Alternatives to Bitwage
Compare Bitwage alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Bitwage in 2026. Compare features, ratings, user reviews, pricing, and more from Bitwage competitors and alternatives in order to make an informed decision for your business.
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1
QuickBooks Payroll
Intuit
Easily pay your team and access powerful tools, employee benefits, and supportive experts with the #1 online payroll service provider. Manage payroll and access HR and employee services in one place. Pay your team automatically once your payroll setup is complete. We'll calculate, file, and pay your payroll taxes automatically. Keep cash longer with free same-day direct deposit. Manage benefits and employee services from your payroll account. Keep cash longer with direct deposit. You’ll also have the flexibility to pay your team when you want with same-day direct deposit. Your time tracking data automatically flows into your account. You can approve timesheets, pay your team, and create invoices right from your phone. Free up valuable time and set your payroll to run automatically. If you turn on Auto Payroll, we’ll also send notifications to help you manage your account.Starting Price: $35 per user per month -
2
SurePayroll
SurePayroll
SurePayroll has been a leading provider of online payroll services to small businesses nationwide for over 20 years. As the first SaaS payroll company, SurePayroll has grown to become a household name in easy to use payroll, workers' compensation, 401(k) plans, and health insurance services, all backed by an award-winning, U.S.-based customer care team. Most recently, SurePayroll added HR services to its portfolio of solutions. By offering the additional flexibility of private-label and co-branded solutions, SurePayroll serves as a trusted partner to a diverse range of businesses and trusted advisors, including financial institutions and accountants.Starting Price: $19.99/user/month -
3
AlphaPoint
AlphaPoint
AlphaPoint is a global financial technology company providing digital asset infrastructure to power the next generation of exchanges, brokerages, payment networks, and banking. Our full-suite products provide trusted, secure, scalable, and customizable solutions for trading, payments, lending, custody, and more. AlphaPoint has enabled over 150 customers in 35 countries including the CME Group, XP Securities, and Chivo. AlphaPoint has powered over 1 trillion in trading volume and the technology has handled billions in assets on the platform. Over the past decade, we have received multiple prestigious awards recognizing our innovations, exponential growth and leading technology in the fintech and digital asset space, positioning us to continue empowering our clients. -
4
Due.com
Due.com
Know exactly how much money you will have going into your bank account each month. No tricks, no gimmicks. Simple retirement for the modern day human. Founded in 2015, Due began with an online invoicing platform that was designed to help freelancers and small business owners. Due has helped thousands of companies and freelancers get paid faster and increase their cash flow while offering a professional, branded approach to payment requests. After a year of operation and thousands of requests Due began to offer payment services to it’s customers. Due also offers a wide range of payment options, including eCash, eChecks and ACH, and domestic and international credit card process, as well as a digital wallet to store payment information and funds. Simple setirement metrics shows you how much money you will have monthly with the ability to withdraw your money in full at any point in time. Our annuity takes five minutes to signup and get started.Starting Price: $10 per month -
5
Circle
Circle
Payments & treasury infrastructure for the internet. We help internet businesses accept payments and send payouts globally in one unified platform. Move digital money leveraging traditional payment rails or do business in a more global, scalable, and efficient way through blockchain infrastructure. Circle seamlessly connects these worlds. USD Coin (USDC) represents a major breakthrough in how we use money on the internet. Digital dollars work like other digital content — they move at the speed of the internet, can be exchanged in the same way we share content, and are cheaper and more secure than existing payment systems. USDC is the fastest growing full-reserve stablecoin in the world. Do business without borders and use digital dollars to send and receive international payments that settle near instantly with the new free business account for global companies. Secure a spot on the waitlist for short and medium term high yield interest rate accounts built entirely on USDC. -
6
Dunbridge Financial
Dunbridge Financial
Pay with Transparency, Grow with Confidence. Fast, safe, and cost effective money transfers for businesses and individuals. Always cheaper than the bank. Pay cross-border suppliers. Receive your global revenues. Invest abroad. Send money home. Dunbridge Financial is faster, easier and smarter than using your bank to send and receive money internationally. Dunbridge Financial is disrupting the international payments space by bringing awesome customer experience to clients through technology, price and convenience. With an industry leading digital platform, and services that include foreign exchange, international payments, mass payments and invoice financing, Dunbridge Financial is a feature-rich financial services company that allows customers to operate and grow confidently. 24/7 Trading, and White Glove Customer Service. Fast, Transparent Payments. Never charge more than 1%. -
7
Hastee
Hastee Technologies HR Ltd
Hastee is a fintech company providing an on-demand earnings platform, enabling employees to access a portion of their earned wages before the traditional payday. It aims to improve financial wellness and flexibility for workers while helping employers enhance employee satisfaction and retention. Hastee also offers other features like AI Financial Assistant, Benefits Calculator, Discounts, Financial Checkup.Starting Price: £0.50/employee -
8
Advcash
Advcash Group
Advcash is available on hundreds of websites all over the world. Adding and withdrawing funds have never been easier. Look for the ADV logo on your preferred digital currency, affiliate or exchange platform. Get paid by employers or affiliate programs instantly and spend anywhere in the world with an ADV-branded debit card (availability depending on region). Instantly distribute funds in your freelancer team. Send payments worldwide. Wallets in USD, EUR, GBP, RUB, BRL, TRY, UAH, KZT, VND. Load and withdraw via a credit or debit card, SEPA, local transfers, digital currencies and more. Instant internal transfers.Starting Price: €1 Fee -
9
FlexWage
FlexWage
Small amounts of earning or expense volatility can disrupt a thinly balanced budget, often leading to bank overdrafts or short-term loans with high fees. Financial stress has a negative impact on employee productivity, job satisfaction and retention. FlexWage provides instant access to earned wages building employee loyalty and increasing retention. You eliminate financial stress for your employees and develop a more productive, satisfied workforce. FlexWage saves your company money by driving the adoption of electronic pay to eliminate the expense of paper checks. Revolutionize your company’s financial wellness benefit program with our fully-compliant and accurate on-demand pay solutions and financial wellness tools. With FlexWage you get the first and only patented solution from the most experienced, automated and trusted company in the industry. Get early, on-demand access to your already earned wages. -
10
PaymentX
PaymentX
PaymentX enables you to pay employees around the world quickly and conveniently using crypto. Work with invoices raised in dollars or other fiat currencies, but settled in cryptocurrencies or your own tokens - instantly and with minimal fees. Ensure robust security for every transaction, for you and your employees. Create recurring invoices for your regular customers and white-list crypto addresses for secure payments. Create and send personalized, professional invoices. Download full payment history and statistics as a CSV file. Register and add your wallet. Send invitations to your employees. Choose a popular cryptocurrency or your own token. Run your payroll seamlessly. People are your company's most valuable asset. With the brightest and best minds in your industry scattered around the world, it makes sense that many start-ups operate remotely. The legacy banking system is stuck in the 20th century, and international payments are slow and expensive. -
11
Access PayWise+
The Access Group
PayWise+ is an AI-powered employee financial wellbeing platform that lets workers instantly access a portion of the wages they’ve already earned before payday with no loans or interest, while also providing smart financial tools to help them manage, save, and grow their money with confidence. It combines instant earned wage access, real-time earnings tracking, savings pots that help build financial resilience, AI-driven personal financial insights and budgeting guidance, and optional retailer discounts to stretch everyday spending. Employees can see accrued pay in real time, withdraw funds directly to their bank account, and use goal-focused savings features, all in one intuitive mobile experience that embeds tools like an AI financial coach to guide healthier financial habits. For employers, PayWise+ integrates with existing payroll and workforce systems with minimal complexity, automatically handles reconciliation, and supports reporting that improves operational visibility. -
12
Payslice
Payslice
Payslice is a financial-wellness platform that gives employees instant access to earned, but not yet paid, wages, shrinking the time between earned work and available pay. Through its “Instapay” feature, users can link their bank account (via secure integration with a third-party banking-linker) and authorize early access; whenever they choose, they can withdraw a portion of their upcoming paycheck directly to their bank account or debit card, often within minutes. It claims no hidden fees or interest charges and instead relies on transparent transfers. Under the hood, Payslice evaluates income and earned pay-cycle history rather than credit score to determine eligibility, making it accessible even for workers without traditional credit credentials. For employers, Payslice doubles as a payroll-financing or benefits management solution. Companies can onboard Payslice, so their workforce (especially hourly or frontline workers) gains flexible pay. -
13
Employee Scheduling Assistant
Guia International
Employee scheduling software for dedicated shift workers. Allows tracking holidays and special events. Allows reporting of worker time and wages. Microsoft Certified for Windows 10.Starting Price: 99.99/one-time -
14
Ubiquity Retirement + Savings
Ubiquity Retirement + Savings
A 401(k) is a savings vehicle established by a business or self-employed person to help employees and business owners save for retirement as well as take advantage of the tax benefits provided to both the business owner and employees. The flexible features of a 401(k) can accommodate the needs of a broad range of retirement planning objectives. Each individual gets to choose how much of their pay will be deposited into their 401(k) account each pay period – before taxes are deducted and how those dollars will be invested. Many businesses choose to match a portion of the employees’ contributions, helping retirement savings grow even faster. In addition to providing financial security in retirement, saving in a 401(k) provides tax advantages for both the business owner and the employees, including tax deductions, tax-deferred earnings, and tax credits. For example, when an employee saves in a 401(k), their contribution is deducted from their paycheck before income taxes are withheld. -
15
KUNA Pay
KUNA Pay
KUNA Pay allows clients to easily integrate crypto payments to their payment options, thus increasing income by attracting an audience of cryptocurrency users. Payment acceptance with popular digital assets, invoice and turnover management, auto-conversion, and many other features are combined in a single convenient interface. Our payment processing solution opens access to faster and cheaper transactions, no need for a central authority or intermediary, greater security and privacy, and the ability to make payments anywhere in the world. We implement advanced encryption and security measures to safeguard the integrity of the crypto payment processing, employing features such as two-factor authentication, anti-fraud tools, and real-time monitoring to detect and prevent potential security threats. Break payments barriers with multi-currency support. KUNA Pay platform supports 24+ cryptocurrencies, including Bitcoin, Ethereum, Litecoin, Bitcoin Cash, and many others.Starting Price: 2.5% -
16
Staffcloud
Staffcloud
Staffcloud simplifies the connection to your flexible workforce, staff pool and volunteers. Scheduling temporary staff and hourly wage earners – it can be done without Excel, WhatsApp or Doodle. Staffcloud helps you to keep the areas of recruitment, resource planning and wage export under control at all times. Our software is used in five European countries to keep track of 100,000 employees on a daily basis. You are tasked with assigning staff to different functions, work times and locations. Since every project is unique, staff planning with Staffcloud offers full flexibility from the start. Optimize your hourly workforce management with the right software. Looking for the right employee in your database begins with good data management. All employee data fields are adaptable to your specific needs and can be continually updated. With the internal communications system, all your communication is centralised on one platform.Starting Price: 5$ user/month -
17
Quidli
Quidli
Share value with those who help create value no matter where they may be based. Send team members tokens of appreciation they can really use. Imaginary reward points are useless. Reward team members with tips & bonuses they can actually use. Whether your team works remotely or in-person, seamlessly share value & boost morale - digital, faster, cheaper. Cryptocurrencies are an exciting new asset class. Why not offer employees the option to discover crypto in a secure environment? Manage your entire team’s experience from one convenient interface. Buy/deposit as much or as little crypto as necessary to drive team engagement. Invite team members to start rewarding, incentivizing in a matter of clicks. Users can track their portfolios; withdraw, swap, or spend; and even earn interest.Starting Price: $19 per month -
18
Ocho Solo 401k
Ocho
The Ocho Solo 401k gives business owners the biggest tax advantages of any retirement plan. Contribute up to $61,000 and invest in any asset class with tax-free compounding. We meticulously crafted Ocho to be the simplest, easiest solo 401k experience you’ll ever have. Create your account, make contributions, and invest your funds all in one place through our minimal, intuitive dashboard. Ocho is the easiest way to set up a solo 401k and start investing your money with tax-free compounding. You can open an account in under 10 minutes, and we take care of all paperwork and administration for you. No need to open separate bank and brokerage accounts – it can all be done through your Ocho account. Invest in traditional assets like stocks, mutual funds, and ETFs, or take full checkbook control and directly invest your money in alternative assets like real estate, crypto, and private equity.Starting Price: $299 per year -
19
Slavic401k
Slavic401k
Attract & retain top talent, and create a happier, more stable workforce by offering your employees a Slavic 401(k) plan. Happier employees stick with your business longer, ensuring you have the depth for your business to continue to scale. Weighing your options between your own independent 401(k) plan or participation in a Multiple Employer Plan (MEP)? Consider the $6,000 - $10,000 annual audit cost savings (an IRS requirement for businesses of 100+) afforded you by adopting an MEP plan. There is no individual audit requirement for your company inside an MEP. Also outsourcing the administration and Fiduciary responsibility to the MEP sponsor saves time and money. 401k compliance & testing issues can cause significant problems for you, the employer. If your plan is not administered correctly, you can be hit with fines & penalties that can cut into the bottom line of any business, and that can be crippling for a small business. -
20
Grazzy
Grazzy
Digital tipping and feedback, instant payouts, tax reporting, and compliance are done in a modern way. QR code and kiosk-enabled digital tipping allow guests to tip employees in seconds, no app download is required. Employees have instant access to their earnings. By removing the friction to tip, we can unlock 20% increases in effective wages, leading to significant improvements in retention. With Grazzy’s flexible tip distribution options, tips can be distributed directly to employee-connected debit cards for instant access, via ACH bank transfer, or through payroll. Dramatically reduce retention and recruitment costs and unlock more earnings for your employees. Reduce risk, increase employee earnings, and offer your customers the convenience of digital tipping. Automatically distribute credit card tips for your employees to receive instantly. Attract and retain the best talent by offering higher earnings that your employees can access instantly. -
21
Pienso
Pienso
Creating a topic model from scratch takes advanced programming know-how. This expertise is expensive, and supersedes the knowledge that matters most: familiarity with your data. Labeling your own training data is slow, tedious, and costly. Farming it out to workers paid a low wage is faster and cheaper, but compromises accuracy and nuance. Either approach leaves you stuck with a fixed taxonomy that's hard to evolve. It’s time to stop tagging. Free subject matter experts to model and analyze their own data. You've got mountains of text data, filled with insights just waiting to be mined. And Pienso is here to help. Pienso is designed to train models with your own data, because we know that works best. Whether your data is unstructured or semi-structured, long or short, Pienso can help you parse it into insight. -
22
Shelton 401(k)
Shelton 401(k)
A 401(k) for your small business includes many pieces that all play a vital role in helping your employees plan for retirement. Shelton 401(k) specializes in providing retirement accounts designed for small businesses while making the process stress free for business owners. Shelton Capital Retirement Plan Services works closely with our clients to provide you with a reasonably priced, bundled solution that reduces complexity while producing optimal results for all stakeholders. We provide high quality, concierge-level 401(k) service and support to help your employees save for retirement, and to help make you look good. We are experienced service professionals that provide live and online personalized resources for you and your employees. Shelton 401(k) is part of a small privately held company, NOT an insurance company, NOT some big fund. We are administered by people, not by machines. -
23
iTrustCapital
iTrustCapital
iTrustCapital was founded by industry leaders in the alternative investment IRA industry. iTrustCapital is the leading digital asset IRA trading platform that allows clients to directly buy and trade cryptocurrencies and physical gold in real-time through their retirement accounts. iTrustCapital’s revolutionary, IRS compliant investment platform eliminates the costly inefficiencies and outdated processes of previous IRA models, opening the door for investors to safely, simply, and legally move money from their retirement accounts into the Cryptocurrency and the physical Gold markets—at costs as much as 90% lower than other IRA companies. iTrustCapital’s goal is to empower 10 million investors to participate in the economic growth that a blockchain future holds. We are amazed at how many people are unaware of the benefits of IRAs.Starting Price: 1% Fee -
24
Mintfort
Mintfort
Take control over your assets, be your bank. The first crypto-friendly bank account. Store and manage assets on the blockchain. Where transactions take seconds and assets are being held well protected by the consensus of the blockchain. Mintfort offers the first bank account that handles crypto assets the same way as traditional currencies. Say good bye to messy wallets and complicated procedures. If it is to pay your rent or to purchase a rubber duck on amazon: Using bitcoin has never been so easy. Benefit from the most advanced banking experience and spend virtual currencies globally. The Mintfort debit card is being accepted at millions of POS worldwide. Pay at your local store with virtual currencies. Control all your assets wherever you want. Receive your payroll in Bitcoin and more. Our vision is a bank, where customers retain full control over their assets. -
25
Invoigin
Vayns
Invoigin is a professional invoice generator built specifically for remote developers, freelance contractors, and digital nomads who need a simple way to bill clients from anywhere. The platform allows users to create, customize, and send beautiful invoices in minutes using modern templates designed for tech professionals. With multi-currency support, instant PDF exporting, and easy invoice management, Invoigin helps remote workers streamline billing across international clients. Its intuitive interface removes the complications of traditional accounting software, letting users focus more on their work and less on paperwork. Invoigin also supports collaboration features for agencies and teams to manage invoicing together. Whether you're freelancing or running a distributed development team, Invoigin provides a flexible invoicing system tailored to the remote lifestyle.Starting Price: $9 -
26
TimeTrex
TimeTrex
Rules can be automatically applied to specific employees or situations to automate all calculations, including overtime, premiums and multiple pay rates! Managers can remotely monitor and get up to the second reports regarding employee time and attendance, from anywhere at anytime. Eliminate waiting until the end of the pay period to review attendance records. Setup an unlimited number of accruals to automatically track employee vacations, sick days or banked time. Employees can also see their own accrual balances, eliminating time-consuming requests to human resources to lookup that information. Management has fine-grained control and tracking over where employees are able to punch in/out from, including down to the device and GEO fence level. Allocate time to jobs / tasks and track employee expenses while in the field. Handle employee skills / qualifications and process payroll with just a few clicks.Starting Price: $5 per month -
27
LINK
LINK
LINK is a Web3 cross-border payment infrastructure that provides real-time settlements, traditional cross-border rails, and local payouts. We've built a custodial treasury B2B dashboard that enables internet businesses to keep track, manage, and distribute funds. Currently shipping out our white-label API solution for on- and off-ramps in the Nigerian market and Africa at large (coming soon) We work with major local banks in Nigeria to provide instant payouts and fully mitigate settlement risks rampant in the payment industry in Africa. Partnering with us connects any internet business to a whopping amount of crypto users and a population size of 1.2B+ in Africa, coupled with other ongoing partnerships with various fintech platforms (both current and emerging) that enable us to access local markets in Africa and their different currencies. -
28
PressPay
PressPay
PressPay is an Australian financial service that provides employees with instant access to their earned wages before payday. Allows users to withdraw up to $1,000 as cash directly into their bank accounts, with a fixed 5% fee per withdrawal. Repayments are automatically deducted from the user's next paycheck. Enables users to access their earnings in advance through digital shop cards from over 100 popular retail brands, with fees starting from 0% and no interest charges. This option promotes budget-friendly spending by providing immediate access to specific retailers. The registration process is completed online in under five minutes, requiring users to provide their mobile number and employment details. Eligibility criteria include earning at least $350 per week after tax, receiving regular income, and having wages deposited into a personal transaction account. PressPay operates independently of employers, ensuring confidentiality, and does not perform credit checks. -
29
Lightspark
Lightspark
Lightspark is the easiest, low-cost, most reliable, enterprise-grade way to send and receive payments globally, enabling money to move just like bits and bytes do on the Internet. We're delivering open payments for the Internet at scale, using the Lightning Network. We aim to help businesses around the world benefit from real time payments and build amazing new experiences for themselves and their customers. Lightspark Connect makes it easy to access the Lightning Network by providing seamless integration, automated routing, and efficient liquidity management for enterprise customers. Connect facilitates real-time, secure, and cost-effective transactions, allowing your business to be at the forefront of digital payments. Real-time cross-border payment solutions compatible with traditional banking systems. Extend makes traditional banking systems compatible with Lightning, enabling a fully fiat payment experience for your customers. -
30
Fuego
Fourth
Fuego by Fourth is an on-demand payment app that allows employees to draw a portion of their earned pay and tips before payday. Employees can draw up to 50% of their earned funds within hours of completing a shift, which is deducted from net pay like other post-tax calculations, at no cost to the employer. And because Fuego integrates with HotSchedules, every time an employee logs in to check their schedule for the week, they can instantly get a view of their earned wages that are available for immediate draws. To directly help unbanked or underbanked workers, Fuego offers the Fuego Visa® Card* to give on-demand pay customers a trusted and convenient source for debit transactions. Fuego helps workers meet their financial goals and develops solutions to help employers develop a more optimistic, more engaged, and more productive workforce.Starting Price: $0 -
31
Almond
Almond FinTech
Almond is part of a new breed of cross-border financial innovations that move money in nimble new ways. By seamlessly bridging the worlds of fiat and digital currency, the Almond API suite is able to reduce settlement time, slash costs, and optimize settlements, while offering new levels of transparency. When you’re leaping from one ecosystem to another as you are with any cross-border payment, there’s a tremendous amount of friction to overcome. The Almond Transfer Protocol expands coverage by standardizing cross-border communications between financial institutions, then optimizing the conversion between fiat and digital currency. A transaction starts with a deposit in fiat currency at the sending financial institution. It’s then transferred cross-border in the form of a digital currency through a network of digital currency exchanges. Finally, it’s transferred back from digital currency to fiat currency at the beneficiary financial institution. -
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Transamerica Retirement Solutions
Transamerica
We focus all of our expertise and resources on one critical mission: to help people save and invest wisely to live the life they want. How? By making it easier for organizations to extend valuable benefit programs to their employees. Not only do we streamline administrative responsibilities and ease fiduciary obligations, we make it more attractive for employees to take full advantage of all the program has to offer. We are dedicated to helping participants achieve a funded retirement. Leveraging proven approaches and innovative tools, we try to motivate them to enroll early, to save more, and to diversify easily. And throughout retirement, we provide resources that allow them to manage their retirement income. -
33
Caliza
Caliza
Our technology helps you embed digital dollar accounts and real-time payments into your products and services, unlocking new financial opportunities for your customers. Straightforward API or online dashboard that gives you full control and customization of your experience. US-based digital dollar accounts with segregated funds, real-time cross-border settlements, savings, and competitive FX rates. Bring borderless payments and digital dollars to your business with our simple, secure, developer-friendly API. Enable businesses to access international goods and services faster. Enable companies to manage treasuries across borders without delays or errors. Help your customers accept payments from their own users across borders. Provide US banking credentials and dollar accounts with instant liquidity for your customers. Help businesses pay their global workforce accurately and compliantly. Provide quick and inexpensive transfers for customers sending and receiving money. -
34
401k Easy
401k Easy
Low cost 401k has NO 401k fees and NO "low" 401k fees "skimmed" from employees′ retirement savings and investments! Small business 401k has an unlimited selection of no-load funds, and commission-free trading of stocks and bonds using self-directed brokerage windows! IRS-approved 401k prototype plan customized to the needs of the small business owner, annual 5500-SF filing, and more! Providing owners of small businesses with quality low cost 401k plans for over 35 years with an iron-clad promise---NO 401k fees deducted or "skimmed" from 401k plan assets! Unlike other 401k providers, low cost and no fee 401k Easy never skims fees or commissions from employees′ 401k retirement savings. Employees keep 100% of all they earned and saved for their retirement. If your small business uses no fee 401k Easy, fees will never end up in the pockets of financial advisors or their 401k partners.Starting Price: $495 set up fee -
35
MailVoicer
MailVoicer
MailVoicer is a minimalist invoicing tool for freelancers and digital professionals who hate dealing with complicated invoicing apps. After a quick onboarding, you can generate ready-to-send PDF invoices just by sending an email to the app. No dashboards, no login, no templates, just write a simple email and receive your invoice in reply within seconds. Built for remote workers, solopreneurs, and digital nomads who want to save time and invoice effortlessly.Starting Price: $4.99/month Starter Plan -
36
SpicePay
SpicePay
Open your business to the world with a technology that knows no borders. Accept Bitcoin and other cryptocurrencies. Store it, spend it, or exchange it. Automated trading robots can trade Bitcoin, which has boosted the popularity of automation platforms. You can trade Bitcoin by creating a free demo account and perform trading transactions. Easily integrate blockchain payment functionality on your website, and bring your business into the future, securely and affordably. SpicePay’s wallet puts all of your Bitcoin transactions, payments, withdrawals and exchanges in one very secure, convenient place. Automatically exchange your digital assets for USD, EUR, GBP or CAD, and withdraw by wire transfer, SEPA or PayPal. Use SpicePay’s online retail, eCommerce, billing and donation tools to accept blockchain payments from customers worldwide in Bitcoin and other cryptocurrencies. Access your funds immediately, with no fraud and no chargebacks, and save an average of 2% on every transaction! -
37
Branch
Branch
Get no-cost instant access to your earned wages at the tap of an app. Download Branch today to take control of your hard-earned cash. Branch is the industry's leading operations platform for hourly employees. Designed to improve workforce productivity and efficiency, Branch features a web dashboard and self-service mobile app that enables business users to create, distribute, and manage schedules. With Branch, employees can also easily view their schedules, set their availability, request time off, swap shifts, and so much more. Branch is used by top enterprises today, including Pizza Hut, McDonalds, Starbucks, Taco Bell, and more. Tired of financial services taking advantage of hard-working people like you? Us too. We’re helping fellow Americans grow financially — and finally get ahead. Stop paying and waiting 3-5 business days for access to your earned wages. Request a portion of your paycheck instantly and use it for unplanned expenses. -
38
Human Interest
Human Interest
Human Interest makes it easy and affordable to help your employees save for retirement. Through dozens of sneaky, shady fees, other 401(k) providers can take advantage of you and your employees. With us, you get affordable plans, low-cost funds, and absolutely no transaction fees. Your dashboard gives you a 360-degree view of your company plan, including employee participation and contribution reports. Employees can start saving in a few easy steps with our seamless onboarding and built-in investment advice. Human Interest takes the hassle out of managing your company’s 401(k): We sync to your payroll, process contributions, and handle all of your compliance testing and IRS paperwork. We offer Traditional and Roth 401(k)s, 403(b)s, Safe Harbor plans, and profit-sharing plans — we’ll help you figure out what’s right for you. Employers can customize matching and vesting options at no additional cost.Starting Price: $120 per month -
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Wagepay
Wagepay
Wagepay is a premium wage advance service provider designed for Australians who don’t want to wait on an employer-determined pay cycle. By creating an account through their website or mobile app, users can securely link their bank account, allowing Wagepay to verify wages and determine an advance limit. Once approved, funds are transferred instantly via the New Payments Platform (NPP), typically arriving within 60 seconds. Wagepay offers advances up to 25% of a user's regular wage, with a maximum of $2,500 for returning customers. The service operates without conducting credit checks, ensuring that credit scores remain unaffected. Repayments are facilitated through real-time direct debits using PayTo, eliminating delays in payment processing. Wagepay also provides a tiered pricing structure, offering reduced fees for loyal customers, and features a reward points program redeemable for gift cards, travel, and more.Starting Price: Free -
40
ZoidPay
ZoidPay
The new way to manage your crypto finances, send, receive, spend and earn crypto. Universal marketplace aggregator, filters and custom feeds. Earn crypto by sharing your storefront based on your shopping patterns. Stake and participate in shopping pools for discounts. Shop directly from the ZoidPay Wallet application or with our Chrome Extension. From technology to marketing, banking and international business development, our team's expertise has expanded over the years. Global merchants aggregator that provides users with over $1 billion liquidity per day to spend their crypto assets on major eCommerce platforms. Mobile wallet to manage crypto finances in a user-friendly environment, while merchants can use it as an mPOS to accept crypto payments. A blockchain agnostic card that enables users to make contactless payments with their crypto assets. Pair it with your wallet via NFC. -
41
Betterment
Betterment
Betterment is a trusted digital investment platform designed to make building wealth and saving for retirement simple. It offers globally diversified portfolios managed with automated trading, rebalancing, and tax-loss harvesting technology, helping investors maximize returns while minimizing stress. Beyond investing, Betterment provides high-yield cash accounts with APYs significantly above the national average, plus FDIC insurance up to $2 million for peace of mind. For retirement, Betterment supports Traditional, Roth, and SEP IRAs, each offering distinct tax advantages to fit different financial situations. The platform also makes it easy to roll over old 401(k) plans into low-cost IRA accounts, helping clients reduce fees and consolidate assets. With Betterment’s personalized planning tools and expert guidance, individuals gain clarity and confidence in achieving long-term financial goals. -
42
Vestwell
Vestwell
Flexible investments and plan design so you can build the right offering for today and make future changes needed as you grow. Modern, user-friendly interactions and experience. Transparent, competitive pricing so you and your employees always know what you're paying for. Full-service administrative capabilities including operations, servicing, and 3(38), 3(21), and/or 3(16) compliance. Work with or without an advisor to select the right plan for you and your employees. Provide the information needed to efficiently run and service your plan, all handled through our digital, interactive portal. We'll invite your employees to start saving... just upload your first payroll and census and we're off to the races! -
43
Flexpay
Librent Investments Inc.
Flexpay is earn wage access program launches for Canadian businesses. This service, enables employees of partner organizations to access up to 90% of their “Earned Wages” any time before their “Payday”. No monthly fees for employees and it is also FREE for partner organizations. The main objective of earned wages access at any time is to help improve and balance the cashflow of employees viz-a-viz their expenses and to be confident in handling any financial emergencies. Flexpay makes it easy to plan, budget, spend what is necessary and save to live today with dignity, while building secure financial future. -
44
Trustyfy
TFY Inc.
Trustyfy is the perfect companion to traditional banks & neobanks for companies & individuals, with crypto accounts, crypto-friendly bank accounts & cards, all integrated in one place. Only you control your money. We don’t have access to your wallets & don’t invest or loan your funds. You can stop using Trustyfy anytime without losing your wallet or assets. International payments, purchases & exchanges are seamless and at a fraction of the cost. Add crypto-friendly bank accounts & cards to your wallets, for the best of both worlds: traditional & crypto. Trustyfy is multi-chain, works on Ethereum, Binance & Matic, with more joining every month. Trustyfy Business is multi-signature, enabling accountants, teams, partners to collaborate securely without risking your keys or funds. Trustyfy for Individuals offers joint & family crypto accounts, helping loved ones stay involved, manage inheritance & learn the future of finance — bridging traditional finance, crypto & financial freedom.Starting Price: $15 -
45
Guideline
Guideline
The easy, affordable 401(k) for small business. Retirement plans done right We’re on a mission to help every small business offer a 401(k). And to help participants create a retirement they can look forward to. We sync with popular payroll providers, take care of plan administration, and offer low-cost mutual funds. And unlike many 401(k) providers, we don’t charge any additional fees on investments. How we're different. We do the administration, compliance testing, and recordkeeping to make your job easy. Fully bundled. We do the heavy lifting—from plan administration and employee onboarding, to compliance testing, government filing, and recordkeeping. Features. Predictable pricing. We charge one all-inclusive fee, starting at $39/mo + $8/mo per participating employee—without any added investment fees or setup fees. Pricing details. Full payroll integration. We are fully integrated with top payroll providers to automatically sync employee data and payroll deferrals -
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Tapcheck
Tapcheck
Offer earned wage access for employees at no cost to employers, Tapcheck provides measurable benefits that enhance enterprise-level performance. Provide employees with the financial flexibility to improve their quality of life and increase retention. Plus, give your business a competitive recruiting advantage over your competitors. Keep your employees happy and reduce absent days and distractions by alleviating the stress and worry that comes with financial problems. Empower your workforce to be focused and able to give their full attention to the work at hand. Improving employee financial wellness lessens the need for costly recruiters and reduces expenses associated with training new workers. On-demand pay lets you minimize personnel expenses without burdening your payroll department or paying for an expensive benefit. With this incredible resource, Tapcheck is making it easier than ever for you to invest in your company’s most valuable asset, your employees. -
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OrbisPay
OrbisPay
OrbisPay provides a wages on-demand platform that allows employees to withdraw their earned wages daily instead of waiting for their paycheck. This service aims to reduce the reliance on predatory loans by offering unique benefits to millions of Americans living paycheck-to-paycheck. Our products and services help improve retention rates, increase productivity at work, save costs associated with turnover and achieve an overall financial well-being culture for your workforce.Starting Price: $0 -
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PaySauce
PaySauce
PaySauce is a cloud-based payroll solution designed to simplify payroll calculations, payday filing, and timesheet management for businesses across various industries. The platform offers a user-friendly interface accessible via mobile and desktop, enabling employers to manage payroll tasks efficiently from anywhere. Key features include automated wage calculations, PAYE deductions, KiwiSaver contributions, and holiday pay management. PaySauce integrates directly with banks and the Inland Revenue Department (IRD), facilitating seamless payments and compliance with tax obligations. Employees can submit timesheets, request leave, and access payslips through the mobile app, enhancing transparency and engagement. The system also supports job costing, allowing businesses to allocate wages against specific projects or departments for accurate financial tracking. With automated payments and filing, PaySauce ensures timely and accurate disbursement of wages and taxes.Starting Price: Free -
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Tamigo
Tamigo
We make workforce management easy, smart and international to enable you to grow your business. tamigo is a cloud-based solution that combines scheduling, absence management, performance, employee communication, HR, finance and forecasting and more in ONE solution. We are experts on chains within retail and hospitality – national and international. Since 2006, we have been helping large businesses optimize their performance, operations and workflows. Store and maintain all relevant HR data, including employee master data, contracts, salary, skills and availability. tamigo gives you direct access to financial drivers and KPIs such as productivity, wage percentage and labor costs. Turn new insights into action. Our solution is international: Use KPIs across the entire company to compare performance on a national and/or international level. Work smarter and make clever decisions. tamigo automates manual time-consuming processes and shows relevant data to relevant people.Starting Price: $35 per month -
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PeopleTicker
PeopleTicker
We’re a proven solution providing the most up-to-date and accurate labor wage data so that companies, large and small, can make the right decision. PeopleTicker is more than a tool, we’re a best practice. We tackle both contingent wages and full time compensation separately to provide exclusive, accurate and up-to- date wage data for businesses building an agile workforce. PeopleTicker gives you the right price data anywhere, so you can make the best hiring decisions for your business. Stop losing talent by relying on outdated wage data. Get real-time, global compensation data that works as fast as you do. Top talent won't wait, you need easily accessible and validated wage data to secure the best talent for cutting-edge jobs.
