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About
Beem is a U.S.-based financial app designed to make everyday money management easier and less stressful. Its core feature, Instant Cash, helps eligible users access funds quickly to cover bills, groceries, or unexpected expenses without interest or credit checks.
Access Money Before Payday. Emergencies rarely wait for your next paycheck. Beem Everdraft allows eligible users to access up to $1,000 instantly by tapping into future deposits.
Unlike traditional lending products, Beem Everdraft offers:
✅ No interest charges
✅ No credit checks
✅ No income restrictions
✅ No hidden surprises
Explore Beem AI Agents:
✅ JobsGPT – Discover personalized side gigs and remote job opportunities in seconds.
✅ DealsGPT – Find the best discounts on everyday essentials.
✅ PriceGPT – Compare prices across stores to shop smarter.
✅ BudgetGPT – Track spending and stay on budget with AI
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About
Cleo is a financial app that offers cash advances up to $250 without interest or credit checks, aiming to provide immediate financial support to users. By subscribing to Cleo Plus or Cleo Builder, users can access this feature, with first-time users typically qualifying for $20 to $100. The app accommodates gig workers and freelancers by not requiring traditional employment verification or minimum recurring deposits. Users can choose between a free standard transfer, which takes 3-4 business days, or an express option for same-day access with a fee ranging from $3.99 to $9.99. Repayment terms are flexible, allowing users to select a date between 3 and 14 days from the advance. Cleo also provides budgeting tools and financial insights to help users manage their finances effectively.
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Platforms Supported
Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook
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Platforms Supported
Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook
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Audience
Beem targets individuals seeking affordable and secure financial tools, including emergency funds, credit monitoring, and budgeting support, to navigate day-to-day expenses and unexpected costs
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Audience
Cleo targets budget-conscious individuals, including gig workers and freelancers, seeking quick, interest-free cash advances and intuitive financial management tools
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Support
Phone Support
24/7 Live Support
Online
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Support
Phone Support
24/7 Live Support
Online
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API
Offers API
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API
Offers API
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Screenshots and Videos |
Screenshots and Videos |
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Pricing
FREE
Free Version
Free Trial
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Pricing
Free
Free Version
Free Trial
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Reviews/
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Reviews/
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Training
Documentation
Webinars
Live Online
In Person
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Training
Documentation
Webinars
Live Online
In Person
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Company InformationBeem
Founded: 2020
United States
trybeem.com
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Company InformationCleo
Founded: 2016
United Kingdom
web.meetcleo.com
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