Audience
Crypto-asset holders in search of a tool to liquidity without selling their holdings and without undergoing traditional credit-based lending
About Arch
Arch Lending offers crypto-backed loans that enable digital-asset holders to unlock liquidity without selling their holdings. You can pledge Bitcoin, Ethereum, or Solana as collateral, receive funding in fiat USD or USDC, pay no credit check, access funds usually within the same day, and avoid asset rehypothecation. Your collateral remains in qualified custody and is never lent out or otherwise deployed. From an APR starting at around 9.50 %, loans feature flexible terms (up to 24 months), optional pay-down or roll-over, and the ability to increase your borrowing as your collateral appreciates. The platform emphasises trust and security, stating that the business model does not make use of the client’s assets and all collateral is held one-to-one in secure custody. Arch aims to support both individual and institutional borrowers, with specialist services for “private wealth” clients and bespoke institutional lending.
Other Popular Alternatives & Related Software
Torque
Torque is a powerful DeFi platform for borrowing assets with indefinite-term loans and fixed interest rates. Get an instant, crypto-backed loan with no KYC or credit checks. With fixed interest you always know what you’re paying. When volatility strikes, we keep your loans collateralized with minimal liquidation, only to bring collateral 10% above margin maintenance. We take decentralization seriously. Get a loan with no verification, KYC/AML or credit checks. Your keys, your coins, your loans. Always. Control your keys and assets with our non-custodial solution. Our smart contracts have been audited by leading blockchain security auditors ZK Labs and Certik. We work with industry-leading oracle providers to tackle the unique security challenges associated with oracles in a decentralized environment. 10% of the interest paid by borrowers goes to an insurance fund used in the event that undercollateralized loans are not properly liquidated.
Learn more
Debifi
Debifi is a non‑custodial, Bitcoin‑backed lending platform that lets borrowers tap into institutional‑grade liquidity without relinquishing control of their coins. Built by Bitcoiners, it uses a strict three‑of‑four multisignature escrow system, keys are generated on a separate device, never held by Debifi, and distributed among borrower, lender, and trusted third‑party signers, to ensure maximum transparency and eliminate collateral rehypothecation. Users connect through a lightweight app to create dedicated escrow addresses on Bitcoin’s blockchain, initiate loan contracts, and manage repayments directly with lenders. Debifi aggregates global liquidity providers to offer flexible loan terms from short‑term funding to five‑year stablecoin or fiat loans, with customizable loan‑to‑value ratios and competitive, risk‑adjusted interest rates. Institutional lenders benefit from over‑collateralization, a tiered margin‑call system, and automatic liquidations.
Learn more
BitGo
BitGo provides the most secure and scalable wallet solutions for the digital asset economy, offering regulated custody, staking and trading, and core infrastructure to investors and builders alike.
BitGo is the leader in custody and security solutions. Founded in 2013, BitGo is the first digital asset company to focus exclusively on serving institutional clients. In 2018, it launched BitGo Trust Company, the first qualified custodian purpose-built for storing digital assets and established BitGo New York Trust in 2021. In 2022, BitGo launched institutional-grade DeFi, NFT and web3 services. BitGo also offers market leading trading, lending, and borrowing services and supports over 700 digital assets on its platform. BitGo provides the security and operational backbone for more than 1500 institutional clients in 50 countries, including many of the world’s top cryptocurrency exchanges and platforms.
Learn more
APX Lending
APX Lending is a financial institution specializing in crypto-backed loans, allowing clients to leverage their Bitcoin or Ethereum holdings as collateral to access liquidity without selling their assets. They offer personal and business loans with competitive terms, including interest rates starting at 12.99% APR, loan-to-value (LTV) ratios up to 60%, and flexible repayment periods ranging from 3 to 60 months. APX Lending emphasizes security and compliance, storing collateral in insured cold storage wallets and maintaining registrations with regulatory bodies such as FINTRAC in Canada and FinCEN in the United States. The platform is designed for efficiency, with a streamlined application process that enables most clients to receive funds within 24 hours.
Learn more
Integrations
Company Information
Arch
Founded: 2022
United States
archlending.com
Videos and Screen Captures
Other Useful Business Software
Simple, Secure Domain Registration
Register or renew your domain and pay only what we pay. No markups, hidden fees, or surprise add-ons. Choose from over 400 TLDs (.com, .ai, .dev). Every domain is integrated with Cloudflare's industry-leading DNS, CDN, and free SSL to make your site faster and more secure. Simple, secure, at-cost domain registration.
Product Details
Platforms Supported
Cloud
Training
Documentation
Live Online
In Person
Videos
Support
Phone Support
24/7 Live Support
Online