Best Business Bank Accounts with a Free Trial

Business banking made for America. Business builders asked for better banking. So we built North One. Open an account in minutes. Building your business, creating jobs and serving your community is what you do. It’s hard work. North One makes the hardest parts of running your business easy. Focus on the road ahead, we’ve got your back. North One is proudly built for small businesses, startups and freelancers across America. Make payments easily, keep tabs on your money and put your finances on autopilot through smart integrations with the tools you’re already using. North One was built to make managing money easy so you can focus on running your business. No more branches. No more lines. No more paperwork. Get complete access to your North One Account from your phone or computer, wherever your business takes you. Create Envelopes for taxes, payroll, rent, and anything else automatically.

Zil Money offers the Payroll by Credit Card feature to pay your employees on time and earn cash back rewards. Also write-off payroll funding by credit card fees as a business expense. This is a great solution to improve cash flow and keep your employees happy. The platform provides payment methods like ACH, wire, eChecks, printable checks, international payments, virtual cards, and more for flexible fund transfer. You can also customize and print checks instantly on blank stock papers using a regular printer at your office or home. Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

What if you could run your entire business in one place? Bonsai is the only business management tool that combines CRM, invoicing, accounting & banking. No more "Managing my projects, contracts, and invoices is a time-consuming hassle." Generate custom contracts by picking from 1000+ templates in Bonsai’s library, and get paid faster by creating professional invoices in seconds with global payments and automatic reminders. No more "Tracking my expenses stresses me out." Track your income and automatically categorize your expenses to maximize write-offs. Say goodbye to spreadsheets & tax stress and hello to a bigger tax return. No more "Managing my clients’ expectations is hard." Use Bonsai's simple CRM to manage your clients and projects, and keep track of what matters. Turn new leads into clients, and clients into recurring business. Grow your business in no time while Bonsai takes care of the rest.

Free to do business wherever and whenever you want. Setup a sub-account for all your needs in seconds. No paperwork. No branch visits. Total control over all your subscriptions. Tired of those monthly surprises? With one clear overview of all your subscriptions, you save money instantly and effortlessly. Have your business bank account up and running in no time, using just your phone, business details and ID. No branch visits, no waiting, no paperwork. Transparency, freedom and continuous improvement. The belief of continuously improving things defines who you are. With Ownership, Effective Communication and User-Centred Thinking as your core values, your driven to push boundaries and innovative. Join The Free in building a bank that is changing the world. bunq was created with you in mind. Rather than building another transparent, socially conscious bank, we took it one step further. We built your money's Swiss army knife.

Simple, transparent, accessible. Shine is the professional online account designed to support the self-employed and small businesses. The Shine account adapts to you, whatever your status. It is particularly designed for the needs of micro-businesses, self-employed people and small businesses. A real administrative co-pilot designed to simplify the daily life of your micro-business. The pro account designed to facilitate the financial and accounting management of your activity. An offer that evolves to help you manage your finances with ease, alone or with your associates Specially designed for freelancers and small businesses, Shine is easy to use and allows you to calmly manage expenses related to your activity. An ally of choice for your accounting. Shine simplifies the management of your receipts and streamlines your organization, whether you have an accountant or not.

Smart Business Banking for Startups, SMEs and Freelancers. Stay in control. Save on time. Bringing it all together for you. Banking, invoicing, payment gateway, billing, payment link, expense management and other tax return filing tools are designed to save you time and money. Focus on your business, not on banking and finance. Link your existing current accounts to Enalo for seamless payment collection and payouts. Industry-leading security and encryption. Real-time transaction notifications and smart business insights keep you in control. Customer support that cares whenever you need.

Found’s robust business banking, including automated accounting and tax tools, unlimited invoices, and more, all with no minimums or hidden fees. All of Found’s free features, plus premium tools and benefits like advanced automation, 1.5% APY on balances up to $20K, priority support, and more. Found’s all-in-one banking simplifies self-employment while saving you time and money. Manage your business from anywhere with our desktop login, as well as our free iOS and Android app. Found Plus is a suite of more powerful tools and benefits, right in the Found app. It’s a paid, premium plan with monthly and annual subscription options. With Found Plus, you can connect Found to your Venmo and PayPal accounts so that you can automatically see these transactions in your Found activity feed. With Found Plus’s priority customer support, you’ll get shorter wait times so you can speak with a live customer service agent when you need help.

Your payments, banking, and cash flow, all workig seamlessly together as one. Sell, save, spend, and borrow as fast as you need to. When you take payments and bank through Square, everything is connected. Watch your sales flow directly into Square Banking, so accessing and moving your money is fast, easy, and can even be automated. Make a sale, and instantly access the funds in your Square account. Spend and access money instantly from your Square sales with your debit card. Send money in and out of your account using your account and routing numbers.

Parker is a financial technology company offering a comprehensive suite of services tailored for ecommerce brands. Their platform includes the Parker Commercial Credit Mastercard, banking services, bill payment solutions, and analytics tools. The Parker Mastercard provides up to 90 days to repay purchases, with credit limits that scale alongside business growth. Users can generate unlimited virtual cards and earn 2x rewards on all debit spending. Parker's banking services feature high-yield savings accounts with annual percentage yields up to 3.60% and operate without hidden fees or minimum balance requirements. The analytics dashboard offers real-time insights into contribution margins, net cash flow, customer acquisition costs, lifetime value, and product-level profitability, enabling businesses to make informed financial decisions. Additionally, Parker's bill pay service allows for fee-free domestic wires and facilitates international transactions through TransferWise.

An all-inclusive, digital bank built for businesses. Apply for an unsecured instalment loan or overdraft in 15 minutes in the app. If approved, receive up to €100,000 in minutes. Simple and transparent pricing. Access digital invoices and expenses. Automatic VAT estimations. Easy file downloads. Plus 100% digital bookkeeping powered by BDO. Multi-currency accounts, international transfers, foreign currency exchange, unlimited ATM cash withdrawals, digital business loans, digital bookkeeping, data protection and financial assistance. All included in your business Premium Membership. Access financial assistance to support your business. Advice on loans, reducing your accounting expenses and overall administration. Apply in minutes and receive a decision in 1 business day. No paperwork or branch visits required. 100% digital application. Support from a dedicated SME advisor whenever you need it.

Lili provides a unified financial platform designed to simplify financial management for small businesses, helping streamline banking, accounting, and tax processes. Instead of paying for separate products and services, Lili customers have everything you need to run your business on one platform, while reducing hours on administrative work and spending more time growing the businesses. For online banking, Lili offers no minimum balance, no hidden fees, no overdraft fees, and a Visa Debit Card fee-free. Further, with BalanceUp, any overdraft up to $200 on our customers’ Lili Visa® Debit Card is covered. Lili customers can set up their account online in minutes – without the tedious paperwork of other banking solutions. *Lili is a financial technology company, not a bank. Banking services are provided by Choice Financial Group, Member FDIC, or Sunrise Banks, N.A., Member FDIC.

Make payments, get cash flow insights, tax estimates and more. Enter your details to receive a link to the app. The Countingup business current account has built-in accounting software that automates the time-consuming aspects of bookkeeping and taxes. Use your Countingup app to create and send unlimited professional invoices for free, and receive alerts when you've been paid. With all your financial data in one place, you'll receive real-time insights into your business finances with profit and loss reports, tax estimates and unpaid invoices. Share your bookkeeping data with your accountant in an instant with zero chance of duplication errors, data lags or inaccuracies. If you're operating as a sole trader or running a limited company on your own, our business current account is for you.

The Open business account comes with a VISA business card that combines banking, payments, accounting, expense management & taxes, in one place. The Open business account & VISA business card built for businesses. Unlike regular bank accounts, the Open business account is built to cater to the unique needs of small businesses. It is most powerful when used alongside your existing account. The Open business account comes with smart & powerful features that make banking, payments, accounting & expense management, both seamless & easy. The Open business account comes with all the tools you’ll need to collect & track payments seamlessly. Now you can make single or bulk payouts to vendors or make salary payments to employees with a simple file upload. Automate your accounting with the only business account that comes with a built-in GST accounting software. Get real-time visibility of all your team expenses with Open VISA cards.

Payowire provides virtual Visa and Mastercard for making payments globally. You can get a global bank account for freelancer payments, receive from Amazon, eBay, and other affiliate platforms easily, and make withdrawals with your local bank accounts. Unlimited Virtual Visa and Mastercard Create and manage yourself. Add fund Top-up Freeze card Unfreeze card Card Balance Check Check Statement Everything users can able to see and manage the card Instantly. Global Bank Accounts USD, EUR, GBP, and others countries' bank accounts. Payowire is a payment processor. Our product is for freelancers to make and receive payments easily, quickly, and safely.

The all-in-one business account. Automate your corporate finance management. Save time on expense reports. Truly optimize your accounting process. Manage your corporate finances by yourself or in collaboration. The best business account to send and receive payments on a daily basis. Stay focused on your core business by managing your finances and accounting from one place. Optimize your team's expenses by always staying in control. Open a business account for the online deposit of your share capital. No hidden fees, charges for special operations or transfer commission. Commitment-free and scalable, according to your business needs. A dedicated team is available 7/7 to answer your questions. Online business account: All you need to send and receive international payments. Making accounting seamless, day after day. Stay focus on your core business by connecting your finances and accounting tools.