.5bn people through one simple integration. The insights provide solutions to common lending questions such as affordability, income verification, expense categorisation, cash flow, emerging financial distress, and more, and are all available directly or through the platform itself. The business is authorised by the FCA to provide AISP (Account Information Service Provider) services within the UK. -
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Bond
Bond Financial Technologies, Inc.
Bond allows any company to become a fintech. With Bond, you can build financial services, from KYC to account opening, money movement to card issuance, and more — all in a single, unified platform. Automation has never looked so good. Watch as Bond's system of record, Bond OS, compiles program data into a beautiful series of graphs documenting revenue, active cards, usage and much more. Bond's APIs and SDKs give developers the tools to build innovative financial solutions with just a few lines of code. Explore a playground of possibilities. Offer your consumer or commercial customers banking products (savings accounts, debit cards, ACH, etc.) or credit products (charge cards, credit builder cards, asset-backed credit cards, etc.) - with physical or virtual cards. Contact us to get started in our sandbox or to speak to someone live. -
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Syncfy
Syncfy
The easiest way to connect banks, payment gateways, and financial data to your app in minutes. Syncfy performs a number of easy-to-implement, high-value functions that integrate with your existing solutions or help you develop new ones! Get seamless feeds of financial data in a unified, easy-to-use JSON format. Link to government institutions to automatically pull in issued and received e-invoices and other relevant info as well as obtain monthly and annual fiscal reports. Create and stamp invoices in bulk following all tax authority requirements using one of our certified providers. Instantly and securely verify identity and financial credentials. Offer fraud detention and prevention solutions based on transactional data. Get a complete view of applicants' financial standing and verify income so you can make sound lending decisions in minutes.Starting Price: $65 per month -
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Codat
Codat
Codat helps banks build deeper connections with business customers. We offer products that make it easy to access, synchronize and interpret data from customers’ financial software for specific use cases, such as onboarding suppliers to commercial card programs and underwriting business loans. Codat is used by the largest banks in the world to grow share of wallet, reduce churn & scale their operations. We are backed by leading investors including JP Morgan, Canapi Ventures, Shopify, Plaid, Tiger Global, PayPal Ventures, Index Ventures and American Express Ventures.Starting Price: Free Trial
