Best Budgeting Software for Mac
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What is Budgeting Software for Mac?
Budgeting software is software that helps individuals and organizations plan, track, and manage their income and expenses. It provides features for setting budget goals, monitoring spending habits, and generating detailed financial reports. With real-time insights and automated tracking, the software helps users make informed financial decisions and stay on top of their financial health. Budgeting software often includes tools for cash flow forecasting and alerts for budget variances, enabling proactive financial management. This software is invaluable for households, businesses, and non-profits seeking to optimize spending, allocate resources effectively, and achieve long-term financial goals. Compare and read user reviews of the best Budgeting software for Mac currently available using the table below. This list is updated regularly.
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1
North One
North One
Business banking made for America. Business builders asked for better banking. So we built North One. Open an account in minutes. Building your business, creating jobs and serving your community is what you do. It’s hard work. North One makes the hardest parts of running your business easy. Focus on the road ahead, we’ve got your back. North One is proudly built for small businesses, startups and freelancers across America. Make payments easily, keep tabs on your money and put your finances on autopilot through smart integrations with the tools you’re already using. North One was built to make managing money easy so you can focus on running your business. No more branches. No more lines. No more paperwork. Get complete access to your North One Account from your phone or computer, wherever your business takes you. Create Envelopes for taxes, payroll, rent, and anything else automatically.Starting Price: Free -
2
Divvy
Divvy
Divvy has combined seamless expense management software with business cards so you never have to process another expense report. With Divvy, you can leverage faster expense reporting, enforceable budgets, and a single platform to offer real-time visibility into all spend. Ready to gain more control and streamline your spend management—in a one-stop, easy-to-use platform? Get Divvy today to empower your team and save everyone time (including yourself). Divvy provides their customers with a strong credit line and makes going over budget literally impossible. Put a stop to painful expense resorts and simplify the AP process with Divvy—all for free.Starting Price: Free -
3
Datarails
Datarails
Datarails is an AI-powered financial planning and analysis (FP&A) platform designed for Excel users who want to keep their existing models while automating tedious tasks. With FinanceOS, finance teams can consolidate data from multiple sources, generate automated reports, and streamline month-end close without leaving the familiar Excel environment. The platform integrates with leading accounting software, ERPs, and CRMs to centralize all financial data in one place. Built-in visualization tools make it easy to present KPIs, drill into real-time data, and answer stakeholder questions instantly. Datarails’ FP&A Genius uses conversational AI to deliver quick, accurate insights from fully consolidated data. By reducing manual work, the platform frees finance teams to focus on strategic analysis and business growth. -
4
Microsoft Dynamics 365
Microsoft
Accelerate your business growth with Dynamics 365, the next generation of CRM and ERP applications. Unify your data. Get predictive insights. Achieve amazing results. Make smarter decisions. Take actions that drive your business. Find and build stronger relationships. Improve productivity and performance. Get a single view of customers. Find and nurture the right leads. Create connected customer experiences. Stay on top of market trends. Deliver positive customer experiences—faster. Optimize resources and help technicians be more efficient. Reduce operational costs. Redefine your traditional global financial management. Automate processes to increase efficiency. Decrease operational expenses and financial complexities. Move from reactive to predictive operations. Automate and simplify your manufacturing and supply chain management. Maximize the life of your assets. Unify your physical and digital commerce. Build brand loyalty through personal engagement. Exceed customer expectations.Starting Price: $190 per user per month -
5
TimeCamp
TimeCamp
Discover how a feature-rich free time tracker can end your project management headaches. Let your team perform at its best without intrusive micromanagement. Are you struggling to keep track of your team's performance across different projects? Say "goodbye" to spreadsheets and guesswork. Let TimeCamp do the time tracking and focus on the work that matters. Learn how a piece of time tracking software can help you optimize your team's workflow as well as keep your projects within their budgets. Start working smart by employing TimeCamp to become your own project manager. Access all of the essential information about your projects in one place. Easy! Why waste countless hours on additional data processing just to have a precise report? TimeCamp does it all automatically so you can maintain your focus on the important work.Starting Price: $6.30 per user per month -
6
Quicken
Quicken
Keep your finances organized with Quicken and make this tax season the easiest one yet. Get your complete financial picture at a glance. With Quicken, you can view your banking, investment, retirement, and credit card accounts - all in one place.* Stay on top of your spending by tracking what’s left after the bills are paid. Make more informed money decisions by creating custom budgets you’ll stick to. See what’s coming in and what’s going out. Check what your balances will be after paying bills. And get alerts so you never miss a due date.* Review your portfolio, monitor performance, and see market comparisons to have more confidence in your buy/sell decisions.* Over 17 million members have trusted Quicken to plan and grow their finances for over three decades.Starting Price: $29.99 per year -
7
Acterys
FP&A Software
Acterys is an integrated platform for Corporate Performance Management (CPM) and Financial Planning & Analytics (FP&A) integrated with Microsoft Azure, Power BI and Excel. Automate the integration of all your relevant data sources with connectors to a variety of ERP/ accounting / Saas solutions and run all CPM processes on a single platform based on market leading SQL Server technologies (Azure & on-premise) Profit form ready made, fully configurable application templates for all aspects of planning, forecasting and consolidation. Business users can implement FP&A and CPM processes exactly to their needs, natively integrated with your day to day productivity solutions.Starting Price: $55.00/month/user -
8
Lumio
Lumio
With all your accounts in one place, track your balances in real-time, see where all your money is going, and get smart AI-insights into what you can set aside - as an individual and a family. Go beyond: track your joint accounts, current accounts, credit card, investments, ISAs, savings and more all in one money dashboard. Get a complete categorised breakdown of your income, spending and investments. Never get caught out by a pesky subscription again. Improve your habits with AI-powered notifications on how your spending is changing, and when you can afford to set some extra money aside. Whether you’re expecting a baby, just got a pet, or you’re buying a new home together - have peace of mind knowing your money is working for you and your loved ones. For far too long, expert money management has been only for wealthy individuals. We built Lumio because we believe everyone deserves the same level of personalised money management, regardless of their background and circumstances.Starting Price: $4.80 per month -
9
Banktivity
Banktivity
Banktivity gives you the power to finally take complete control of your finances. Immediate, long-term and everything in between! With our easy set-up, you’ll soon have the most complete and accurate picture of your finances. You’ll always know what’s coming in and what’s going out. Banktivity removes all the guesswork and keeps you on track to achieving your goals. Banktivity incorporates time-tested budgeting principles and methods to help you reach your financial goals. Take on life’s major financial milestones – plan for retirement, save for education, pay down credit card debt and more.Starting Price: $5 per month -
10
TimeSolv
ProfitSolv
Track time effortlessly and bill accurately with TimeSolv, a web-based time tracking and billing software for legal professionals. TimeSolv is an easy to use and intuitive platform that offers a wide range of features to help legal professionals improve their efficiency and profits. These include time tracking, document management, invoicing, reporting, expense tracking, and project management tools.Starting Price: $32.00/month/user -
11
Riskturn
Riskturn
RISKTURN is a risk-based software dedicated to investment valuation, capital budgeting, and project portfolio management. Simple and efficient, RISKTURN helps professionals and enterprises create a set of advanced investment valuation criteria such as CFaR, VaR, probabilistic NPV, IRR, ROI via an intuitive interface. RISKTURN is available in two editions: Professional and Enterprise.Starting Price: $95.00/month/user -
12
MoneyLine
NCH Software
MoneyLine is a personal finance software that allows you to track your money, bank accounts and spending in one easy location. Control your finances by tracking your spending, bank account balances and categorizing purchase and income transactions. Digitally balance your checkbook on all personal accounts including savings and checking accounts. Track additional accounts including credit cards.Starting Price: $59.95/one-time -
13
Costlocker
Costlocker
A time, cost and profitability management application for the financially focused agency CEO and their team. Manage your company based on numbers, not feelings. Originally, we created Costlocker for ourselves. We watched our turnovers, costs and timesheets, but that wasn’t nearly enough, as we still didn’t know how much our work paid off. We needed a tool that would give us true financial insights and help us make decisions based on numbers, not feelings. See client and project profitability. Learn what types of projects are worth focusing on. Discover gold mines and plug spending leaks. Keep track of invoicing and predict cash flow. Manage external project costs comfortably. See if won tenders cover the costs of lost ones. Learn whether employees earn their salaries. Integrate easily with Basecamp, Toggl and more. Get a detailed insight into your agency’s financial status. Track budgets and time to see how people on your projects are doing.Starting Price: $12 per user -
14
IDU-Concept
IDU
IDU-Concept is a budgeting, forecasting, and reporting system for midsize to large businesses in a wide variety of industries. In addition to these functions, the system also helps companies track spend, manage their assets and equipment, and more. IDU-Concept can be deployed in the cloud and paid as a monthly subscription, or purchased outright and installed on a local server, based on the preference and needs of each business. The Financial Reporting module aims to enhance visibility and provide full access to constantly updated, accurate data. The Revenue Reporting module allows users to comment on and analyze revenue data in real-time. It also helps calculate anticipated outcomes, predict risk, and report on past numbers. Alerts are automated and customizable, notifying users whenever new information is uploaded into the database, or a particular data set needs attention.Starting Price: $50.00/month/user -
15
Banana Accounting
Banana.ch
All your data is in tables, super easy to understand and edit. You can start in minutes. Be up and running in a few minutes with more than 500 templates to choose from. No fears, frustrations, or formulas. Error alerts and easy fixes, powerful automation, and reports. For a more relaxed and productive user experience: the new Start Page makes your beginning easier, the improved graphics makes your work more intuitive. Easily create professional invoices directly in the accounting file or manage them in a completely separate way. Print your invoices according to the new QR standard. The fast and flexible way to manage your inventory or warehouse with items of any kind. You can even record the movements of goods from one location to another. Be always a step ahead by planning the future of your business. Usually an analyst’s job, we made it simple, so you can really use it to better run your activity.Starting Price: $74.88 per year -
16
Copilot
Copilot Money
Review your recent spending, check on that refund, and see what bills are coming up. Our data-driven categorization engine creates custom rules to fit your spending. Set budgets to carry your remaining balance from one month to the next. Get a high-level overview with monthly summaries of your income and expenses. Tap to approve smart adjustment suggestions. Our categorization engine is a quick study. Create your own spending categories and groups. Define custom rules for the trickiest transactions. See transaction details from Amazon and Venmo. Make adjustments to any part of a transaction. Enter your property address and Copilot will track your home’s estimated value. Keep tabs on your net worth with consolidated views of your accounts and investments. Copilot’s smart monitoring lets you know when something needs your attention with alerts that help you. We treat your personal and financial data like we’d want ours to be treated.Starting Price: $8.99 per month -
17
HomeBank
HomeBank
Designed to be easy to use and to be able to analyse your personal finance and budget in detail using powerful filtering tools and beautiful charts. If you feel that your personal finance require additional level of security, there is plenty of solutions to encrypt data on a computer (TrueCrypt, PGP, native windows bitlocker) for that purpose. A financial application should manage finance data, and a security program should deal with security. Any software must have some scope limits. I think it is better to use external proven and reliable solutions than implement a smokescreen, as the file format used for HomeBank to store data is a simple xml file (so text file), you can review with a txt editor. Adding to this, I do think it make sense and it is more convenient to protect data globally on a computer, instead of being annoyed to fill in a password every time you open a file with an application, your session password and a truly global protection system on your computer.Starting Price: Free -
18
Buddi
Buddi
Buddi is a personal finance and budgeting program, aimed at those who have little or no financial background. In making this software, I have attempted to make things as simple as possible, while still retaining enough functions to satisfy most home users. Buddi is released as Open Source Software. You can download it for free, with no disabled features and no time limit. If you find that you like it, and that it has helped you to organize your finances, I would greatly appreciate a small donation via the link at the bottom of the page. I have spent thousands of hours of my own time perfecting Buddi - while I am not doing this for the money, I do need to support myself and my family, and every little bit helps. Buddi is currently available in multiple languages. If you are interested in translating to another language, feel free to do so! I would greatly appreciate it if you also sent me the translated file once you are finished.Starting Price: Free -
19
Spendee
Spendee
Track all your money effortlessly in one place. No need to use different internet banking apps to analyze your money flow separately. Spendee automatically synchronizes and adds all your transactions so you get a complete overview in one place. Don’t waste a lot of time on money management, but fully enjoy your life instead. Thanks to our kick-ass auto-categorization engine we categorize all your new transactions for you. Staying within your budget has never been easier. Set up different budgets for different categories or different wallets. An unlimited amount of budgets helps you to optimize your saving habits and boost your savings in the right place. Shared wallets are a perfect solution for everyone who wants to track their money with more users. You will have a superb overview of who paid for what and how much you all spent in total.Starting Price: $1.99 per month -
20
TrulySmall Expenses
TrulySmall
Take your business to the next step and start automating your budgeting and expense tracking. TrulySmall Expenses will help you keep an eye on your spending, get a bigger tax refund, and make smarter business decisions. If you don’t have a separate bank account for your business yet, we’ve got you covered. Keep your expenses separate (and organized) and switch between the two, anytime. View your top categories, monthly budget, spending trends, and more. Know exactly where your money is going and where you need to cut down. View your top categories, monthly budget, spending trends, and more. Know exactly where your money is going and where you need to cut down. With TrulySmall Expenses and invoices, you can easily add any expenses back to an invoice. Using OCR technology, we’ll enter all of your receipt details automatically. Just snap a photo and we’ll scan, read, and enter your receipt information as a transaction.Starting Price: $8.99 per month -
21
Peaceful Mindful Pocket
Peaceful Mindful Pocket
Take control of your finances with automated budgeting and personalized expert support. We've made budgeting more convenient: Automatic transaction imports Automated transaction classification with AI assistance Free 1on1 coaching session to get started Support for multiple budgets (personal and business) E-book Guide Live support when you need help We offer Two Plans: Premium Yearly Plan $130/year 30 day Money Back Guarantee, no questions asked Past 30 days, cancel at any time and get a pro-rated refund Lifetime Pass $400/One-time Payment 30 day money back guarantee No cancellation past 30 days All Plans Include: Budgeting App Support for multiple budgets (personal and business) Live Chat Support 1 Free 1on1 Financial Coaching Session (Value of $125) Templates for different situations (Coming Soon) Transaction Automations (Coming Soon) Ongoing Product & Financial Coaching Support via Community Free Personal Finance Guide E-BookStarting Price: $130/year -
22
Vena
Vena Solutions
Vena Solutions offers a comprehensive financial planning and analysis (FP&A) platform designed to integrate seamlessly with Microsoft Excel. The platform enables organizations to accelerate their budgeting, forecasting, reporting, and financial close processes through AI-powered automation. With real-time collaboration, customizable workflows, and easy-to-use dashboards, Vena helps businesses make informed decisions, improve efficiency, and maintain compliance. Vena’s integrations with Microsoft 365 apps and its strong data transparency features provide a single source of truth for financial operations, making it ideal for businesses of all sizes. -
23
Money in Excel
Microsoft
Seamlessly connect your financial accounts to Excel to view and manage all your finances in one place. Understand how you’re spending your money and receive personalized insights about your monthly spending so that you can achieve your financial goals. Simply connect your financial accounts to Excel and see all your transactions in one place to understand how you are spending your money. Receive personalized insights about changes in your monthly spending, subscription price increases, bank fees, and more so that you're always on top of your finances. Customize Money in Excel to make your money work for you. Leverage tailored charts we've created for you or build your own using your favorite features in Excel. Bring your ideas to life with more customizable templates and new creative options when you subscribe to Microsoft 365. -
24
PocketSmith
PocketSmith
We're a diverse bunch of people here at PocketSmith, and we all have different money attitudes and goals too. This is why we made our personal finance app really customisable. Unlike other personal money management apps, we don't force you into a system, because we don't think like that either. We're here to help you focus on what you care about, with personal accounting software that’s tailored specifically to you. All you need to do is pick and mix the features that you want in order to design a solution that works best for you. When things change, PocketSmith will change with you. We use our deep understanding of our customer needs to deliver a rich and comprehensive experience that stands the test of time. We're highly responsive and care about getting you in control of your money, so if you need a little help or just want to learn more, please get in touch. Some free budgeting apps advertise to you, making you their product.Starting Price: Free -
25
Money Lover
Money Lover
Get the award-winning personal finance & money management app to manage money now! Track your expenditures, monitor your transactions, create your monthly budget, push yourself in saving money, and much more. You can also link your Money Lover wallet your bank account to automatically track your transaction history. Money Lover is a must-have app for personal financial management. Managing finances becomes super easy and fast! Personal financial management can be difficult for many people. You need to track your expenses and also, you need a budget. Don’t forget to track whether you are saving money every month. Money Lover is a personal bookkeeping and money management app that will help you in every step of the way. Let us help you manage your personal finance efficiently and effectively!Starting Price: Free -
26
Bluecoins
Bluecoins
Bluecoins is an incredibly simple finance app that is an excellent expense tracker, budget and money manager tool. It is the complete reporting and analysis app to manage money, expenses, income and budget. Use it for personal finance, as family budget planner, or for small business! Generate reports of monthly expenses, manage family budget with your spouse, or export finance records into spreadsheets/pdf! It is easy and be amaze at how you can be a finance and budget expert in no time. Take control of your money right now! Easy to understand reports and charts that you easily generate within the app. All finance reports of your money, budget, expenses, income and more can be readily exported in pdf, excel, html. Send reports directly to a printer for printing! The reporting feature of this money app is the best of its class!Starting Price: Free -
27
Buddy
Buddy
Stop overspending and get to know exactly how much you have left to spend by planning ahead using budgets. Quickly add your transactions to see how much you're spending and where your money going. Invite your partner, roommate, or anyone else to your budget and sync transactions between each other. Make the app yours by creating your own categories and choose the color themes of the app. Set up your spending & savings accounts as well as any debt and see your total net worth.Starting Price: Free -
28
CCH Tagetik
Wolters Kluwer
Companies trust CCH Tagetik Corporate Performance Management software to save time, lower costs and reduce risk. Get a faster close, more forward looking-planning and in-depth analytics by connecting data, processes and people with a single trusted source. CCH Tagetik Finance Transformation Platform, powered by the Analytic Information Hub, is the unified platform that connects finance and operations and streamlines your consolidation & close, planning, reporting & analytics, disclosures and compliance. -
29
Prophix
Prophix Software
Prophix is a corporate performance management (CPM) software for companies of all sizes and in every industry. Prophix combines budgeting, planning, forecasting, and financial consolidation, and reporting capabilities in one platform to help businesses move beyond Excel and drive performance. Available on-premise or in the cloud, Prophix is trusted by thousands of companies worlwide to automate their core financial processes. -
30
Limelight
Limelight Software
Get real-time planning, forecasting and reporting out of your ERP. Limelight is the next generation of Excel offering data integration, collaboration and control. Plan, analyze, and report, all in one place. By connecting your data and people in one place, Limelight increases communication, makes work visible and accelerates time to insight. Get your budgeting and forecasting done faster, more accurately, and with collaboration from all departments. With Limelight, you can view and analyze reports in real-time, drill down to transactional details and provide information via narratives that managers can easily understand and use to make informed decisions. Access the whole story with reports that combine narrative with beautifully visualized charts. Quickly understand the state of your financials and discover insights that can lead to profitability.