Qwist
Qwist is Europe's leading independent B2B2X open finance platform, offering a comprehensive suite of products designed to streamline financial services and enhance customer experiences. Its mbed digital lending suite integrates seamlessly into e-commerce platforms, enabling digital retailers and marketplaces to connect with leading banks for instant access to diverse financing products, thereby creating a unique, end-to-end customer journey. It provides innovative payment solutions for high-value goods, facilitating a fully digital lending process that includes various financing options like consumer credit and installment payments. Qwist offers real-time access to financial transaction data, categorization, financial identity verification, disposable income verification, payment initiation, and risk insights, empowering businesses with comprehensive financial data for verification, de-risking, and upselling.
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finAPI
finAPI is a secure and easy-to-use platform to connect companies, banks, and individual users. Our open banking API gives companies the possibility to access and analyze account data or even initiate payments on behalf of customers. We also offer support to banks and financial service providers with an XS2A server, which delivers a PSD2-compliant banking interface for TPPs. finAPI is flexible, adaptable, and always ready for the next challenge. We can help you to create innovative financial services that deliver real added value for you and your customers. Having easier access to data smooths innovation and process optimization. finAPI’s data intelligence modules enable comprehensive analysis of financial data including categorization, various cash flow, and risk reports as well as contract recognition. Data enrichment, artificial intelligence, and machine learning algorithms ensure the highest data quality and the best possible results.
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Volt
We’re building the world’s first global real-time payment network. Move money at lightning speed, wherever you are. Real-time payments, everywhere. Discover what you can achieve by plugging into the world’s first real-time payment network. We’re accelerating a global real-time revolution by creating a single gateway to a world of account-to-account payments. The result is an unrivaled open payments power grid, where money flows and conversion are expertly optimized. This network of networks, powered by open banking, is transforming how money moves on a global scale. Welcome to next-gen eCommerce. By uniting real-time open payment systems to one harmonized standard, we give businesses the power to offer customers everywhere the same frictionless payment experience. By being obsessive in detail, we’ve created elegant, intuitive experiences for customers who crave convenience. With intelligent bank searches and mobile-optimized UI, our checkout is as much about speed as simplicity.
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Token
Token.io has reimagined account-to-account (A2A) payment infrastructure, enabling banks, fintech firms, platforms, and payment providers to increase revenue, reduce processing expenses, and simplify operations by offering ready-to-use Pay by Bank solutions.
Widely acknowledged by independent analysts as one of the leading two A2A payment infrastructure providers worldwide, Token.io’s unparalleled connectivity and excellent partner support position it as a front-runner in open banking and A2A payment infrastructure. Its connections cover over 90% of bank accounts across 21 markets, granting unmatched capability to initiate instant bank payments, refunds and real-time payouts to more than 567 million bank accounts across Europe.
Token.io's partenrs include 3 of Europe's top 5 financial institutions; it is also trusted by prominent names in the payments sector, including Mastercard, ACI Worldwide, Global Payments, Nuvei, and Paysafe.
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