Best Contractor Payment Software in the USA of 2025

BILL

BILL (NYSE: BILL) is a leading financial operations platform for small and midsize businesses (SMBs). As a champion of SMBs, we are automating the future of finance so businesses can thrive. Our integrated platform helps businesses to more efficiently control their payables, receivables and spend and expense management. Hundreds of thousands of businesses rely on BILL’s proprietary member network of millions to pay or get paid faster. Headquartered in San Jose, California, BILL is a trusted partner of leading U.S. financial institutions, accounting firms, and accounting software providers. For more information, visit bill.com.

1,773 Ratings

Starting Price: $45 per user per month

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Velocity Global

Velocity Global combines AI-powered technology and local, in-country expertise to simplify every aspect of global workforce management. From hiring and payroll to compliance and retention, we make it easy to grow your business across 185+ countries. ● Ensure global operations stay compliant with local laws and regulations in every market. ● Your employees are taken care of by our network of in-country HR, payroll, tax and legal experts. ● Manage your entire global workforce from one platform—reliable, seamless, and efficient. ● From startups to enterprises, our solutions scale as your business grows, adapting to your evolving needs. ● Cost Transparency: No hidden fees. Upfront, all-in-one pricing package with all services included and demonstrable lower total cost of ownership. Velocity Global is recognized as Market leader in in Global EOR Services by NelsonHall and Everest Group.

307 Ratings

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Melio

Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, enjoy 90% off any premium plan for the first three months. Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances to

2,123 Ratings

Starting Price: Free

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G-P

Globalization Partners

More than just software, our solution is comprehensive and backed by a best-in-industry legal team and HR experts in each region where we do business. When you work with us, there are no extra or hidden fees, and we’re there for you every step of the way—from generating employment contracts to running compliant payroll, offering competitive benefits, 24/7/365 premium HR support, and more—we manage it all, so you can manage your business. Take the next big step for your company with the experts in international expansion by your side. Your company wants to quickly expand operations in a new country, but you don’t have time to decipher local labor laws, learn the tax issues, or set up your own subsidiaries in other countries. You’ve got the candidates lined up, but without adhering to the necessary local compliance laws—and without recognized entities already set up in each country—you’re nowhere near ready for your employees to begin work.

683 Ratings

Starting Price: $49 per contractor/month

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Remofirst

Remofirst is an international payroll service provider on a mission to free employers from geographical boundaries so they can access global talent with ease in 150+ countries. Their global payroll platform simplifies the international payroll process, paying your distributed employees in their own local currency, while giving you the option to summarize and aggregate your invoices into one payment, rather than making multiple individual payments. Remofirst’s software can also automatically calculate your team’s hours, time off, holidays, bonuses, and commissions so you don’t have to worry about it. Instead, you only need to review their monthly invoice and approve it for payment. They also provide global benefits management (including insurance and equity plans, plus time-off management), and employer of record (EOR) services, including employee support for obtaining visas and other immigration documentation. Their global payroll services cost from $199/employee/month.

Starting Price: $199 per employee per month

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Deel

Deel is the global HR platform for onboarding, hiring, and paying your international workforce. Manage global hires, contracts, payroll, compliance, and team engagement from one central dashboard. • Hire contractors and employees in over 150 countries • Generate and sign e-contracts tailored to local labor laws and reviewed by Deel's network of legal partners • Automatically collect documents, permits, and ID verification • Offer full payment flexibility for your team across 120+ currencies and 10+ payment methods • Track and approve time off and expense requests • Simplify accounting with automatic invoicing and API integrations with top accounting software • Access 24/7 support for your team in 10 different languages

25 Ratings

Starting Price: $49 per contractor/month

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Square Payroll

Block

Square offers a PC and mobile-friendly app that assists businesses with payroll management. The platform can be used for employees, contractors, or both at the same time, and monthly pricing adapts to the number of people on the payroll. Other additional features include tracking of work hours, automated filing of state and federal taxes, monitoring sick leave, and workers' compensation.

10 Ratings

Starting Price: $6/month

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Maestro Payment

Our platform was designed to address the specific challenges associated with international contractor, freelancer and vendor payments. Setup and user onboarding can be completed in less than an hour (compared to weeks or months). Quantifiable ROI is achieved immediately from reduced transition costs and automation time saving (compared to months or years). Automation significantly reduces the risk of errors and fraud. The software can automatically validate invoices and compare them to contracts and work hours reports, ensuring that the amount charged is accurate. Additionally, the software can enforce approval workflows and segregate duties, reducing the risk of fraudulent activities.

7 Ratings

Starting Price: $7 per user per month

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Gusto

Gusto offers a solid and fully integrated platform that takes away the complexities of payroll, benefits, and HR task management. Trusted by more than 40,000 businesses, Gusto delivers a comprehensive range of features that automates payroll, benefits, and HR tasks, helping small business owners and operators focus on doing what they do best: grow their business. Gusto also offers integrations with leading business software, including expense management, time tracking, banking, and accounting software. Grow your business with a platform that supports your team. Take care of your team on payday and every day. Introducing the people platform for small businesses. One place to run payroll, manage benefits, and support your team. A successful business starts with a successful team. Build an incredible workplace and grow your business with Gusto’s all-in-one platform. Grow your team and make it look easy.

6 Ratings

Starting Price: $45.00 per month

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TalentDesk.io

TalentDesk.io provides end-to-end software to hire, manage and pay your contractors and freelancers seamlessly. Wherever they are. Key benefits: - Make multi-currency payments to your contractors and freelancers with just one click and receive one consolidated invoice. - Source the best contractors and freelancers directly from our platform and invite them to join your team in minutes - Streamline your onboarding process and store all important documents in one location. No paperwork, no spreadsheets, no mess. - Keep track of your most important projects through our platform. Track budgets, spot inefficiencies, allocate tasks and make work happen. - Integrate the apps you’re already using so whatever your workflow, it’ll be smooth sailing with TalentDesk. Borderless work shouldn’t be complicated. Let us guide you through this new adventure.

3 Ratings

Starting Price: Free contractor onboarding

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Rippling

Streamline your business with Rippling’s all-in-one platform for HR, IT, payroll, and spend management. Effortlessly manage the entire employee lifecycle, from hiring to benefits administration. Automate HR tasks, ensure compliance, and streamline approvals. Simplify IT with device management, software access, and compliance monitoring, all from one dashboard. Enjoy timely payroll, real-time financial visibility, and dynamic spend policies. Rippling empowers your business to save time, reduce costs, and enhance efficiency, allowing you to focus on growth. Experience the power of unified management with Rippling today.

2 Ratings

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Tipalti

The only solution to automate your end-to-end payables process. Automate your full accounts payable, global payouts, procurement and employee expense processes with Tipalti and eliminate 80% of your manual workload. Tiplati enables you to onboard suppliers, partners and freelancers with ease, streamline PO generation, accelerate approvals, eliminate invoice entry and make fast global payments to 190 countries in local currency. Also includes global tax compliance, 2 & 3 way PO matching, multi-entity support, and instant reconciliation with ERP integrations that include NetSuite, Xero, Quickbooks and Sage Intacct.

1 Rating

Starting Price: $129 USD, £119 GBP, €129 EUR

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QuickBooks Payroll

Intuit

Easily pay your team and access powerful tools, employee benefits, and supportive experts with the #1 online payroll service provider. Manage payroll and access HR and employee services in one place. Pay your team automatically once your payroll setup is complete. We'll calculate, file, and pay your payroll taxes automatically. Keep cash longer with free same-day direct deposit. Manage benefits and employee services from your payroll account. Keep cash longer with direct deposit. You’ll also have the flexibility to pay your team when you want with same-day direct deposit. Your time tracking data automatically flows into your account. You can approve timesheets, pay your team, and create invoices right from your phone. Free up valuable time and set your payroll to run automatically. If you turn on Auto Payroll, we’ll also send notifications to help you manage your account.

1 Rating

Starting Price: $35 per user per month

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Oyster

Oyster, the HR platform for remote working, anywhere in the world. The Oyster platform makes it easy to be ridiculously organized. It’s the one place for all documents, onboarding info, benefits, payroll, compliance - the lot. And more. Oyster takes the pain and expense out of hiring internationally. So you can hire whoever you like, wherever you like - in record time. Manage everything in one place - from signing contracts to logging expenses - with a single platform designed to spread bliss through your legal and accounts teams. Your people are all over the globe, but their perks shouldn’t be all over the place. Make benefits consistent, from time off to healthcare - and manage everything in one place on the Oyster platform. You can ditch that massive spreadsheet and forget about the tricky nuances of local taxes. Oyster calculates your payroll and automates payments for everyone, wherever they are in the world.

1 Rating

Starting Price: $29 per contractor per month

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Fiverr Enterprise

Fiverr

Fiverr Enterprise (formerly Stoke Talent) gets rid of the financial, admin, and legal headaches of working with independent contractors, freelancers, gig workers, and consultants. Fiverr Enterprise gives you full visibility and total control over every single contractor your company works with — and every single project they’re working on. So you and your team can focus on completing more projects, faster, and not worrying over contracts, payments, or compliance risks. Fiverr Enterprise's Freelancer Management System lets you work with more contractors, gig workers, freelancers, and agencies without creating more work for you on the back end. Quickly hire the best talents using Fiverr Enterprise's integrations with dozens of freelance marketplaces. Manage project budgets and track planned vs actual spending by departments, teams, or individuals. From tax compliance to employee classifications and security, Fiverr Enterprise keeps all your bases covered.

1 Rating

Starting Price: 3% of total monthly payments

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Justworks

Justworks is a convenient all-in-one solution that Owners, HR, and business leaders love to work with. Unlike big box software, Justworks says it all in their name by putting together a beautiful working layout that neatly categorizes what is important for employers and employees. Starting with entering employee data, Justworks lets the individual enter his or her own information directly from the app, removing the need for traditional pen-and-paper messes and confusion. They can also set up autopay and receive direct messaging when scheduled payments are delivered. Admins can set up and manage benefits, such as Gym Memberships, Healthcare, and commuter benefits. The end of the year reconciliation is just as easy to process, as it keeps records current for each employee or contractors to facilitate W-4s and 1099 delivery. Justworks makes tedious administration tasks just work.

1 Rating

Starting Price: $39 per user per month

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Branch

Get no-cost instant access to your earned wages at the tap of an app. Download Branch today to take control of your hard-earned cash. Branch is the industry's leading operations platform for hourly employees. Designed to improve workforce productivity and efficiency, Branch features a web dashboard and self-service mobile app that enables business users to create, distribute, and manage schedules. With Branch, employees can also easily view their schedules, set their availability, request time off, swap shifts, and so much more. Branch is used by top enterprises today, including Pizza Hut, McDonalds, Starbucks, Taco Bell, and more. Tired of financial services taking advantage of hard-working people like you? Us too. We’re helping fellow Americans grow financially — and finally get ahead. Stop paying and waiting 3-5 business days for access to your earned wages. Request a portion of your paycheck instantly and use it for unplanned expenses.

1 Rating

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Patriot Payroll

Patriot Software

Patriot Payroll is a fully integrated human resource (HR) and payroll management software. Created by Patriot Software, this secure online payroll system helps streamline different processes associated with managing tax submissions and payroll payments. With Patriot Payroll, organizations have the capability to issue payrolls through electronic cheques and direct bank deposits. Patriot Payroll provides robust tools to print checks, maintain payroll records, generate payroll reports, establish direct deposits into bank accounts, and submit federal and state taxes. Basic payroll starts at just $17/month + $4 per employee or contractor Full Service payroll is just $37/month + $4 per employee or contractor.

2 Ratings

Starting Price: $17/month

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Veem

Free domestic business payments anywhere in the United States combined with Veem’s award-winning, secure, efficient, and affordable global payments network. A smarter online and fee-free option to send, receive, and reconcile business payments within the United States. Veem provides broad access to online global payment tools and pricing. Send, spend, hold and invoice money in over 110 countries around the world. Send, receive and track multiple payments domestically or internationally through Veem’s accounting integrations and save your client’s money. Start closing your books faster. Veem integrates seamlessly with your preferred accounting software. We believe businesses of every size should have access to fair foreign exchange rates and enterprise-level service. Veem ensures all businesses have broad access to the financial tools and pricing previously reserved for major players.

2 Ratings

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Lano

Lano is a unified payroll and compliance platform that empowers businesses with the flexibility to manage and expand their global teams seamlessly. Offering global Employer of Record, global payroll, multi-currency payment, and contractor management solutions, Lano enables teams to take a scalable approach to previously manual, time-intensive processes in a single platform leveraging modern, digital workflows, global analytics, and integrations connecting to your favorite HRIS. Lano's vetted network of payroll and hiring partners offers coverage in 170+ countries, giving companies of all sizes and industries the tools they need to meet their growth goals.

Starting Price: Payroll €30 per employee/month

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Worksuite

Worksuite Inc

Worksuite is a smart, user-friendly freelancer management platform. We make it easy for small and large companies to onboard, manage cross-border payments to all your freelancers across the globe with just a few clicks. Take care of compliance, reporting, and project management in a fraction of the time. From small start-ups to the world's biggest organizations, Worksuite is a complete solution providing powerful features and flexibility for every stage of business growth. Worksuite fuels the contingent workforce of agencies, publishers & enterprises like Disney, Microsoft, and Vox. If you manage thousands of freelancers, it will transform your operations.

Starting Price: $500

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Papaya Global

Papaya Global is a SaaS fintech company providing global payroll technology and the only one with an embedded payments platform designed for the workforce needs of global enterprises. Papaya's comprehensive technology, known as Papaya Payroll OS, provides global payroll with automation, compliance, flexibility, and security. The platform gives finance teams the visibility and control to master workforce spending and payments — with full liability if anything goes wrong. Papaya's integrated approach connects the dots of global payroll, unifying and standardizing data and processes from HCM and ERP tools to create a single source of truth. It turns payroll - every company's biggest expense and liability - into a strategic asset, empowering growth at scale. Papaya's team currently spans Tel Aviv, New York, Austin, London, Kiev, Singapore, and Melbourne. Its technology has been recognized by all leading global analysts, including Gartner, Visa, NelsonHall, and others.

Starting Price: $20 per employee/per month

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Skuad

Skuad is a global HR compliance and digital payroll platform that enables companies to build diverse remote teams, seamlessly. Skuad manages everything from international payroll to local compliance — so that you can employ contractors and full-time employees, anywhere. Our global employment infrastructure enables companies like yours to instantly hire and onboard talent in over 160 countries, across APAC, Europe, America, and Africa. Skuad is a SaaS platform – there are no integration efforts or hidden costs involved. We are building Skuad for the new world of work, where companies can access the best talent in any corner of the world. On partnering with Skuad, we take care of everything from hiring and onboarding to payroll and compliance in the country of employment. While your employee(s) will be on Skuad’s payroll, they'll still be working for you

Starting Price: $199 per month

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TalentPools

Manage and display talent under your own brand, handle matching, shortlisting, contracts, and payments. Learn why recruiters, staffing firms, and enterprises trust our tech. Own and customize your own talent pool, instead of being charged and limited by other platforms. Start immediately instead of waiting a year and spending $250k+ to build your own tech. Replace all manual tasks with automated processes to reduce admin bottlenecks. Increase revenues by letting tech improve the speed and quality of your talent services. Onboard your talent, post jobs, and the tech will handle the rest. Offer a low-touch service to your clients with TalentPools. After posting their job, the client is matched with your best-suited talent and can hire, manage, and pay them via your platform, earning your standard mark-up. You can choose to provide support but don't need to. Turn every CV into a live candidate profile to offer an on-demand service to your clients.

Starting Price: $900 per month

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Ruul

Engineering new ways of connecting talents and organizations to enhance their financial performance and simplify compliance. Say goodbye to the old and outdated payroll system. Modern work demands a new employment protocol between talents and businesses, and Ruul pioneers this revolutionary transformation. Remain compliant with local regulations with zero paperwork. Ease off your payroll burden with a lighter connection protocol. The agile connection protocol for engaging with your workforce. International work arrangements simplified for global businesses. Ruul's technology caters to the unique needs of modern talents and businesses. Our mission is empowering agility, autonomy, and compliance to stay ahead in a fast-evolving economy. Empower your independent career with financial autonomy. Work with any business worldwide, effortlessly and compliantly. Stay agile by working with talents all around the world. Streamline your talent operations with an easy attachment protocol.

Starting Price: Free

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Payfare

A zero-cost payout solution that allows workers to choose how and when they want to get paid. Through full-service digital banking and optional debit payment cards, 1099 workers benefit from instant access to their earnings and cash-back rewards on everyday purchases. Workers need cash flow to manage daily and unexpected expenses. If the business you work for partners with Payfare, enroll for a free digital banking app and payout debit card that provides faster access to your earnings at zero cost. Avoid payday loans and overdraft fees on top of the costs of maintaining a traditional bank account. Get cash-back rewards that put money back in your pocket. No fees to receive your earnings deposits instantly, a zero-cost payout solution. No monthly or annual fees, no overdraft fees, and no minimum balance required. Empower your workers with instant access to their earnings and a free digital banking solution that fits their financial needs and work lifestyle.

Starting Price: Free

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Deluxe Payment Exchange+

Deluxe

Save time, money, and your sanity. Deluxe Payment Exchange+ (DPX+) is an integrated payments solution for mid-size businesses that streamlines and automates AP disbursements. This comprehensive disbursements platform is for companies that send over 250 monthly paper checks, excluding payroll, for recurring payments to suppliers and vendors. DPX+ ensures secure payments and offers suppliers alternate ways to receive funds, including mailed checks, ACH, virtual credit cards, debit cards, or eCheck payments. By simply integrating with your existing accounting software, you’ll quickly implement efficient payments—without costly development fees or untimely delays. For over 100 years, Deluxe has been leading the way with innovative business solutions like DPX+. Join the 3 million businesses that trust Deluxe with their essential business needs.

Starting Price: $2.49/payment

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Native Teams

Native Teams is a comprehensive platform designed to help you to grow your business, hire, pay and manage your global team without having a local legal entity in 85+ countries worldwide. Our employment and work payment solutions fit any company with international employees, regardless of their number! We provide tax reporting and accounting support, offering expert assistance to effectively guide you through the process. We provide full reporting and accounts assistance to help you streamline your taxes and employment management. Let us handle the administrative details while you focus on your work. Collaborating with local legal accountants and HR experts, Native Teams provides comprehensive localised employment services, ensuring full tax and legal compliance and offering dedicated support. No more spreadsheets, compliance violations or errors.

Starting Price: $99/month

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Everee

Experience what payroll was always meant to be. Just $15 month per employee. Automate everything you hate about payroll. Empower your employees with Pay Your Way™. Run payroll from the palm of your hands. Know exactly what you’re paying for and feel confident in your purchase. Our low, per-employee pricing is easy to calculate, and your month-to-month plan is contract-free. Let’s be honest. HR and payroll software isn’t known for having sexy, seamless user experiences. We’re changing that. Our platform has all standard features of a payroll system, plus innovative experiences that’ll give your business an efficiency boost.

Starting Price: $15 per user per month

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Crystal Payroll

Online Payroll that’s so clear, so simple, so complete, you’ll wonder why you didn’t try Crystal Payroll earlier. View and audit PAYE records on a single dashboard that allows direct two-way communication with the IRD – automatically submitting payment reports and allowing retrieval of PAYE records from their system. Anytime, anywhere accessibility with zero downloads – all you need is an Internet-capable device. Integrates seamlessly with other major systems such as the IRD, accounting software (including Xero, MYOB and Reckon), and time and attendance management programmes. Keep track of KiwiSaver contributions and manage fixed or variable allowances, deductions and withholding of tax for sub-contractor payments. Pay hourly or salaried employees at varied rates, choose how often employees are paid and manage holiday pay and leave calculations. Strict encryption safeguards that exceed industry standards, ensuring data is completely secure.

Starting Price: $19.90 per month

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Best Contractor Payment Software in the USA

Compare the Top Contractor Payment Software in the USA as of July 2025

What is Contractor Payment Software in the USA?