Alternatives to Capital Float
Compare Capital Float alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Capital Float in 2025. Compare features, ratings, user reviews, pricing, and more from Capital Float competitors and alternatives in order to make an informed decision for your business.
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QuickFee
QuickFee
QuickFee (ASX: QFE) is a leading provider of payments, financing, and accounts receivable automation solutions for professional services firms, including 40% of the IPA Top 300 firms. Our platform is designed to streamline the Accounts Receivable process and accelerate revenue growth by integrating multiple online payment options and powerful invoicing tools within your practice management system. With QuickFee, firms can significantly reduce aging receivables, improve cash flow, and increase client spending. Clients can easily make payments using credit or debit cards, ACH/EFT transfers, or QuickFee's exclusive financing solution that allows them to spread payments over 3 to 12 months—while firms receive full payment upfront without incurring additional costs. Operating in the United States and Australia, QuickFee focuses on delivering scalable and affordable solutions backed by exceptional customer service. -
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Melio
Melio
Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, enjoy 90% off any premium plan for the first three months. Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances to -
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Apruve
Apruve
Apruve enables global enterprises to transform their B2B trade credit, accounts receivable, and collections process by offering net terms as easy as accepting a credit card. Apruve automates your enterprise's high volume, routine B2B invoicing by combining embedded trade credit & A/R automation with guaranteed next-day financing. Whether your enterprise is looking to drive efficiencies in their long-tail cohort of smaller buyers, extend lines of credit to online customers, or needs help to expand internationally, Apruve can build the right financed credit and A/R program customized to your markets, customers, and goals. -
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Creditea
International Personal Finance
Creditea is a new unique BNPL, boosting e-commerce sales by increasing approval rates and margins for merchants, while providing customers with a seamless checkout experience and flexible repayment options. With quick onboarding and a user-friendly Credit Line feature, customers can enjoy convenient shopping with benefits like 0% interest within 30 days and long-term repayment plans. Creditea integrates seamlessly with major e-commerce platforms and is powered by International Personal Finance plc. Partner opportunities are available for interested parties. Discover how Creditea Pay Later can enhance your e-commerce business today!Starting Price: $0 -
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CASHe
CASHe
CASHe is India's premier personal loan and credit line app, offering instant loans up to ₹3,00,000 with flexible repayment options ranging from 9 to 18 months. The application process is entirely digital, requiring minimal documentation, and funds are disbursed directly into the user's bank account within minutes of approval. CASHe utilizes a proprietary AI-powered credit scoring system called the Social Loan Quotient (SLQ) to assess creditworthiness beyond traditional credit scores, enabling young professionals without a formal credit history to access financial services. In addition to personal loans, CASHe provides a pre-approved CASHe Limit, allowing users to withdraw funds as needed and repay in easy EMIs, with interest charged only on the utilized amount. The platform also offers Buy Now Pay Later (BNPL) options for shopping on popular online retail stores like Amazon and Flipkart, as well as investment opportunities in digital gold and curated investment products.Starting Price: Free -
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topi
topi
Companies make purchasing decisions almost on a daily basis. Yet there are no fully digital end-to-end processes in B2B sales and no customer-friendly financing offers. The result for many companies, especially SMEs, are suboptimal purchasing decisions, inefficient use of capital, and lengthy bureaucratic processes. We provide business customers with the opportunity to use our technology and financing solutions to benefit from a fully digital end-to-end B2B sales process. Our solutions allow companies to use capital more effectively whilst driving customer retention. Simplicity and ease of use of our solution range from easy integration, to quick approvals, and to a wholistic management of your purchases. Easily integrate the new payment methods due to our fast API-based integration. The foundation of our systems is built on the most state-of-the-art technological innovations. Signing up will only take minutes and customers will be approved in seconds. -
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Credit Key
Credit Key
Credit Key approves business customers for better monthly terms, in seconds, at e-commerce checkout. Credit Key's payment flexibility results in more orders, larger transactions, and happier customers. Credit Key's proprietary B2B underwriting process allows us to uniquely identify and immediately score businesses, extending deeper credit to your customers at the moment of purchase. Offering and receiving financing has never been easier. Credit Key offers pre-built integrations, lightning fast customer support, and a quick automated application process to simplify and streamline the B2B sales process. A B2B payment platform built around growing your business. From instant credit decisions, customer pre-approvals, to longer and larger credit terms. Credit Key gives merchants and business buyers the ability to accelerate their growth.Starting Price: $49 per month -
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Humm
humm
Our product ecosystem of buy now pay later, credit cards, and business financing products has been designed around the core needs of today’s shoppers, retailers, and small and medium enterprises. We have developed platforms for buying – or leasing – everything. Get more customers. Become a hummbusiness partner. Increased income Up to 30% more sales volume and up to 80% repurchase rate. Payment upfront Guaranteed settlement next business day. No refund fees We return our fee on items returned to your store. Fully Integrated. Whether your business is large or small, online, walk-in or any combination, humm can twist to fit. We support instant online integration with key e-commerce providers. Direct REST API for marketing and pricing widgets is also available for bespoke builds. POS integration is available for the following POS platforms and terminals. Integration delivers a fast and simple process for customers and staff. -
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equipifi
equipifi
Powering banks and credit unions for the next generation of consumers. equipifi’s white label solution integrates with banks and credit unions to curate offers that consumers can view, accept, and manage through their existing banking apps. By offering BNPL, financial institutions enable their debit cardholders to pay for purchases in a way that aligns with their financial goals. Greater clarity for consumers managing their BNPL loans. Pre-approved BNPL offers are tailored to consumers and their financial goals. Expanded use cases and more qualifying purchases for BNPL. Fast and refreshingly simple, with everything on one platform. A single source for consumers to access flexible financing on everyday purchases from their primary financial institution. Flexible payment options that younger generations love. Stay engaged with cardholders making everyday purchases. Refreshingly simple user experience on your banking app. New market opportunities to grow interchange and interest. -
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Splitit
Splitit
Splitit powers the next generation of Buy Now, Pay Later (BNPL) through our merchant-branded Installments-as-a-Service platform. We solve the challenges businesses face with legacy BNPL while unlocking BNPL at the point of sale for card networks, issuers and acquirers, all through a single network API. Shoppers can split their purchases into up to 36 interest-free monthly payments using their existing Visa or MasterCard. Shoppers get the chance to try out items for up to 90 days and then decide if they are going to keep it. After they decide, shoppers can then go ahead and pay in in full, or start an installment-payment plan. Shoppers who do not have a sufficient available balance on one card have the option to split their installment payments on two different credit cards. This feature allows for the shopper to get what they want and not have to apply for another credit card or go into debt.Starting Price: 1.5% + $1.50 per installment -
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Credova
Credova
Credova Financial is a consumer financing platform that integrates directly into the online checkout process providing customers multiple financing options with a single application. Whether you are a customer or a store owner, we make it our mission to provide you with the tool and information you need to be successful in your financing, business or shopping experience.Starting Price: Free -
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ChargeAfter
ChargeAfter
By connecting to multiple lenders across the ChargeAfter network, merchants can now deliver instant and personalized point of sale financing offers to consumers, built around their unique credit needs. In financing, there is no “One size fits all.” ChargeAfter helps merchants offer the best consumer financing options to their shoppers at checkout while approving up to 85% of applications. ChargeAfter provides full performance and detailed transaction reporting from an easy to understand dashboard. See every transaction, from each lender – historically and as it happens live. Easily settle, upsell, refund and credit transactions at a click of a button. ChargeAfter is a flexible multi lender consumer financing platform. Your business is flexible too. Offer financing wherever your shoppers are. Online, In-store and over the phone. -
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@Pay
@Pay
@Pay is a DEFI (Decentralized Finance) protocol that is the first BNPL (Buy Now Pay Later) platform built integrating blockchain technology with its own cryptocurrency. @Pay will offer significant cost savings to all participants in the ecosystem by utilizing smart contract technology and blockchains. @Pay aims to be a key participant in offering DEFI eCommerce and in-store solutions to shoppers and merchants. @Pay will also allow users to pay for their shopping with any approved cryptocurrency that they hold in their @Pay wallet. Shoppers will be rewarded through a program that is built on allowing all contributors to the ecosystem to benefit. @Pay is powered by the @Pay token which will be used as a mechanism through which the protocol is governed. A broad distribution across the entire ecosystem including users, merchants and marketplaces will ensure that all participation is rewarded. -
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Transigo
Transigo
Whether you are a B2B seller or marketplace, it is challenging to grow your business without offering point-of-sale credit to your customers. But this also creates credit risk and possible cash flow disruptions. Why not get the best of both worlds? We provide the credit on your behalf and take the risk, while you get the cash upfront for immediate business use. Our sophisticated verification algorithms will then digitally perform all relevant KYC/KYB and AML checks. The result? Your customers can be onboarded online within minutes. Buyers authorize Transigo to access their bank account information via Plaid. We then automatically perform a short credit assessment – after which the buyer will receive a full credit line quota. Generous credit terms equals a better shopping experience for your B2B customers – which means a higher chance of repeat business -
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Slope
Slope
Accept online payments, offer flexible payment terms, and automate order-to-cash processes with Slope’s software and APIs. Accept credit card and ACH from businesses through a single API or our no-code invoice links. We support guest checkout, invoicing based on milestones or custom timelines, and same-day ACH to facilitate all your payment needs. Offer net, installments, or custom terms to your buyers at no additional risk. Get customers approved for financing within seconds for future purchases. You get paid out immediately, and we handle the risk, collections, and everything beyond. Eliminate manual processes involved from processing customer orders to applying remittances to open orders in your ERP. Utilize Slope’s flexible workflows to eliminate friction and ensure every dollar is reconciled. -
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Future Logics IMS
Future Logics
Welcome To Future Logics Web Applications, Mobile apps & Custom software development. Business Concept. People in the United Kingdom, call it Hire Purchase i.e., an arrangement to purchase goods or services, where the buyer makes some down payment and agrees to pay off the balance, of the remaining agreed amount in periodic partial installments. While, in the United States of America, it’s more commonly know as an Installment Plan or lease plan/lease management. IMS facilitates to manage cash/Installment sales, down payments, stock, recovery and outstanding details. IMS is specially designed for you if you are selling anything on monthly installment. What is IMS Customer Accounts? It provides the facility to maintain the customer accounts. Purchase & Payable. Manage all cash and credit sales along with receivable details. Sales & Receivables. Manage all cash and credit sales along with receivable details. Inventory. Manage stock in out & provide powerful reporting to enhanceStarting Price: $50 per month -
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SplitPay
SplitPay
Providing your customers a little credit at the checkout has been shown to generate a significant uplift in sales, bigger basket sizes, and a reduction in cart abandonment. SplitPay allows your customers to pay later in 4 equal monthly installments. We pay you in full before the goods ship and take on all customer credit risk. Merchants who start using SplitPay have seen a 20-30% uplift in sales volumes. Nothing to pay upfront and no minimum transaction volume. You get paid in full for the purchase before the goods ship, we take all customer non-payment risks. To get started we do not charge you any setup, establishment, or ongoing monthly fees and we settle all transactions with you daily. SplitPay makes signing up quick and easy with no complicated application forms. Get shopping quicker with our instant approval process. Shoppers paying with SplitPay do not pay any interest and no fees if they pay on time.Starting Price: Free -
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Laybuy
Laybuy
Use a single login to pay at thousands of retailers across the globe. Whether in-store or online. Your in-app personalized barcode makes paying by Laybuy in-store quick and easy. SMS are replaced with notifications so you can complete your order in seconds. Managing your payments and budget just got easier. Keep up-to-date with any upcoming payments, pay off your orders early, or just check in to see how much credit you have, all while standing in the fitting room. Laybuy’s shop directory has literally thousands of retailers - with some of the biggest name retailers in the world. Find the latest trends, see the latest deals, and never miss out on that must-have ever again.Starting Price: Free -
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Zinia
Santander Group
Zinia is the new ‘Buy Now, Pay Later’ platform of the Santander Group with over two million customers across Europe. Zinia makes shopping simple, offering the possibility of splitting payments into interest-free installments in a fast and transparent way. The platform is available both for in-store and online purchases at participating businesses with offline functionality coming soon. Make your products more affordable with our interest free payment solutions. Increase sales by offering customers more flexibility when paying. Our flexible payment options increase average spending at your checkout. Keep customers coming back. Our simple, fast and transparent payment solutions make shopping easier. Single platform solution to expand internationally our services to all Santander Consumer Finance units. -
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tabby
tabby
With tabby, shopping is more rewarding. Split your purchases into 4 interest-free payments or earn cashback at your favourite stores (or both). Shop now and pay later by choosing tabby at checkout to split your purchases into 4 interest-free payments, billed monthly. With the tabby app, you can shop now, pay later and earn cash, with no interest, fees or hidden costs of any kind. tabby's shopping experience removes price as a barrier. Turning browsers into buyers, increasing average order value, and expanding your customer base. Shop at partner brands you love on tabby's website or app and earn cash you can withdraw. Whether you pay with tabby or not. tabby makes shopping more rewarding by empowering people with the flexibility and freedom to get what they want. tabby lets you shop now, pay later and earn cash, without the interest, fees or debt traps. Over 2,000 global brands and small businesses, including Adidas, IKEA, SHEIN, and Marks & Spencer use tabby to accelerate growth. -
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Billie
Billie
Leverage the power of flexible payment terms to achieve your core business goals. Get paid upfront while your buyers choose their preferred payment terms. Let your buyers split the payment of larger purchases into 3 installments. Offer consolidated payments and accessible trade credit lines to buyers. Unify the payment experience across all of your sales channels. Offer flexible payment terms in your webshop. Unlock the potential of cross-border trade and serve buyers across Europe. Based on proprietary, machine-learning-enabled risk models, fully digitized processes, and a highly scalable tech platform, Billie offers freedom to big and small businesses alike through fast liquidity, automated workflows, and access to modern payment solutions. Delight your business buyers with their no. 1 payment choice for checkouts and increase B2B sales in your webshop. Your customer selects their goods, proceeds to the checkout, and then goes to the payment selection page. -
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Afterpay
Afterpay
We’re Afterpay, and we pioneered a fairer way to pay. We give the world’s most desirable customers and relevant retailers the happily ever after they deserve--and a world where everyone wins. Unlike other buy-now-pay-later solutions, Afterpay offers one transparent solution to shoppers with no credit checks, no interest, no hidden fees, and no catch. We give shoppers the confidence of knowing where their money is going versus worrying about where it went. Let’s partner in bringing them more happily ever afters. New Afterpay users can get an instant approval decision in minutes. Your customer completes their order and you get paid the full amount up front. That's a win-win. Customers pay four installments every two weeks, directly to Afterpay. Always zero interest, never additional fees when shoppers pay on time. We believe people are fundamentally good and trust our customers to pay us back. -
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SaaSPay
SaaSPay
Convert more annual deals by giving customers the option to pay back up to 8 months later. Convert monthly deals to annual packages to increase AOV. Generate leads with SaaSPay’s flexible financing solution. Get paid on day 1, no month-on-month payment chasing. Get paid upfront. Convert monthly subscribers to annual customers with one-click financing. Upload your customer details and list down your products and their subscription tiers. Get paid in full, on day 1. Receive a year's worth of payment in your bank account as soon as you sell! Complete a simple KYB process to get your SaaSPay account up and running. Maximize your team's potential by adding unlimited team members. Analyze different package performances with our powerful analytics feature. Identify opportunities for upselling with our customer usage analysis. One-click BNPL to boost annual subscription sales. Empower your customers with flexible repayment options. -
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Ratio
Ratio
Reimagining technology procurement and funding by combining payments, predictive pricing, financing, and a seamless quote-to-cash process into one platform. Flexible payment options to close faster, embedded into sales. Get funded now leveraging your existing recurring revenues. Get paid now even though customers pay later. Align payments to Ratio with customer payments. Unlock capital for growth from your own assets without dilution or debt. No monthly payments are required for Ratio unlike venture debt and revenue-based financing. Pick and choose which contracts to sell based on your cash flow needs. The Ratio team is made up of experienced SaaS and finance executives, serial entrepreneurs, builders, and dreamers. Equity is a critical piece to building your company and compensating your team. Taking strategic capital from Ratio involves no dilution from selling equity or issuing warrants. -
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Walnut
Walnut
Walnut helps your practice approve more patients, even those with credit challenges. Get paid upfront with plans starting at 0% interest. Traditional patient financing companies reject 50% of patients. Our proprietary underwriting algorithm helps you approve more patients. Get paid upfront with zero risk and no fees. We currently serve elective care markets. We believe in simple, fair, and transparent payment options for patients. Our dedicated support team is available around the clock to answer patient and provider questions. Financing plans are available starting at 0% interesting. Walnut is completely free for providers to implement. Walnut is a better way to manage your healthcare costs. We turn your medical bill into smaller, monthly installments that are customized to you. Paying on time can help you build positive credit history and we will assign you a Walnut Agent to help you make sure you are on track. -
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Ratepay
Ratepay
Ratepay operates in financial services as a direct provider of White Label Buy Now, Pay Later (BNPL) products in Germany, Austria, Switzerland, and The Netherlands. The company enables large online retailers (merchants and marketplaces such as Ebay, IKEA, Eurowings, ShopApoteke, Flyeralarm, or About You) to offer end-customers (buyers) the possibility to pay for products or services via open invoice, direct debit, or in installments. Being natively integrated at checkout, Ratepay is invisible to the buyers and does not dilute the merchant’s brand and trustworthiness. Buyers are not required to abandon the checkout interface and create an additional account or download an app and therefore, constantly remain in the brand world of the merchant. This leads to a higher conversion rate, an increased average basket size, and more repeat purchases. -
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Paidy
Paidy
With "Paidy," which does not require a credit card, you can prevent the basket from dropping and increase sales by making payments that meet the needs of users. Many users have supported pre-screening of credit cards, pre-payment at convenience stores, waiting at home for cash on delivery, and simple usage that eliminates the "messy" of shopping, and the number of accounts has exceeded 4 million. Not only will it prevent withdrawal, but it will also support increased sales by expanding the customer base, including non-credit cards and young people. With Paidy, which does not require a credit card, it is possible to acquire non-creca groups, mainly young people. 100% deposit guarantee for sales. Paidy bears the unpaid amount, so there is no risk to the merchant. -
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Bread
Bread
Sell more. Grow faster. Bread’s full-funnel approach helps you reach more shoppers by giving them the option to apply and check out with financing anywhere on your site. Give your shoppers access to greater purchasing power with the ability to pre-qualify for financing and check out from any page on your site. Your shoppers can discover, pre-qualify, and check out from anywhere—your homepage, category page, product page, cart, or checkout. Transform pricing using the shopper’s personalized per-month price to boost sales and increase average order value. Let your shoppers pre-qualify in seconds without ever leaving your site, giving them a seamless and frictionless experience. Shoppers can get their rate by entering just a few pieces of information, all without affecting their credit. Your shoppers learn if they are pre-qualified and understand their purchasing power in real time. Bread doesn’t take the shopper off the page or redirect to another site, ensuring a smooth user experience -
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Shop Pay
Shop Pay
Shop Pay remembers your important details, so you can fill carts, not forms. And everything is encrypted so you can speed safely through checkout. Pay in full at checkout or split your purchase into 4 equal installments at participating merchants. Now, you can offset the carbon emissions produced by your deliveries—for free. All you have to do is check out with Shop Pay, one of the first carbon-neutral ways to pay. You and your money are protected when you choose Shop Pay. Share your billing and shipping info once, and use your email address to tap through future purchases. Our servers meet strict industry standards (PCI Compliance) for vaulting credit and debit card info. Every personal detail you share with Shop is encrypted from end to end. Check out with Shop Pay and choose whether you pay in full or 4 equal installments* at participating merchants. Make debit or credit card payments every two weeks or turn on automatic payments. -
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Vartana
Vartana
Book 30% more customers without compromising cash flow with Vartana’s payments platform. Win opportunities 3x faster by eliminating budget conversations with simple payment plans. Increase total contract value and cash collection with multi-year paid upfront contracts. Empower your sales team with pre-approved payment plans and manage the end-to-end deal process through a central dashboard. Subsidize the full or partial cost of payment plan to convert more customers. Use Vartana’s capital pool or your balance sheet for financing. Our platform enables companies to offer flexible billing options such as monthly and quarterly terms without compromising cash flow, leading to a higher average order value, close rate, and sales efficiency. -
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Hokodo
Hokodo
A Buy Now, Pay Later Solution for B2B. Sell more and grow your business by providing your B2B customers with the ability to Buy Now, Pay Later at checkout. Hokodo is the modern way to offer trade credit to your customers. Keep customers in the funnel and boost sales by offering instant credit terms. Our real-time underwriting means no lengthy credit checks, and customers can access payment terms instantly, even on their first purchase. No more worrying about your cash flow. We pay you following delivery of the goods. We also take care of collections and chasing late payments on your behalf. Your business is protected against credit and fraud risks including non-payment, ID theft, chargebacks and outright insolvency of your customers. 73% of B2B buyers say they prefer buying online. We think they deserve the same frictionless checkout experience that consumers already get. -
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Clearly Payments
Clearly Payments
Clearly Payments provides low-cost credit card processing services and software for online payments, payment terminals, credit card machines, mobile payments, and recurring billing and invoicing. The Clearly Payments mission is to drive down the cost for merchants to accept payments. Period. Our first step in the plan is to build a payment processor with an incredibly low-cost structure. That takes innovation, so we need a strong corporate culture. We keep costs low with: - Virtual teams, cloud software, and a metrics-driven culture to operate our business - Working with the best and lowest cost payment technology providers in the world - Customer acquisition through communities, word-of-mouth, and partnerships. Our low-cost structure allows us to pass on the savings to merchants to cut their costs. We are growing on this front, making merchants happy and saving them money every day. https://www.clearlypayments.comStarting Price: $10.00/month -
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Katapult
Katapult
No credit is required and easy, flexible payment options mean that you don’t have to stress about making those important purchases. Shop great deals now with 100+ retailers and apply for a Katapult lease today. With Katapult lease-to-own, you can take home up to $3,000 in must-have items such as furniture, electronics, home appliances, beds, mattresses, tires, and much more. Our lease-to-own option offers a fresh way to get the things you need. Select Katapult as the payment option in the checkout. Start your lease-purchase application and once approved get the flexibility to pay over time, purchase early or even return your items. Katapult is a better way to pay. Katapult cannot be used for every transaction, only specified items are eligible. The browser extension for Katapult cannot be used to make in-store transactions.Starting Price: Free -
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ZoodPay
ZoodPay
With ZoodPay, you can shop online and in stores and pay in 4 installments over a period of 90 days, with zero interest & no fees! Choose ZoodPay as your payment method at checkout. Enter your personal information and register your credit or debit card details. Get instant approval and pay for your order into 4 equal installments. With ZoodPay you don’t have to worry about that! You can purchase products on the ZoodMall app or at hundreds of online stores offering the ZoodPay ‘Buy Now, Pay Later’ payment option. Approval is instant and it is all online! You pay for your purchases in your local currency with the flexibility of receiving the goods first and paying for them later in either 14 days, or in four to six installments, without incurring any interest or fees. -
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Capchase
Capchase
Make fundraising a thing of the past, tap into non-dilutive growth capital on-demand. Receive up to a year of upfront capital immediately, giving you the flexible funding you need to grow your business and scale. Select unpaid invoices or recently paid expenses, and choose repayment terms of 3, 6, 9, or 12 months. As much funding, or as little, when you need it. We accept monthly, quarterly, even yearly contracts, adapting to meet your demands. We provide the necessary funding you need at that moment. Your money works for you rather than sitting idle. Within 24 hours, we assess the funding needed and deposit it instantly to your account. Our easy-to-use interface allows you to understand and manage all your transactions and accounts. Access more capital as you scale. We are your partner every step of the way, reducing our rates the longer we work together. Your data enables us to quickly provide you with the right amount of capital your business needs. -
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Gerald
Gerald
Gerald is a financial technology app designed to provide users with flexible financial solutions, including interest-free cash advances up to $80, enabling individuals to manage unexpected expenses without incurring additional costs. The app also features a Buy Now, Pay Later option, allowing users to purchase essential household items and mobile plans with the convenience of deferred payments, all without hidden fees or interest. Additionally, Gerald offers a Play to Earn feature, where users can engage in games to earn coins, which can be redeemed for store rewards, further enhancing their purchasing power. Committed to inclusivity, Gerald ensures that both members and non-members have access to affordable household shopping, aiming to empower individuals and families to shop smart, save more, and embrace a brighter financial future.Starting Price: Free -
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M2P Fintech
M2P Fintech
We handle opening of user/bank accounts, customer onboarding, compliance checks, and regulatory requirements, end-to-end. We guarantee industry standard compliance and a frictionless user experience. Roll out future-ready, customer-relevant banking services with our holistic core banking system. We help businesses provide smooth payment experiences to their end customers. Whatever the payment requirement, our solutions can handle it. We help organizations and banks issue branded physical and virtual cards. We configure requirements and co-create card programs specifically for your needs. We connect finance, technology, and commerce, with our capabilities like collection tech, payouts, plug-ins for merchants, payment gateway, and more. Our solutions are end-to-end, meaning we do all the heavy lifting, enabling you launch cards, programs, any fintech product in no time at all. -
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Lemon
Lemon
Lemon helps SaaS companies improve cash flow & reduce customer churn by up to 90%. Lemon is a simple checkout solution for small-to-medium-sized B2B software vendors that lets your customers retain the comfort of paying for software monthly whilst paying you for your annual plan up-front, instantly. Integrating into your payment stack is simple: add the Lemon widget to your payment pages and we'll do the rest. Lemon pays your annual price upfront. Your customer pays us back monthly. If they stop paying, it’s our problem, not yours. Getting paid up-front reduces ongoing monthly churn. When your customers choose to pay with Lemon, you get paid up-front, instantly!Starting Price: $15 per month -
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KORT
KORT Payments
We designed PayHQ to make running and growing your business easy. As one of the most innovative payment platforms on the market, PayHQ by KORT Payments simplifies accepting all types of payments under a single view of your payment data for smarter decision-making. Today, thousands of businesses across North America trust us to process their payments. PayHQ is a complete end-to-end solution, handling authorization, settlement, and funding. Accept payments in-person or online with features like invoicing, recurring billing, and seamless integrations with a single merchant number. Our online gateway offers your customers a secure, simple way to buy from you. Accept payments with an online solution built for businesses of all sizes. Seamlessly integrate your card terminals with PayHQ’s omni-channel solution to accept credit, debit, and other payment methods, using both contactless and mobile for in-person transactions. -
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RapidRupee
RapidRupee
Quick, convenient & secure instant loan app in India. Offering loans from ₹1,000 to ₹60,000 with approval and disbursement in as little as 30 minutes. The application process is entirely app-based, requiring only an Aadhaar card, PAN card, and a selfie, with no need for a credit score. Eligible applicants are individuals aged between 22 and 59 years, with a minimum monthly income of ₹10,000, including both salaried and self-employed individuals. Repayment tenures range from 2 to 12 months, with interest rates starting at 1% per month. The platform charges a processing fee starting at ₹99, with no membership or upfront fees. RapidRupee ensures a transparent and secure borrowing experience, utilizing advanced IT systems and maintaining cost transparency. The service is designed to address various financial needs, such as bill payments, medical expenses, travel costs, and vehicle repairs, providing a reliable financial solution for users across India.Starting Price: Free -
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Buddy Loan
Buddy Loan
Buddy Loan is India's largest loan aggregator platform, offering personal loans with interest rates starting at 11.99% per year. The application process is entirely online, requiring minimal documentation, and provides quick approval, often within minutes. Borrowers can select flexible repayment tenures ranging from 6 months to 5 years, allowing them to tailor repayments to their financial situation. Buddy Loan collaborates with over 30 banks and non-banking financial companies, ensuring a high loan approval rate and competitive interest rates. The platform caters to both salaried professionals and self-employed individuals, with eligibility criteria including a minimum monthly income and a credit score. Additionally, Buddy Loan offers various loan types, such as marriage loans, travel loans, medical loans, and education loans, addressing diverse financial needs.Starting Price: Free -
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Kredito24
Kredito24
Kredito24 is an instant personal loan platform in India, catering to both self-employed individuals and salaried professionals. Users can apply for personal loans ranging from ₹1,000 to ₹5 lakhs, tailored to their specific needs. The application process is entirely online, requiring only an Aadhaar card, PAN card, and a selfie, with no need for income confirmation, references, or office visits. Once the online registration is completed, Kredito24 reviews the application and transfers the money to the user's bank account within 24 hours. The platform offers flexible repayment options, allowing users to select payment terms between 7 and 28 days. Kredito24 operates throughout India, providing a simple, fast, and convenient solution for those seeking quick financial assistance. Kredito24 operates in India territory & complies with its laws. We provide the highest quality services in order to develop financial markets.Starting Price: Free -
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Flex Pay
Upgrade
Flex Pay (formerly Uplift) is that little friendly boost you need to make the incredible happen, without incredible stress to your finances. We make our payment plans straightforward, so they stay simple and surprise-free with no debt traps or compound interest. And most importantly, Flex Pay gives you the option to adjust payments when life happens and you need some added flexibility with your finances. Choose Flex Pay as your payment method at checkout and enter a few pieces of information. Select the payment plan that works best with your budget then finish making your purchase. Feel good about your decision and pay over time with easy, fair, straightforward payments, and with AutoPay, it gets even easier with no payment dates to remember. -
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Deferit
Deferit
Deferit is a bill budgeting and payment platform that has helped over 550,000 people improve their cashflow and pay bills in installments. To date Deferit has paid over $400m in bills and saved its users over $39m in late fees and other biller penalties by ensuring bills get paid on time. Pay upfront or over time in 4 easy installments. Build your credit history with every bill payment. The flexibility to change payment dates to suit your lifestyle. No interest, no late fees, just a simple subscription. Whether the bill needs to be paid by ACH, Check, Credit Card or any other method, simply take a photo of the bill and we take care of the rest!Starting Price: $14.99 -
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KreditBee
KreditBee
KreditBee is a FinTech Platform that facilitates instant personal loans to professionals, where they can avail loans up to ₹4 as per their requirement. With a strong focus on online tech-based and data-centric KYC, KreditBee envisions solving the financial inclusion gap in the varied demographic segments of the country. The company serves the credit and other personal finance requirements through its in-house RBI-registered NBFC - Krazybee Services Private Limited along with partnerships with over 10 renowned financial institutions. The company currently serves 10 million customers across the country. KreditBee provides various loan products, such as personal loans, loans for salaried and self-employed individuals, and business loans, catering to diverse financial needs. The platform ensures a secure and hassle-free borrowing experience, with services available 24/7.Starting Price: Free -
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Kart
CarltonOne Engagement
Introducing Kart™ — the future-friendly way to shop and save on all the brands you love. We’re revolutionizing your shopping experience, with over 100,000 daily deals on the latest fashion, gadgets, kitchen appliances, toys, beauty, travel and more. Kart™ includes 1-click discounts at local restaurants, coffee shops and retail stores. These instant daily deals are personalized for you and geo-located for your neighborhood. You can even share these Kart™ local deals with your family, so everyone can save, every day. We do the shopping, so you can do the saving. Shop smarter and save everywhere with Kart™. Free delivery to your home or office is included with thousands of deals every day. -
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Finturf
Finturf
Finturf is a software solution for stores and service providers who want to offer POS financing options to customers. How Finturf Works? - The merchant or service provider uses Finturf to request funding for the customer - Finturf sends the loan request to its network of lending companies - If the customer is approved, the merchant can sell the product that day and receive the funding directly from the lender. Why Finturf? - Easy Setup - Reliability - White label services - 24/7 client support - High approval rates - Soft inquiries - Waterfall algorithm - Fast money transfer - Full performance reporting - Geo-targeting Stores and service providers looking to increase sales with POS loan options need to look no further than Finturf. -
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Clearpay
Clearpay
Clearpay is an international payments platform, built to enable financial wellness for the next generation of shoppers. Consumers receive products immediately, pay in four interest-free instalments and are rewarded for paying on time. With no credit checks, no interest, and no catch, we empower customers to pay in a financially sustainable way. Clearpay is a movement in which everyone wins - shoppers, retailers and society. Known as Afterpay in Australia, the United States and New Zealand we are offered by over 55,000 of the world’s best retailers and have more than 10 million active customers globally. Clearpay/Afterpay is on a mission to power an economy in which everyone wins. Today’s shopper wants a better way to pay. That’s why we’re making it easy for people to get what they want from the brands they love. Clearpay is deeply committed to responsible spending and is always free for customers who pay on time. -
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Klarna
Klarna
The shortcut to shopping. Get personalized inspiration, exclusive deals and the freedom to pay how you prefer. Only in the Klarna app. Payment experiences shoppers love. America’s biggest brands use Klarna to elevate their shopping experiences. Our services are built to create a smoooth (yes, with 3 o's) shopping experience from beginning to end. Plus, we offer more ways to pay than any other provider. This means more conversions and bigger basket values for you. You get paid right away, in full, while your customers get the option to pay later. When you team up with Klarna you get more than just a set of modern payment methods. We work to enhance the full customer shopping journey. We follow your global enterprise anywhere across the world, making sure you offer a payment solution that supports you, is locally adapted, and delights your users as much as your wares do. -
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TWINT
TWINT
With TWINT, Switzerland’s payment app, you can make convenient and secure payments using your smartphone. Our app makes it really easy for you to pay at the cash register, in the supermarket, in the online shop, and when shopping in the farm shop, digitally and cashlessly. The TWINT app can do a great deal more, you can send money to your friends, and purchase tickets from SBB, and clubs can use it as a method of collecting donations. TWINT offers you everything you need in an app to make your way through the day. Digital payments can be made almost everywhere with TWINT. Download the TWINT app for your bank to your smartphone and discover the various functions. We take security and data protection seriously. And it’s not just us, all the Swiss banks that work with TWINT guarantee comprehensive protection. An app that makes life easier. Because you no longer need to worry about payments and everything related to them.Starting Price: Free