Alternatives to Cyclos
Compare Cyclos alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Cyclos in 2026. Compare features, ratings, user reviews, pricing, and more from Cyclos competitors and alternatives in order to make an informed decision for your business.
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Sila
Sila
Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon. -
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Balance
Balance
Balance is the first self-serve checkout that accepts 100% of the B2B payment complexities - from milestone payments to net terms, wires to checks, SaaS subscriptions to automatic vendor payouts - and more: 🗒 API-first! Get at them docs 💳 Go beyond cards: Accept ACH, wire, card, and even checks 💨 Instant, Risk-free Net Terms: Your customers pay Net 30/60. You get paid instantly. 🔁 Recurring payments, made easy: Make recurring invoice payments as easy as recurring CC payments 🏢 Built for all B2B payment needs. Perfected for Marketplaces, Wholesalers, Merchants, SaaS and Service Providers. 🧍🏽♀️ Self-serve invoicing: Your customers can pull & pay their own invoices with a click 🏋️ Automatic reconciliation & collection: Isn’t it funny you’re still doing this manually?Starting Price: $0 -
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Continia Banking
Continia
Continia Banking streamlines and secures payment and reconciliation processes directly within Microsoft Dynamics 365 Business Central by automating your entire payment workflow. It provides direct, secure communication with banks, sending payment and direct-debit files, importing statements, and receiving real-time status updates and exchange-rate adjustments, while built-in validation checks and enhanced CSV import templates prevent errors at every step. Reliable reconciliations leverage advanced search rules in the payment reconciliation journal or bank account reconciliation to achieve up to 95 % match rates. Flexible payment exports offer both quick flows for summarizing multiple lines and advanced flows for per-line control, with transaction ID-based reconciliation, payment suggestion templates, and IBAN-driven bank details autofill. Secure approval flows support single-line or batch approvals, amount-threshold rules, field restrictions, and mandatory bank account verification. -
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Covercy
Covercy
Welcome to Covercy... where banking meets investment management. Save time with our automated distribution & capital call payment processing, gain your LPs’ trust with our intuitive Investor Portal, and generate interest from capital funds held in your Covercy Wallet – all in one platform. Your investors can access their account to view portfolio info, transactions, documents & reports. Call capital in your investment currency. Investors fund them in their select currency. Slash the risk of phishing and wire-fraud with our secure platform and payments. View the positions of your investors in all assets & funds. Slice and dice as you wish. Complete all distribution payments in a click. We’ll auto debit your account. Our partner banks or payment partners will open accounts under your fund/asset names to automate processing of capital calls & distributions. Our strict anti-money-laundering tests & policies help you stay compliant. Share documents like K1s, agreements & financial statsStarting Price: $100 per month -
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[GO] Core Banking
Geniusto
The next-generation banking platform designed ground-up for flexible configuration, automated compliance, CRM, and real-time insights—across multiple entities and in any jurisdiction. A powerful back-end system for processing accounts, cards, loans, deposits, payments and settlements. An intelligent reliable core engine for processing large quantities of transactions, operations and services. A powerful payments engine supporting current or transactional accounts linked to debit or credit cards. Includes authorization, holds, payment orders, standing orders with searchable and taxable transactions and account metadata. The deposits engine supports the full lifecycle of all deposit products from current accounts to term deposits with or with out overdraft facilities and a full range of interest and calculation options. -
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Franktek Microsystems Sacco Software
Franktek Microsystems
Cloud based – the software runs on the cloud but its a desktop application, so you can manage your Sacco with ease even if the offices are in different geographic locations. Create unlimited Shares products e.g. you can have ordinary shares and special shares for members each with different face value/current prices. Create Unlimited Savings products with our Sacco management software– you can define different savings products depending on your Sacco portfolio. You can also set dormancy period, interest rates, Minimum withdrawal, and maximum amount per each withdrawal. Create an unlimited number of loan products: Create different instances of loans. For instance, you can set your Sacco to have different loan products with varying repayment periods, interest method(flat, reducing balance), interest rates and min/max loan amounts.Starting Price: $50 per month -
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Bitt
Bitt
Creating payment systems that promote social inclusion, financial empowerment and economic growth for this and future generations. A digital transformation of the flow of money is a natural evolution from the current inefficient and risky dependence on physical cash, to a more efficient and secure digital payment system. By harnessing the potential of DLT and blockchain technology, it is possible for central banks to make this transformation. Bitt’s Central Bank Management Panel software is designed to provide real-time detailed information and reports on transaction activity including number of transactions, speed of transactions, and velocity of circulation of money. This gives the Central Bank the ability to accurately monitor the effect of monetary policy actions and make adjustments accordingly. Further to this, “an interest-bearing CBDC could provide a secure store of value, with a rate of return in line with other risk-free assets, such as short-term government securities. -
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Isabel 6
Isabel Group
Hassle-free B2B payments. With just one login, Isabel 6 gives you access to all your accounts at more than 25 banks. Isabel 6 provides access to all your accounts at 26 Belgian banks, download all CODA files and initiate group payments via one single multibanking platform. Isabel 6 can be fully integrated into your existing accounting package and ERP system. Prevent routine work and use payment and CODA files to boost efficiency. Efficient collaboration with your finance colleagues. Isabel 6 lets you share beneficiaries and enter payments, and allows the CFO or manager to sign immediately where necessary. Multibanking platform Isabel 6 complies with all financial rules and legislation. Moreover, all transactions are fully traceable and, of course, entirely safe. Complete complex transactions at blistering speed and reduce human errors. Consolidated overview of the company’s financial position.Starting Price: $37.24 per month -
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Levenger
3Core Software
Levenger solves the problems associated with levy management and handles every aspect of the levy process from the tracking and printing of response letters to the generation of Official Checks and GL entries. Whether your team is centralized or diverse, Levenger is your enterprise solution. Levenger accommodates multiple state transactions via consolidation of all 50 states into one central location. Levenger accomplishes this by providing configuration options for Levy Case Types and Levy Bodies unique to the state issuing the Levy. Levenger Processes payments through an integrated payments module designed to produce any required MICR encoded document type including official checks and general ledger tickets. Once a levied amount is marked for payment, the official check is ready for printing complete with logo, digitized signature, and MICR information. Document security and audit reports are maintained throughout the payment processes. -
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Trustly
Trustly
Our high-quality bank connectivity supplies merchants with superior consumer financial data. This data is used to power safe and secure payments and optimize processes needed to perform financial services. A thorough understanding of industry best practices and the complex banking ecosystem has allowed us to build and maintain the highest-performing connectivity options, allowing you to focus on innovative financial solutions. Source identity data, automate account authentication, and verify account ownership in real-time. Retrieve, aggregate, and assess account, balance, transaction, and personal data. -
11
Teller
Teller
One easy-to-use API to verify account details, move money, make payments, view transactions, and more. The easiest way for users to connect their bank accounts to your app. Teller provides your app with beautiful account enrollment screens that send all sensitive data directly to our secure servers, bypassing yours and leaving you one less thing to worry about. Teller connects to every bank using real APIs. Other providers mostly screenscrape, an extremely brittle and slow technique that means they have poor uptime, are slow, and return stale data. Teller provides live, up-to-the-minute bank data in a reliable and predictable manner. One easy-to-use API to verify account details, move money, make payments, view transactions, and more. See for yourself, run the request on the right by copying the command and pasting it into your terminal. Bank account connections you can rely on, are designed for your peace of mind. -
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Elcoin Automated Banking System
Elcoin Ltd
Elcoin Automated Banking System (ABS) is a fully-fledged transactional banking system that supports a wide range of financial intermediation models and financial services. Elcoin ABS can be used to run automated banking infrastructures for e-money services companies, payment service providers, and commercial banks. Elcoin ABS has an open API architecture that can be used to request internal services as well as global banking payment capabilities. Elcoin ABS has a modular functionality which can be assembled based on the business model and services required. These modules include Core, Contacts, Products, Accounts, Payments, Foreign Exchange, Cards, Crypto, Treasury, Notifications, Channels and Processes. -
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Crassula
Crassula
Create a fully-functioning digital bank in a matter of days. Whether you are launching your own banking or e-wallet or you want to seamlessly embed FinTech solutions into your product, Crassula Banking will get you covered. Companies that service business and private customers. Financial institutions that are reselling IBANs and payments. Currency exchange businesses. Telecoms, retailers, and crowdfunding companies that would like to open financial accounts for customers. All banking accounts are multi-currency and work for private, business customers and licensed financial institutions via API, web, and mobile interfaces. Issue and manage cards, process transactions, and set up fees, with multiple currencies supported. Offer your customers the freedom to buy online and offline, with virtual and plastic cards. Manage balances, currencies, chargebacks, and more within one service. Create your own eCommerce global payment gateway with Crassula.Starting Price: Free -
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BCSS
Prime Factors
BCSS reduces application development costs, simplifies retail payments security, and helps meet industry & regulatory compliance related to cryptography for applications that issue payment credentials and process electronic payments. BCSS simplifies working with payment HSMs and manages cryptographic keys to facilitate payment card issuance. BCSS also enforces role-based access controls, audit logging, and reporting to help banks and financial services around the world meet PCI compliance. BCSS software eliminates the need for enterprises to develop and maintain custom software code that incorporates the logical security and payment schemes required by payment network brands – saving time and money. BCSS is backed by a dedicated team of highly specialized payment security experts that can provide guidance, troubleshooting, and ongoing support for enterprises planning, implementing, or running custom payment applications.Starting Price: $0.00 -
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Cyclos Payment Software
Cyclos Payment Software
Payment software created for banks, barters, remittances and innovative currency systems. Cyclos is used by more than 1500 payment systems worldwide. Use our brand new mobile-first responsive open-source front-end. Personalize our app and publish it on the app stores. Or use SMS or USSD if needed. Additionally, you can offer your customers a complete marketplace and even their own webshop. A large range of features are available, such as ad alerts. Cyclos offers a secure and reliable banking/payment platform, which can easily be customized according to your requirements. Merchants can easily accept nfc payments with their mobile app or generate a QR code, which can be scanned and paid by the customer. Pay with our app to a printed QR code or generate a QR code on our app to receive payments. Pay by holding an NFC card to an android device to do quick and secure payments. -
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CCStorage
CCStorage
Managing a self-storage property has never been simpler. Track units, customers, payments and more. Provide your tenants with a secure online portal. Get started in 5 minutes. No set up fees, no monthly fees. One flat rate for credit card transactions. Your customers visit your custom URL to login, manage payments and view invoices. 100% Free Software - Pay Only When You Process Credit Card Payments. Pricing based on monthly credit card processing volume. We offer one flat percentage rate to process both credit card and ACH transactions. Automate your self storage property and give your tenants the convenient payment options they want. We believe that every succesful self storage property will move to automated electronic payments. We understand this process takes time. Track cash & check payments for free in order to keep all your billing in your system. We only charge one flat rate for credit card transactions. Automate billing and increase convenience. -
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ennoxx.banking
Ementexx
ennoxx.banking is a universal, fully-automated banking and communication platform for exchanging payments, confirmations, account information and other information between companies and banks. The field of transactions is highly complex and encompasses many processes and systems which are closely integrated with each other. To ensure that we can tailor our solutions to the individual requirements of our customers, ennoxx.banking is divided into individual modules. All modules are designed to offer the maximum in flexibility and can therefore be smoothly integrated into existing system environments and adjusted to fit company applications. As part of this, ennoxx.banking goes above and beyond simply executing transactions and offers additional modules for company-relevant functions which can be seamlessly integrated. Find out more about our individual services and solutions in our references. -
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Liink
JPMorgan Chase
Kinexys Liink is a secure, bank-led payments information network that enables efficient and controlled exchange of payment-related data between financial institutions, fintechs, and other participants. It offers scalable, permissioned access, ensuring data privacy and integrity through rigorous encryption standards. With multi-channel integration via UI and API, Liink easily deploys within organizations to improve payments security and operational efficiency. The platform processes over 220 million inquiries, helping users unlock new revenue streams by monetizing payment data. Key applications include account validation, digital check processing with CheckMatch, and enhanced cross-currency payments through Route Logic. Liink’s solutions help reduce costs, improve processing times, and streamline payment workflows across the industry. -
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iBanFirst
iBanFirst
Avoid the hassle and risks associated with international payments. Enjoy a universal payment platform and benefit from proven currency market expertise. Open multicurrency accounts and manage hedging contracts online. Notify partners when payments are made and download payment confirmations in a simple click. Gain peace of mind with strong authentication, protecting your funds and accounts. Specify validation rules and payment thresholds for your users. Reach new markets internationally while guarding against risk. Invoice your clients and receive payments in their currency, wherever they may be. When making transfers or foreign exchange transactions, unreliability can cause delays in payment or reconciliation. With iBanFirst, you can open nominated accounts in over 30 currencies, with individual IBANs guaranteeing transaction security and quality. -
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Token
Token.io
Token.io has reimagined account-to-account (A2A) payment infrastructure, enabling banks, fintech firms, platforms, and payment providers to increase revenue, reduce processing expenses, and simplify operations by offering ready-to-use Pay by Bank solutions. Widely acknowledged by independent analysts as one of the leading two A2A payment infrastructure providers worldwide, Token.io’s unparalleled connectivity and excellent partner support position it as a front-runner in open banking and A2A payment infrastructure. Its connections cover over 90% of bank accounts across 21 markets, granting unmatched capability to initiate instant bank payments, refunds and real-time payouts to more than 567 million bank accounts across Europe. Token.io's partenrs include 3 of Europe's top 5 financial institutions; it is also trusted by prominent names in the payments sector, including Mastercard, ACI Worldwide, Global Payments, Nuvei, and Paysafe. -
21
iCashpro+
Aurionpro
Disruptive technologies have resulted in a noticeable movement away from disintermediation and toward partnership between fintech businesses and banks in order to provide a better customer experience. Banks must provide a seamless omni-channel customer experience in order to meet changing client demands, which is another significant expression of digitalization. With the rapid pace of disruptions in the payments space, banks need to quickly embrace digitization to support innovative payment systems and manage compliance with evolving regulations. Digitization also enables big data analytics and open APIs, that opens the new possiblities for success in transaction banking technologies. Innovations in application security using A.I., Natural Language Processing and unstructured data analysis make banking safe and secure. -
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Paynote
Paynote
Paynote directly emails your clients the check or invoice. With Paynote, sending one-off or recurring checks is super easy with our intuitive dashboard. Easily schedule daily, weekly, or monthly payments with a few clicks in the Paynote dashboard. Paynote offers fast, next day electronic transfers directly into your bank account. Paynote instantly connects to your bank's online checking system. No need share account or routing numbers. Clients just click on the link in the email, connect to their bank account, and pay the invoice. Recipients will never need an account or app to pay your invoice or receive a payment.Starting Price: $14.99 per month -
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Aurora Image Item Processing
Computer Service Professionals
Our complete Image Processing Solution combines item POD and image capture with Report Retrieval, Signature Card Verification, Aurora Document Imaging, and Electronic Merchant Deposits. Each module is fully integrated, giving you the power to retrieve and view any image or transaction. The system is user-friendly and easy to expand with new features and functionality. Our system is designed to make every bank employee a Customer Service Representative. You have access to data as soon as it is captured and balanced. This means that all employees can research transactions captured just seconds ago; even before they’re transmitted to the core system. Has a loan payment been made? Was my deposit received today? What specific checks went with my deposit? Any of these customer questions can be answered with the click of a button. Features of our software will give you a competitive advantage. With user-defined reports, review how many competitor checks come through your bank. -
24
TreasurUp
TreasurUp
TreasurUp is a cloud-based white-label business banking platform built for commercial banks to deliver advanced digital treasury, risk, liquidity, and cash management services to their SME and corporate clients under the bank’s own brand, enabling banks to compete with fintech-style offerings without building systems in-house. It includes modules for FX trading and advanced hedging, cash visibility and consolidated liquidity dashboards, cash flow forecasting and integration with ERP or account data, cross-border and batch payments, cross-currency target balancing, and investment products, all accessible via web, mobile, and API channels, with regional customization and single sign-on support. Designed around API connectivity, it connects real-time account balances, transactions, and ERP data to give companies actionable insights into cash positions, automate workflows like hedging based on forecast data, and simplify treasury tasks such as FX exposure management. -
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Cashbook
Cashbook
For companies with high-volume transactions. Built on seamless integration between banks and ERPs. Proven to increase cash flow, eliminate manual processes, reduce DSO, and improve cash visibility. Automate complex financial processes and transform your finance department. One central hub to log all notes, see lockbox images, eliminate deductions and add attachments with real-time information. Intelligent software forecasts payments based on historical performance highlights overdue accounts and automatically creates user-defined dunning letters. Expect higher collections efficiency and expect your companies DSO to plummet. Deductions are claimed by large and small companies with customer-specific codes and reasons. Adapt deduction management to any bank file or remittance format and route deductions for speedy review and approvals. Create reason and deduction codes directly from remittance data, regardless of ERP. -
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Citrus Pay
Citrus
Your personal and financial data is encrypted and protected on Citrus' servers to secure you against unauthorized transactions made via Unified Payment Interface. Free withdrawal straight to your bank account. Secure your card information for quick purchases on the go. Upgrade your Wallet to enjoy higher limits on loads, withdrawals & payments. Citrus, now a consumer brand, belongs to PayU Payments, the leading digital payment services provider in India, catering to more than 50,000 merchants. Simply upload the KYC documents and complete the verification process. Verification of KYC is done instantly on real time basis. Once confirmed, loading option will be enabled to you. You can load up to maximum of INR 5000/txn and a total 50000 INR in a day. However, amount outstanding shall not exceed Rs.1,00,000/- at any point of time. KYC verification process can take upto 30 days. -
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Unified Payments Interface (UPI)
National Payments Corporation of India (NPCI)
Unified Payments Interface (UPI) is a real-time payment system developed by the National Payments Corporation of India (NPCI) that facilitates seamless and instant transfer of funds between bank accounts through a mobile platform. Launched in 2016, UPI revolutionized digital transactions in India by enabling users to send and receive money, pay bills, and make purchases directly from their smartphones without the need for traditional banking methods or card details. It uses a Virtual Payment Address (VPA) to simplify transactions, eliminating the need to share sensitive bank details. Highly secure and interoperable, UPI integrates multiple banks under one interface and supports features like QR code payments, scheduled transfers, and peer-to-peer payment requests. Its wide adoption has significantly contributed to India’s shift towards a cashless economy. -
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Rêv
Rêv
Discover why banks, fintech, and others looking to launch digital payment products choose Rêv. Keep up with the pace of consumer demand and competitor activity with our digital payment products. Deliver branded banking experiences in record time. The Rêv team brings to each partnership decades of understanding and in-market experience developing and managing next-generation payment products around the globe. Our team of industry experts, in combination with our state-of-the-art payment-focused technologies, allows us to not only meet our client's needs but also contribute to the definition of what is possible in our space. We are passionate about building products that have a significant impact on the markets they serve. This is why we developed a unique platform that we and our strategic partners can use to build incredible fintech products and services. With our easy-to-configure cloud-based product platform and processing engine, we can help you get a program launched. -
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First Data
First Data
Today’s bank customers demand more personalized, convenient services. That’s why financial institutions partner with First Data to make every customer interaction more valuable. First Data’s easy-to-use banking solutions help you satisfy your customers’ desires for greater convenience with technology that makes every transaction simpler and more secure. Deepen relationships and seize new opportunities for growth with our complete set of solutions for your merchant customers and consumers. Our products empower financial institutions to deliver easier, faster, safer and smarter electronic commerce. Your path to personalized banking begins here. First Data provides a single, consolidated processing platform for all of your payment cards, loans, prepaid, and commercial card products. OmniPay is First Data’s multi-currency, multi-country acquiring technology of choice for cost effective, efficient payment processing. -
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Form3
Form3
We are a complete end to end ‘Payments As A Service’ technology provider. Our award winning cloud native, real-time payment platform helps banks, fintechs, financial institutions, e-commerce gateways and card providers process a wide range of payments quickly, simply and cost effectively. Market leading cloud payment platform built specifically for the demands of the rapidly evolving regulated payments sector. We deliver the best API first technology available, with in-depth experience in payments. Form3 removes the need and complexity of managing critical, evolving payment infrastructure. Instead, our customers benefit from the latest technology advancements and can focus on building better customer propositions to grow their business. Form3 takes care of the entire end to end journey of payments, from the moment a payment is instructed, right through the processing, clearing and settlement with national payment schemes. -
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aPay Payment Gateway System
Almuqeet Systems
As the world has stepped into a digital age, customers are preferring payment gateway systems to make their payments. However, with this increasing trend for online payments demands a transaction system to be highly secure, safe and easy to use. To meet the customer requirement aPay Payment Gateway engine for processing credit card, e-check, debit card, EBPP, and other transactions was introduced by ASPL. Our gateway engine meets all PCI DSS guidelines. aPay Payment Gateway doesn’t require any software for functioning but can be handled remotely. The gateway is easy to use and can handle a high volume of transactions. Our platform and gateway is available to financial institutions, acquiring banks, payment service providers, and large merchants as Platform as a Service (PaaS). Powerful workflow flow, which operates in conjunction with the accounting engine and is used as control and manages all the processes. -
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Reveniu
Reveniu
Receive recurring payments with debit and credit cards in pesos and UF. Your client enters the card details once and the following charges are automatic. Forget about late payments and chasing clients. The easy way to collect subscriptions, recurring payments, and monthly donations. Define a title, amount, and frequency of payment, monthly, semi-annual, annual, or single. Post your payment link on your website or mail it and social media. Your clients enter their credit or debit card once and the next charges are automatic. View payments, customer information, and growth metrics to project your business. How Reveniu can help you generate predictable constant income. Increase monthly donations and contributions, and be clear about your income and who your donors are. Forget about bank mandates, reconcile transaction information by hand, and lose donations. It offers monthly, semi-annual, and annual subscription or membership plans without spending on integrations.Starting Price: $50 per month -
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BoomFi
BoomFi
BoomFi is the simplest and most secure solution for businesses looking to accept digital currency payments. With BoomFi, you can easily collect one-time or recurring payments and settle in either crypto or fiat currencies. We offer a range of integration options including no-code, low-code, API, and embedded solutions. Our transaction fees are a flat rate of 1% plus 25 cents per transaction. Our product offerings include: • Crypto payment gateway (supporting over 100 currencies across major blockchains) • Crypto subscription payment • Fast bank on/off ramp (GBP, EUR, USD across SEPA, FPS, ACH, SWIFT) • Payouts • Digital Wallet-as-a-Service • Embedded / white label -
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Corniche
Megasol Technologies
True multiple currency accounting in which each currency has its own ledger structure consolidated to a reporting currency with IFRS compliance is standard. Inter-currency positions are automatically maintained, and both your balance sheet and income statement can be presented with full details of the consolidation. Commodities can be treated as currencies allowing use of the system as a commodity broking platform. Digital currencies and digital commodities for both storage and interchange are fully supported. Exchange rates can be imported from an external data service or can updated manually. Creating your own e-currency has never been easier! Corniche customers typically have clients who know and trade with each other – sellers and buyers. Corniche offers a simple escrow system which allows the parties to self manage the sales cycle from initial agreement to undertake a transaction through to delivery and payment. -
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aplonHUB
PaymentComponents Ltd.
Payments Hub The easiest way to add payment functionality to your core system Ride the fintech evolution wave with aplonHUB and get the simplest way to add payments to your core system. - Make your core system, payment ready with a plug-in application - Handle instant payments by automating financial messaging - Connect to SWIFT or Service Bureau or ACH for Incoming or outgoing messages - Perform AML and other workflows for your compliance needs -
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F2B Payments
Mainsys Engineering
F2B Payments. A perfect response to launch new banking activity for neobanks or payments actors. F2B Payments includes a series of Front to Back components combining account management and payment functionalities both for traditional and online banks, and offering basic services for new banking players in a “neobank” approach. Complete, integrated and modular, the F2B solution can be deployed flexibly to support the goal of rapid deployment. Client management. The purpose of the Clients module is to introduce and manage the identification data of any person contacting the Bank. They may be natural persons (individuals or professionals) or legal entities. You can find customers, third parties (non-customers) or prospects. In addition, group clients may be created to establish relationships between natural and / or legal persons. The introduction and updating of this data is broken down into general information managed in the basic module.Starting Price: $10000 per month -
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Continia Payment Management
Continia
Continia Payment Management is an online payment solution embedded in Microsoft Dynamics 365 Business Central that consolidates all vendor, employee, and customer payments into a single payment journal, supporting multiple bank accounts and foreign currencies and enabling bulk payment initiation and swift, one-click approval and export to the bank while tracking status in real time. It offers direct bank communication for sending payments and receiving statements and exchange rates, automatic reconciliation powered by statement intelligence with configurable rules and unique transaction IDs, IBAN lookup to validate and generate international account details, and secure approval workflows with batch or individual line approvals, auto-detection of low-risk amounts, and bank account verification to prevent fraud. Users can summarize payments per vendor to reduce fees and match customer transactions via payment service provider integration. -
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AOPAY
AOPAY Technology
AOPAY is a digital banking infrastructure platform that provides financial institutions with integrated payment, banking, and verification solutions through a unified API ecosystem. The platform enables fintech companies, NBFCs, microfinance institutions, cooperative societies, and banks to manage financial operations more efficiently while maintaining regulatory compliance. AOPAY offers modular services such as payment processing, identity verification, lending management, core banking infrastructure, and account management. With real-time settlement capabilities, scalable APIs, and enterprise-grade security, the platform helps organizations modernize financial services, streamline workflows, and deliver secure digital banking experiences. -
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BHIM
BHIM
Bharat Interface for Money (BHIM) is a payment application developed by the National Payments Corporation of India (NPCI) to facilitate simple, easy, and quick transactions using the Unified Payments Interface (UPI). With BHIM, users can make direct bank payments to anyone on UPI by entering their UPI ID or scanning their QR code. The app also allows users to request money through a UPI ID. Key features of BHIM include the ability to send and request money, scan and pay via QR codes, view transaction history, manage profiles, and link multiple bank accounts. The app supports 24/7 transactions and offers a secure platform for users to manage their finances. Additionally, BHIM provides services like UPI AUTOPAY for setting recurring payments and enabling transactions without an internet connection.Starting Price: Free -
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Treasury Prime
Treasury Prime
Connecting Fintechs & Banks. Use Treasury Prime APIs to embed a full range of banking services from account opening to payments to cards. For Fintechs. Get to market fast—with a pricing model that makes sense. Using Treasury Prime is 5x faster and cheaper than doing your own integration. Explore our products. Most complete set of banking services. A full range of banking capabilities plus the custom reporting you need for your business. Great developer experience. Best documented and easiest to use API. Direct relationship with your bank. Banking services are the foundation of your business; we work with multiple banks and ensure that you have the right bank partner. For Banks. Unlock new channels for growth. New banking relationships drive deposits, increase transaction revenue, and build non-interest income—without changing any systems. 50% lower deposit acquisition cost. Onboard commercial accounts in 2 minutes instead of 2 weeks 30% more deposits. -
41
Galoy
Galoy
Communities and institutions around the world are accelerating Bitcoin and Lightning adoption using Galoy, an open-source banking platform. Accelerate development of Bitcoin banking solutions with self-hosted infrastructure or “banking-as-a-service” managed implementation. Launch a Bitcoin community bank using the same shared custody model and easy-to-use Lightning wallet that helped Bitcoin Beach build a circular economy. Use proven infrastructure to provide 21st-century financial services directly to any constituent with a mobile phone and internet connection. That's why we build products that enable organizations of any type or size to create their own Bitcoin-based bank. The app makes it easy to pay via Bitcoin address, Lightning invoice, or individual username. A transaction log displays a history of payments between users. The mobile-friendly map displays all local businesses that accept Lightning payments.Starting Price: Free -
42
Lithic
Lithic
Lithic makes it simple to create payment cards to enable and control spending. Designed for developers, Lithic’s accessible building blocks reduce time to market, unlock new revenue streams and scale with your evolving business. Whether you’re creating payment cards for your customers, optimizing back-office operations, or simplifying disbursements, Lithic makes it easy to start without wading through lengthy MSAs or Sales demos. Pricing is simple, with no expensive monthly fees. Create your first card in minutes and use it right away. -
43
Yapily
Yapily
Yapily helps you deliver a faultless customer experience, while staying on top of an ever-changing Open Banking compliance landscape. Designed for open banking and delivering seamless connectivity. Only technology company to be selected by IBM for open banking offering. Reaching new markets and bigger volumes as open banking API’s are released. Using a single open API, you can access the data you need to enrich the end-users experience. From aggregating, categorising and enriching account information, to initiating payments and transactions, your business gains the visibility to offer personalised financial advice. By eliminating the technical barriers, Yapily enables any business to interact with customers using one seamless, secure connection. Banks, financial providers and developers have the building blocks to build, connect and monitor their own API’s for communication within minutes. -
44
Lorum
Lorum Finance
Lorum provides multi-currency clearing infrastructure for regulated platforms and financial institutions operating across multiple markets. The product connects directly to major and local payment rails, allowing institutions to clear and settle funds without building local entities or maintaining fragmented correspondent banking relationships. Through a single API and ledger, clients run operational and client-money account structures across currencies, with regulated, segregated accounts and virtual IBANs issued in the end customer’s name where supported. This enables predictable settlement finality, improved fund security, and clearer ownership of balances across jurisdictions. -
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Instabill
Instabill
Merchant accounts for businesses are classified as risky for many reasons, including brand new business, poor credit history, operating in a high-risk industry, processing a high volume of transactions, or high ticket transaction values. Rely on the Instabill team to get you a high-risk merchant account business, today. Expert merchant services for ecommerce businesses, POS businesses, and mobile businesses. Accept credit and debit cards, contactless payments, and online transactions with Instabill’s payment processing and merchant account solutions. ACH payment processing provides a cost-effective, secure, private electronic payment transfer system. Accept and process credit card payments in more than 160 currencies with Instabill’s international merchant accounts. A high-risk merchant account is a certain type of business bank account assigned to those merchants who present a degree of risk associated with their business. -
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Vault
Vault
Launch your own fiat and crypto banking operations in just a few days and at a fraction of the cost of doing it on your own. Vault delivers a crypto-friendly secure banking platform for any business looking to provide their customers, agents, or employees with a complete payment ecosystem, under their own brand, with minimal hassle and the industry's best go-to-market pace. Individually segregated IBAN accounts to all users, no matter their country of residence (some restrictions apply). Vault clients that have their own crypto token can easily add them to the Vault ecosystem. Global payment solutions give access to a world of cryptocurrencies. Exit cryptocurrencies into traditional fiat currencies as easily as sending a bank transfer. Vault and its associated companies empower more than 1m+ users to access crypto, banking, and card solutions. Through Vault, our white-label clients can provide fiat, crypto, and payment card solutions to their users. -
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Temenos Transact
Temenos
Temenos Transact is the most successful and widely used digital core-banking solution in the world. Using cloud native and agnostic technology, Temenos Transact provides the most extensive and richest set of banking functionality across retail, corporate, treasury, wealth and payments with over 1000 banks in 150+ countries relying on it to provide market leading and innovative products and services to their customers. Innovate in minutes and launch products in days using core banking SaaS. Temenos Transact can be accessed in The Temenos Banking Cloud, bringing together the world’s favorite banking services, an innovation sandbox, and a rich fintech marketplace. Build with everyone's banking system. We give developers the tools and reference materials they need to build, test and publish new banking products and services. Prepare for launch with our GTM framework, support resources and sandbox access. -
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BankingLab
BankingLab
BankingLab is a unified SaaS banking platform that provides a full stack of digital banking services. The platform has specific modules for customer account management, for payments processing, for issuing debit/credit payment cards, for providing loans and for deposits. The platform also provides access to accounts via API to web or mobile devices. BankingLab is a service provider that helps to turn good ideas into successful fintechs. We help entrepreneurs with our technology guiding you from business ideas to successful licensed financial institutions. Building the future of fintech requires talents. We are proud of our employees who deepen their knowledge daily by helping our customers to develop competitive products and services. Apply if you want to become one. Please focus on your customers, leave technology to us. Online identity verification with KYC/KYB, payment cards issuing, and banking infrastructure. -
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FIS Fusion
FIS
Most financial institutions provide customer bill pay solutions, but they don’t necessarily simplify money movement. With FIS Fusion your customers can pay bills, use P2P payments, or transfer money between accounts in seconds, on any device. Personalized intelligence capabilities spot possible payment errors, make it easy to find past payees, and identify new ones by ZIP Code. Fusion even alerts customers if they’re scheduling a money movement transaction that exceeds the amount of available funds in their account. Suggest relevant payments, alert customers about issues and customize payment limits. Let customers initiate payments from alerts without requiring them to sign into your application. Integrate the responsive website for a consistent experience across all devices in your online application or mobile app. Prevent losses with built-in fraud monitoring that includes transaction suspension capabilities, elimination of non-sufficient funds bill payments, and payment limits. -
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Novopay
Novopay Solutions
Future-proof your banking journey with Novopay's state-of-the-art Banking Platform that is cloud native, mobile first, API enabled and AI driven. Whether it is digital lending, prepaid card and wallet or payment solutions, Novopay's products can be licensed, subscribed, customized & run on the cloud with 24x7 managed services. Novopay prepaid card and wallet solution allows Banks, NBFCs, Retailers, Telcos and Corporates to solve complex payment use cases and provide seamless payment experience in the hands of their employees, customers and channel partners. Engage your consumers by creating frictionless and easy payment experience. All this while providing total control of the payment instruments in the hands of the consumer. Novopay brings a highly advanced offering for micro finance and community banking companies, providing loan officer apps for online and offline operations in the field.
