Alternatives to Capital One Merchant Services
Compare Capital One Merchant Services alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Capital One Merchant Services in 2026. Compare features, ratings, user reviews, pricing, and more from Capital One Merchant Services competitors and alternatives in order to make an informed decision for your business.
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Smartpay
Smartpay
With Smartpay Zero Cost EFTPOS, go from paying transaction fees to not paying a cent for EFTPOS. Process all major debit and credit cards, Visa, MasterCard, EFTPOS, and American Express. Accept contactless payment methods from cards, smartphones, or wearable devices. Our Android machines make contactless payment easy, accepting Mastercard Tap & Go and Visa payWave. Smartpay terminals accept payments from smartphone and watch devices, including Apple Pay, Google Pay, Samsung Pay or Android Pay. Our card reader accepts all major credit and debit cards, including Mastercard or Visa, and the free option to add on American Express. Every month our payment specialists help thousands of businesses just like yours get the right payment solution. Let’s chat about your business today. In Australia, we are a payment facilitator providing credit and debit card acquisition through EFTPOS terminals, challenging the traditional payments space, and delivering business owners with payment products. -
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CulqiOnline
CULQI
What is winning! What is growing up! Do not miss more sales, start card with Visa and Mastercard in your CulqiPos. The payment gateway that your online store needs card Integrate easily and quickly with our plugins and API. Accept payments with all credit, debit and Cash Payment cards. No monthly payments or hidden costs! Pay only for successful sale. Our benefits. Sell more and control your sales better! Get paid with all cards and manage your sales like never before from our CulqiPanel. The solution to accept card payments in your physical business. Start accepting face-to-face payments and cash on delivery with all Visa and Mastercard cards Culqi. The maintenance-free wireless pos that you can take wherever you go Culqi. We accept all Visa and Mastercard cards. Culqi like. We deposit you the same day of your sale. The payment gateway that your online store needs card Integrate easily and quickly with our plugins and API. Accept payments with all credit, debit and Cash Payment -
3
SnapPay
CDI Technology
SnapPay is the leading North American payment gateway. Not only enable traditional payment solutions like Visa, Mastercard, also have the Chinese payment instruments Alipay, WeChat Pay, and China UnionPay acceptance for North American merchants, permitting safe and secure online, in-store, in-app and mobile transactions. The marketing solutions of SnapPay also help merchants expand their reach to new customers and generate more in-store and online revenue. It is the largest card payment organization (debit and credit cards combined) in the world offering mobile and online payments based on total value of payment transactions, ahead of Visa and Mastercard. -
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Square Card Reader
Block
Square’s free credit card reader works with the free Square Point of Sale app to let everyone accept payments on their smartphone or tablet. Sign up for Square and we’ll drop your free card reader in the mail—no commitments or long-term contracts. Pay 2.6% + 10¢ per swipe for Visa, Mastercard, Discover, and American Express. Get your money as fast as the next business day. With two versions of Square Reader for magstripe—one for a headset jack, the other a Lightning connector—you’re covered. Just pick the credit card reader that works for you. Take payments at the counter or on the go, remotely through invoices, or by manually entering card numbers. Square Point of Sale is a free, easy-to-use app that gives you everything you need to manage your business. Credit card information is encrypted at the moment of swipe. Square doesn’t store card data on your device after a payment has been processed. -
5
QuickBooks Payments
Intuit
Work takes time. Getting paid shouldn't. QuickBooks Payments lets you accept credit cards, debit cards, and ACH bank transfers. Soon, you can spend money immediately after it hits your QuickBooks Cash account. Send invoices with a Pay Now button. Accept credit card payments and ACH bank transfers. Key in your customer credit or debit card numbers to take payments from anywhere. Our free mobile card reader lets you swipe and accept credit and debit cards. Sales automatically appear in QuickBooks in real time. Charge customers monthly or on a schedule that works for you. Start accepting credit card, debit card, and ACH payments with no upfront costs, subscriptions, or hidden rates. -
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Ixaris
Ixaris Systems
Ixaris Payments’ virtual card platform converts payment costs into earnings, maximises working capital, enables automation and helps you cut overheads and fraud. Convert your payment expenses into earnings with virtual card rewards. Use scheduled card loads with automated cash flow alerts to maximise working capital. Enable automated reconciliation. Attach and match booking references to payments. Create virtual cards in 24 currencies. Pay in over 200 Visa and Mastercard currencies. We tirelessly mine millions of transactions to give customers the latest card acceptance and merchant fee data. Combining these insights with rigorous card testing data, we work with clients to drive value from every payment. -
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ProPay
TSYS
Securely accept credit card payments on your phone or tablet using ProPay’s credit card processing app. Accept payments from all major credit card brands (Visa, MasterCard, Discover and American Express) at rates as low as 1.99% per transaction and no hidden fees. Quickly process credit card payments at low rates with a mobile card reader. Accept chip cards (EMV) and swipe cards. Manually enter card numbers if you aren’t near your card reader. Securely store a customer’s payment information to be charged for future purchases. Accept a credit card payment when you don’t have data coverage and process it as soon as you get back into coverage. Even more processing options are available with your ProPay account online. Access your funds with a ProPay Prepaid debit MasterCard. Quickly transfer funds to your bank account within the mobile app. Include sales tax and allow customers to add a tip to their order. -
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Teya
Teya
Teya is an all-in-one payment and business-management platform tailored to small and medium businesses, especially brick-and-mortar shops, service providers, or local merchants. It provides modern card-payment solutions, from Android-based card terminals to tap-to-pay (phone-based or card-based), plus tools to handle settlements, accounting, business banking, and sales tracking. With the companion mobile/web app, merchants can turn a phone into a card machine, accept contactless payments, manage transactions, view real-time analytics, and access settlement reports and cash flow at a glance. Merchants can also open a “Teya Business Account,” which offers up to three physical debit cards (and several virtual cards), free bank transfers and direct debits, 0.5% cashback on card spend, and integrated banking services, streamlining both payment acceptance and financial management in one place.Starting Price: $51.97 per month -
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Ikajo
Ikajo
A payment gateway is a software that enables merchants to accept credit and debit card payments online. It acts as a mediator between a customer’s and a merchant’s bank. To integrate a payment gateway on your website, you need to open a merchant account. As a global payment provider, we offer an extensive list of payment methods. Besides Visa and MasterCard, we support 100+ other options. All the major e-wallets, cryptocurrency, remittance systems, and local credit cards of 177 countries are on the list. We guarantee a 20% increase in transaction approval ratio thanks to the high-end technology distributing declined transactions between different connectors. Enjoy up to 30% increase in conversion rate with our solution allowing to hand-pick the best provider with the most beneficial terms and rates for each transaction. -
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Naturepay
Naturepay
Cannabis merchants must have the same payment options as any other legitimate legal business. The acceptance of credit cards helps build trust and validates the medical and retail marijuana industries. These are common forms of payment which will move the cannabis industry towards the mainstream and public acceptance. We have made the ability to provide merchant accounts to marijuana dispensaries and other cannabis industry businesses our primary goal. We saw the need, put our collective experience and know how to work, and developed a legitimate workable cannabis credit card processing solution. Our system is proprietary and has been established through strategic partnerships, and alliances within the credit card processing industry. We have a solution that will provide any dispensary or marijuana related business with the ability to accept Visa, MasterCard, Discover, American Express, debit and check cards. -
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BankCard USA
BankCard USA
BankCard USA has been a leading provider of merchant services since 1993. We offer credit card processing products and services for new and existing businesses. Accept payments online through a payment gateway, in-store with a credit card terminal, over the phone via a virtual terminal, or on the go using a mobile credit card processing app. Whether you need a low or high-risk merchant account, omnichannel payment services for a large company, or simply a credit card machine for a small business, we work with you to find the best payment processing solution to suit your unique business needs and goals. Of the thousands of credit card processing companies, we guarantee the lowest credit card processing fees through our bank-direct program. Accept credit cards, debit cards, gift cards, electronic checks, and electronic funds transfers with a solution designed with your business in mind today. We have established payment services for over 100,000 merchants. -
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OmniFlex
WorldPay
Safely accept any card type wherever you are with OmniFlex from WorldPay. Our easy-to-use web-payment solution is the perfect complement to the way you process payments. -
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NETS
NETS
NETS for Business offers a comprehensive suite of payment and merchant services to help Singapore businesses accept both in-store and online payments efficiently. Its in-store solutions include wired and wireless POS terminals supporting NETS debit/ATM card, QR payments, contactless cards, and overseas wallet/foreign card acceptance. Payments are settled by the next working day, and merchants have access to transaction reporting and settlement via an online Merchant Portal. For online businesses, products include eNETS Gateway (handling direct debit and all major credit cards), NETS Click, NETS QR Online, and SoftPOS. There are also self-service and motoring solutions, unified POS systems, vending solutions, solutions for F&B self-service, car park payment integrations, SGQR label support, and digital receipt management. The NETSBiz mobile app lets merchants get payment notifications and manage terminals; merchant guides and developer APIs are provided.Starting Price: Free -
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TD Bank Merchant Solutions
TD Bank
Accept your customers’ payments in the ways that work best for them. With same-day set up, start accepting cash, checks, debit and credit cards, plus contactless payments like Apple Pay, Google Pay and more. Then, access those funds fast with next-business-day deposits. To make it even better, when you open a TD Premier Business Checking account, you’ll get your monthly fees waived. Ready to apply? Gather the information you'll need and follow these steps to apply online. Accept cash, checks, debit and credit cards, online payments including Payeezy and Auth.net, and contactless payments like Apple Pay, Google Pay and other mobile wallet apps. Plus, sync apps across all of your Clover® devices in real time with customized solutions from the Clover App Market. Get $500 Cash Back and access funds next-business-day with our merchant services. Accept payments how, where and when you want. -
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Nexchar
Nexchar
Nexchar is a POS (point of sale) App that is perfect for retail, restaurants, food trucks, grocery stores, car washes, supermarkets, wholesale shops, beauty salons, small businesses, service businesses and home businesses. You don't have to sign long-term contracts, commit to anything, or pay a monthly fee. Send invoices, track POS payments, accept PayPal payments and accept credit cards and debit cards. Features of Mobile Point of Sales POS System: - Sell from a smartphone or tablet by using Nexchar Point of Sale - Generate electronic receipts billing POS - Add multiple payment methods - POS with Inventory Management - Nexchar Accept Visa, MasterCard, Credit, Debit card and paypal - Process payments right on your device is a point of sale software - Record payments made with cash, gift cards, and other forms of tender - Send and track invoices from your device - Customize your products with photos, names and prices - Cash Register Nexchar card readStarting Price: $5 per month -
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MagicPay
MagicPay Merchant Services
Credit Card Processing & Merchant Services Simplified. Complete Payment Processing Solutions For Your Business Established in 2012, MagicPay Merchant Services has been providing merchant account services to thousands of merchants worldwide. Our credit card processing, ACH and eCheck solutions, along with our point-of-sale systems will support your business every step of the way, building successful business environment. Free EMV Terminal. Get a FREE credit card terminal, works with Dial-Up or Ethernet connection. Point-of-Sale Systems. Manage your business like a pro. Retail & restaurant POS solutions. Wireless Terminals. Take payments anywhere, with on-screen signature capture. Mobile Payments. Accept payments using your smartphone or tablet with our Bluetooth card reader. Online Payments Virtual terminal, recurring billing, electronic invoicing & E-Commerce. Multi-Currency Processing. Accept payments in 120+ currencies and settle in USD.Starting Price: $15 per month -
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Cashflows
Cashflows
Cashflows is a payment processing platform designed to help businesses accept and manage payments securely across online and in-person channels. It offers a reliable payment gateway that delivers a smooth checkout experience for customers while keeping businesses in control of their transactions. Cashflows supports fast payouts, including real-time payments to Visa cards, helping businesses improve cash flow and customer satisfaction. The platform processes the majority of applications within 24 hours, allowing companies to get up and running quickly. Through the Cashflows Portal, businesses can manage payments, view data, and monitor performance from a single intuitive dashboard. Cashflows supports all major payment methods, including Visa, Mastercard, American Express, Apple Pay, Google Pay, PayPal, and Samsung Pay. With a strong focus on security, compliance, and customer experience, Cashflows serves businesses across retail, financial services, and insurance. -
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SwipeSimple
CardFlight
SwipeSimple is the best way for small businesses to accept payments anywhere, on the go, in their store, and at their computer. Turns any iOS or Android device into a versatile credit card terminal. Several options available to merchants who want to accept payments in person. Gives merchants access to virtual terminal, invoices, payment links, and more. The SwipeSimple mobile app gives you everything you need to swipe, dip, or key-in credit cards no matter where you are. Item catalog helps you ring up your most popular items. Receipt printers are available, or send email or SMS text receipts instantly. With an optional SwipeSimple card reader, you can accept physical credit cards with support for swipe, dip, and contactless tap. The SwipeSimple Mobile App is packed with advanced features designed to make running your business easier than ever. Get cloud-based inventory, item tracking, and real-time transaction history right at your fingertips. -
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PerfectGift.com
PerfectGift.com
PerfectGift provides companies with the most requested incentive and recognition solutions from Visa, MasterCard, and American Express as well as a selection of over 300 leading retail merchant gift cards. We deliver competitive pricing with the industry’s highest level of value of prompt, professional and personal service. Our Visa and Mastercard Prepaid Gift Cards are valid for purchase and use within the USA only. They are accepted almost everywhere that accepts Visa or Mastercard debit cards. Use these cards just like you would use a regular debit card. Virtual eGifts are valid for use online only but can be exchanged for a plastic card to use in store! Plastic cards are valid for in-store and online use. Virtual eGifts are valid for use online only but can be exchanged for a plastic card to use in store! Plastic cards are valid for in-store and online use. -
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Virtuous Payments
Virtuous Payments
Virtuous Payments is a leading payment provider in North America, offering transparent pricing and tailored payment processing solutions for businesses across Canada. We provide a variety of smart terminal solutions, including the full suite of Clover terminals, which offer numerous apps alongside full-service and quick-service point-of-sale systems. Their services encompass in-person payment options, smart terminal payment options, and cryptocurrency payment terminals, simplifying the acceptance of payment cards through smart payment terminals. Virtuous Payments is committed to transparent rates, honoring cost-plus pricing by using the pass-through from Visa and Mastercard and adding a small surcharge on top of the whole cost of credit cards. They do not charge setup fees, disagreeing with other providers that impose hefty fees to start a merchant account. With extensive experience, Virtuous Payments serves as a premier provider of merchant services. -
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Heartland Payment Processing
Heartland Payment Systems
Accept all the ways your customers want to pay. Making payments so easy your customers can't resist coming back. Accept payments wherever customers are: at the counter, table, kiosk or food truck, your website, or at the customer’s home. Swipe, dip and tap. By providing customers with the convenience to use any of these payment options, you’ll never miss a sale. With a tap, dip or swipe, accept payments by credit, EMV chip, and debit cards. Accept Apple Pay®, Google Pay™ and Samsung Pay® payments. Accept Automated Clearing House payments directly from your customer's bank account. Accept gift card payments, as well as activate, redeem and reload customized gift cards. -
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Maya
Maya
Instantly get a secure Virtual Card for all your online buys just by downloading an app. For faster, more efficient, and cost-effective operations, streamline and simplify your payroll needs with Maya. Download the app, register, and get your very own Visa or Mastercard in a snap! Use your PayMaya app to scan a merchant's QR code to instantly acquire their account details, and send your payment directly to their PayMaya wallet. You can use this card at any establishment both locally and abroad, as long as they accept credit or debit cards. This shares the same balance as your Maya account and has an EMV chip for added security. You can even view your transaction history in the app! Equip your business with an integrated POS, QR acceptance, or online checkout systems. Get the latest innovations in payments systems with Maya. Add money with cash at over 40,000 partner nationwide and get shopping! -
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Nomod
Nomod
Let your customers pay online or in-person using payment links, QR codes, Apple Pay, Google Pay, and process cards from all major card networks. Everything you need to sell anything, process card payments, and grow your business anywhere on the planet, minus the headache of dealing with clunky hardware, messy contracts, and unkept promises. Create and share gorgeous payment links to let your customers pay online. Tap, type, or scan. Charge contactless cards with your Android device's NFC chip, type with your keyboard, or scan card details with your camera! Accept Visa, MasterCard, American Express, Discover, JCB, Union Pay, and a bunch more with a few simple taps.Starting Price: $0.30 -
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MerchantE
MerchantE
We satisfy the full range of in-person and online payment processing needs for your business, facilitating one-time and recurring payments for all Visa, Mastercard, American Express, and Discover payment methods including credit, debit, prepaid, and ACH. Advanced security supported by proprietary tokenization services, protecting your customers' sensitive payment data during transaction processing and when stored for future use. Accepting and processing credit card, debit card and ACH payments has never been easier, and getting you paid has never been quicker. More options for how and when you pay people. From pay-on-demand to reimbursements—you set the pace. Grow faster with new tools to maximize your cash flow. Be prepared for unexpected expenses or launch your new ventures. The software you trust and the most advanced capabilities altogether. -
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Payment Nerds
Payment Nerds
Payment Nerds is a payment processing tool that helps businesses accept credit and debit card payments across a range of environments including online, in-person, mobile, and mail/telephone orders, offering tailored solutions for low-risk, medium-risk, and high-risk accounts with advanced security, fast onboarding, and seamless integration with existing systems. It provides merchant services such as credit card processing, payment gateways, virtual terminals, integrated POS systems with inventory management and customer analytics, support for multiple payment methods including contactless and digital wallets, and APIs designed for smooth integration with ecommerce and accounting tools. It emphasizes a streamlined setup that can start processing payments in under 24 hours with instant approvals and comprehensive customer support, plus features like real-time transaction monitoring, fraud protection, customizable reporting, and multi-currency acceptance. -
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Transaction Services (TRX)
Transaction Services
For a business to compete in today’s market, accepting credit card payments is a must. What may seem like small transaction fees from VISA, MasterCard and other card networks can start to add up. Processing fees can now be passed on directly to the consumer, using our merchant surcharge solutions. Merchants can build the fee into the cost of the item or let customers know that there will be an extra 3-4% charge to use cards. This is great news for non-profits, municipalities, school lunch and government programs that can not afford to pay these fees. By passing the fee onto the consumer, merchants can offset the cost of credit card processing, saving valuable time, money and resources. -
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Planet Payments
Planet
Accept payments in every way, shape and form. If you struggle with too many different reports, back office recons that are a nightmare and disconnected systems, then you have come to the right place. Planet’s Single Payment Platform has you covered; online, in-store, via a payment link or even for your subscription services and gift cards. Let customers and guests pay the way they want to. Planet makes it possible for you to accept most payment methods. This includes; credit cards/debit cards, contactless, chip and pin, and mobile wallets. As well as Alternative Payment Methods (APMs) such as PayPal and AliPay, cryptocurrency and Klarna at POS. Reach Asian shoppers by offering Alipay+ and WeChat Pay on the same device. -
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Gotmerchant.com
Gotmerchant.com
Gotmerchant.com is a credit card processing provider for Visa, MasterCard, Discover & Amex. We offer a wide variety of credit card equipment so your business can accept cards. We have been providing a level of personal service unmatched by most merchant providers since 1998. Sign up today by filling out our online application and receive approval within 24 hours! We are now offering the fully loaded Harbortouch POS system for free and it doesn't matter how many you need. Why not upgrade to a POS system and take advantage of this offer! Many retailers sign up for our Casio electronic cash register with integrated credit card processing. It acts as a register while giving you the ability to take credit card payments. Internet and ecommerce merchants can accept credit cards using an Internet gateway service such as Authorize.net. It also includes the virtual terminal feature.Starting Price: $39.00/month -
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SkySystemz
SkySystemz
Payment Processing, Cloud POS, & Business Management Software. No contract. No monthly fees. The lowest flat rates in the industry.. All the features your business needs to grow and save money. We only make money when you process payments, which makes us highly incentivized for your success. We are partners with TSYS and Wells Fargo and all merchants utilize our own proprietary software. We are available to contact 24/7 and will go above and beyond to ensure you are satisfied. HadePay has the tools needed for your company to reach its full potential. Process payments from your tablet, smartphone, or computer and access powerful features and services to take your business further. Set up your new merchant account in 10 minutes and begin accepting card payments. Accept Visa, Mastercard, American Express, and Discover with HadePay Systems. Applicants are typically approved the same day. Your business can access and leverage all our innovative payment technology. -
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ETran
Financial Transmission Network
FTNI's ETran Online Payment solutions deliver multiple ways to securely accept one-time and recurring online ACH and credit/debit card payments and automatically post transaction details to your back-office accounting, ERP or CRM platform(s). With three different online solution offerings—Fully-Hosted, DirectForm, and DirectPost—you are able to implement and integrate the solution that fits your unique business processes, workflows and desired user experience. Give your organization, and customers, the control and oversight needed by leveraging a seamlessly scalable SaaS platform with industry leading security and compliance. Featuring three unique online payment solutions, FTNI's ETran platform delivers the flexibility to utilize your existing bank, merchant processor and back-office relationships to manage the complete payment acceptance, management and cash application lifecycle on a single platform in a convenient, contactless manor. -
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Orchid Pay
Orchid LLC
Whether you’re a manufacturer, retailer or eCommerce merchant, you can reliably accept credit card payments wherever you sell firearms. Don’t get cut off by Square, PayPal or other non-firearm-friendly banks. Our leadership has served over 2,000 firearm industry merchants. Locked pricing and no contracts or early termination fees makes Orchid Pay flexible and safe. Select from mobile, handheld, countertop and POS payment card devices fit for your business. Pair payment devices seamlessly with Orchid POS™, Orchid Pay™, Orchid ERP™ and Orchid eBound™. We help the shooting sports industry profitably manufacture, distribute and sell products with great efficiency and the utmost compliance. Say goodbye to Square, Vend, PayPal and others. Accept credit cards for gun sales in-store and online. Accept B2B / ACH vendor payments. Unrestricted processing for FFLs. Funding in as little as 24 hours. -
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Payment Depot
Payment Depot
The credit card processing industry isn’t exactly transparent. Below, we uncover how the industry works and what Payment Depot is doing to save you money. Payment processors make money by marking up the fees charged by credit card networks like Visa and Mastercard. Think of it this way: the fees of Visa and Mastercard are the wholesale costs of payment processing. Your credit card processor then adds their fees on top of those wholesale rates to make a profit. With traditional credit card processing, the payment processor takes a cut out of every transaction, so the more sales you process, the more they profit. Payment Depot saves you money by giving you access to wholesale rates. Unlike traditional payment processors, we don’t profit by marking up interchange rates and we don’t take a cut of your sales.Starting Price: $79 per month -
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Helcim
Helcim
Helcim is on a mission to build the world’s most loved payments company by making it easier for businesses to get paid and grow. Helcim delivers a better payments service by making it easier to sign up, providing smarter payment tools, and making it more affordable to get paid. The Helcim Card Reader is EMV and NFC enabled, accepts all major credit and debit cards, and does everything a traditional credit card machine can do and more. Let your customers go contactless and pay in seconds by tapping their credit card, debit card, or smartphone with Apple Pay or Google Pay enabled. Your customers can insert their chip card and securely enter their PIN on the reader to protect larger purchases. -
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KUBRA EZ-PAY
KUBRA
The KUBRA EZ-PAY on-demand payment application is an all-inclusive solution that supports both enrolled and non-enrolled customer payments. By implementing KUBRA EZ-PAY, you will allow customers to make last-minute, on-demand payments through digital, voice, or in-person channels such as online and mobile, automated IVR and call centers, and retail cash and self-service kiosks. Not only will your customers gain the flexibility of payment channels, but KUBRA EZ-PAY will also broaden their payment type options to include credit cards, ACH, PIN-less debit, Visa® debit, and debit MasterCard®. KUBRA EZ-PAY provides real-time account and authorization tools, and direct feeds into multiple credit card processors, debit ATM networks, and ACH originators. To make account management easier, you gain access to a consolidated dashboard that supports payer reconciliation, returns management, reporting, and payment administration. -
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ccNetPay
ccNetPay
Whether you run a small business or a large corporation with high volumes seeking the lowest fees, accepting subscriptions or MOTO-based sales, or if you're a high-risk merchant in the gaming or adult industry, we will arrange and place you with the most competitive and trusted acquirer. Our goal is a long-lasting and secure payment solution for your business. We accept all legal businesses wanting to accept major credit cards on their websites and businesses that need a virtual terminal to process orders taken by phone/mail. With all our acquiring banks we can also place high-risk merchants. In general, your customers can and will spend more with a credit card than with cash or checks. Consumers recognize that a business that accepts credit cards is a legitimate business, one that the credit card associations have endorsed by allowing them to participate in the credit card system. We also arrange 3rd party accounts for offshore and international business. -
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Paycosmos
paycosmos
Fastest payments in the universe. Latest payment technology. Instant settlement. Increased revenue & cash flow. As a paycosmos merchant, you have the advantage of Instant Merchant Settlement. Paycosmos links your credit card processing to your bank account for Card Present and Card Not Present Solutions. Instant Merchant Settlement is the same as the credit card processing you do today, the only difference is you get paid instantly - 24/7/365. Whether you accept payments in a retail store, out in the field or from your website, we have solutions to fit your business. We offer you emerging & traditional payment options and get you paid faster. Our platform includes PCI Level 1 certification and successful Service Organization Control audits to demonstrate our commitment to data security. We offer transparent pricing or flexibility on alternate pricing models. Instant merchant settlement. -
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Verosa Payment Terminal
Verosa
The Payment Terminal Platform is designed to enhance the productivity and functionality of the QuickBooks your merchants already know. The solutions that help merchants make their daily work easier and more efficient is what is most important to us. Basic integration allows merchants to swipe or manually key in credit card transactions. Using an EMV add-on and a supported gateway, businesses can accept more secure EMV credit card transactions. Payment Terminal for Financial QuickBooks is an effective tool for any business. It provides easy to use functionality that allows for quick and efficient processing. To do this, Payment Terminal provides two major processing screens: Single Customer and Multiple Customer. Single customer is designed to allow businesses to process one invoice, or many invoices at once, for a single client. Multiple Customer is designed for batch billing, allowing merchants to select a group of clients and as many invoices per client to all be processed at once. -
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RewardPay
Payroc
Rates: 0% credit card processing | 1.25% + $0.25 debit card processing | No contracts or termination fees| A+ BBB Rating. Enjoy zero-cost credit card processing with no contracts or termination fees. With RewardPay powered by Payroc, your business can add a credit card fee to the total price that customers pay for a product or service. From total compliance with all major card brands to promoting full-price transparency with customers, RewardPay is your solution. CashRewards, our premier cash discounting program enables a business to offset 100% of its processing costs and offer a discount to any customer paying with cash or check. Payroc offers processing that’s right for you. IC+ processing is a simple and standard way to accept payments, compatible with almost any product. The interchange rate is tailored to your business needs and payment environment. Count on a dependable payment acceptance program.Starting Price: 0% credit card processing -
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PaySpace
PaySpace Processing
Creating a smooth and seamless customer journey with state-of-the-art payment optimisation fine-tuned to your business needs. Enjoy cutting-edge payments technology that allows for alternative payment methods processing to meet the needs of even the most demanding clients. A high-risk merchant account is an agreement between a merchant and a bank. It acts as legal permission to accept credit card payments online. It also allows accepting wires, E-wallet payments, crypto, debit cards, and international (local) payment methods of merchant's choice. To get a high-risk merchant account, one needs to fill out the application. Once a payment system provider approves the application, a merchant receives a payment gateway, the software that allows accepting payments online. A high-risk merchant account is a must for all the high-risk merchants who are willing to accept payments online. To find out whether your business is high-risk, see the list of high-risk industries below. -
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IntegraPay
IntegraPay
A standalone or integrated secure processing system allowing business to accept payments from major credit cards, Bpay & direct debit. Start taking payments today by Visa, Mastercard, BPay, Direct Debit and more. Simple, innovative payment solutions for your business. Customised solutions for every business size, from one-off payments to complex recurring payments, we will tailor a solution that works for your business. Talk to an IntegraPay Payment Solutions Expert about your payment processing needs. We are specialists in recurring payments, and have a wide range of options for businesses with subscriptions and regular fees. Using the highest levels of encryption available, we can securely store payment information for use on a recurring basis. We work with you to tailor the best card-not-present payment solution for your business. You can accept payments using our hosted payment page, or from your own website using a transparent redirect. -
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Clearly Payments
Clearly Payments
Clearly Payments provides low-cost credit card processing services and software for online payments, payment terminals, credit card machines, mobile payments, and recurring billing and invoicing. The Clearly Payments mission is to drive down the cost for merchants to accept payments. Period. Our first step in the plan is to build a payment processor with an incredibly low-cost structure. That takes innovation, so we need a strong corporate culture. We keep costs low with: - Virtual teams, cloud software, and a metrics-driven culture to operate our business - Working with the best and lowest cost payment technology providers in the world - Customer acquisition through communities, word-of-mouth, and partnerships. Our low-cost structure allows us to pass on the savings to merchants to cut their costs. We are growing on this front, making merchants happy and saving them money every day. https://www.clearlypayments.comStarting Price: $10.00/month -
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KORT
KORT Payments
We designed PayHQ to make running and growing your business easy. As one of the most innovative payment platforms on the market, PayHQ by KORT Payments simplifies accepting all types of payments under a single view of your payment data for smarter decision-making. Today, thousands of businesses across North America trust us to process their payments. PayHQ is a complete end-to-end solution, handling authorization, settlement, and funding. Accept payments in-person or online with features like invoicing, recurring billing, and seamless integrations with a single merchant number. Our online gateway offers your customers a secure, simple way to buy from you. Accept payments with an online solution built for businesses of all sizes. Seamlessly integrate your card terminals with PayHQ’s omni-channel solution to accept credit, debit, and other payment methods, using both contactless and mobile for in-person transactions. -
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PayZang
PayZang
We provide hardware, merchant accounts, and gateways to optimize financial goals and customer engagement all on one user-friendly platform. Our comprehensive resources allow businesses around the world to conduct commerce with streamlined data management and ultramodern payment devices, in unattended and attended environments, online and in-person. All products are compliant with international security standards and feature genius technology and design. Give customers the flexibility to make safe and speedy purchases. Our cashless devices accept mobile pay and all major cards via swipe, tap, or dip; they operate autonomously and can be logo branded. Transactions are fully secure with PCI SSC P2PE, certified by Mastercard, Visa, American Express, and Discover. Modernize vending machines. Expedite long lines. Seamlessly manage all processes on one platform. Our leading-edge technology offers easy plug and play to bolster business in every industry. -
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Tranzila
Tranzila
Your payments are in good hands. Comprehensive data security for receiving payments. PCI DSS LEVEL-1 standard and SSL encryption to the most stringent standards of international credit card companies. Production of digitally signed invoices for email, with the execution of a credit card transaction, PayPal, or bank direct debit. Possibility to generate invoices manually for cash or cheque. The invoice system is approved by the income tax authority. Free application for every customer, both for Android and iPhone. Operations of debit, credit, viewing transactions, and more. Option to connect an EMV credit card reader using Bluetooth technology. A payment solution that grows with your business needs. It allows the clearing of credit from a mobile phone, from an independent clearing terminal, from any computer and tablet, from management software, a virtual store in ecommerce, and more. Full integration for receiving payments from PayPal, including automatic invoice generation.Starting Price: Free -
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Instant Accept
Instant Accept
Save time and money with Instant Accept’s powerful payment processing tool that simplifies merchants data entry and credit card processing, all while keeping merchants QuickBooks data up to date. Accept any form of payment and process transactions quickly and easily – without launching your accounting software. Instant Accept works with most U.S. and international processors. Process card-not-present and mobile payments too. Don’t let the simple interface fool you. Instant Accept updates your books in real-time and seamlessly integrates everything, including invoicing and reporting. Expand your product offering while helping your customers solve one of their biggest headaches: flawlessly and dynamically integrating POS and online payments with multiple accounting programs.Starting Price: $39.95 per month -
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NAB Payment Processing
North American Bancard
At North American Bancard, we make it easy for you to get the payment technology and back-office support you need to grow your business. How? By delivering a true omnicommerce solution that allows you to accept all payment types. Offer a cash discount to non-card users while securing one low rate for every transaction. With our cash flow-generating Edge Program, you could enjoy the same profit margins, regardless of whether customers pay with cash or credit! Edge is even compatible with our entire Pay anywhere Smart Solutions Suite. When you partner with NAB, we take care of everything. We give you access to the latest credit card payment solutions — allowing you to seamlessly accept payments anytime, anywhere. We help you offer a frictionless checkout experience to your customers in your store, online, or on the go. It’s payments made easy, including all the features and support you need to grow your business. -
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Finical
Finical
Finical delivers powerful, cutting-edge payment solutions to help grow your business. Our merchant services will allow you to accept all major credit cards and debit cards, even EBT. Let us show you why smart business owners double down on our expertise. It only takes a few minutes to get set up with your new terminal to start accepting all forms of payments. We’re obsessed with security, fraud prevention, and offering the newest technology to hit the streets. Get access to clear, easy-to-manage reports that give you detailed information about your transactions. At Finical, we understand that your business is one-of-a-kind, and your commitment to your customers is unparalleled. Therefore, we know that you are looking for more than an average, out-of-the-box credit card payment service to help you build your dream. -
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ARISE from Aurora Payments
Aurora Payments
The ARISE payments platform offers an all-in-one gateway enabling businesses to accept payments, protect revenue, and control finances via a flexible commerce engine. It supports credit cards, debit cards, ACH, checks, and more across online, in-store, invoice, and mobile channels, all unlocked by one integration. It features embedded payments for software vendors, branded invoicing with one-click links, subscriptions/recurring payments, surcharge or cash-discount models to offset fees, and a single dashboard delivering real-time reporting, network tokenization, fraud tools, and 99.99% uptime via a cloud-native active-active architecture. Aurora positions ARISE as a “payment platform built for Main Street commerce,” with same-day virtual-terminal activation, plug-and-play terminal setup, and U.S.-based support. It emphasizes modular expansion (no re-platforming required) for merchants, SaaS platforms, ISVs, and software, enabling quick onboarding. -
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LiqPay
LiqPay
Use LiqPay to accept and send payments, to manage your business. market for the provision of services in the field of Internet acquiring. After registration in LiqPay, you will be able to accept payments online and conveniently manage your business. Allows to accept payment by Mastercard and Visa cards in a mobile application on the platform of IOS or AOS. The library contains a set of tools for interacting with the LiqPay payment API. LiqPay provides an opportunity to brand the payment page to meet your website design. The opportunity to get a tariff reduction in the presence of a large turnover of funds. For a quick and easy connection, we have prepared plugins for CMS and SDK. LiqPay will ensure the maximum level of successful payments for your merchant. Customize the payment button depending on the platform. -
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PayPal Here
PayPal
Enable your mobile device to accept cards and contactless payments with PayPal Here. Accept major credit and debit cards touch-free, in person, or on-the-go, send invoices, and record cash and check transactions. PayPal and Venmo QR codes, and Apple Pay and Google Pay help give your customers a safe, touch-free, and quick way to pay. Pay as you sell with no monthly fees, setup fees, cancellation fees or processing minimums. PayPal Here card readers, powered by our mobile app, turn your compatible phone or tablet into a point-of-sale system. Now you can accept PayPal and Venmo via touch-free QR codes, helping to make in-person sales safe and simple for you and your customers.
