Alternatives to Laybuy
Compare Laybuy alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Laybuy in 2026. Compare features, ratings, user reviews, pricing, and more from Laybuy competitors and alternatives in order to make an informed decision for your business.
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1
InfiEye
Infilect Technologies
AI-video analytics enables your store managers to identify and prevent store shrinkages as well as inventory thefts, as soon as they happen. With InfiEye AI, you can improve your in-store shopping experience by identifying fast-selling SKUs on retail shelves and easily monitor in-store customer behaviors. Integrable with your existing in-store PoE cameras. Place your cameras at points you want to monitor, be it the overhead of checkout counters, countertop, on retail shelves, or at the store's entry and exit points. Image recognition algorithm processes live in-store feeds, frame by frame, to accurately identify every object on the shop floor. Evidence-based alerts are sent to the store staff to intervene in a friendly manner. Monitor inventory stock-outs or overstocking, and track sales performance of each store. Reduce store shrinkages and improve net-sales output of every store. -
2
Affirm
Affirm
Affirm is a pay-over-time solution that helps remove price as a barrier for shoppers, enabling merchants to see an 85% increase in average order value and 20% repeat purchase rate. Affirm’s mobile-friendly, omnichannel solution is optimized for e-commerce, in-store transactions, and telesales. Affirm provides the tools merchants need to easily integrate pay-over-time options for shoppers. Here's how it works: 1. Your customer enters a few top-of-mind pieces of information for a real-time decision. 2. Flexible payments. Customers pick their payment plan, with options ranging from 3‑36 months. 3. We settle within one business day and take on risk, from costly chargebacks to fraud. Zero risk to you. -
3
Katapult
Katapult
No credit is required and easy, flexible payment options mean that you don’t have to stress about making those important purchases. Shop great deals now with 100+ retailers and apply for a Katapult lease today. With Katapult lease-to-own, you can take home up to $3,000 in must-have items such as furniture, electronics, home appliances, beds, mattresses, tires, and much more. Our lease-to-own option offers a fresh way to get the things you need. Select Katapult as the payment option in the checkout. Start your lease-purchase application and once approved get the flexibility to pay over time, purchase early or even return your items. Katapult is a better way to pay. Katapult cannot be used for every transaction, only specified items are eligible. The browser extension for Katapult cannot be used to make in-store transactions.Starting Price: Free -
4
Zip
Zip Co
Instantly boost sales with Zip (formerly Quadpay). Integrate Zip's “pay later” platform in 10 minutes, no APIs required. Reap the rewards. Customers love the flexibility of splitting their payments into 4 installments over 6 weeks. In turn, Zip's partner merchants enjoy higher AOV and conversion, more repeat purchases, and immediate payment. Zip exclusive merchants. Here are just a few of our over 3,000 incredible merchant partners. Join the Zip brand community. Our buy now, pay later platform is designed to give savvy shoppers more freedom and flexibility. Easy front-end integration. Use a few lines of javascript code or one of our eCommerce platform plugins. Zip In-Store. A seamless in-store POS solution with zero IT support required. Customers pay with the Zip app in-store. If you accept Visa, you’re already capable of accepting Zip today. Just scan the QR code to process payment. No code changes or integrations with POS systems required -
5
Kart
CarltonOne Engagement
Introducing Kart™ — the future-friendly way to shop and save on all the brands you love. We’re revolutionizing your shopping experience, with over 100,000 daily deals on the latest fashion, gadgets, kitchen appliances, toys, beauty, travel and more. Kart™ includes 1-click discounts at local restaurants, coffee shops and retail stores. These instant daily deals are personalized for you and geo-located for your neighborhood. You can even share these Kart™ local deals with your family, so everyone can save, every day. We do the shopping, so you can do the saving. Shop smarter and save everywhere with Kart™. Free delivery to your home or office is included with thousands of deals every day. -
6
Zinia
Santander Group
Zinia is the new ‘Buy Now, Pay Later’ platform of the Santander Group with over two million customers across Europe. Zinia makes shopping simple, offering the possibility of splitting payments into interest-free installments in a fast and transparent way. The platform is available both for in-store and online purchases at participating businesses with offline functionality coming soon. Make your products more affordable with our interest free payment solutions. Increase sales by offering customers more flexibility when paying. Our flexible payment options increase average spending at your checkout. Keep customers coming back. Our simple, fast and transparent payment solutions make shopping easier. Single platform solution to expand internationally our services to all Santander Consumer Finance units. -
7
Sunbit
Sunbit
Sunbit is a pay-over-time financing platform designed to help customers spread the cost of in-person services such as auto repair, dental care, eye care, veterinary care, and other essential services. It lets users apply quickly, often at the point of sale, using a soft credit check that does not impact their credit score, and many applicants (about 90%) receive approval. Once approved, customers can choose flexible payment plans (commonly 3, 6, or 12-month terms; dental care plans may extend up to 72 months), allowing them to receive needed services immediately while paying over time. Sunbit promises transparent financing: no hidden fees, no late fees, no origination or penalty fees, and no penalty APRs. For merchants and service providers, Sunbit integrates at checkout, in-store, on-the-go, or online, streamlining payment processes, increasing conversions, and making service more accessible to customers who might otherwise delay care or repairs. -
8
Focal Systems
Focal Systems
Focal Systems is helping retailers tackle their biggest challenges through deep learning and computer vision with focalOS. Traditional retail operators have incredibly challenging jobs. Managing thousands of skus, employees and stores while facing rising labor costs and a battle between online and in-store has squeezed operating margins. A Focal retailer operates smarter stores through AI enabled decision making that drive optimized tasks and actionable alerts to streamline operations and deliver an improved customer experience. Focal is working with leading retailers around the world to implement AI solutions that deliver financial returns and happy customers. -
9
in3
in3
in3 Business is the new payment method in collaboration with Rabobank that allows you to pay for business purchases in 3 parts, without interest or extra costs. You immediately pay a third part. The second instalment you pay within 30 days and the third instalment within 60 days. This way you maintain control over your cash flow, have less risk and you have maximum payment convenience and flexibility. Keep track of your payments and get insights into your spending limit. Never miss another payment thanks to push notifications and have our full catalog of stores available at your fingertips. Choose in3 Business at the checkout of the online store or on a digital invoice and go through the verification process. This only takes 2 minutes. Pay a third of your order immediately. This will then be sent by the seller. You make the second payment within 30 days and the third payment within 60 days.Starting Price: Free -
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Reflex In-Store Logistics
Reflex Logistics Solutions
The advent of omnichannel retail and changing consumer practices are behind a boom in local logistics facilities, from retail outlets and drive-through collection points to dark stores, urban warehouses and remote stockrooms. With Reflex In-Store Logistics, you can manage stock and optimize processes across all these sites. Reflex In-Store Logistics gives you comprehensive, real-time information about stock levels and locations—in the stockroom, in-store, in urban warehouses, and more—so you can act quickly to avoid stock shortages, e.g. by stocking shelves with products in the stockroom, requesting a restock, ordering a product from another store, or using a substitute product. Get accurate, real-time stock information: sales floor, stockroom and replenishment. Get a clear picture of upcoming orders, deliveries and shipments, click & collect, drive-through collection, home delivery, etc. -
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Humm
humm
Our product ecosystem of buy now pay later, credit cards, and business financing products has been designed around the core needs of today’s shoppers, retailers, and small and medium enterprises. We have developed platforms for buying – or leasing – everything. Get more customers. Become a hummbusiness partner. Increased income Up to 30% more sales volume and up to 80% repurchase rate. Payment upfront Guaranteed settlement next business day. No refund fees We return our fee on items returned to your store. Fully Integrated. Whether your business is large or small, online, walk-in or any combination, humm can twist to fit. We support instant online integration with key e-commerce providers. Direct REST API for marketing and pricing widgets is also available for bespoke builds. POS integration is available for the following POS platforms and terminals. Integration delivers a fast and simple process for customers and staff. -
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iwocaPay
iwoca
B2B payments built by the experts. Offer approved trade customers flexible payment options and spending limits up to £30,000. We’ve partnered with the biggest names in ecommerce and accounting software so you can easily accept business payments and unlock growth by offering Buy Now Pay Later to your trade customers. Take all your payments through iwocaPay for free or stand out from the competition and give your trade customers interest free extended terms - for all of them, or just a special few. -
13
ChargeAfter
ChargeAfter
By connecting to multiple lenders across the ChargeAfter network, merchants can now deliver instant and personalized point of sale financing offers to consumers, built around their unique credit needs. In financing, there is no “One size fits all.” ChargeAfter helps merchants offer the best consumer financing options to their shoppers at checkout while approving up to 85% of applications. ChargeAfter provides full performance and detailed transaction reporting from an easy to understand dashboard. See every transaction, from each lender – historically and as it happens live. Easily settle, upsell, refund and credit transactions at a click of a button. ChargeAfter is a flexible multi lender consumer financing platform. Your business is flexible too. Offer financing wherever your shoppers are. Online, In-store and over the phone. -
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@Pay
@Pay
@Pay is a DEFI (Decentralized Finance) protocol that is the first BNPL (Buy Now Pay Later) platform built integrating blockchain technology with its own cryptocurrency. @Pay will offer significant cost savings to all participants in the ecosystem by utilizing smart contract technology and blockchains. @Pay aims to be a key participant in offering DEFI eCommerce and in-store solutions to shoppers and merchants. @Pay will also allow users to pay for their shopping with any approved cryptocurrency that they hold in their @Pay wallet. Shoppers will be rewarded through a program that is built on allowing all contributors to the ecosystem to benefit. @Pay is powered by the @Pay token which will be used as a mechanism through which the protocol is governed. A broad distribution across the entire ecosystem including users, merchants and marketplaces will ensure that all participation is rewarded. -
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Clearpay
Clearpay
Clearpay is an international payments platform, built to enable financial wellness for the next generation of shoppers. Consumers receive products immediately, pay in four interest-free instalments and are rewarded for paying on time. With no credit checks, no interest, and no catch, we empower customers to pay in a financially sustainable way. Clearpay is a movement in which everyone wins - shoppers, retailers and society. Known as Afterpay in Australia, the United States and New Zealand we are offered by over 55,000 of the world’s best retailers and have more than 10 million active customers globally. Clearpay/Afterpay is on a mission to power an economy in which everyone wins. Today’s shopper wants a better way to pay. That’s why we’re making it easy for people to get what they want from the brands they love. Clearpay is deeply committed to responsible spending and is always free for customers who pay on time. -
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BrandBuddy
Heera Software
BrandBuddy by Heera Software is a dedicated in-store promoter management platform built for brands that rely on strong in-store retail execution. The platform helps companies manage in-store promoters more efficiently, enhance store-level visibility, & maintain smoother execution across retail outlets. This in-store retail execution platform combines attendance tracking, task management, order capture, performance monitoring & more advanced features in 1 unified platform. The Heera in-store promoter app also serves as a complete operational engine, ensuring secure, reliable, & efficient execution of campaigns at the point of sale. It connects planning & field activity through geo-verified attendance, store-specific task execution, order punching, & combines attendance tracking, task management, order capture, performance monitoring, & more advanced features that serve as a complete operational engine, ensuring detailed promoter-level reporting through an intuitive mobile interface. -
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ZoodPay
ZoodPay
With ZoodPay, you can shop online and in stores and pay in 4 installments over a period of 90 days, with zero interest & no fees! Choose ZoodPay as your payment method at checkout. Enter your personal information and register your credit or debit card details. Get instant approval and pay for your order into 4 equal installments. With ZoodPay you don’t have to worry about that! You can purchase products on the ZoodMall app or at hundreds of online stores offering the ZoodPay ‘Buy Now, Pay Later’ payment option. Approval is instant and it is all online! You pay for your purchases in your local currency with the flexibility of receiving the goods first and paying for them later in either 14 days, or in four to six installments, without incurring any interest or fees. -
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Moon POS
Moon Apps
All in one POS app for retail businesses such as grocery, fashion, book, coffee stores, restaurants to get paid faster with track on orders. Easy to use for store owners. Retail business owners & restaurateurs can now enhance their in-store productivity by leveraging the power of the POS system. The point of sale systems is designed to enhance the workflow speed, allowing the store or restaurant owner more time to focus on other creative activities. Moon POS System Features - Order Ordering & Management - QR Code Menu - Return Order Functionality - Business Reports - Real-time Inventory Tracking - Sales Receipts - Credit Notes - Multiple Online Payment Options Al - Expense Tracking - Quick Order Checkout - Barcode Scan Support - Import/Export Contacts and Product Data Using CSV Files - Multi-currency & Multi-lingual SupportStarting Price: Free to Start -
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Klarna
Klarna
The shortcut to shopping. Get personalized inspiration, exclusive deals and the freedom to pay how you prefer. Only in the Klarna app. Payment experiences shoppers love. America’s biggest brands use Klarna to elevate their shopping experiences. Our services are built to create a smoooth (yes, with 3 o's) shopping experience from beginning to end. Plus, we offer more ways to pay than any other provider. This means more conversions and bigger basket values for you. You get paid right away, in full, while your customers get the option to pay later. When you team up with Klarna you get more than just a set of modern payment methods. We work to enhance the full customer shopping journey. We follow your global enterprise anywhere across the world, making sure you offer a payment solution that supports you, is locally adapted, and delights your users as much as your wares do. -
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Scalapay
Scalapay
Keep up to date on the shops that offer Scalapay. Whether it's fashion, beauty, technology, home, sport, the choice is yours! Find on the map the shops near you that offer Scalapay and pay in 3 installments directly from your smartphone! You have the possibility to have a complete view and manage your orders and payments through the app! You can add and update your payment information, make purchases without having to re-enter all the information each time. Fast and safe! You will never have to worry about forgetting to pay or losing track of an expiring installment. Activate notifications, and we'll help you not miss your next payment! Scalapay protects your payment information with advanced security, we comply with the highest security standards and protocols. -
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FutureProof Retail
FutureProof Retail
FutureProof Retail’s Scan & Go solution makes shopping in-store convenient and safe: No wait at the cash register, bag items while you shop, see your total at any time, shop touch-free and with your own phone. Everyone hates waiting in line, just 3-5 minutes can feel like an eternity. Our scan & go checkout app eliminates the lines. View transactions in real time, audit purchases, provide customer service,and fulfill orders, in the staff App. Customers can place orders at in-store service counters, restaurants, food trucks, and more. Works with the scan & go app, or standalone from a kiosk or microsite. Manage staff accounts, and view performance metrics all in one place, on any device. A multilayered loss prevention system prevents abuse of self scanning capabilities by shoppers and staff. Increase sales with weekly specials in the app, coupons, loyalty, personalized recommendations and in-store navigation.Starting Price: $15 per location per month -
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KORT
KORT Payments
We designed PayHQ to make running and growing your business easy. As one of the most innovative payment platforms on the market, PayHQ by KORT Payments simplifies accepting all types of payments under a single view of your payment data for smarter decision-making. Today, thousands of businesses across North America trust us to process their payments. PayHQ is a complete end-to-end solution, handling authorization, settlement, and funding. Accept payments in-person or online with features like invoicing, recurring billing, and seamless integrations with a single merchant number. Our online gateway offers your customers a secure, simple way to buy from you. Accept payments with an online solution built for businesses of all sizes. Seamlessly integrate your card terminals with PayHQ’s omni-channel solution to accept credit, debit, and other payment methods, using both contactless and mobile for in-person transactions. -
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Slope
Slope
Accept online payments, offer flexible payment terms, and automate order-to-cash processes with Slope’s software and APIs. Accept credit card and ACH from businesses through a single API or our no-code invoice links. We support guest checkout, invoicing based on milestones or custom timelines, and same-day ACH to facilitate all your payment needs. Offer net, installments, or custom terms to your buyers at no additional risk. Get customers approved for financing within seconds for future purchases. You get paid out immediately, and we handle the risk, collections, and everything beyond. Eliminate manual processes involved from processing customer orders to applying remittances to open orders in your ERP. Utilize Slope’s flexible workflows to eliminate friction and ensure every dollar is reconciled. -
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Sterison SFA
Sterison Technology
Turn every store in to the perfect store through in-app visit management. merchandisers collect in-store data and managers control their workflow, review data and produce reports. Automate field data collection and in-store reporting with basis! Best Sales Force Automation And Retail Execution Solutions For FMCG/CPG Industries. Full visibility of tasks, sales goals, and transactional data, Orders Tracking, Accounts Receivables etc. Provides quick access to delivery plans and visibility of inventory. Full visibility into sales reps activities with monitor sales orders in real-time, measures KPI’s. Provides a high level overview of their sales targets and KPI’s. Provides with various contents about selling products in the marketplace. Supports real-time orders and stock counts, invoices, accounts settlements. Discounts, Promotions on products with perceptibility. Collecting maximum data regarding customer demand of products. -
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Afterpay
Afterpay
We’re Afterpay, and we pioneered a fairer way to pay. We give the world’s most desirable customers and relevant retailers the happily ever after they deserve--and a world where everyone wins. Unlike other buy-now-pay-later solutions, Afterpay offers one transparent solution to shoppers with no credit checks, no interest, no hidden fees, and no catch. We give shoppers the confidence of knowing where their money is going versus worrying about where it went. Let’s partner in bringing them more happily ever afters. New Afterpay users can get an instant approval decision in minutes. Your customer completes their order and you get paid the full amount up front. That's a win-win. Customers pay four installments every two weeks, directly to Afterpay. Always zero interest, never additional fees when shoppers pay on time. We believe people are fundamentally good and trust our customers to pay us back. -
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CASHe
CASHe
CASHe is India's premier personal loan and credit line app, offering instant loans up to ₹3,00,000 with flexible repayment options ranging from 9 to 18 months. The application process is entirely digital, requiring minimal documentation, and funds are disbursed directly into the user's bank account within minutes of approval. CASHe utilizes a proprietary AI-powered credit scoring system called the Social Loan Quotient (SLQ) to assess creditworthiness beyond traditional credit scores, enabling young professionals without a formal credit history to access financial services. In addition to personal loans, CASHe provides a pre-approved CASHe Limit, allowing users to withdraw funds as needed and repay in easy EMIs, with interest charged only on the utilized amount. The platform also offers Buy Now Pay Later (BNPL) options for shopping on popular online retail stores like Amazon and Flipkart, as well as investment opportunities in digital gold and curated investment products.Starting Price: Free -
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The Uniform Solution
The Uniform Solution
Our solution makes it easy to provide exceptional service and special pricing. The Uniform Solution is pre-loaded with more than 500,000 SKUs from top vendors. Combined with special order capabilities, medical uniform retailers continue to choose The Uniform Solution for a reason. The Uniform Solution makes it easy to offer select items and special pricing to agencies such as police departments, fire departments, and EMS groups, both online and in-store. The Uniform Solution makes it easy to provide exceptional service to our school partners by offering select items and special pricing for both online and in-store purchases. The Uniform Solution has taken the complex tasks performed by uniform retailers & distributors and created a simple, flexible, and powerful program to help you run your business. Preloaded inventory to start quickly and keep products and prices up-to-date. Group and work order features that make it easy to quote, order, and fulfill group business.Starting Price: $295 per month -
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tabby
tabby
With tabby, shopping is more rewarding. Split your purchases into 4 interest-free payments or earn cashback at your favourite stores (or both). Shop now and pay later by choosing tabby at checkout to split your purchases into 4 interest-free payments, billed monthly. With the tabby app, you can shop now, pay later and earn cash, with no interest, fees or hidden costs of any kind. tabby's shopping experience removes price as a barrier. Turning browsers into buyers, increasing average order value, and expanding your customer base. Shop at partner brands you love on tabby's website or app and earn cash you can withdraw. Whether you pay with tabby or not. tabby makes shopping more rewarding by empowering people with the flexibility and freedom to get what they want. tabby lets you shop now, pay later and earn cash, without the interest, fees or debt traps. Over 2,000 global brands and small businesses, including Adidas, IKEA, SHEIN, and Marks & Spencer use tabby to accelerate growth. -
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Furniture Retail System
Swan Retail
Furniture Retail System (FRS) by Swan Retail is a browser-based, fully integrated retail management system designed specifically for furniture, flooring, bed & mattress, and appliance retailers. It handles the entire retail cycle, from customer ordering through purchase-order generation, stock management, warehousing, and delivery scheduling. Key features include a tablet app for mobile sales inside or outside the store; sales ordering that captures required customer and product details and shows delivery impact; real-time stock tracking with optional barcode support; customer-care tools including contact diaries and full purchase history; integrated ecommerce linking online and in-store operations via a single database; warehousing tools with goods-in, bay management, inter-location transfers, and returns processing; delivery-run planning showing items, weight, drops, and cubics with traffic-light capacity indicators; container-management tools that group multiple orders. -
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PayU
PayU
PayU is a payment processing platform, that enables merchants to accept cross-border and local payments with full payment methods coverage for any type of market and customer. PayU helps merchants improve their approval rates with the lowest fees while ensuring the highest level of security for their transactions – all through a single connection. As a provider of payment processing solutions, PayU helps merchants grow their sales. Once onboarded, merchants gain access to hundreds of local and global payment methods, seamless checkout experiences, and anti-fraud and security capabilities that will make customers return to their stores. No matter how complex your eCommerce business is, PayU covers multiple integration scenarios. -
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Symphony RetailAI
Symphony RetailAI
For 30 years, we've worked with grocery, drug, DIY, mass merchandise retailers and their CPG manufacturer partners to solve some of their biggest growth and profit-related challenges - through innovative software solutions. Now, with AI, we're accelerating their return on investment. Whether it’s to improve customer engagement, supplier collaboration, launch a food-to-go offer or re-imagine your retail space to introduce new in-store services and click & collect, our solutions are proven to deliver. Gain insights from deep customer data and existing sales patterns to optimize pricing and promotion execution - growing customer satisfaction. Whether it’s to improve customer engagement, supplier collaboration, launch a food-to-go offer or re-imagine your retail space to introduce new in-store services and click and collect, our solutions are proven to deliver. -
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Paidy
Paidy
With "Paidy," which does not require a credit card, you can prevent the basket from dropping and increase sales by making payments that meet the needs of users. Many users have supported pre-screening of credit cards, pre-payment at convenience stores, waiting at home for cash on delivery, and simple usage that eliminates the "messy" of shopping, and the number of accounts has exceeded 4 million. Not only will it prevent withdrawal, but it will also support increased sales by expanding the customer base, including non-credit cards and young people. With Paidy, which does not require a credit card, it is possible to acquire non-creca groups, mainly young people. 100% deposit guarantee for sales. Paidy bears the unpaid amount, so there is no risk to the merchant. -
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Vartana
Vartana
Book 30% more customers without compromising cash flow with Vartana’s payments platform. Win opportunities 3x faster by eliminating budget conversations with simple payment plans. Increase total contract value and cash collection with multi-year paid upfront contracts. Empower your sales team with pre-approved payment plans and manage the end-to-end deal process through a central dashboard. Subsidize the full or partial cost of payment plan to convert more customers. Use Vartana’s capital pool or your balance sheet for financing. Our platform enables companies to offer flexible billing options such as monthly and quarterly terms without compromising cash flow, leading to a higher average order value, close rate, and sales efficiency. -
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Orchid POS™
Orchid LLC
Orchid POS™ is a comprehensive cloud-based POS and eCommerce solution for retail/range FFLs. Integrated with Orchid Pay™ and eBound™/e4473, the 2021 POS Solution of the Year is the only all-in-one POS, payments and compliance software in the shooting sports industry, offering in-store and online checkout, membership billing, gunsmith work orders and more.Starting Price: $100/mo -
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ZetesAthena
Zetes
In-store solution to improve your retail business By making a few simple changes you can significantly improve your store processes and on-shelf availability. Our in-store solution ZetesAthena allows you to manage key tasks and processes efficiently so your stores run more smoothly and your customers are happy. User-friendly in-store solution When you use ZetesAthena your store associates will be equipped with a mobile device that gives them real-time information and alerts. A full product inventory will be at workers’ fingertips so they don’t keep customers waiting and risk losing sales. This in-store solution helps with a variety tasks from goods receiving and inventory management right through to omni-channel order fulfillment. -
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Paythen
Paythen
Paythen makes it easy and painless to offer flexible payment plans or installment payment plans for your product or service to customers in 120+ counties and currencies, while built-in automations reduce busy-work, admin and support time. No code or technical know-how needed. Just connect your Stripe account and get started in under a minute. With Paythen, you're in control of how you offer payment plans - you choose the billing intervals, amounts, fees, and lots more. Once you create a plan, you get an easy payment link that works anywhere – on social, email, your website or anywhere your customers are. In addition to payment plans, you can also collect one-off payments, offer subscriptions or use our unique "Pay your way" plan to let your customers choose between paying upfront or via a payment plan. Paythen is a better alternative than buy now pay later companies with lower fees, more control, your brand, and more flexibility. Paythen works with Stripe.Starting Price: 1.25% per transaction -
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EZ Process Pro
EZ Process Pro
EZ Process Pro is a 100% cloud-based retail furniture ERP and fused commerce software designed to unify and automate core operations for furniture retailers, letting users access every feature from any internet-connected device so they can manage their business from anywhere. It integrates point of sale, real-time inventory tracking, automated order processing, delivery scheduling and tracking, and full accounting and reporting tools into a single tool, eliminating disconnected systems and manual data entry. It supports multi-location management, barcode scanning for faster checkouts and inventory accuracy, integrated ecommerce with synchronized catalogs and pricing across online and in-store channels, and built-in customer relationship management to track interactions and sales history. Advanced features include smart purchase order generation, custom price tag creation, auto-charge of layaway and finance payments, detailed sales and performance analytics, and etc. -
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Ratepay
Ratepay
Ratepay operates in financial services as a direct provider of White Label Buy Now, Pay Later (BNPL) products in Germany, Austria, Switzerland, and The Netherlands. The company enables large online retailers (merchants and marketplaces such as Ebay, IKEA, Eurowings, ShopApoteke, Flyeralarm, or About You) to offer end-customers (buyers) the possibility to pay for products or services via open invoice, direct debit, or in installments. Being natively integrated at checkout, Ratepay is invisible to the buyers and does not dilute the merchant’s brand and trustworthiness. Buyers are not required to abandon the checkout interface and create an additional account or download an app and therefore, constantly remain in the brand world of the merchant. This leads to a higher conversion rate, an increased average basket size, and more repeat purchases. -
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Shopgate
Shopgate
Launch buy online, pick up curbside or in-store with a done-for-you contactless solution. Drive traffic, lift revenue, and create the ultimate customer experience with the power of a mobile shopping app, clienteling, and omnichannel fulfillment—all built to integrate into your eCommerce platform or OMS. Reach your customers where they are with the level of personalization that they crave. Grab their attention with targeted push notifications informed by their interests and encourage foot traffic with the power of geofencing. Add the convenience consumers now expect with features like one-touch payments, barcode and QR scanners, and the option to buy in-app and pick up in-store. Personalize your brand experience by giving associates access to complete consumer profiles and omnichannel shopping history. Enable upsell and cross-sell opportunities by allowing associates to leverage real-time inventory and create mixed cart transactions to sell products from both in-store and online. -
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Windcave
Windcave
Windcave provides a global platform that delivers seamless payment experiences for thousands of the world's most recognizable brands. Our solution combines all your payment channels into a single platform allowing you to have full control of the payment integrations to your business. Online payments that are flexible with intuitive payment processing for any digital environment. In-store payments that provide fast and frictionless payment processing for retail environments. Unattended payments that are secure with weather-resistant modular devices for self-service environments. Our payment solutions offer a wide range of features to help you grow your business more effectively and provide greater value to your customer's payment journey. We have built integrations with the world's best software to deliver your business unparalleled functionality. Integrations are available for merchants in every industry. -
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Deferit
Deferit
Deferit is a bill budgeting and payment platform that has helped over 550,000 people improve their cashflow and pay bills in installments. To date Deferit has paid over $400m in bills and saved its users over $39m in late fees and other biller penalties by ensuring bills get paid on time. Pay upfront or over time in 4 easy installments. Build your credit history with every bill payment. The flexibility to change payment dates to suit your lifestyle. No interest, no late fees, just a simple subscription. Whether the bill needs to be paid by ACH, Check, Credit Card or any other method, simply take a photo of the bill and we take care of the rest!Starting Price: $14.99 -
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TWINT
TWINT
With TWINT, Switzerland’s payment app, you can make convenient and secure payments using your smartphone. Our app makes it really easy for you to pay at the cash register, in the supermarket, in the online shop, and when shopping in the farm shop, digitally and cashlessly. The TWINT app can do a great deal more, you can send money to your friends, and purchase tickets from SBB, and clubs can use it as a method of collecting donations. TWINT offers you everything you need in an app to make your way through the day. Digital payments can be made almost everywhere with TWINT. Download the TWINT app for your bank to your smartphone and discover the various functions. We take security and data protection seriously. And it’s not just us, all the Swiss banks that work with TWINT guarantee comprehensive protection. An app that makes life easier. Because you no longer need to worry about payments and everything related to them.Starting Price: Free -
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FTx POS
FTx POS
FTx POS is a powerful, all-in-one POS and payments platform that helps retailers of all sizes improve their bottom line. A POS designed by retailers for retailers, FTx POS includes the features retailers need to succeed. In addition to a robust POS suite, FTx POS includes age verification (ID scanning), integrated payments, ecommerce, digital signage tools, inventory management, and much more. Sell online or in-store, save money on credit card processing, and manage your operation more efficiently with FTx POS. Our platform serves retailers in all industries, including tobacco, liquor stores, grocery, convenience, quick-serve restaurants, clothing boutiques and more......Starting Price: $89/Month -
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Credit Key
Credit Key
Credit Key approves business customers for better monthly terms, in seconds, at e-commerce checkout. Credit Key's payment flexibility results in more orders, larger transactions, and happier customers. Credit Key's proprietary B2B underwriting process allows us to uniquely identify and immediately score businesses, extending deeper credit to your customers at the moment of purchase. Offering and receiving financing has never been easier. Credit Key offers pre-built integrations, lightning fast customer support, and a quick automated application process to simplify and streamline the B2B sales process. A B2B payment platform built around growing your business. From instant credit decisions, customer pre-approvals, to longer and larger credit terms. Credit Key gives merchants and business buyers the ability to accelerate their growth.Starting Price: $49 per month -
45
SoCloz
SoCloz
These days, 68% of consumers are dissatisfied with their in-store shopping experience. That means consumers expect new in-store services so they can have a “pain-free” experience. These days, consumers want to be able to make any purchase they wish, from anywhere, at any time, with their preferred payment method. With so many new services available in stores, existing checkout systems are on their way out. Brands no longer need a checkout system; they need a single in-store interface designed with the sales associate in mind. Traditional checkout systems aren’t just obsolete; they’re not sufficiently intuitive. Their infrastructure doesn’t work with online payment and in-store picking, for example, and the migrations can be complicated. With the SoCloz omnichannel platform, the sales associate is more central to the action than ever before. Associates now have a key interface in hand, so they can manage the full range of omnichannel orders. -
46
Dynamics 365 Commerce
Microsoft
Deliver unified, personalized, and seamless omnichannel buying experiences for customers and partners. Foster lasting relationships through intelligent omnichannel retail tools that strengthen your brand. Provide exceptional purchasing experiences by connecting in-store, digital, and back-office operations on a unified commerce platform. Empower customers to decide when, how, and where they want to purchase—on any device, across all online and offline retail channels. Enable customers to buy online and pick up in-store or receive home delivery via connected ordering and fulfillment tools. Centrally manage promotions and discounts across all retail channels using accurate, real-time omnichannel sales and cost data. Use purpose-built functionality and capabilities needed by B2B organizations and users for self-service buying experiences. -
47
Arch POS
Arch Retail Systems
The Edge is offered to retail by applying an understanding of challenges within retail and using new technologies and market knowledge to create business processes, mitigating such challenges. We understand the hardware challenges of harsh African, high transaction retail environments. The comprehensive range of hardware equipment we offer is innovated and purpose-built for reliability and durability, providing seamless and consistent in-store experiences. Traditional customers enjoy the in-store physical interaction with products and staff, and being able to take home their purchases immediately. There is however a growing number of modern customers who enjoy the at-home convenience of shopping without having to travel to the store. There are millions of online shoppers and this number is expected to grow significantly. As a result, expanding into eCommerce can make your retail business more competitive while increasing your revenue potential. -
48
Magestore
Magestore
Magestore is a fast and customizable point of sale solution for Magento merchants, unifying online and offline sales with real-time synchronization of orders, inventory, and customer data. Magestore POS streamlines operations with features like real-time inventory tracking, flexible payment options, and offline mode. The system supports omnichannel workflows, enabling online order pickups and in-store returns while offering personalized customer experiences. Scalable and customizable, Magestore POS adapts to growing businesses and provides centralized management for multiple stores. Integrate your POS with payment gateways, accounting systems, shipping platforms, ERP, CRM, and more. As the best solution for Magento retailers, our ecommerce POS simplifies retail management and drives growth. With an intuitive interface and built-in analytics, it improves efficiency, reduces costs, and enhances customer satisfaction. -
49
Gerald
Gerald
Gerald is a financial technology app designed to provide users with flexible financial solutions, including interest-free cash advances up to $80, enabling individuals to manage unexpected expenses without incurring additional costs. The app also features a Buy Now, Pay Later option, allowing users to purchase essential household items and mobile plans with the convenience of deferred payments, all without hidden fees or interest. Additionally, Gerald offers a Play to Earn feature, where users can engage in games to earn coins, which can be redeemed for store rewards, further enhancing their purchasing power. Committed to inclusivity, Gerald ensures that both members and non-members have access to affordable household shopping, aiming to empower individuals and families to shop smart, save more, and embrace a brighter financial future.Starting Price: Free -
50
Criteo Commerce Max
Criteo
Criteo Commerce Max enables brands and agencies to activate cross-channel retail media campaigns onsite across 200+ global retailers and offsite across thousands of premium publishers with closed loop measurement tied to actual online and in-store sales data. A single point of entry for 200+ retailers, Commerce Max allows advertisers to operate onsite and offsite campaigns within one platform with unified workflows and reporting. Access AI-powered optimization models to maximize revenue while targeting unique retailer audiences. Advanced commerce insights enable brands and agencies to make smarter media and merchandising decisions.
