Alternatives to CreditPoint Software
Compare CreditPoint Software alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to CreditPoint Software in 2025. Compare features, ratings, user reviews, pricing, and more from CreditPoint Software competitors and alternatives in order to make an informed decision for your business.
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D&B Finance Analytics
Dun & Bradstreet
AI-driven credit-to-cash solutions powered by Dun & Bradstreet’s industry-leading global data and analytics. D&B Finance Analytics provides AI-driven solutions powered by the Dun & Bradstreet Data Cloud. Intelligent, flexible, and easy to use, D&B Finance Analytics helps finance teams manage risk, increase operational efficiency, reduce cost, and improve the customer experience. Manage credit and receivables risk to help minimize bad debt, reduce DSO, and improve cash flow. Help automate manual decisioning, monitoring, matching, and customer communications. Provide your customers with an online credit application and a payment portal. D&B Finance Analytics comprises two platforms, D&B Credit Intelligence, and D&B® Receivables Intelligence, that together provide powerful insights and technology to help you accelerate success throughout your credit-to-cash processes. You can gain visibility into credit risk quickly onboard customers and set the right terms. -
2
Collect!
Comtech Systems
Collect! is a highly configurable debt collection software serving collection agencies, debt buyers, law firms, government, healthcare providers, educational institutions, property managers and other creditors. Collect! offers good value for startups and full functionality for large agencies. Built for flexibility, Collect! offers configurability and features to enable users to automate and track contacts and payments, manage judgments, manage sales, communicate from the system, create payment plans, report to bureaus and manage month-end reporting. Importantly, configurations and customizations remain available through updates, upgrades, and moving to larger editions. Features and tools include robust import-export functions, large set of stock reports and letter templates, report generator tool, account segmentation tool, flexible trust accounting, account level forms and document attachments, consumer portal, client portal, reporting dashboard, HIPAA and SOC 2. -
3
Gaviti
Gaviti
Gaviti is an invoice to cash flow automation solution that helps accounts receivable teams make better credit decisions, reduce DSO, and reconcile payments faster. With our advanced automation tools, you can say goodbye to manual, time-consuming A/R tasks. Gaviti has earned the trust of industry leaders like EY, cPrime, PWC, and many more. Our track record speaks for itself. Our clients have achieved remarkable results, slashing their Days Sales Outstanding (DSO) by an impressive 30%-50% within just six months of adopting Gaviti. Collections Analytics: Actionable data to optimize your strategies. Identify trends, pinpoint bottlenecks, and make data-driven decisions to boost your collections efficiency. Effortless Cash Application: Say farewell to the headache of reconciling payments. Automate your cash application process and achieve 100% accuracy, improved cash flow and happier customers. Strategic Credit Management: Make informed credit decisions with confidence. Powerful -
4
ABLE Platform
ABLE Platform
ABLE Platform is a multimodule web software that covers the entire loan origination and loan management processes. The following modules are included: - Landing page - to attract new borrowers. - Borrower portal - to serve actual borrowers. - Self-service portal - to manage the whole enterprise activity. - Back-office - the core of the platform to manage incoming loan applications, service disbursed loans, configure the loan product catalog, built-in dashboards and more. The platform automates the lending process throughout all the stages: - Initiation of omnichannel application - Consolidation and restructuring of debts - Negotiation with customers - Application decision-making - Personalized offers - Automation of the loan disbursement ABLE Platform serves any type of loan: - Payday Loan - Personal Loan - Point of Sale Loan (POS) - Buy Now, Pay Later (BNPL) - Mortgage Loan - Home Equity Loan - Auto Loan (Car finance) - Student Loan, etc -
5
SwissMetrics
SwissMetrics
SwissMetrics is a FinTech from Switzerland whose purpose is to transform the way companies monitor their counterparty risk exposure – a single platform solution for onboarding, compliance and credit risk monitoring. Developed by finance professionals, the platform is designed to promote smarter collaboration between finance and non-finance teams, in pursuit of a common goal – maximising value through risk mitigation. Being customer centric, SwissMetrics is focused on optimising user experience through practical, innovative and forward looking tools. And while enabling the effective monitoring of the financial health of your customers, suppliers and acquisitions, SwissMetrics further enriches your compliance function. -
6
TurnKey Lender
TurnKey Lender
TurnKey Lender is a one-stop lending infrastructure used by creditors in 50+ countries to automate all elements of their operations. The platform enables lenders to profitably grow their business while cutting operational costs and risks. It's a powerful AI-driven SaaS that automates over 90% of all lending processes and gives both B2C and B2B lenders a competitive edge. TurnKey Lender Platform has several pre-configured solutions packages including Commercial, Consumer, Pay Later, Auto, Mortgage, Leasing, Factoring. Built in constant collaboration with lenders worldwide, TurnKey Lender is the ultimate solution that answers real-life digital lending challenges in a sophisticated manner. -
7
Bectran
BECTRAN
No matter the size and complexity of your company, deploy a credit management solution that is customizable and addresses your needs. From online credit application completion to credit analysis and decision, Bectran provides a comprehensive workflow solution that seamlessly integrates, tracks and reports end-to-end credit management activities. Expect to reduce the time it takes to process credit requests by over 90% while achieving higher quality credit decisions. Operate a Collections Management system that is driven by task and process automation. With the Bectran Collections Management solution, you will achieve your Invoice-to-Cash conversion goals faster and at significantly lower costs. Gain real-time insight into your collections effort progress and proactively minimize credit defaults. Expect to eliminate over 60% of your existing collections costs and significantly improve your DSO. -
8
ACTICO Platform
ACTICO
ACTICO's highly flexible software platform for decision automation helps companies to increase efficiency, gain more agility and improve their digital interactions. ACTICO helps companies make smarter decisions faster with our AI-powered Decision Automation Platform. The platform brings together data, AI and decisioning into one unified decisioning solution. The platform contains everything one needs from capturing and designing of decision models, to testing and monitoring of automated decision-making across all your systems, workflows, and channels. It uniquely integrates AI to further enhance decision quality and increase automation rates.The software gives organizations the ability to digitalize their core business processes, meet customer demands and reduce business and regulatory risks. -
9
DCSys
Logica Informatica
Debt Collection System is a software that can be used in "SaaS" mode, complete with all the functions for credit management. Keep everything under control, thanks to the powerful process workflow, the efficient schedule and reports in real time, Speed up management and collections thanks to automation in process management, integration with telephony for a quick and effective phone collection, pre-set models and programmed actions such as sending communications to debtors via SMS, e-mail and paper. Manage receipts, generation of repayment plans, calculation of commissions, monitoring of progress with reporting and statistical functions, control of the assignment of practices to internal and external operators, to debt collectors and to third parties such as law firms and agencies. Be quickly implemented, the program is guaranteed by constant professional support included in the fee, in particular the user will have full assistance in all the necessary configuration activities. -
10
Nova
Tietoevry
Empower your debt management business with an efficient and flexible solution, putting you in full control. Our debt collection solutions are tailored, flexible and effective, and when combined with our lending platform, can provide complete end-to-end credit management. Our services are focussed on ensuring good customer care for debtors and increased cash flow for organizations. Tietoevry Collection Suite Nova is an open framework for automated debt collection, saving you time and money. An agile and scalable modular solution, Nova adapts to meet the needs of your business, regardless of geography or industry. Together we can shape your future business success. -
11
Credit Hound
Draycir
Do you want to get paid faster? Our credit control software, Credit Hound, automates many of your day-to-day credit control processes and is designed to pick up where your existing accounting system stops. It significantly reduces administrative tasks and instantly shows how much you’re owed and who you need to chase. Credit Hound Dashboard provides you with an instant overview of your credit management situation. displays overdue payments broken down by not yet due, overdue and disputed invoices. highlighting the customers who’ve promised to pay and by when. Automate many of your daily repetitive tasks. Let Credit Hound do the hard work, it can automatically send reminder letters, place overdue accounts on stop and add new To-Do items to chase late payments. Displays all the information you need on one screen so you have everything to hand to chase late invoice payment. Payment tracking features provide an overview of disputed payments to avoid payment delays. -
12
Scienaptic
Scienaptic AI
Our platform has pre-built APIs for both traditional and alternative credit data sources to accelerate data ingestion for sharper credit decisions. Powerful predictor library based on years of credit experience; pre-configured features that drive better credit decisions. Fully explainable proprietary AI, ML credit modeling methodology that delivers significant lift. Run multiple champion challengers concurrently. Credit models and strategies in one unified workflow. Rapid deployment of new credit models and strategies. Our AI credit underwriting models are explainable, FCRA-compliant, and robust. They come with simplified and automated adverse action reasoning. Comprehensive documentation on logic underlying model, robustness, and limitations of model. Model attributes go through thorough disparate impact analysis to ensure no bias in design. Our AI models provide rich and diverse set of adverse action reasons. -
13
Kompliant
Kompliant
Kompliant delivers end-to-end lifecycle compliance through a platform developed in partnership with the world’s leading payment processors and banks. Kompliant’s unique platform services make it simpler than ever to configure, deploy, and manage credit risk programs. Underwriting, sales, and finance teams can leverage the spectrum of Kompliant Services to design and implement the data capture, workflows, pricing algorithms, and credit decisioning rules to drive their specific compliance programs. Kompliant, Inc. has built a team known for developing, launching, and operating innovative services for the world’s leading card networks, banks, payment processors, and retailers. Whitelabel services enable businesses to apply for payment processing services via digital interfaces optimized for online, mobile, and other target environments with well-formed APIs and a delightful consumer-grade UX/UI. -
14
Cloudsquare Credit
Cloudsquare
Get access to the three major credit bureaus and pull credit reports directly from Salesforce, reducing costly human errors, improving efficiency, and enabling faster and better credit decisions. Cloudsquare Credit is a credit reporting tool that connects to Experian Equifax and Transunion via FactualData enabling underwriters to make credit inquiries directly from within Salesforce. Users get fast and easy access to essential credit check data, the option to run soft or hard pulls, and the ability to fully automate the decision-making process according to their unique business model. Integrate Cloudsquare Credit within your application and underwriting workflows to trigger both soft and hard pulls automatically, reducing human errors and decreasing time-to-decision. All data points from the reports are parsed out individually into Salesforce, meaning you can create sophisticated business logic to automate the qualification process and predetermine what happens next. -
15
Sidetrade Augmented Cash
Sidetrade
Sidetrade’s unique AI-powered Order-to-Cash platform helps companies improve revenue, grow profitability and optimize working capital. This fully SaaS-native solution uses Intelligent automation to: – Grow orders from customers – Accelerate cash through smarter collection – Support quicker dispute resolution – Deliver greater control and visibility of the O2C process. In difficult times when securing cash is critical to corporate survival, Sidetrade’s dedicated Artificial Intelligence, Aimie, delivers predictive analytics and automation proven to deliver better results than purely manual or ERP-driven solutions. Available is 8 languages and with customers across more than 85 countries it is a global application used by multinationals and enterprises of all sizes.Starting Price: $500.00/month -
16
Equifax BusinessConnect
Equifax
Vital business processes such as credit decisioning, customer onboarding and debt recovery can get unnecessarily complicated and slow when your customer-facing teams are working from separate systems with siloed information. BusinessConnect, built on the Force.com platform, helps simplify, streamline and accelerate collections and credit management processes by automating routine manual tasks and decisions, and centralizing many operations involved in the account acquisition, account management and recovery processes under one interactive, cloud-based platform. Close sales faster, quickly onboard new customers and monitor your customer base for financial risks. Download our product sheet for a look at the many benefits BusinessConnect provides. BusinessConnect™ helps simplify, streamline and accelerate credit management processes by automating routine manual tasks and decisions, and centralizing operations under one interactive, cloud-based platform in Salesforce. -
17
HighRadius
HighRadius
HighRadius offers cloud-based Autonomous Software for the Office of the CFO. More than 800 of the world’s leading companies have transformed their order to cash, treasury, and record to report processes with HighRadius. Our customers include 3M, Unilever, Anheuser-Busch InBev, Sanofi, Engie GBS Solutions, Kellogg Company, Danone, Hershey’s, and many more. Autonomous Software is data-driven software that continuously morphs its behavior to the ever-changing underlying domain transactional data. It brings modern digital transformation capabilities like Artificial Intelligence, Robotic Process Automation, Natural Language Processing, Connected Workspaces and LiveCube, a No-code Platform, as out-of-the-box capabilities, features for the finance & accounting domain. Our solutions: Autonomous Receivables for Order to Cash 1. Credit Risk Management Software 2. Global E-Invoicing and Payment Software 3, AI based Cash Application Software 4. AI based Deduction Management Software -
18
Bilendo
Bilendo
Bilendo is the modern credit management platform, helping companies control and automate all credit risk minimization processes centrally. With overall decreasing profit margins, companies experience difficulties in reducing costs with existing legacy systems and outdated processes. Especially credit risks cause unpredictable high costs. Bilendos innovative approach enables you to lower costs, reduce overall credit risks and focus on business growth. Bilendo is the modern credit management platform on which companies can map, control and automate all credit risk minimization processes. Bilendo maps the entire invoice-to-cash process with all relevant credit management tools, which can be combined individually as required. These include receivables management, debtor management, debt collection, dunning, customer portals, service portals, payment transactions, factoring, risk management and bad debt protection. -
19
Serrala
Serrala Cloud Solutions
Serrala is a global financial automation and B2B payments software company creating more secure payment capabilities worldwide for enterprises of all sizes. We are a leading fintech pushing the boundaries of finance software by integrating finance and treasury into one central ecosystem for corporate payments, the “Universe of Payments”. Significantly improve AR Automation with a compelling cash application experience, automatically processing and reconciling payment data from all formats. Achieve a truly holistic cash visibility and enhance your working capital management with our uniquely comprehensive approach. Benefit from the most comprehensive end-to-end offering for collections, disputes, and deductions with market-proven and best-practice receivables management strategies. Automate processes across your entire credit management lifecycle including third party connectivity for faster and more accurate credit decisions and less manual activities. -
20
illion Decisioning Service
illion
illion Decisioning Service (iDS) is a fully automated onboarding solution that enables direct communication with clients at critical points throughout the credit approval process, whether it be for financial or automobile loans or other types of consumer and commercial credit. iDS provides straight-through processing to minimize the manual effort involved in onboarding and underwriting. Offering complete control over the credit assessment process, iDS is a powerful decisioning and workflow tool that has over 50 integrations with various data providers and client platforms. Featuring customizable rules and workflows that are fully configurable with our interface or your own, this automation platform couldn’t be simpler. iDS can help significantly speed up your decisioning, so you can take your prospects off the market more quickly. A powerful decisioning software solution that allows you to tailor the credit process to suit your business and customer needs. -
21
CMS Credit Suite
Credit & Management Systems
CMS’ Corporate Credit Manager has been the industry standard in commercial credit management software since 1985. It has grown through the years from a simple spreadsheet display to a full blown windows enterprise application. With over 1500 users worldwide, CCM has established itself as THE credit management system. Using the knowledge gained in our years of working in the credit industry and much feedback from our user community, we have taken the next step in credit management. Introducing the CMS Credit Suite – a web-based suite of credit management tools, complete with commercial credit scoring, financial statement analysis, credit limit modeling, collection monitoring and management, and robust database reporting, delivered from an efficient user-created dashboard. -
22
My DSO Manager
My DSO Manager / P2B Solutions
My DSO Manager is an innovative Credit Management and Cash Collection Software affordable for all sizes of businesses. It includes strong features like interactive e-mails, automatic reminders, scoring, reports, etc. Modern and intuitive functionalities allow to improve cash and profitability of your business. Thanks to Smart upload module, it can be implemented very quickly with manual or automatic upload of data. My DSO Manager is used in more than 80 countries by thousands of companies My DSO Manager is dedicated to Businesses who work with Businesses. It is used as well by SMEs and worldwide companies. It manages easily multi-entities, multi-currencies and 9 languages availableStarting Price: $59.00 per month -
23
CRIF
CRIF
Digital Platform, Information, Transformation Services, Outsourcing & Processing, Credit Reporting Agency Services, and Personal Solutions. CRIF.Digital offers solutions that allow your company to enhance and speed up digital transformation, improve the online customer experience and give a new boost to business growth. Credit Bureau and Data Pool, Business Information, Big Data, Identification and Anti-fraud Services, Property Information, Insurance Services, Information Bureau Platforms. Know-how, training, regulatory compliance and analytical capabilities of international-level professionals and experts, and state-of-the-art IT knowledge and technologies. Comprehensive solutions with big data analytics, risk & management consulting, and end-to-end credit management platform. -
24
Paris
Paragon Business Solutions
A fast and flexible decision engine for all your customer management needs. An intuitive, point-and-click user experience makes Paris easy to adopt and use for implementing scorecards and decision science in credit, fraud risk, marketing, and more. Designed for maximum flexibility and growth, Paris is a highly scalable and configurable decision engine system. Implement models – both traditional and machine learning – and complex rules, across numerous products and decision science applications, including marketing, application scoring, credit strategies, customer management and collections. It is fully auditable, with all input, derived and output variables available to the reporting suite. Business-led, flexible software. Visualization of and interaction with decision trees. ‘What if?’ analysis and ‘open box’ strategy design. Strategy testing and continuous improvement. Reliable and accurate decisioning and routing. Multi-bureau and open banking support. -
25
BANC Mall
SS&C Technologies
SS&C Technologies Holdings (NASDAQ: SSNC) is the world’s largest hedge fund and private equity administrator, as well as the largest mutual fund transfer agency. SS&C’s unique business model combines end-to-end expertise across financial services operations with software and solutions to service even the most demanding customers in the financial services and healthcare industries. Banks and credit unions need high-quality information to support credit decision-making and reporting processes. BANC Mall is a web-based tool that provides access to accurate and up-to-date credit reports, vehicle and home valuations, flood reports, business reports and other relevant data. With information from BANC Mall, you can conduct accurate risk assessments and make smarter, more profitable credit decisions. And you can do it all through a single web portal, without paying the high monthly minimums or subscription fees for reports directly from credit bureaus or data providers. -
26
Atmantara
Atmantara GmbH
Atmantara is an enterprise AI infrastructure platform built for financial institutions, banks, insurers, and fintechs, to deploy and scale custom ML models securely and efficiently. Designed for regulated, data-rich environments, Atmantara streamlines the full ML lifecycle from ingestion to production through a unified, developer-friendly platform. Prebuilt & custom models for: • Fraud Detection • Credit Risk Scoring • Churn Prediction • Claims Automation • Debt Collection • Portfolio Optimization • Regulatory Compliance • Payment Optimization • Document Understanding • Customer Insights With real-time pipelines, secure model deployment, and full auditability, Atmantara lets your teams operationalize AI with speed and confidence.Starting Price: $199/month -
27
Kantox
Kantox
Currency Management Automation is the process of completely automating the entire foreign exchange (FX) workflow of a business. This workflow starts when new currency exposure arises, followed by risk analysis and monitoring, trade execution and post-trade performance analysis. We enable businesses to start leveraging technology to overcome complex FX challenges and achieve their goals. Our software allows you to easily manage your business’s entire foreign exchange process, from pricing your products all the way to collecting your payments. Calculate prices in foreign currencies, while selling products or services overseas. Dynamic Pricing automatically updates your prices based on currency market movements to help your business gain a competitive advantage and protect your margins. Customise how different types of FX exposure are managed according to your business’s characteristics and goals. -
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Provenir
Provenir
Provenir’s industry-leading AI-Powered Data and Decisioning Platform uniquely combines real-time, on-demand data access, embedded AI and world-class decisioning technology. This provides a cohesive risk ecosystem to enable smarter decisions across the entire customer lifecycle – with diverse data for deeper insights, auto-optimized decisions, and a continuous feedback loop for constant improvement both at onboarding when assessing risk and monitoring ongoing transactions for fraud. -
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Bisnode
Dun & Bradstreet
Manage customer touchpoints effectively, measure feedback in real-time, enhance customer experience and gain valuable insights based on smart data and analytics. Our market-leading Risk- and Credit management solutions are tailored to your needs, regardless of whether you are a large multi-market business or a small single-market startup. Remodel your customer relationships throughout the value chain, reduce waste and enhance performance with our Analytics Services – bespoke solutions satisfying your precise needs. Regardless of whether your business needs data about individual consumers, households, companies or industries, we have it easily accessible via API’s and web services. -
30
Vienna
Oyster Bay Systems
The Vienna platform supports a myriad of new business channels covering both direct to customer and introducer models, allowing total flexibility and optimisation of available routes to market. Fully integrated with the Vienna underwriting, contract administration and back-end, the new business platform allows a completely homogenous and streamlined approach to the point of sale lifecycle. The Vienna underwriting module supports both manual and automated underwriting processes with a configurable rules based engine. Lenders are able to create distinct policies and workflows for different products with full integration to the major credit reference agencies and to third party data services. Vienna enables full automation of the credit decision, pay-out, document production and go-live processes. -
31
Juris Agency
Juris Technologies
If you are a bank or a company that is in dire need of upgrading your bad debt recovery process, then you have come to the right place. Juris Agency is a banking software solution that enables the efficient collaboration of credit management units of companies and collection agencies. It uses a highly configurable workflow process in an interactive, web-based environment. Juris Agency intensively covers the end-to-end process of agency management, from case distribution, to case management, to billing, to commission payment for your collection agencies. It is a phenomenal web-based solution that comes with best-practice agency management processes, making this system second to none. With Juris Agency, you will experience a paradigm shift from manual management to an online, collaborative environment with the external agencies making information available at your fingertips. -
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CreditLogic
CreditLogic
Accelerate your business with our dynamic decision intelligence platform. CreditLogic makes complex decision-making fast, easy, and straightforward. Stop struggling with prolonged, frustrating, and chaotic decision-making processes, and choose CreditLogic to unlock growth instead. CreditLogic’s bank-grade SaaS platform unites even the messiest data from multiple places into a single source of all the information your organization needs. Built on our deep industry and technical expertise, our easy-to-implement suite of tools lets you make complex, risky decisions in a fast, safe way. Even in highly regulated environments, CreditLogic saves you time and money, freeing up resources to grow your market share. Our dynamic SaaS platform complements and connects to any existing infrastructure. And it’s smart, CreditLogic harnesses AI to automate workflows and offer intelligent prompts to staff and customers. -
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kennek
kennek
kennek is a loan management platform that supports the full lending lifecycle—from origination to maturity. Built by former lenders, it serves bridging, commercial, development, unregulated, revenue-based, and leasing lenders. kennek addresses common operational challenges with configurable, no-code workflows accessible to users of all technical levels. It automates borrower reminders, covenant calculations, and other administrative tasks to save time and reduce errors. Real-time data monitoring helps lenders manage risk, detect issues early, and prevent defaults. Modules include origination and underwriting, servicing and monitoring, credit portfolio management, and investor reporting. Automated reports and live performance data ensure transparency and consistent stakeholder communication. Overall, kennek streamlines operations, minimizes errors, and enables growth without proportional staff increases.Starting Price: £1,950.00/month -
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Solifi
Solifi
Strengthen your market position with an open finance platform that scales to meet your precise needs. Modernize and magnify your automotive finance operations and offer high-quality customer experiences through our end-to-end SaaS software. Is your ideal a loan origination process that cultivates customer journeys and automates manual tasks for your team? Are you the type of lender that’s pulled toward a product that does more for your customers, too? Create a better financing experience for your customers and grow your business with the support of our software-as-a-service (SaaS) lease and loan origination software (formerly known as Rapport and CALMS). Solifi’s Originations software automates and optimizes your entire workflow from the first customer interaction through quoting, credit decisioning, and documentation. With immediate access to your data, you can assess, report, and react quickly to mitigate risks, conduct audits, and enhance the customer. -
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Nova Credit
Nova Credit
Leverage a single platform to access unified consumer credit data from multiple sources, including international credit bureaus, bank data aggregators, payroll systems, and automated document data. Access trusted, consumer permissioned financial data to unlock new consumer segments — all while maintaining your risk profile. Leverage data from multiple sources, including credit bureaus, banks, payroll systems, and documents to increase coverage and uptime while optimizing for latency. Prevent fraud with source-based data and improve risk assessments with true income and more accurate debt-to-income ratios. Automate income verification processes with more data sources to increase coverage, improve completion rates, and reduce fraud. -
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Smyyth
Smyyth
Smyyth's Carixa platform is a comprehensive SaaS solution designed to automate and streamline accounts receivable processes, enhancing cash flow and profitability. The platform's modular design encompasses auto-cash application, deduction resolution, collection dunning, and credit management, all powered by advanced robotics and intelligent workflows. Carixa's Auto-Cash Engine processes 100% of payments using Optical Character Recognition (OCR) and Artificial Intelligence (AI), ensuring accurate and efficient cash application. The deduction automation module provides controls, workflow, validation, resolution, and recovery to manage customer deductions effectively. Collection automation forecasts, controls, and manages workflows autonomously, while credit management offers controls, limits, monitoring, and updates to mitigate credit risks. -
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Credit Key
Credit Key
Credit Key approves business customers for better monthly terms, in seconds, at e-commerce checkout. Credit Key's payment flexibility results in more orders, larger transactions, and happier customers. Credit Key's proprietary B2B underwriting process allows us to uniquely identify and immediately score businesses, extending deeper credit to your customers at the moment of purchase. Offering and receiving financing has never been easier. Credit Key offers pre-built integrations, lightning fast customer support, and a quick automated application process to simplify and streamline the B2B sales process. A B2B payment platform built around growing your business. From instant credit decisions, customer pre-approvals, to longer and larger credit terms. Credit Key gives merchants and business buyers the ability to accelerate their growth.Starting Price: $49 per month -
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EXUS Collections
EXUS
EXUS Collections, our award-winning debt collections software solution, supports the entire debt lifecycle providing automation of routine processes and tasks and supporting customer interaction through traditional and digital channels. It offers a powerful decision-making engine that is powered by business rules and analytics, incorporating a rich set of metrics without the need of custom development or the need for ongoing IT support. Its high degree of configurability puts you in a better position to meet changing business environment, regulatory requirements and more. -
39
uFlow
uFlow
uFlow is a decision engine primarily used by fintech companies for credit risk assessment and decision-making processes. This software employs algorithms and predefined rules to automate decision-making, particularly in evaluating credit risk. It's designed to handle large volumes of credit applications quickly and accurately. Features of uFlow's decision engine include an intuitive interface, drag-and-drop functionality, formula syntax, and integration with various data sources. It allows for the creation of efficient visual workflows and offers a dashboard with interactive filters for analyzing transactional data. 100% Serverless, Cloud, Nocode.Starting Price: 1000 -
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Kwik-Loan
Emphasys
Kwik Loan Loan Servicing and Origination solution is easy-to-use providing a comprehensive secure platform for all your loan servicing needs, with the ability provide complete loan portfolio management, reporting, document management, and much more! Enables lenders to streamline the loan servicing and debt collection processes. This powerful servicing software allows lenders to create and manage loans for their customers with integrated billing and payment features. Easily automate and manage the servicing of your loans with features such as TILA generation, ACH processing (debits, credits, and exceptions), payment reminders, ROI tracking & real-time financial reporting. Equip with Kwik Decision integration providing a loan underwriting module that can make credit decisions electronically. Loan originators can use a standard scoring module or design a customized solution with the assistance of one of our credit specialists.Click edit button to change this text.Starting Price: $95 per month -
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Kolleno
Kolleno
Spend less time managing your receivables. Enrol your clients and replace outdated manual processes with automated digital collection strategies and communications. Provide your clients with multiple digital payment options (ACH, Credit Card, Open Banking) making it easier to complete payments and reconcile your books. Receive regular automated reports and analytics to fit your business needs and stay on top of your cash position. Obtain proprietary customer ratings based on credit checks and engagement data to facilitate informed decision-making and optimize payment plans. Predict your future cash position based on current and historic payment data. Streamline your workflows and prioritize easily. Leverage customizable communication templates, strategies, and a white-labeled approach. -
42
Collection Pro
Credit Strategy
Credit Strategy products are Microsoft based credit management systems that utilize such tools as Access, SQL databases, Excel and Word. They work with any accounting software or ERP system, such as Oracle, SAP, JD Edwards, Peoplesoft, etc. They work in most operating systems, such as an AS400 or UNIX environment. Credit Strategy products are designed by credit professionals for credit professionals. Program comes with standard reports and measure employee performance as well as A/R results. -
43
C2 Covalent
C2 Systems
Covalent is a cloud-based loan origination system that includes digital onboarding consumer, mortgage and commercial requests, automated underwriting and credit structure, compliance management, including HMDA data collection, adverse action letter management, fully integrated early disclosure and closing documents, including TRID, core import/export, e-sign and more. Our system is so intuitive that your associates will have near-instant usability. In the time it takes to open the bank in the morning, you can have your users trained on the system. Your analyst, your rules! When your lending policy changes, you’re able to modify the loan origination automation process without getting software developers involved. Lenders love C2 Covalent’s instant usability, predefined product types and modules. Spend less time on training and more time on the customer relationship. Flexible reporting, increased customer share of wallet, and significant time savings for your analysts. -
44
Lendisoft LMS
Lendisoft
Our software supports the Potential Delinquency method of collecting, known by enterprise-lenders to improve month-end collections by as much as 30%. We use Net Balance at Risk (NBAR) as the basis for assigning risk grades (A-E) to every active loan, powered by six scoring models under the hood. Our software calculates the best time to contact a borrower for each available phone number based on previous activity. Increase your right-party-contacts and minimize call attempts on your portfolio. Our smart work queues adjust each agent’s worklists using intelligent sorting algorithms. For example, if a customer broke their promise to pay yesterday, the account will show up at the top of the list. Since our software assigns a risk grade to every loan, you can assign the toughest accounts to your superstar collectors. Our reporting package will help you identify your best collectors. Our software will suggest the next best course of action based on account stage and borrower response rate. -
45
GoldStar
Spireon
GoldStar provides reliable, real-time tracking devices that allow you to sell to more customers, maintain prompt payments, and quickly recover vehicles when needed. And, with the GoldStar Connect consumer app, you can make more money giving your customers the smart technology that sends location, vehicle and safety data right to their phone. Approve more borrowers and start increasing revenue with innovative, new location monitoring features, streamlined recovery, payment default predictors, and profitable consumer add-ons. User-set geographic boundaries trigger alerts when your vehicle leaves or enters. If your car enters or leaves an impound lot or city/state lines, you know it. Instant, real-time vehicle location and status includes how long a vehicle has been parked to how long it has been in motion. Successful recoveries occur when recovery agents have access to real-time location and history. -
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Emagia
Emagia
Gain actionable insights into your cash flow performance, eliminate layers of inefficiency in technology and business processes, and speedily respond to market changes using Emagia’s AI-powered Accounts Receivable Management software. Good accounts receivable management goes beyond reminding customers to pay. It involves identifying the reasons for non-payment, determining the customer’s credit rating in advance, frequently monitoring the customer’s credit risk, detecting late payments in due time, reducing the DSO and preventing bad debts while maintaining good customer relationships. Emagia’s Intelligent Receivables Management Solution brings the much-needed visibility into cash flow forecasting by providing a single view across receivables, DSO, credit, deductions, collections, disputes, payment prediction, dispute prediction and all related information. -
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ezCash
ezBackOffice
ezCash is a powerful credit and collection solution that helps businesses collect their outstanding receivable portfolio faster. Our customers succeed by organizing and prioritizing their collection efforts using our Collection Strategy engine, reducing DSO and avoiding write-offs. Using rules-based workflow, ezCash then drives the collection process through a series of tasks that are created on a nightly basis. The tasks are produced by the Collection Strategy engine and can be configured to handle individual or groups of customer accounts according to the collection policies. Tasks can be generated in preview or automatic mode and assigned to individual collectors or a pool of collectors. Automatic tasks can result in automated emails to customers or entries into a dialer queue whereas preview tasks are handled directly by collectors. We offer ezCash as an in-house, internally hosted system or as a SaaS system. The system is based on the Microsoft platform using ASP and SQL server. -
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Altipilote
Altisys
A real modular and configurable platform , the ALTIPILOTE solution allows, as soon as invoices are entered, to automate all the management processes of customer reminders. From amicable to litigation , while respecting the procedures and methods of the company, ALTIPILOTE contributes to improving the visibility of financial indicators and to the monitoring and prevention of customer disputes . Interfaced with your accounting management solution, ALTIPILOTE centralizes and consolidates data from your ERP and CRM as well as financial or credit insurance information from your external service providers. ALTIPILOTE facilitates the identification of payment behavior , analysis and monitoring of account situations. All the functionalities and their automation will allow an acceleration of payments and a reduction in the DSO . Because ALTISYS wishes to offer you a solution that integrates perfectly into your environment and leaves you a latitude of choice and control of your budget. -
49
Debtpack
DebtManager
Get pro-active and reduce credit arrears and bad debt with Debtpack - a South African developed software solution. Save time and increase cash flow with this advanced debt management software! The credit-control function needs to be effective and efficient. We can help you to define your credit policy, which Debtpack then manages and controls. Debtpack removes non-value-added activities and improves productivity. Integrated legal templates reduce the need for third-party collections. Debtpack will help you manage all the steps in the collection process. And when letters of demand and calls fail, it supports in-house legal proceedings. Debtpack has been implemented in many companies, both small and large. The software also has all the unique features required by government municipalities. The credit control function needs to be effective and efficient. With Debtpack's advanced collection tools you gain a strategic advantage that ensures the success of your business. -
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RISQ
RISQ
Our financial software solutions offer a fully integrated, wholesale banking approach, while focusing on the institutional side of banks. More than a half of a bank’s income is generated from wholesale banking, yet most of the processes are still manual, customer service is poor, and decisions take a long time. We turn your bank into a Fintech, by offering an AI-enabled solution which covers the entire spectrum of commercial lending. Digitise your entire SME lending process for faster and smarter credit decisions. Our AI-powered credit management platform digitalises your entire SME lending process from initial onboarding, scoring and credit bureau integration to disbursements and ongoing servicing. All this enables you to save significant time on the application process, enrich your customers’ banking experience and make smarter decisions with AI-driven prioritisation processes.