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Peer-to-peer exchange (or P2P exchange) is a marketplace where people can trade crypto directly with each other on their own terms, in virtually any country. Once you place a P2P order, the crypto asset will be escrowed by Binance P2P. Send money to the seller via the suggested payment methods. Complete the fiat transaction and click "Transferred, notify seller" on Binance P2P. Once the seller confirms receipt of money, the escrowed crypto will be released to you. As P2P exchange is a simple platform, the overhead costs are negligible for buyers and sellers. On Binance P2P, takers are charged zero trading fees, while makers are charged a small amount of transaction fees upon every completed order. We pledge to apply the lowest P2P transaction fees in all markets. Peer-to-peer exchanges allow sellers freedom to define how they want to be paid. On Binance P2P, you can buy and sell crypto with over 150 payment methods, including bank transfer, cash, PayPal, M-Pesa and multiple e-wallets.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.