Best Accounts Payable Software for Startups
View:
Compare the Top Accounts Payable Software for Startups as of April 2026
Sort By:
What is Accounts Payable Software for Startups?
Accounts payable software helps businesses automate and streamline the process of managing and paying invoices, ensuring that bills are paid on time and accurately. These platforms typically include features like invoice processing, approval workflows, payment scheduling, and integration with accounting systems to ensure financial accuracy and compliance. Accounts payable software can also track payment histories, generate reports, and provide insights into cash flow management, helping businesses maintain a healthy financial position. By using this software, organizations can reduce manual errors, improve operational efficiency, and enhance supplier relationships through timely payments. Compare and read user reviews of the best Accounts Payable software for Startups currently available using the table below. This list is updated regularly.
-
1
Xero
Xero
Xero's expense management system simplifies the accounts payable process, replacing time consuming paperwork with a few easy clicks. Reimburse expenses, track spending, and manage expenses from anywhere with Xero's powerful Cloud-based platform.Starting Price: $20/month -
2
Zil Money
Zil Money
Zil Money offers the Payroll by Credit Card feature to pay your employees on time and earn cash back rewards. Also write-off payroll funding by credit card fees as a business expense. This is a great solution to improve cash flow and keep your employees happy. The platform provides payment methods like ACH, wire, eChecks, printable checks, international payments, virtual cards, and more for flexible fund transfer. You can also customize and print checks instantly on blank stock papers using a regular printer at your office or home. Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.Starting Price: $0 -
3
Odoo
Odoo
Odoo is a fully integrated, customizable, open-source software packed with hundreds of expertly designed business applications. Odoo’s intuitive database is able to meet a majority of business needs, such as: CRM, Sales, Project, Manufacturing, Inventory, and Accounting, just to name a few. Odoo is an all-in-one software solution designed to meet the needs of companies, regardless of their size (or budget). The unbeatable, seamless nature of Odoo helps businesses become more efficient by reducing redundant manual processes, which helps companies save countless hours of labor. Every module is interconnected to provide a fully-integrated experience from app to app, and users can automate many processes that would’ve otherwise required manual inputs into multiple applications. Odoo keeps all business functions in one place, allowing teams to collaborate with other departments from one unified platform in the most efficient way possible.Starting Price: $25.00/month/user -
4
Square 9
Square 9
Square 9 removes the frustration of extracting data from documents, forms, and all external sources, so you can harness the full power of your information. Release your team from repetitive tasks while your work flows freely in areas like Accounts Payable, Order Processing, Customer and Vendor Onboarding and Contracts Management.Starting Price: $50/month/user -
5
Online Check Writer
OnlineCheckWriter.com – Powered by Zil Money
Take advantage of Overnight Check Mailing with Tracking for secure payments: simply create your checks, click send, and OnlineCheckWriter.com – Powered by Zil Money will print and mail your checks via FedEx overnight. Users can design, customize, and print checks using a regular printer on blank stock paper, saving up to 80% on costs. Checks can be printed at home and mailed to payees with mailing services starting at $1.25. The platform also enables payments via ACH, checks, and wire transfers. In addition, OnlineCheckWriter.com supports secure international payments and offers easy expense control with virtual cards. OnlineCheckWriter.com – Powered by Zil Money integrates with leading accounting platforms to automate bookkeeping and streamline financial operations. Supported integrations include QuickBooks (QuickBooks Silver Tier Partner), Xero, Zoho Books, Sage Intacct, NetSuite, and FreshBooks, allowing businesses to manage payments and reconcile accounts efficiently.Starting Price: $0/month -
6
NolaPro
Noguska
NolaPro is a robust, Linux-based ERP for Accounting, Order Tracking, Inventory Management & Payroll, designed to rival much more expensive choices. It is fully customizable and scalable for any size business, unlike any accounting program available today. The Cloud version allows a "hands-off" approach, but can be downloaded on Linux or Windows platforms for those who prefer to have local control and security. Features include: Credit Card Processing, Fulfillment & Service Order, AP, AR, Inventory, CRM, General Ledger, Payroll, Timeclock, Client Payment Portal and integration with many 3rd party apps -- or request your own! NolaPro is multi-lingual, supports multi-currency, offers tons of options & add-ons, and comes fully loaded with over 150 standard reports. A+ reviews from TechRepublic, The Linux Journal, Entrepreneur Magazine and CNet agree that NolaPro provides flexibility, features and pricing which provide you unparalleled value in managing your business.Starting Price: $0 -
7
Expensya
Expensya
Expensya is a solution that transforms spend management. Expensya users can manage and process any type of expense: online purchases, general costs, expense reports, remote work, Per Diems, mileage expenses, and more. Thanks to its across-the-board features and expertise, Expensya currently supports more than 5000 companies and provides a comprehensive solution to its users, for flawless end-to-end management of all business spends. Expensya also integrates with your bank cards, your HR system, your ERP, your accounting system, and your Travel manager. Expensya automates every step of the process, saving time and increasing your team's productivity Our vision is to give the most complete, intuitive, and scalable solution.Starting Price: $5.91/month/user (annually) -
8
QuickBooks Online
Intuit
QuickBooks Online is the most popular accounting software in the world. QuickBooks Online makes accounting easy. Make tracking receipts, income, bank transactions, and more feel simple with the #1 small business accounting software. Snap photos of your receipts and link them to expenses right from your phone. Our agents are ready and available to answer all your QuickBooks questions. Use the apps you know and love to keep your business running smoothly. QuickBooks Online works on your PC, Mac, tablets, and phones. Click the link above to get a 30 day free trial and 50% off your first 3 months. More than accounting software. QuickBooks helps you track income, expenses, and stay ready for taxes. Customers find on average $3,534 in tax savings per year. Need more help? QuickBooks Live helps you stay organized and be ready for tax time. QuickBooks comes with a mobile app that help you run your business on the go—anytime, anywhere.Starting Price: $9/month (normally $15/month) -
9
BILL
BILL
BILL (NYSE: BILL) is a leading financial operations platform for small and midsize businesses (SMBs). As a champion of SMBs, we are automating the future of finance so businesses can thrive. Our integrated platform helps businesses to more efficiently control their payables, receivables and spend and expense management. Hundreds of thousands of businesses rely on BILL’s proprietary member network of millions to pay or get paid faster. Headquartered in San Jose, California, BILL is a trusted partner of leading U.S. financial institutions, accounting firms, and accounting software providers. For more information, visit bill.com.Starting Price: $45 per user per month -
10
Expensify
Expensify
Track expenses, pay bills, generate invoices, collect payments, plan trips, and manage company credit cards. All of your preaccounting, in one app. Expense Management - Snap a photo of a receipt with SmartScan for easy expense reporting, approval, next-day reimbursement, and syncing with accounting software. Expensify Card - Get the best business credit card for even faster expense reporting making corporate card reconciliation and expenses a breeze, and it’s free. Bill Pay - Send your vendor bills to Expensify for automatic tracking, approval, and payment. Invoices - Create and send invoices, while collecting payments and syncing automatically to your accounting package. Travel - Book flights, hotels, and cars simply by chatting with Concierge, your personal trip planner. Personal Payments - Split bills, request payments, and chat with friends. Give it a go at Expensify.cash!Starting Price: $5.00/month/user -
11
LeapAP
LeapAP
LeapAP is an advanced accounts payable automation platform designed specifically for property and community management companies, including condo, HOA, commercial, and residential sectors. It enables users to receive, code, approve, post, and pay invoices quickly and paperlessly from anywhere, significantly improving efficiency. LeapAP integrates seamlessly with accounting systems to eliminate manual data entry and streamline workflows. The platform offers features such as automated invoice capture, customizable user roles, and a complete audit trail to enhance security and visibility. It protects against duplicate and lost invoices and supports low-cost electronic payments. Trusted by property management firms across North America, LeapAP helps reduce AP costs by up to 80% while allowing businesses to scale without additional hires.Starting Price: Get a quote -
12
Patriot Accounting
Patriot Software
Patriot Accounting is an innovative, cloud-based accounting and payroll system for accountants and small business owners. Simple and intuitive, Patriot Accounting helps users efficiently track monetary transactions, invoice customers, print forms, and pay bills. By leveraging Patriot Accounting, users have the capability to set up multiple accounts, including income and expense accounts, as well as handle various types of transactions such as money withdrawn or deposited, incoming money from product sales, money for payroll, and more. Patriot Accounting offers a host of features such as cash tracking, vendor account management, profit and loss statement, transaction summary reports, expense tracking, among others.Starting Price: $20/month -
13
Tipalti
Tipalti
The only solution to automate your end-to-end payables process. Automate your full accounts payable, global payouts, procurement and employee expense processes with Tipalti and eliminate 80% of your manual workload. Tiplati enables you to onboard suppliers, partners and freelancers with ease, streamline PO generation, accelerate approvals, eliminate invoice entry and make fast global payments to 190 countries in local currency. Also includes global tax compliance, 2 & 3 way PO matching, multi-entity support, and instant reconciliation with ERP integrations that include NetSuite, Xero, Quickbooks and Sage Intacct.Starting Price: $129 USD, £119 GBP, €129 EUR -
14
IDOS
Digital CFO - IDOS
Digital CFO is an automated accounting, financial management & reporting software ERP, that is agnostic to sector and size of business. IDOS enables real-time and accurate transaction processing and ensures that the data processed is available in real-time for every upstream reporting & analytics activity. IDOS is used by businesses of all sizes including micro and small businesses as well as large multi national organisations with multiple branches and business segments. IDOS even powers the accounting & CFO services of two of the Big 4 Global Accounting & Audit firms, which use IDOS to provide accounting, financial management & reporting services to their end customers. One of the unique capability of IDOS is its ability to help the business to engage with the eco-system in which it functions. IDOS has in-built digital portal which can be accessed by customers, vendors, bankers of the business to transact and engage with the business in realtime. Contact us to know more.Starting Price: $5.00/month -
15
QBILLY
QBILLY
Our cloud-based AP software automates invoice processing and enhances your existing accounts payable financial software to create a seamless platform that allows your accounts payable department personnel to work from anywhere, remotely or in the office, without purchasing expensive accounting software. QBILLY provides a secure, simple, and cloud-based AP add-on solution for receiving, tracking, routing, approving, archiving, and paying vendor invoices while integrating with most accounting software systems. Our software provides you with wizards to easily configure the system to work the way you want it to work. Also, our software allows you to connect your financial stakeholders to AP information with a cost effective and flexible solution that is accessible from anywhere and from any device. This software will eliminate manual processes to reduce the number of accounting errors and allowing you to become more productive, reduce costs, and go paperless.Starting Price: $14.99 per month -
16
Affinda Invoice Extractor
Affinda
Affinda provides AI-powered document automation solutions that combine the adaptability of human understanding with the precision of computer accuracy to streamline document processing tasks. Affinda’s Invoice Extractor lets you easily extract data from even the most complex invoices. Quickly and successfully process batch of invoices in PDFs, DOC, PNG, and JPG. Affinda Invoice Extractor recognises 50+ fields including line-item detail to allow accounts payable departments to streamline their processes. Companies switch to Affinda because of our ability to extract data from even the most difficult invoices, thereby freeing up staff to focus on higher-value activities. The Affinda Invoice Extractor is powered by our AI Engine, VEGA. It uses innovations in NLP (Natural Language Processing), Transfer Learning and Computer Vision so it can understand documents like a human. VEGA constantly self-learns and continues to improve over time.Starting Price: $300 -
17
Finexio
Finexio
Finexio is the leading AP Payments as a Service company focused on enabling end-to-end business payment capabilities in mid-market and enterprise organizations. This fully managed AP Payments as a Service solution represents a powerful disruption to traditional, disjointed manual-based AP processes. Finexio’s modern, efficient service model, robust API, SSO capabilities, and differentiated service capabilities allows companies to eliminate manual processes, lower payment costs, and prevent payments fraud. Founded in 2015 by Payments Industry veterans, Finexio has grown rapidly by working with hundreds of CFO’s across the country, moving billions of dollars securely and efficiently. Finexio alleviates manual work for financial teams AND drives more value from accounts payable.Starting Price: 1000.00 -
18
Enalo
Enalo Technologies Private Ltd.
Smart Business Banking for Startups, SMEs and Freelancers. Stay in control. Save on time. Bringing it all together for you. Banking, invoicing, payment gateway, billing, payment link, expense management and other tax return filing tools are designed to save you time and money. Focus on your business, not on banking and finance. Link your existing current accounts to Enalo for seamless payment collection and payouts. Industry-leading security and encryption. Real-time transaction notifications and smart business insights keep you in control. Customer support that cares whenever you need.Starting Price: $10 per year -
19
Qvalia
Qvalia
Qvalia is a platform for finance teams to automate processes and have complete control of transactions and financial data. We improve accounts receivable, accounts payable, and enable real-time spend analytics and line-item level accounting automation. Integration is easy and the pricing is transaction-based with 1-month cancellation. Accounts receivable with Qvalia Autobilling includes B2B checkout widget for e-commerce and automated invoicing, reconciliation, reminders, and more. Manage all your transactions quickly in one location. Send and receive e-invoices for free using the global e-invoice network PEPPOL or PDFs to email recipients. Manage subscriptions and recurring invoicing with a solution that simplifies and automates order-to-cash and B2B e-commerce sales. Kickstart the digital transformation of your finance processes and achieve 100% electronic supplier invoices with PDF Converter.Starting Price: €50 per month -
20
Peakflo
Peakflo
Streamline bill payments & invoice collections. Put your accounts payable & receivable on auto-pilot. Spend more time growing your business, and less on managing your payments. Create Purchase Quote and streamline the approval process before sending it to the vendor. PO Matching to vendor invoice and track open/closed PO with budgets. Capture vendor invoice details automatically or manually and make payments confidently at 0% FX markup. Create professional draft invoices and allow customers to confirm the amount before you invoice them. Set up smart workflows with automated WhatsApp and email reminders. Say goodbye to spreadsheets. Leverage the dashboard, detailed out-of-the-box reports, and customer timelines to stay up to date. Integrated task management. Centralized workspace with promise-to-pay tasks and actions that allow your team to follow up with customers with a click. Two-way integration with your accounting software.Starting Price: $1,120 per month -
21
Scrypt AI
Scrypt AI
Take your AP and AR processes to the next level in automation with Scrypt’s truly touchless AI data capture technology. Data processing using artificial intelligence and machine learning still requires human intervention, for data entry, coding, writing rules, templating, approvals, and more. What was once merely automated is now autonomous with Scrypt. Our integrated payables and receivables platform revolutionizes the way you deal with data, or rather, the way you don’t deal with it. By simulating human thinking, Scrypt can read any document or image, then learn, discover, and perform judgment-based tasks on its own. Scrypt customers enjoy the most accurate and cost-effective way to automate AP and AR processing with revolutionary scale and extensibility. Universal invoice hub for end-to-end accounts is payable. Automatic processing of checks and remittances all the way to deposit. Smarter payments turn AP from a cost center into a profit center.Starting Price: $1 per invoice -
22
DualEntry
DualEntry
DualEntry is #1 AI-native ERP built by and for accountants. It’s designed to scale with high-performing teams from mid-market to IPO, handling up to 40 billion transactions per business per month. 𝗕𝘂𝗶𝗹𝘁 𝗯𝘆 𝗮𝗰𝗰𝗼𝘂𝗻𝘁𝗮𝗻𝘁𝘀, 𝗳𝗼𝗿 𝗮𝗰𝗰𝗼𝘂𝗻𝘁𝗮𝗻𝘁𝘀, 𝗗𝘂𝗮𝗹𝗘𝗻𝘁𝗿𝘆 𝗼𝗳𝗳𝗲𝗿𝘀: • Multi-entity consolidation across global subsidiaries • Multi-currency support, covering 180 local currencies in 240 countries, with live FX rates • Automated intercompany eliminations and journal-entry posting • Custom workflows and granular access controls • Role-based, real-time dashboards • Audit-ready financials with SOX, SOC 2, and GDPR compliance • A flexible, complete GL that you can tailor to you with unlimited nestable classifications and custom feeds • Real-time insights and drillable, multi-dimensional reporting across entities • 13,000+ native bank connections covering 60+ countries • 200+ free, seamless integrations across CRM, AP, AR.. -
23
Planergy
Planergy
Planergy is a SaaS-based spend management system that gives businesses more control over their financial operations. Planergy automates the entire Procure-to-Pay and AP Automation process giving immediate real-time reporting dashboards, approval automation, removing bottlenecks, controlling budget management and matching Purchase Orders, with Receiving, with AP Automation. You’re In Good Company: • 10+ years of Procurement and AP Automation experience • 1000+ companies rely on Planergy across various sectors • $12 billion in spend managed • Financially stable with strong growth Saving Customers Up to: • 50% of Order Processing Time • 80% of Accounts Payable Processing work • Accelerating monthly close by up to 30% Planergy’s flexible platform integrates with most accounting software and ERPs including Oracle, SAP, NetSuite, Sage, Quickbooks, Xero and many more. -
24
Parashift
Parashift
Don’t reduce manual invoice data entry. Skip it entirely. Use Parashift to instantly eliminate 100% of your invoice data entry work now. No initial setup, no infrastructure, licensing or troublesome implementation. We only charge variable costs for your processed document volume. No minimal consumption is required. Start small. Thanks to an enormously scalable cloud infrastructure you can scale up or down instantly. Parashift goes beyond OCR and Data Capture. We validate extracted data for you so that you don’t have to. Improve your accounts payable processes tremendously. We greatly increase the efficiency of the accounts payable department by processing the most common purchase to pay documents: - Offer - Order - Oder confirmation - Delivery statement - Pro-Forma invoice - Invoice / Receipt - Credit note - Dunning (with overdue fines) Parashift integrates into your existing Purchase to Pay Software -
25
Open Envoy
Open Envoy
Our AI is trained by experts to compare every element of an invoice against the original quote, purchase order, and contract so you never overpay a partner, carrier, or supplier. Automated GL coding, real-time analytics, and no more OCR templates to manage mean greater savings and improved cash flow. Open Envoy connects seamlessly with your existing ERP and payment network, improving accuracy and speed while reducing costs. Trust that every invoice you receive is evaluated to ensure 100% accuracy. Receive immediate alerts when discrepancies are uncovered. Give your team best in class controls to protect your company from supplier fraud. Keep cash flow safe and hold your suppliers accountable. Our no-code integration gets you up and running fast. Automating tedious work for your AP team frees valuable resources and increases their effectiveness.Starting Price: $599 per user per month -
26
Zaggle Zoyer
Zaggle
Accounts Payable (AP) processes are traditionally hampered by manually intensive, complex and poorly controlled processes making it challenging to effectively manage business payments Zoyer, an integrated data-driven business spend management platform with embedded finance capabilities, transforms accounts payable into a modern, digital-first function. Zoyer embeds automation, intelligence and payments into core invoice-to-pay workflows, empowering finance and business leaders with insights into enterprise-wide spends to optimally manage cash outflows and maximize business performance. Additionally, high-velocity businesses that onboard onto the Zaggle platform can opt for the Zaggle founders card and corporate credit cards to finance corporate spends. This ability to access an instant line of credit improves liquidity, and closes funding gaps. -
27
Agicap
Agicap
By centralizing your cash flows and automating tasks, Agicap allows you to focus on the essentials, analysis, and decision-making. Build your cash flow forecast and monitor the achievement of your targets. Visualize your cash position by synchronizing your bank accounts and business tools. Improve overall productivity with automated, centralized, and harmonized cash management. Use a comprehensive collaborative tool and consolidate all your data. Anticipate your cash flow at the consolidated level or entity level. Consolidate and monitor your cash flow from multiple banks, entities, and business tools with ease. Set up automated cash forecasts and explore scenarios. Create custom dashboards to improve your analysis and reporting. Let Agicap automatically categorize all your banking transactions. Monitor the differences between the actuals and the forecast in real-time. Build a reliable forecast and make fully informed decisions at the right time. -
28
Trolley
Trolley
Pay your recipients, anywhere. Fast, efficient, automated payouts. Trolley is a modern payouts platform designed for the internet economy. One set of integrated tools offering end-to-end payouts automation. Enabling payouts worldwide to 210+ countries and territories. Automate recipient onboarding, payments, and tax compliance through one payouts system that delivers a seamless experience to your recipients. Verify identity and build a best-in-class recipient experience. Streamline onboarding, KYC compliance, and automate communication to recipients with a self-service, white-label solution. Gain access to one of the broadest global payment networks, offering flexible payout options to recipients, and making payouts faster than ever.Starting Price: $49/month -
29
Kaunt
Kaunt
Elevate your invoice automation offering with embedded AI invoice coding and categorization. API-based, white-labeled, and live within weeks. Your customers expect AI. Unlock a competitive advantage with unbeatable time-to-market, reduce risk, and satisfy your customers. Integrate the next generation of automation into your finance software with Kaunt. Kaunt’s API-based solution seamlessly embeds within your existing software, enabling you to deliver best-in-class AI directly through your current UI. Automate non-PO invoice handling with AI-based account coding. Our AI identifies GL accounts and any number of customer-defined dimensions on the line level and generates the final posting texts. Help your customers become more efficient and reduce errors by providing real-time identification of GL accounts and dimensions during PO creation. Let AI power your expense management offering, ensuring accurate expense category identification and a reduced workload on employees.Starting Price: €0.05 per invoice -
30
Cashflow.io
Cashflow.io
Cashflow.io is a cloud-based fintech SaaS platform designed to automate and streamline the entire cash cycle by centralizing accounts receivable, accounts payable, payments, and financing into a single integrated system. It enables businesses to digitize financial operations through automated invoice handling, payment processing, and collections, reducing manual work, eliminating data entry errors, and improving efficiency across workflows. It provides tools to issue invoices, accept payments, and manage billing with flexible payment terms, including installments and customized fee structures, while also offering real-time visibility into financial performance through integrated analytics. Cashflow.io supports seamless integration with existing accounting systems, allowing businesses to reconcile transactions easily and maintain consistent financial records without disrupting current processes.Starting Price: $50 per month
