Best Crypto Lending (DeFi) Platforms for Mac

Figure Markets bridges crypto and real-world assets into one seamless platform. Enter to win $25k USDC when you use Democratized Prime and earn up to 9% yield just for being in the lending pools! Instantly unlock liquidity with Crypto-Backed Loans—borrow against BTC, ETH, or SOL at industry low rates starting from 8.91% APR, with no hard credit checks, no prepayment penalties, and 12 month terms. Keep your crypto, get your cash! Get $200 when you trade on the Figure Market's Crypto Exchange where it's ZERO trading fees, built on the Provenance blockchain for fast execution, deep liquidity, and decentralized custody. Whether you’re an investor, trader, or just need cash without selling your crypto, Figure Markets gives you the tools to move fast and earn more. Join the platform where TradFi and DeFi converge.

Nexo is a premier digital assets wealth platform designed to empower clients to grow, manage, and preserve their crypto holdings. Our mission is to lead the next generation of wealth creation by focusing on customer success and delivering tailored solutions that build enduring value, supported by 24/7 client care. Since 2018, Nexo has provided unmatched opportunities to forward-thinking clients in over 200 jurisdictions. With over $7 billion in AUM and $320 billion processed, we bring lasting value to millions worldwide. Our all-in-one platform combines advanced technology with a client-first approach, offering high-yield flexible and fixed-term savings, crypto-backed loans, sophisticated trading tools, and liquidity solutions, including the first crypto debit/credit card. Built on deep industry expertise, a sustainable business model, robust infrastructure, stringent security, and global licensing, Nexo champions innovation and long-lasting prosperity.

OKX Wallet is the world's most powerful crypto wallet. Explore Web3 and take control of your crypto, NFTs, and digital assets all in one secure wallet. Simple: Simplest way to explore Web3. Store trade, earn, and manage crypto, NFTs, and digital assets across 50+ blockchains. Powerful: Built-in access to multi-chain DEX, NFT Marketplace, Earn, and thousands of dApps. Manage your digital assets across OKX Exchange and Web3 Wallet seamlessly under one unified experience Secure: Complete control of your crypto, keys, and data – exclusive access to your funds; choose what to share and what to keep private

OKX is the one of the largest global crypto exchanges by trading volume and a leading Web3 ecosystem. With monthly Proof of Reserve releases, OKX is trusted by over 50 million global users. OKX is the fastest and most reliable crypto trading app for professional traders everywhere. - Buy, sell, and trade 350+ tokens with 100+ local currencies - Duplicate moves from top traders in the industry in just one click - Explore Web3 and take control of your crypto, NFTs, and digital assets with the OKX Wallet Whether you're a beginner or an experienced investor, OKX has all the tools you need to successfully manage your digital assets.

Binance Exchange is the leading global cryptocurrency exchange. Capable of processing more than 1.4 million orders per second, Binance is the largest crypto exchange by trade volume and one of the fastest in the world. The platform focuses on security, robustness, and execution speed — attracting enthusiasts and professional traders alike.

Zerion is a mobile-first crypto wallet for active Web3 citizens. Manage your whole DeFi and NFT portfolios, trade across 10+ networks, and connect to any decentralized application on the go. Zerion Wallet works for Ethereum, BSC, Polygon, Optimism, Arbitrum, Fantom, Avalanche, and more. See all your actions across Web3. Zerion Wallet tracks your positions and rewards across 500+ dapps and protocols and aggregates your complete multichain transaction history. Trade across 10+ blockchains and scaling networks. Zerion finds the best prices for swaps across 0x, 1inch, major DEXes, and other liquidity sources. Connect to any decentralized application on the go with the built-in dapp browsers. Easily switch between wallets and networks. Never miss an NFT drop again! Zerion Wallet prioritizes privacy by default. Zerion doesn’t track your IP, does not cross-associate wallets. Zerion’s web version is entirely de-Googled.

Earn 4% yield with DeFi-powered saving. Connect your bank account and start saving in under 5 minutes. 4% APY through the power of decentralized finance. Over $5+ million earning interest safely thanks to best-in-class lending partners. Our partners lend your dollars at high variable interest rates through a global, decentralized pool of borrowers. We use highly collateralized platforms such as Compound to ensure your money is secure and covered. Collect variable or fixed interest in real time, 24/7 at annual rates up to 20x higher than the average bank account. Sit back and watch your money grow every day - it's always earning.

The Fringe Finance platform was created to incubate and deploy experimental, high-yield, smart-contract driven, financial instruments that push the bounds of open finance. Fringe Finance is an algorithmic model that aims to unlock, aggregate and de-risk ~50 billion in dormant value distributed amongst untapped digital assets. Stake your FRIN tokens in the Staking Pool and earn rewards from the fees collected by the Fringe ecosystem. Deposit whitelisted stablecoins to earn interest and rewards, Stake your FRIN and USB tokens to earn interest and rewards.

Buy and sell bitcoin for fiat (or other cryptocurrencies) privately and securely using Bisq's peer-to-peer network and open-source desktop software. No registration required. Get started in minutes. No need to wait for approval from a central authority. Trading takes place on a global P2P network of users running Bisq on their own machines. Bisq never holds your funds. Deposits held in 2-of-2 multisig wallets encourage safe, successful trades. Your data is stored locally on-disk, and is never sent to a central server. Every Bisq node is a Tor hidden service by default. Code is open-source, and project strategy is discussed openly on Keybase and GitHub. We've made all this sophistication simple—make your first trade in under 10 minutes! Decentralized governance for a decentralized exchange, built on top of Bitcoin. Bisq is private by default, secure by design, and free as in freedom.

The Cobo DeFi (Cobo DYF) Fund is a simple and secure way to gain diversified exposure to one of the fastest-growing segments of the crypto ecosystem. The Fund seeks to track the most promising decentralized finance (“DeFi”) crypto assets, a portfolio of protocol tokens that aspire to fundamentally disrupt large parts of the legacy financial ecosystem. Though liquidity mining, we are able to achieve stable returns without the headwinds. Assets are screened and monitored for certain risks, weighted by market capitalization, and rebalanced monthly. Assets are held with our world-class secure, compliant and audited custody.

Debifi is a non‑custodial, Bitcoin‑backed lending platform that lets borrowers tap into institutional‑grade liquidity without relinquishing control of their coins. Built by Bitcoiners, it uses a strict three‑of‑four multisignature escrow system, keys are generated on a separate device, never held by Debifi, and distributed among borrower, lender, and trusted third‑party signers, to ensure maximum transparency and eliminate collateral rehypothecation. Users connect through a lightweight app to create dedicated escrow addresses on Bitcoin’s blockchain, initiate loan contracts, and manage repayments directly with lenders. Debifi aggregates global liquidity providers to offer flexible loan terms from short‑term funding to five‑year stablecoin or fiat loans, with customizable loan‑to‑value ratios and competitive, risk‑adjusted interest rates. Institutional lenders benefit from over‑collateralization, a tiered margin‑call system, and automatic liquidations.

Access cryptocurrency investment pools and products from the cryptoverse, all in one place. Invest, earn yield, and exchange crypto with ease and confidence. Crypto investing crafted and curated by us, for you – accessible, secure and transparent. We take security very seriously to ensure that you have the tools to buy, hold and earn interest on your crypto as safely as possible. The AQRU platform uses encryption in transit, encryption at rest and addresses whitelisting to ensure that your money is safe whilst you invest and earn. We’ve partnered with leading wallet infrastructure provider Fireblocks. Their battle-tested platform combines the latest breakthroughs in Multi-Sig technology to keep your assets safe. We use a multi-layered insurance policy to protect the total value of your assets against hacking.