Compare the Top Card Issuance Software for Startups as of April 2026

What is Card Issuance Software for Startups?

Card issuance software and solutions enable companies, banks, credit unions, and financial institutions to issue payment cards, debit cards, prepaid cards, and credit cards. Card issuance software can be used to issue physical and virtual cards. Compare and read user reviews of the best Card Issuance software for Startups currently available using the table below. This list is updated regularly.

  • 1
    Wallester

    Wallester

    Wallester

    Wallester is an Estonian-licensed financial institution and official Visa partner since 2018, specialising in digital financial solutions and card issuance. We help companies across the EEA and the UK streamline payments, launch branded cards, and scale efficiently. What we do: 1️⃣ White-Label Solution with Embedded Finance Our White-Label solution lets businesses integrate financial services directly into their platforms—known as embedded finance. This enables branded payment cards tailored to specific needs, improving customer experience and opening new revenue streams. We ensure swift time-to-market with simplified integration and dedicated support. 2️⃣ Wallester Business: Corporate Expense Management Wallester Business modernises corporate expense management with instant access to virtual and physical Visa cards. Through our app and portal, companies can track expenses, analyse budgets, and integrate seamlessly with accounting systems for better financial control.
    Starting Price: $0
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  • 2
    HST Card Issuance
    HST has been providing EMV solutions and supporting banks and financial institutions with card issuance throughout the Americas for almost 2 decades. Whether you are a financial or retail institution looking to offer instant card issuance to your customers or you are a bureau looking for a multi-vendor centralized issuance solution, HST has the right solution and the right team to get you started on the right foot. HST offers two different options for EMV instant card issuance. HST offers 2 options for EMV instant card issuance, a cloud-based solution for all budgets and sizes of institutions and a fully customizable, local solution running on your own infrastructure. Central Issuance is a key part of a balanced, card issuance strategy. Ideally, a financial institution would take a dual approach to card issuance; centrally issued cards for large batch issues complemented by instantly issued cards at the branch for new accounts or replacements.
    Starting Price: Free
  • 3
    Torpago

    Torpago

    Torpago

    Power growth and strengthen customer relationships with our program management solutions. Our turnkey technology platform solution lets banks launch a branded business credit card quickly and without costly software development investments. With our bank admin tool, banks get real-time access to their program data and a no-code solution for managing their credit card program. Launch and manage your credit programs seamlessly with the help of our team of experts, with services ranging from risk and underwriting to marketing and customer support. Our platform can be tailored to your program needs and can cover every stage of the process. Your customers can manage all aspects of their business's finances, including spending, approvals, bill pay, and reimbursements, easily through our white-labeled platform and mobile app. Your customers can effortlessly issue your branded physical or virtual credit cards and instantly add them to digital wallets.
    Starting Price: $33.33 per month
  • 4
    IDEMIA

    IDEMIA

    IDEMIA

    IDEMIA is a global leader in identity technologies, specializing in biometrics and cryptography to provide secure and seamless interactions in both physical and digital environments. The company offers solutions across various sectors, including payment, connectivity, access control, public security, and travel, enabling secure transactions and identity verification for citizens and consumers worldwide. IDEMIA serves more than 600 government organizations and 2,400 enterprises, including some of the world's most influential brands. IDEMIA's mission is to unlock the world and make it safer by ensuring secure and trusted identities for all. Explore the innovation trends streamlining and securing interactions between people, objects, companies, governments, and everything in between, in the physical and digital worlds. And while connections and transactions are increasingly streamlined and seemingly effortless, we tap into cryptography expertise and leadership to ensure they are safe.
    Starting Price: Free
  • 5
    KAPED

    KAPED

    KAPED

    KAPED is the only service provider offering everything you need to run your credit card business under one umbrella, use all or only what you need. Prevent erroneous applications from being sent to your underwriters. Offer cashback, crypto, travel rewards, and discounts +more! Card issuance, transaction data, & portfolio monitoring. Automate customer service and collections. The ultimate reporting tool to track and monitor the flow of funds. Approve applications faster by setting your parameters. Use our proprietary profit calculator to view how much your revenue will increase. KAPED takes care of the collections & customer service under your brand. Earn on interchange, cashback, and cardholder fees. See pricing for more info. Give your clients a no-penalty LOC and allow them to carry a balance. Issue cards in the US, UK, Canada, Mexico, & Brazil. KAPED is a financial technology company, not a bank. Use our technology to issue branded credit cards in 5 days or less.
    Starting Price: $100
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