Browse Code
Note that OpenCBS Desktop is not developed anymore, it was replaced by OpenCBS Cloud in 2019. You may still download and use the Desktop version for free, but no support can be provided. If you would like to request a Free Trial of OpenCBS Cloud, please follow this link to our website: https://opencbs.com/request_cloud/
OpenCBS Desktop is an open-source Core Banking System developed primarily for microfinance institutions and smaller financial institutions
It is built around a robust core extensible through plugins. The core includes user and client management, loan schedule generation, loan tracking, repayment management, savings tracking, reporting.
It can be easily integrated with external agents like accounting software, POS terminals, web services, etc.
Features
- User and password management
- Client registration
- Additional client and loan data tracking through custom fields and extensions
- Flexible schedule generation with adjustable interest rates, maturity, grace period, fees, and more
- Flat, declining balance, and annuity schedules
- Exotic schedules
- Loan registration → credit committee → disbursement
- Daily penalty and interest accrual
- Early and late payments
- Rescheduling, manual edits, line of credit
- 40 standard reports
- Unlimited number of custom reports
- Custom loan agreements, cash receipts, and other internal forms
- Raw data extracts to Excel
Project Samples
