Alternatives to ConnectPay
Compare ConnectPay alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to ConnectPay in 2026. Compare features, ratings, user reviews, pricing, and more from ConnectPay competitors and alternatives in order to make an informed decision for your business.
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Stax
Stax Payments
Stax empowers software platforms, small businesses, and large businesses, through simplified, industry-leading integrated payment and recurring billing solutions. Stax Connect is an unmatched payment ecosystem that enables unparalleled portfolio growth through technology and payment monetization. Radically simplify the ability for ISVs to power their payments with Stax’s developer-friendly API, offering a single integration that provides access to best-in-breed tools needed to provide payment acceptance capabilities, eliminating the time and costs associated with other “PayFac in a box” offerings. Secure in-person and online credit card payment processing with Stax Pay. An all-in-one business management platform built to help you run and grow your business. -
2
Sila
Sila
Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon. -
3
Finicity
Mastercard
Finicity’s open banking platform makes connecting your customers’ financial data to your app or service simple. Finicity’s open banking platform is being used by some of the largest and most innovative organizations in the world to empower their customers with better financial experiences. Data quality is essential to your experience. Our data is battle tested in the most rigorous markets. Easily code to endpoints, test data and connect to Finicity’s open banking platform for leading API coverage of banks, credit unions, payroll providers and other financial services. Our suite of APIs makes it easy to access the data you need to power your products. -
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CARDZ3N
CARDZ3N
CARDZ3N supports global payments for credit cards, ACH, SEPA, and Crypto (140+ coins). CARDZ3N processes payments for emerging markets & high-risk businesses, including CBD, crypto exchanges, gambling, travel, and more. We also offer a Stripe Alternative with rates starting at 2.25% for non-profits & 2.75% & $0.25 for e-commerce. CARDZ3N also offers other payment options, such as ACH, payroll and HR, benefits, or business capital. CARDZ3N Our mission is to solve the most pressing problems facing our clients, large and small. Our unique approach is what distinguishes us and what makes us different. We offer a wide range of services and solutions that help organizations achieve their vision, facilitate change, and maximize performance and productivity. -
5
BlueSnap
BlueSnap
BlueSnap's All-in-One Accounts Receivable Automation solution, formerly Armatic, is the highest rated software solution for Payment Processing, Billing/Invoicing, Recurring Billing and Subscription Management. Billing and Invoicing: Create beautiful invoices with our powerful invoice editor synced into your accounting system. Provide a customer portal, automatic charging, payment collection, and apply late fees. Recurring Billing & Subscription Management: BlueSnap provides enterprise-class subscription billing management for fast-growing businesses worldwide. Enable trial periods, manage plans, or prorate subscriptions. Payment Processing: BlueSnap is processor agnostic and provides integrations to all types of payment solutions from credit card payments, ACH, SEPA to wires. We handle partial payments, automatic failed payment retry, and automatic payment recovery.Starting Price: $35/user/month -
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High Risk Pay
High Risk Pay
Beyond that, High Risk Pay’s expertise and long-term relationships with banks and other financial institutions ensure that your business is always tapped into the most reliable services in the industry. Our high-risk merchant account solutions offer several valuable features for new and existing businesses alike, including chargeback management, credit card acceptance, fraud prevention, and ACH/eCheck processing. By providing only the best industry-leading services, we strive to become the preferred high-risk merchant account provider for businesses throughout the U.S. Manage your payments faster, safer, and for less. Get instantly approved for your high-risk merchant account with us today. -
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Intergiro
Intergiro Intl AB
Whether you are automating your business finances or providing banking services to your customers, Intergiro's APIs give you the financial toolkit to build, adapt and thrive. Intergiro is business-shaped banking: multi-currency accounts, cards, business banking APIs, payment processing and embedded financial services via API. Get access to SWIFT/ SEPA and make and receive payments locally and internationally. Save up to 7x compared to the banks when you send money abroad. Hold and switch between multiple currencies in seconds with low, transparent fees. FX with spot pricing and instant settlement, without paying hidden fees. Sign up and get verified online — without visiting a local branch. Receive payment like a local in 8+ currencies. Go global fast with multi-currency payments using local rails. Get a EUR IBAN and a multi-currency IBAN with us to unlock all benefits of international trade for your business.Starting Price: €9 per month -
8
Routefusion
Routefusion
Through our global banking APIs, fintech expertise, and customer support, decrease your time to market, reduce the cost of global payments and expand your products and services internationally. Opening up international bank accounts is challenging. We'll do it for you - making direct debiting, global reconciliation, and a unified global banking experience simple. Do international business like a local. Pay international vendors and customers with ACH, SPEI, SEPA, SWIFT wires, and more. Our global payment and FX institutions network gives your customers access to rates that have traditionally only been reserved for the largest corporations. With our new approach to cross-border payments, no one gets left behind. We believe in tearing down financial barriers to growth so that every business has the opportunity to thrive. -
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Omega
Omega
Multi-currency account with international payments, accounting, legal, and virtual office services. We call it Business-in-a-Box. The only financial platform you need to start, run and grow your business. Send and receive payments from more than 150 countries at competitive FX rates. Multi-currency accounts with local bank details in 14+ major currencies. SWIFT, SEPA, Faster Payments and 7+ local payment schemes. Manage accounting and legal tasks of any complexity in one place.Starting Price: £49/month -
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Marqeta
Marqeta
Our open API platform enables the world's innovators to instantly issue & process cards with more control, flexibility & scale. Marqeta is rewriting the rules for what’s possible with payment cards. With the most advanced infrastructure and tools for building highly configurable payment cards, Marqeta’s open API platform is designed for developers who want a simplified way of managing payment programs so they can create world-class experiences, innovate, and power new modes of commerce. A modern card issuing platform that powers the future of commerce, accelerates your business and helps build new and innovative products. An open API, instantly issued sandbox lets you get started in three clicks and enables you to instantly issue physical, virtual, and tokenized payments. Refined payment and authorization controls to rein in excess spending, protect your margins, and enable exceptional user experiences. -
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Razorpay
Razorpay
Power your finance, grow your business. Accept payments from customers. Automate payouts to vendors & employees. Never run out of working capital. Mix and match products from Razorpay's payment suite to solve for your exact business use case. With the easiest integration, completely online onboarding, feature filled checkout and best in class performance, quickly go live with Razorpay and experience the future of payments. Razorpay Payment Pages is the easiest way to accept payments with a custom-branded online store. Accept international and domestic payments with automated payment receipts. Take your store online instantly with zero coding. Preparation is everything! Use hosted Event Registration to quickly register event attendees online and send automated receipts. Raising money for a good cause? Our hosted Donations page saves you valuable time by automatically sending personalized 80G receipts. -
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AxxonPay
AxxonPay
AxxonPay is a premier payment solutions provider and a direct bank card acquirer for high risk merchants. We offer a range of payment services, including Visa, Mastercard, JCB, UnionPay, and alternative payment methods to clients across the globe. Our data-driven technologies are customized to suit the needs of our e-commerce clients, making online payments simple, secure and hassle-free. Our payment gateway facilitates an omnichannel payment process, combining acquiring capabilities, over 100 payment methods, mass payouts, and technological innovation within a single, seamless integration. AxxonPay guarantees swift money movement in a single click. Our clients benefit from reduced operational costs, reduced time-to-market for business expansion, and the perfect balance between conversion and security. With over 700 employees, AxxonPay has a global presence with four offices worldwide. We are licensed by the FCP of the UK.Starting Price: $0 -
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HUBUC
HUBUC
From a single API and with just one contract, HUBUC covers compliance and provides access to fintech and banking services for brands to create new revenue streams, increase customer loyalty and enhance user experience. We offer: - Embedded Banking: open local IBAN accounts within your product. Receive funds instantly and reconcile transactions with intelligent automation across 58 countries. - Embedded Cards: grow your business and launch new services at pace with prepaid, debit and credit cards which are connected to the world's largest payment networks. We are making this possible in three simple ways: - We provide access to developer-friendly, powerful tech stack to our clients through one single API. - We connect fintech capabilities of industry giants such as VISA & Mastercard, issuing banks, innovative FX, security and compliance players to our clients through one contract. - We guide implementation and secure transactions across all 58 markets where we operate.Starting Price: $0 -
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Corefy
Corefy
Corefy is a payment orchestration and white-label infrastructure platform designed for payment institutions, PSPs, fintech companies, large merchants, and digital platforms managing complex payment operations. The platform consolidates fragmented payment stacks into a single configurable system for managing payments and payouts, routing and cascading logic, analytics, tokenisation, anti-fraud controls, and operational workflows. Instead of building and maintaining multiple direct integrations, businesses connect once to Corefy and gain access to 600+ pre-built connectors with global PSPs, acquirers, and alternative payment providers. At the core of the platform is a routing and cascading engine powered by 100+ attributes — including metadata — enabling granular control over transaction flows. Businesses can configure routing strategies based on geography, BIN, currency, risk parameters, or provider performance to optimise approval rates and manage risk.Starting Price: €2500/month -
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Mondo
Mondo
Mondo is a PSD2-compliant Open Banking payment platform that enables businesses to accept secure, instant payments directly from customer bank accounts—no cards required. It eliminates chargebacks and reduces transaction fees while offering real-time settlement via SEPA Instant and UK Faster Payments. With bank-grade security and GDPR compliance, Mondo ensures full protection of customer data and regulatory alignment across Europe. Its API allows for seamless integration with just a few lines of code, making it simple for developers to get started quickly. By connecting with over 3,000 banks across the EU and UK, Mondo provides broad coverage and exceptional reliability. Designed for the digital economy, it’s a faster, safer, and more cost-effective alternative to traditional card payments.Starting Price: 2% -
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SlipStream Financial
SlipStream Financial
Unlock the potential of your business with SlipStream Financial, the leading provider of Banking as a Service (BaaS) and Embedded Banking solutions for small to midsize companies. Our modernized Financial Hub is designed to revolutionize your current market offering and banking / payment experience. Step into the future with our foundational elements designed to modernize your financial services. Our comprehensive BaaS technology suite is fully equipped with every connection necessary for establishing bank accounts, transferring funds, facilitating online transactions, issuing cards, and enabling you to partake in generated revenue. -
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ClearBank
ClearBank
Financial institutions, from fintechs and crypto platforms to banks and credit unions, use our API to offer their customers a fully regulated banking infrastructure and real-time clearing access. That way the business can grow on your own terms, and stay ahead at speed. Offer your customers FSCS-protected accounts by leveraging our banking license. We take care of the banking products so you can focus on creating the business that your customers dream of. Start processing payments faster and more securely by connecting to the payment schemes via our API. Choose the fully regulated accounts that work best for your business and your customers. With our cloud-based API, we offer banking infrastructure so financial institutions can focus on providing the best service for their customers and stay relevant in a fast-paced market. We understand the pain of dealing with legacy systems, the cost, and the risk involved in innovating in the financial services sector. -
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Dock
Dock
Dock is a financial technology platform that provides infrastructure for companies to offer digital banking, payment services, and card issuing solutions. The platform enables businesses to launch financial products such as digital accounts, branded debit and credit cards, and payment processing systems through a modular and API-driven architecture. Dock also supports payment technologies like Pix and acquiring services, allowing companies to accept and process payments efficiently. The platform includes built-in fraud prevention and risk management tools that help protect transactions and customer data. By providing a complete financial infrastructure, Dock enables businesses to embed financial services directly into their digital products. -
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Keeta
Keeta
We connect you with payment solutions that work seamlessly across borders. Keeta is reshaping global transactions with KeetaNet, a real-time settlement network built from the ground up. At 50 million transactions per second in proven capacity, KeetaNet scales at orders of magnitude more than competing solutions. We vertically integrate with banks, FX providers, and regional payment networks to provide a faster and more efficient way to deliver your payment. Our platform APIs are easy to integrate no matter what your current system looks like, allowing you to connect globally. With multi-currency bank accounts and regional payment networks, you can facilitate fast domestic and international payments at wholesale currency exchange rates. Whether you are building financial tech with international capabilities or need a-la-carte solutions, the Keeta Platform is easy to implement. We manage the regulatory landscape in each country and region we serve, so you can focus on building. -
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Cybrid
Cybrid Technology Inc.
Cybrid offers innovative embedded payment solutions, streamlining financial integrations via robust APIs and SDKs. Our payment orchestration platform simplifies complex processes like seamless KYC, fund transfers and settlement. We facilitate bank connections through Plaid, offer versatile money transmission methods, and provide Virtual FBO Accounts in USD and CAD, connected to an ACH, Wire, and RTP money transfers. Unique to Cybrid is our integration with crypto onramps and offramps through our Smart Order Router, which includes direct integration to Bitcoin (including Lightning Network) and Circle's USDC. Multi-chain USDC support including Ethereum, Polygon, Solana and Stellar positions us at the forefront of digital currency innovation. Ideal for businesses seeking to embed payment services into their applications, Cybrid is the go-to for efficient, secure, and versatile financial integrations.Starting Price: 1000 -
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Kobble
Kobble
Kobble is an innovative financial technology platform designed to accelerate the deployment of new financial products through AI-powered, modular Banking-as-a-Service (BaaS) solutions. Our platform empowers banks, non-bank financial institutions, fintechs, and retailers to build and scale financial products with agility and ease. By leveraging Kobble’s modular architecture, you can seamlessly integrate: ● Digital Wallets - Apple & Google Pay ● Retail & Corporate Ledger ● Virtual account (BSB/Acc & PayID) ● Payment rails (DE, NPP, PayTo & Acquiring) ● Card issuing (prepaid, debit & bin sponsorship) ● FX / Remittance Services* ● Multi-Currency accounts* ● Rewards & loyalty solutions* ● KYC, liveness, PEP & Sanctions ● Personal financial management & enrichment ● Transaction monitoring (AML, fraud and scam monitoring) ● Open banking* ● White label options* ● AFSL licensing -
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Quppy
Quppy
A unique digital financial solution for managing crypto and fiat assets for both individuals and legal entities. Quppy is now offering its own banking card for both offline and online operations with 0 fees all around the globe. Thanks to Quppy Wallet, you no longer need a bank office. Make all financial operations with our secure multicurrency application. Manage your finances inside and outside the SEPA zone, through FasterPayments and CHAPS. The Quppy Team is ready to share its technologies with others. You can use our financial services under your own brand. The basic Quppy WhiteLabel solution consists of a digital wallet with IBAN account opening and integrated exchange functions. Your corporate digital IBAN account supporting SEPA transfers. Open an account in a European bank with Quppy and manage it within a convenient web interface. -
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MultiPass
MultiPass
MultiPass is a bank challenger that offers corporate clients multi-currency virtual IBANs, local EU, UK and US accounts as well as a corporate card to cover day-to-day business expenses. Top MultiPass features include: • Individual IBAN numbers and account details for local transfers to the USA and UK • Payments in EUR, USD and GBP and 70+ other currencies • Live FX service at market-beating exchange rates • International and local transfers via multiple payment instruments – SEPA and Target2, SWIFT, ACH, Faster Payments and others • Corporate cards • Batch payments • Simple interface to a banking platform • Quick and fully remote onboarding - within 24 hours of submitting all required documentsStarting Price: 100 per month -
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NovoPayment
NovoPayment
NovoPayment’s API-based platform delivers digital banking, payment, and card solutions in record time. Whether you're starting from scratch, enhancing, or expanding in multiple markets, we provide the onboarding, digital core, and direct local integrations to meet your needs and stay agile. Our streamlined Visa or Mastercard prepaid, debit, and credit solutions provide all you need to deploy your consumer, SMB, or corporate programs. Launch physical or digital card programs through our native and embedded APIs and issuing infrastructure. Let users manage their digital multi-currency accounts in real-time by accessing multiple wholesale FX rates and service providers in our application network. Enable instant virtual and physical card issuing for open and closed-loop programs to fit your use case. Payments are the fuel of strong businesses. From real-time to secure remote commerce, we provide a complete set of payment tools for the digital economy. -
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Enalo
Enalo Technologies Private Ltd.
Smart Business Banking for Startups, SMEs and Freelancers. Stay in control. Save on time. Bringing it all together for you. Banking, invoicing, payment gateway, billing, payment link, expense management and other tax return filing tools are designed to save you time and money. Focus on your business, not on banking and finance. Link your existing current accounts to Enalo for seamless payment collection and payouts. Industry-leading security and encryption. Real-time transaction notifications and smart business insights keep you in control. Customer support that cares whenever you need.Starting Price: $10 per year -
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40Seas
40Seas
Sign up and connect your business software to automatically sync buyers and invoices with 40Seas. Your branded client portal and 40Seas dashboard enable you to invoice, collect, and finance B2B payments. Leverage our open API to fully integrate the 40Seas experience into your product, enabling embedded checkout with B2B financing that your customers will love. 40Seas is a data-driven accounts receivable management platform built for businesses engaged in global commerce. Our fully embedded, end-to-end solution not only disrupts legacy trade-financing models; it digitizes and streamlines invoice-to-cash workflows, payment terms, and FX management, and enables online payments. A dedicated platform to finance, manage, and automate B2B payments. Automatically issue, collect, and reconcile payments on invoices. Reduce your DSO and collection overhead. Extend payment terms up to 90 days to your customers, without taking any credit risk. -
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OpenPayd
OpenPayd
Build, upgrade, and grow with easy access to an entire financial ecosystem. Accounts, FX, domestic and international payments, acquiring, open banking, and more - all delivered through a single, developer-first API. Create new and exciting customer experiences by embedding financial services within your products. Your customers never need to leave your ecosystem again. Improve customer-facing and back-office operations with seamless integrations with your existing systems. Move all your services to OpenPayd and enjoy market-leading rates, coverage, technology, and support. Scale at speed by accessing local payment rails, unrivalled FX management, an extensive network of global licences, and much more. Make and receive payments locally or internationally with access to OpenPayd's global banking network. -
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Finzly
Finzly
Enjoy future-proof payment infrastructure with Finzly's award-winning payment core. Unify all payment rails using a single API on a payment hub and provide a rail-independent single payment experience to your customers. Break free from the constraints of legacy core and launch new financial products with unprecedented agility and speed. Launch FedNow & RTP, modernize ACH & wires, or centralize processing using our payment hub. Deliver a modern, customizable treasury experience designed for the digital economy demands. Support embedded banking by offering BaaS through Finzly APIs. Finzly’s award-winning operating system empowers your bank to innovate and compete at scale. FinzlyOS works on a simple, app-based system. Adding new financial products is nearly as easy as adding an app to your smartphone. Retain your current customers by adding on-demand features and attract new customers to your brand. -
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Isabel 6
Isabel Group
Hassle-free B2B payments. With just one login, Isabel 6 gives you access to all your accounts at more than 25 banks. Isabel 6 provides access to all your accounts at 26 Belgian banks, download all CODA files and initiate group payments via one single multibanking platform. Isabel 6 can be fully integrated into your existing accounting package and ERP system. Prevent routine work and use payment and CODA files to boost efficiency. Efficient collaboration with your finance colleagues. Isabel 6 lets you share beneficiaries and enter payments, and allows the CFO or manager to sign immediately where necessary. Multibanking platform Isabel 6 complies with all financial rules and legislation. Moreover, all transactions are fully traceable and, of course, entirely safe. Complete complex transactions at blistering speed and reduce human errors. Consolidated overview of the company’s financial position.Starting Price: $37.24 per month -
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Nickel
Nickel
Nickel is an innovative payments and credit platform tailored for small and midsized B2B businesses. With its all-in-one solution, Nickel empowers business owners and finance teams to optimize cash flow and streamline operations across AR, AP, and trade credit. Key products and features include: Payment Processing: Unlimited free ACH transfers and 2.9% card processing. Deposit checks directly in Nickel and handle high-value transactions up to $1M. Accounts Receivables: Fully branded Payment Links and Payments Portals for seamless payment collection. Accept payments via cards, ACH, or checks from over 14,000 banks. Enable one-click payments with securely saved buyer payment methods. Accounts Payables: Streamline vendor onboarding with a branded Vendor Portal. Automate bill approvals and pay vendors via card, ACH, or mailed checks. Trade Credit: Digital Credit Application for faster customer onboarding and vetting. Trade credit program offering buyers 60-day term -
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Railsr
Railsr
Making embedding finance into apps and customer journeys as simple as drag and drop. One platform to access a complete set of global financial capabilities. A super simple API for developers to embed global financial services directly into your app or customer journey. A global operations and license platform that processes billions of dollars annually to run your embedded financial services for you. Or if you have your own licenses and financial operations capabilities, these can be plugged in and you can use ours to scale to new geographies. Simple APIs to build and integrate any financial use-case into your own customer experience. You concentrate on product design, marketing, and engaging customers, we do all the rest. Instantly create single-use virtual debit cards to manage SaaS and other subscriptions like Netflix. Integrate wage advancing seamlessly into the payroll processes. -
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Brex
Brex
Financial software and services to fuel your growth. Brex lets you send free ACH and wires worldwide, get higher card limits, earn money-saving rewards, and track expenses easily. Built for the ones who do things differently. Scale faster by combining your deposits, spend and controls in one account. That’s the power of all-in-one finance. From employee purchases to paying vendors to accounting, expense tracking is built right in. Email or text us your receipts. We'll match them to the right expenses. Easily sync expense data across systems to automate reconciliation. Run custom spend reports to easily find cost-saving opportunities. Issue cards, search transactions, approve or follow up, and more—in one place. Create unique cards with custom limits for each subscription, vendor, and employee. All for free. Set custom limits and give users approved ways to spend for specific items, such as training or WFH snacks.Starting Price: $5 one-time payment -
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REPAY
REPAY
When it comes to payment processing, it can be difficult to find a processor that meets all your business needs. Partner with REPAY, your one-stop-shop for all things payments! From omni-channel inbound and outbound payment processing to messaging management solutions to industry-leading security, we offer complete payment lifecycle management for anywhere, anytime payments, all from one place and customized for you. Anywhere, anytime omni-channel acceptance for simplified payments and satisfied customers. Simplify and digitize outbound vendor payments to eliminate paper checks and reduce per-transaction costs. Offer faster access to financing through immediate funds disbursement to customer debit and prepaid cards. Stay connected to customers through our multi-channel messaging tools. -
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AllayPay
AllayPay
At AllayPay, we specialize in high-risk and high-volume merchants. But we’re also proud to service thousands of low-risk and card-present merchants across all industries, including hotels, restaurants, bars, retail stores, salons, electricians, lawyers, consultants, and much more. Give customers the option to choose what works best for them. Our processing platforms take payments from any preferred method of transaction. As a high-risk industry, finding the right payment processor can be challenging. Whether it’s a reputational risk, bad credit or strict regulations, getting approved for a merchant account is no easy feat. What you need is a payment processor who understands your industry and the risks you face each day. -
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BANKSapi
BANKSapi Technology GmbH
BANKSapi is an API-based Open Banking and Open Finance platform that holds a PSD2 license from BaFin (Germany). In addition to account aggregation (Account Information Service - AIS) for current accounts/payment accounts, data on savings accounts, building society accounts, custody accounts, credit and loans can be retrieved via a standardized API. A2A payments (Payment Initiation Services - PIS) and smart data analytics based on account data complete the portfolio. On request, ready-made widgets that combine an intuitive user interface and secure API communication can be used for a fast go-to-market. BANKSapi currently covers the German and Austrian markets.Starting Price: €59/month -
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Galoy
Galoy
Communities and institutions around the world are accelerating Bitcoin and Lightning adoption using Galoy, an open-source banking platform. Accelerate development of Bitcoin banking solutions with self-hosted infrastructure or “banking-as-a-service” managed implementation. Launch a Bitcoin community bank using the same shared custody model and easy-to-use Lightning wallet that helped Bitcoin Beach build a circular economy. Use proven infrastructure to provide 21st-century financial services directly to any constituent with a mobile phone and internet connection. That's why we build products that enable organizations of any type or size to create their own Bitcoin-based bank. The app makes it easy to pay via Bitcoin address, Lightning invoice, or individual username. A transaction log displays a history of payments between users. The mobile-friendly map displays all local businesses that accept Lightning payments.Starting Price: Free -
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Infinant Interlace Platform
Infinant
Expand distribution of your banking products through the Interlace platform. Providing the ability to offer new bundled products and services to existing customers and new customers through bank or partner channels. Lift accounts from your legacy core to our virtual account system to reduce legacy operating expense. Ability to launch programs in weeks versus months with a modern API-first cloud-native stack. Eliminate complex and costly core replacement and side-car core projects. Real-time processing of accounts, payments and card transactions to bundle new offerings. Central Interlace Console with compliance assurance across all programs through bank controls that are inherited by every program. Real-time Settlement Automation to ensure integrity of funds flow and to eliminate manual reconciliation of programs. -
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Starling Bank
Starling Bank
Business banking – but not as you know it. Apply for a free digital business account in minutes and join over 350,000 UK businesses who have changed the way they bank. There’s a faster, easier way to stay on top of your business’s finances. Apply for an account in minutes to get your Mastercard debit card. An easy-to-use business account stacked with powerful money management tools. All with no monthly fees or UK payment charges. Free 24/7 UK support via app, phone or email, with fast response times and help from real humans. A fully regulated UK bank account, where your money’s covered up to £85,000 by the Financial Services Compensation Scheme. An easy life. If you want us to, we’ll move all your banking over for you through the Current Account Switch Service (all it takes is a few taps in-app). Most banks charge fees for what limited companies get for free with Starling business. Give our comparison table a quick scan to see for yourself. -
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PressPay
PressPay Technologies
JustPressPay is a comprehensive financial services platform that empowers businesses of all sizes and risk levels with AI-driven payment solutions. Their offerings include card acquiring services, enabling acceptance of a wide array of credit and debit cards with global reach and integrated security protocols. Additionally, they provide bank processing solutions designed for efficiency and precision, featuring real-time payments and seamless integration with existing financial systems. JustPressPay also offers card payout services, facilitating secure and convenient global fund transfers to over 170 countries, with multi-currency support and immediate access to funds through recipients' debit cards. Their AI-optimized efficiency and security ensure adaptive, automated processes that save operational resources, fast onboarding, smart routing, and advanced machine learning for robust fraud prevention. -
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M2P Fintech
M2P Fintech
We handle opening of user/bank accounts, customer onboarding, compliance checks, and regulatory requirements, end-to-end. We guarantee industry standard compliance and a frictionless user experience. Roll out future-ready, customer-relevant banking services with our holistic core banking system. We help businesses provide smooth payment experiences to their end customers. Whatever the payment requirement, our solutions can handle it. We help organizations and banks issue branded physical and virtual cards. We configure requirements and co-create card programs specifically for your needs. We connect finance, technology, and commerce, with our capabilities like collection tech, payouts, plug-ins for merchants, payment gateway, and more. Our solutions are end-to-end, meaning we do all the heavy lifting, enabling you launch cards, programs, any fintech product in no time at all. -
41
Adyen
Adyen
End-to-end payments, data, and financial management in a single solution. Meet the financial technology platform to help realize your ambitions fast. Easily add more payment methods and grow into new markets with local acquiring. Create superior customer experiences using cross-channel insights. Gain a deeper understanding of your business with all your global payment data in one place. Protect your business by detecting and responding to fraud without impacting real transactions. Optimize your finances and increase automation with our banking infrastructure. Especially valuable for platforms and marketplaces looking to payout users faster in a preferred currency. -
42
Nuvei
Nuvei
One platform. One partner. Limitless global possibilities. Bring it all together through one end-to-end payment technology platform. Take advantage of all Nuvei has to offer without changing provider. That’s right. We believe in choice, flexibility and redundancy. Add us to your gateway stack for faster growth and geographic coverage, or take advantage of our full platform for maximum benefits. Leverage our connections with 200+ global acquirers to capture every payment opportunity, increase acceptance rates, and reduce operating costs. Reach a new level of payment processing capability with our extensive flexibility and customization. Start processing fast. Our payment platform easily integrates with multiple gateways, platform partners and eCommerce plugins. Take advantage of all Nuvei has to offer without changing providers. That’s right. We believe in choice, flexibility and redundancy. -
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Zen Payments
Zen Payments
We offer custom merchant accounts tailored to high-risk industries. Whether your business sells unique products, is prone to fraud, or has chargebacks, we have a payment processing solution for you. Zen Payments, a top high-risk merchant account provider, offers industry-specific solutions to help businesses facing financial challenges due to their transaction history or industry designation. We provide a comprehensive range of merchant services for businesses across all industries, with extensive experience in processing high-risk volumes nationwide. Entrust us with your high-risk merchant services and leverage our vast network of 15+ direct bank and processor relationships to find the ideal long-term home for your merchant account. Contact us today and to learn about our same-day approvals, high-risk industries, and gateway solutions. -
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PayKings
Merchant Payments Acceptance
What is a high risk merchant account? A high risk merchant account is a payment processing account for merchants that are classified in a high risk category. They require high risk credit card processing solutions. The PayKings Team can get you approved today for a low to high risk merchant account for B2B, eCommerce, or Retail at reduced rates and fees. Credit repair merchant accounts are essential for companies in the credit repair space. You provide credit solutions to your customers and we’ll take care of the payment processing. Selling any type of merchandise through an ecommerce store has its risks. If you have high chargebacks or a subscription billing model, we have the merchant account you need. -
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Ikajo
Ikajo
A payment gateway is a software that enables merchants to accept credit and debit card payments online. It acts as a mediator between a customer’s and a merchant’s bank. To integrate a payment gateway on your website, you need to open a merchant account. As a global payment provider, we offer an extensive list of payment methods. Besides Visa and MasterCard, we support 100+ other options. All the major e-wallets, cryptocurrency, remittance systems, and local credit cards of 177 countries are on the list. We guarantee a 20% increase in transaction approval ratio thanks to the high-end technology distributing declined transactions between different connectors. Enjoy up to 30% increase in conversion rate with our solution allowing to hand-pick the best provider with the most beneficial terms and rates for each transaction. -
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UltimaBanq
UltimaBanq
UltimaBanq is an all-in-one banking software that provides a white-label solution for FinTech institutions, including Banks and Electronic Money Institutions. It offers IBAN accounts, SEPA and SWIFT, and card processing services, and accepts clients globally, even those that are considered high-risk such as eCasinos and unregulated financial institutions. The software is designed with built-in security features, complies with EU PSD2 regulations, and has multi-level access for clients and various roles and permissions for employees and management. The back-office is easy to use and can be integrated with additional features and add-ons. UltimaBanq also has modules for Forex and CFD trading, and can be used as a Crypto Wallet or payment platform. A demo is available for users to try and test. -
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Instabill
Instabill
Merchant accounts for businesses are classified as risky for many reasons, including brand new business, poor credit history, operating in a high-risk industry, processing a high volume of transactions, or high ticket transaction values. Rely on the Instabill team to get you a high-risk merchant account business, today. Expert merchant services for ecommerce businesses, POS businesses, and mobile businesses. Accept credit and debit cards, contactless payments, and online transactions with Instabill’s payment processing and merchant account solutions. ACH payment processing provides a cost-effective, secure, private electronic payment transfer system. Accept and process credit card payments in more than 160 currencies with Instabill’s international merchant accounts. A high-risk merchant account is a certain type of business bank account assigned to those merchants who present a degree of risk associated with their business. -
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Stripe Treasury
Stripe
Stripe Treasury is a banking-as-a-service API that lets you embed financial services in your marketplace or platform. With a single integration, enable your customers to hold funds, pay bills, earn yield, and manage cash flow. Stripe Treasury provides the modular components you need to build a full-featured, scalable financial product for your customers. We’ve partnered with banks to enable ACH and wire transfers, FDIC insurance-eligible accounts, and faster access to payment funds, all within your platform. Create an account object with a single API request. Onboard users verify their identity and provide an account with one of our bank partners in minutes. Establish a store of funds and configure the properties of your financial product. Enable different ways to transfer funds in and out of an account. Issue custom payment cards to give users more ways to spend their funds. Stripe Treasury is built in partnership with a network of banks. -
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QuadraPay
QuadraPay
At QuadraPay, we leverage our extensive network of trusted acquiring banks and processors to deliver the most suitable merchant account solutions for your business. Whether you're an established brand, a startup, or a high-risk merchant who has faced declines or account closures, we help match you with the right acquirer, best rates, and reliable processing partners. Our solutions include fully integrated merchant accounts and payment gateways, backed by secure, encrypted connections. We support ecommerce, retail, recurring billing, mobile billing, and multi-channel payment environments. Our advanced payment gateways feature industry-leading fraud prevention tools with over 60 configurable risk filters to safeguard your business. With processing support for 179 currencies, QuadraPay helps businesses operate seamlessly across global markets. From chargeback management to recurring payments and multi-currency support, our platform equips you with the tools you need.Starting Price: $10 -
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Unit
Unit
Unit is the leading embedded finance platform that helps tech companies launch embedded capital, banking, and bill pay. Its ready-to-launch solutions require zero build and can go live in as little as three weeks - helping companies grow revenue, delight customers, and win their markets. Unit’s products serve millions of users across customers like Wix, Bill.com, Honeybook, Relay, and Homebase. Headquartered in New York City and Tel Aviv, Unit is backed by top investors like Accel and Insight Partners.
