Best Crypto Credit Cards in China
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Compare the Top Crypto Credit Cards in China as of November 2025
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What are Crypto Credit Cards in China?
Crypto credit cards are credit cards that provide rewards in the form of cryptocurrency such as Bitcoin, Ethereum, and other cryptocurrencies. Crypto debit cards are debit cards that allow cardholders to spend their cryptocurrency using a debit card at any merchant, just like they would with a normal debit card. Compare and read user reviews of the best Crypto Credit Cards in China currently available using the table below. This list is updated regularly.
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1
Nexo
Nexo
Nexo is a premier digital assets wealth platform designed to empower clients to grow, manage, and preserve their crypto holdings. Our mission is to lead the next generation of wealth creation by focusing on customer success and delivering tailored solutions that build enduring value, supported by 24/7 client care. Since 2018, Nexo has provided unmatched opportunities to forward-thinking clients in over 200 jurisdictions. With over $7 billion in AUM and $320 billion processed, we bring lasting value to millions worldwide. Our all-in-one platform combines advanced technology with a client-first approach, offering high-yield flexible and fixed-term savings, crypto-backed loans, sophisticated trading tools, and liquidity solutions, including the first crypto debit/credit card. Built on deep industry expertise, a sustainable business model, robust infrastructure, stringent security, and global licensing, Nexo champions innovation and long-lasting prosperity.Starting Price: Free -
2
Gemini Credit Card
Gemini
The Gemini Credit Card® offers a unique way to earn crypto rewards on every purchase, with instant deposits to your Gemini account. Users can earn up to 4% back on gas, 3% on dining, and 2% on groceries, along with 1% on everything else. With no annual or foreign transaction fees, it’s the perfect tool for both everyday spending and crypto investment. Rewards are automatically deposited in your chosen cryptocurrency (BTC, ETH, or over 50 other cryptos), and the card features security-first design with a sleek metal build available in black, silver, or rose gold.Starting Price: Free (no annual fee) -
3
Brex
Brex
Financial software and services to fuel your growth. Brex lets you send free ACH and wires worldwide, get higher card limits, earn money-saving rewards, and track expenses easily. Built for the ones who do things differently. Scale faster by combining your deposits, spend and controls in one account. That’s the power of all-in-one finance. From employee purchases to paying vendors to accounting, expense tracking is built right in. Email or text us your receipts. We'll match them to the right expenses. Easily sync expense data across systems to automate reconciliation. Run custom spend reports to easily find cost-saving opportunities. Issue cards, search transactions, approve or follow up, and more—in one place. Create unique cards with custom limits for each subscription, vendor, and employee. All for free. Set custom limits and give users approved ways to spend for specific items, such as training or WFH snacks.Starting Price: $5 one-time payment -
4
Choise.com
Choise.com
Choise.com is a gateway crypto platform that combines CeFi and DeFi solutions. We give you the best of the two worlds – seamless crypto purchasing and swapping, interest accounts, passive income on your holdings, access to liquidity pools, and a multitude of other earning tools. -
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Crypto.com Visa Card
Crypto.com
The Crypto.com Visa Card is a prepaid card. Broadly speaking, prepaid cards are the same as debit cards. The difference is that debit cards are linked to your bank account, but prepaid cards need to be topped up. In our case, you can top up using bank account transfers, other credit/debit cards, or cryptocurrency. You need to stake CRO tokens for a period of 180 days to apply for a Crypto.com Visa Card. To do so, first sign up for a Crypto.com App account and complete our KYC verification. Next, purchase CRO tokens and deposit them into your Crypto Wallet in the App. If you buy CRO directly in the App, then no action is required. The amount of CRO depends on the card tier you’re applying for. -
6
Club Swan
Club Swan
Digital payments platform for crypto and traditional currencies combined with concierge services saving you up to 40% on travel, shopping, and experiences. Buy and sell crypto from our inventory with one simple low rate and quick wallet to wallet transfers. A flexible alternative to your bank with no account fees. Bank transfers and fees starting at 0.5%***. Spend 150+ traditional currencies with Club Swan prepaid card. Save precious time and money. Use your Club Swan virtual assistant for your travel needs. Exclusive events, VIP dining and much more. Buy and sell 9 different crypto currencies, including: Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Bitcoin Cash (BCH), Tether (USDT), BAT, Paxos (PAX), USD Coin (USDC) and EOS from our inventory. One simple rate for buy and sell. No hidden margin built into our prices. Quick and simple wallet to wallet transfers.Starting Price: $35 per month -
7
Uphold
Uphold Inc.
Uphold is a digital wallet and trading platform that makes cryptocurrencies and other assets affordable and accessible for everyone. We provide borderless access to financial services you can’t get through your bank. Covering 28 cryptos, 27 national currencies, six stablecoins and four precious metals, we allow both consumers and businesses to easily transact between digital and traditional currencies, with full integration between old and new money systems. -
8
WhiteBIT Nova
WhiteBIT
WhiteBIT Nova is a versatile crypto debit card designed to make your cryptocurrency work seamlessly in your everyday life. Powered by WhiteBIT, one of Europe’s leading cryptocurrency exchanges, this innovative product bridges the gap between digital assets and real-world spending. Key Features of WhiteBIT Nova: - Global Access: Use WhiteBIT Nova for payments anywhere Visa is accepted, both online and offline. - Real BTC Cashback: Earn up to 10% cashback in Bitcoin on your everyday purchases across various categories, including subscriptions, dining, entertainment, and more. - Flexible Spending Categories: Customize up to three active spending categories that best suit your lifestyle, with the option to adjust them daily. - Zero Monthly Fees: Enjoy the benefits of the card without any hidden costs. Supported Assets: Spend your favorite cryptocurrencies, including BTC, ETH, USDC, WBT, and others, directly from your WhiteBIT account.Starting Price: $0 -
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Coinbase One Card
Coinbase
Coinbase is introducing the Coinbase One Card, launching in fall 2025, which is a credit card on the American Express network that gives up to 4% back in Bitcoin on purchases. The rewards rate depends on how many assets you hold on Coinbase, everyone starts at 2%, with higher tiers for higher holdings. The card is exclusively available to Coinbase One members (a subscription plan), and there’s a basic tier for that membership. It will be issued by First Electronic Bank and powered via Cardless in partnership with American Express. Some special benefits/protections will be included via the Amex network (e.g., offers, experiences, extended warranties, protection for travel disruptions, etc.). The card will be metal, with design touches referencing Bitcoin’s genesis block. Also, the rewards are in Bitcoin, meaning volatility and value changes apply; certain purchases may be excluded from earning rewards.Starting Price: $4.99 per month -
10
Cryptopay
Cryptopay
Cryptopay provides easy access to the cryptocurrency world, allowing users to utilise all the benefits of a secure wallet. Buy BTC, ETH, LTC and XRP with your debit or credit card and relish the fair rates and low fees. The Cryptopay card links Bitcoin with traditional finances. It’s perfect for anyone involved in cryptocurrencies, and works with any point of sale terminal in the world which accepts major cards! Bring cryptos to your everyday life. Hold bitcoins securely in your Cryptopay account. Our system makes it easy to convert your cryptos into the supported fiat currencies: Euro, British pounds and US Dollars. Use this to secure your money against price fluctuations. With our card, you can pay in local currency all around the globe. Each cryptocurrency network has its own transaction fee. We charge 1% for the currency exchange. That’s it — no hidden fees or unfair costs. Take advantage of our instantaneous conversion and let your money go further. -
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SpectroCoin
SpectroCoin
Use your cryptocurrency holdings as collateral to back your crypto loan. SpectroCoin crypto lending platform supports euro, Bitcoin, Ethereum, and other currencies. We offer LTV ratios starting from 25% up to 75%. Choosing a high LTV is a more risky option, however, it allows the clients to get the biggest available crypto loan with their crypto collateral. We tailor to the needs of each client. Get a crypto credit as low as 25 EUR (or as high as 1 million EUR). Banker tokens help you both save and earn. With BNK you always get lower interest rates. We offer competitive loan rates and no hidden fees. Choose the best option for you! Choose freely when to make loan repayments. All you have to do is make sure it is repaid before the maturity date. Deposit assets in the currency of your planned collateral. Choose the withdrawal amount, LTV, collateral amount and currency. Withdrawals will be made directly to your account. -
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Binance Card
Binance
With the Binance Card, you can spend your favorite cryptocurrencies* at more than 60 million merchants worldwide. Just transfer crypto from your spot wallet to your funding wallet, and you're ready to go. Spend your crypto anytime, anywhere. Your Binance Visa Card is completely free! Binance will not charge any administrative or processing fees*. Hold crypto in your Binance Funding Wallet and exchange only when you're making payments. Get up to 8% cashback on all eligible purchases made with your Binance Visa Card! All your Binance Card funds are protected by the highest security standards available at Binance. Sleep tight, we've got you covered. -
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Venmo Credit Card
PayPal
The Venmo Credit Card lets you earn custom cash back to send, spend, or even to auto-purchase the crypto of your choice from your Venmo account. Syncing seamlessly with the Venmo app, it’s the simplicity, convenience, and fun you know and love — only more. For a limited time - score a $100 cash back bonus after you spend $1,000 in the first 6 months of account opening. Automatically earn up to 3% cash back on your eligible top spend category, 2% on the next, and 1% on the rest — we’ll do the math. All that, with no annual fee. Turn your cash back into crypto. Just toggle on the Purchase crypto feature and choose your favorite of four types of crypto. When cash back is transferred to your Venmo account at the end of every month, we’ll use it to automatically purchase crypto without any crypto transaction fee. -
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SoFi Credit Card
SoFi
It’s a credit card unlike any other. Earn 2% unlimited cash back when you redeem it* to save, invest, or pay down an eligible SoFi loan—plus there’s no annual fee. The SoFi Credit Card now lets you redeem points straight into crypto. You’ll earn 2% cash back on all purchases and can redeem it directly into crypto with your SoFi active invest account. Get 2% cash back on all purchases when you redeem it to pay down eligible debt, save, or invest with SoFi. Get 1% when redeeming for a SoFi Credit Card statement credit. Make 12 monthly on-time payments of at least the minimum payment due, and we'll lower your APR by 1%. It’s that easy. A credit card that can help you achieve your financial goals? Yep, it’s true. Applying won't impact your credit score. Set a budget for each month and get a notification when you are close to reaching your budget. Travel internationally without worrying about the fees. -
15
Nexo Card
Nexo
The only card that lets you unlock the value of your digital assets and keep their upside potential. The Nexo Card can be ordered and managed from the comfort of the Nexo Wallet App, giving you instant worldwide access to your assets. Using the Nexo Card is like using any other card. All you have to do is swipe your card and the payment amount is deducted from the available balance of your Nexo Account. Get 2% cashback every time you tap your Nexo Card. Choose whether to receive your rewards in NEXO Tokens or BTC or toggle between the two right before making a transaction. All your cashback is automatically placed in your Nexo Account so the only thing you need to worry about is making purchases with your card. The Nexo Wallet is equipped with military-grade 256-bit encryption and 24/7/365 fraud monitoring mechanisms, guaranteeing the safety of clients' funds and transactions. -
16
ANQ Finance
ANQ Finance
Card that provides tokenbacks in BTC, ETH, USDC, SOL, Credit against Virtual Digital Assets, Earn, Borrow, Spend and Invest on single platform. Next gen financial services stack.Starting Price: $12 one-time fee -
17
Coinbase Card
Coinbase
A Visa debit card, funded by your Coinbase balance. The easiest, quickest way to spend your crypto worldwide. A Visa debit card that makes crypto as spendable as the money in your bank, powered by your Coinbase account balance. Ready to use in millions of locations around the world. Pay with contactless, PIN or withdraw cash from any ATM. World-class security as standard. Two-step verification, instant card freeze and plenty more to keep your card secure. Choose which crypto to pay with through the app. It takes just a few seconds to switch between bitcoin, ethereum and more. Spending summaries, transaction receipts, and instant notifications. The Coinbase Card app makes it easy to manage your spend on the go. -
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CoinZoom Visa Card
CoinZoom
Spend crypto. Earn crypto. It’s that simple. We've made spending crypto easier than ever with our true cryptocurrency debit card that allows you to select from over 40 cryptocurrencies to spend and is accepted at over 53M merchants worldwide. Our debit card allows you to spend your cryptocurrency like you spend your cash. Select Bitcoin or any other cryptocurrency in your spend wallet on our app, swipe your card, and we instantly convert your crypto to USD at the point of sale. Every time you swipe your card, you’ll earn 1-5% back in ZOOM, our native token, based on what card you hold. Investing in crypto has never been so easy. Depending on what card you choose – Select, Preferred, Gold, Platinum or Black you’ll earn 1-5% back in crypto on every single purchase. Maker and Taker trading fees will also decrease as you move up the levels. -
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Gleec
Gleec
All of Gleec’s products integrated, creating an ecosystem full of benefits for our customers. Gleec Coin is a utility coin that finds its main use as the native coin of Gleec Ecosystem, a digital ecosystem powered by blockchain technology. Spend your Gleec Coin, BTC and others wherever Visa is accepted. Providing convenience without abusive fees. With the Gleec Top-Up Visa Card, you can spend your Gleec Coin, BTC and others at more than 50 million merchants worldwide. Order your virtual or physical card and instantly top-up with your digital assets, all at your Gleec Card Wallet app. After this, spend your crypto anytime, anywhere. Download the app and discover our high limits, low fees options. -
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Wirex
Wirex
We give you the power to use your money, your way, on one borderless payment platform. Buy, store, exchange and spend your traditional or cryptocurrencies, anytime, anywhere. Your next-generation multicurrency travelcard. The Wirex Visa card automatically converts more than 12 digital currencies and traditional currencies at the point of sale, letting you seamlessly spend your crypto and multiple currencies in real life, anywhere Visa is accepted. Can your bank card do that? Finally, crypto and traditional currency accounts that put the power in your hands. Wirex lets you transfer digital and traditional currencies around the globe. Effortlessly send and receive payments for free, anywhere in the world. Your truly global account. Exchange digital and traditional currencies in-app or online, instantly - and because we`re the only company that offers OTC rates, you always get the best deal.Starting Price: 3% per transaction -
21
BitPay Card
BitPay
Fund it. Spend it. Live on crypto. Instantly reload your card with no conversion fee!* Download to get started. Reload your balance with no conversion fees* and spend. Powered by our competitive exchange rates. Designed for people who want to live life on crypto. View your balance, request a new PIN, and reload instantly all within the BitPay App. Includes EMV chip and options to lock your card and control how you spend. Ready to use in millions of locations around the world. Pay with contactless, PIN or simply withdraw cash from any compatible ATM. Transaction notifications and instant reloads. The BitPay App makes it easy to convert your crypto and spend. -
22
Bitwala
Bitwala
At Bitwala, we believe in transparent and honest pricing, with no hidden fees, subscriptions, or surprises. With trading fees at 1%, Bitwala is amongst the cheapest brokers for buying and selling bitcoin and ether directly from your bank account. Buy and sell cryptocurrencies directly from your bank account. Our intuitive app allows you to trade cryptocurrencies with ease. Buy and sell bitcoin and ether with just a few swipes. We offer high trading limits at low cost. You can trade up to €50,000 per week with only a 1%* fee. Plus, our in-app trading charts give you real-time market insights so you can trade confidently. Your coins are stored in a non-custodial wallet that only you can access. You can send bitcoin and ether anywhere within minutes. No banks needed, all via the blockchain and with the highest security standards. Our interest account lets you invest in bitcoin effortlessly. Monday becomes payday, with our automatic interest payouts.Starting Price: 1% trading fee
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