Page 2 | Best Personal Finance Software in Brazil of 2026

Spendee

Track all your money effortlessly in one place. No need to use different internet banking apps to analyze your money flow separately. Spendee automatically synchronizes and adds all your transactions so you get a complete overview in one place. Don’t waste a lot of time on money management, but fully enjoy your life instead. Thanks to our kick-ass auto-categorization engine we categorize all your new transactions for you. Staying within your budget has never been easier. Set up different budgets for different categories or different wallets. An unlimited amount of budgets helps you to optimize your saving habits and boost your savings in the right place. Shared wallets are a perfect solution for everyone who wants to track their money with more users. You will have a superb overview of who paid for what and how much you all spent in total.

Starting Price: $1.99 per month

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Skrooge

Skrooge allows you to manage your personal finances, powered by KDE. Thanks to its many features, it is one of the most powerful way to enter, follow, and analyze your expenses. Based on its KDE foundations, Skrooge can run on many platforms, including of course linux, BSD, Solaris, but also on Mac OS, and possibly on Windows. Budgeting isn’t about restriction, it’s about setting and reaching your goals. Skrooge can help you to manage your budgets by putting in place simples rules and it can help you to check that you have received the expected refund. Automatically process operations based on search conditions.

Starting Price: Free

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MoneyManager Ex

Financial management can become complicated when there is no clear understanding of how much money we are getting, regarded as income as opposed to our expenses. The first step towards better financial health is to maintain good financial records: it's only when we have a clear understanding of where our money goes, that we can make an informed decision of where to cut back on our expenses. Of course, there is no right or wrong answer to how to spend money: here's where personal finance software comes in. They help to slice/dice the financial data to give better insight into what is going on. Always remember the software can only be as good as the data it has to process. But if you have started thinking of even using personal finance software, you are well on your way to making every dollar count.

Starting Price: Free

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Firefly III

Firefly III supports all kinds. Budgets can be expanded with limits in multiple currencies, so you can budget both your daily household expenses and what you spend in Imperial Credits when visiting Tatooine. Firefly III has advanced reporting capabilities, showing your expenses per week, month or year. But it can also help you audit your accounts with detailed list views. Or perhaps compare budgets or tags? It's all possible. For the advanced and mobile users out there, Firefly III features an expansive JSON REST API that allows you to tap into Firefly III's most important features. Create transactions, manage categories and get chart data from any app or system.

Starting Price: Free

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Actual

Automated finance tools are great, except when they aren’t. We provide you with tools that are quick to use, but ultimately you are in control. We help you learn, instead of dictating. A beautifully designed interface is fine-tuned to get out of your way and make it as fast as possible to explore your finances. Your data is synced in the background so all devices have access, but the app totally works regardless of your network connection. Save hundreds of dollars a year (at least!) by tracking your spending. Based on tried and true methods, our budgeting system is based off of your real income instead of made up numbers. This makes you face your real spending, and clearly shows how much you are saving each month. Breeze through your transactions and update them easily with a streamlined, minimal interface. Categorizing your transactions correctly is important and we’ve optimized this process. Manage split transactions and transfers all in the same editor.

Starting Price: Free

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Moneyspire

See all your balances and transactions in one place with as much detail as you need—And see your upcoming expenses to make sure you're prepared. Get an overview of your finances and see how you're doing and what's coming up. See where your money is going with customizable interactive reports. Never forget to pay a bill again with the robust bill reminder calendar. Set a budget and keep it up with real time budget tracking, and achieve your goals. Manage your money on the go with the convenient mobile app. Moneyspire supports all regions and world currencies, and makes it easy for you to manage your money no matter where you are. Moneyspire is completely customizable, so you can set up your finance management exactly the way you want. Moneyspire lets you easily move from your existing personal finance software with its extensive importing options.

Starting Price: $59.99 one-time payment

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MoneyWiz

MoneyWiz is not like other finance apps. It's packed with features for the pro-user, yet it's easy to use for the beginners. It doesn't tell you how you should manage your money, instead it's so versatile that it allows you to manage them the way that makes sense to you! Works offline and syncs completely automatically when online. Backed by 256bit military-grade encryption for both data transfer & storage! Whether you want to import data from another app you've been using, connect to your banks or just manage things manually, we've got you covered! Stay on top of your spending and easily achieve your saving goals. MoneyWiz offers both income & expense-based budgets with automatic detection of new transactions based on categories or tags. You can easily rebalance the budgets at any time by moving money from one budget to another. The built-in budget progress view shows you exactly where you are vs where you should be.

Starting Price: $4.99 per month

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Money

Managing accounts and transactions made easy. Oversee any number of accounts, keep track of all the transactions, easily manage finances with multiple currencies - Money brings all the expert features in a beautiful and easy to use package! Oversee and control your accounts, plan budgets, easily generate informative reports, and schedule transactions. All this is presented in a sleek and intuitive interface, while iCloud keeps everything in sync across your devices. Money is a family-finance powerhouse! With iCloud, you can keep your accounts in-sync not only across your own devices, but choose to share accounts with a partner for collaborative viewing and editing! It’s automagic! Be aware of your expenses and savings, set budgets and achieve your financial goals with clear and beautiful visualization of your income, expenses, and how you are doing in terms of your financial goals.

Starting Price: Free

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Ghostfolio

Ghostfolio is a privacy-first, open-source dashboard for your personal finances. Break down your asset allocation, know your net worth and make solid data-driven investment decisions. Ghostfolio empowers busy people to keep track of stocks, ETFs, or cryptocurrencies without being tracked. Get the full picture of your personal finances across multiple platforms. Use Ghostfolio anonymously and own your financial data. Benefit from continuous improvements through a strong community. Trading stocks, ETFs, or cryptocurrencies on multiple platforms. Ghostfolio is for you if you are interested in getting insights into your portfolio composition, caring about diversifying your financial resources, or if you're interested in financial independence. Ghostfolio is a lightweight wealth management application for individuals to keep track of stocks, ETFs, or cryptocurrencies and make solid, data-driven investment decisions.

Starting Price: $15 per year

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ProjectionLab

ProjectionLab captures the important details in life that other planners miss. You’ll find it easy and intuitive to build simple but rich financial plans that truly represent you, your loved ones, and the paths you choose. Simulate your financial future and chart a course toward your best life. Build a living model of your whole life's finances and discover the spectrum of possible outcomes. Identify trade-offs, backtest against historical data, and experiment with different investment strategies, account types, contribution orders, drawdown options, and portfolio blends over time. ProjectionLab has no link to your real financial accounts and the data you enter stays in your browser unless you choose otherwise. If you upgrade to Premium, you can choose between several data persistence options. Journal and visualize your actual progress over time and compare it against your initial projections.

Starting Price: $9 per month

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Era

Era is your AI-powered financial assistant. Keep up with current events that impact you or your finances. Era has real-time global knowledge and writes articles just for you and your financial situation. Feel more in control of your future with personalized investment assistance and rebalancing. Connect all of your accounts, track budgets, and set smart AI goals for the future with easy, chat-based prompts. Create automated tasks for anything, from notifying you about market news to moving money where you need it most. No need to migrate, Era works with your existing bank accounts and handles the transfers for you. Pay off student loan debt or save for your next vacation all by asking Era. Era brings all of your money management tools under one roof, and then some. Try Era out for free before connecting all your accounts. All of your personal financial information is safe and private, used only for personalized answers, and will never be sold or used for advertising purposes.

Starting Price: $6.87 per month

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Maybe

All the interactive tools and calculators you need to visualize and navigate your financial journey. See how much your 401k balance and payout amount in retirement will work for you. See how long your savings will last by accounting for your monthly expenses and savings growth rate. Calculate the return on your investments and evaluate the gain or loss. See how to easily plan your loans and understand your repayment schedule. Understand how inflation is impacting an asset’s future price and your future buying power. See how your investments grow over time by earning interest on interest and letting your money work for you. Jargon-free, in-depth articles on everything you need to know about personal finance and wealth management. The goal is to let you run the app yourself, for free, and use it to manage your own finances and eventually offer a hosted version of the app for a small monthly fee. Join the waitlist to get notified when a hosted version of the app is available.

Starting Price: Free

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MoneyPatrol

MoneyPatrol is a free tool designed to help you monitor your personal finances. Our users have reported an average of $5K+ positive impact on their personal finances. MoneyPatrol is a comprehensive money management, budgeting, and personal accounting application designed to easily track income, expenses, cash flow, bills, budgets, balances, debts, net worth, and credit score. MoneyPatrol offers a gamut of features and functions for effective and successful money management. The application is designed specifically to help you focus on understanding your finances better so that you can monitor spending, improve savings, lower debts, improve credit scores, grow investments, and increase net worth. View all transactions in detail and accurately track income, expenses, bills, and transfers. Easily spot unauthorized and fraudulent transactions. Get alerts about money coming in and going out of your accounts. Receive detailed insights about your spending and expense patterns.

Starting Price: $1.67 per month

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Fold

Fold App

Personal finance powered by bitcoin. Fold is your gateway to earning, buying, and living on bitcoin. Earn bitcoin rewards with every purchase using our prepaid debit card. Buy bitcoin with zero fees and get bitcoin back on bill payments and gift card purchases.

Starting Price: Free

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Expense AI

Spend less time worrying about your expenses and focus on becoming financially stable with our easy-to-use AI-powered expense tracker. Expense AI makes managing your money simple and fun, helping you understand your expenses and make smarter financial choices. Spend your hard-earned money with peace of mind and think more clearly with no stress. Save up more money to buy that house, car, or whatever your financial goals are. Reap the benefits of business tax write-offs, and account for all the business expenses incurred by your company. Support your family and grow your business without feeling any burden. Simply take a photo of your receipt with your phone or forward it directly to your Expense AI email address. Our AI engine instantly extracts key information from your receipt, including the amount, merchant, date, and even product details. Gain valuable insights and patterns on your expenses with our AI to make more informed financial decisions.

Starting Price: Free

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FinArt

FinArt - Automated Money Management

FinArt is an automated money management app which helps users to track and manage their expenses, income, budget and due bills automatically based on sms alerts and bank app notifications. It helps individuals, couples and small business owners to manage their money seamlessly. This is available most of the countries across the world. Some of the other features include automatic categorisation, currency conversion, subscription tracking, group expense split, multiple devices etc

Starting Price: $10

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Super.com

Super.com is a platform designed to help users save, earn, and travel by offering a range of financial services and rewards. Through its innovative solutions, Super provides opportunities for users to earn cashback, enjoy discounts, and make smarter travel and shopping choices. The platform focuses on delivering personalized offers and savings opportunities to enhance its users' financial experience.

Starting Price: Free

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Kudos

Kudos Technologies

Kudos is a free AI-powered tool that helps you maximize credit card rewards, uncover hidden savings, and eliminate wasteful spending—automatically. It acts as your personal financial companion, analyzing your spending to ensure you always use the best card for every purchase, track and redeem unused card perks, and avoid unnecessary fees. With the new Kudos Insights feature, it flags missed rewards, suggests when to downgrade cards, compares auto insurance rates, and finds overlooked savings—no manual effort required. Kudos connects securely via Plaid, uses zero-knowledge encryption to protect your data, and even helps you earn more shopping rewards through its browser extension. Everything works quietly in the background so you can save smarter, effortlessly.

Starting Price: Free

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Peek

Peek is an AI-powered personal finance platform designed to help users track, manage, and grow their net worth through personalized guidance and insights. Unlike traditional finance apps that present raw data, Peek focuses on actionable advice and behavior-driven coaching. It offers features such as AI-generated check-ins that analyze spending and saving habits, benchmarking against peers, and goal-setting assistance. It aims to make financial management more approachable by providing clear, guilt-free nudges and visual progress tracking. Peek is available as a mobile app and is currently accessible to users with U.S.-based financial institutions.

Starting Price: Free

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Upgrade

Upgrade is a neobank offering a suite of financial products designed to simplify and enhance everyday money management. Its offerings include personal loans, credit cards, a hybrid credit card/loan product called OneCard, and high-yield checking and savings accounts. Upgrade’s account provides up to 2% cash back on select everyday expenses when customers set up direct deposits of $1,000 or more, along with no monthly fees, early direct deposit, and access to a nationwide fee-free ATM network. Additionally, customers can pair this account with a performance savings account to earn up to 4.02% APY. Upgrade’s OneCard offers the flexibility to pay for purchases immediately or over time, with up to 3% cash back on select categories. The company also provides personal loans up to $50,000 with fixed rates and credit lines ranging from $500 to $25,000.

Starting Price: Free

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Alwy

Alwy is a mobile‑first, GDPR‑compliant personal finance platform designed to help individuals effortlessly track income, expenses, debts, and investments by connecting all bank accounts and credit cards. It automatically categorizes transactions up to ten times daily, builds and updates real‑time budgets, offers personalized saving tips (like canceling subscriptions or lowering fixed costs), and displays debt overviews with comparisons for better loan terms. Users receive financial‑health insights and recommendations to build emergency funds, diversify portfolios, or improve interest rates. Alwy also offers a B2B version that enables financial advisors, insurers, and mutual fund companies to provide clients with a unified CRM, trading and custody services, digital onboarding, automated compliance alerts, and integrated portfolio management.

Starting Price: Free

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Maxint

Maxint is an all-in-one personal finance platform designed to serve as your digital financial analyst. It aggregates data from over 5,000 banks covering income, expenses, assets, and liabilities to track net worth in real time and automatically categorize transactions by merchant, location, tag, or custom category. The app features intuitive budgeting tools, enabling you to set financial goals while receiving personalized deposit account and credit-card recommendations. With multi-factor authentication and end-to-end encryption, it’s built across platforms for a consistent experience. Hardware-accelerated UI and responsive design ensure smooth performance whether on mobile or desktop, and AI-powered insights detect spending patterns, alert for bills, and flag purchasing-power loss from dormant cash. In essence, Maxint gives you one central view of your financial life, intuitive automation, and actionable recommendations.

Starting Price: Free

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OptiVault

OptiVault is an AI-powered personal financial advisor app for iOS that helps users automate financial planning, optimize spending, and grow their net worth by securely syncing bank accounts, credit cards, and crypto wallets via Plaid with bank-grade 256-bit encryption and read-only access; once connected, the AI performs an instant comprehensive financial health analysis, detects wasted subscriptions and abnormal spending patterns, categorizes transactions automatically, and adjusts daily budgets without manual entry, while providing smart budgeting, net worth tracking with projection charts, automated savings transfers, and retirement planning tools. The AI scans for “vampire costs,” highlights saving opportunities, and creates a personalized roadmap toward financial goals such as emergency funds or a house, complemented by expert AI support with instant responses to questions about crypto, taxes, or budgeting.

Starting Price: Free

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Credit Karma

As Credit Karma has expanded its mission to help members make financial progress, the Credit Karma app has expanded personalized tools and features as well. The app empowers you to stay on top of your overall financial picture by checking your free credit scores — but that’s not all. You can stash away cash with Credit Karma Savings and more. In this article, we’ll cover how to download the Credit Karma app on your iOS or Android device. Then we’ll take a deep dive into the features that set the app apart from Credit Karma’s desktop or mobile website. Spoiler alert: In general, we think using the app is the best way to get the most out of Credit Karma’s tools and features. The Credit Karma app is free to download, but you’ll have to sign up as a member before you can use it. Signing up for Credit Karma is free and doesn’t require any kind of credit card or payment information.

Starting Price: Free

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Credit Sesame

Get your free credit score and credit report summary. Start monitoring and building your credit instantly with free credit tips. See personalized loan and credit offers and know your chances of approval for a credit card before you apply. Enjoy zero-fee banking and sign-up for our credit builder product to take control of your credit. Credit Sesame is one app for all your financial needs. Take a few simple steps, and our credit management app helps get you on a path to a better credit score, a new credit card, a lower-interest-rate auto or personal loan, or perhaps even a new house. Now with no-fee banking and credit builder to help improve your cash flow – all in one place. Get notified about changes to your credit file, so you can spot potential errors and protect your score. Get personalized financial insights and action plans that can help you improve your credit score and get the best rates to save you money.

Starting Price: Free

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WalletHub

WalletHub is the first app to offer 100% free credit scores, WalletScores, and full credit reports updated daily. Plus, get personalized tips for how to save money and improve both your credit score and your WalletScore. Download this award-winning app and reach top WalletFitness®. Use the loan for consolidating debt, paying for a large expense or a special occasion. Savings alerts so you can repay your debt faster and avoid overpaying on your credit cards and loans. WalletHub's credit score app offer daily updates and a clear action plan. We’ll also give you personalized credit-improvement tips and help you maximize your savings as well as minimize your debt.

Starting Price: Free

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PocketSmith

We're a diverse bunch of people here at PocketSmith, and we all have different money attitudes and goals too. This is why we made our personal finance app really customisable. Unlike other personal money management apps, we don't force you into a system, because we don't think like that either. We're here to help you focus on what you care about, with personal accounting software that’s tailored specifically to you. All you need to do is pick and mix the features that you want in order to design a solution that works best for you. When things change, PocketSmith will change with you. We use our deep understanding of our customer needs to deliver a rich and comprehensive experience that stands the test of time. We're highly responsive and care about getting you in control of your money, so if you need a little help or just want to learn more, please get in touch. Some free budgeting apps advertise to you, making you their product.

Starting Price: Free

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PocketGuard

The main idea behind PocketGuard is to help customers spend less than they earn. That’s why we have made the IN MY POCKET feature. We crunch the numbers to show how much spendable money you have after setting aside enough for bills, goals and necessities. Organize your bills and other spending into sections. Customize your budget the way you want by creating as many sections as you need. Analyze what merchant you spend the most and cut off that expense out of your budget. You can't even imagine how much you spend on morning coffee every day! Link your banks, credit cards, loans & investment in one place, to keep track of your account balances, net worth and more. We won't ask you to enter bank credentials just to use the app. Feel free to discover PocketGuard by tracking transactions manually. You can connect bank accounts anytime later.

Starting Price: Free

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Monzo

Get notified the moment you pay. If you want, we’ll warn you if funds are running low or if you’re spending too fast. A real time balance and daily spend summary keep you on top of your money. Set budgets for things like groceries and going out. Monzo automatically categorizes your spending so it’s easy to track. Round up payments to the nearest dollar to save a little – often. With roundups turned on, spare pennies, nickels, dimes, and quarters are put in a Pot instantly, making saving easy. Instantly freeze your card anytime you’re worried. Defrost it just as quickly if everything’s okay. Control committed spending. Track scheduled payments like utility bills, gym membership, and subscriptions. Send and request money. Split the bill too.

Starting Price: Free

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Money Lover

Get the award-winning personal finance & money management app to manage money now! Track your expenditures, monitor your transactions, create your monthly budget, push yourself in saving money, and much more. You can also link your Money Lover wallet your bank account to automatically track your transaction history. Money Lover is a must-have app for personal financial management. Managing finances becomes super easy and fast! Personal financial management can be difficult for many people. You need to track your expenses and also, you need a budget. Don’t forget to track whether you are saving money every month. Money Lover is a personal bookkeeping and money management app that will help you in every step of the way. Let us help you manage your personal finance efficiently and effectively!

Starting Price: Free

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Best Personal Finance Software in Brazil - Page 2

Compare the Top Personal Finance Software in Brazil as of April 2026 - Page 2

Spendee

Skrooge

MoneyManager Ex

Firefly III

Actual

Moneyspire

MoneyWiz

Money

Ghostfolio

ProjectionLab

Era

Maybe

MoneyPatrol

Fold

Expense AI

FinArt

Super.com

Kudos

Peek

Upgrade

Alwy

Maxint

OptiVault

Credit Karma

Credit Sesame

WalletHub

PocketSmith

PocketGuard

Monzo

Money Lover

Best Personal Finance Software in Brazil - Page 2

Compare the Top Personal Finance Software in Brazil as of April 2026 - Page 2

Spendee

Skrooge

MoneyManager Ex

Firefly III

Actual

Moneyspire

MoneyWiz

Money

Ghostfolio

ProjectionLab

Era

Maybe

MoneyPatrol

Fold

Expense AI

FinArt

Super.com

Kudos

Peek

Upgrade

Alwy

Maxint

OptiVault

Credit Karma

Credit Sesame

WalletHub

PocketSmith

PocketGuard

Monzo

Money Lover

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