Honeydue

With all your accounts in one place, track your balances in real-time, see where all your money is going, and get smart AI-insights into what you can set aside - as an individual and a family. Go beyond: track your joint accounts, current accounts, credit card, investments, ISAs, savings and more all in one money dashboard. Get a complete categorised breakdown of your income, spending and investments. Never get caught out by a pesky subscription again. Improve your habits with AI-powered notifications on how your spending is changing, and when you can afford to set some extra money aside. Whether you’re expecting a baby, just got a pet, or you’re buying a new home together - have peace of mind knowing your money is working for you and your loved ones. For far too long, expert money management has been only for wealthy individuals. We built Lumio because we believe everyone deserves the same level of personalised money management, regardless of their background and circumstances.

The AI-powered budgeting app that helps you save money on your weekly shopping. Connect your bank accounts using open banking and set budgeting and savings goals, chat to Gains your AI-powered financial assistant to learn more about your spending habits, and get cashback on everything you buy at partner retailers. Save 30 mins a week chatting with your money Chat with your new financial best mate and get instant answers about where your money goes, and how to make it go further. No more boring spreadsheets. Smart budgeting tools to plan your spending With smart categorisation and goal tracking Gains helps you feel confident about your finances – improved financial confidence is linked to increased net worth. Earn on average 7%* cashback on your 
everyday spending Get cashback on groceries, clothing, household essentials, travel and more – with offers personalised to where you shop. Using industry standard Open Banking technology so you can earn rewards with confidence