Alternatives to RISQ
Compare RISQ alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to RISQ in 2025. Compare features, ratings, user reviews, pricing, and more from RISQ competitors and alternatives in order to make an informed decision for your business.
-
1
D&B Finance Analytics
Dun & Bradstreet
AI-driven credit-to-cash solutions powered by Dun & Bradstreet’s industry-leading global data and analytics. D&B Finance Analytics provides AI-driven solutions powered by the Dun & Bradstreet Data Cloud. Intelligent, flexible, and easy to use, D&B Finance Analytics helps finance teams manage risk, increase operational efficiency, reduce cost, and improve the customer experience. Manage credit and receivables risk to help minimize bad debt, reduce DSO, and improve cash flow. Help automate manual decisioning, monitoring, matching, and customer communications. Provide your customers with an online credit application and a payment portal. D&B Finance Analytics comprises two platforms, D&B Credit Intelligence, and D&B® Receivables Intelligence, that together provide powerful insights and technology to help you accelerate success throughout your credit-to-cash processes. You can gain visibility into credit risk quickly onboard customers and set the right terms. -
2
Axe Credit Portal
Axe Finance
Founded in 2004, Axe Finance is a global market-leading software provider focused on credit risk automation for lenders looking to offer an efficient, competitive, and seamless omnichannel financing journey. Axe Finance developed Axe Credit Portal – ACP – a future-proof, AI-driven solution that automates the loan process from KYC to servicing, including scoring, automatic decisioning, limit management, and collateral management. ACP is a locally hosted or cloud-based solution designed to help lenders deliver an efficient, competitive, and seamless omnichannel financing experience across all client segments (Retail, Commercial, Corporate, Sovereign, FIs, microfinance, embedded financing, Islamic finance, green loans, etc.) Axe Finance is the trusted partner of leading global banking institutions such as Société Générale, OTP Bank, APS Bank, Arab National Bank, Al Rajhi Bank, QNB, ADCB, FAB, BBK, Bangkok Bank, Vietcombank, VIB, Fidelity Bank, Polaris Bank, among many others. -
3
Peach Finance
Peach Finance
Peach Finance is an API-first lending technology platform that enables fintechs and traditional financial institutions to quickly launch and confidently scale lending programs. Peach is the only lending platform built on an Adaptive Core™, a new paradigm in loan management providing complete configurability, even at scale. Peach provides end-to-end, fully integrated loan servicing capabilities, including payment processing, a white-label borrower portal, a lending-specific CRM, omnichannel communications, data and insights, first-party collections tools, and Compliance Guard™. Peach's fully integrated product suite supports virtually any asset class, including BNPL, credit cards, cash advances, personal loans (installments and lines of credit), retail installment contracts, business loans and novel constructs. Peach was built by leaders from top fintechs like Affirm, Avant and Prosper with the goal of improving lives by giving every lender the power to innovate. -
4
Gaviti
Gaviti
Gaviti is an invoice to cash flow automation solution that helps accounts receivable teams make better credit decisions, reduce DSO, and reconcile payments faster. With our advanced automation tools, you can say goodbye to manual, time-consuming A/R tasks. Gaviti has earned the trust of industry leaders like EY, cPrime, PWC, and many more. Our track record speaks for itself. Our clients have achieved remarkable results, slashing their Days Sales Outstanding (DSO) by an impressive 30%-50% within just six months of adopting Gaviti. Collections Analytics: Actionable data to optimize your strategies. Identify trends, pinpoint bottlenecks, and make data-driven decisions to boost your collections efficiency. Effortless Cash Application: Say farewell to the headache of reconciling payments. Automate your cash application process and achieve 100% accuracy, improved cash flow and happier customers. Strategic Credit Management: Make informed credit decisions with confidence. Powerful -
5
Boss Insights
Boss Insights
Boss Insights’ platform digitizes lending to grow relationships between banks and their business clients. Thanks to Amazon style advancement, there is a growing divide between lenders’ service and businesses’ expectations. Banks excel in regulation, however, operate with limited information on their business clients (out of date and gathered manually). Boss Insights’ API hub empowers lenders to bridge the divide. APIs are the most efficient way to digitize existing processes enabling accelerated service and a complete view in real time. The platform is used to accelerate SBA, SMB and Commercial Lending from months to minutes. It also supports cross-selling products empowering banks and credit unions to proactively serve customers. -
6
TurnKey Lender
TurnKey Lender
TurnKey Lender is a one-stop lending infrastructure used by creditors in 50+ countries to automate all elements of their operations. The platform enables lenders to profitably grow their business while cutting operational costs and risks. It's a powerful AI-driven SaaS that automates over 90% of all lending processes and gives both B2C and B2B lenders a competitive edge. TurnKey Lender Platform has several pre-configured solutions packages including Commercial, Consumer, Pay Later, Auto, Mortgage, Leasing, Factoring. Built in constant collaboration with lenders worldwide, TurnKey Lender is the ultimate solution that answers real-life digital lending challenges in a sophisticated manner. -
7
Credit Pulse
Credit Pulse
Credit Pulse digitizes and automates your credit process, reducing manual effort in credit approvals, and continuously monitors your portfolio for credit risk. Go from weeks to minutes with automated bank and trade references. Optimize the allocation of credit across all customers. Extend and restrict credit as risks change to reduce bad debt by 20%. Get notified of changes like NSFs, bankruptcies, liens, bank balances, and credit score changes. Manage your entire credit operation, from applications to approvals, and continuously monitor your portfolio for credit risk. Credit Pulse provides a streamlined credit application with business pre-fill, eliminating the typical ‘back and forth’. Save over 1000 hours of manual effort per year. Gone are the days of manually sourcing third-party data. Credit Pulse centralizes credit bureau reports and 15+ other sources of reliable data. Credit Managers can feel confident making decisions with less effort, especially with SMBs. -
8
BANC Mall
SS&C Technologies
SS&C Technologies Holdings (NASDAQ: SSNC) is the world’s largest hedge fund and private equity administrator, as well as the largest mutual fund transfer agency. SS&C’s unique business model combines end-to-end expertise across financial services operations with software and solutions to service even the most demanding customers in the financial services and healthcare industries. Banks and credit unions need high-quality information to support credit decision-making and reporting processes. BANC Mall is a web-based tool that provides access to accurate and up-to-date credit reports, vehicle and home valuations, flood reports, business reports and other relevant data. With information from BANC Mall, you can conduct accurate risk assessments and make smarter, more profitable credit decisions. And you can do it all through a single web portal, without paying the high monthly minimums or subscription fees for reports directly from credit bureaus or data providers. -
9
CreditPoint Software
CreditPoint
Gain increased transparency and the critical insight needed to mitigate risk. Easily replicate and automate your unique procedures and processes within this highly configurable solution. The automated workflow also supports bureau and ERP integration, rule-based workflows, tracking, and ongoing monitoring. Configure unlimited online credit application templates to cover each of your unique business needs. Create and designate required fields to ensure critical data is collected for proper data analysis. Our process is connected to major credit bureaus and rating agencies to streamline decision-making. Reduce your company's DSO by increasing the efficiency and productivity of the entire collections team. Our collections management software gives you the ability to create and configure as many collections and dispute/deductions strategies as you need, in order to accomplish your larger business goals. -
10
Kompliant
Kompliant
Kompliant delivers end-to-end lifecycle compliance through a platform developed in partnership with the world’s leading payment processors and banks. Kompliant’s unique platform services make it simpler than ever to configure, deploy, and manage credit risk programs. Underwriting, sales, and finance teams can leverage the spectrum of Kompliant Services to design and implement the data capture, workflows, pricing algorithms, and credit decisioning rules to drive their specific compliance programs. Kompliant, Inc. has built a team known for developing, launching, and operating innovative services for the world’s leading card networks, banks, payment processors, and retailers. Whitelabel services enable businesses to apply for payment processing services via digital interfaces optimized for online, mobile, and other target environments with well-formed APIs and a delightful consumer-grade UX/UI. -
11
EasyLodge
Easylodge Infrastructure Services
Easylodge is proud to announce the release of version 5 of our renown, industry leading credit engine. Based upon our proven V4 engine, Credit V5™ now incorporates machine learning elements, to better assists credit managers improve decisioning and deliver a clear competitive advantage. EasyLodge® is Australia’s most advanced finance origination and loan management platform, delivering the fastest, most cost effective, ASIC NCCP compliant & customer friendly way of originating credit, ideal for Banks, Credit Unions, Finance Companies or Fintech lenders. Gain the Easylodge Advantage™. Whether you’re a Bank, Credit Union, Finance Company or Finance Broker/Aggregator, you too can utilise Australia’s first and only finance “wrap” to manage your business more efficiently and stand out in a competitive market. EasyLodge® truly is a more efficient and more effective method to access, document, track & fund applications, thus saving considerably on processing costs. -
12
C2 Covalent
C2 Systems
Covalent is a cloud-based loan origination system that includes digital onboarding consumer, mortgage and commercial requests, automated underwriting and credit structure, compliance management, including HMDA data collection, adverse action letter management, fully integrated early disclosure and closing documents, including TRID, core import/export, e-sign and more. Our system is so intuitive that your associates will have near-instant usability. In the time it takes to open the bank in the morning, you can have your users trained on the system. Your analyst, your rules! When your lending policy changes, you’re able to modify the loan origination automation process without getting software developers involved. Lenders love C2 Covalent’s instant usability, predefined product types and modules. Spend less time on training and more time on the customer relationship. Flexible reporting, increased customer share of wallet, and significant time savings for your analysts. -
13
Serrala
Serrala Cloud Solutions
Serrala is a global financial automation and B2B payments software company creating more secure payment capabilities worldwide for enterprises of all sizes. We are a leading fintech pushing the boundaries of finance software by integrating finance and treasury into one central ecosystem for corporate payments, the “Universe of Payments”. Significantly improve AR Automation with a compelling cash application experience, automatically processing and reconciling payment data from all formats. Achieve a truly holistic cash visibility and enhance your working capital management with our uniquely comprehensive approach. Benefit from the most comprehensive end-to-end offering for collections, disputes, and deductions with market-proven and best-practice receivables management strategies. Automate processes across your entire credit management lifecycle including third party connectivity for faster and more accurate credit decisions and less manual activities. -
14
Cross River
Cross River
Enabling our clients to deliver financial solutions that empower consumers anytime, everywhere. Technology is at the core of what we do. It’s changing the way our fintech partners do business. Streamlined payments solutions including ACH, wire, card disbursement and money transfer-all through APIs, while maintaining a strong focus on compliance. Provide loan origination services for leading marketplace lending platforms, providing greater access to credit in the market. Our API-driven banking platform, Cross River operating system, will allow fintechs to plug in and access multiple banking services that will be customizable and secure. Sophisticated financing options including off-balance-sheet, and asset-backed credit facilities to help our partners grow. Committed to meeting the needs of our communities through a personalized, full-service banking experience. Risk assessments, diligence, testing, monitoring, and oversight form a trusted internal compliance management system. -
15
Flinks
Flinks
Flinks is the creator of a powerful no-code platform and financial data APIs that make it easy and efficient for your team to build with financial data. Trusted by millions of individuals accessing financial services at world-class companies, our purpose is to make the struggles of open banking a thing of the past. Flinks’ products at-a-glance: Enrichment — Get actionable insights on financial data for credit, fraud, and behavior; Connectivity — Let users connect their bank accounts to your products; Outbound — Deliver a winning Open Banking program. Flinks also supports financial service providers across industries and sizes — from consumer and commercial lending, payments, digital banking, fintech, to wealth management, we power different use cases and enable financial innovation for you and your customers. -
16
Basiq
Basiq
Basiq is the leading open banking platform enabling developers to build innovative financial solutions. We provide secure access to customer-consented financial data and powerful APIs that uncover valuable insights. We're powering the future of financial apps and services with solutions for wealth managers, banks, fintechs, and more. Get access to complete and reliable banking data to deliver more engaging, personalised digital banking experiences. Use our advanced income algorithms to reliably identify all sources of income such as regular, variable and casual income streams. Enabling you to streamline individual assessments and make faster lending decisions. Provide your customers with a rich digital experience by helping them better understand where they’re spending. Use Basiq Enrich to identify the merchant, location and category of each bank transaction.Starting Price: $0.39 per user per month -
17
Nova Credit
Nova Credit
Leverage a single platform to access unified consumer credit data from multiple sources, including international credit bureaus, bank data aggregators, payroll systems, and automated document data. Access trusted, consumer permissioned financial data to unlock new consumer segments — all while maintaining your risk profile. Leverage data from multiple sources, including credit bureaus, banks, payroll systems, and documents to increase coverage and uptime while optimizing for latency. Prevent fraud with source-based data and improve risk assessments with true income and more accurate debt-to-income ratios. Automate income verification processes with more data sources to increase coverage, improve completion rates, and reduce fraud. -
18
Wiserfunding
Wiserfunding
At Wiserfunding, we're dedicated to helping you navigate the intricate world of SME credit risk management. Our mission is simple: empower lenders across the UK and EU to make fast, accurate, and confident lending decisions. Get access to up-to-date management information, company structure details, and corporate governance insights. Access financial data from the past decade, instantly calculate key financial ratios, and generate trend graphs over the last five years, all accompanied by detailed risk commentary. Utilise region-specific macroeconomic indicators, including GDP growth, default rates, inflation, bank rates, and unemployment rates to get a more accurate, forward-looking risk profile. Power up the velocity of your sales funnel with automated tools to find, screen, and evaluate new business instantly using up-to-date data, not just filed accounts. -
19
Paris
Paragon Business Solutions
A fast and flexible decision engine for all your customer management needs. An intuitive, point-and-click user experience makes Paris easy to adopt and use for implementing scorecards and decision science in credit, fraud risk, marketing, and more. Designed for maximum flexibility and growth, Paris is a highly scalable and configurable decision engine system. Implement models – both traditional and machine learning – and complex rules, across numerous products and decision science applications, including marketing, application scoring, credit strategies, customer management and collections. It is fully auditable, with all input, derived and output variables available to the reporting suite. Business-led, flexible software. Visualization of and interaction with decision trees. ‘What if?’ analysis and ‘open box’ strategy design. Strategy testing and continuous improvement. Reliable and accurate decisioning and routing. Multi-bureau and open banking support. -
20
RiskSeal
RiskSeal
RiskSeal is an AI-powered SaaS platform that helps online lenders prevent defaults, automate lending decisions, and identify valuable customers. Our Digital Credit Scoring System enables lenders to identify potential defaulters, fight fraud, and find valuable customers using digital footprint analysis. By analyzing user email, phone number, and IP address data, we conduct deep user analysis and create a detailed digital profile with 300+ data points. What online lending organizations get with RiskSeal: - Digital footprints. 140+ social and online platforms - Data enrichment. 400+ tailored data points. - Real-time trust engine. Name verification, face matching. - Risk score. Ready-to-use risk score.Starting Price: $499 per month -
21
DocFinance
DocFinance
DocFinance, now, is a Fintech HUB able to providers its customers with all benefits of full integration between particular technological services and our company treasury management and commercial credit management software. It’s a software application for commercial credit risk management and for the automation of the collection process. Integrated with the main Business Information providers, it contains a company rating calculation engine that allows you to know your customer. It’s a software application project for the advanced management of the company treasury that contains Corporate Banking services. The integration of Remote Banking services with the company information system characterizes its completeness. The AFEXDirect platform is a consolidated and user-friendly tool (easy, intuitive and understandable), it is safe and flexible. The customer has direct access to the platform 24 hours a day, 7 days a week with changes always in real time. -
22
Cloudsquare Credit
Cloudsquare
Get access to the three major credit bureaus and pull credit reports directly from Salesforce, reducing costly human errors, improving efficiency, and enabling faster and better credit decisions. Cloudsquare Credit is a credit reporting tool that connects to Experian Equifax and Transunion via FactualData enabling underwriters to make credit inquiries directly from within Salesforce. Users get fast and easy access to essential credit check data, the option to run soft or hard pulls, and the ability to fully automate the decision-making process according to their unique business model. Integrate Cloudsquare Credit within your application and underwriting workflows to trigger both soft and hard pulls automatically, reducing human errors and decreasing time-to-decision. All data points from the reports are parsed out individually into Salesforce, meaning you can create sophisticated business logic to automate the qualification process and predetermine what happens next. -
23
Lentra
Lentra
A future where errors and inaccuracies are eliminated using cutting-edge AI, go-to-market is faster and simpler, and customer acquisition is accelerated with tailored lending products and elevated experiences; this future is here, and it’s called Lentra. Lentra is a new-age domain-native platform built from the ground up. It is designed and developed to tick all boxes on the wish list of any financial institution. Ready-to-use with rapid deployment and curated journeys. Microservices architecture with customizable customer journeys. No CapEx with pay-per-user/transaction SaaS model. Always-on, with dedicated data centers. In-built industry-grade secure infrastructure. API-driven for quick 3 rd party integrations. Horizontal scaling to keep pace with growth. From personal loans to credit cards, including giving the ability to transform merchants into cross-sell agents, Lentra has a solution that covers the entire spectrum of a financial institution’s lending needs. -
24
CreditLogic
CreditLogic
Accelerate your business with our dynamic decision intelligence platform. CreditLogic makes complex decision-making fast, easy, and straightforward. Stop struggling with prolonged, frustrating, and chaotic decision-making processes, and choose CreditLogic to unlock growth instead. CreditLogic’s bank-grade SaaS platform unites even the messiest data from multiple places into a single source of all the information your organization needs. Built on our deep industry and technical expertise, our easy-to-implement suite of tools lets you make complex, risky decisions in a fast, safe way. Even in highly regulated environments, CreditLogic saves you time and money, freeing up resources to grow your market share. Our dynamic SaaS platform complements and connects to any existing infrastructure. And it’s smart, CreditLogic harnesses AI to automate workflows and offer intelligent prompts to staff and customers. -
25
uFlow
uFlow
uFlow is a decision engine primarily used by fintech companies for credit risk assessment and decision-making processes. This software employs algorithms and predefined rules to automate decision-making, particularly in evaluating credit risk. It's designed to handle large volumes of credit applications quickly and accurately. Features of uFlow's decision engine include an intuitive interface, drag-and-drop functionality, formula syntax, and integration with various data sources. It allows for the creation of efficient visual workflows and offers a dashboard with interactive filters for analyzing transactional data. 100% Serverless, Cloud, Nocode.Starting Price: 1000 -
26
Provenir
Provenir
Provenir’s industry-leading AI-Powered Data and Decisioning Platform uniquely combines real-time, on-demand data access, embedded AI and world-class decisioning technology. This provides a cohesive risk ecosystem to enable smarter decisions across the entire customer lifecycle – with diverse data for deeper insights, auto-optimized decisions, and a continuous feedback loop for constant improvement both at onboarding when assessing risk and monitoring ongoing transactions for fraud. -
27
Solifi
Solifi
Strengthen your market position with an open finance platform that scales to meet your precise needs. Modernize and magnify your automotive finance operations and offer high-quality customer experiences through our end-to-end SaaS software. Is your ideal a loan origination process that cultivates customer journeys and automates manual tasks for your team? Are you the type of lender that’s pulled toward a product that does more for your customers, too? Create a better financing experience for your customers and grow your business with the support of our software-as-a-service (SaaS) lease and loan origination software (formerly known as Rapport and CALMS). Solifi’s Originations software automates and optimizes your entire workflow from the first customer interaction through quoting, credit decisioning, and documentation. With immediate access to your data, you can assess, report, and react quickly to mitigate risks, conduct audits, and enhance the customer. -
28
RNDpoint
RNDpoint
Neobank software by RNDpoint offers exceptional features and advantages, including a fully customizable mobile UI, a wide range of integrations, and a unique customizable backend core. Regional banks, credit unions, FinTech startups and challenger banks can leverage this software to accelerate time-to-market, reduce development cost, and deliver a superior customer experience. -
29
ClearBank
ClearBank
Financial institutions, from fintechs and crypto platforms to banks and credit unions, use our API to offer their customers a fully regulated banking infrastructure and real-time clearing access. That way the business can grow on your own terms, and stay ahead at speed. Offer your customers FSCS-protected accounts by leveraging our banking license. We take care of the banking products so you can focus on creating the business that your customers dream of. Start processing payments faster and more securely by connecting to the payment schemes via our API. Choose the fully regulated accounts that work best for your business and your customers. With our cloud-based API, we offer banking infrastructure so financial institutions can focus on providing the best service for their customers and stay relevant in a fast-paced market. We understand the pain of dealing with legacy systems, the cost, and the risk involved in innovating in the financial services sector. -
30
Bankable
Bankable
We enable and serve dominant financial institutions, corporates and FinTech entrepreneurs to bring to market highly differentiated payment solutions supported by a very strong, immediate business case. We deliver significant new net revenues and cost-savings by leveraging our fast, scalable and secure API and white-labelled platform to deploy targeted solutions. Our interoperable proprietary platform is PCI-DSS certified (Payment Card Industry – Data Security Standards) and hosted in Tier-4 data centers with the highest level of security certification. Bankable's Virtual Ledger Manager is a cloud based virtual account solution applicable on top of any bank account enabling enhanced cash management for global corporates. It is a multi-bank solution capable of processing standardised and proprietary data formats from multiple banks. -
31
MatchMove
MatchMove
We use best-in-class security tools, technology, and banking industry practices to maintain the highest levels of security. Our services are fully compliant and licensed to operate within national and international regulations. Works better than cash and can be paired with virtual and physical cards. Offer your customers cash balances on a safe and secure platform. Enable real-time digital cash transfers globally through digital wallets and prepaid cards. Provide loans directly to small businesses and consumers through automated credit processes. Build a customer-centric platform to disburse instant funds. Simple one-click registration to transfer money safely and quickly overseas. Customer buys from your app, website, or store, you issue a virtual account instantly, you deposit rewards, rebates, and refunds, and the customer uses those rewards, rebates, and refunds for repeat purchases.Starting Price: $8.90 per transaction -
32
Rêv
Rêv
Discover why banks, fintech, and others looking to launch digital payment products choose Rêv. Keep up with the pace of consumer demand and competitor activity with our digital payment products. Deliver branded banking experiences in record time. The Rêv team brings to each partnership decades of understanding and in-market experience developing and managing next-generation payment products around the globe. Our team of industry experts, in combination with our state-of-the-art payment-focused technologies, allows us to not only meet our client's needs but also contribute to the definition of what is possible in our space. We are passionate about building products that have a significant impact on the markets they serve. This is why we developed a unique platform that we and our strategic partners can use to build incredible fintech products and services. With our easy-to-configure cloud-based product platform and processing engine, we can help you get a program launched. -
33
GPS Apex
Global Processing Services
Our unique combination of payment processing functionality, technology and expertise enables GPS to provide leading payment technology and alternative banking services to a diverse client base from large established players, well-funded fintech innovators to cutting edge start-ups. The award-winning GPS ApexTM platform is central to the delivery of some of the most demanding programmes in the industry and our team of experts throughout the business is dedicated to ensuring optimum performance for every programme we enable. GPS is committed to ongoing investment in its technologists and the GPS ApexTM platform to continually improve the core processing and service capabilities. GPS ApexTM is a powerful and scalable payments processing platform that has been certified by Mastercard and Visa, and for single/dual message format to facilitate swift issuer integrations in all regions. -
34
FinnOne Neo
Nucleus Software
FinnOne Neo is the next-generation lending solution built on an advanced technology platform, designed to shape the future of lending across Retail, Corporate and Islamic sectors. The multi-channel solution helps digitize the complete loan lifecycle end to end, from initial contact with customers and helping make better credit decisions faster to comprehensive loan servicing and sophisticated delinquency management. FinnOne Neo has been designed to meet the challenges of delivering agile and efficient solutions while reducing the cost of operations. With implementations across 50 countries, FinnOne has been recognized as the world’s best-selling lending solution for over 10 years. FinnOne Neo supports both cloud and on-premise deployments. It can be deployed quickly in partnership with leading cloud providers without high upfront capital expenditure. Cloud deployment provides flexibility in scale while optimizing costs by supporting pay-per-use models. -
35
Juris Agency
Juris Technologies
If you are a bank or a company that is in dire need of upgrading your bad debt recovery process, then you have come to the right place. Juris Agency is a banking software solution that enables the efficient collaboration of credit management units of companies and collection agencies. It uses a highly configurable workflow process in an interactive, web-based environment. Juris Agency intensively covers the end-to-end process of agency management, from case distribution, to case management, to billing, to commission payment for your collection agencies. It is a phenomenal web-based solution that comes with best-practice agency management processes, making this system second to none. With Juris Agency, you will experience a paradigm shift from manual management to an online, collaborative environment with the external agencies making information available at your fingertips. -
36
CRIF
CRIF
Digital Platform, Information, Transformation Services, Outsourcing & Processing, Credit Reporting Agency Services, and Personal Solutions. CRIF.Digital offers solutions that allow your company to enhance and speed up digital transformation, improve the online customer experience and give a new boost to business growth. Credit Bureau and Data Pool, Business Information, Big Data, Identification and Anti-fraud Services, Property Information, Insurance Services, Information Bureau Platforms. Know-how, training, regulatory compliance and analytical capabilities of international-level professionals and experts, and state-of-the-art IT knowledge and technologies. Comprehensive solutions with big data analytics, risk & management consulting, and end-to-end credit management platform. -
37
Scienaptic
Scienaptic AI
Our platform has pre-built APIs for both traditional and alternative credit data sources to accelerate data ingestion for sharper credit decisions. Powerful predictor library based on years of credit experience; pre-configured features that drive better credit decisions. Fully explainable proprietary AI, ML credit modeling methodology that delivers significant lift. Run multiple champion challengers concurrently. Credit models and strategies in one unified workflow. Rapid deployment of new credit models and strategies. Our AI credit underwriting models are explainable, FCRA-compliant, and robust. They come with simplified and automated adverse action reasoning. Comprehensive documentation on logic underlying model, robustness, and limitations of model. Model attributes go through thorough disparate impact analysis to ensure no bias in design. Our AI models provide rich and diverse set of adverse action reasons. -
38
Credit Key
Credit Key
Credit Key approves business customers for better monthly terms, in seconds, at e-commerce checkout. Credit Key's payment flexibility results in more orders, larger transactions, and happier customers. Credit Key's proprietary B2B underwriting process allows us to uniquely identify and immediately score businesses, extending deeper credit to your customers at the moment of purchase. Offering and receiving financing has never been easier. Credit Key offers pre-built integrations, lightning fast customer support, and a quick automated application process to simplify and streamline the B2B sales process. A B2B payment platform built around growing your business. From instant credit decisions, customer pre-approvals, to longer and larger credit terms. Credit Key gives merchants and business buyers the ability to accelerate their growth.Starting Price: $49 per month -
39
Bilendo
Bilendo
Bilendo is the modern credit management platform, helping companies control and automate all credit risk minimization processes centrally. With overall decreasing profit margins, companies experience difficulties in reducing costs with existing legacy systems and outdated processes. Especially credit risks cause unpredictable high costs. Bilendos innovative approach enables you to lower costs, reduce overall credit risks and focus on business growth. Bilendo is the modern credit management platform on which companies can map, control and automate all credit risk minimization processes. Bilendo maps the entire invoice-to-cash process with all relevant credit management tools, which can be combined individually as required. These include receivables management, debtor management, debt collection, dunning, customer portals, service portals, payment transactions, factoring, risk management and bad debt protection. -
40
Bectran
BECTRAN
No matter the size and complexity of your company, deploy a credit management solution that is customizable and addresses your needs. From online credit application completion to credit analysis and decision, Bectran provides a comprehensive workflow solution that seamlessly integrates, tracks and reports end-to-end credit management activities. Expect to reduce the time it takes to process credit requests by over 90% while achieving higher quality credit decisions. Operate a Collections Management system that is driven by task and process automation. With the Bectran Collections Management solution, you will achieve your Invoice-to-Cash conversion goals faster and at significantly lower costs. Gain real-time insight into your collections effort progress and proactively minimize credit defaults. Expect to eliminate over 60% of your existing collections costs and significantly improve your DSO. -
41
CIAL 360 Credit
CIAL Dun & Bradstreet
Manage risk and make confident credit decisions. Many finance teams today manage critical operations and data in antiquated ways. Our flagship risk management solution provides intelligent risk management to modern finance teams. Approve or reject deals automatically according to custom credit policies. Collaborate efficiently with all the stakeholders involved so they can track the credit decision process. Assess your credit applicants with the most comprehensive global commercial database to assess exposure to risk. Maintain a comprehensive and up-to-date view of your customer relationships so you can manage your portfolio more strategically. CIAL 360 Credit enables you to make credit decisions confidently, effectively, and efficiently. CIAL is a proud partner of Dun & Bradstreet’s extensive World Wide Network, which enables millions of businesses around the world to make confident decisions with reliable and accessible information. -
42
illion Decisioning Service
illion
illion Decisioning Service (iDS) is a fully automated onboarding solution that enables direct communication with clients at critical points throughout the credit approval process, whether it be for financial or automobile loans or other types of consumer and commercial credit. iDS provides straight-through processing to minimize the manual effort involved in onboarding and underwriting. Offering complete control over the credit assessment process, iDS is a powerful decisioning and workflow tool that has over 50 integrations with various data providers and client platforms. Featuring customizable rules and workflows that are fully configurable with our interface or your own, this automation platform couldn’t be simpler. iDS can help significantly speed up your decisioning, so you can take your prospects off the market more quickly. A powerful decisioning software solution that allows you to tailor the credit process to suit your business and customer needs. -
43
Equifax BusinessConnect
Equifax
Vital business processes such as credit decisioning, customer onboarding and debt recovery can get unnecessarily complicated and slow when your customer-facing teams are working from separate systems with siloed information. BusinessConnect, built on the Force.com platform, helps simplify, streamline and accelerate collections and credit management processes by automating routine manual tasks and decisions, and centralizing many operations involved in the account acquisition, account management and recovery processes under one interactive, cloud-based platform. Close sales faster, quickly onboard new customers and monitor your customer base for financial risks. Download our product sheet for a look at the many benefits BusinessConnect provides. BusinessConnect™ helps simplify, streamline and accelerate credit management processes by automating routine manual tasks and decisions, and centralizing operations under one interactive, cloud-based platform in Salesforce. -
44
Kwik-Loan
Emphasys
Kwik Loan Loan Servicing and Origination solution is easy-to-use providing a comprehensive secure platform for all your loan servicing needs, with the ability provide complete loan portfolio management, reporting, document management, and much more! Enables lenders to streamline the loan servicing and debt collection processes. This powerful servicing software allows lenders to create and manage loans for their customers with integrated billing and payment features. Easily automate and manage the servicing of your loans with features such as TILA generation, ACH processing (debits, credits, and exceptions), payment reminders, ROI tracking & real-time financial reporting. Equip with Kwik Decision integration providing a loan underwriting module that can make credit decisions electronically. Loan originators can use a standard scoring module or design a customized solution with the assistance of one of our credit specialists.Click edit button to change this text.Starting Price: $95 per month -
45
FormFree
FormFree
For the first time, your borrower’s rent payment history can unlock homeownership eligibility. Create more opportunities using our verification of asset (VOA) report that includes 12 months of rent payment history — at no additional cost. The pioneer of digital asset verification. For over 10 years, AccountChek has helped borrowers skip the paper chase when qualifying for a loan. Borrowers send their direct-source financial data straight to lenders in an underwriter-friendly format that reduces delays, manual errors and fraud risk. Real-time insight into borrowers’ assets, income and employment enables better credit decisioning and promotes inclusion by giving lenders an alternative to traditional credit scoring. Real-time data enables better credit decisioning, reduces processing and underwriting times and promotes financial inclusion. -
46
Vienna
Oyster Bay Systems
The Vienna platform supports a myriad of new business channels covering both direct to customer and introducer models, allowing total flexibility and optimisation of available routes to market. Fully integrated with the Vienna underwriting, contract administration and back-end, the new business platform allows a completely homogenous and streamlined approach to the point of sale lifecycle. The Vienna underwriting module supports both manual and automated underwriting processes with a configurable rules based engine. Lenders are able to create distinct policies and workflows for different products with full integration to the major credit reference agencies and to third party data services. Vienna enables full automation of the credit decision, pay-out, document production and go-live processes. -
47
StrategyOne
CRIF
StrategyOne by CRIF Digital is a comprehensive digital decision-making platform that enables businesses to implement, test, and monitor decision processes without coding. It enhances decision logic, credit scoring, and other processes with AI-powered augmented intelligence. Through a user-friendly visual designer, business users can rapidly create and adjust decision strategies, improving decision-making throughout the customer lifecycle. The platform supports what-if analysis, simulation, and strategy optimization with machine learning, and helps ensure compliance with regulations like Basel and IFRS9. It also offers advanced analytics, real-time performance monitoring, and decision logic deployment without downtime, making it easier for organizations to make informed, data-driven decisions. -
48
ACTICO Platform
ACTICO
ACTICO's highly flexible software platform for decision automation helps companies to increase efficiency, gain more agility and improve their digital interactions. ACTICO helps companies make smarter decisions faster with our AI-powered Decision Automation Platform. The platform brings together data, AI and decisioning into one unified decisioning solution. The platform contains everything one needs from capturing and designing of decision models, to testing and monitoring of automated decision-making across all your systems, workflows, and channels. It uniquely integrates AI to further enhance decision quality and increase automation rates.The software gives organizations the ability to digitalize their core business processes, meet customer demands and reduce business and regulatory risks. -
49
Infinicept
Infinicept
Many companies promise quick and simple payments acceptance. But off-the-shelf payments solutions come with trade-offs. You may be giving up payments revenue, ownership of your data, and control over your payments product and your customer experience. Offer your customers a customized payment product where they control fees, funding schedules, onboarding decisions, and the entire payment process. Build payment solutions how you choose with the ability to change if and when necessary. Generate additional payments revenue you used to hand over to third parties. This new cashflow can increase your valuation exponentially. Ongoing risk and compliance monitoring designed by those who wrote the book on risk and compliance. Industry-best KYC processes, customizable merchant application, triggered underwriting, and integrated boarding services. -
50
GUARDEAN RiskSuite
SHS VIVEON
In addition to sales potential, there are also risks in every business relationship. You are in every phase of the customer lifecycle. The GUARDEAN RiskSuite is a modular software platform with which you can automatically control all risk-relevant customer processes, from the application decision to the calculation of the collection probability in receivables management. Make quick, transparent and valuable credit decisions even with high application volumes. We offer you a solution for quick, uncomplicated and cost-effective handling of your information requests. The GUARDEAN RiskSuite supports the tests prescribed by legal guidelines and regulations as well as the tests according to KYC, CDD, AML, sanctions and terror lists (e.g. PEP). The Fraud Check automatically detects frequent fraud patterns and effectively reduces payment defaults and collection costs.