Best Money Transfer Apps for Android of 2026

Wise

The only business account you need to go global. Everything you need to grow your business and operate internationally — without the high fees, hefty admin, and headache of a local bank. We safeguard your money in top financial institutions. We're an authorized financial services provider. Pay invoices with the real exchange rate in 70+ countries from your phone or app. 50% of payments are instant or arrive in an hour. All you need is your recipient’s bank details or email. They don’t need a Wise account to get paid. Save time and money on international payroll, employee reimbursements, or recurring payments. Pay up to 1,000 people in one click. Just upload a spreadsheet with details for each transfer and submit one payment. Add team members to your account to help with payments. All past payment info is saved for the future.

5 Ratings

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NETELLER

Pay online, send money or buy and sell cryptocurrencies, all while earning loyalty points you can exchange for rewards. Level up, drop fees, unlock rewards, and pay online with confidence. You can trust NETELLER for fast and secure online payments. Paying with NETELLER is always instant, secure and free. Enjoy a new look, fresh features and an upgraded mobile app, so you can send and spend with ease. The NETELLER multicurrency account lets you keep track of your balance wherever you are, in whatever currency you're using. Whether you’re splitting a bill or sending a gift, just upload your contacts and you can send and receive money with ease. Enter the exciting world of crypto trading with NETELLER’s built-in platform. Trade on the go with the app, or set up automatic or recurring orders, so you never miss an opportunity. Whether you’re making financial connections with friends, family, businesses or sites you love, just using NETELLER lets you earn points you can exchange for rewards.

4 Ratings

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Joompay

With Joompay you can: • Get a virtual debit card for free and use it for safe and secure online shopping. We also support both Google Pay in case you want to add Joompay card to your wallet. • Order our card in plastic. We had so many enquiries about our card in plastic, we could not leave them unanswered! You can pre-order your plastic card now in one of our 3 beautiful colors: alpaca-white, narwhal-blue, flamingo-pink • Enjoy our special offers on shopping. That's why we have an outstanding 5% cashback from your Joom purchases! You will also receive a €10 bonus if your first purchase on Joom costs more than €10. Check our app for more offers available. Limited time only! • Get notified about any activity on your account. Every time you send or receive a transfer, you'll get an instant push notification. You will never miss out on your money moves! • Feel safe and secure. Lost your plastic card? Freeze it right in the app. Found it in your bag? Unfreeze it right away.

1 Rating

Starting Price: $0

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M-PESA

Vodafone

M-PESA is Africa's most successful mobile money service and the region’s largest fintech platform. M-PESA is the preferred way to make payments across the continent both for the banked and unbanked due to its safety and unmatched convenience. It also provides financial services to millions of people who have mobile phones, but do not have bank accounts, or only have limited access to banking services. Now, M-PESA provides more than 51 million customers across seven countries in Africa with a safe, secure, and affordable way to send and receive money, top-up airtime, make bill payments, receive salaries, get short-term loans, and much more. Customers register for the service at authorized agents, often small mobile phone stores or other retailers such as barbers, butchers, bakers, etc. and then deposit cash in exchange for electronic money. Customers can then send money to their family or friends throughout the country.

1 Rating

Starting Price: Free

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Revolut

One place to manage all things business. Get more from your business account with powerful tools that give you total control over your finances. Spend less time on admin and more time focused on what’s important – your business. Join the 500,000+ customers on Revolut Business. Send and receive international payments, with no hidden fees. Multi-currency accounts allow you to hold, exchange, send and receive funds in 28+ currencies - always at the real (interbank) exchange rate. Free international and local payments within your plan allowance, and free transfers between Revolut Business accounts. Stay organized with multiple accounts for your business needs. Spend in over 150 currencies at the real (Interbank) exchange rate. Stay in control – issue physical and virtual cards, track spending in real-time for your entire team. Automate your expenses and capture receipts in the app instantly.

1 Rating

Starting Price: $32.00/month

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Xoom

PayPal

Send money abroad with Xoom, a PayPal service. Deposit to a bank account. Send money to almost any bank account. Send cash for pickup at thousands of partner locations around the world. Send money directly to your recipient’s door. Stay current with text updates, email notifications, online access, or call our friendly support staff 24/7. With Xoom, you’ll always see your exact fee and the amount your recipient will receive. Contact us or visit our Help Center to get the answers and information you need. We’re here to help. We're committed to keeping your transaction secure by not sharing your financial information. Our encryption and fraud monitoring help protect your transaction 24/7. We guarantee that your money will be received or we’ll refund your transaction in full. Have questions? Contact us anytime. Xoom moves your money fast, and keeps your security a top priority. Speed of money transfer service is subject to many factors.

1 Rating

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Western Union

Whether you need to transfer money to friends down the street or family across the globe, Western Union gets your funds there quickly and reliably. Log in or sign up and create your profile for free to send money online. Send money, pay bills, check exchange rates, or start a transfer in the app and pay in-store, all on the go. Transfer money in person from more than 57,000 Western Union® U.S. agent locations. It’s easy to sign up and start sending money reliably. Pay online using your bank account, credit/debit card or cash in-store. Easily track your transfer online and with our app using the MTCN. Send money for cash pickup at a Western Union® agent location near your receiver. Simply transfer money to an agent location and your recipient can collect the cash within minutes of it being sent. Our encryption and fraud prevention efforts help protect your Western Union® money transfers.

1 Rating

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Paysend

International money transfer. Transfer money online to over 70 countries around the world for only $2. But don’t just take our word for it. Download the Paysend app on the App Store or Google Play to send money and track your transfers anytime, anywhere. We transfer money to over 70 countries, and regularly add new ones to our platform. We display the rate, transfer fee and receivable amount before you make the transfer. Send your money the way that suits you – using bank cards & accounts, or simply using a mobile number via Paysend Link. Transfers are sent in real time, but it could take up to 3 business days depending on your recipient’s bank’s processing times. All money transfers are certified by Visa, Mastercard, China UnionPay, the FCA, and are PCI DSS certified. Money never sleeps, and neither do we. We’re here to help at any time of the day. We deliver money to 70+ countries worldwide.

1 Rating

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Remitly

Sending means more when you switch to Remitly. Your money arrives exactly as promised or we'll refund your fees. Your personal information is always kept confidential and your funds are protected. Nearby stores and banks for your loved one to pickup. We're committed to providing you with great exchange rates and low fees every single day. We offer promotions for brand new Remitly customers. Eligibility restrictions may apply. Once you create an account, check out our handy step-by-step guide to sending your first transfer. Every transfer carries a delivery promise. We deliver on time or your money back. In addition to excellent rates, we offer you $0 fees when sending $500 or more. We may ask for additional documentation depending on the amount sent or if we are unable to verify your identity. Your safety and security are our absolute priorities. We are a Money Services Business registered with the US Department of Treasury and authorized to do business in all 50 states.

2 Ratings

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Epay

Innovative cross-border collection, one-stop capital settlement. Overseas customers only need to pay the local currency and Epay can economically and efficiently settle it to the currency you need with multi-channels, helping you to explore new markets and seize the opportunities in the digital economy era. Epay can effectively help corporates such as live broadcast platforms, online teaching company, foreign-invested enterprises, and labor dispatch companies to make bulk payment. Epay supports more than 80 currencies, receivers can pick up cash or receive through bank account. There are more than 200,000 cash pick-up locations around the world, which enables people to move money wherever it needs to be, in the most time and cost-efficient manner. Cooperated with more than 400 banks around the world, Epay aims to build a one-stop remittance platform to provide convenient and affordable money transfer services for millions of people who study, travel, do business, work abroad.

Starting Price: $3

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Excel Currencies

We provide transparent pricing, fast payments, world-class security, hedging strategies, and support to take your business into the next generation of global FX payments. Send money, manage your account and track transfers 24/7 from any device. Payments can be delivered to your beneficiary account in as little as 2 hours. Our most important offering is to safeguard client money at all times. We guarantee 100% safety of client funds and use 256-bit encryption on our online platform. Our impressive numbers will give a business of any size the confidence they have chosen the right FX and payments provider. Clean, easy-to-use, feature-rich dashboard, giving you a snapshot of your account, recent transactions, and outstanding tasks. Select your currency pair, choose the date you want to settle the trade, and get your quote, you have 20 seconds to confirm. Full view of all your beneficiaries with quick links for further tasks.

Starting Price: Free

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Atlantic Money

Atlantic Money is the only international money transfer provider that offers international transfers for businesses at a flat fixed fee and the current exchange rate – for transactions up to millions. Even compared to the formerly cheapest providers such as Wise or Revolut, businesses can save up to 99 per cent on each transfer, means thousands on every transaction. The fintech was founded in 2020 by Robinhood alumni and is based in London.

Starting Price: €3 or £3 per transfer

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Sendwave

Sendwave is a digital money transfer service that enables users to send funds quickly and securely to loved ones in select countries across Africa, Asia, Latin America, and the Caribbean. The platform offers competitive exchange rates and low fees, ensuring that more of your money reaches its intended recipient. Transfers can be made directly from your smartphone, eliminating the need for physical locations or lengthy processes. Sendwave supports various payout options, including bank deposits, mobile wallets, and cash pickups, depending on the recipient's location. The service is available 24/7, providing assistance whenever needed. Skip the line and send money from your phone to your loved ones in seconds. We are available to chat 24/7 if you need any help. Link your debit card, verify your identity, and send in minutes. At Sendwave, we're on a mission, to make sure your money gets to your friends and family, as safely and effortlessly as possible.

Starting Price: Free

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TransferGo

TransferGo makes international money transfer simpler, safer, and cheaper for millions of users worldwide. We offer fast, low-cost transfers at excellent rates, sending to 164 countries and 41 currencies (and counting). TransferGo is an international online money transfer service that provides direct currency conversion at a fixed rate. Founded in 2012, TransferGo is headquartered in Vilnius, Lithuania, with additional offices in London, Kaunas, Warsaw, and Kraków. The platform supports multiple payout options like bank, card, and wallet transfers but does not offer cash payouts through physical stores, partnering locally in some markets for cash distribution. TransferGo serves over 7 million customers across more than 160 countries. Send money to almost any country on the planet. Send money to cards, bank accounts, e-wallets, and even cash. Send money from your card or bank account.

Starting Price: Free

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OrbitRemit

OrbitRemit is an international money transfer service that enables individuals to send funds online from Australia and New Zealand to over 45 countries, including the Philippines, India, China, Thailand, and the USA. The platform offers a user-friendly mobile app and website, providing features such as rate alerts, transfer tracking, live chat support, and rewards for frequent users. Transfers are typically completed within 1 to 3 working days, depending on the destination and payment method. OrbitRemit boasts a 4.8/5 rating on Trustpilot, reflecting its reputation for reliability and customer satisfaction. The service is regulated by AUSTRAC in Australia and the Department of Internal Affairs in New Zealand, ensuring compliance with financial regulations.

Starting Price: Free

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Azimo

Faster, cheaper global money transfers, the money transfer service for hard-working people. Instant or one-hour transfers possible to 80+ countries 24/7 delivery to selected countries (no weekend delays). Set up your first transfer in minutes. Your first two transfers are fee-free! Great rates & low fees, save up to 90% compared to banks and traditional money transfer providers. Regulated by financial institutions in the UK and the EU, anti-fraud and encryption technology. Trusted by more than 1 million customers. You can transfer money at home or on the move with our award-winning app. Customer support in 8 languages – English, German, French, Spanish, Portuguese, Polish, Russian and Italian. Email and chat support, with in-app phone support available to customers in some markets. Support centre – answers to frequently asked questions and much more. We are the money transfer service for hard-working people.

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Small World

Small World Financial Services

The simple way to transfer money abroad. Great rates and low fees. Constantly checked against competitors. Better than the banks. Safe and secure. 15 million customers can’t be wrong. Register in less than 2 minutes. Convenient, direct to account in more than 90 countries. Cash pickup from over 250,000 locations. Great service, real time payment tracking. Local support when you need it. Transfer money abroad instantly to bank accounts in over 90 countries. Send money to over 250,000 pickup locations . Send mobile airtime . Send money directly to a mobile money account. We’ll even deliver to a home address . Top-up a prepaid cash card. We’re a regulated financial services company handling more than 1 million transactions a month. Instant or same day service to over 90 countries worldwide . Over 15 million customers worldwide trust us with their global money transfer needs . At Small World the safety and security of your money transfer is our top priority.

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CurrencyFair

The new standard in FX and international payments, backed by world-class support. Creating your account is simple and takes just a few minutes. This allows us to verify your business and fulfil our regulatory requirements. Our team will let you know once your documents have been verified and your account has been activated. The only platform that lets you trade in two ways. Exchange currencies immediately at bank-beating rates. Choose your own rate and wait for a match on our unique peer-to-peer marketplace - you could even beat the currency exchange rate you see on Google. Our user-friendly platform allows you to pay workers, suppliers, and contractors from abroad in up to 22 currencies. Receive international payments from over 150 countries and avoid excessive international banking fees. Stay in control of your business’s payments by creating custom roles, assigning tailored permissions, and enabling dual approval.

Starting Price: $3.45

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SentBe

Cheaper, faster, easier, and more convenient overseas money transfer to 49 countries around the world. We operate in accordance with local laws and regulatory standards of the jurisdictions in which we operate. Through our conformity with the law, we ensure that our customers are protected as comprehensively as possible. Our customers’ personal information and payment transactions are encrypted and protected using TLS (Transport Layer Security) technology and P2P technology in order to prevent phishing scams. We also conduct regular security checks in accordance with local regulatory requirements.

Starting Price: Free

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XE

Open an international money transfer account for business. Are you looking for an alternative to the bank? Pay your international invoices quickly, easily and securely at competitive rates with XE. Need an expert to handle your FX? Our tools and technology will help you pay your overseas suppliers at the right time and rate, so you can focus on your business. Worried about currency fluctuations impacting your bottom line? We'll get to know your business requirements and develop tailored strategies or solutions to support you. XE provides comprehensive international money transfer and currency risk management (hedging) solutions. Our team of foreign exchange specialists work with United States businesses of all sizes to improve their FX outcomes. Access competitive exchange rates for your international business payments. Make international transactions online in just a few minutes.

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WorldRemit

No need to visit an agent. Send 70 currencies to 130 countries, from your smartphone or computer. 90% of our transactions are completed in minutes. We use industry-leading technology that protects your money and guarantees it arrives safely every time. See our low fees and our best exchange rates up front, with no hidden costs. Send on the go from the US and track your transfer with our app. WorldRemit is a fast and secure service that lets you transfer money online using a computer, smartphone, or our app. You’re here. But your friends and family are thousands of miles away. Wherever home is for you, bring it closer with WorldRemit. Send a bank transfer direct to your loved ones’ banks instantly. It’s easy and you can do it on your laptop or mobile. We send over 130,000 bank transfers worldwide. But remember, a bank transfer is just one of four ways of sending with WorldRemit.

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Ria Money Transfer

Ria

Simple, secure international money transfer. Redesigned from the ground up. Fast, simple, and secure money transfer. Safe and reliable transfers. Great rates and low fees. With more than 30 years of experience in the industry and the backing of Euronet, your money is safe in our hands. With a worldwide network of 447,000 locations in 160 countries, we continue to make the world a smaller place by closing distances between families and their loved ones through world-class money transfer. We also offer bill payment, mobile top-ups, prepaid debit cards, check cashing, and money orders. With every service that we provide, we work hard to provide the most positive experience possible. At Ria Money Transfer, our mission is to get your money where it needs to go in the quickest, most affordable, and easy way imaginable. Fill out the name, address, and phone number of your receiver. Sending directly to someone’s bank account? No problem. Just include their bank name and account number, too.

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MoneyGram

Ways to send and receive money in the United States at MoneyGram. With so many options to transfer money internationally through bank accounts, mobile wallets, at thousands of locations and online. MoneyGram lets you find your way. With millions of downloads, the MoneyGram money transfer app is an easier way to send money from the United States, pay bills and more. But don’t just take our word for it, our customers are loving everything the wire transfer app has to offer. Download it today from Google Play or the App Store and see for yourself! Take advantage of our online and in-app money transfer services to limit unnecessary travel. Check with local agents in the U.S. for store hours, restrictions, and closures if you need to send money using cash. Sign up today, make just one money transfer and receive 20% off the fee on your next. Sign in to your MoneyGram profile or create a new one to enroll.

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Paysera

Open a free account in just a few minutes. Exchange currency at the best rates, manage your account conveniently with your mobile phone, transfer money to over 180 countries across the globe, and carry out instant (SEPA Instant) transfers within seconds, 24/7/365. 13 000+ merchants use Paysera to process payments in their e-shops or online businesses. Easy to integrate plugins for 20+ CMS platforms are provided and maintained by us, so you have nothing to worry about! Check out the Paysera payment initiation service for even more convenient and affordable payment processing that is used by the majority of our business customers. All payment methods supported by Paysera, free application for ticket checking, probably the lowest prices on the ticketing market. Payments for tickets in real time and exclusive and unique ticket design. More than 55 countries for payments via mobile operators.

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YouTrip

Singapore’s first multi-currency wallet with linked Mastercard®. No transaction fees or markups, no platform fees, no annual or subscription fees. When you see the best rates, lock them in instantly. Make in-app exchanges for 10 currencies wherever, whenever. With 0% transaction fees and real-time wholesale exchange rates, foreign currencies just don’t seem so foreign anymore. Top up instantly with any Singapore credit or debit card and hold up to S$5,000 in a secure mobile wallet. Spot the best rates, and make instant exchanges for 10 currencies. Or let our SmartExchange™ technology do it for you at prevailing rates as you spend. Use your personal YouTrip Mastercard in-store or online to enjoy no fees on cashless payments in over 150 currencies. Not everyone goes completely cashless. Use your YouTrip card to make withdrawals at any overseas Mastercard, Maestro or Cirrus ATMs.

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OFX

We're regulated by United States Department of the Treasury Financial Crimes Enforcement Network. We've got better rates and fees than the banks, and have securely transferred over $100 billion worldwide since 1998. OFX was built to save you money on overseas transfers, with Zero OFX fees, low exchange rates and transfer options for every type of business. OFX helps businesses of all shapes and sizes. To direct you to the most relevant information for your business, we just need the shape and size of your company. Choose the option that best describes your business. We’ve combined technology with a vast network of global financial institutions to bring businesses a flexible, fast and secure way to move money overseas. We can transfer your money to over 190 countries in 50+ different currencies. If the globe had corners, we’d have them all covered.

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Currencies Direct

Tailored international payment solutions supported by our dedicated business team. Control the cost of foreign exchange and expand your global reach with fast, secure and reliable payments. Keep your cash flow predictable and protected from volatile markets with a proactive approach to risk. Whether you need to pay a single invoice or are building a global business, having the right partner to minimise cost and maximize opportunity is essential. Accept payments effortlessly and create new business opportunities around the world with one of our secure multi-currency accounts. Receiving foreign currency payments shouldn't be costly or difficult.

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BOSS Revolution

Stay closer to your loved ones. Choose your destination to see what we can offer. Forget about disconnection. Now staying in touch is only one app away. Talk and text with a reliable, low-cost service that delivers on its promise to help you keep in touch across the miles. Create a new account now and get $2 to start calling. We want your money transfers to be easy, convenient, and safe. Enjoy low fees, excellent exchange rates, and easy repeat transactions. Discover the power of international money transfer in just a few clicks. Your first transfer is free up to $300! An easier way to stay connected with loved ones and ensure their mobile never runs out of balance. With BOSS Revolution you can send mobile airtime to over 150 carriers across 90 countries with just a few clicks. Stay connected with your loved ones and get a $2 bonus when you download our calling app. Great rates, free calls, and crystal-clear connection. Stay in touch wherever you are with our mobile app.

1 Rating

Starting Price: Free

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Taptap Send

Send money from UK, EU, US, and Canada to Africa and Asia at a great price. With fast transfers to mobile money cards in popular speeches, you can send money from your smartphone at any time. Our easy-to-use smartphone app lets you send money to family and friends with just a few taps and a debit card. No more waiting in line, complicated fees, or wondering if your loved ones received your transfers. Sending money is as easy as sending a text message. All you need is your friend's name and phone number. We immediately deposit funds from your debit card into your friend's mobile money wallet. Mobile network providers (such as MTN) make mobile wallets available to you in many African countries. They allow anyone with a mobile phone to store money on their device. Recipients can withdraw or add funds to their mobile wallets at any mobile money agent nearby. Agents are common in all the countries we ship to.

13 Ratings

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Best Money Transfer Apps for Android

Compare the Top Money Transfer Apps for Android as of January 2026

What are Money Transfer Apps for Android?