Alternatives to CASHe
Compare CASHe alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to CASHe in 2026. Compare features, ratings, user reviews, pricing, and more from CASHe competitors and alternatives in order to make an informed decision for your business.
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Peach Finance
Peach Finance
Peach Finance is an API-first lending technology platform that enables fintechs and traditional financial institutions to quickly launch and confidently scale lending programs. Peach is the only lending platform built on an Adaptive Core™, a new paradigm in loan management providing complete configurability, even at scale. Peach provides end-to-end, fully integrated loan servicing capabilities, including payment processing, a white-label borrower portal, a lending-specific CRM, omnichannel communications, data and insights, first-party collections tools, and Compliance Guard™. Peach's fully integrated product suite supports virtually any asset class, including BNPL, credit cards, cash advances, personal loans (installments and lines of credit), retail installment contracts, business loans and novel constructs. Peach was built by leaders from top fintechs like Affirm, Avant and Prosper with the goal of improving lives by giving every lender the power to innovate. -
2
Loanbaba
Loanbaba
Loanbaba is an Indian online lending platform offering instant personal loans with approval and disbursal in as little as 15 minutes. The application process is entirely digital and paperless, utilizing RBI-approved video KYC for customer verification. Borrowers can select flexible repayment tenures from 3 to 18 months, with interest rates starting at 18% per annum. Loanbaba collaborates with RBI-registered and regulated Non-Banking Financial Companies (NBFCs) to provide these loans without requiring collateral. The platform offers a mobile application for Android devices, enabling users to apply for loans, track applications, and manage repayments seamlessly. Eligibility criteria include being a salaried individual aged at least 23 years, with a net monthly income of at least ₹25,000. Loanbaba ensures the security of user data through encrypted connections.Starting Price: Free -
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RapidPaisa
RapidPaisa
RapidPaisa is an instant loan app with approval and disbursement in as little as 30 minutes. The application process is entirely app-based, requiring only an Aadhaar card, PAN card, and a selfie, with no need for a credit score. Eligible applicants are individuals aged between 22 and 59 years, with a minimum monthly income of ₹10,000, including both salaried and self-employed individuals. Repayment tenures range from 3 to 12 months, with interest rates starting at 1% per month. The platform charges a processing fee starting at ₹349, with no membership or upfront fees. RapidPaisa ensures a transparent and secure borrowing experience, utilizing advanced IT systems and maintaining cost transparency. The service is designed to address various financial needs, such as bill payments, medical expenses, travel costs, and vehicle repairs, providing a reliable financial solution for users across India.Starting Price: Free -
4
RapidRupee
RapidRupee
Quick, convenient & secure instant loan app in India. Offering loans from ₹1,000 to ₹60,000 with approval and disbursement in as little as 30 minutes. The application process is entirely app-based, requiring only an Aadhaar card, PAN card, and a selfie, with no need for a credit score. Eligible applicants are individuals aged between 22 and 59 years, with a minimum monthly income of ₹10,000, including both salaried and self-employed individuals. Repayment tenures range from 2 to 12 months, with interest rates starting at 1% per month. The platform charges a processing fee starting at ₹99, with no membership or upfront fees. RapidRupee ensures a transparent and secure borrowing experience, utilizing advanced IT systems and maintaining cost transparency. The service is designed to address various financial needs, such as bill payments, medical expenses, travel costs, and vehicle repairs, providing a reliable financial solution for users across India.Starting Price: Free -
5
Kredito24
Kredito24
Kredito24 is an instant personal loan platform in India, catering to both self-employed individuals and salaried professionals. Users can apply for personal loans ranging from ₹1,000 to ₹5 lakhs, tailored to their specific needs. The application process is entirely online, requiring only an Aadhaar card, PAN card, and a selfie, with no need for income confirmation, references, or office visits. Once the online registration is completed, Kredito24 reviews the application and transfers the money to the user's bank account within 24 hours. The platform offers flexible repayment options, allowing users to select payment terms between 7 and 28 days. Kredito24 operates throughout India, providing a simple, fast, and convenient solution for those seeking quick financial assistance. Kredito24 operates in India territory & complies with its laws. We provide the highest quality services in order to develop financial markets.Starting Price: Free -
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Buddy Loan
Buddy Loan
Buddy Loan is India's largest loan aggregator platform, offering personal loans with interest rates starting at 11.99% per year. The application process is entirely online, requiring minimal documentation, and provides quick approval, often within minutes. Borrowers can select flexible repayment tenures ranging from 6 months to 5 years, allowing them to tailor repayments to their financial situation. Buddy Loan collaborates with over 30 banks and non-banking financial companies, ensuring a high loan approval rate and competitive interest rates. The platform caters to both salaried professionals and self-employed individuals, with eligibility criteria including a minimum monthly income and a credit score. Additionally, Buddy Loan offers various loan types, such as marriage loans, travel loans, medical loans, and education loans, addressing diverse financial needs.Starting Price: Free -
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Capital Now
Capital Now
Capital Now is an Indian financial technology company offering instant personal loans up to ₹1.5 with minimal documentation and same-day bank account credit. The application process is entirely online, utilizing cutting-edge AI technology for fast and seamless loan approvals. Applicants can register and provide basic personal and financial details, and upload KYC documents through the Capital Now app. Eligibility criteria include being a salaried individual with a good credit score. Once approved, funds are disbursed directly into the applicant's bank account, often within 10 minutes. Capital Now offers flexible repayment tenures ranging from 3 to 6 months, with no collateral required. The platform also provides instant two-wheeler loans, salary advance loans, and lines of credit to cater to various financial needs. Committed to transparency, Capital Now ensures there are no hidden charges, and each borrower is assigned an individual account.Starting Price: Free -
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Fibe
Fibe
One solution for all life’s big and small upgrades. From planning your dream birthday trip to learning a new skill, you can do it all with a Fibe loan. It’s quick, safe and simple. You can sort out your finances anytime, anywhere, no questions asked. Fibe is India's largest instant personal loan and salary advance platform, offering quick cash loans of up to ₹5 lakhs directly into your bank account within minutes. The application process is entirely digital, requiring minimal documentation, and provides instant approval. Fibe's personal loans are collateral-free, with flexible repayment tenures ranging from 3 to 36 months. The platform also offers an EMI calculator to help users determine their monthly installments based on loan amount, interest rate, and tenure. To be eligible, applicants must be between 19 to 55 years old, with a minimum in-hand salary of ₹25,000 per month, and be residents of India.Starting Price: Free -
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Cash Money
Cash Money
Apply in minutes for a Cash Money loan and be offered our best loan options for your financial situation. Cash Money is a Canadian financial services company offering a variety of loan products, including payday loans, lines of credit, and auto equity loans. Customers can apply online or visit one of their branch locations for in-person assistance. The company provides services such as Western Union money orders and transfers. Cash Money emphasizes accessibility and security, adhering to provincial regulations and consumer protection laws. They offer flexible repayment options and strive to provide quick access to funds for various financial needs. Online, by phone, or in a branch, conveniently start your application process with a few verifiable documents. Then, get a loan decision within minutes. Get your money in as little as 15 minutes. You can see all the online loan options in your province and how much you are pre-approved for with no impact to your score.Starting Price: Free -
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iCash
iCash
iCash is a Canadian online lender providing instant payday loans up to $1,500 with 24/7 approval and funding. Our streamlined application process allows users to apply online or via their mobile app, receiving funds through e-transfer within minutes of approval. iCash offers flexible repayment options, allowing borrowers to repay in one to three installments, depending on their pay cycle. We accept various income sources, including employment, self-employment, and government benefits, making our services accessible to a wide range of Canadians. iCash operates in multiple provinces, including British Columbia, Alberta, Manitoba, Ontario, New Brunswick, Nova Scotia, and Prince Edward Island, adhering to all provincial and consumer protection laws as a fully licensed lender. Committed to responsible lending, iCash provides a free credit health service, enabling users to monitor their credit scores securely.Starting Price: Free -
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MONEYME
MONEYME
MoneyMe is an Australian financial technology company offering a range of credit products designed to provide quick and convenient access to funds. Their personal loans feature low rates starting from 6.74% p.a., with the possibility of having money in your bank account in as little as 60 minutes. MONEYME provides instant access to credit limits up to $5,000, allowing users to make online purchases, send money to bank accounts, and shop in-store. MoneyMe also offers debt consolidation loans to simplify repayments and reduce interest costs, as well as online car loans for purchasing vehicles. Their application process is entirely online, utilizing advanced technology to assess applications in real time, ensuring fast approvals and flexible repayment options. Additionally, MoneyMe provides a free credit score tool, enabling users to check their credit scores.Starting Price: Free -
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Lendly
Lendly
Lendly offers online installment loans ranging from $1,000 to $2,000, with funding available as quickly as 24 hours. These loans are repaid directly through payroll direct deposit, ensuring convenient and timely payments. The application process is entirely online, taking approximately 5 to 10 minutes to complete. Lendly emphasizes accessibility, stating that less-than-perfect credit scores may not disqualify applicants, as employment history and income are significant factors in their approval process. However, potential borrowers should be aware of the high annual percentage rate, which is approximately 225%. Lendly operates in 22 states. A bank account is required to obtain a Lendly loan, and setting up payments through payroll direct deposit is mandatory. Lendly loans' repayments through direct deposit offer an affordable and convenient way to repay while providing customers with an opportunity that help improve their credit score. -
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Fundo
Fundo
Fundo is an Australian direct lender offering short-term, small loans ranging from $500 to $5,000, with flexible repayment terms and no hidden fees. Our 100% online application process allows for quick and easy access to funds, often with same-day approval and disbursement, especially when applications are submitted during business hours. Fundo caters to a broad range of applicants, including those with less-than-perfect credit, by assessing factors such as income and employment status to ensure responsible lending. We provide a self-service dashboard for borrowers to manage repayments and track loan progress, and offer a unique Fundo Credit Score that rewards timely repayments and responsible borrowing behavior, potentially enhancing future loan approvals. Committed to transparency and customer satisfaction, Fundo has received high ratings, reflecting its dedication to providing accessible and reliable financial solutions. -
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SocietyOne
MONEYME
SocietyOne is an Australian digital finance platform offering personal loans ranging from $5,000 to $70,000, with comparison rates starting from 8.27%. The application process is entirely online, providing a personalized rate based on your credit profile in as little as two minutes, and the application can be completed in approximately five minutes. Once approved, funds can be disbursed in as little as one business day. SocietyOne offers both secured and unsecured personal loans, with no monthly or early repayment fees, allowing borrowers to choose repayment terms that suit their financial situation. To be eligible, applicants must be at least 18 years old, Australian citizens or permanent residents, have an annual income exceeding $30,000, and maintain a good credit history. Additionally, SocietyOne provides a free credit score service, enabling users to monitor and improve their credit standing.Starting Price: Free -
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Lenme
Lenme
Lenme is a peer-to-peer lending platform that connects borrowers seeking quick personal loans or cash advances with financial institutions, lending businesses, and individual investors interested in the smaller loan market. By leveraging technology, Lenme eliminates unnecessary costs, providing borrowers with transparent and immediate access to capital, while offering lenders the same data and tools typically available to large financial institutions. Borrowers can request loans ranging from $50 to $5,000 through a simple three-click process, specifying the desired amount and repayment period. Lenders then compete to offer the most favorable interest rates, regardless of the borrower's credit score. For investors, Lenme provides access to over 2,000 data points on each borrower, including credit reports, banking data, income, and payment history, enabling informed investment decisions.Starting Price: Free -
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TodayPay
TodayPay
TodayPay is an Australian financial service that provides short-term, interest-free cash advances to help individuals manage unexpected expenses between paydays. By downloading the TodayPay app on iOS or Android devices, users can register and create an account by providing personal information such as name, address, email, and phone number. The app utilizes an artificial intelligence system named "Adam" to evaluate the user's financial situation, including income and spending patterns, to determine eligibility for a loan. Depending on the pay schedule, users can receive a loan for either 7 or 14 days, with available amounts of $100, $150, or $200, based on income. Once approved, the selected amount is transferred to the user's bank account within minutes. Repayment is automatically deducted from the user's account on the next payday, along with a fixed 5% service fee. TodayPay does not conduct credit checks, ensuring that credit scores remain unaffected.Starting Price: Free -
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Woveo
Woveo
Woveo is a community-powered financial platform designed to empower small businesses by providing access to affordable credit, quick cash advances, and tools to build a strong credit history within a supportive network. Through finance groups, businesses can access up to $10,000 in low-cost credit, while cash advances up to $1,500 help manage unexpected expenses effortlessly. The platform also offers a secure digital wallet to manage funds, monitor credit scores, and access loans seamlessly. Woveo partners with cities to empower local small businesses and foster economic growth, believing in the strength of the community to drive business success. Store and manage your funds with ease in Woveo’s secure community wallets. Keep track of group contributions, withdrawals, and balances all in one place. Support for multiple payment methods, including new cashout options via Interac, makes transactions seamless and efficient.Starting Price: Free -
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SteadyPay
SteadyPay
SteadyPay is a UK-based financial service designed to support individuals with fluctuating incomes by providing interest-free credit solutions and tools to build credit scores. One of its key offerings, CashWave, allows users to access a £300 loan, repayable over three months with no interest or credit checks. This service operates on a subscription model, costing £30 per month, and aims to assist those with low credit scores or in need of quick cash. Additionally, SteadyPay offers a TopUp feature that monitors users' income and provides advances when earnings fall below average, ensuring financial stability during periods of reduced work hours or unpaid leave. Repayments are automatically collected when income exceeds the average, and all repayments are reported to credit agencies, helping users strengthen their credit ratings. The platform emphasizes transparency and security, linking securely to users' bank accounts without storing login details.Starting Price: $36.91 per month -
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PAY2DAY
PAY2DAY
PAY2DAY is a Canadian financial services provider offering instant payday loans up to $1,500, with 24/7 approvals and funding. Customers can apply online or visit one of over 30 locations across Ontario and British Columbia. The application process is quick and secure, requiring no credit checks or paperwork. Once approved, funds are typically received within 1-2 hours. PAY2DAY is a fully licensed payday loan provider, emphasizing transparency with no hidden fees. They accept clients with bad or no credit, providing flexible repayment options. The company also offers a mobile app for convenient account access, allowing users to apply for loans, check balances, and make payments anytime, anywhere. With over 20,000 online 5-star reviews, PAY2DAY is recognized as a trusted short-term loan provider in Canada.Starting Price: Free -
20
Veend
VeendHQ
VeendHQ is a fast and reliable digital lending platform that gives salary earners quick access to cash without collateral, paperwork, or long waits. Users can get instant loans for personal needs such as school fees, rent, emergencies, business expenses, or family support, with disbursement happening in less than five minutes. The platform offers flexible repayment terms, loan top-up options, and personalized loan offers that match each borrower’s financial situation and salary cycle. With instant eligibility checks, real-time loan balance updates, and a simple application process via USSD or the mobile app, VeendHQ makes borrowing stress-free. Customers benefit from round-the-clock support and a transparent process that ensures clarity at every stage. Whether through government worker loans, Buy Now Pay Later options, or solar finance, VeendHQ empowers Nigerians to access funds quickly and responsibly.Starting Price: ₦60,000,000 -
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equipifi
equipifi
Powering banks and credit unions for the next generation of consumers. equipifi’s white label solution integrates with banks and credit unions to curate offers that consumers can view, accept, and manage through their existing banking apps. By offering BNPL, financial institutions enable their debit cardholders to pay for purchases in a way that aligns with their financial goals. Greater clarity for consumers managing their BNPL loans. Pre-approved BNPL offers are tailored to consumers and their financial goals. Expanded use cases and more qualifying purchases for BNPL. Fast and refreshingly simple, with everything on one platform. A single source for consumers to access flexible financing on everyday purchases from their primary financial institution. Flexible payment options that younger generations love. Stay engaged with cardholders making everyday purchases. Refreshingly simple user experience on your banking app. New market opportunities to grow interchange and interest. -
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Possible Finance
Possible Finance
Possible Finance is a financial technology company offering products designed to provide quick access to funds and help build credit history. The Possible Loan allows users to borrow up to $500 instantly, even with bad credit, and repay over four installments without late or penalty fees. The application process is completed through their secure mobile app or website, and no FICO check is required. Additionally, it offers a $400 or $800 credit limit with no interest or late fees, helping users build a credit history. Possible Finance reports to major credit bureaus, enabling users to improve their credit scores with on-time payments. The company is committed to financial fairness, aiming to guide users toward a better financial future regardless of their past. Build payment history, an important part of credit history, with every on-time payment. Some credit builder loans charge fees, but Possible has no late fees or penalty fees.Starting Price: Free -
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Spondooli
Spondooli
Spondooli assists Australians facing cash shortages due to sickness, bills, or unexpected emergencies by providing short-term payday loans or cash solutions. Whether you need a cash advance, payday loan, or emergency funds, Spondooli offers a simple and stress-free application process without credit verification, allowing you to receive up to $5,000 deposited into your bank account within hours. The process involves three easy steps: applying online, receiving fast approval, and having the money deposited promptly. With over 125,000 satisfied customers, Spondooli has developed a trusted and leading payday or cash advance application system. Their responsible lending practices ensure a thorough review of all applications, aiming to avoid placing clients under additional financial pressure. Spondooli's online platform is designed to be safe and quick, making the borrowing process as easy as possible with no hidden fees. -
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Navi
Navi
Navi, your all-in-one financial super-app designed for diverse financial needs, offers a range of services for your convenience. From lightning-fast UPI payments to smart investments in mutual funds and gold, quick cash loans, reliable health insurance coverage, and effortless home loans, Navi has you covered. Download the Navi app and unlock a world of possibilities for your financial well-being. Instantly transfer money to anyone, anytime. Conveniently scan and pay at any store. Seamlessly make online payments on various apps. Enjoy hassle-free payments with Navi UPI Lite, no PIN is required. Diversify your portfolio with domestic and international funds. Flexible investment options with weekly/monthly SIP. One of the lowest expense ratios for affordable investing. Safeguard yourself and your family's financial future with Navi Health Insurance. Choose from flexible loan tenures of up to 84 months.Starting Price: Free -
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Moneyview
Moneyview
Moneyview is a digital financial platform in India that offers a comprehensive suite of services, including instant personal loans ranging from ₹5,000 to ₹10,00,000 with flexible repayment options of up to 5 years. The platform also provides investment opportunities in 24K pure gold starting from as low as ₹10, fixed deposits with returns up to 9.50%, and motor insurance services. Additionally, Moneyview features tools for credit score tracking and expense management, enabling users to monitor their financial health effectively. Committed to security, Moneyview is ISO 27001:2022 certified and employs 256-bit data encryption to protect user information. The app is available for download on the Google Play Store, offering a user-friendly interface to cater to diverse financial needs.Starting Price: Free -
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LendingTree
LendingTree
We bring the lenders to you so you can shop and compare personal loan offers in minutes. LendingTree is the nation's leading online loan marketplace, empowering consumers to compare-shop across a full suite of loan and credit-based offerings. By providing an online marketplace, LendingTree connects consumers with multiple lenders that compete for their business, offering an array of loan types, including mortgages, home equity loans, auto loans, and personal loans. Since its inception, LendingTree has facilitated more than 65 million loan requests. Through LendingTree, consumers receive free monthly credit scores and access to a network of over 500 lenders offering home loans, personal loans, credit cards, student loans, business loans, home equity loans/lines of credit, auto loans, and more. Instead of sharing information with multiple lenders, fill out one simple, secure form in five minutes or less.Starting Price: Free -
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Brigit
Brigit
Brigit is a comprehensive financial health app designed to support users in managing their finances with ease. It features Instant Cash, offering advances up to $250 without credit checks or late fees, and a Credit Builder program that helps improve credit scores while encouraging savings. The app also provides tools for budgeting, tracking spending, monitoring bills, and protecting against identity theft with coverage up to $1 million. Additionally, Brigit connects users with job opportunities and exclusive discounts on personal loans and car insurance, making it a valuable resource for improving overall financial well-being.Starting Price: Free -
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Capital Float
Capital Float
Founded in 2013, Capital Float is India’s leading buy-now-pay-later and credit platform serving the financial needs of salaried & self-employed individuals. We offer quick finance to consumers shopping online through numerous partnerships with A-list brands. We also provide digital credit to individuals for their personal and business needs. Get a customized renewable credit facility in real-time on your phone. Capital Float is the preferred finance partner for thousands of self-employed individuals in India. Our short-term digital loans help these small businesses to break limits and achieve quick growth. Our expertise enables us to create cutting-edge credit products for small businesses that may not have availed of formal finance in the past. BNPL facility that makes shopping affordable and enjoyable. Quick, collateral-free finance for personal and business needs. Apply from anywhere at any time whilst connected to the internet. -
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Oneplanetcrowd
Oneplanetcrowd
They find each other on the platform oneplanetcrowd.com. Via crowdfunding, Oneplanetcrowd offers both an attractive financial return and a positive impact on people and the environment. With this double return, Oneplanetcrowd strives to accelerate the transition to a sustainable economy. A loan is provided to a company that has already made a turnover and wants to take the next step, or to a sustainable energy project with relatively predictable cash flows. The company is expected to generate enough cash flow during the term of the loan to repay the loan with interest. The interest rate of this type of investment is generally between 4% and 10%. The term of the loan is generally between 1 year and 10 years. Repayment can be done in three ways: linear, bullet or annuity. The risk profile of an investment depends on the type of company and the type of financing (loan or convertible loan). Crowdfunding has a high-risk profile, due to the funding of innovative or fast-growing companies. -
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MoneyLion
MoneyLion
MoneyLion is a financial technology platform designed to help individuals take control of their finances and achieve their financial goals. It offers a range of services, including personal loans, cash advances, credit-building tools, and investment opportunities, all accessible through a user-friendly app. With features like spending accounts, savings tools, and personalized financial insights, MoneyLion aims to make managing money simple and effective. The platform also provides income opportunities and rewards for healthy financial habits, empowering users to build long-term stability. MoneyLion is committed to providing accessible and innovative financial solutions to meet the needs of everyday consumers.Starting Price: Free -
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Nav
Nav
Nav is a business credit and financial health platform that helps small businesses track, monitor, and build their business and personal credit profiles across the major bureaus (Experian, Equifax, and Dun & Bradstreet) in one centralized dashboard so owners can see where they stand and understand what lenders and partners see when evaluating creditworthiness. It provides real-time credit monitoring, alerts, detailed credit reports, score tracking, and cash flow health tools to help users spot changes, correct errors, and make informed decisions about credit and financing. Nav also matches businesses to financing opportunities by analyzing their credit and financial data to recommend loans, credit cards, lines of credit, and other funding options that fit the business profile, helping streamline what can otherwise be a confusing research process. With optional memberships like Nav Prime, users can build business credit faster through tradelines.Starting Price: $39.99 per month -
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Creditea
International Personal Finance
Creditea is a new unique BNPL, boosting e-commerce sales by increasing approval rates and margins for merchants, while providing customers with a seamless checkout experience and flexible repayment options. With quick onboarding and a user-friendly Credit Line feature, customers can enjoy convenient shopping with benefits like 0% interest within 30 days and long-term repayment plans. Creditea integrates seamlessly with major e-commerce platforms and is powered by International Personal Finance plc. Partner opportunities are available for interested parties. Discover how Creditea Pay Later can enhance your e-commerce business today!Starting Price: $0 -
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Paidy
Paidy
With "Paidy," which does not require a credit card, you can prevent the basket from dropping and increase sales by making payments that meet the needs of users. Many users have supported pre-screening of credit cards, pre-payment at convenience stores, waiting at home for cash on delivery, and simple usage that eliminates the "messy" of shopping, and the number of accounts has exceeded 4 million. Not only will it prevent withdrawal, but it will also support increased sales by expanding the customer base, including non-credit cards and young people. With Paidy, which does not require a credit card, it is possible to acquire non-creca groups, mainly young people. 100% deposit guarantee for sales. Paidy bears the unpaid amount, so there is no risk to the merchant. -
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Ingo Money
Ingo Money
Ingo Money is a financial technology company specializing in mobile check cashing and deposit risk management solutions. Their services enable consumers and businesses to cash various types of checks, such as payroll, personal, and business checks, remotely through the Ingo Money App, with funds accessible in minutes. The app allows users to link multiple accounts, including bank accounts, prepaid cards, PayPal, and credit cards, providing flexibility in fund allocation. Ingo Money employs advanced risk management analytics and underwriting to ensure secure transactions, offering real-time check approval and fraud detection. For businesses and financial institutions, Ingo Money provides deposit risk technology to support mobile deposit and check cashing features, facilitating safe and efficient fund transfers. Their solutions are designed to reduce deposit losses, grow inbound account funding, and protect both businesses and customers.Starting Price: Free -
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Stripe Capital
Stripe
Stripe Capital provides access to fast, flexible financing so you can manage cash flows and invest in growth. There's no personal credit check and no complicated application process. Eligibility is based on factors like your payment volume and history on Stripe. Funds typically arrive the next business day, directly into your Stripe account. Pay one flat fee that never changes. There are no compounding interest charges, collateral obligations, or late fees. Repayment is fully automated and adjusts to your daily sales. Stripe deducts a fixed percentage of your sales until the total owed is repaid. Select the amount that’s right for your business needs. The fee and repayment rate are set based on the accepted amount. After our team reviews your selection, the funds will be deposited into your Stripe account, typically the next business day. You’ll automatically repay the loan with a fixed percentage of your daily sales until the total amount is repaid. -
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VSoft Mobile Workforce
VSoft
We provide IT solutions that support credit processes for retail clients, SMEs and corporations. We have the knowledge and skills to build and implement scoring and rating models. We provide comprehensive customer information to increase sales and facilitate a proper credit decision. We offer a comprehensive VSoft Credit platform to support credit processes for banks, SKOKs (Polish credit union) and loan companies that want to optimize the sales and after-sales services of financial products offered through various distribution channels. We provide a 360° customer view with pre-approval limits. We support preliminary calculations for "street customer". We generate checklists of documents, we handle material collaterals and personal securities and generate printouts of the credit application. We define creditworthiness, behavioral/application scoring and rating for any customer segment. -
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Rubikon
Neptune Software Group
Rubikon’s Digital Banking is a suite of integrated products that enable financial institutions to provide banking services via electronic channels, including ATM/POS, internet, mobile and SMS, and offers customers secure access to banking services anywhere at any time. Rubikon provides a flexible framework supporting credit applications, retail and corporate lending, including loan origination, loan set-up, repayments scheduling and rescheduling, disbursement, lifecycle and penalty processing, delinquency and past due management, identifying non-performing assets, provisioning, customer and group limits monitoring, group lending, insurance and collateral management and reporting. All processing can be enabled and monitored through workflow and the externalized rules engine. Allows for early payments, pre-closure, write-off and restructuring of loans. Allows for clients to transfer funds from savings account to repay loan.Starting Price: $1000.00 -
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KreditBee
KreditBee
KreditBee is a FinTech Platform that facilitates instant personal loans to professionals, where they can avail loans up to ₹4 as per their requirement. With a strong focus on online tech-based and data-centric KYC, KreditBee envisions solving the financial inclusion gap in the varied demographic segments of the country. The company serves the credit and other personal finance requirements through its in-house RBI-registered NBFC - Krazybee Services Private Limited along with partnerships with over 10 renowned financial institutions. The company currently serves 10 million customers across the country. KreditBee provides various loan products, such as personal loans, loans for salaried and self-employed individuals, and business loans, catering to diverse financial needs. The platform ensures a secure and hassle-free borrowing experience, with services available 24/7.Starting Price: Free -
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MyPayNow
MyPayNow
MyPayNow is a financial technology company revolutionizing the traditional pay cycle by offering employees instant access to their earned wages. Through their user-friendly mobile application, individuals can access up to 25% of their paycheck in advance, with a maximum limit of $2,000 per pay cycle. The process is straightforward: users create an account, provide employment and salary details, and upon approval, can request the desired amount. Funds are deposited into the user's bank account within 60 seconds, 24/7, utilizing the New Payments Platform (NPP) technology. Repayments are automatically deducted from the next paycheck, with flexible payment options available for up to 62 days. MyPayNow operates independently of employers, requiring no involvement from them, and does not conduct credit checks, ensuring that credit scores remain unaffected. The platform employs advanced artificial intelligence to assess financial behavior.Starting Price: Free -
40
Dhani
Dhani
Dhani's no-EMI Personal Loan is a unique offering that can be availed at no interest and zero processing fees. It offers you the convenience of no-EMIs with only the principal amount to be paid back after 90 days. Not just this, Dhani comes bundled with expansive health benefits. Customers are also provided with a health subscription that gets them access to unlimited doctor consultations and 50% off on medicines. Top benefits include no EMIs, 0% interest, unlimited doctor consultations, discounted medicines, no processing fee & other charges, and a free Dhani RuPay card accepted at over 3 million online & offline merchants. Applying for the Dhani personal loan involves downloading the Dhani app, applying for the loan using Aadhaar or opting for a 'document upload' option, completing your bank mandate, and receiving instant personal loan disbursal.Starting Price: $4.06 per month -
41
Finturf
Finturf
Finturf is a software solution for stores and service providers who want to offer POS financing options to customers. How Finturf Works? - The merchant or service provider uses Finturf to request funding for the customer - Finturf sends the loan request to its network of lending companies - If the customer is approved, the merchant can sell the product that day and receive the funding directly from the lender. Why Finturf? - Easy Setup - Reliability - White label services - 24/7 client support - High approval rates - Soft inquiries - Waterfall algorithm - Fast money transfer - Full performance reporting - Geo-targeting Stores and service providers looking to increase sales with POS loan options need to look no further than Finturf. -
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PressPay
PressPay
PressPay is an Australian financial service that provides employees with instant access to their earned wages before payday. Allows users to withdraw up to $1,000 as cash directly into their bank accounts, with a fixed 5% fee per withdrawal. Repayments are automatically deducted from the user's next paycheck. Enables users to access their earnings in advance through digital shop cards from over 100 popular retail brands, with fees starting from 0% and no interest charges. This option promotes budget-friendly spending by providing immediate access to specific retailers. The registration process is completed online in under five minutes, requiring users to provide their mobile number and employment details. Eligibility criteria include earning at least $350 per week after tax, receiving regular income, and having wages deposited into a personal transaction account. PressPay operates independently of employers, ensuring confidentiality, and does not perform credit checks. -
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Credit Sesame
Credit Sesame
Get your free credit score and credit report summary. Start monitoring and building your credit instantly with free credit tips. See personalized loan and credit offers and know your chances of approval for a credit card before you apply. Enjoy zero-fee banking and sign-up for our credit builder product to take control of your credit. Credit Sesame is one app for all your financial needs. Take a few simple steps, and our credit management app helps get you on a path to a better credit score, a new credit card, a lower-interest-rate auto or personal loan, or perhaps even a new house. Now with no-fee banking and credit builder to help improve your cash flow – all in one place. Get notified about changes to your credit file, so you can spot potential errors and protect your score. Get personalized financial insights and action plans that can help you improve your credit score and get the best rates to save you money.Starting Price: Free -
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Gerald
Gerald
Gerald is a financial technology app designed to provide users with flexible financial solutions, including interest-free cash advances up to $80, enabling individuals to manage unexpected expenses without incurring additional costs. The app also features a Buy Now, Pay Later option, allowing users to purchase essential household items and mobile plans with the convenience of deferred payments, all without hidden fees or interest. Additionally, Gerald offers a Play to Earn feature, where users can engage in games to earn coins, which can be redeemed for store rewards, further enhancing their purchasing power. Committed to inclusivity, Gerald ensures that both members and non-members have access to affordable household shopping, aiming to empower individuals and families to shop smart, save more, and embrace a brighter financial future.Starting Price: Free -
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Klover
Klover
Klover is a financial app that provides users with access to cash advances of up to $200 without interest, late fees, or credit checks. By completing activities such as surveys and watching ads, users can earn points to unlock additional features, including larger cash advances and entries into daily sweepstakes. Klover also offers personalized budgeting tools, allowing users to set spending and saving goals, as well as opt-in credit score tracking to enhance financial management. Committed to financial empowerment, Klover leverages consumer-permissioned data to provide these services without hidden fees, ensuring user data is anonymized and securely stored with military-grade encryption.Starting Price: Free -
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Beforepay
Beforepay
Beforepay is an Australian financial service that allows users to access up to $2,000 of their earned wages before payday for a fixed 5% fee, with no interest or hidden charges. The application process is straightforward: users download the Beforepay app, securely connect their bank accounts to verify financial health, and, upon approval, receive funds directly into their accounts, typically within minutes. Repayments are aligned with the user's pay cycle and can be spread across up to four installments, providing flexibility and ease of management. Additionally, Beforepay offers a free in-app budgeting tool that creates a personalized budget based on spending behavior, helping users stay on top of their finances. The service is designed to provide ethical lending options, with transparent fees and no impact on credit scores, aiming to empower users with greater control over their financial well-being.Starting Price: Free -
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WalletHub
WalletHub
WalletHub is the first app to offer 100% free credit scores, WalletScores, and full credit reports updated daily. Plus, get personalized tips for how to save money and improve both your credit score and your WalletScore. Download this award-winning app and reach top WalletFitness®. Use the loan for consolidating debt, paying for a large expense or a special occasion. Savings alerts so you can repay your debt faster and avoid overpaying on your credit cards and loans. WalletHub's credit score app offer daily updates and a clear action plan. We’ll also give you personalized credit-improvement tips and help you maximize your savings as well as minimize your debt.Starting Price: Free -
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Credit Key
Credit Key
Credit Key approves business customers for better monthly terms, in seconds, at e-commerce checkout. Credit Key's payment flexibility results in more orders, larger transactions, and happier customers. Credit Key's proprietary B2B underwriting process allows us to uniquely identify and immediately score businesses, extending deeper credit to your customers at the moment of purchase. Offering and receiving financing has never been easier. Credit Key offers pre-built integrations, lightning fast customer support, and a quick automated application process to simplify and streamline the B2B sales process. A B2B payment platform built around growing your business. From instant credit decisions, customer pre-approvals, to longer and larger credit terms. Credit Key gives merchants and business buyers the ability to accelerate their growth.Starting Price: $49 per month -
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MYPAYFAST
MYPAYFAST
MyPayFast is an Australian financial service that provides employees with partial access to their salary in advance, offering up to 25% of earned wages, capped at $750, without interest charges. The application process is entirely online and can be completed in minutes, requiring personal details, bank statements, and identity verification through Australia's post-ID verification portal. Eligibility criteria include being employed with a regular income of at least $450 per week, being 18 years or older, and having income deposited into an everyday account. Once approved, funds are deposited directly into the user's transactional account, with repayments automatically debited on the next payday. MyPayFast does not perform credit checks, ensuring that credit scores remain unaffected. The service is designed to alleviate financial stress by providing quick and confidential access to earned wages, allowing users to manage unexpected expenses without waiting for their scheduled payday. -
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WESE Core Banking Software
Taat Consulting
Efficient, reliable and customized IT banking software for financial institutions. We are dedicated to providing both technical and functional banking software consultancy and support services to financial institutions running the Temenos Transact(T24) core banking software and TAAT own WESE core banking software. We are also an official partner of the Mifos initiative. Client Management: – Branch Management – Multi language – Document Attachment Unlimited Accounts – Customer Approval Process – Customer Closure & Blacklists – New Customer Verification & Approval Business Management: – Social Performance – Measurement – Accounting – Reporting – Workflow Management – User Roles & Permissions – Cash Management – Full Customization Financial Products: – Savings (Share) Accounts – Current/Checking Accounts – Term Deposits – Collateral Loans – Agriculture Loans – Open End/Top Up Loans – Line of Credit Loans – Incremental DisbursementStarting Price: $1000
