Alternatives to PicPay

Compare PicPay alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to PicPay in 2026. Compare features, ratings, user reviews, pricing, and more from PicPay competitors and alternatives in order to make an informed decision for your business.

  • 1
    CashbackOS

    CashbackOS

    EnactOn Technologies

    The entire affiliate industry is sustaining on the organic SEO and it’s taken care of sincerely. Coupons for various brands and target users based on various keywords. Offer cashback to retain the user base. Very intuitive missing cashback ticket claim system enables only genuine claim and settle it easily. Enough safeguards at all prone to misuse options to prevent any fraud or security breach. Set the minimum cashback earning limit to raise the cashback withdrawal request. Cashback websites are simply an idea to offer products from different merchants and brands on the same site. Users can browse the best deals and discounts from merchants and earn additional cashback on top of it. Users get all the products directly from merchants. Cashback website owner (affiliates) earn commission from merchants and they pass on some percentage of that earned commission to users as cashback. It’s win-win situation for affiliates, users as well as merchants.
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    Vantage Perks

    Vantage Perks

    Vantage Circle

    Offer your employees a discount program that benefits their financial health. Enjoy exclusive discounts on products on a wide array of brands in categories like dining, travel, electronics, real estate, and more. Earn extra cashback points over and above the discounts & easily redeem them from gift vouchers with zero-point expiration. Effortlessly access and manage your employees’ earnings & savings on online purchases with real-time customized reports. Give employees the flexibility to choose gift cards from popular in-store and online brands. Once employees redeem points, gift card details are sent instantly to their emails. Get an overview of the amount allocated to, debited, credited, and the balance remaining over a period of time. Seamless integration with your existing HCM/HRIS platforms and single-sign-on (SSO) tools, making it easy for you to onboard. Get exclusive offers and discounts along with crazy cashback from over 1000+ brands.
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    Payfare

    Payfare

    Payfare

    A zero-cost payout solution that allows workers to choose how and when they want to get paid. Through full-service digital banking and optional debit payment cards, 1099 workers benefit from instant access to their earnings and cash-back rewards on everyday purchases. Workers need cash flow to manage daily and unexpected expenses. If the business you work for partners with Payfare, enroll for a free digital banking app and payout debit card that provides faster access to your earnings at zero cost. Avoid payday loans and overdraft fees on top of the costs of maintaining a traditional bank account. Get cash-back rewards that put money back in your pocket. No fees to receive your earnings deposits instantly, a zero-cost payout solution. No monthly or annual fees, no overdraft fees, and no minimum balance required. Empower your workers with instant access to their earnings and a free digital banking solution that fits their financial needs and work lifestyle.
    Starting Price: Free
  • 4
    Fondue

    Fondue

    Fondue

    Replacing pre-purchase incentives, shoppers see their CashBack eligibility throughout the purchase journey and then redeem it post-purchase in a method they choose: gift cards, cash, and more to come soon. No more one-size-fits-some discounting that trades profit for revenue. Keep loyal shoppers coming back with bonus values on gift cards, give discounts to shoppers who need them to convert, and recapture revenue when shoppers who didn't need the discount don't redeem it. Brands replace coupons in their welcome series popup, email, & SMS with CashBack. Shoppers may redeem CashBack post-purchase either as cash via a Visa card or a gift card back to the brand's store. Since not every shopper claims their CashBack brands reinvest that money into larger offers to increase conversion and revenue.
    Starting Price: $65 per month
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    Papara

    Papara

    Papara

    Presenting a whole new financial experience, a leading FinTech app Papara offers instant, free, multi-currency transfers to consumers as well as providing a one-stop-shop for paying bills, trading digital currencies and tracking spending habits. Targeting the underbanked and underserved, Papara has grown since launching in Turkey in 2016 to become Turkey's largest fintech company with a current customer base of over 7.5 Million Usersregistered users. Send money 24/7 for free, pay your bills, and manage your budget. Use Papara Card around the world, avoid fees, and earn instant cashback as you spend. No overdrafts, no overspending. Track your spendings in real time and earn instant cashback as you spend. Secure shopping anywhere around the world. Earn cashback from brands and categories without minimum spending limits. Deposit/withdraw money at all local ATMs. No fees up to 500 TL per month.
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    KAPED

    KAPED

    KAPED

    KAPED is the only service provider offering everything you need to run your credit card business under one umbrella, use all or only what you need. Prevent erroneous applications from being sent to your underwriters. Offer cashback, crypto, travel rewards, and discounts +more! Card issuance, transaction data, & portfolio monitoring. Automate customer service and collections. The ultimate reporting tool to track and monitor the flow of funds. Approve applications faster by setting your parameters. Use our proprietary profit calculator to view how much your revenue will increase. KAPED takes care of the collections & customer service under your brand. Earn on interchange, cashback, and cardholder fees. See pricing for more info. Give your clients a no-penalty LOC and allow them to carry a balance. Issue cards in the US, UK, Canada, Mexico, & Brazil. KAPED is a financial technology company, not a bank. Use our technology to issue branded credit cards in 5 days or less.
    Starting Price: $100
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    Smartbis

    Smartbis

    Smartbis

    Smartbis Cashback is a white‑label loyalty platform that lets businesses of all sizes launch customized cashback and points programs under their brand. Core Features • Cashback & Points Rewards: Customers earn cashback or points with purchases and can redeem via vouchers, store credit, or share with friends . • Referral Bonuses: Built‑in referral system that grants automatic bonuses when customers refer others . • Marketing Automation: Segments users for targeted campaigns. Supports messaging via WhatsApp, email, and SMS — all without spamming . • Multi‑Platform Integration: Works with Shopify, Wix, e‑commerce, physical stores, franchises, and POS systems • Gamification: Tiered clubs (e.g., Bronze/Silver/Gold) with extra incentives for higher engagement • Voucher Automation: Automatically sends cashback vouchers after purchases for next‑order discounts • QR Codes & Surveys: Custom QR codes and satisfaction surveys, rewarding feedback.
    Starting Price: $19.90/month
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    BharatPe

    BharatPe

    BharatPe

    Accept payments from any UPI app, PhonePe, PayTM, Google Pay, and 150+ others with your BharatPe QR. Payments get settled in your bank account. Yes! accepting payments with BharatPe is absolutely FREE! There are no setup or transaction or any other hidden charges! Get loan of upto Rs. 7 lakhs for all your needs at 0% processing fee and without any collateral. Enjoy lower than market interest rates, easy application process & quick disbursal! Get a snapshot of your business & capital available to you with BharatPe Balance. Know your daily QR collections, balance in investment A/c & your available loan limit, all at one place. Get guaranteed 1% cashback on all spends. Now you can even spend your Investment A/c balance with XtraIncome Card across 40 lakh+ stores or online. Zero application or annual Fee! Your one-stop destination for quick and secure online recharges and bill payments.
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    P100

    P100

    P100

    Blending together traditional financial services, such as personal IBAN and debit cards, together with cryptocurrency hot and Self-Custodial wallets. Enjoy the flexibility of managing all your digital money in one convenient app. Take advantage of the P100 hot wallet to engage in activities like buying, selling, and swapping cryptocurrencies. Once the transactions are completed, promptly move your digital assets to a Self-Custodial wallet, ensuring a high level of security and a safety. Take control and ensure your protection. Earn P100 points with every transaction, and watch as your level grows. Each level dictates the percentage of your cashback and the rebate on crypto fees. By making debit card transactions, you will accumulate points that can be redeemed as cashback. These points can be utilised to claim rebates of up to 50% on all your crypto transactions. The rebates will be deposited into your Euro account.
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    Stripe Corporate Card
    The corporate card for fast-growing companies. Stripe Corporate Card is the easiest way for all staff to manage their expenses. Provision cards instantly, manage your business expenses in real time and get credit increases as your business grows. Instead of dealing with complicated rewards programs, you'll get extra cashback based on the categories you spend the most on. It is the corporate card that we all want. All you need to sign up is a Stripe account, without any paperwork or personal guarantees. Get up and running in minutes with a virtual card. We use your banking and payment history to determine your credit limit. As your business grows, so does your line of credit. Upload your logo directly from the Dashboard so that your corporate card has the same style as your brand. Your cashback balance is automatically credited to your monthly bill, so you will never lose your rewards. There are no annual fees or fees for foreign transactions or late payment.
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    Ghost Financial

    Ghost Financial

    Ghost Financial

    Nearly all restaurants in America aren't getting rewards, relying on low credit, and hurting their margins by relying on debit, check, or ACH transactions. Ghost Financial can lift margins by up to 10%. The restaurant behemoths of the world have 100+ person legal and compliance teams to give them a credit workflow advantage for them and their franchisees, simply not available to smaller operations like yours, until now. One of the fastest ways to kill your balance sheet as a restaurant or ghost kitchen operator is to constantly operate on cash. Our 1% cash-back credit card for inventory expenses allows you to increase margins with zero credit checks. Pay your food distributor using ACH? For the first time ever, now you can route your massive monthly inventory expenses through our 1% cashback card, bringing you thousands of dollars in potential free money each month. The average margin in the non-alcohol food space is about 5%, allowing you to enjoy an approximately 10% bump.
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    Teya

    Teya

    Teya

    Teya is an all-in-one payment and business-management platform tailored to small and medium businesses, especially brick-and-mortar shops, service providers, or local merchants. It provides modern card-payment solutions, from Android-based card terminals to tap-to-pay (phone-based or card-based), plus tools to handle settlements, accounting, business banking, and sales tracking. With the companion mobile/web app, merchants can turn a phone into a card machine, accept contactless payments, manage transactions, view real-time analytics, and access settlement reports and cash flow at a glance. Merchants can also open a “Teya Business Account,” which offers up to three physical debit cards (and several virtual cards), free bank transfers and direct debits, 0.5% cashback on card spend, and integrated banking services, streamlining both payment acceptance and financial management in one place.
    Starting Price: $51.97 per month
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    Bitybank

    Bitybank

    Bitybank

    With the physical or digital international crypto card, you earn cashback in Bitcoin and other cryptocurrencies. Make your purchases using crypto. Receive notifications about your transactions in real-time and know what is happening with your account. Have full control over your physical or digital card, being able to block it in seconds, directly through the Bitybank app. Your access is fully protected and you have extra layers of security (2FA and facial validation). Bitybank offers you premium service, with trained and qualified professionals to help you in the best possible way. Your platform to buy Bitcoin and other cryptocurrencies at the best price. We reinvented digital banking for you to invest and use cryptos on a daily basis, in a simple way, and earn cashback in Bitcoin and other cryptocurrencies. Open your Bitybank account and request your card in three simple steps.
    Starting Price: Free
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    Clique

    Clique

    Clique

    Clique allows users to store loyalty cards from their favourite brands in one app. Users can organize their favorite brand loyalty cards into clean, customizable widgets with logos and patterns. Think of it as a more visual, user-friendly way to keep your loyalty cards always accessible Clique is an all-in-one app designed to help users manage their rewards, cashback, discounts, and exclusive deals from their favorite stores. With Clique, users can easily join loyalty programs, earn points on purchases, and redeem rewards for discounts and special offers, all in one place.
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    Gains App

    Gains App

    Gains Money App Ltd

    The AI-powered budgeting app that helps you save money on your weekly shopping. Connect your bank accounts using open banking and set budgeting and savings goals, chat to Gains your AI-powered financial assistant to learn more about your spending habits, and get cashback on everything you buy at partner retailers. Save 30 mins a week chatting with your money Chat with your new financial best mate and get instant answers about where your money goes, and how to make it go further. No more boring spreadsheets. Smart budgeting tools to plan your spending With smart categorisation and goal tracking Gains helps you feel confident about your finances – improved financial confidence is linked to increased net worth. Earn on average 7%* cashback on your 
everyday spending Get cashback on groceries, clothing, household essentials, travel and more – with offers personalised to where you shop. Using industry standard Open Banking technology so you can earn rewards with confidence
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    WhiteBIT Nova
    WhiteBIT Nova is a versatile crypto debit card designed to make your cryptocurrency work seamlessly in your everyday life. Powered by WhiteBIT, one of Europe’s leading cryptocurrency exchanges, this innovative product bridges the gap between digital assets and real-world spending. Key Features of WhiteBIT Nova: - Global Access: Use WhiteBIT Nova for payments anywhere Visa is accepted, both online and offline. - Real BTC Cashback: Earn up to 10% cashback in Bitcoin on your everyday purchases across various categories, including subscriptions, dining, entertainment, and more. - Flexible Spending Categories: Customize up to three active spending categories that best suit your lifestyle, with the option to adjust them daily. - Zero Monthly Fees: Enjoy the benefits of the card without any hidden costs. Supported Assets: Spend your favorite cryptocurrencies, including BTC, ETH, USDC, WBT, and others, directly from your WhiteBIT account.
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    Fetch Rewards

    Fetch Rewards

    Fetch Rewards

    Fetch Rewards is the #1 rewards app with over 13 million active fetchers. Scan your receipts and earn cashback and rewards for free gift cards for Amazon, Walmart, iTunes, Target, and Starbucks. No entering promotional codes, no tracking multiple reward programs on multiple apps, and no clipping coupons or barcodes. Just scan your receipt, tap one button, and earn rewards.
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    Equals Money

    Equals Money

    Equals Money

    Take control of your business expenses with Equals Money cards to use around the world and monitor spending in real time. With a deep understanding of your industry, dedicated service, and a flexible product offering, the enterprise model fits your unique requirements. Empower your teams to spend around the world, wherever they’re working, while you stay in control of balances and permissions. Set permissions based on team roles, manage balances, and order cards for new staff, all in a matter of clicks. Cards can be used in over 190 countries at 35 million locations, so your team can spend securely wherever they’re needed. Save on the fees that come with using credit cards overseas and wave goodbye to discovering hidden charges when working through expenses. Your team can earn up to 3.5% cashback at major UK retailers that will automatically be credited to your business’s account. Make global business payments to suppliers, partners, staff, and clients.
    Starting Price: $62.83 per year
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    Oxygen

    Oxygen

    Oxygen

    You’re burning with ambition. You’re a pioneer. At Oxygen, we invite you to partner with us. Launch yourself with mobile business banking built for you. We want you to win. Breeze through the process of incorporation in the Oxygen app – wherever you are in the US. With no monthly fees to tie you down, you can enjoy our 24/7 banking services without the bills. Create one-time use cards with no fear of sharing your Oxygen Visa® Business Debit Card details. You can control monthly spend, merchants authorized, and freeze or cancel virtual cards with a tap. Earn instant cashback rewards (5%) at approved merchants using your Oxygen Visa® Business debit card. No games, gimmicks or tricks – just real money. Handy integration with SaaS accountancy tools means you can tie up all your financials in real time.
    Starting Price: Free
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    YooMoney

    YooMoney

    YooMoney

    YooMoney is a Russian electronic payment service that provides users with a personal finance space for online and offline transactions. Users can sign up using just a phone number, granting immediate access to a free virtual card valid for five years, suitable for secure online purchases such as taxi services, deliveries, subscriptions, and other transactions on Russian websites. This virtual card offers instant cashback in bonus points, with up to 5% in selected categories and 1% for other purchases, where 1 point equals 1 ₽. For added security, users can cancel a virtual card immediately after a payment and issue a new one for free. YooMoney also offers physical Mir cards, which are valid for five years and provide cashback in rubles and bonus points. These cards can be delivered by post or courier within Russia. Additionally, YooMoney supports various services, including adding funds to accounts, purchasing digital products, and facilitating payments and transfers.
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    Hatch

    Hatch

    Hatch

    Get the business checking account designed for small businesses with no NSF fees, up to 5% cashback rewards, perks, and discounts. Get all this and more for $10 a month¹ with no minimum deposit! Lock your card in seconds if it’s misplaced. Also, your money is FDIC insured through LendingClub Bank, Member FDIC. Our application process is quick and easy. Applying only takes a few minutes! No more worrying about NSF fees, monthly minimums, card replacement fees, or other fees you’d expect from a traditional bank. Earn cash back automatically on your debit card purchases. Get up to 5% cash back on restaurants, car rentals, and more! Join our community of small business owners and get a seamless online banking experience that gives you cash back for $10 a month! Save cash on traditional bank fees and put it back into your business. We are rethinking business banking by doing away with NSF, monthly minimum, card replacement, ACH transfer, and other unnecessary fees.
    Starting Price: $10 per month
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    JIM

    JIM

    JIM

    JIM is an AI-powered payment and business management platform that allows sellers to accept contactless payments directly on their smartphones and access funds instantly. It transforms an iPhone into a payment terminal through Tap to Pay technology, enabling businesses to accept debit cards, credit cards, and digital wallets without additional hardware. It is designed to simplify transactions for both sellers and buyers while providing immediate access to earnings, eliminating the traditional wait of one to two business days for settlements. Users can also send Payment Links to customers, making it possible to complete transactions remotely through text, email, or other channels. Users can also send Payment Links to customers, making it possible to complete transactions remotely through text, email, or other channels.
    Starting Price: Free
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    Super.com

    Super.com

    Super.com

    Super.com is a platform designed to help users save, earn, and travel by offering a range of financial services and rewards. Through its innovative solutions, Super provides opportunities for users to earn cashback, enjoy discounts, and make smarter travel and shopping choices. The platform focuses on delivering personalized offers and savings opportunities to enhance its users' financial experience.
    Starting Price: Free
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    CardUp

    CardUp

    CardUp

    CardUp is a no-code payment platform that enables businesses and individuals to pay or collect large expenses, such as rent, supplier invoices, payroll, taxes, or school fees, using credit cards in cases where cards are traditionally not accepted. The platform helps improve working capital by letting businesses extend payment terms (up to 2 months interest-free), shift payables onto cards, and receive faster receivables by offering clients the option to pay by card or online link, with automated tracking and a unified dashboard. Simultaneously, CardUp supports collecting payments via card or QR-based bank transfers, with no technical integrations required and rapid setup in as little as one business day. Key capabilities include shifting payments from cash/cheque to card, digitizing payables and receivables, earning card rewards/cashback, managing multiple cards, automating recurring payments, and reconciling payments through the dashboard.
    Starting Price: Free
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    Processing Solutions

    Processing Solutions

    Processing Solutions

    Payment Processing is just the beginning. Merchant Solutions Virtual Payment processing online or over the phone. Retail. Accept credit cards at your retail & POS locations. Restaurant. Low rates for restaurants and quick-serve merchants. Fair interchange pricing. No surprises, 100% transparency. It’s the fairest pricing model in the industry, with flat and fixed margins, so you always get a fair deal. We strive to be the nations leading processing company without having to deceive merchants to earn their business. We offer no long-term contracts, no hidden fees. Our Brick & Mortar Solutions Always Feature the Latest Equipment and Highest Security. Of Course We still provide our Lowest Rate Guarantee! Credit Card Processing - Restaurants, Bars & QSR Restaurants, bars and quick serves can take advantage of special rates and hardware specific for your credit card processing needs including POS, countertop terminals and mobile solutions. Restaurants, bar and quick-service
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    Checkout51

    Checkout51

    Checkout51

    Checkout 51 enables brands to deploy digital coupon and cash-back campaigns by reaching millions of members via mobile app, website, and web extensions. Brands can use smart segmentation to tailor incentives in real time based on consumer behavior (trial, loyalty, repeat, and recovery). With mobile and web presence, they meet consumers where they are. The platform offers tracking and reporting capabilities so brands can gain a rich understanding of purchase behavior, measure campaign performance against household penetration, trial and repeat metrics, and optimize their strategy. On the consumer side, members browse offers, shop in-store, upload receipts or link loyalty cards for verification, and earn cash-back. The pay-for-performance model means brands only pay when a member redeems an offer. Shopping-trip analytics, basket-data segmentation, and direct-to-consumer feedback are available for deeper insights.
    Starting Price: Free
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    First Republic

    First Republic

    First Republic

    Effortlessly manage your company’s everyday transactions with First Republic’s business checking accounts. You can enjoy all the flexibility of a checking account for your high-volume transaction business and receive earnings credit on balances that can offset eligible monthly fees or pay for services. Business Analyzed Checking With Protective Services offers added security by prohibiting check writing, cash withdrawals, ATM/Debit Card access and ACH debits. You have the freedom to write checks whenever necessary and you can still earn interest on your balances. Interest earned on your short-term client funds can be transferred automatically to a state bar IOLTA/IOLA/IOTA program. You can consolidate all your clients’ individual accounts under one umbrella and each account still earns interest. Bookkeeping will be simplified and tax reporting made more efficient. You will have the basic account and all the First Republic support you need as your small business grows.
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    Unitpay

    Unitpay

    Unitpay

    There is everything you need to manage your payments, whether you have 1 or 100 websites at a time. Amendments to the legislation that entered into force from January 1, 2017. Transfer money to your clients: to e-wallets, cell phones, bank accounts and cards. A unique solution of our team to combat fraud on bank cards. Flexible and convenient form of payment allows your customers to pay as quickly and easily as possible. No redirects or new tabs. The widget makes the payment process as convenient as possible. Card payment with us is cool. Clients will appreciate the quick payment and 3ds native functions. E-wallets are very popular among gamers, and we are popular among online games. We are constantly adding something new: bank applications, payment from a mobile phone balance. Immediately after moderation, your personal manager will offer the best terms and conditions. Please note that with the increase in turnover, they become really fascinating.
    Starting Price: 2.3% Tariff
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    Crypto.com

    Crypto.com

    Crypto.com

    Crypto.com is the pioneering payment and cryptocurrency platform. Through Crypto.com, you can buy crypto at true cost and buy 55+ cryptocurrencies such as bitcoin (BTC), ethereum (ETH), Ripple (XRP) and Litecoin (LTC) with credit card through our mobile app. The Crypto.com VISA Card allows you to spend anywhere at perfect interbank exchange rates with crypto cashback.
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    TrueMoney

    TrueMoney

    TrueMoney

    TrueMoney is Thailand’s leading financial application for all mobile network users (AIS, Dtac, TrueMove H). Our all-in-one app lets you securely make cashless and cardless payments for all your everyday needs, including mobile top-ups, bill payments, online and offline purchases, and much more. Enrich your daily life, and enjoy exclusive promotions and discounts across a wide variety of merchants and services. Simplify your finances for more possibilities with a high-yield saving account with cashback after spending, buy now pay later, insurance, and investment in various assets. We also empower businesses of all sizes and help SME entrepreneurs to grow their businesses. Pay with confidence knowing that your information is fully encrypted, secured, and protected. Pay with your wallet balance, link a credit/debit card shop at offline stores, or pay bills. Pay online with confidence as you can control payment within the amount that you top-up.
    Starting Price: Free
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    Tranzila

    Tranzila

    Tranzila

    Your payments are in good hands. Comprehensive data security for receiving payments. PCI DSS LEVEL-1 standard and SSL encryption to the most stringent standards of international credit card companies. Production of digitally signed invoices for email, with the execution of a credit card transaction, PayPal, or bank direct debit. Possibility to generate invoices manually for cash or cheque. The invoice system is approved by the income tax authority. Free application for every customer, both for Android and iPhone. Operations of debit, credit, viewing transactions, and more. Option to connect an EMV credit card reader using Bluetooth technology. A payment solution that grows with your business needs. It allows the clearing of credit from a mobile phone, from an independent clearing terminal, from any computer and tablet, from management software, a virtual store in ecommerce, and more. Full integration for receiving payments from PayPal, including automatic invoice generation.
    Starting Price: Free
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    Payfast India

    Payfast India

    Payfast India

    No need to rush to the local operator for cable TV or broadband connection, just login to Payfast and book your HD cable TV & broadband connection conveniently across India and experience easy connection booking service online. Make immediate payments for cable TV & broadband connection and earn exciting cashback and discounts on every booking you make with us. Our online connection booking service is a one-stop solution to get cable TV & broadband connection. Payfast is the best destination for fast online cable TV recharge, Online broadband bill payment & to get cheap and best internet connection. Enjoy hassle-free cable TV recharge and broadband bill payment anytime & anywhere. Payfast India provides cable TV billing software in India with MRP, ala carte wise billing system. In order to migrate to the new tariff order, the consumer can choose his choice of channels through our Payfast India mobile application and web portal.
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    Juno

    Juno

    Juno Finance

    OnJuno is a modern digital banking platform that provides people with an easy way to manage and grow their idle money. We make banking simple, yet beautiful. We are backed by Sequoia Surge, Polychain, and industry-leading executives. Set up a direct deposit and receive part of your cash paycheck in crypto in any wallet of your choice. We offer our banking services through our partnership with Evolve Bank and Trust. All deposits are safe and are FDIC insured up to $250,000 through evolve Bank and trust. Every time you spend money via OnJuno Debit Card, the brands pay interchange that is shared between the Network and OnJuno. Even though we give you Cashback on Debit Card usage, a certain portion of the interchange helps OnJuno.
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    Validus

    Validus

    Validus

    Small and medium businesses deserve more attention and financial support. That’s why we’re building better business finance to drive a bigger impact for small businesses and their communities. Our relationships matter to us. So does making your life easier. Our finance solutions are designed to power growth for businesses of all sizes, across all industries. With just 2 documents, you can apply for loans digitally in minutes, receive approval and get funds within 1 day. Our next-gen finance tools, from cards and expense management to money transfers and accounting, help you enjoy upsized time and money savings. Instant working capital loans to grow your business and manage operational expenses. Track and manage all company expenses in real-time, on the go. Create unlimited virtual corporate cards for free. Add to your Google Pay wallet to use in-store. Earn cashback on all card spends. Get payment alerts on your mobile.
    Starting Price: Free
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    Benefits

    Benefits

    Benefits

    With our solution companies can provide to their team members and employees any kind of benefits: healthcare, educational, fitness, food delivery, or whatever you can imagine. All you need is to connect your bank account or add transactions manually. At the end of the month, we calculate and provide a cashback to you from your employer. Withdraw your cashback any time you want.
    Starting Price: 5% per reward transaction
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    Satispay

    Satispay

    Satispay

    We don’t use credit/debit cards and we stayed independent from a specific bank or network operator to provide a new system that’s smart for users and cheaper for businesses! Satispay makes transferring money as effortless as sending a message on WhatsApp®! Send money to your phone contacts and pay in stores in a matter of seconds. Satispay doesn't request any sensitive information because we don't use credit cards. All you need is a phone number and an IBAN to start sending money securely. Joining Satispay means being a leader of change and innovation. Help us revolutionize everyday transactions by making payments as easy, cheap and secure as possible. Download the app! We created a mobile payment solution to cut out inefficiencies in the financial system, creating a real revolution in the way people think about money. We cut out all middlemen enabling direct payments to merchants. Satispay puts in contact the only two entities that matter: customers and merchants.
    Starting Price: €1 per month
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    QuickBooks Payments
    Work takes time. Getting paid shouldn't. QuickBooks Payments lets you accept credit cards, debit cards, and ACH bank transfers. Soon, you can spend money immediately after it hits your QuickBooks Cash account. Send invoices with a Pay Now button. Accept credit card payments and ACH bank transfers. Key in your customer credit or debit card numbers to take payments from anywhere. Our free mobile card reader lets you swipe and accept credit and debit cards. Sales automatically appear in QuickBooks in real time. Charge customers monthly or on a schedule that works for you. Start accepting credit card, debit card, and ACH payments with no upfront costs, subscriptions, or hidden rates.
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    Venmo

    Venmo

    PayPal

    Pay friends and family with a Venmo account using money you have in Venmo, or link your bank account or debit card quickly. Send money and make purchases at approved merchants. Remember the moments you share with friends. Split dinner, send a birthday gift, or just say hello. Move money from Venmo to your bank account. We use encryption to help protect your account information and monitor your account activity to help identify unauthorized transactions. Pay family and friends with Venmo accounts using a phone number or email. If they don't have a Venmo account, they'll just need to create one. Find friends automatically by syncing your Facebook or phone contacts. When you send money using your Venmo balance, bank account, debit card or prepaid card, we waive fees so it’s free. Our standard 3% fee applies to credit cards. Receiving money and making purchases in other apps is always free.
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    Chipper

    Chipper

    Chipper Cash

    Send and receive money across Africa the fast and easy way. Enjoy free transfers and the lowest cross-border rates. Move money across town, across Africa or across an ocean. Chipper Cash is the borderless way to send and receive money. Join over 4 million people securely sending and receiving money with Chipper Cash. More money stays in your pocket, and more money arrives in theirs. Just say no to transfer fees or traveling to a bank or agent just to send and receive money. Instantly transfer between your accounts for free. Move your money between Chipper Cash and any bank, or mobile money account absolutely free! Pay instantly with Chipper and save big on transaction fees. Purchase discounted Airtime and earn 2% or more CashBack instantly. Get Airtime for yourself, or send to a friend, even send it internationally!
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    Varo

    Varo

    Varo

    Money shouldn’t just work for some of us. It should work for all of us. With Varo, there’s nothing stopping you from getting ahead. Joining Varo is free, safe, and easy. Varo gives you more ways to take control of your money. Set up direct deposit and get rewarded with benefits that help stretch your paycheck, grow your money, improve your credit, and more. Make your money go further and get breathing room for your everyday needs. With direct deposit, get your paycheck up to 2 days early. Varo Advance gives you instant cash, up to $100. Access exclusive offers and cashback. Varo offers one of the best rates for your hard-earned money. With direct deposit, you can qualify for up to 3.00% Annual Percentage Yield on a balance as low as a penny. Save your pay: Choose how much of your pay to automatically put into your Savings Account. Save your change: Round up every transaction to the nearest dollar and save the difference in your Savings Account.
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    Payslice

    Payslice

    Payslice

    Payslice is a financial-wellness platform that gives employees instant access to earned, but not yet paid, wages, shrinking the time between earned work and available pay. Through its “Instapay” feature, users can link their bank account (via secure integration with a third-party banking-linker) and authorize early access; whenever they choose, they can withdraw a portion of their upcoming paycheck directly to their bank account or debit card, often within minutes. It claims no hidden fees or interest charges and instead relies on transparent transfers. Under the hood, Payslice evaluates income and earned pay-cycle history rather than credit score to determine eligibility, making it accessible even for workers without traditional credit credentials. For employers, Payslice doubles as a payroll-financing or benefits management solution. Companies can onboard Payslice, so their workforce (especially hourly or frontline workers) gains flexible pay.
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    BankCard USA

    BankCard USA

    BankCard USA

    BankCard USA has been a leading provider of merchant services since 1993. We offer credit card processing products and services for new and existing businesses. Accept payments online through a payment gateway, in-store with a credit card terminal, over the phone via a virtual terminal, or on the go using a mobile credit card processing app. Whether you need a low or high-risk merchant account, omnichannel payment services for a large company, or simply a credit card machine for a small business, we work with you to find the best payment processing solution to suit your unique business needs and goals. Of the thousands of credit card processing companies, we guarantee the lowest credit card processing fees through our bank-direct program. Accept credit cards, debit cards, gift cards, electronic checks, and electronic funds transfers with a solution designed with your business in mind today. We have established payment services for over 100,000 merchants.
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    Heartbeat.AI

    Heartbeat.AI

    Swordfish.ai

    Heartbeat uses predictive modelling to best guess provider’s contact information. You can confidently expect 84% accuracy on cell phone numbers and 92% on personal emails on your first result. You can manage all members from one account with multiple admins, or have each team manage their own individual account. Their data will still be synced to your contract account so you have access to all data and won’t get charged twice on using a credit on the same contact. Heartbeat provides accurate personal cell phone and personal email data, less business emails that change so frequently. Most list providers will use recycled or permutated business emails which are about 50% accurate. They also do not provide cell phone numbers of providers, like Heartbeat does.
    Starting Price: $750 per month
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    eDebitDirect

    eDebitDirect

    eDebitDirect

    Our system makes placing, tracking and managing payments easy. eDebitDirect is an alternative payment option that’s fast & secure. We offer instant bank verification with real-time balances checks. Our dedicated team is here to help your business succeed. We process transactions in-house, so you keep more of your earnings. Our system easily integrates with online platforms and shopping carts. We offer instant bank verification with real-time balance checks. Our dedicated team is here to help your business succeed. We process transactions in-house, so you keep more of your earnings. Our system easily integrates with most online platforms and shopping carts. If you don’t offer multiple payment options on your shopping cart, you are losing business. Avoid shopping cart abandonment by offering multiple payment options for your customers. Most people today prefer to debit money directly from their bank account to pay for goods and services than to use a credit card.
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    Eventifica

    Eventifica

    Eventifica

    Send the school communications directly to the parents' cell phone. Get an app with the name of your school and do like hundreds of teachers, professors and administrators who already use Eventifica to communicate with families quickly and easily. School app. Notifications to the parents' cell phone. Events, activities, photos and videos. On-line content manager. Everything you need to communicate with parents, students and officials quickly and easily. School app. Get an app, with the name, logo and colors of your school. Available for iPhone and Android phones. Parental cell phone notifications. Send messages segmented by group, directly to the cell phone of parents and students with a few clicks. Events, activities, photos and videos. Share the activities calendar, upload photos and videos, sports schedules, the dining room menu and much more. Online content manager. Manage your app content from anywhere and on real time, without depending on anyone. Save time and money
    Starting Price: $49 per month
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    My.Vaniday

    My.Vaniday

    Vaniday

    Our beauty and wellness booking platform is fashioned around building trust between our members and partners. No need to be restricted by salon open hours. Our platform has made it easy for both members and partners to schedule appointments at anytime. The more you use Vaniday, the more you’ll be rewarded! Earn glints with every dollar spent, which can be used to offset future bookings or redeem attractive rewards! Glints never expire. What’s more, you can also earn partner’s cashback at selected outlets which are stakeable with glints earned and other discounts!
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    OMGFIN

    OMGFIN

    OMGFIN

    OMGfin is the pioneer in building a trading system for digital assets focused on young investors and social network. By connecting with professional investors. Our goal is to bring together a community of traders who share experiences and help each other achieve their individual profit goals. You can earn cash through our cashback system by inviting friends to join in the buy or sell. If you do not have enough friends to earn a Reward, our system will suggest "strangers" who are also looking for the same type of reward. By creating a group of friends together to share experiences and reward from the cashback system. You can also, on behalf of team members, make decisions to buy or sell coins to bring profit to members in the group. With your experience and reputation in trading cryptocurrencies, you can share or suggest to people who are following you a good list of coins so that they can be considered before making the right investment decisions.
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    slice

    slice

    North East Small Finance Bank Ltd

    slice’s purpose is to make the world better at using money and time, with a major focus on providing the best consumer experience. We believe that the best product will always transcend customer demographics, like how great music touches most of us. slice app brings a fast and simple way to make payments and access credit with its cornerstone products, slice account, slice UPI, and slice borrow. The slice app offers a range of features, including UPI payments, allowing users to pay and receive money quickly and securely without advertisements. Additionally, users can borrow funds as needed, with flexible repayment plans designed to enhance credit scores. The app also incorporates a rewards system where users earn "fire" on every transaction, which can be used to play and win cashback. slice emphasizes security, employing advanced anti-fraud detection models and encrypting personal and financial details to ensure user safety.
    Starting Price: Free
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    N26

    N26

    N26

    Mobile banking the world loves. Think banking can't be fast, flexible, and transparent? Think again. Open an account today to experience mobile banking the world loves. Enjoy cashback on subscriptions from brands you know and love, and unlock exclusive discounts on travel, wellness, entertainment, and more. Open an N26 account directly from your phone in 5 minutes and experience banking with no hidden fees. Yes, really — no minimum account balance, no maintenance charges, no insufficient funds fees, no problem. Get unlimited free ATM withdrawals at over 55,000 Allpoint locations across the US, Canada, Puerto Rico, Australia, Mexico, and the UK. Out-of-network? No problem. Enjoy 2 additional free ATM withdrawals per month from any network, anytime, anywhere in the US. Hate waiting for payday? Get paid up to 2 days earlier¹ with direct deposit. With N26, Wednesday is the new Friday.
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    Text2Fund
    Text2Fund by Arreva is a powerful and versatile mobile, text-to-donate technology enabling nonprofits to rapidly deploy mobile fundraising and donation campaigns with impact. Donors will have a convenient and easy way to give anytime, anywhere by simply texting to a keyword and making a donation with their credit/debit card. With Text2Fund every gathering or event, no matter what type or what size, is a potential fundraising event. Never miss an opportunity to let others help you, immediately, from the phone in their hand. Text2Fund gives you the power to rapidly deploy mobile fundraising campaigns using a convenient donation process. Meet your donors where they are … on their cell phones. Text2Fund enables your supporters to select how much they want to donate and how they want to pay. This provides a simple way to submit donations of any size, billed to credit and debit cards, by texting a keyword to the five-digit short-code.
    Starting Price: $999 per year